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Keep The Change

Keep The Change

855 episodes — Page 14 of 18

Your Questions Answered w Mikey Smith (Part 2)

Mikey and Luke sit down to answer two of your questions before we get interrupted by Uber eats so check those out and see what you can learn.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 17, 202212 min

Sell A Business Tax Free w Mikey Smith

Do you know that if you sell a business you shouldn't get taxed on this? We explain why and how you can think about this in terms of your side hustle.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 15, 202219 min

Quiet Quitting | Loud Losing w Mikey Smith

Quiet quitting, what is up with this latest fad of doing the bare minimum? we explore how this type of thinking could be the downfall of a number of people if they get trapped in this way of living.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 13, 202225 min

The Queen Has Left Us :( w Mikey Smith

Mikey and Luke are both pretty sad about the Queen dying. We touch on what an amazing career, if you can call it that, the Queen his head and reflect on how this impacts so many people. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 12, 202217 min

Money Mail 122 - Why $100k is your new target income

Around 1/9 people earn over $100,000 in this country. I am on a mission to help people get increase that statistic. We can find different ways to earn income and right now we need to as inflation is rampant. Tune in to learn why you need to target this and how you can get closer to it.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 10, 202228 min

Our $10,000 investment in you? w Mikey Smith

Hear more about our idea to invest $10,000 into one of your business ideas and help you to build a business over the next 12 months. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 9, 202215 min

A 'system' change won't change your life? w Mikey Smith

Why are people so obsessed with thinking they will have a better life when the system changes? Start by changing yourself instead. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 6, 202238 min

Your Questions Answered w Mikey Smith (Part 1)

These are Keep The Change community questions that have been asked and Mikey and Luke sit down to answer these for you. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 5, 202259 min

Money Mail 121 - Tick these 3 goals off before it's too late

Last week, I gave you the ultimate guide to fighting back against inflation. I really hope you took something practical from it. This week, I have 3 practical goals I want you to achieve before Xmas. Tune in to learn what they are and how you can do it.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 4, 202224 min

Can you still get a mortgage? [August] w Mikey Smith

Mikey lets us know how busy the mortgage world has been and we make some bold predictions around what we see happening in the world at the moment.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 3, 202233 min

Where do you see yourself in 5 years? w Mikey Smith

How to get people thinking about the age old question of where you see yourself in five years time and actually building a vision for your life. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 1, 202239 min

The value equation w Mikey Smith

Mikey explains to us how you can add more value to your life, your job, and to anything using the simple equation. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 30, 202232 min

Who is this Tate / Top G guy & what can we learn? w Mikey Smith

We sit down to discuss the famous and most google searched person Andrew Tate and figure out why he is so popular and dive into why been cancelled. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 28, 202216 min

Money Mail 120 - The ultimate F*&k inflation guide

The Reserve Bank said that they expect inflation to be above the targeted rate (1 to 3%) until June 2024. That means your purchasing power is going to continue to get crushed. I am going to show you how you can help yourself and make some extra income. Don't delegate this responsibility to the govt or employer.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 28, 202235 min

Money Mail 119 - It only took 5 years to change my life

5 years ago, my business partner and I sat in Fiji tipping over a couple of Fiji golds, scheming how to build a $1,000,000 business. At the time, we had no clients, no revenue, but we did have a relentless desire to make it happen. We are now 5 years on, tune in to hear how it went.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 19, 202239 min

Money Mail 118 - A Finance App For Our Children

Last week I was speaking to one of my clients about an app that their children can use to learn more about money. I had recently been reading about this but hadn’t spoken to anyone who had used it. The app is a kiwi app called SquareOne that is helping bridge the gap between financial literacy and illiteracy.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 12, 202223 min

Is University A Waste Of Money? w Mikey Smith

Luke and Mikey tackle the conversation that universities are scared to have around whether their degrees actually have any value for people. If you are considering going to uni this will have something you should be thinking about while you are there. Enjoy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 9, 202251 min

117 - 75 Hard For Your Finances?

This week we are going to look at the latest fad out there 75 hard. How do people get into this stuff? It’s simple, right…people are looking for a transformation. They are at point A and want to go to point B. Everyone’s points A’s and B’s are different. Can we apply it to our finances with a circuit breaker approach?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 9, 202219 min

Being Triggered By My Videos / Reels w Mikey Smith

Luke goes on a rant about having an ability to look at things from the top down instead of being triggered by content you see after some recent triggering the reels that have been posted by a keep the change. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 8, 202230 min

Can You Still Get A Mortgage (July) w Mikey Smith

We sit down with Mikey to find out whether it is possible to get a mortgage and what the update is there. Interesting June it was one of the lowest months in history for people taking a mortgage and we ask Mikey about this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 7, 202230 min

The Cost Of Living Payment Balls Up w Mikey Smith

Luke and Mikey sit down to look at the recent blunder when paying out people who were deceased or living overseas with the cost of living payment and whether it could have been avoided?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 7, 202244 min

How’s Your KiwiSaver Going? w Adam Stewart

We check in with Adam Stewart from Compound Wealth to find out what happening in the market and find out what people should be thinking about with their KiwiSaver.Find Adam's fact finder here: https://www.compoundwealth.co.nz/kiwisaver-fact-findHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 4, 202233 min

Money Mail 116 - Houses - to the moon or hell?

Just over 10 years ago, I started my first public practice accounting job. In that decade I have seen a number of changes to the property rules which, I think, over time, will have an impact on the value of houses. Tune in to hear about what some of those changes have been. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 28, 202224 min

The Lads Watch Elvis w Mikey Smith

Spoiler Alert!! This is a breakdown of the lessons we learnt from watching the Elvis movie and we suggest not listening if you want to go and see the film yourself. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 28, 202223 min

Does race really matter? w Lennie Brooky

Lennie and Luke sit down to discuss Lennie's background and a recent post on Instagram around whether anyone can be successful and how much someone's environment impacts this.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 27, 202247 min

The Govt Has No Money w Mikey Smith

Mikey and Luke sit down to talk about where money comes from for the government and whether or not they actually have any, and if they don't where is it coming from. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 26, 202227 min

Property, A Bad Bet? The Rules Have Changed w Mikey Smith

Mikey and Luke sit down to look at the changes to tax laws for property in the last 10 years and what implications that may have on the value of homes over time. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 24, 202228 min

Money Mail 115 - $350 for free - what to do with it

In August, September and October, the government will be paying a total of $350 to around 2.1 million kiwis who earn $70,000 or less. Let's have a look at what could be really smart to do with this money rather than just spending the lot!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 24, 202222 min

Dissecting Clips Pre Pandemic & Mid Pandemic w Mikey Smith

Luke and Mikey sit down to look at a couple of clips from Adrian Orr, the Reserve Bank Governor General, to get a feeling for what he was thinking about leading into the pandemic and halfway through the pandemic. They give their thoughts on what happened during that time in the economy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 19, 202256 min

OCR Goes Up. What It Means? + Luke Hiring Offshore w Mikey Smith

Luke and Mikey sit down to discuss the recent announcement of the increased OCR and what that will mean for interest rates and costs around New Zealand. Luke also touches on hiring offshore staff. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 17, 202230 min

Money Mail 114 - A store where it's ALL free

Last week I was skimming through LinkedIn and saw a post about a store in Porirua, Wellington, where everything is FREE! We learn how that works and we look at a resource to help us decrease expenses. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 17, 202218 min

WTF Is Inversion Thinking? w Mikey Smith

Mikey runs us through tackling problems the reverse way. Learn this brilliant way of thinking and see how you can implement it.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 14, 202214 min

Million Kiwis Leaving? Really? w Mikey Smith

Surely this many people aren’t leaving? Apparently 1/3 businesses don’t think they’ll see the year out too. What’s going on for people to think like this?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 12, 202230 min

Booze Now Pay Later? w Mikey Smith

We take a look at the controversy that popped up when alcohol stores decided it’s a good idea to offer BNPL.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 10, 202214 min

Money Mail 113 - The Tide Has Turned!

We are now 6 months into the year and we have a very different year than last year. We are going to look at a few things we are hearing out there BUT then we are going to start reminding ourselves of how important it is to have HOPE and things to look forward to. Lets dig in.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 9, 202221 min

Money Mail 112 - What To Tell 250 Year 11 Boys?

This year I wing my way down to Wellington. I was speaking to 250 Year 11 lads at Wellington college regarding finance and life lessons. I thought I would try and summarise my hour-long presentation into bullet points for you. This will give you an idea of what I will be covering. Here goes:Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 6, 202234 min

Get a chip on your shoulder. w J Lo & Mikey Smith

Mikey got sucked into a J Lo Documentary... let's talk about what he learnt and what valuable lessons he took away from J Lo as well as others who have inspiring stories. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 2, 202228 min

Can You Still Get A Mortgage (June) w Mikey Smith

Luke and Mikey sit down to discuss whether or not you can still get a mortgage in the current climate (June 2022). Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 29, 202228 min

Money Mail 111 - Impact of using kiwisaver to buy a house

New research conducted on behalf of the Retirement Commission found that Kiwisaver withdrawals had a massive impact on future balances for young Kiwis. Research suggested that Kiwisaver balances are only a third of what they could be for people who had withdrawn to buy a house or failed to contribute consistently. The average KiwiSaver balance is $29,022.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 23, 202212 min

Do You Deserve Your Success? Trigger Warning w Mikey Smith

There is a lot of chat these days about taxing the poor and calling people privileged, or talking down your success in fear of others having a go at you. Why do we feel so bad about doing well? We dig into this tricky topic.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 21, 202230 min

Don't Turn Down A Downturn [Part 2] w Mikey Smith

Mikey takes us through lessons from a recent webinar he attended (we can get you a replay if you like) around going through the recession and a downturn. It is not a time to be wasted. Tune in and see what you learn.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 20, 202229 min

Insights from an investing evening. w Mikey Smith

Mikey and Luke venture to the Craig’s investment roadshow and report back to you with a few of their key lessons from the night. Nothing ground breaking but some insight into where you can get free advice from people who are paid hundreds of thousands of dollars to research it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 18, 202218 min

Money Mail 110 - 4 Credit Cards In The Bin!

Credit card interest rates are increasing and the need for a credit card is too. This is a story about how you can avoid that and get on top of your credit card debt. A tale of a KTC Night School graduate who cleared 4 credit cards. Practical tips for you. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 16, 202230 min

When to sell? Buy the dip? w Mikey Smith

Is ‘buy the dip’ too simple and too burnt into our brains? Perhaps we should think about taking profits too? Mikey and Luke sit down to explore this crashing market and think about some of the sayings we hear and whether we should hold hold hold and buy the dip?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 16, 202228 min

Don't Turn Down a Down Turn w Mikey Smith

A recession, a slow down, a down turn, you can call it what you will but things are getting weird out there. We take you through a quick exercise to help you think about how you may want to show up during and after an economic downturn. Let’s make the most of this!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 15, 202245 min

Money Mail 109 - $59,000 - new Kiwi median income?

It has been a long time since we looked at the average Kiwi income, so this week I thought we would do that. With the minimum wage rising year after year, inflation baked in for 12 months now and people asking for pay rises, we’ve seen an increase in the average income in New Zealand.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 12, 202228 min

Why Start A Side Hustle/Business? w Mikey Smith

Tune in to Mikey and Luke to unpack why you might want to consider starting a side hustle or business. They discuss increasing your income, the tax advantages and what you learn about yourself. Rip into it!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 5, 20221h 6m

Money Mail 108 - Who stole your money?

Remember from last week that the inflation target in New Zealand is between 1-3%. In the June quarter of 2021 it was 3.3%. Then to September 2021 it was 4.9% and, to December 2021 it was 5.9%. So whats up with blaming it on the war and international issues?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jun 4, 202231 min

Can you still get a mortgage w Mikey Smith (May 22)

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Mikey is in the studio to teach us whether people are still able to get a mortgage with all of the madness out there. We ask what people should be thinking about when assessing their own ability to service a mortgage and he gives us a simple calculation to think about. Listen and learn.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

May 31, 202218 min

MEGAPOD - What's going on out there & what to do (with Mikey Smith)

Mikey and Luke chew the fat for over an hour on what’s happening in the world and how that impacts finances. They get a little deep on some of the things they do to help protect themselves during tough times. There might be some gems in there for you as they both think harder times are coming. Get ready!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

May 28, 20221h 11m