It's Not About Money

Project Ideas to Generate Cash They discuss how these experiences can help foster responsibility, financial independence, and a solid work ethic, all while equipping young people with valuable life skills. Sponsored by CTCMath.com Key Points Discussed: – No Paying for Chores: Charla shares why she’s firmly against paying children for chores, explaining that chores are […] The post Project Ideas to Generate Cash (Replay) appeared first on Ultimate Homeschool Podcast Network.

Back to School Contract: The No Argument Approach sponsored by CTCMath.com In this episode, Matt and Charla McKinley welcome their son Jack McKinley back to the studio. They discuss Jack’s summer experiences, his work, friendships, and financial management. The focus then shifts to the concept of a back-to-school contract, a tool that has helped their […] The post Back to School Contract (Replay) appeared first on Ultimate Homeschool Podcast Network.

🎙️ INAM 25-24 Summary Teaching Teens the Value of Hard Work In this episode, Matt and Charla bust the myth that teens will “just get” a work ethic.Spoiler alert: They won’t.Work ethic is taught, modeled, and experienced—it takes intentional parenting, not crossed fingers and good vibes. 🔎 What We Dig Into: 1. Hard work isn’t […] The post Teaching Teens the Value of Hard Work appeared first on Ultimate Homeschool Podcast Network.

🎙️ INAM 25-23: You Can’t Cram for Adulthood Listen to all of the It’s Not About Money Podcast episodes here. In this sentimental (and slightly hilarious) episode, Charla welcomes a very special guest—her daughter Kate. As Kate prepares to launch into college life, the two reflect on the long runway of life lessons that shaped […] The post You Can’t Cram for Adulthood appeared first on Ultimate Homeschool Podcast Network.

3 Things You Should Stop Doing for Your Kids (Right Now) Welcome back to It’s Not About Money—the podcast where parenting gets intentional and the laughs are free. In this episode, Matt and Charla pull no punches as they dive into a fiery topic that might just make your mornings quieter and your kids more […] The post 3 Things You Need To Stop Doing For Your Kids appeared first on Ultimate Homeschool Podcast Network.

INAM 25-20 Summary – Your Child is More Capable Than You Know (Part 2) Welcome back to It’s Not About Money, the money podcast for intentional parents!In this episode, Charla and Matt dive into the second part of their series, exploring how you can help your child take on more responsibility as they grow from […] The post Your Child is More Capable Than You Know (Part 2) appeared first on Ultimate Homeschool Podcast Network.

INAM 25-19 Summary: Your Kids Are More Capable Than You Think (Part One) In this episode of It’s Not About Money, Matt and Charla kick off a two-part series on chores, focusing this week on kids ages 2 to 10. Spoiler alert: your kids are far more capable than you might think—and starting early makes […] The post Your Kids Are More Capable Than You Think- Part One appeared first on Ultimate Homeschool Podcast Network.

INAM 25-18 Summary: Adulting Is Not Optional – How to Raise Capable, Confident Kids In this episode of It’s Not About Money, Matt and Charla tackle a growing parenting challenge—how to raise kids who are prepared for adulthood before they leave the house.From household chores to job interviews, this episode unpacks what it really takes […] The post Adulting Is Not Optional – How to Raise Capable, Confident Kids appeared first on Ultimate Homeschool Podcast Network.

INAM 25-17 Summary: Building Resilience Through Quality Time (and Movies That Matter) In this special mother-daughter episode of It’s Not About Money, Charla is joined by her daughter Kate to explore how families can use storytelling—especially movies—to build resilience and connection. With Matt out this week, the ladies dive into one of their favorite family […] The post Building Resilience Through Quality Time (and Movies That Matter) appeared first on Ultimate Homeschool Podcast Network.

INAM 25-16 Summary: Is It a Dream or Just a Fantasy? Helping Kids Discern Their Future In this episode of It’s Not About Money, Matt and Charla explore a common parenting challenge: how to help your child tell the difference between a dream worth pursuing and a fantasy. While we all want to encourage our […] The post Is It a Dream or Just a Fantasy? Helping Kids Discern Their Future appeared first on Ultimate Homeschool Podcast Network.

Top 5 Personal Finance Books Every Parent Should ReadFinancial Literacy Month In this episode of It’s Not About Money, Matt and Charla celebrate Financial Literacy Month by spotlighting five game-changing personal finance books for adults who want to improve their own money skills in order to better teach their kids. If you’ve ever felt underqualified […] The post Top 5 Personal Finance Books Every Parent Should Read This Financial Literacy Month appeared first on Ultimate Homeschool Podcast Network.

Should you show your kids your finances? In today’s episode, Charla and Matt dive into this question and discuss why they believe the answer is no. While financial transparency is important in some areas, sharing exact numbers with kids can often do more harm than good. Should You Show Your Kids Your Finances? Charla explains […] The post Should You Show Your Kids Your Finances? appeared first on Ultimate Homeschool Podcast Network.

7 Things Your Teen Should Pay For In this episode of It’s Not About Money, Matt and Charla dive into a key topic for parents of teens—helping kids develop financial responsibility by contributing to their own expenses. While some parents might hesitate at the idea, Charla explains how strategic financial contributions help teens learn valuable […] The post 7 Things Your Teen Should Pay For appeared first on Ultimate Homeschool Podcast Network.

The #1 Predictor of Money Problems: Why Self-Control Matters In this episode of It’s Not About Money, Matt and Charla discuss the powerful connection between self-control and financial success. Research shows that a lack of self-control is a significant predictor of future money problems, and as parents, we have the opportunity to help our kids […] The post The 1 Predictor of Money Problems appeared first on Ultimate Homeschool Podcast Network.

You Don’t Get To Keep All You Make- How to Calculate a Paycheck In this episode of It’s Not About Money, Matt and Charla introduce a special session designed to help teens understand the reality of paychecks. Charla recently taught a virtual one-hour lesson to students across the country, and today, she shares that session […] The post You Don’t Get To Keep All You Make appeared first on Ultimate Homeschool Podcast Network.

Small Steps, Big Confidence: 18 Year Old Kate Shares Her Journey In this episode of *It’s Not About Money*, Charla is once again joined by her daughter, Kate, to dive into an important topic—confidence. As a high school senior preparing for college, Kate shares her perspective on how she built confidence over time and how […] The post Small Steps, Big Confidence appeared first on Ultimate Homeschool Podcast Network.

28 Skills Every Teen Should Master In this episode, Charla is joined by a special guest—her daughter, Kate! As Kate prepares to head off to college, they discuss the essential life skills every teen should master before leaving home. From money management to car maintenance, Kate shares her experiences, successes, and challenges in becoming independent. […] The post 28 Skills Every Teen Should Master appeared first on Ultimate Homeschool Podcast Network.

3 Keys to Making an Allowance Count Part 2 In this episode, Matt and Charla dive into listener questions about allowance, covering everything from when to start giving one, how to handle unwise spending choices, and whether all kids should receive an allowance at the same time. Charla provides expert insights on structuring allowance to […] The post Making An Allowance Count appeared first on Ultimate Homeschool Podcast Network.

3 Keys to Making an Allowance Count In this episode, Matt and Charla break down the topic of allowance and how parents can use it as a tool to teach kids financial responsibility. They explore the dos and don’ts of giving an allowance, the importance of consistency, and why it should never be tied to […] The post 3 Ways to Make an Allowance Count appeared first on Ultimate Homeschool Podcast Network.

Traditions with Heart- Raising Grateful Kids on Valentine’s Day and Beyond In this heartwarming episode of It’s Not About Money, Matt and Charla explore the power of intentional family traditions and how they can shape kids’ values, foster gratitude, and create lasting memories. With Valentine’s Day just around the corner, Charla shares some of the […] The post Traditions with Heart appeared first on Ultimate Homeschool Podcast Network.

The $1 burrito that transformed how I teach In this episode of It’s Not About Money, Charla shares a pivotal parenting story featuring her son, Jack, and a $1 burrito that sparked a deeper understanding of financial responsibility. Jack joins Charla to reflect on the lessons he learned from managing his own budget as a […] The post The $1 Burrito appeared first on Ultimate Homeschool Podcast Network.

Distracted to Disciplined- 22 year old Jack shares his journey In this episode of It’s Not About Money, Charla takes the hosting chair and welcomes her son, Jack, as a special guest. Together, they reflect on Jack’s inspiring transformation from a distracted teen to a disciplined and motivated young adult. This conversation offers parents hope […] The post Distracted to Disciplined appeared first on Ultimate Homeschool Podcast Network.

Future Focused: Unlock Your Kids’ Imagination About the Bright Future Ahead In this episode of It’s Not About Money, Matt and Charla dive into the importance of helping kids imagine their future and the benefits of incorporating fun, future-focused conversations at the dinner table. They share tips on how to encourage kids to dream about […] The post Future Focused appeared first on Ultimate Homeschool Podcast Network.

7 Ways Self-Confidence Shapes the Future (Part Two) In this second installment of the confidence series, Matt and Charla dive into the final three ways self-confidence can transform a child’s life. They explore the deep connections between confidence, mindset, motivation, and leadership, offering practical insights and real-life examples. To wrap up the episode, Charla shares […] The post Self-Confidence Shapes the Future appeared first on Ultimate Homeschool Podcast Network.

7 Ways Self-Confidence Shapes the Future (Part One) In this episode, Matt and Charla discuss how building self-confidence in children can create a positive ripple effect throughout their lives. Charla shares her insights and experiences, highlighting the importance of confidence in helping kids navigate challenges, make decisions, and foster resilience. The episode also teases a […] The post 7 Ways Self-Confidence Shapes the Future appeared first on Ultimate Homeschool Podcast Network.

Let Your Teen Pay: Empower Your Teen with Financial Ownership Episode Summary: In this episode, Matt and Charla discuss the importance of teaching teens financial responsibility by giving them ownership over their own expenses. They explore practical strategies to help teens understand the value of money and make informed financial decisions. Discussion Highlights: Real-Life Financial […] The post Let Your Teen Pay (Replay) appeared first on Ultimate Homeschool Podcast Network.

7 Things To Stop Doing For Your Kids – Episode 17 Introduction: – Welcome back to “It’s Not About Money,” the podcast for intentional parents. – Join us as we guide you through empowering your tweens and teens on their journey to adulthood. Episode Highlights: Stop Waking Your Teens Up: – Encourage independence by letting […] The post 7 Things To Stop Doing (Replay) appeared first on Ultimate Homeschool Podcast Network.

Empowering Teens Episode 9 Summary: “Empowering Teens: 28 Essential Life Skills to Start Now” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, unveil a comprehensive list of 28 essential life skills that every teen should know. The skills are categorized into personal care, kitchen, outside the […] The post INAM: Empowering Teens (Replay) appeared first on Ultimate Homeschool Podcast Network.

7 Holiday “Dangers” That Aren’t Dangerous In this holiday-themed episode, Matt and Charla take a lighthearted look at the “dangers” parents often worry about during the holiday season. Through humorous and relatable stories, they explore how letting go of perfection and allowing children to make small mistakes can help families enjoy a more relaxed, joyful […] The post 7 Holiday “Dangers” appeared first on Ultimate Homeschool Podcast Network.

Peaceful Parenting Episode 5 Summary: “Peaceful Parenting: 10 Battles that Aren’t Worth It” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, discuss the importance of choosing battles wisely when parenting teens. Charla shares insights on 10 battles with teens that may not be worth the struggle. […] The post INAM: Peaceful Parenting (Replay) appeared first on Ultimate Homeschool Podcast Network.

Beyond the Nest Episode 3 Summary: “Beyond the Nest: Nurturing Self-Confidence in Kids” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, delve into the essential topic of self-confidence in children. Charla shares her insights on nurturing self-confidence through meaningful experiences. Segments Helping Someone Different from You: […] The post INAM: Beyond the Nest (Replay) appeared first on Ultimate Homeschool Podcast Network.

10 Gifts To Bring Your Family Together In this episode, Matt and Charla focus on one of the most essential aspects of family life: quality time. Charla shares how this is her love language, and together, they explore practical ways to build strong family bonds that stand the test of time. Key Topics Covered: – […] The post 10 Gifts to Bring Your Family Together appeared first on Ultimate Homeschool Podcast Network.

Listener Questions! In this episode, Matt and Charla tackle listener questions, diving into topics about kids, money, and parenting. They share their personal experiences and practical tips for raising financially savvy kids while navigating the ups and downs of family life. Key Topics Covered: – When to Start Talking to Kids About Money: It’s never […] The post Listener’s Questions! appeared first on Ultimate Homeschool Podcast Network.

Financial Books for Kids In this episode of It’s Not About Money, Matt and Charla discuss a fundamental topic for families—normalizing money conversations with kids. They dive into why it’s essential to introduce financial topics early and make them part of everyday family life. Reflecting on their own upbringing and experiences, and emphasize how breaking […] The post Financial Books for Kids appeared first on Ultimate Homeschool Podcast Network.

Narrow the Search In this episode of It’s Not About Money, Matt and Charla delve into the process of helping teens narrow down their career interests and understand the importance of focusing on career clusters. They discuss how exploring different career paths and making informed decisions can set teenagers up for future success and financial […] The post Narrow the Search appeared first on Ultimate Homeschool Podcast Network.

5 Relationships Your Teen Needs to Struggle Through In this episode of It’s Not About Money, Matt and Charla explore the vital role that struggling through certain relationships plays in the growth of teenagers. They discuss how letting teens navigate challenges on their own helps build resilience and prepares them for adulthood. Key Points Discussed: […] The post 5 Relationships Your Teen Needs to Struggle Through appeared first on Ultimate Homeschool Podcast Network.

Teach Them to Look In this episode of It’s Not About Money, Matt and Charla discuss the importance of teaching children awareness—helping them notice their environment and take responsibility for what needs to be done. Inspired by parenting coach Hope Sydell’s methods, the hosts explore practical ways to foster mindfulness and proactive behavior in kids, […] The post Teach Them to Look appeared first on Ultimate Homeschool Podcast Network.

Balance: Fostering Harmony with Technology In this episode of It’s Not About Money, Matt and Charla discuss a significant issue in modern parenting: balancing privileges, like screen time, with responsibility. Their conversation centers on how allowing increased freedom, when paired with demonstrated responsibility, can help teens learn to manage real-life challenges. Key Points Discussed: – […] The post Fostering Harmony with Technology appeared first on Ultimate Homeschool Podcast Network.

Project Ideas to Generate Cash They discuss how these experiences can help foster responsibility, financial independence, and a solid work ethic, all while equipping young people with valuable life skills. Key Points Discussed: – No Paying for Chores: Charla shares why she’s firmly against paying children for chores, explaining that chores are essential household tasks […] The post Project Ideas to Generate Cash appeared first on Ultimate Homeschool Podcast Network.

Gratitude in Three Steps In this episode of It’s Not About Money, Matt and Charla share their insights on teaching children gratitude by letting them experience the weight of their responsibilities. Through humorous stories and real-life examples, they discuss how gradually shifting responsibilities to kids can help them understand the value of effort and develop […] The post Gratitude in Three Steps appeared first on Ultimate Homeschool Podcast Network.

From Dreams To Dollars ( Help Your Teen Plan for a Financially Secure Future) In this episode, Matt and Charla delve into the importance of preparing teens for financial independence and realistic career planning. Charla, creator of Beyond Personal Finance, shares insights from her curriculum designed to help teens understand the cost of living and […] The post From Dreams To Dollars appeared first on Ultimate Homeschool Podcast Network.

20 Things Your Teen Should Aspire To In this episode, Matt and Charla discuss their philosophy of avoiding a too-cushy or pampered lifestyle for their children. They focus on how to balance generosity with teaching the value of hard work, responsibility, and realistic expectations. By doing so, they aim to prepare their children for a […] The post 20 Things Your Teen Should Aspire To appeared first on Ultimate Homeschool Podcast Network.

Privilege vs Responsibility In this episode of *It’s Not About Money*, Matt and Charla dive deep into the essential balance between responsibility and privilege in raising children. They explore how these concepts can help mold children into responsible adults and how parents can strategically use privileges to teach valuable life lessons. Key Points Discussed: – […] The post Privilege vs Responsibility appeared first on Ultimate Homeschool Podcast Network.

Stuff Your Teen Can Fail At Allowing teens to experience and learn from failure in a supportive environment helps build their confidence, independence, and problem-solving skills, preparing them for future challenges. Key Points Discussed: Encouraging Self-Belief and Independence in Teens: – Allowing teens to fail in low-stakes situations helps build resilience and problem-solving skills. – […] The post Stuff Your Teen Can Fail At appeared first on Ultimate Homeschool Podcast Network.

The Greatest Gift You Can Give Your Child In this episode of “It’s Not About Money,” Matt and Charla discuss the greatest gifts we can give our children, focusing on building their self-confidence and independence. They share practical parenting techniques to nurture self-belief and equip kids with essential life skills. Key Points Discussed: Belief in […] The post Greatest Gift appeared first on Ultimate Homeschool Podcast Network.

3 Traits That Define A True Adult In this episode of “It’s Not About Money,” Matt and Charla dive into the essentials of intentional parenting, focusing on the crucial skills children need to develop into responsible and capable adults. They explore the concept of raising adults, not just kids, and emphasize the importance of fostering […] The post 3 Traits That Define A True Adult appeared first on Ultimate Homeschool Podcast Network.

Back to School Budget- A Handy Guide to Letting Your Teen Practice Money Skills In this episode, Matt and Charla McKinley discuss the importance of teaching children financial responsibility through a practical and hands-on approach. They introduce a back-to-school budget exercise where kids are given control over their clothing budget, using a Visa gift card to […] The post Back To School Budget – A Handy Guide appeared first on Ultimate Homeschool Podcast Network.

Back to School Contract: The No Argument Approach In this episode, Matt and Charla McKinley welcome their son Jack McKinley back to the studio. They discuss Jack’s summer experiences, his work, friendships, and financial management. The focus then shifts to the concept of a back-to-school contract, a tool that has helped their family establish clear […] The post Back to School Contract appeared first on Ultimate Homeschool Podcast Network.

6 Essential Steps When Considering a Credit Card In this episode, Matt and Charla McKinley dive into the often contentious and anxiety-inducing topic of credit cards. Charla, the creator of “Beyond Personal Finance,” shares her unique perspective on teaching teens about credit card usage. Matt & Charla firmly believe in the importance of hands-on financial […] The post 6 Essential Steps When Considering a Credit Card appeared first on Ultimate Homeschool Podcast Network.

Let Your Teen Pay: Empower Your Teen with Financial Ownership Episode Summary: In this episode, Matt and Charla discuss the importance of teaching teens financial responsibility by giving them ownership over their own expenses. They explore practical strategies to help teens understand the value of money and make informed financial decisions. Discussion Highlights: Real-Life Financial […] The post Let Your Teen Pay appeared first on Ultimate Homeschool Podcast Network.