Fannie Mae, Freddie Mac Ease Roof Insurance Rules
Irvine News Today | 2 Min News | The Daily News Now! · The Daily News Now!
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Show Notes
Fannie Mae and Freddie Mac ease roof insurance rules, accepting cheaper at cash value coverage for condos and single-family homes starting August 2026. This move aims to lower premiums and make mortgage payments more affordable, amid rising home insurance costs due to extreme weather events and rebuild expenses. The Federal Housing Finance Agency supports the change, but mortgage lenders must now perform complete application reviews, potentially leading to fewer approvals and risks in high-hazard states like California.
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