Infinite Banking Mastery

Paid-up additions (PUA) are the "rocket fuel" that grows your whole life policy. So you definitely want them in your policy… But how long should you fund your paid-up rider? While there isn't a cookie cutter answer to this one, Valerie has valuable insights to help you make the right decision for your situation. Listen now as she explains paid-up additions, the avalanche of factors to shovel through with an adviser, and practical insights about funding your paid-up addition. Listen Now! Show highlights include: Why too much money in your paid-up additions makes you wake up to a tax nightmare. (2:09) The "squish" mistake: Shrinking your base premium as low as you can seems like a good idea, but here's why it cripples one of your policy's best features. (10:35) An overlooked warning sign your policy isn't cash efficient. Often misinterpreted as a good thing, it throws a wet blanket on your financial goals. (3:19) The rare occasions when front-loading or "lump summing" optimizes your policy, and why talking to your advisor is essential so you don't make a costly mistake. (4:59) The strategic reasons having more than one whole-life policy helps you "be your own banker," especially in retirement. (12:54) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Did you know dividends aren't just for stocks? There's actually one specific type of life insurance policy–and only one–that can pay you dividends. In this episode I'll explain how Whole Life Insurance dividends work, the three things you can do with your dividends, and what to consider if you're looking for a policy and having trouble choosing a company. Listen now! Highlights include: Why knowing your contract's cost basis can prevent an expensive surprise from Uncle Sam. (3:49) How to use "paid up additions" to liven up your death benefit. (2:38) The snowball effect a captured dividend sets in motion, and the permanent positive impact it has on your policy. (5:44) The YouTube Distraction: Online influencers urge you to pick a company based on dividend rates. Here's why guarantees are more important. (6:16) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Repaying loans can be tough. Why? Because it involves extra planning, effort, and monthly payments that strain your finances. Many people struggle to keep up… But guess what? I have a solution for you! Did you know there are alternatives to paying back loans monthly without extra cash? Some methods even allow you to pause payments if necessary. Join me in this episode as I reveal lesser-known ways to repay loans, saving you thousands of dollars and avoiding unnecessary headaches. Listen now! Show Highlights Include: 2 main ways of using your life insurance policy to pay off your loans (Note: These methods will help you pay back your debt & loan MUCH faster) (1:45) Want to avoid payments for your loan for the next 2 months? Here's how you can do that legally (2:40) Don't have enough cash to pay off loans? Here's how you can use your life insurance policy to make flexible payments (4:34) Here's how you can use funds from your banking system to start a new policy (9:24)

Life insurance policies are like a hidden treasure that only the wealthy know. Why? Because they come with mind-blowing benefits that can change your life. Join me in this episode as I spill the beans on how you can effortlessly pay off all your debts using a life insurance policy and much more… Listen now! Show Highlights Include: How to pay off a loan with your life insurance policy without spending extra cash monthly (0:48) Stuck with credit card debt? Here's how you can reduce credit card payments down to a minimum (2:33) Exactly where you need to build your equity instead of paying off mortgage on your house (5:08) Be careful not to only pull funds from your policy without paying yourself back (8:56) Disability, sickness, or out of job? Here's how you can legally avoid payments on existing loans (9:45) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Time is your child's greatest asset. Especially when we're talking about investing. The reason? Compounding interest. The earlier your child starts investing, the greater the power of compounding interest. And that's where the REAL power of a whole life insurance policy comes into play. So, whenever a client asks me, "should I own whole life insurance for my child?", my answer is always… Yes! I couldn't think of a better gift for your child than the asset of whole life insurance. And in today's episode, you'll discover why owning whole life insurance for your child is the greatest decision you'll ever make. Listen now! Show Highlights Include: Why taking out a policy on your 15 day old child will set them up for an avalanche of compounding interest by the time they're 40 (1:39) How to send your kids to college with a Whole Life Insurance Policy (works even if it seems impossible right now) (2:22) The simple way for your children to automatically inherit ownership of their policy (and doesn't involve you lifting a finger) (3:55) Why "The Gerber Plan" — a savings plan that promotes college for your child for as little as $4 a day — will fall short of the cost of college tuition (by a lot!) (4:35) How to lock in 4% interest rates for your child's college tuition (guaranteed for the rest of your life) (7:13) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

The banks receive massive paydays by collecting interest off of YOUR savings. Here's how: Banks don't let the money you give them sit there. They loan it out as fast as they can, marking it up with interest, and selling it back to us in the form of car loans, mortgages, business loans, etc. They do all this because they make a much higher profit by keeping the money in motion, rather than letting it sit. Worst part? They tell us to let our money sit — so they can profit off of us and our savings! Sounds like a lose-lose to me. But here's the good news: With a whole life insurance policy, you can stop relying on the banks. In essence, you can become your own bank. And when you do this, you're in complete control. Here's how: You get guaranteed growth / return on investment (and we're not talking under 1% like you get in savings accounts) You have the ability to access your savings income — tax and penalty free — whenever you want And you can borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money. Allowing your savings to continue to snowball and grow! Sounds pretty good, right? Well, in today's episode, you'll discover the exact method the banks use to make massive paydays off of your savings (and how you can reverse this scam for yourself.) Listen now! Show Highlights Include: How to utilize the exact method banks use to increase their wealth (and no it's got nothing to do with investing in the stock market or giving out loans to other people) (0:45) Think earning a 10 or 12% interest on the stock market is great? Here's how the banks are blitzing past that figure by keeping their money in motion (4:05) Do you have the courage to capture as much earning power of your dollars as you can possibly handle — and never rely on the banks again? (6:56) 4 ways you can transform your whole life insurance policy into a well oiled, money-making savings machine (8:17) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

When you pay yourself back with interest, you can: Avoid paying the banks ANY interest (and pay your banking system that interest instead.) Potentially retire with a larger nest egg, because you're receiving that excess interest And you'll stop forking over your hard-earned money to Wells Fargo or some other greedy banker All of this sounds great, but one of the biggest questions my clients ask when they first hear of this: How do I get this extra interest into my policy? And how does this extra interest grow my personal banking system? Great questions. And in today's episode, I reveal the mechanics of paying yourself back with interest. Listen now! Show Highlights Include: The "Honest Banker" method to double (or triple) the amount of interest you earn in your whole life policy (1:12) Why deliberately denying yourself of your money right now (but not really, because those funds are available to you) will grow your nest egg much quicker (and it's got nothing to do with investing in stocks, bonds, crypto, or real estate) (1:52) Valerie's step-by-step process on how to pay yourself as much interest as humanly possible (1:59) How to guarantee a certain interest rate for life (3:13) If you pay too much premium, you run the risk of having to pay tax and withdrawal fees. Here's how to avoid that (3:58) How to snowball your personal banking system into a cash making machine (7:30) Think it's better to buy things in cash than take out a loan? Here's why doing that means you're losing the earning power of those dollars (10:36) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Banks potentially steal tens of thousands of dollars by the time you retire. How? With compounding interest. I know, not a revolutionary concept, but considering how a loan for a $30,000 car actually costs more like $40,000 when you factor in an 11% interest rate... Banks steal from you every day you're paying back a loan — (well actually, you are willingly throwing extra money at them!) That's the bad news. The good news? You can avoid paying the banks ANY interest (and pay yourself that interest.) And when you do this, you're going to potentially retire with a larger nest egg, because you're saving up that excess interest (and not forking it over to Wells Fargo or some other greedy banker.) So, if this excites you, then read on. In today's episode, you'll discover how to stop stealing money from yourself. Listen now! Show Highlights Include: Why paying yourself back with interest allows you to grow a large nest egg by the time you retire (a much bigger savings pool than if you housed your money at a bank) (2:48) Interested in setting your own interest rate? Try an "Amortization Schedule" (3:35) How to borrow money to invest in short-term rental properties (and continue to grow the overall cash value of your personal banking system at the same time) (4:02) A simple "trick" to potentially save tens of thousands of dollars towards your retirement (and stop forking over this money to your bank) (4:42) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Whole life insurance is a terrible place to invest your money. And that's because life insurance is an asset, not an investment. With infinite banking, you're housing your money there as opposed to housing it with a bank. And from there, you can invest it however you want — pay off your house, debt, invest in short-term rental properties, etc. The trap Dave Ramsey and other financial gurus fall for is thinking that all whole life insurance is the same. But it's not. In fact, there's a huge difference between IBC and a non-IBC style policy. And in today's episode, I reveal the difference between the two. Listen now! Show Highlights Include: What financial gurus like Dave Ramsey get dead wrong about whole life insurance policies (1:18) How you could end up with $0 in your life insurance policy if you make this simple hiring mistake (3:34) The "snowball effect" you can use to build up your retirement savings (7:05) How to pay lower premiums (and make your cash more efficient) (8:36) Not sure how much you should put into your policy each year? Here's how much you should pay per year to get the most out of your personal banking system (9:26) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

One of my new clients woke up with $0 in her life insurance policy after 33 years of funding. Worst part? Her premium was about to increase 1,300%. Yep, 1,300%! I tell you this because if you don't know any better, you can choose a life insurance policy that's not optimal for your personal banking system. Many people make this mistake when getting started in IBC. But in today's episode, you'll discover how to avoid waking up with $0 in your life insurance policy. Listen now! Show Highlights Include: How to access 50% of the death benefit on your whole life insurance policy BEFORE you die with a "CR" (2:03) How to potentially de-risk investing in the S&P 500 (10:18) Why an IUL could leave you with $0 in your savings account by the time you retire (14:24) How these 2 types of life insurance policies legally puts all the risk of managing your money on you (17:22) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

If you develop a serious medical condition, you can be banned from whole life insurance (or any life insurance contract!). This is fairly well-known, but there is a way around it: Term insurance. With term insurance, your ability to be insured is "locked in" — even if you develop cancer or another fatal disease decades later. Best part? You can convert your term insurance into a whole life policy. The benefit is that you can ensure your ability to create and grow your own personal banking system. In today's episode, you'll discover how term insurance can be an integral part of growing your banking system and how it can allow you to build upon your nest egg in the years to come. Listen now! Show Highlights Include: Interested in creating a tax-free personal banking system? Here's why you should only use whole life insurance (rather than other types of "permanent" insurance) (3:22) How to boost up your life insurance coverage if the whole life death benefit is too expensive (this is a great way to get started if you can't afford whole life just yet) (4:25) The simple way term insurance allows you lock in your insurability and open new whole life contracts (even after you might be considered uninsurable) (5:52) How to receive coverage after a disease that would normally leave you uninsurable with term insurance (8:19) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Your savings can be taxed if you set your life insurance up incorrectly. Simply put, when you deposit "too much" into a life insurance policy, you create a "Modified Endowment Contract" (MEC.) So, what are the disadvantages of a MEC? Any gains you make in your policy will be taxed at your individual tax rate upon withdrawal There's a 10% early withdrawal penalty if you try to take out before 59.5 Because of the 10% penalty, your money is less accessible Worst part? Once your policy has been established as a MEC, it's impossible to overturn. So, how do we avoid converting our policy into a MEC? In today's episode, you'll discover how to make sure your policy remains tax free forever. Listen now! Show Highlights Include: How converting your policy into a "MEC" forces you to pay income tax on the growth of your savings (1:03) How the same death benefit can cost you either $50 a month or $200 a month and what the difference is (4:59) How to avoid paying any agents or brokers fees when investing in a whole life insurance policy with "paid up additions" (6:06) Why shrinking your policy's death benefit legally allows you to receive a higher payout when you retire (11:15) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)

If you're not using your money to make money, someone else is. While you think your money is safe in the bank, they're loaning it out — at interest. This is how they make their real money. But, what if you were able to cut them out… And become your own bank? With a whole life insurance policy, you can! When you become your own bank, you can: Earn interest on the amount of money you're spending Eliminate pesky inflation And borrow against your savings, purchasing rental properties and other cash producing investments (without spending a cent of your own money), or paying off debts to outside banks Sounds pretty good, right? Well, in today's episode… You'll discover how to build a financial empire by becoming your own bank. Listen now! Show Highlights Include: Why saving like an entrepreneur unlocks financial freedom when you retire — and lets you retire a lot sooner (5:59) How to get $100K to purchase a rental property (without spending any of your own money) (9:39) Scared of credit card debt? Here's how to start earning "interest" on every penny you have (11:13) The "Paid Up Additions" secret to transform a "boring" life insurance policy into a money making powerhouse (13:53) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509I nfinite Banking Mastery (infinitebankingnorthwest.com)

Banks are the biggest hypocrites. They, and many financial gurus, like Dave Ramsey, convince you to amass a large fortune and then let it sit. Yet banks do the complete opposite of what they tell you. They make their money by loaning out your savings to other people, all while earning interest. And the reason why they tell you to leave your money in the bank? So they can put your money in motion and make profits on it themselves! Why not take these actions yourself? Why don't you start to put your money in motion, and start earning interest like the banks do? In today's episode, I show you how to use other people's money to infinitely create more cash flow — this method is approved by the banks and Robert Kiyosaki. I also show you the bizarre way to take out a $100K loan — without plunging yourself into $100K of debt. Listen now! Show Highlights Include: How to replenish your life insurance loan by setting up an "ETF" (no, not Exchange Traded Fund) (3:49) How much should I save so that I can feel more secure about my retirement years? (4:38) How to use other people's money to infinitely create more cash flow, as well as recycle your own money (all approved by Robert Kiyosaki) (9:16) How your $100K can be doing two things at once. (10:02) Why you only have 13 and a half years of your life to touch your own money—without penalty—because of a bloated federal government (13:03) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Would you rather earn: $100,000 a day for 30 days or… Earn a penny that doubles every day for 30 days? Trick question. At the end of the 30 days, you would have earned $3 million at $100k per day. Not too shabby. But what about a penny that doubles every day for 30 days? A cool $10.7 million! So how is this possible? Well, it's all possible with Albert Einstein's "8th Wonder of the World" — uninterrupted compounding interest. Not only does Albert subscribe to this, but so does Tony Robbins, Warren Buffet, and Charlie Munger. And in today's episode, I reveal how to start snowballing your retirement fund with the power of uninterrupted compounding interest, so that you don't have to retire with all of your hope in the volatile stock market. Listen now! Show Highlights Include: Why you might not receive all of your savings if your bank collapses because of the insidious wording in a March 13 press release by the FDIC (2:09) How the Dodd-Frank Act of 2010 legally forces you to bail out the banks instead of the government (2:24) Albert Einstein's "8th Wonder of the World" secret for amassing a Scrooge McDuck pile of wealth (without earning more or spending any time building your empire) (6:15) A simple experiment to 3x your nest egg in 30 days by filling up your wallet with a penny a day (7:59) How to snowball $100,000 into an enormous retirement fund with the power of a boring life insurance policy (10:00) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Do you ever sit and burn $20 bills? If you don't, you may as well, because right now the banks are legally taking 34.5% of your take home earnings in pure interest. This interest isn't to pay down your mortgage, your car loan, or your student debt. It's to fill the greedy coffers of ultra rich bankers. Think I'm being hyperbolic? I purchased my home for $377,988 — amortized over 30 years. With an interest rate of ~6.7%, that means $483,238 is going to the bank in interest by the end of the 30 years. Worst part? The banks don't sit there and wait for me to give them $483,283. They're making interest on the payments the whole time, and are more likely to make close to $1.8M in profit off my $377,988 purchase! That's the bad news. The good news? In today's episode, I share how to stop handing away 34.5% of your savings to the banks. I also show you how to take out $100K and pay no interest for an entire year — without receiving any penalties. Listen now! Show Highlights Include: How to avoid losing a single penny to the banks as explained by a former pilot (4:40) How to take out a $100K loan and pay no interest for an entire year (without receiving any penalties or the repo trucks coming for you!) (8:09) Why refinancing your home within the first 10 years causes you to pay WAY more in interest (12:02) The insidious way you're actually paying 50% more for your home than you realize (and how to stop overpaying for it) (13:21) How the banks earn $1.8M in interest on a $377K house (and how to protect your money from greedy bankers) (15:41) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

How nice would an extra million dollars sound? And imagine if you didn't have to work harder, smarter, or even work at all to get it. Well, this does exist! But I don't recommend you try doing it, because you'll cop a whopping 20 year prison sentence. But if your name is Bank of America, JPMorgan Chase, Wells Fargo, Citigroup, or Goldman Sachs, then go for gold! That's right, the banks do this every single day. They do it so much that a huge amount of our currency supply is created out of thin air by these guys. Best part? They don't go to prison, but if you did it, you'd be in prison! And it's all possible thanks to the concept known as "Fractional Reserve Banking." In today's episode, you'll discover the madness behind this concept, as well as how to protect yourself from this corrupt system. If you haven't heard of "Fractional Reserve Banking" before, strap in — it's going to be a wild ride! Listen now! Show Highlights Include: How banks drain your buying power by loaning out more money than they receive (yes, they do, and no, it's not illegal… in fact, it's cheered on by our government) (0:49) Why the FDIC won't be able to protect your savings in an economic collapse because of their "1 Percent" secret (2:45) The insidious "Unsecured Creditor" law that means you will be bailing in the banks in the next financial crash (whether you like it or not) (5:00) How every dollar in your savings account becomes $10 available for loans and investments (7:37) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Have you ever wondered why there's a maximum withdrawal limit at the bank? They'll often tout it as "stopping criminals from laundering money." But the reality is this: They don't have much money in the actual bank! What do I mean? The primary way banks make money is by lending out YOUR money. Banks only need to keep about 10% of deposits on reserves. So when you make a deposit, they loan out your money (and then some!) and earn their profit by charging interest. The only reason why this has worked is because the banks know 90% of all savings are untouched by the public — they don't take their money out, they leave it in the bank. But this was one of the causes of the Great Depression. The public were scared of a market crash, decided to take out all their money as the banks weren't safe anymore, and they were told… There was no money left! But there is a way to be free from this madness. In today's episode, I reveal "The Family Banking System", which allows you to recapture the interest you're losing to banks. Listen now! Show Highlights Include: Why the banks are legally allowed to take your money and then sell it back to you (and make a handsome profit) (0:56) Our banking system would collapse if everyone withdrew their money all at once. It's known as fractional reserve banking, and you can learn how it started at (1:21) How banks make a profit off every single transaction you make with the "3 Circle Exercise" (5:04) Why Bank of America gets away with a 16x return on investment on YOUR savings (6:29) How to take out a loan with a terrible FICO credit score (8:18) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Walt Disney, JCPenney, and Ray Kroc. What do all these ultra-wealthy individuals have in common? They all possess, "The Secret of the Affluent", as coined by the New York Times. In layman's terms, they all got ahead in life, not by spending their own money, or taking out a loan, but… By borrowing against their whole life insurance policy! So, why do the ultra-wealthy leverage whole life insurance policies? Deposit amounts are unlimited (and NO income limitations) No tax on the growth of your account No tax when accessed either (if structured correctly) Any money left over for your children and grandchildren can NOT be taxed by the money hungry federal government. Sounds pretty good, right? Well, in today's episode, I reveal a few more tricks the ultra-wealthy do to amass true wealth, while paying as little in tax as possible. Listen now! Show Highlights Include: The counterintuitive way to earn an extra $2,000 by spending $3,000 (1:11) Bank won't provide a loan to start your business? Use the "Walt Disney" source of finance to kickstart your entrepreneurial journey (2:12) How Ray Kroc, the founder of McDonald's, used "The Rich Man's Roth" to create the McDonald's empire (3:51) Access your life savings — tax free — with Tony Robbins' "Private Placement Life Insurance" (6:03) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Imagine a savings tool that had: Guaranteed growth / return on investment (and we're not talking under 1% like you get in savings accounts) Liquidity (access your savings income — tax and penalty free — whenever you want) Borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money. Allowing your savings to continue to snowball and grow! And you know what? I only mentioned a fraction of the benefits here. In this episode, I reveal the additional 10 benefits this savings tool has. And if your investment vehicle doesn't have these, you're putting yourself at risk of inflation, banking greed, and the ever money hungry Federal government. Listen now! Show Highlights Include: How to get a guaranteed return on your investment until you're 121 years old (and leave a legacy for your children and their children) (1:35) Why having a "SFC" mechanism could prevent you from depleting all your life savings (1:57) How to unlock your retirement savings without retiring (without incurring a 10% early penalty) (2:53) Scared of your nest egg going down the drain during a recession? Here's the "WLI" policy that eliminates market volatility from your savings portfolio (3:20) How to borrow against the full amount of your savings (without the risk of a margin call) (3:35) Struggling to keep up with principal + interest repayments on your loan? Here's how to pay interest only for as long as you want (4:07) How to save as much as you want with no ceiling or cap (even if you earn a million dollars a year) (4:58) The simple way a "WLI" policy allows you to leave a legacy, and hand down your wealth to your children and grandchildren (all inflation proof) (5:45) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You owe the US Government $519,000. What? How? Well, as a nation, we owe over $31 trillion owed in funded liabilities (debt.) And we also owe over $173 trillion in unfunded liabilities (even more debt.) Worst part? According to David Walker, ex-CPA of the USA, your future tax rate will need to double — or else the nation will declare bankruptcy. Imagine paying double the taxes you already pay. With taxes projected to double, trying to build a nest egg will be impossible. Imagine what your retirement would look like if the government legally takes nearly half of your salary (or your retirement income). In today's episode, I reveal two ways to build tax free wealth. Listen now! Show Highlights Include: Excited to get a lower tax rate when you retire? Here's why you could be stuck paying a tax rate of 74% at 80 (5:21) How to avoid an insidious "tax" that penalizes you 50% for saving money in your nest egg (9:00) 2 tax-free savings vehicles you can access in retirement (10:18) Is your income too high for a Roth IRA? If so, check out "CVLI" as an alternative (and pay no taxes on your savings) (10:32) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You owe the US Government $519,000 (and growing). That's how much you (and every other American) needs to pay in order to bring down Uncle Sam's debt. What's even crazier is this: According to retirement expert Ed Slott, the Federal government can increase their percentage of your savings whenever they need more money — and that day is coming soon. So the question is, how much will the government take away from your retirement account? In today's episode, I reveal how you can avoid the government legally taking more of your hard earned money. Listen now! Show Highlights Include: The US government owes over $173,000,000,000,000 in unfunded liabilities. Check out this website to see the exact breakdown U.S. National Debt Clock : Real Time (usdebtclock.org) (3:25) How to get to a 0% tax bracket (and transform your retirement) by clicking "add to cart" (4:47) The four letter word that explains why your tax rate could double (or else the country could go bankrupt) (6:05) Excited to get a tax break in 2023? Here's why doing so could force you to pay taxes at a rate as high as 48% (like in Australia) (7:24) Are you a sitting duck for a revenue hungry Uncle Sam? (8:05) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

The last 2+ years have shown us we can't trust the banks or government: Criminally low interest rates, blatant market manipulation, and an unsafe and volatile market. Every year you leave your money in the bank, you're losing a small percentage of your buying power thanks to inflation. What if I told you that banks are doing something completely different, then what they are telling you to do? Sounds crazy, right? In today's episode, you'll hear an introduction to one of the most powerful strategies that will allow you to take control of your cash. This strategy will also teach you how to make your money generate multiple streams of revenue. Listen now! Show Highlights Include: How relying on investment accounts this upcoming recession might cause you to lose 40% of your retirement fund (4:32) Why the true definition of "diversified" multiplies your retirement (while being a much safer way to go) (4:58) How to save into a "LI" product, keeping these funds protected from stock market losses. Your "LI" account never loses money! (yes, it sounds too good to be true, but it's not) (6:12) A $23.99 book found on Amazon that financially frees you from the cartel known as "the banking system" (8:34) How to build a mountain of wealth without paying a dime to Uncle Sam with the Infinite Banking Concept (11:40) https://infinitebankingnorthwest.com/ Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it's overwhelming, isn't it? And the banks and government aren't going to help you. We all know this. That's the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don't rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute).. Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.