Ep. 25: The Connection Between Mortality Risk and Cash Value Growth in Whole Life
InFi: the Future of Finance · Infineo
Audio is streamed directly from the publisher (traffic.libsyn.com) as published in their RSS feed. Play Podcasts does not host this file. Rights-holders can request removal through the copyright & takedown page.
Show Notes
Bob walks through a numerical example to illustrate how increased mortality risk can reduce the "actuarially fair" growth rate in the cash surrender value of a Whole Life policy, even though (by construction in the example) the total expected return, including the possibility of a death benefit payout, is constant throughout the policy. The exercise will help the viewer understand the mechanics of real-world policies.
Watch the video version of this episode here: https://www.youtube.com/watch?v=fNKg-3CV_Fo
Subscribe to our YouTube channel: https://bit.ly/3XXfmGS
Follow us on Instagram: https://www.instagram.com/infineogroup/
Follow us on Twitter: https://www.twitter.com/infineogroup/
Learn more about Infineo at: https://www.infineo.io/
Audio Production by Podsworth Media - https://podsworth.com