How Do We Fix It?

All of us pay taxes, but how well is that money being spent? Many government services are poorly delivered. From the local DMV or zoning department to the Pentagon and Department of Veterans Affairs, government can be a big tangled mess. For decades, Philip K. Howard has been a leading expert on how streamline government and make it work for all of us. His latest book is "The Rule of Nobody." In this episode, Richard, Jim and Philip a lively conversation about the problem and how to would fix it. http://philipkhoward.com/book/the-rule-of-nobody/ Hosted on Acast. See acast.com/privacy for more information.

Credit card debt is once again on the rise. The average U.S. household that borrows money with high interest credit cards owes $15,000. Many people are overwhelmed by monthly bills. Expert Beverly Harzog has seen the problems from both sides. Author of two helpful books, "Confessions of a Credit Card Junkie," and "The Debt Escape Plan", Beverly knows all about the crisis of bad credit and how to dig yourself out from debt. www.beverlyharzog.com Hosted on Acast. See acast.com/privacy for more information.