HousingWire Daily

Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, the founder and CEO of HW Media Clayton Collins interviews Gino Fronti and Don Goettling, who are both area managers at Finance of America Mortgage. During the episode, the founders of DG Media and the Don & Gino show, discuss how to best coach originators in today’s market, as well as how to be an origination leader in 2021. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

Today’s HousingWire Daily focuses on the newly released HousingWire March magazine issue. In this episode, Digital Media Manager Alcynna Lloyd joins HW+ Managing Editor Brena Nath to discuss what readers can expect in HousingWire’s March magazine issue, which features the 2021 Mortgage and Real Estate Tech100 winners HW Magazine is a part of the HW+ premium membership community. If you’re not a member yet, you can join here to get exclusive, in-depth articles, transcriptions of our podcasts, free registration to HousingWire events and more.

Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds podcast. During the episode, Victoria Gillespie, chief marketing and communications officer at the National Association of Realtors discusses how she helped mentor and lead her team, along with the 1.4 million realtors who the association serves, through COVID-19. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, Total Expert’s Sue Woodard uses her unique perspective to discuss the current state of mortgage technology and explains why she believes the customer is really the hero of the story. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s HousingWire Daily features the first episode of Honest Conversations a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. The podcast aims to examine the state of minority homeownership in America. In this episode, Lloyd interviews Michael Neal, a senior research associate in the Housing Finance Policy Center at the Urban Institute, about the history and data behind housing. Honest Conversations is a miniseries that examines the state of minority homeownership and the factors that have contributed to inequality within American housing. Each Wednesday, tune into HousingWire Daily as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect and what experts are doing to close the gap. Sponsored by Caliber Home Loans and hosted and produced by Alcynna Lloyd.

Today’s HousingWire Daily episode features an interview with HousingWire Editor in Chief Sarah Wheeler. In this episode, Wheeler discusses HousingWire’s upcoming Spring Summit on March 4, and what attendees can expect from the virtual conference. Sign up for HW+ membership and register for the summit here, or get event-only access for your company or team here.

In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HousingWire Managing Editor James Kleimann to discuss the hottest topics coming across HousingWire’s news desk. In this episode, the pair review loanDepot’s latest earnings report following the lender’s recent IPO and examine what the rise of brokerage, Compass could mean for the market going forward. The pair also discuss the biggest and most prominent topics the HousingWire editorial team covered this month.

Today’s HousingWire Daily features a crossover episode with REAL Trending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at REAL Trends, a HousingWire sister company, interviews Ryan Gorman, president and CEO, Coldwell Banker Real Estate and Booker Pickett, broker, and owner of Coldwell Banker Pickett Fences. During the interview, the trio discusses the challenges and barriers facing minority brokers and a new program aimed at giving them a hand up. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

HousingWire Lead Analyst Logan Mohtashami joins the HousingWire Daily podcast to talk about why low mortgage rates need to end. During the interview, HW+ Managing Editor Brena Nath interviews Mohtashami on his most recent article, "We need higher mortgage rates to cool the housing market." In his article, Mohtashami states, "For 2021, we need to root for a repeat of what happened in 2013-2014 and 2018-2019. Home prices have caught up to per capita income, just like what we saw in 2002. However, mortgage rates are lower today, and demographics better. I feared this could be the case and it’s part of why I wrote the Chaos Theory for HousingWire back on Feb 3, 2020. I wrote that if COVID-19 hit us, stocks, the economy, and bond yields would fall, and this means mortgage rates would go down with it."

In this HousingWire Daily episode, HW+ Managing Editor Brena Nath covers the latest COVID-19 forbearance extensions. On Tuesday, U.S. Department of Housing and Urban Development’s announcement that it extended COVID-19 foreclosure and forbearance moratoriums for FHA and USDA loans to June 30, 2021. For the episode, Greg McBride, senior vice president and chief financial analyst for Bankrate.com joins the podcast to share his insights on what the COVID-19 forbearance and foreclosure relief programs means for homeowners and people in the housing finance industry. During the interview, he shares a recap on the past extensions, the pros and cons of the latest extension and at what point he thinks the extensions will stop.

Today's HousingWire Daily episode features a crossover episode with REAL Trending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at REAL Trends, a HousingWire sister company, interviews Linda O’Koniewski, CEO of Leading Edge Real Estate in Boston, discussing the lessons she learned after finding out her former franchise pulled the plug, and they had to rebrand overnight. Five years later, the company is on solid footing, regaining some of the agents they lost and introducing new initiatives like the LEAP program, which offers a plug and play system for virtual teams and brokers.

Today’s HousingWire Daily interview features features a crossover episode from HousingWire’s Girlfunds podcast. In this episode, Marcia Davies, the chief operating officer for the Mortgage Bankers Association and a winner of the HousingWire Woman of Influence award continues the conversation on leadership and what women can do to better support other women. During the episode, Davies shares her own journey in dealing with "imposter syndrome," as well as actionable tips for women just starting their career to how to negotiate a higher salary.

Today’s HousingWire Daily interview features an interview with Monique Winston, the vice president and a national business development executive, and chair diversity and inclusion council member at WFG National Title Insurance company. In this episode, Winston discusses her work as a nationally renowned minority business advocate. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s HousingWire Daily interview features an interview with Caliber Home Loans’ Brandon Bialkowski and Vanessa Accra. In this episode, the loan consultants discuss Arizona’s hot housing market, which is experiencing a significant uptick in homebuyer migration.HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s Mortgage Desk segment of HousingWire Daily features an interview with Angel Hernandez, Ginnie Mae director MBS policy and program development. Ginnie Mae recently began accepting eNotes, and even guaranteed its first digital pool of mortgage backed securities. All of this is due to the mortgage guarantor’s ongoing Digital Collateral Program. This new focus on digital at Ginnie Mae could have major consequences for the housing market. The company said it expects to see escalating levels of growth in the volume of eNotes securitized under its MBS Program for 2021. And Rocket Mortgage, which has originated the first eNotes under Ginnie Mae’s pilot program, agreed that the housing industry will soon see higher adoption rates of the digital mortgage, saying the program could even become much more popular by the end of 2021.

In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. In this episode, the pair review President Joe Biden’s proposed stimulus and $15,000 tax credit, as well as what it could mean for the housing market if passed.

Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds podcast. In this episode, Sue Yannaccone, the CEO of Realogy Franchise Group, talks about what women can do to better support other women and how she has created boundaries in order to create more balance between her work life and personal life, especially after a year like 2020. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s HousingWire Daily episode features an exclusive interview with Sagent’s Chief Technology Officer, Uday Devalla. In this episode, Devalla discusses his recent HW+ article that explains why he believes lenders now face a K-shaped economic recovery. During the interview, Devalla discusses the COVID-19 foreclosure moratoriums and the CARES Act, two key housing relief policies ending soon, and what these policy expirations could mean for servicers.

Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, Vermillion Consulting’s Dale Vermillion discusses how mortgage lenders can best adjust their businesses during periods of growth and how they can also support their staff during tumultuous times.

President Joe Biden has stayed busy since taking office last month, including a slew of executive orders and other plans, including plans for homeowners such as forbearance options. On his first day in office, Biden signed an executive order instructing the U.S. Department of Housing and Urban Development to extend the foreclosure moratorium until March 31. And his nominee for HUD Secretary, Marcia Fudge, has vowed to make housing discrimination a priority if her nomination is approved. Today’s Mortgage Desk segment of HousingWire Daily features an interview with Housing Policy Council President and former director of the Federal Housing Finance Agency Ed DeMarco. In this episode, DeMarco talks about the Biden administration’s plans as homeowners come out of forbearance and its focus moving forward.

Today’s HousingWire Daily focuses on this month’s Magazine issue. In this episode, HW+ Managing and Magazine Editor Brena Nath discusses what readers can expect in HousingWire’s February issue, which will focus on the unique challenges Servicers will face in 2021. HW Magazine is a product of HousingWire’s HW+ premium membership. A HW+ membership will provide you with career-making insights and analysis of Mortgage, Real Estate, and FinTech, all for less than your daily cup of coffee. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Right now, more than ever, the housing industry has been having honest conversations about how race impacts the homebuying process. To heighten the discussion, HousingWire is launching Honest Conversations, a new mini-podcast series to examine the state of minority homeownership in America. In February, please join HousingWire Daily each Wednesday as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect, and what experts are doing to close the homeownership gap.

Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, HomeBridgeChief Diversity & Inclusion Officer Brian “Woody” White discusses what increasing diversity within the housing finance industry looks like on a practical level. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s HousingWire Daily features an interview with Perry Rahbar, the founder and CEO of dv01. In this episode, the 2020 HW Tech Trendsetter discusses this year’s fintech market, as well as his company’s latest acquisition of Pragmic Technologies.The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

Today’s HousingWire Daily episode features an exclusive interview with First American’s Chief Economist Mark Fleming. In this episode, Fleming discusses First American’s latest Real House Price Index data and what a rising rate environment could mean for the housing market.

Today’s Mortgage Desk segment of HousingWire Daily features an interview with Richard Cordray, the former director of the Consumer Financial Protection Bureau, as he talks about what comes next for the CFPB. President Joe Biden nominated Federal Trade Commission Commissioner Rohit Chopra as the next director, and he is now awaiting confirmations by the Senate. In this episode, Cordray talks about what the industry can expect from the soon-to-be director.

In today’s HousingWire Daily episode HousingWire Digital Media Manager Alcynna Lloyd joins Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. Lloyd and Wheeler review last week’s inauguration of President Joe Biden and examine which housing issues the new administration has already taken action on. The pair also discuss the latest existing home sales report, United Wholesale Mortgage’s IPO and what could be ahead for mortgage rates in 2021.

Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds. During the episode, LoanSense CEO and Co-Founder Catalina Kaiyoorawongs discusses why student loans are one of the biggest barriers to homeownership. In the episode, Kaiyoorawongs gives listeners the direction to navigate their debt and accomplish their goal of owning a home.

In today’s HousingWire Daily interview, Lisa Haynes, the Mortgage Bankers Association’schief financial officer and chief diversity and inclusion officer, joins HousingWire Digital Media Manager Alcynna Lloyd to discuss MBA’s VOICES, which is a three-part series that explores the experiences of women of color in the real estate finance industry. During the interview, Haynes explains why recent political and social events have elevated conversations about diversity and inclusion within the real estate industry.

In today’s HousingWire Daily episode, National Association of Home Builders Chief Economist Robert Dietz discusses the latest NAHB and Wells Fargo Housing Market Index. According to the report, sentiment declined in January as supply constraints and rising costs negatively impacted homebuilders. During the interview, Dietz also explains what the drop in the HMI means for builder confidence at this time and going forward into 2021.

Today’s Mortgage Desk segment of HousingWire Daily features an exclusive interview with Sarah Perkins, Lawyers Title of Arizona sales executive. Perkins has been in mortgage title for about 17 years, and compares the surging merger and acquisition activity today with the two acquisitions she has gone through. In this episode, Perkins discusses what is causing this increase, such as technology and the growth environment, as well as what might be ahead for the industry headed into 2021.

In today’s HousingWire Daily interview, Adam Constantine, the owner and CEO of Ace Creatives and former digital content strategist for Movement Mortgage, joins HousingWire Digital Media Manager Alcynna Lloyd to discuss Martin Luther King Jr’s impact on housing equality. During the interview, Constantine also explains why the industry needs to focus on evoking intentional change rather than launching lackluster initiatives.

Today’s HousingWire Daily features a Housing News podcast crossover episode with MBS Highway and CEO Barry Habib. In this episode, HousingWire Editor in Chief Sarah Wheeler and Habib launch season 5 of the podcast by discussing MBS Highway’s 2021 housing market forecast.HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Today’s HousingWire Daily episode features an interview with HousingWire Managing Editor James Kleimann and William Raveis Mortgage Executive Mortgage Banker Melissa Cohn. In this episode, Kleimann and Cohn talk about the surprising group of people who are now buying in Manhattan, the rebounding state of mortgage finance in the Big Apple, what’s slowing down turn-times, and what to make of all the IMBs going public. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

In today’s HousingWire Daily interview, Alex Tapp a real estate advisor with Compass explains why Austin, Texas, dubbed the Silicon Hills, is now one of the most competitive housing markets in the nation. During the interview, Tapp also explains what the uptick in competition means for Austin’s housing inventory and affordability. The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

In today’s Mortgage Desk segment of HousingWire Daily, Mayer Brown Partner Ori Lev, a founding member of the CFPB where he served as a deputy enforcement director for litigation, talks about the future of the bureau and what this most recent ruling means.

In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins HousingWire newsroom Managing Editor James Kleimann to discuss the hottest topics coming across the HousingWire news desk. In this episode, the pair review Kleimann’s recent article that discusses wholesale lender Homepoint’s IPO filing on Friday. Nath and Kleimann also dig deep into his scoop on Guaranteed Rate’s acquisition of Stearns Holdings, and what this could mean for the mortgage companies going forward.

Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds. During the episode, Colorado Springs-based Real Estate Agent Scott Sanchez and Girlfunds host Brena Nath go through a list of Bankrate’s top home-buying questions and explain how to determine your total purchasing budget. The pair also discuss how much you should care about your potential future neighbors and examine what really goes into a home’s closing costs.

Today’s HousingWire Daily episode features an interview with HousingWire Managing Editor James Kleimann. In this episode, Editor-in-Chief Sarah Wheeler and Kleimann talk about his promotion to managing editor, what he has planned for the newsroom in 2021, and the big deal Guaranteed Rate struck to acquire Stearns Holdings. Kleimann shares what he’s learned about Stearns’ operations, why the deal makes sense for Guaranteed Rate, what this does for the spectre of an IPO, and how two very different company cultures might gel.

Today’s HousingWire Daily focuses on some of the housing topics that shaped 2020. In this episode, we take a look back at last year’s biggest housing concerns and hear industry experts’ commentary on what’s to come in 2021.HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: · Black Knight’s Walden on mortgage delinquencies in 2021 · Redfin’s Daryl Fairweather on whether or not there will be a foreclosure crisis · TIAA Bank’s John Pataky on homebuyer demand · MBA’s Mike Fratantoni on next year’s purchase market

Today’s HousingWire Daily episode features an interview with HousingWire Lead Analyst Logan Mohtashami. In this episode, Mohtashami takes a deeper look at topics covered in HousingWire’s economist Q&A series on the top housing market forecasts for 2021. Mohtashami discusses housing demand in the years 2020-2024, mortgage rate projections for 2021 and why he believes new homes sales can’t compete with the existing market as it did decades ago.

In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins HW Media Founder and CEO Clayton Collins to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Nath and Collins reflect on 2020, discussing everything from the pivot to remote work to HW Media’s acquisition of REAL Trends. The pair also talk about what’s next for the housing industry as it enters 2021 and the recent announcement of Mortgage Editor James Kleimann’s promotion to HousingWire managing editor.

Today’s HousingWire Daily features a rerun episode Realtor.com’s Senior Economist George Ratiu. In this interview, Ratiu discusses how student loan debt is impacting the nation’s financially strained borrowers.

Today’s HousingWire Daily features an exclusive rerun interview with Redfin’s Daryl Fairweather. In this episode, Fairweather explains why she believes the U.S. housing market is likely to withstand a wave of foreclosures once mortgage forbearance comes to an end.

Today’s HousingWire Daily features a rerun Housing News Podcast interview that features Frank Nothaft, the chief economist at CoreLogic. In this interview, Nothaft discusses how the COVID-19 pandemic has impacted the housing market’s vitality as well as the economy. Notably, Nothaft also offers his housing market predictions for 2021. As we wrap the year, we are rerunning our favorite episodes from 2020.

Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds. In this episode, Portside Real Estate Group Founder and HousingWire 2020 Woman of Influence, Dava Davin discusses everything from her best financial tip to her No. 1 piece of advice to people starting the home-buying process. Here is a small preview of today’s interview with Dava Davin. The transcript below has been lightly edited for length and clarity: Brena Nath: We are obviously passionate about home buying and purchasing tips and insight. As someone who is regularly helping people achieve their dream of homeownership, I have a basic entry-level question, how do you recommend people start the home buying process and where do you think they often go wrong when it comes to buying a home? Dava Davin: Going back to our first question about youth, I think the younger, the better when thinking about homeownership. It’s important to start having good behaviors when you are young. Simple things like paying your bills on time, budgeting, saving for that down-payment and speaking with a trusted loan officer can help folks start the homebuying process a year or two in advance. They're not bothering anyone; a loan officer will be happy to have their business and help set them up. I think the typical scenario for homeownership is that you are in a long-term relationship, and then maybe you want to solidify that relationship or have a family. So, you buy a house but it doesn't have to be in that order. I think that sort of thinking is where people go wrong. They think, ‘oh, this is how I'm supposed to do it, I'm supposed to graduate from college, get the job and do it in this way.' You don't necessarily have to. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

In today’s episode, Digital Producer Alcynna Lloyd joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. During the episode, Lloyd and Wheeler review the recent news that President Donald Trump signed the second COVID-19 stimulus bill and how it could impact homeowners. The pair also highlight what some economists say we should expect for the housing market in 2021 and discuss the housing inventory shortage and whether it will impact potential homebuyers. For more background on what is discussed, here is a preview of today’s interview, lightly edited for length: HousingWire: Sarah, what stories really caught your eyes last week? Sarah Wheeler: The stimulus bill was really the talk of all last week and then, of course, this weekend, with Trump finally signing the $900 billion stimulus bill. We were focused on both the bill and the implications for our industry as we knew it had quite a bit of an impact for renters and homeowners. Notably, we learned that many people who may have been in a good financial position prior to the pandemic could have saved the money they got from the last stimulus bill, which is really interesting. They didn’t travel, and they weren’t able to do many things they normally do, so they might be saving the funds. Currently, we’re looking at the $600 one-time stimulus checks and the unemployment benefits that are going through. That being said, the House is also voting today on increasing those checks to $2,000. However, it’s unclear if the Republican-led Senate will even vote on the amount or if it will pass. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Trump signs stimulus bill: Here’s what you need to know The good, the bad, and the likely for housing in 2021 FHFA extends multifamily forbearance through March 31

Today’s HousingWire Daily features a rerun episode with HW Media Founder and CEO Clayton Collins and Lead Analyst Logan Mohtashami. In this interview, which was conducted at HousingWire’s Annual Conference, Mohtashami delves into the chaos theory applied to housing in 2020.

Today’s HousingWire Daily features a rerun episode of an exclusive interview with Mike Fratantoni, the Mortgage Bankers Association’s chief economist. In this episode, Mike discusses the MBAs Mortgage Forecast, which includes revised estimates for the third and fourth quarter of 2020, as well as predictions for next year’s purchase market.

Today’s HousingWire Daily features a rerun Monday Morning Cup of Coffee interview with HW+ Managing Editor Brena Nath and Magazine Editor Kelsey Ramirez. In this interview, Nath and Ramirez review the HousingWire December/January Magazine issue, which is a part of HW+ Premium Content, and also highlights what the HousingWire editorial team believes could happen for each sector of the housing industry in next year’s market.