
HousingWire Daily
1,598 episodes — Page 23 of 32
What did the PAVE report on appraisal bias find?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about the much-anticipated PAVE Task Force report on appraisal bias. Kromrei digs into what the report did and didn’t address, including the scope of appraisal bias it is trying to solve. The two also discuss the practical implications of the report findings for appraisers, AMCs and lenders. HW Media articles related to this episode: CFPB is the latest agency to criticize the Appraisal Foundation Susan Rice to co-chair HUD appraisal task force Appraisal bias plan promises barrage of actions in the near term
How rate volatility is affecting the PLS market
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about what’s happening in the private label security market. The two discuss how rate volatility is affecting the PLS market and how a recent judge’s ruling in a lawsuit regarding student loan securitizations could result in the CFPB playing a larger role in the PLS market. HW Media articles related to this episode: PLS market struggling to clear backlog of loans locked at last year's rates Judge's ruling will put PLS trusts under the thumb of the CFPB Angel Oak Mortgage REIT records solid earnings performance
Are real estate agents and iBuyers burying the hatchet?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matt Blake about Knock, Offerpad and Compass and the iBuyer-agent relationship. In addition, the two discuss homebuilding and what housing starts and completions tell us about housing inventory for the rest of this year HW Media articles related to this episode: Knock raises $220M, lays off 46% of workforce Offerpad proposes iBuyer-agent marriage Despite queue of buyers, homebuilder sentiment drops again
Logan Mohtashami on rates, inventory and new home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, housing starts and existing home sales. The overarching theme? The incredible shortage of housing inventory. HWD Media articles related to this episode: What the Fed rate hike means for the economy How will rising rates affect new home construction? The housing market is now savagely unhealthy
The Fed’s rate hike and the renewed interest in non-QM
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about this week’s biggest stories, including the Fed rate hike, the growth of non-QM offerings and the rare example of a top-performing brokerage switching channels to retail. HW Media articles related to this episode: The Fed makes its move – and more rate hikes are coming UWM rolls out bank statement loans for self-employed borrowers How InstaMortgage convinced top broker shop to jump to retail
Minority homeownership and FHA confirmation controversy
On today’s episode, HousingWire Managing Editor James Kleimann sits down with Senior Mortgage Reporter Georgia Kromrei to talk about recent developments in the housing regulatory space, including what topics were at the forefront of discussion at The National Association of Hispanic Real Estate Professionals (NAHREP) conference this past week. They also talk about equitable housing finance plans for the GSEs and staffing issues in the Federal Housing Administration (FHA). HW Media Articles related to this episode: Hispanic homeownership held back by FHA borrower discrimination, survey says FHA gets a budget boost to stem staff shortages. Is it enough? Gary Acosta on the policy path to Hispanic homeownership
Brokerage growth and Myrtle Beach real estate agent hijinks
On today’s episode, Editor in Chief Sarah Wheeler talks with Real Estate Reporter Brooklee Han about lead poaching in Myrtle Beach and how real estate brokerages like eXp, Corcoran and Fathom are finding ways to grow amid record-low inventory. HW Media articles related to this episode: Drama in the Myrtle Beach real estate scene - RealTrends Fathom's model is built for a low-inventory environment, execs say - RealTrends eXp Realty expands into Greece
Big lenders look to grow their reverse footprint
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the investment Fairway is making to grow its HECM for purchase (H4P) business, including hiring industry vet Tane Cabe. The two also discuss how Finance of America Reverse and Longbridge are looking to increase their reverse footprint in this purchase market. HW Media articles related to this episode: How Fairway aims to change the conversation around H4P Reverse mortgage segment touted by Finance of America as forward landscape tightens Longbridge: big opportunities sought with reverse mortgage field sales channel launch Register for the "The Opportunity of Reverse Mortgages in a Purchase Market" event here!
The effect of inflation on the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the war in Ukraine is affecting commodity prices and contributing to inflation in the U.S. and what that means for homeowners would-be homebuyers. The two also discuss the recession red flags that Mohtashami is keeping an eye on, the 10-year yield and mortgage rates, and more. HW Media articles related to this episode: Why owning a home is the best hedge against inflation Homeowners gain $8.2 trillion in housing wealth over 10 years When will we see the next housing recession?
NFTs and blockchain in the real estate transaction
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matthew Blake about the role of NFTs in the future of real estate, as well as what he’s discovering at the first-ever Crypto Real Estate Summit in Miami this week. The two also discuss how blockchain might disrupt the title industry and other parts of the real estate transaction. HW Media articles related to this episode: NFT mania and the future of the home sale - HousingWire Crypto and real estate awkwardly mingle in Miami Simplifying crypto, NFT and the blockchain’s impact on real estate
The layoffs at Better.com and getting a mortgage at Walmart
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest Better layoffs and the news that Lenders One is going to lease retail space from Walmart to offer mortgages in its stores. The two also discuss mortgage rates and which lender strategies are likely to succeed in a purchase market. HW Media articles related to this episode: Layoffs, again: Better.com to ax 3,000 employees Welcome to Walmart. Here's your mortgage Even with blow-out jobs report, mortgage rates still falling
Homebuilders struggle with labor, material shortages
On today’s episode, Editor in Chief Sarah Wheeler talks with Real Estate Reporter Brooklee Han about the home-building sector and what we’re seeing in construction employment, wait times for materials, costs of materials and more. The two also talk about the role of Russian money in the U.S. real estate market and how that’s been affected by the war with Ukraine.HW Media articles related to this episode: Skilled labor is returning to homebuilding "It's crazy": Homebuilders big and small struggle to finish projects Ukraine conflict unlikely to directly impact US housing market: NAR
Cover letters and real estate agents’ right to free speech
On today’s episode, Editor in Chief Sarah Wheeler sits down with Editorial Director Tracey Velt to talk about the fate of the Oregon “love letter” law after a judge said it was too broad, citing the rights of real estate agents to free speech. The two also discuss RealTrends brokerage rankings, due out in March, which show some upsets among the top-five ranked brokerages. HW Media articles related to this episode Judge strikes down Oregon love letter ban RealTrends 500 Agent Rankings Check out the RealTrending podcast: RealTrends: https://www.realtrends.com/category/podcasts/ Apple Podcasts: https://podcasts.apple.com/us/podcast/realtrending/id1201340557
How is the U.S. economy affected by war in Ukraine?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the situation in Ukraine and how that is affecting bond yields and mortgage rates. The two also discuss the recent jobs report and whether the U.S. is close to a recession. HW Media articles related to this epiosde: Mortgage rates decline to 3.76% amid Ukraine conflict - HousingWire Despite 3-month slump, pending home sales look just right - HousingWire Even with blow-out jobs report, mortgage rates still falling
How lenders are diversifying for the purchase market
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the drop in mortgage rates and what can be learned from the earnings of the last big lenders to report: UWM and Finance of America. The two also discuss what is happening with real estate brokerage Compass. HW Media articles related to this episode: Mortgage rates decline to 3.76% amid Ukraine conflict UWM's profits fall 54% in 2021 despite record production Finance of America asks investors to look beyond traditional mortgage We read Compass's 10K so you don't have to
A social post about appraisal bias prompts action
On today’s episode, Editor in Chief Sarah Wheeler sits down with Senior Mortgage Reporter Georgia Kromrei to talk about interest rates and how they’re being affected by the opposing forces of rising inflation versus a flight to safety into Treasury bonds. The two also discuss the latest news on appraisal bias, including a social post that caught the eye of Rep. Maxine Waters.
A look at the most innovative companies in housing
On today’s episode, Editor in Chief Sarah Wheeler talks with HW+ Managing Editor Brena Nath about the Tech100 winners featured in the March edition of HousingWire Magazine. The two discuss the companies in mortgage and real estate that won the prestigious award as well as the difference between tech innovation and disruption.
Opendoor vs Offerpad: why is only one profitable?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matthew Blake about fourth-quarter earnings for iBuyers OpenDoor and Offerpad. The two discuss the differences between the two companies’ models and how that made such a difference in their profits. They also discuss eXp earnings and how other brokerages fared.
How the war in Ukraine could affect mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the Russian invasion of Ukraine could affect global yields and mortgage rates in the U.S. The two also talk about new home sales and Logan’s recession model, including which economic factors are causing him to raise recession red flags.
A whole new understanding of referral relationships
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about what lenders are doing to grow in a purchase market. New referral relationships can happen anywhere, apparently, from the traditional kids’ soccer game to the very nontraditional gentleman’s club. The two also discuss the specific moves by Homepoint to adjust to purchase as outlined in their fourth-quarter earnings.
Lenders weigh risk of targeted lending programs
On today’s episode, Editor in Chief Sarah Wheeler sits down with Senior Mortgage Reporter Georgia Kromrei to discuss the efforts by regulators to encourage lenders to develop special-purpose lending programs — and why that is fraught with peril for lenders. The two also discuss the FHFA’s new inspector general and Freddie Mac’s new program for accepting direct deposit information for income verification.
Why are reverse mortgage complaints increasing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the increased complaints about reverse mortgages to the Consumer Financial Protection Bureau, the controversy over FHA’s role in reverse servicing, and how reverse lender AAG has branched out with marketing through TikTok.
The Money Source on the state of the subservicing
On today’s sponsored episode, Malessa Smith, managing editor of content solutions at HousingWire is joined by Linda Case, the SVP loan administration at The Money Source. They discuss the current state of subservicing and the intricacies of service transfers.
Logan Mohtashami on inventory and existing home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the most recent reports on housing permits and existing home sales, both of which beat estimates. The two also discuss bond yields, mortgage rates, and whether housing is really 20% overbuilt.
Real estate brokerages in this uber-competitive market
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire Managing Editor James Kleimann about mortgage rates and what lenders are doing to grow in a challenging purchase market. They also discuss how real estate brokerages are faring during this time, covering Compass earnings, Redfin’s brokerage model and the fight between Keller Williams and eXp.
Why did the Senate block FHFA, Fed nominees?
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire Mortgage Reporter Georgia Kromrei about the recent earnings reports from the GSEs, breaking down some of the highlights from Fannie Mae’s and Freddie Mac’s reports. Kromrei also unpacks why Senate Republicans recently blocked a committee vote on five nominees, including the re-nomination of Federal Reserve Chair Jerome Powell and Federal Housing Finance Agency (FHFA) Acting Director Sandra Thompson.
A preview of the “Big Four” earnings
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire Real Estate Reporter Brooklee Han, as she discusses the earnings reports for three of the “Big Four” title insurers. During the episode, Han not only talks about the surge in M&A activity for title insurers but also discusses how these companies plan to overcome some of the challenges that stem from the shift to a purchase-driven market.
The booming real estate industry
On today’s episode, Brena Nath talks with RealTrends Editorial Director Tracey Velt about some of the latest trends she has been watching, including the latest real estate technology innovations. She also touches on the upcoming RealTrends rankings and insights from last year’s rankings.
Logan Mohtashami on why mortgage rates need to rise
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire Lead Analyst Logan Mohtashami, as they unpack his latest article that digs into Fannie Mae’s Home Purchase Sentiment Index. During the interview, Mohtashami explains where people often go wrong when reading the survey results, thinking that nobody wants to buy a home. He also dives into the latest jobs report and how it impacts bond yields.
The UWM broker war
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire’s Managing Editor James Kleimann to discuss the latest updates on the UWM broker war saga. The episode touches on UWM’s initial announcement a year ago that it will no longer partner with brokers who also work with Rocket Mortgage and Fairway Independent Mortgage. He also shares how the wholesale lender is making good on its threat to take legal action against partnering broker shops that also send business to Rocket Mortgage and Fairway Independent Mortgage.
Inside the Keller Williams and eXp court room battle
On today’s episode, HW+ Managing Editor Brena Nath talks with Senior Real Estate Reporter Matthew Blake to hear about his latest coverage, including his breaking news this week on the court’s decision to block ex-Keller CEO from joining eXp. During the episode, Blake explains why the court’s decision is so unique and gives an update on the other top court cases happening in the real estate space.
What's happening in the secondary market?
Mortgage Reporter Bill Conroy about the latest happenings in the secondary market. From home-equity investment pioneer Unison jumping into the secondary market to mortgage servicing rights being in high demand right now, Conroy breaks down the current market appetite for these topics and what this means for the housing industry.
How are servicers navigating the end of forbearance?
On today’s episode, RealTrends Editorial Director Tracey Velt talks with HW+ Managing Editor Brena Nath about the release of the February 2022 HousingWire Magazine issue, the first issue of the year. Focusing on the biggest trends to watch, the issue unpacks what’s happening in the servicing space and the biggest challenges heading into the New Year, along with what this means for compliance and regulation
Logan Mohtashami on the jobs report and bond yields
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs report, which beat expectations. In addition, Mohtashami also recaps what to expect from the 10-year yield and mortgage rates.
It’s earnings season: how are newly public lenders faring?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about earnings season and how lenders are faring as refi volume falls. The two also discuss the profitability of title companies and the challenges homebuilders are facing.
Calabria sought bonus for Fannie Mae exec
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about the Fannie Mae executive that FHFA Director Mark Calabria wanted to give a $250K bonus to, and the feedback that consumer and mortgage industry leaders gave to FHA on its draft defect taxonomy.
The future of real estate in the metaverse
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, the editorial director at RealTrends, about the trend toward real estate in the metaverse as well as cryptocurrency being used in luxury real estate.
Relocation trends and the Michael Arrington doxxing saga
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han on the real estate stories she’s covering, including the latest on the relocation trend, what’s happening in unlikely hot housing markets like Columbus, Ohio, and the doxing saga involving the Miami mansion of TechCrunch Co-Founder Michael Arrington.
Logan Mohtashami on home sales and the 10-year yield
In today’s episode, Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami about the latest new home sales report and what it means for 10-year bond yields to stay below 2%. The pair also discuss how the economies of Japan and Germany might have more effect on the U.S. housing market than you think.
What happened this week with UWM, Rocket, Caliber and Stearns
In this edition of HousingWire Daily, HousingWire managing editor James Kleimann joins Sarah Wheeler to give a weekly wrap-up of just some of the great stories coming out of the HW Media newsroom. The pair discuss a number of topics including mortgage rates, UWM’s unveiling of appraisal credits for borrowers, and Caliber’s CEO stepping down.
Reverse mortgage industry still hampered by reputation
In this episode, Reverse Mortgage Daily Editor Chris Clow joins Editor in Chief Sarah Wheeler to discuss how the reverse mortgage industry is still battling dated perceptions of its value to seniors and how that plays out in state regulations.
First Guaranty Mortgage Corporation on non-QM in 2022
Today’s episode is a sponsored episode brought to you by First Guaranty Mortgage Corporation. The episode is hosted by HousingWire’s managing editor of Content Solutions, Maleesa Smith, and features First Guaranty Mortgage Corporation’s Paul Jones, SVP of non-QM production and development, as well as Tom Davis, EVP and head of TPO production. During the episode, Jones and Davis share their outlook for the year ahead and how you can bring non-QM to your 2022 lending strategy.
The ESG market starting to see momentum
In today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about investor interest in the ESG market, the incredible number of new private-label securitization deals so far this year, and Freedom Mortgage’s dominance of the MSR market.
Logan Mohtashami on bond yields and mortgage rates
In today’s episode, Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami on what’s happening in the bond market and how that affects mortgage rates. Mohtashami also discusses what to make of the most recent existing home sales and housing starts reports.
Mortgage LOs get slapped with fines over continuing ed
In today’s episode, Editor in Chief Sarah Wheeler interviews Senior Mortgage Reporter Georgia Kromrei on the week’s hottest stories, including the punishment regulators gave LOs for faking continuing ed credits, new recommendations for Duty to Serve plans from the GSEs, the change in desktop appraisals and more!
zavvie CEO on industry disrupters and the future of real estate
What kinds of disruptors should we start to expect in a constantly evolving real estate industry? In this episode of HousingWire Daily, we’re featuring a crossover with the RealTrending podcast, where RealTrends Editorial Director Tracey Velt sits down with Lane Hornung, the CEO and founder of 8Z Real Estate and proptech company zavvie to discuss the future of real estate and how brokerages should seek to adapt.
Is NAR a monopoly? This antitrust nonprofit thinks so
Last week, lawyers for PLS.com and the National Association of Realtors had oral arguments in front of a 9th Circuit Court of Appeals panel about whether NAR’s ban on pocket listings, which are listings not posted on the Multiple Listings Service, violates antitrust law. PLS.com claimed that their product – high-end listings strewn across the country – was effectively ruined by NAR requiring its 1.5 million members to post on the MLS. PLS.com’s case was dismissed by a lower court, but the company’s appeal drew interesting allies. One is the U.S. Justice Department, which filed an amicus brief arguing that the lower court erred. Another is the Washington-based American Antitrust Institute. The author of that brief, Laura Alexander, vice president of policy for the group, declared that NAR is a monopoly. Whether it is a monopoly harmful to society, Alexander said, should not be judged just on how home sellers and buyers are impacted but real estate agents in general. Alexander expounded on her arguments for today’s episode of HousingWire Daily. She also discussed with HousingWIre real estate reporter Matthew Blake why NAR is feeling the heat now, and what will come of the multi-pronged legal scrutiny against the trade group.
How our Tech Trendsetters are driving ROI and growth
Technology plays a larger role than ever in real estate and mortgage, and the HousingWire Tech Trendsetters recognizes leaders in technology across the housing industry. In this episode of HousingWire Daily, Editor in Chief Sarah Wheeler talks with HW+ Managing Editor Brena Nath about this year’s Tech Trendsetters and the tech themes that are new this year.
Logan Mohtashami talks inventory and housing demand
Housing inventory is at all-time lows as we gear up for the spring homebuying season. In this episode of Housing Wire Daily, Lead Analyst Logan Mohtashami joins Editor in Chief Sarah Wheeler to discuss the current inventory crisis and what, if anything, can slow down housing demand.
The end of Stearns Wholesale plus one very hot NY market
In this episode of HousingWire Daily, Editor in Chief Sarah Wheeler sits down with three of our reporters to talk about a wide range of topics, from Guaranteed Rate’s decision to close Stearns Wholesale to the non-QM lenders who are hiring and the very hot housing market of Rochester, New York.