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Chief Economist Mark Zandi on What to Do With Your Money Right Now

Chief Economist Mark Zandi on What to Do With Your Money Right Now

Advice on retirement, housing, and the market in 2026.

HerMoney with Jean Chatzky

January 23, 202628m 37sbonus

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Show Notes

This week, we’re cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves.

Jean sits down with Dr. Mark Zandi, Chief Economist at Moody’s Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all.

You’ll learn:

  • Why Mark says, “Don’t even look at the market” (and what to do instead)
  • What the mortgage “doom loop” means for Millennials, Gen Z, and retirees
  • How long it could take to restore housing affordability in America
  • Why homeownership is still a powerful wealth-building tool
  • The truth about 50-year mortgages, portable loans, and whether they can help
  • How to think smartly about helping your kids now vs. leaving a legacy later

💡 Further reading and listening:

The American Housing and Economic Mobility Act

“Die With Zero” by Bill Perkins

The Inside Economics Podcast – hosted by Mark Zandi

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