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Good Money Moves

Good Money Moves

33 episodes

Should You Rent or Buy? A Simple Checklist to Decide Ep 31

May 4, 202623 min

First Paycheck Playbook: Pay Yourself First, Automate Savings, Build an Emergency Fund Ep 30

Apr 20, 202622 min

What is a Money Market Account? E29

In this episode of Good Money Moves, join Jenna Taubel, as she sits down with CFO, Jake Dorsh, to explore the ins and outs of money market accounts. Together Jenna and Jake break down what these accounts are, how they function, and the advantages they offer over traditional savings and checking accounts. Jake shares insights on interest rates, withdrawal limits, and the importance of maintaining a minimum balance. They also discuss when a money market account might be the right choice for your financial goals, especially as a tool for emergency savings or specific future expenses. If you're looking to better understand how money market accounts can work for you, this episode is packed with valuable information. Tune in to empower your financial journey!

Apr 6, 202618 min

Your Invisible Paycheck: Understanding Your Employee Benefits E28

In this episode of Good Money Moves, we explore the concept of the "invisible paycheck" and why understanding your employee benefits is crucial for your financial wellbeing. I’m joined by Robin, our Employee Experience Manager, as we break down what comprises your benefits package, including healthcare, retirement plans, and paid time off. We'll discuss how these elements affect your overall financial picture and share tips on what to consider when evaluating job offers. Whether you're starting a new job or reassessing your current benefits, this episode will empower you to make informed decisions that can significantly impact your financial future. Tune in and get ready to uncover the hidden value of your employee benefits.

Mar 23, 202619 min

Emergency Funds: What You Need to Know E27

In episode 27 of the Good Money Moves podcast, titled “Emergency Funds: What You Need to Know,” Jenna Taubel welcomes Kristina Kovacevic, AVP of Retail Experience at First Alliance Credit Union. Krystyna draws on more than a decade in banking to explain exactly what an emergency fund is, how much to stash away, and the smartest places to keep that cash so it’s safe yet instantly accessible. Whether you’re juggling debt, living paycheck-to-paycheck, or rebuilding after a life shake-up, this episode gives you a clear, stress-free roadmap to build (and rebuild) your financial cushion—without derailing other money goals.

Mar 9, 202618 min

Mortgages Made Easy: Picking the Right Loan E26

In this episode of Good Money Moves, titled "Mortgages Made Easy: Picking the Right Loan E26," Jenna Taubel, is joined by Nick Meeker, our real estate lending manager at First Alliance Credit Union. Together, they explore the diverse world of mortgage options beyond the conventional 30-year fixed loan. Together they dive into the pros and cons of FHA, VA, and USDA loans, highlighting their unique benefits and requirements. Nick explains how credit scores, debt-to-income ratios, and down payments influence loan eligibility. We also discuss the differences between 30-year and 15-year terms, as well as the risks and advantages of balloon and adjustable-rate mortgages. Whether you're a first-time homebuyer or looking to refinance, this episode is packed with insights to help you navigate the mortgage landscape confidently. First Alliance Credit Union is federally insured by NCUA & an Equal Housing Lender.

Feb 23, 202618 min

Debt Avalanche vs. Snowball—Which Payoff Plan Wins? Ep25

In Episode 25 of Good Money Moves, Jenna Taubel, dives into the world of debt repayment strategies with Kanwar Singh, our branch manager at First Alliance Credit Union. We explore the debt snowball and debt avalanche methods, two popular approaches to tackling debt. The debt snowball focuses on paying off smaller debts first to build momentum, while the debt avalanche targets high-interest debts to save money over time. We discuss the pros and cons of each method, how they impact credit scores, and share personal experiences to help you decide which strategy aligns best with your financial goals. Whether you're dealing with credit card debt, student loans, or other financial obligations, this episode offers insights to help you stay motivated and make informed decisions on your journey to financial freedom. First Alliance Credit Union is federally insured by NCUA and is an Equal Housing Lender.

Feb 9, 202618 min

Buy Now, Pay Later: Why It’s a Scam & Better Alternatives Ep24

In this episode of Good Money Moves, I dive into the world of Buy Now, Pay Later (BNPL) services with Leanne Tromm, our Loan Administration Manager. As prices rise and incomes struggle to keep pace, many find themselves turning to BNPL options, but these can quickly lead to a cycle of debt. We discuss how BNPL works, the risks involved, and why it may be more of a trap than a solution. Leanne shares insights on better alternatives, such as credit cards and personal loans, that can provide financial flexibility without the hidden costs. Tune in to gain a clearer understanding of managing your cash flow and making informed financial decisions.

Jan 26, 202619 min

Predatory Lending: Red Flags and Better Solutions E23

In episode 23 of Good Money Moves, we break down the dangerous world of predatory lending, what it is, who it targets, and how to avoid falling victim. Jenna Taubel is joined by Kristina Kovacevic, who shares expert insight on the red flags to watch for, the devastating impact these loans can have, and most importantly, what you can do if you’ve already been caught in the trap. Whether it’s payday loans, title loans, or high-pressure lending tactics, understanding how these schemes work is key to protecting yourself and your loved ones. Learn how to spot the warning signs, where to find help, and how credit unions like First Alliance are offering safe, affordable alternatives. First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Jan 12, 202619 min

How to Set and Achieve Your Financial Goals: Smart Tips for Saving, Budgeting, and Paying Off Debt E22

Welcome to Good Money Moves, the podcast that’s all about helping you take control of your financial future, one smart decision at a time. Whether you’re looking to kickstart your savings, crush your debt, or learn how to manage your money more effectively, we’ve got you covered! In today’s episode, we dive into creative, fun, and easy ways to make saving money feel less like a chore. From tried-and-true strategies like the envelope system to budgeting rules and saving challenges, we’ll help you set realistic goals to stay motivated all year long. Tune in now! First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Dec 29, 202517 min

Benefits of Refinancing a Loan: How to Save Money, Lower Your Payments & Boost Your Credit E21

Curious about the real benefits of refinancing a loan? In episode 21 of the Good Money Moves podcast, we break down what refinancing means, why it matters, and how you can save big on car payments, lower monthly bills, and build stronger credit, all without getting lost in jargon. Join Jenna and Jordan for a conversation that answers your top questions, from understanding APR to spotting hidden fees, so you walk away confident and in control of your money. First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Dec 15, 202519 min

An Introduction to Rewards Credit Cards E20

In today’s episode, we dive deep into Reward Credit Cards, from understanding which reward program is right for you, to learning how to responsibly spend to see your points, miles, or cash-back stack up. Our expert guests reveal how to avoid common pitfalls, like annual fees or overspending, while keeping your credit utilization in check. If you’re a young adult looking to confidently build (or rebuild) your credit, this episode is your playbook for achieving both short- and long-term financial success. Grab your headphones and prepare to level up your credit game, one smart swipe at a time.

Dec 1, 202520 min

Holiday Budgeting Without Stress: Tips to Spend Smarter This Season E19

In episode 19 of the Good Money Moves podcast, “Holiday Budgeting Without Stress: Tips to Spend Smarter This Season,” host Jenna Taubel, AVP of Marketing at First Alliance Credit Union, sits down with Jordan Kaehler, Loan Portfolio Manager, to break down: • Why holiday overspending happens, plus the hidden costs of “just swipe the card” • A simple, realistic budget plan (who, what, and how much) that keeps you in control • Smart ways to use credit cards—rewards, limits, and paying in full—to avoid January bill shock • Dangers of Buy Now Pay Later and how to dodge high-interest traps • Debt-free gift strategies: holiday savings clubs, automatic transfers, and round-up apps • Fast recovery options if you did overspend—debt consolidation, snowball payoff, and more Whether you’re new to credit cards, juggling travel costs, or rebuilding after a setback, this conversation gives you practical tools to celebrate the season without the stress. First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Nov 17, 202521 min

What is an ITIN Loan and How does ITIN Lending Work? E18

In episode 18 of the Good Money Moves podcast, “What is an ITIN Loan and How does ITIN Lending Work?”, host Jenna Taubel, AVP of Marketing at First Alliance Credit Union, sits down with Chelsy Lara, Community Development Advisor and specialist in ITIN lending. Chelsea draws on her expertise to break down: • What an ITIN loan is and who qualifies • How ITIN lending replaces SSN verification in loan applications • The types of loans available—auto, personal, manufactured home, and small business • How on-time ITIN-based payments build your credit history • Common misconceptions and transferring your ITIN credit history when you obtain an SSN Whether you’re new to credit, starting a small business, or planning for home ownership, this conversation gives you the clear guidance and tools to use your ITIN with confidence—without the confusion or guesswork. More helpful resources from First Alliance Credit Union • What is an ITIN? - https://www.firstalliancecu.com/blog/what-is-an-itin •What are Secured Credit Cards? - https://www.firstalliancecu.com/blog/what-are-secured-credit-cards • All member resources: https://www.firstalliancecu.com/ First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Nov 3, 202516 min

Overcoming Financial Fears E17

In episode 17 of the Good Money Moves podcast, “Overcoming Financial Fears,” host Jenna Taubel, AVP of Marketing at First Alliance Credit Union, sits down with Kristina Kovacevic, AVP of Retail Experience. Drawing on years of front-line member service, Kristina breaks down: • Why Money Feels Scary and First Steps to Break the Paycheck-to-Paycheck Cycle • Intentional-Spending Hacks (Color-Coding Statements, Trimming “Coffee Leaks”) • Building an Emergency Fund and Prepping for Job Loss With a 3-Month Cushion • Handling Sudden Big Expenses Without Wrecking Your Budget • Smart Ways to Crush High-Interest Debt and When Debt Consolidation Makes Sense • Credit-Score Myths—Utilization, History, and Quick Moves to Raise Your Rating • Fraud Red Flags, Mobile Alerts, and Gut-Check Steps to Avoid Scams for Good Whether you’re new to paychecks, juggling gig income, or just want peace of mind, this conversation gives you practical tools to conquer your biggest money fears—no guilt trips required.

Oct 20, 202522 min

What is a Business Plan and Why You Need One E16

In Episode 16 of the Good Money Moves podcast, “What Is a Business Plan and Why You Need One,” host Jenna Taubel - AVP of Marketing at First Alliance Credit Union, sits down with Mark Thien - Regional Director of the Southeast Minnesota Small Business Development Center (SBDC). Mark brings decades of experience helping entrepreneurs and startups turn big ideas into sustainable realities. In this episode, Mark breaks down: • What a business plan actually is and why every startup needs one • The key sections of a business plan, including the narrative and financials • How to use a business plan to grow strategically and avoid costly mistakes • Common missteps people make when writing their first plan (and how to fix them) • Real tools and free resources from the SBDC and SCORE to get started fast • How financial institutions use your business plan when deciding to lend Whether you’re a first-time entrepreneur with a dream or already side-hustling your way to self-employment, this episode gives you the clarity, confidence, and tools to write a plan that works—without getting overwhelmed. First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Oct 6, 202518 min

Overdrafts and How to Avoid Them E15

In episode 15 of the Good Money Moves podcast, "Overdrafts & How to Avoid Them,” host Jenna Taubel AVP of Marketing at First Alliance Credit Union, sits down with Kim Ferraro Branch Manager of the Lake City branch and leader of our Contact Center Lenders team. Kim draws on her 17 years of experience to break down: • What an overdraft actually is and why it happens • True cost of fees—and how they can derail your budget and long‑term goals • Quick daily habits (mobile‑app balance checks, alerts, and good old‑fashioned check registers) that keep you in the green • How Courtesy Pay, overdraft lines of credit, and linked savings accounts work—plus when each option makes sense • Step‑by‑step moves to recover fast if you do go negative, and budgeting hacks to stop the cycle for good Whether you’re living paycheck‑to‑paycheck, juggling gig income, or simply want peace of mind at the checkout line, this conversation gives you the practical tools to protect your money—without the guilt trips. --- More helpful resources from First Alliance Credit Union • Understanding the Overdraft Line of Credit: A Lifeline for Families - https://www.firstalliancecu.com/blog/overdraft-line-of-credit • Download Your Free Budget Calculator - https://www.firstalliancecu.com/budgeting-calculator • Explore all member resources: https://www.firstalliancecu.com/

Sep 22, 202518 min

Three Rivers Community Action - Community Organization Spotlight with Courtney Dugstad

In episode 14 of the Good Money Moves podcast, "Three Rivers Community Action: Community Organization Spotlight,” host Jenna Taubel, AVP of Marketing at First Alliance Credit Union, sits down with Courtney Dugstad, Chief Operations Officer at Three Rivers Community Action. Courtney shares powerful insights into the mission and programs of this long-standing nonprofit that’s been serving Southeast Minnesota for 60 years. You’ll learn about: • How Community Action Agencies were formed to fight poverty by listening to the people they serve • The Achieve Homeownership program and how it helps first-generation and first-time homebuyers with education, coaching, and down payment assistance • Programs that support renters facing eviction or struggling to afford monthly housing • Mobile home rehabilitation efforts and weatherization assistance to maintain affordable housing • Mentorship and post-purchase support to keep families successful in their homes • The organization’s role in building equity and generational wealth through housing Whether you're renting, buying, or simply trying to stabilize your financial life, this episode shows how Three Rivers meets people where they are and walks with them toward long-term stability. More helpful resources from First Alliance Credit Union • Homebuying Help & First-Time Buyer Tools – https://www.firstalliancecu.com/mortgages • Free Budget Calculator – https://www.firstalliancecu.com/budgeting-calculator • Learn More About Community Partnerships – https://www.firstalliancecu.com/blog/30k-grant-to-three-rivers-community-action First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

Sep 8, 202516 min

Auto Loans 101: What a First Time Car Buyer Needs to Know E13

Ready to drive off the lot — and into your next chapter — with zero buyer’s remorse? In this extended Good Money Moves episode, host Jenna Taubel sits down with Jordan Kaehler, Loan Portfolio Manager at First Alliance Credit Union**, to pull back the curtain on every piece of the auto-loan puzzle. From interest-rate math to “negative equity” traps, they walk you through each decision point so you can pick a payment plan that fuels your life instead of draining your wallet. Whether you’re buying your very first ride, upgrading to a family SUV, or looking for a smarter refi, this conversation will leave you feeling confident, informed, and fully in the driver’s seat of your finances.

Aug 25, 202520 min

How to Turn Your Dream into a Business E12

In episode 12 of the Good Money Moves podcast, titled "How to Turn Your Dream into a Business," Jenna Taubel, AVP of Marketing, is joined by Danielle Sommerfeldt, AVP of Business Development & Lending at First Alliance Credit Union, to walk you through the first—and often scariest—part of entrepreneurship: turning a bright idea into a real-world business. Danielle shares the exact steps she coaches local founders through every day, from crafting a rock-solid business plan to choosing the right legal structure, opening the right accounts, and funding growth without drowning in debt. Whether you’re still dreaming or already filing paperwork, you’ll learn how to set yourself up for long-term success (and avoid the most common rookie mistakes). What You’ll Learn Idea → Plan → Launch – How the Small Business Development Center process turns a napkin sketch into a full business plan you can take to any lender. Must-Have Plan Elements – Market research, startup costs, break-even math, insurance, inventory, and the “what-if” analysis lenders love. EIN & Business Structure 101 – Why an EIN matters, when an LLC protects you (and when a DBA is fine), plus the tax and liability trade-offs. Separate Your Money – The risks of co-mingling funds and the sanity-saving power of a dedicated business checking, money-market, and digital banking tools. Funding Without Regret – Bootstrapping, SBA-style micro-loans, tapping home equity, and when unsecured credit makes sense—for the business and your personal credit. First Alliance Credit Union Build Credit Day One – Simple habits that create a positive payment history even before your business earns its first dollar. Real-Life Success – Danielle’s favorite member wins (and the best “no… for now” she’s ever delivered). Community Resources – SBDC, Collider, and other Rochester partners ready to help you move from concept to ribbon-cutting. Resources & Next Steps How to Start a Business: Your Guide to Turning Dreams into Big Success - https://www.firstalliancecu.com/blog/how-to-start-a-business 4 Ways to Fund Your Small Business Idea -https://www.firstalliancecu.com/blog/4-ways-to-fund-your-small-business-idea The Basics of SBA Loans – https://www.firstalliancecu.com/blog/the-basics-of-sba-loans How to Form an LLC in Minnesota in 4 Steps – https://www.firstalliancecu.com/blog/how-to-form-an-llc-in-minnesota-in-4-steps For more tools and personal guidance, visit First Alliance Credit Union: https://www.firstalliancecu.com/ #smallbusiness #entrepreneurship #businessplan #startupfunding #goodmoneymoves #creditunion #financialfreedom #llc #businesscredit #rochestermn #firstalliancecreditunion First Alliance Credit Union is federally Insured by NCUA & an Equal Housing Lender

Aug 11, 202519 min

Credit Card vs. Debit Card: Which One Should You Use? E11

In episode 11 of the Good Money Moves podcast, titled "Credit vs Debit Card: Which One Should You Use," Jenna Taubel, AVP of Marketing, is joined by Nate Finney, Account Services Manager at First Alliance Credit Union. Nate breaks down the key differences between credit cards and debit cards, including how they impact your spending habits, the fraud protections each one offers, and when to use one over the other. From everyday purchases to online shopping, this episode provides practical guidance to help you choose the right payment method for every situation. Plus, Nate shares tips to avoid common pitfalls and keep your finances protected—whether you’re swiping a card or tapping your phone. You’ll learn: - The core difference between credit and debit - When to swipe your own cash and when to tap into a credit line - How credit cards can build (or tank) your score, and the true cost of “minimum payments” - Why holds at gas pumps and car rentals can wreck a checking-account budget - The fraud-fighting power of First Alliance’s "My Cards" controls, real-time alerts, and same-day card replacement Helpful Resources How to Use Credit Cards Wisely – https://www.firstalliancecu.com/blog/how-to-use-credit-cards-wisely Mastering Credit Cards When to Use Credit Cards vs Debit Cards –https://www.firstalliancecu.com/blog/mastering-credit-cards-when-to-use-credit-cards-vs-debit-cards What are Secured Credit Cards – https://www.firstalliancecu.com/blog/what-are-secured-credit-cards Round Up Savings Program – https://www.firstalliancecu.com/blog/round-up-savings-program-press-release For more helpful resources, visit First Alliance Credit Union: https://www.firstalliancecu.com/ . --- #creditcard #debitcard #goodmoneymoves #firstalliancecreditunion #creditscore #personalfinance #budgeting #financialtips #moneymanagement #creditunion #buildcredit First Alliance Credit Union is federally insured by NCUA & is an Equal Housing Lender.

Jul 28, 202520 min

Home Equity Loans: Everything You Need to Know to Get Started E10

In episode 10 of the Good Money Moves podcast, titled "Home Equity Loans | Everything You Need to Know," Jenna Taubel, AVP of Marketing, is joined by Andrea Allen, Chief Revenue Officer at First Alliance Credit Union. Andrea shares expert insights on how home equity loans and home equity lines of credit (HELOCs) work, who they’re right for, and how to use them wisely. She explains the key differences between the two options, how to qualify—even after financial setbacks—and how to avoid common pitfalls. From remodeling your kitchen to consolidating high-interest credit card debt, this episode offers practical, plain-English guidance for making confident, informed decisions about tapping into your home’s value. Plus, Andrea outlines what to expect during the application process and how a HELOC can save you money compared to traditional credit card debt. Stick around for practical tips on qualifying (even after a rough patch), what the application costs really look like, and why a HELOC can beat a 25 % credit‑card rate every time. You’ll learn: The difference between a home equity loan and a HELOC How each option works (and what the risks are) Real-world examples of how people use them smartly What it takes to qualify—even if you’ve had financial setbacks Why a HELOC can be a smarter move than racking up 25% interest on your credit card 📚 Resources & Next Steps What is a Home Equity Loan? The Burns Family Example — https://www.firstalliancecu.com/blog/what-is-a-home-equity-loan How to Estimate HELOC Payments How to Estimate HELOC Payments — https://www.firstalliancecu.com/blog/how-to-estimate-heloc-payments Home Equity Loan vs. HELOC: What's the Difference? — https://www.firstalliancecu.com/blog/home-equity-loan-vs.-heloc-whats-the-difference For more helpful resources, visit First Alliance Credit Union: https://www.firstalliancecu.com/ First Alliance Credit Union is federally Insured by NCUA & an Equal Housing Lender

Jul 14, 202518 min

Identity Theft: How to Protect Yourself and Recover Quickly E9

Join us on Good Money Moves as we delve into the crucial topic of identity theft. In this episode, Jenna Taubel and Cesar Cortez our AVP of Risk Management at First Alliance Credit Union, explore the alarming realities of identity theft and how your personal information might already be compromised. We discuss the various methods used by cybercriminals, such as data breaches, phishing, and vishing, and highlight warning signs like unexpected credit score drops. Learn essential steps to protect yourself, including freezing your credit, using strong passwords, and enabling two-factor authentication. Discover how to respond if your identity is stolen and the role of your credit union in safeguarding your finances. Tune in to empower yourself with knowledge and strategies to stay vigilant against identity theft. Subscribe to never miss an episode and visit firstalliancecu.com for more insights. Stay financially empowered with us.

Jun 30, 202518 min

How to Save Money E8

In this episode of Good Money Moves, titled "How to Save Money E8," I, Jenna Taubel, am joined by Kristina Kovacevic our AVP of Retail Experience at First Alliance Credit Union. Together, we tackle the essential topic of saving money, offering practical advice for those feeling financially stretched. Kristina shares insights on starting small, such as cutting back on daily expenses like coffee, and emphasizes the importance of setting realistic savings goals. We discuss common pitfalls, such as over-saving, and the benefits of automating savings to make the process easier. We also explore the significance of budgeting and how specific savings accounts, like the Wincentive Savings Account, can make saving more engaging. Tune in to learn how to build a sustainable savings habit and achieve financial peace of mind.

Jun 16, 202520 min

Paying off Debt: Expert Tips to Take Control of your Finances E7

In this episode of Good Money Moves, titled "Paying off Debt: Expert Tips to Take Control of your Finances ," I, Jenna Taubel, am joined by Jordan Kaehler our Loan Portfolio Manager at First Alliance Credit Union, to explore effective strategies for paying off debt. We discuss the importance of budgeting and understanding your spending habits to reduce expenses and increase savings. Jordan emphasizes the benefits of the snowball method, biweekly payments, and maintaining an emergency fund to manage debt effectively. We also delve into debt consolidation and credit card balance transfers, highlighting the importance of understanding interest rates and terms. Whether you're considering debt management plans or debt settlements, this episode provides valuable insights to help you make informed financial decisions and achieve your debt payoff goals. Join us for practical advice and strategies to empower your financial journey.

Jun 2, 202523 min

The Home Buying Process Explained E6

In Episode 6 of Good Money Moves, I dive into the intricacies of the home buying process with Andrea Allen our EVP/Chief Revenue Officer, CUDE at First Alliance Credit Union. We explore essential steps for prospective homebuyers, starting with understanding your credit score and income stability. Andrea emphasizes the importance of setting a realistic budget and discusses the role of pre-qualification in empowering your home search. We also cover key factors like debt-to-income ratio, loan-to-value, and the often-misunderstood private mortgage insurance. Whether you're a first-time buyer or looking to refresh your knowledge, this episode provides valuable insights to help you navigate the journey to homeownership with confidence. Tune in to equip yourself with the knowledge needed for a successful home buying experience.

May 19, 202523 min

Budgeting Basics: How to get Started E5

In this episode of Good Money Moves, titled "Budgeting Basics: How to Get Started," I sit down with LeAnne Trom our Loan Administration Manager, CCUE at First Alliance Credit Union, to unravel the essentials of budgeting. We explore what a budget truly means and debunk the myth that it's all about restriction. Instead, we highlight how budgeting can be a powerful tool for financial empowerment and control. LeAnne shares practical steps for creating your first budget, whether you have a regular or irregular income. We discuss common pitfalls, the importance of involving family in financial planning, and how budgeting can lead to financial freedom. Tune in to learn how to prioritize your spending, set realistic goals, and celebrate your financial achievements. For more resources, visit http://www.firstalliancecu.com.

May 5, 202518 min

Debt Consolidation: What It Is and How It Can Help E4

In this episode of Good Money Moves, we delve into the world of debt consolidation with Kristina Kovacevic, AVP of Retail Experience at First Alliance. Join me as we explore how consolidating your debts into a single payment can simplify your financial life, potentially save you money, and reduce stress. Kristina shares valuable insights on different consolidation options, including credit cards, personal loans, and home equity lines. We discuss when debt consolidation makes sense and when it might not be the best choice. Kristina also offers practical advice on preparing for a debt consolidation conversation and emphasizes the importance of not being embarrassed about seeking help. Tune in to learn how to take control of your debts and move towards financial empowerment. Visit our website for more resources and tools to assist you on your financial journey.

Apr 21, 202517 min

Teaching Kids About Money – Financial Literacy Made Fun E3

In this episode of Good Money Moves, titled "Teaching Kids About Money – Financial Literacy Made Fun," I sit down with Danielle Sommerfeldt from First Alliance Credit Union to explore the importance of financial literacy for children. We discuss practical ways to introduce kids to essential money management skills, from budgeting and saving to understanding the value of money. Danielle shares creative strategies, such as using apps like Greenlight and playing educational board games, to make learning about finances engaging and relatable for kids. We also delve into the benefits of involving children in family financial decisions and the power of setting savings goals. Tune in to discover how you can empower your children to become financially savvy from a young age. For more resources, visit First Alliance Credit Union's website and blog.

Apr 7, 202517 min

What is a Credit Score? E2

In this episode of Good Money Moves, I dive into the intricacies of credit scores with Jordan Kaehler, our Underwriting and Loan Portfolio Manager. We explore what a credit score is and why it's crucial for your financial health. Jordan explains how credit scores influence interest rates and other financial aspects like renting or setting up utilities. We discuss the key factors affecting your credit score, including payment history, credit utilization, and the types of credit you have. Jordan also shares practical tips for building and maintaining a strong credit score, emphasizing the importance of responsible credit management. Whether you're new to credit or looking to improve your score, this episode offers valuable insights to help you navigate the world of credit scores effectively.

Mar 24, 202522 min

Why are Credit Unions Important? E1

In the debut episode of Good Money Moves, titled "Why are Credit Unions Important? E1," I, Jenna Taubel, sit down with Brent Rempe, President and CEO of First Alliance Credit Union, to explore the vital role credit unions play in our financial landscape. Brent shares his journey from education to credit unions, highlighting the unique not-for-profit structure that sets credit unions apart from banks. We delve into how credit unions reinvest in communities, offering lower loan rates and higher deposit returns. Brent explains the concept of a financial oasis, emphasizing the importance of access to financial services in underserved areas. We also debunk myths about credit unions, clarifying membership accessibility and their community-focused mission. Join us as we uncover how credit unions empower individuals and strengthen communities.

Mar 10, 202514 min

Good Money Moves Show: A Brief Overview

Join me, Jenna Taubel, AVP of Marketing at First Alliance Credit Union, as I introduce the refreshed Good Money Moves podcast. In this exciting new format, I sit down with experts to break down financial topics in easy-to-understand ways. Each episode is a quick 15-20 minutes, packed with actionable financial knowledge. In our debut episode, I chat with our President and CEO, Brent Rempe, about the unique benefits of credit unions. Upcoming episodes feature insights from our Loan Portfolio Manager on credit scores, tips on saving money with our AVP of Member Experience, a guide to homebuying with our Chief Revenue Officer, and advice on starting a business from our Community Lending Manager. Whether you're building credit, saving smarter, or planning big financial goals, Good Money Moves is here to help. Catch our first video episode on YouTube on March 3rd, and the audio podcast on March 10th. Subscribe now to start feeling financially empowered.

Feb 11, 20252 min

Good Money Moves Show Introduction

Welcome to the new Good Money Moves podcast with your host Jenna Taubel, Assistant Vice President of Marketing at First Alliance Credit Union. Join me on a journey to financial empowerment as we explore practical solutions for budgeting, debt management, credit improvement, and saving for the future. Each episode, I'll be joined by our in-house financial experts who bring real-world experience and advice you can implement immediately. Expect engaging conversations filled with tips, strategies, and relatable stories to guide you on your financial journey. New episodes drop every other week on Apple, Spotify, YouTube, and our website. Our first full episode launches on March 10th, so subscribe now to start making smarter financial choices. Remember, every good money move starts with the right information, and we're here to guide you every step of the way.

Jan 7, 20252 min