Girls on the Air - Real Women of Real Estate

Karen & Janet talk rates & mortgages with Derek Contreras from Smart Home Mortgage. Derek has many loan programs to offer, FHA, along with conventional plus VA, mobile home loans and hard money loans for business owners, Derek has a plan for you, don't count yourself out until you talk with Smart Home Financial. Next up it's Justin Soenke owner of Phase 3 Website Solutions. Justin points out that cheap can be very expensive when it comes to your website. Low quality costs more, it's that simple... Justin suggests you slow down, define your customer and think your website through and learn what makes your buyer pay attention. The point of your website is to make your business phone ring, find out how with Justin. Karen & Janet also talk about great buying and rental opportunities throughout the county. another awesome podcast with Karen & Janet!

Karen & Janet invited their insurance specialist, Denise from Paladin Insurance, back for the entire podcast. Denise will go over what is and isn't covered for home owners on many policies. Topics include, dwelling coverage, insurance for the structure, what costs are covered during and after a crisis... like fire, earthquakes, flooding and more. Denise also tells us about ADU's, garages, outdoor additions like BBQ's, pools and sheds. Other topics include debris removal, dog bites, slip and falls along with the importance of umbrella policies. This is a podcast you will listen to more than once, with Karen, Janet & Denise from Paladin Insurance!

Karen & Janet kick-off this podcast with Larry Reyes talking rates... from FHA, to businesses plus programs for doctors and First Responders. The housing market is very competitive, you need an expert like Larry from Smart Home Mortgage! Next Seth Doherty joins the podcast, his company Latitude Surveying is essential for anyone adding an ADU, selling a property, putting up a fence along with any other addition to the property that needs a surveyor. This is a very important conversation for homeowners and buyers. Rhonda Holden is next talking about the importance of an escrow agent. Rhonda works for Fidelity Escrow, her job is to protect the buyer and seller and emphasizes the importance of a real estate agent and the risks of homes "sold by owner". Their final guest is Bob Davis who invites everyone to The First Wednesday of April at The Jaguar Moon in Downtown Ventura, an awesome fundraiser that makes for an excellent get together and a really fun fundraiser! Details on this podcast!

Karen & Janet kick off this podcast with buying & rental opportunities in Ventura County, inventory is high, there are many beautiful neighborhoods for you to call home. Their first guest is Alex Ramirez of Valor Home Loans. While negative news might be on many minds, there are numerous programs for Veterans that are available now. Alex and his team has the experience and knowledge to place you in the home ownership situation that will fit you best. You served in the military take advantage of your benefits! Karen & Janet wrap up the podcast with Lisa and Bill from Safe Travels RV Services. Most RV's are used seasonally making it a priority for you to check your RV's systems before traveling. They look at Water and AC systems, tires, generators, propane, solar and your RV hookups too! Ensure your safety and enjoyment with your next RV adventure!

Karen & Janet invite Rob Leatherwood on the podcast for the entire hour, he will discuss insurance issues, housing affordability his role as government affairs director is to promote home ownership, private property rights and ethical business practice. His focus is to try to increase housing availability, affordability and making sure housing providers act in an ethical and upstanding fashion. Mr. Leatherwood appears at council meetings and at community councils. He will discus many programs that are available in the City of Ventura. This podcast will provide information for the "Mom & Pop" landowners who act as landlords to help them stay in compliance. Another essential podcast for home owners and housing providers with Karen & Janet!

This Podcast features guest co-host Bob Ridgeway, a broker agent, who starts the show with Karen and discusses rates, available homes in Ventura County and the overall feeling among both buyers and sellers in the area. Their first guest is Joe Parisi of Rate Mortgage who unpacks this weeks news including oil prices, war, inflation and unemployment, explaining how these world events affect rates and the housing market. Joe gives great advice and a lot of hope to buyers in the market. The podcast shifts to the arts with Beverly & Kirby Ward, they present a Summer Festival that features new play writes throughout the country at The New Arts Theater in Ventura. An actors audition is scheduled for April 3rd at NAMBA, listen to their conversation for the details. Karen & Bob's last guest is Janice Aharon-Ezer, her 5013c "BraveHart" has a golf tournament scheduled that aims at providing information and care for those who have suffered a heart attack. Funds have been used to teach life saving techniques along with equipment used in local hospitals. Another Awesome podcast that informs and entertains!

Karen & Janet start the podcast with rental & buying opportunities in Ventura County from beach properties to the hillside there are many places you can call home. Their first guest is Larry Reyes From Smart Home Mortgage, Larry invites potential homeowners to consider the beautiful City of Fillmore where USDA Loans are available with 100% financing and great interest rates! Learn how a mortgage can be lower than the rent you are paying plus your home purchase is a fabulous investment! Next is Diane Gamble with Live Scan Express in Ventura, get it done right and right now, DOJ Certified and quick, with no appointment necessary. 20 years of trusted service for fingerprinting in Ventura County. Karen & Janet's final guest is Bob Davis inviting everyone to the First Wednesday fundraiser March 4th at Wagon Wheel Brewery, benefitting Reel Guppies Outdoors. Another awesome podcast that informs and benefits residents of Ventura & Santa Barbara Counties!

Karen & Janet invite Joe Parisi in-studio to give his expert advice on when to refi, and understanding what "rate drop" offers you the best savings on your mortgage. Joe also talks about the many home loan programs that are available, he finds the one that fits you best. Joe also has loans that can get you in with zero down! Other topics covered include tax advantages in home ownership including the write-offs that are available to home owners! Karen & Janet also chat about homes in Ventura County that are available for rent and for purchase. Download this incredible podcast today!

This podcast is packed with need-to-know information regarding insurance for renters, owners & landlords. Janet, Karen & Denise from Paladin begin the podcast discussing tenant policies for multi property owners, they cover liability insurance and workers comp coverage emphasizing the importance of an umbrella policy. Renters with kids and pets plus pools is also discussed. Coverage that includes Coastal water issues, earthquakes, floods and mudslides, learn which coverage you need. You will find out about the most expensive mistakes people make with insurance. This podcast is a must listen! With Jane, Karen & Denise of Paladin Insurance!

Karen & Janet start this podcast with buying and rental opportunities from Pierpont to Ventura County's beautiful hillsides. Their first guest is Alex Rameriz of Valor Home Loans for veterans. Alex is an expert who focuses on VA Loans, Alex & his team know how to take advantage of all the benefits you earned and deserve, do not count yourself out on a home buying opportunity! Listen to what Alex has to say on this podcast. Karen & Janet's next guest is Shannon Vasquez owner of Float Reiki, one session with Shannon makes her clients feel like they are floating after the first treatment! Remove the fatigue & fog and improve focus with Float Reiki! Another fantastic podcast with Karen & Janet!

Karen & Janet open this podcast with amazing listing & rental opportunities in Ventura County. Their first guest is Joe Parisi from Rate Home Mortgage reminding us that now is the time to get prepared to purchase a home! Rates are steady and it is essential to be pre-qualified and to be educated on costs like rates, taxes, insurance & HOA fees. Preparation plus planning with Joe makes your home purchase simple! Bob Davis is next, and speaking of next First Wednesday is this Wednesday and it benefits A Heart of an Angel at Rocks & Drams in Ventura Bob Davis has the details! Their final guest is Andi Girl who has a big goal this year to help everyone get set for the rest of 2026 and that is to meditate with 5,000 this year! Learn how to Focus, Create and cultivate peace and success with Andi Girl... another fabulous podcast with karen and Janet!

This Girls On The Air Podcast with Karen & Janet starts off with Rental and Buying Opportunities in Ventura County, from the beautiful hillsides to the beach communities there are many neighborhoods for you to call home. Their first guest is Derek Contreras of Smart Home Mortgage. Derek has exciting news on the "Dream For all Program" this is an amazing chance for first time buyers to own a home. Derek has all the details and how you can get ready to apply on this podcast. Next up, Kevin Brannon from Reel Guppies introduces two interns who are in the program that are learning film making, editing and production techniques along with environmental stewardship, independence and working with others. Reel Guppies is for families and individuals who want to play an active part in their city. Karen & Janet's final guest is Deborah Delaney, a familiar voice and a local realtor who has a remarkable home on Dover lane in The Pierpont Community. This Cape Cod style home has white water views from inside and out, great for entertaining with the serenity of the beach. With plenty of parking and a spacious living area, it is a must-see. Get the details from Deborah on this podcast. Another great show with karen & Janet!

Karen & Janet open this podcast with rental and home buying opportunities throughout Ventura County, from condos to homes the beaches to hillsides there are many excellent places to call home. Their first guest is Joe Parisi of Rate Home Mortgage and the news on rates is they are at a 3 year low! Joe will break down the benefits of points and what you need to know, he has all of the options to make sure you have the best loan and when to refi! Next up Denise from Paladin who is the expert on consulting home owners regarding their insurance policies. Concepts like Ordinance & Law, Rewrites, Endorsements and more. Make sure you have the correct policy for your home and that it is up-to-date with Denise. Another awesome podcast from Karen & Janet!