Get the Hell Out of Debt

Erin is obsessed with Love Is Blind Season 4 and is blocking off time this weekend to be a sloth. Send all your LIB memes. Are you getting a lump sum bonus and do you have debt? This is a tricky decision because you want to make that money go as far as possible, but you don't want to self-sabotage your finances. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly ⭐️ Erin's list of five financial books you must read is here: Get the Hell Out of Debt, (obviously) here. Naked Money Meetings (obvs!) here. Rich Dad Poor Dad here. I Will Teach You To Be Rich here. The Millionaire Next Door here. The Psychology of Money here. Make sure you check out our free financial resources at www.financialtransformation.ca Do the Naked Money Meetings Quiz at www.nakedmoneymeetings.com Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

A few days ago Erin answered an email asking what should we spend money on and what should we not spend money on this year. Today Erin shares what she thinks it IS important to spend money on. Resources: To get your copy of the SILVER award winning book, Naked Money Meetings, click here. To order a copy of Get the Hell Out of Debt, click here. To join the online program, click here. To check out my friend Jamie's fiction book called Something to Kiss, click here. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Becoming wealthy isn’t only about cutting costs. It’s about expanding income and growing financially into your full abundant potential. If you want to make more money, you absolutely have to ask for it. Erin encourages Lauren to use her gifts to align her dreams, and create a healthy financial future. _________________________ In this episode: Joe's book is called "Discovering Optimal" and you can purchase it here: hshorturl.at/bdjA9 For more info on Lauren's music, find her @laurenroymusic Erin recommends David Meerman Scott's Fanocracy: https://amzn.to/40qODEu And she recommends 2 books by Phil Town - Rule #1: https://amzn.to/40usPYE snd Payback Time: https://amzn.to/3lK3yum For investment practice, google "paper trade account" Fave quote from this episode: “If I'm eating popcorn and there is a sex scene, I stop eating.” -Erin _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3FTWbHh . Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin doesn't like to tell you what to do or not do with your money, but she does want you to know HOW to think critically about money. For fun though, she thought she'd answer one of the questions she gets the most: "what should I not spend money on." What would you add or take away from that list? Send us a voicemail with your thoughts here: https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Other links: https://www.erinskyekelly.com/erin-linktree Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

LaShawn is celebrating because in the past she would typically blow her tax return and this year she kept her word to herself. Erin wants to remind you that you don't have a problem with acne. Leave your thoughts, a question, your comments here: https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin receives a heartbreaking email from Katerina who is feeling like she's overspending in order to deal with a pregnancy loss. Erin is not happy about how grief became a business. _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you have 'all your eggs in one basket?' We love your questions! Send them in here: https://www.speakpipe.com/erinskyekelly Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Other links you might want! https://www.erinskyekelly.com/erin-linktree Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jodi is going through a massive life transition and has a solid plan to start over — but will she build wealth fast enough to make a full recovery? Erin is worried about the advice she’s getting from some broke friends! _________________________ In this episode: Erin's 2-wear rule - you get 2 chances, and that's it! Oh, Parkinson's Law. Maybe that's why Nike told us to "Just Do It?" Real estate agents, send your complaints to Keri at [email protected]. Check out Rich Dad, Poor Dad here: shorturl.at/oFJQU Do people actually have crocodiles for pets? And finally, if you are Erin's neighbor with the snowblower, could you please not blow your snow while we are recording the podcast? Great thanks. Fave quote from this episode: “I'm just should'ing all over you now, so you might wanna hose off or have a good shower after this.” -Erin _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Community members in the Get the Hell Out of Debt online program are wondering if they need to worry with the news of a couple failing banks in the last week. Erin Skye Kelly also reads an email from a CPA who shares that she has struggled with the shame of debt. (You are not alone!) No matter what happens, know that you are loved, and you got this. And when you are uncertain, reach out and we will help you. [email protected] is the best email to use this week. Keri's email, if you want to send her a note of love is [email protected] As always, here are our links: The Quiz is at www.NakedMoneyMeetings.com Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly ❤️ Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 ❤️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ❤️ Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 ❤️ Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter ❤️ Hug the ones you love. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Melissa is figuring out how to make a decent side income using Poshmark and other buy-sell sites, but will it be enough to make a dent in her consumer debt? Erin is convinced that if she focuses her efforts, and opens a solo 401(k) and potentially a SEP IRA she can reduce her taxable income, build wealth, AND pay off consumer debt. _________________________ In this episode: Melissa's weird idea for some artwork. This could catch on! Check out Erin's favorite manifestation frequencies playlist here: https://open.spotify.com/playlist/37i9dQZF1EIYzpO8K26JA0 Interested in the Underground? Here is the online application: https://forms.gle/Wewvc93N4z3ezMJZ6 If YOU want to be a guest and receive a LIVE coaching session with Erin (and lots of moral support from Keri!), apply here: https://forms.gle/uMGUJk3eu5qB3moz5 Fave quote from this episode: “Hey, Department Store credit card...You're so cute.” -Erin _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Keri reads Erin a listener question sent in by Linda, who attended the virtual Financial Transformation Weekend at the beginning of the year. But first, Keri catches Erin up on the Oscars. ⭐️ ⭐️ ⭐️ Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly ⭐️ Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 ⭐️ Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 ⭐️ Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 ⭐️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ⭐️ Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 ⭐️ Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Kim writes in at [email protected] to ask how to invest for her kids. Erin loves that she is thinking about this now! But probably doesn't have the answer Kim wants. ⭐️ To register for How To Teach Your Kids About Money go to www.howtoteachyourkidsaboutmoney.com ⭐️ Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly ⭐️ Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 ⭐️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ⭐️ Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 ⭐️ Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter ⭐️ We love your questions! Ask anytime. Sometimes we dole out swag for no reason! ⭐️ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin answers a reader question about blended family finances. Melinda and her hubby have four kids, but because of the reckless spending of the ex-wife, hubby is overspending on his two kids and Melinda needs to be frugal with hers. The entire situation feels unfair to Melinda who mostly lives debt-free, and is trying to help her hubby achieve the same. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Sylvia is worried she hasn’t left herself a huge time horizon to retire. Erin points out that she’s missing an obvious financial gold mine right in front of her nose! _________________________ In this episode: Yes, this is THE Sylvia on this episode - the podcast's biggest fan! #IYKYK Keri is available for all your bounty-hunting needs. Do you have a favorite swear word? Tell us at [email protected] Fave quote from this episode: “I also dated a T-Rex whose arms weren’t quite long enough to reach for a wallet” -Erin _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

A woman wrote into Reddit to ask if she was the asshole for expecting the birth father pay half the birth expenses since they split everything 50-50, and technically, as Keri says, "he contributed to half this situation." (Erin bit her tongue but what she WANTED to say was that it sounds like he is the type of guy to contribute 3 minutes to this situation.) What do you think? We'd love you to weigh in. How do you divide medical expenses in your relationship (if you are in one?) Got any good stories to share? https://www.speakpipe.com/erinskyekelly _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Shawna is new to her money journey but is already starting to think so critically about it that she has a brilliant question. Thank you so much for sharing this podcast with the people you care about. Let's help women help their families become financially free. ⭐️ Register for my friend Loren Lahav's incredible 2 day event called "Own Your Worth" at www.ownyourworthexperience.com ⭐️ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore. ⭐️ If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ⭐️ The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. ⭐️ Check this out for some free resources to get you started: www.financialtransformation.ca ⭐️ If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly ⭐️ Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ ⭐️ And her personal account here: https://www.instagram.com/erinskyekelly/ ⭐️ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Becoming wealthy isn’t only about cutting costs. It’s about expanding income and growing financially into your full abundant potential. Erin encourages Laurie to use her gifts to align her dreams, and create a healthy financial future. _________________________ In this episode: For details on the relief efforts in Turkey - https://www.unicef.org Find the 4 options debt-repayment options in Chapter 13 of the book, Get The Hell Out Of Debt. Check out the amazing Senior Nomads at https://seniornomads.com Fave quote from this episode: In relation to being hit with a soccer ball - "It would have been a goal!" -Laurie _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Ann is young and has most of her money tied up in savings. Her mom is worried she is losing money. Erin calculates exactly how much. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

You might think you have a money or debt problem, but the truth is, you probably have a consistency problem. Erin gives examples of what happens when you commit to spending 10 minutes a day focusing on your money. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Buy the book from your favorite retailer here: Amazon 🇺🇸 https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Barnes and Noble 🇺🇸 https://www.barnesandnoble.com/w/get-the-hell-out-of-debt-erin-skye-kelly/1138639441?ean=9781642939552 Walmart 🇺🇸 https://www.walmart.com/ip/Get-the-Hell-Out-of-Debt-The-Proven-3-Phase-Method-That-Will-Radically-Shift-Your-Relationship-to-Money-Paperback-9781642939552/434705401 Bookshop.org (independent booksellers) 🌎 https://bookshop.org/books/get-the-hell-out-of-debt-the-proven-3-phase-method-that-will-radically-shift-your-relationship-to-money/9781642939552 Books-A-Million 🇺🇸 https://www.booksamillion.com/p/9781642939552 Indie Bound 🌍 https://www.indiebound.org/book/9781642939552?aff=simonsayscom Amazon.ca 🇨🇦 https://www.amazon.ca/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=sr_1_2?dchild=1&keywords=get+the+hell+out+of+debt&qid=1613084492&sr=8-2 Chapters/Indigo 🇨🇦 https://www.chapters.indigo.ca/en-ca/books/get-the-hell-out-of/9781642939552-item.html?ikwid=get+the+hell+out+of+debt&ikwsec=Home&ikwidx=0#algoliaQueryId=fd5d1baffb715f45d7b70afc628a3f5d WHSmith 🇬🇧 👑 https://www.whsmith.co.uk/products/get-the-hell-out-of-debt-the-proven-3phase-method-that-will-radically-shift-your-relationship-to-mon/erin-skye-kelly/paperback/9781642939552.html Waterstones 🇬🇧 👑 https://www.waterstones.com/book/get-the-hell-out-of-debt/erin-skye-kelly/9781642939552 Amazon UK 🇬🇧 https://www.amazon.co.uk/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=sr_1_2?dchild=1&keywords=get+the+hell+out+of+debt&qid=1613250487&sr=8-2 Dymocks 🇦🇺 🦘 https://www.dymocks.com.au/book/get-the-hell-out-of-debt-by-erin-skye-kelly-9781642939552 Amazon 🇦🇺 🦘 https://www.amazon.com.au/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=sr_1_2?dchild=1&keywords=get+the+hell+out+of+debt&qid=1613250704&s=books&sr=1-2 Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Courtney is feeling pulled in too many financial directions and wants to check in with Erin to see if she’s on the right track. _________________________ In this episode: There are pickles, and then there are DILL pickles. You know you want IN to the van club... https://automobiles.honda.com/odyssey Our best board games - Chameleon (Erin), Taco Cat Goat Cheese Pizza (Keri), Spot It (Courtney) Fave quote from this episode: "I only do things with my body that have ongoing enthusiastic consent." -Erin _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy now from your fave online bookstore. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Thank you for your incredible support of the book Naked Money Meetings. You made it #1 in Hot New Releases in Personal Finance on Amazon over the weekend. Thought I'd take a few moments and share with you what it is all about! You can pre-order the book from your favorite bookseller. Take the QUIZ at www.nakedmoneymeetings.com Bookshop.org https://bookshop.org/p/books/naked-money-meetings-ending-money-fights-with-your-partner-forever-erin-skye-kelly/19721336?ean=9781637587799 Amazon.com 🇺🇸 https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Barnes & Noble 🇺🇸 https://www.barnesandnoble.com/w/naked-money-meetings-erin-skye-kelly/1143029674;jsessionid=1C1D48AB1933E4D98965252A2D042452.prodny_store01-atgap11?ean=9781637587799 Amazon 🇨🇦 https://www.amazon.ca/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=2JQG4L3MD5JHO&keywords=naked+money+meetings&qid=1676241447&sprefix=naked+money+meetings%2Caps%2C121&sr=8-1 McNally Robinson 🇨🇦 https://www.mcnallyrobinson.com/searchresults?txtSearchSearchType=keyword&txtSearchFulltextCriteria=naked+money+meetings&txtSearchMode=sitewide Amazon UK 🇬🇧 https://www.amazon.co.uk/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=2ROMBKWE48QZG&keywords=naked+money+meetings&qid=1676927478&sprefix=naked+money+meeti%2Caps%2C467&sr=8-1 The Quiz: coming soon! Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Autumn is NOT effin' around to find out. If she applies this same strategy to her wealth building her financial freedom will come very soon. Pre-Order Naked Money Meetings here: Amazon.com 🇺🇸 https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 Barnes & Noble 🇺🇸 https://www.barnesandnoble.com/w/naked-money-meetings-erin-skye-kelly/1143029674;jsessionid=1C1D48AB1933E4D98965252A2D042452.prodny_store01-atgap11?ean=9781637587799 Amazon 🇨🇦 https://www.amazon.ca/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=2JQG4L3MD5JHO&keywords=naked+money+meetings&qid=1676241447&sprefix=naked+money+meetings%2Caps%2C121&sr=8-1 McNally Robinson 🇨🇦 https://www.mcnallyrobinson.com/searchresults?txtSearchSearchType=keyword&txtSearchFulltextCriteria=naked+money+meetings&txtSearchMode=sitewide Order your copy of Get the Hell Out of Debt here. Listen to Get the Hell Out of Debt on Audible here. Download Get the Hell Out of Debt for your Kindle here. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Preorder Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. Have Erin’s Tuesday newsletter delivered to your email inbox here Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Adrian and Chris are getting married in a few months and want to build a lifetime of love and financial freedom together. Erin gives them a really big reason to get on the same page as quickly as possible. _________________________ In this episode: To learn more about the Classes of Experience, check out Chapter 10 in the Get The Hell Out Of Debt book. There are 4 options when you are deciding which debt to pay off first. To find out which method you prefer, check out Chapter 13. The Crunchwrap Supreme recipe Keri loves can be found here: https://www.delish.com/cooking/recipe-ideas/a52078/crunchwrap-supreme-recipe/ (**This episode was NOT sponsored by Taco Bell - the podcast is still commercial free! But hey, oh hi there, fellow Taco Bell enthusiasts! If you are looking to invest, the parent company is Yum! Brands) Fave quote from this episode: "Is my shirt about drugs? Am I wearing a drug shirt?" -Keri _________________________ Pre-Order Erin's new book Naked Money Meetings from your favorite bookstore or here. If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. **Watch for Erin's next book, due out later this year! Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

I got the inside scoop on some early bird tickets for an incredible conference coming up at the end of March called "Own Your Worth." Website and details here. www.ownyourworthexperience.com Tickets here! Get yours before February 22nd for the best pricing! If you struggle with owning your worth, this will be the best life-changing investment you can make to help you on your wealth journey! Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We wanted to tell you about a budget-friendly Valentine's Day or birthday or anniversary or JUST BECAUSE gift that you can start right now that will be a tremendous gift for the people you love. Access the free online course at www.lovejournal.ca ❤️ Send us a voice note at https://www.speakpipe.com/erinskyekelly ❤️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ❤️ Buy the book from your favorite bookstore, or have it delivered to a friend here. It will last longer than roses! ❤️ Sign up for our Tuesday email (and win swag!) here. https://www.erinskyekelly.com/sign-up-for-newsletter ❤️ Pre-Order Erin's new book Naked Money Meetings from your favorite bookstore or here. Happy Valentine's Weekend, friend! ❤️ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Just a quick and casual conversation to remind you that your behavior is what brings you your results, not what you know. ⭐️ Send us a voice note with your financial thoughts (or with the words you didn't know how to pronounce!) at https://www.speakpipe.com/erinskyekelly ⭐️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ⭐️ Buy the book from your favorite bookstore, or have it delivered to a friend here. ⭐️ Pre-Order Erin's new book Naked Money Meetings from your favorite bookstore or here. ⭐️ Sign up for our Tuesday email (and win swag!) here. https://www.erinskyekelly.com/sign-up-for-newsletter ⭐️ We believe in you! Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Laura has tax debt, but she has an opportunity to accept a money gift to help pay her taxes down. Erin acknowledges Laura’s receiving block, and offers a different perspective on accepting someone else’s generosity. _________________________ In this episode: Tell us which Madonna you would be - email [email protected]. Fave quote from this episode: "Taxes popped up and kicked you in the crotch." -Erin _________________________ If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: The online Get The Hell Out Of Debt course that started it all and has helped thousands is here: https://www.erinskyekelly.com/get-the-hell-out-of-debt-course The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. **Watch for Erin's next book, due out later this year! Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Pre-Order Erin's new book Naked Money Meetings from your favorite bookstore or here. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you have a partner who hides or sneaks purchases? How are you managing that. We'd love to hear from you. If you want to leave us a voice note, you can do that here! Please note, this podcast has not been edited and therefore has swears. ⭐️ If you want to come on the podcast to talk money, message [email protected] ⭐️ To buy the bestselling book Get the Hell Out of Debt, visit your favorite independent bookseller. You can always order it here as well, or borrow from your local library. ⭐️ Pre-Order Erin's new book Naked Money Meetings from your favorite bookstore or here. ⭐️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Meaghan has paid off $30,000 so far (yay!) and has noticed something about her money mindset. She left a voice note on Erin's Speakpipe, and Erin thought it would be helpful to address it straightaway. Pay attention to your own first thought-second thought and let us know if this is helpful! This podcast is raw, and uncut and therefore has some swears. Pre-Order Erin's new book Naked Money Meetings from your favorite bookstore or here. If you want to leave a voice note for Erin, you can do that here! https://www.speakpipe.com/erinskyekelly _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tracy is in Phase 2 of the Get The Hell Out Of Debt program, which is where she is actively paying down debt. It feels like she’s never going to be able to build wealth. Erin has some surprise news for her. _________________________ In this episode: Here's a link to the "green guy", not the "green bank": https://en.wikipedia.org/wiki/The_Great_Gazoo Bloodhound Gang video: https://www.youtube.com/watch?v=xat1GVnl8-k This video did NOT age well. Sorry in advance for getting this song stuck in your head. Find Robert Kiyosaki and links to his books here: https://www.richdad.com Don R. Campbell books here: https://www.richdad.com Erin's course How To Teach Your Kids About Money is found here: https://www.erinskyekelly.com/offers/FTR2zmNh/checkout It's Keri's favorite! Fave quote from this episode: "See, Keri? I'm not always a pervert." -Erin _________________________ If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. **Watch for Erin's next book, due out later this year! Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin gives advice she has never given before. I had to do a wellness check on her to be sure she was ok. Erin live coaches Jasmine in this Season 8 premiere! _________________________ In this episode: Quick+Dirty is referenced early in this episode. It's not what you think - unless you think it's a fund that you fill with the equivalent of one month's paycheck, that's used for unforeseen expenses that come up while you are paying off your debt. You can be honest - was your mind in the gutter? Binaural beats are great for concentration! Search for a playlist wherever you listen to music. The Alchemist book is available everywhere. Here's the Goodreads link: https://www.goodreads.com/book/show/18144590-the-alchemist Jasmine found useful info in this episode: https://getthehelloutofdebt.libsyn.com/how-your-money-mindset-affects-your-debt Fave quote from this episode: "I am intimately familiar with my dumpster fire." -Jasmine Pre-order Erin's newest book "Naked Money Meetings" from your local favorite independent bookseller or from here! _________________________ If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU. **Watch for Erin's next book, due out later this year! Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome Back and Happy New Year to 2023! The Podcast returns next week for SEASON 8 - and we will be doing LIVE sessions with podcast listeners, so if you want to be on the podcast, email Lynne at [email protected] with your story! Today, Keri and Erin catch up and Keri shares the inner details of the annual Christmas fight she has with her husband. 18 years running. Erin shares a bit of the economic outlook for the year but reminds you of the importance of worrying first about your personal economy before those headlines freak you out. THE PODCAST RETURNS WITH ALL NEW EPISODES NEXT WEEK! If you have feedback for the podcast, the book, or the online course, you can record that for us from your phone here: https://www.speakpipe.com/erinskyekelly As always, check the book out from your local library, or purchase Get the Hell Out of Debt from your favorite bookstore. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it true that Mondays in January are the most depressing? It's been said that post-holiday mounting financial pressure causes people to feel their lowest. How do you feel about your post-holiday spending? Regardless, it's always a great day to check on your friends. You can get your copy of the book Get the Hell Out of Debt at your favorite bookstore, or from here. _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! This is your Number 1 favorite episode of all time! This episode was released as Erin prepared for the book launch for Get the Hell Out of Debt. In it she reads the first part of the book which gives you the background about why this book came at this moment in time. Trigger warning if you've been harassed in the workplace, or ever. _________________________ The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! In Number 2 on the list you get to meet Allissa, a graduate of the Get the Hell Out of Debt program. She tells Erin how she paid off 6 figures in debt and the lessons she learned along the way. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! In Number 3, Erin talks with Jesse Mecham. Jesse is the founder of YNAB… A fun acronym for “You Need A Budget”. He talks with Erin about how he created the app at a time when he and his wife were newlyweds and were just trying to make an extra $300 to cover their bills. Jesse is passionate about helping people, families, business owners, and everyone in between gain total control of their money. _________________________ Get your free YNAB trial here: https://youneedabudget.a4xxmk.net/g1dDNv _______________ Buy the book Get the Hell Out of Debt: https://amzn.to/3Vdelum Buy the book Naked Money Meetings: https://amzn.to/40HzEFa You can find Erin on instagram at www.instagram.com/erinskyekelly Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! Number 4 on the list features Erin's conversation with Get The Hell Out Of Debt graduate, Dawn. Hear how this single mom resourcefully avoided going into another $50,000 in debt and is on her way to wealth. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! In number 5 on the list, Erin is asked what to do when you find a bit of money at the end of the month. Where are you going to put it? _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! Number 6 on the list features Erin's chat with Get The Hell Out Of Debt graduate, Chrissy. Chrissy and her husband Tom were unsure where their income was going every month. Through focused intention, they paid off all their consumer debt in less than a year. Listen to how they did it, and what living in a debt-free marriage is like. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! In number 7 on the list, Erin answers your questions about what it’s like when you have to start over, and how to make sure your kids are financially successful. _________________________ Find Erin's course "How To Teach Your Kids About Money" here: https://www.erinskyekelly.com/how-to-teach-your-kids-about-money-course Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! In Number 8 on the list, Erin talks with her friend, Mark Groves. Have you ever looked at the patterns in your relationships and how they relate to the patterns with your money? Mark Groves shares some of his personal revelations around money, relationships and mindfulness - and what motivated him to create Mine’d, the amazing digital platform for emotional wellness. _________________________ Find Mark Groves on Instagram here: https://www.instagram.com/itsmarkgroves/ And here: https://www.instagram.com/createthelove/ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! In Number 9 on the list, Erin talks about changing our money habits and how important it is to believe we CAN get out of debt. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time! Number 10 on the list features Erin's conversation with Tracie. Tracie knew she needed a financial change when she watched her friends complete the Get the Hell Out of Debt program and she was in the middle of a divorce. Listen to her success story and learn how she got the hell out of debt. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Ahhhhhh--bonus money! What a dream! But what do you do with it if you have a lot of debt? Should you invest it or pay off your debt. Well...the answer depends on a few things. Listen to see what the best decision for you will be. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Financial Transformation Weekend is coming up...you can register here. Get the book Get the Hell Out of Debt here, or at your favorite bookstore. RATE AND REVIEW THIS PODCAST! We'd love to hear your thoughts here...leave us a voice message! Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are wondering how to set financial goals for 2023, start with these 5 categories! And if you want to join us virtually or in person for Financial Transformation Weekend, you can find that link here. https://www.eventbrite.ca/e/2023-transformation-weekend-tickets-455349692187 _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah has big financial goals and managed to budget for the first Christmas in her life! Then her co-worker started collecting for a gift for the boss. What would you do? ***** Please rate and review the podcast! You can pick up the book, Get the Hell Out of Debt at your favorite bookstore, or Santa can deliver it if you order it here. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Financial Transformation Weekend is happening soon. Keep up to date on all things money, here. https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's the season finale AND the holidays are nearly here. Erin answers all your gift-giving questions including how to handle your budget when you and your partner aren't on the same page. _________________________ In this episode: Get the book "The Big Leap" by Gay Hendricks on Amazon or from your fave local bookstore. Link to the Salvation Army: https://www.salvationarmy.org Learn how to play Chameleon here: https://boardgamegeek.com/boardgame/227072/chameleon And Taco Cat Goat Cheese Pizza here: https://boardgamegeek.com/boardgame/253664/taco-cat-goat-cheese-pizza If you have a board game suggestion, send it to us at [email protected]. And we want to know if you remember your Cabbage Patch Kid's name, too! Keri remembered hers - she had a preemie named Herbert. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and learn why we never ever want to sell assets to pay off debt and also what to do if you ever win the lottery. _________________________ In this episode: Ballerina Farm on Instagram: https://www.instagram.com/ballerinafarm/ Have a question you want to ask Erin? Record it here: //www.speakpipe.com/erinskyekelly If you are tired of boring newsletters, sign up for Erin's here: https://www.erinskyekelly.com/contactus Aviator Nation gear: https://www.aviatornation.com Here's the shop where Erin got her crown: https://etsy.me/2sIcFuW And in case this episode is TLDL (it's not - it's only 26 minutes!), here's a one line synopsis - Whether your royal status was earned or purchased, never kill the goose. _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Robin is a business owner and has to manage business cash flow in addition to her own personal finances. Learn how she did it. _________________________ In this episode: Check out Kitako Lake Honey and learn more about Beekeeper Steve. (Thanks, Olive!) If you have a personal story or want to share with us, email [email protected]. Here's where you can find all things Robin: Stellarhumanproject.com Spectacleblue.ca Robinjoanneszuch.com And Robin's podcast is here: https://podcasts.apple.com/ca/podcast/stellar-human-project/id1649785079 or here: https://open.spotify.com/show/4HM0QZHuWfagTu9UzN5Isc?si=M_FeyXUSSzCZiqpUGYyWeg _________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly Follow Erin here: https://www.instagram.com/getthehelloutofdebt/ And her personal account here: https://www.instagram.com/erinskyekelly/ And the website for everything else: www.erinskyekelly.com Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin opened the microphone to simply check in and make sure you are okay. It's a little frenetic out there this weekend. The retailers are working extra hard to get your dollars because they are concerned with this looming recession that you won't have much money soon, and they are trying to get as much as they can now. Stay strong. You've got this. Your financial dreams matter. ***** Click here to receive Erin's Tuesday financial tips email https://www.erinskyekelly.com/sign-up-for-newsletter Click here to leave Erin a quick voicenote for the podcast! https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices