Get the Hell Out of Debt

When it comes to money, the right answer isn’t always consistent. It depends on the context. Erin and Keri discuss two situations involving travel and financial pressure, where one decision could set you back… and the other might actually matter more than the numbers. Knowing the difference is everything. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Quince. Upgrade your bedding - go to Quince.com/SKYE for free shipping and 365-day returns. Now available in Canada, too. Thanks also to Mint Mobile. If you like your money, Mint Mobile is for you. Shop plans at mintmobile.com/SKYE And one more awesome sponsor! Join the millions who are already banking fee free today by joining Chime. It just takes a few minutes to sign up. Head to chime.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s a quiet pattern playing out in women’s finances, and it has nothing to do with intelligence or discipline. Erin and Keri take a closer look at the habits, beliefs, and experiences that shape how women approach money, and why those patterns can keep wealth just out of reach. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Quince. Upgrade your bedding - go to Quince.com/SKYE for free shipping and 365-day returns. Now available in Canada, too. Thanks also to Mint Mobile. If you like your money, Mint Mobile is for you. Shop plans at mintmobile.com/SKYE And one more awesome sponsor! Join the millions who are already banking fee free today by joining Chime. It just takes a few minutes to sign up. Head to chime.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gloves up! We’re putting one of the biggest money debates head-to-head. Owning a home has long been crowned the champion of wealth-building, while renting has been cast as the underdog. Erin Skye Kelly breaks down each round of the fight, looking at what each option actually delivers when it comes to your finances, your flexibility, and your future. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Quince. Upgrade your bedding - go to Quince.com/SKYE for free shipping and 365-day returns. Now available in Canada, too. Thanks also to Mint Mobile. If you like your money, Mint Mobile is for you. Shop plans at mintmobile.com/SKYE And one more awesome sponsor! Join the millions who are already banking fee free today by joining Chime. It just takes a few minutes to sign up. Head to chime.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial red flags aren’t always obvious. They can be subtle, tricky, and disguised as “normal” decisions. Erin exposes the habits that silently sabotage your wealth, like focusing on monthly payments instead of total costs or letting your lifestyle creep faster than your income. Learn how to track your net worth, create a plan, and handle money challenges before they become crises. By the end, you’ll know exactly what to watch for, and what to do about it. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by AirDoctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

It looks like a smart move on paper - lower interest, faster payoff, more breathing room. But what if the strategy that feels responsible is actually the thing keeping you stuck? Erin and Keri break down a common financial decision that many people consider when they’re trying to get ahead and why it doesn’t always deliver the results you expect. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by AirDoctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

When your relationship feels like it’s standing on a fault line, clarity around money becomes essential. Erin Skye Kelly explores what it really means to prepare financially when you’re not sure whether you’re staying or going. From gathering information to protecting your future, Erin offers a steady path forward when everything else feels uncertain. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by AirDoctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can earn more money, make smarter choices, and still feel like you’re barely staying afloat. Erin and Keri explore the subtle ways childhood experiences shape how we think about money, and why those patterns can quietly influence spending, saving, and even how we see ourselves financially. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most parents want their kids to have a better financial life than they did, but very few know how to actually teach it. Erin and Keri chat about the moment when young adults gain access to one of the most powerful wealth-building tools available, and the surprisingly effective way to help them understand it. And it can have an impact that lasts for decades. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people focus only on budgets, income, and monthly bills, but there’s a far more powerful number quietly shaping financial outcomes. In this episode, Erin Skye Kelly talks about the habit that transforms money from a stressful guessing game into something you can actually measure, track, and improve. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin explains why the popular “good debt vs bad debt” debate often leads people in the wrong direction, and what actually determines whether a financial decision builds wealth or creates risk. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Function Health. Take ownership of your health with over 100 advanced lab tests for $365 a year. Visit www.functionhealth.com/ERIN or use the gift code ERIN25 to receive $25 off your membership. Thank you to our sponsor, Chime. Chime isn’t just smarter banking - it’s designed to make your money work better for you. Signing up only takes a few minutes. Get started at chime.com/erin. You can support this podcast by checking out Mint Mobile. Switch to Mint and get 50% off unlimited premium wireless. Plans start at just $15 a month. Check it out at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people think money decisions are about numbers. But what if every dollar you spend is actually about something else? Erin and Keri will change how you think about debt, spending, and building wealth. Share your texting blunders and make Keri feel better! Do that here: www.speakpipe.com/erinskyekelly Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Function Health. Take ownership of your health with over 100 advanced lab tests for $365 a year. Visit www.functionhealth.com/ERIN or use the gift code ERIN25 to receive $25 off your membership. Thank you to our sponsor, Chime. Chime isn’t just smarter banking - it’s designed to make your money work better for you. Signing up only takes a few minutes. Get started at chime.com/erin. You can support this podcast by checking out Mint Mobile. Switch to Mint and get 50% off unlimited premium wireless. Plans start at just $15 a month. Check it out at mintmobile.com/skye. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

A consolidation loan promises simplicity: fewer bills, lower payments, and breathing room in the budget. On paper, it looks like a financial reset. Erin Skye Kelly breaks down what’s actually happening behind the scenes when debt gets consolidated and why the math alone rarely solves the problem. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Function Health. Take ownership of your health with over 100 advanced lab tests for $365 a year. Visit www.functionhealth.com/ERIN or use the gift code ERIN25 to receive $25 off your membership. Thank you to our sponsor, Chime. Chime isn’t just smarter banking - it’s designed to make your money work better for you. Signing up only takes a few minutes. Get started at chime.com/erin. You can support this podcast by checking out Mint Mobile. Switch to Mint and get 50% off unlimited premium wireless. Plans start at just $15 a month. Check it out at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever tried to “be good with money” by tightening every screw in your life, you know how quickly that approach can wear thin. This episode digs into why so many smart, capable women swing between extreme discipline and total exhaustion, and why neither seems to stick. Erin takes a thoughtful look at the hidden patterns behind debt cycles, burnout, and the constant feeling that you should be doing better by now. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most women can talk about almost anything with their friends…except money. Erin and Keri discuss why financial conversations feel so loaded, how early conditioning still shapes our reactions today, and what happens when we keep everything hidden. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices