
Get Rich Slow Club
308 episodes — Page 4 of 7

149. SHORTS: What is dollar-cost averaging?
From its name – and the fact that it has its own acronym – you might assume that dollar-cost averaging (or DCA) is tricky. It FEELS like the kind of term suited up fund managers might use to justify their exorbitant fees, right?In truth, dollar-cost averaging is one of the simplest long-term investing strategies around. And if you give us a few minutes, we’ll give you an explanation of how it can work for you.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

148. Balancing current wants with future goals
Social media can serve an array of useful purposes. It can connect us with our friends, entertain us with content, and even act as an education tool. But do you want to know where social media REALLY lets us down? In our mission to Get Rich Slow.Every time we try to adjust our budget, we see a friend sharing reels from Europe. Every dollar we save towards our ideal future, we find photos of some stranger flaunting a $100k car. And don’t get us started on all of the influencers who spruik high-cost items as if they’re supermarket staples.Of course, we never get to see the stories behind the spending. The credit cards which paid for those Eurotrips, or the lease agreements which financed those cars. As a result, it can be easy to reach a grim conclusion:“Everyone else is doing well. I’m falling behind. And the only way to catch up is to spend my way forward.”Not only is this idea untrue – it’s also unhelpful towards our Get Rich Slow goals. That’s why, in this session, Tash and Ana set out to equip you with effective methods to combat FOMO. From short-term planning to lifestyle structuring, you’ll learn how to stay the course in an age of conspicuous consumption. Tune in to this ep and win against the algorithm!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

BONUS | Budget - key changes & BTS of budget lock up
Ever wondered how the federal budget actually gets released and what it’s like being locked in a room with no internet while it happens?In this bonus episode, Ana & Tash break down the 2025 Federal Budget highlights and Tash gives you a behind the scenes look at what it's like attending the budget lock up in Canberra.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

147. SHORTS: How to balance your portfolio
Aren’t you sick of going to picnics and dinner parties and hearing your friends say: “Oh my gosh, don’t forget to balance your portfolio?”…Okay, so maybe our circle of friends like to nerd out about investing more than most. Even so, keeping a balanced portfolio can be an important part of long-term investing. And while it sounds sensible and all that, what does it… mean, exactly?In this short, Tash and Ana won’t only define it for you – they’ll also discuss how you can do it!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

146. "Should I invest inside or outside of super?"
This podcast is no stranger to discussing the pros and cons of investing in ETFs compared to investing in super. It’s a deep and nuanced topic, though – which is why we’re discussing it more deeply, and with even more nuance.In this episode, Tash and Ana break down the various considerations, from “potential tax advantages” (super) to “greater investing control” (ETFs). They also explore a potential “best of both worlds”: investing in ETFs through your super. Is it possible? And if so, what exactly does it involve? Tune in to find out!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

145. SHORTS: How do risk and volatility work?
Across the investing landscape, disclaimers about risk and volatility abound. You’ll often see statements like “All investments carry risk” and “something something market volatility”. And sure, they can be a buzzkill, but they serve a crucial purpose. Think of them as a reminder from your parents to eat your vegetables – only for your money.But in the context of investing, what do “risk” and “volatility” actually mean? And how do they relate to YOUR plans to invest? That, dear listener, is what this Get Rich Slow Club short is all about.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

144. SMSFs: What are they, who uses them, and what are the other options?
SMSFs are like Fernet-Branca or Wes Anderson films: many people tune out when you bring them up, but those who like them are obsessed.SMSF – or self-managed super funds – sound complicated… and they are. They also seem like they pose more risk than typical super funds… and they do. But for those who can master their requirements, SMSFs can provide a range of unique investing opportunities.In this Get Rich Slow Club session, Tash and Ana discuss how SMSFs work, and their potential pros and cons. They also explore some key questions to ask yourself before setting one up.Get ready, ‘cause it’s SMSFin’ time!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

143. SHORTS: How to diversify between asset classes
“Diversify” is one of those concepts that long-term investors like to throw around. So is “asset class”. But when you put them together in a sentence – for instance, “It’s a good idea to diversify between asset classes” – what do they exactly mean?While it might sound confusing at first, it’s actually blessedly simple… so simple that we can explain it in a short. Give us a few minutes and we’ll give YOU an understanding of diversification between asset classes!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

142. The housing crisis: what causes it, and what the Government is doing to fix it
The housing crisis in Australia is complex. Its causes don’t stem from one specific issue, and proposed solutions are often easier said than done. None of this changes the fact that, for many Australians and residents, it’s a real, existential problem.While the focus of this podcast is to getting rich slow, it’s hard to do so without affordable housing. So in this episode, Tash and Ana are honoured to host Federal Minister for Housing and Minster for Homelessness Clare O’Neil.In her discussion with the Get Rich Slow Club, Minister O’Neil discusses the causes of the housing crisis. She also details what the Federal Government is doing to address it, and shares her experiences in politics.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

141. SHORTS: What are franking credits, and how do they work?
Vegemite. The Hills Hoist. Unreasonably expensive property. Franking credits.You may have only heard of three of these four things. However, franking credits are just as Australian as the preceding trio. And if you invest in Australia, you’ll want to know about them.In this short, Get Rich Slow Club co-hosts Tash and Ana cover all things franking credits. They also discuss how they impact dividends in Australia, and how they can (positively) shape your investing strategy.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

140. The best performing ETFs of 2024 - and why we would never buy them
You may have heard us, a news outlet, or an investment ad say something to the effect of:“Past performance isn’t an indicator of future returns.”Now, you’d be forgiven for thinking this statement is simply some cover-all, get-out-of-gaol-free disclaimer. In truth, it’s a crucial concept that can seriously impact your investing strategy. And it plays a major role in why Tash and Ana from the Get Rich Slow Club don’t chase high-performing ETFs.We know this might sound like a counterintuitive concept – which is why we’ve devoted an entire episode to exploring it. Tune in, extract some ideas, then make your own decision about how YOU would (or wouldn’t) like to invest!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

139. SHORTS: How do shares make money?
Advocates frame them as a sensible way to build your wealth (provided you understand the risks involved). Critics simplify them as a speculative venture akin to gambling. But while they have both fans and detractors, most people agree: shares are intended to make money.So… how does that work, exactly? When investors own high-performing shares, do they earn money via passive income? Or are they simply aiming to sell them for a higher price than they paid? OR does it depend on the shares – and if so, how do you know which is which?Cast your worries aside, dear listener, for all these questions and more shall be answered soon!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

138. Should you buy crypto? What it is, how to buy it, and the scams to avoid
Anyone who’s listened to more than one episode of this podcast might have done a double take at this title.“The Get Rich Slow Club talking about crypto?” you might have balked. “That’s like a vegan discussing the Carnivore Diet!”And, sure, it’s true that crypto doesn’t always play a key role in our investing philosophy. Even so, there are three irrefutable truths about crypto in this current climate:It’s here to stayA lot of people are investing in itThere are, unfortunately, those who seek to exploit would-be crypto investorsWherever your investing journey takes you, we want you to have the strongest foundation possible. That’s why Tash and Ana have committed this episode to covering crypto – the good, the bad, and the iffy.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

BONUS | Three days of subsidised childcare now guaranteed
In Australia, childcare fees are one of the largest ongoing expenses that many parents of young children can face. Fortunately, some relief may be on the horizon. Starting in January next year, the new three-day guarantee will take effect, ensuring that families can access at least three days of subsidised care.For anyone with children under the age of five, this news is a big deal. That’s why, in this bonus episode, Tash and Ana will unpack what this announcement means for parents. They’ll also discuss how the subsidy works, and how parents can make the most of it.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

137. SHORTS: What is a broker, and how do brokerage fees work?
If your only experience with the word “broker” comes from “The Wolf of Wall Street”, you might have some doubts about the concept. In truth, the word itself has a much more neutral meaning than Leo would have you believe. In fact, understanding the function of brokers is crucial to anyone who is looking to invest.Fortunately, it’s something that the Get Rich Slow Club can wrap up in a few short minutes. In the time it takes you to finish the dishes, you’ll be well-versed in all things broker!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

136. Should I sell my shares with everything that's going on in the US right now?
It’s an inescapable truth that the Australian shares market can sway under the influence of the US. Beyond the close ties between both nations, there’s also the fact that America maintains the largest economy in the world. It’s understandable, then, that Aussie investors may have panicked at the news lately. With a fluctuating tech sector, a rapid shift in policies, and the looming threat of tariffs, many have asked:“Should I just sell my shares now?”Tash and Ana aren’t your personal financial advisers, and can’t tell you what you should do with your shares. Even so, they’ve dived into the data, economics, and historical trends on this subject – and they’ve a lot to share. If the US’ movements have you glancing nervously at your portfolio, you’ll want to catch this episode.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

135. SHORTS: What is an ETF?
On this podcast, we’ve spent a lot of time talking about exchange-traded funds (ETFs). We’ve discussed popular ETFs, compared ETFs with managed funds, and examined which ETFs investors like to buy together. But if you’d like to roll the discussion back to what an ETF actually is, we’ve got you covered.In this episode, Tash and Ana cover the ABCs of ETFs. From “how do they work?” to “why do people invest in them?”, they seek to leave no stone unturned. Tune in for a short, snappy crash course on the funds that the Get Rich Slow Club loves to discuss!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

134. 9 budget-friendly date (or solo outing) ideas
Celebrating your romance, your friendship, or yourself can be a real joy. It can also be expensive. Restaurants are more pricey than ever, live events have been struck by inflation, and don’t get us started on the cost of flowers. Of course, none of this is to say that you shouldn’t spend on dates if you want to. But if you’re looking for some budget-friendly inspiration, we’ve got you covered.In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore 9 date ideas that are gentle on your bank account. Whether you’re making plans with your BF, GF, BFF, or FFS (fully-formed self), this list will help you ball on a budget!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

133. SHORTS: What is an index fund?
Investing legend Warren Buffett isn’t shy in his praise for index funds. For decades now, Buffett has insisted that most investors are best served by buying a low-cost index fund over shares. At the Get Rich Slow Club, we’re bullish on index funds as well – which is why we discuss them so often.But if you’re new to investing, you might not be entirely sure what an index fund actually is. Like “synergy” or “gang gang”, you could use it in a sentence, but might struggle to provide a textbook definition. Worry not, though, for by this episode’s end, you’ll feel qualified to hold your own in any index fund conversation!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

132. Should you reinvest your dividends? (And how to do it)
For those who live the long-term investing life, Dividend Time is like the Grand Final Week of a favoured sport. They’ll likely talk about it for days on end, and keep excitedly proclaiming details that non-investors don’t really care about.The reason dividends can evoke such joy is because they offer a reward for your discipline. But while long-term investors usually agree that dividends are great, they DON’T always agree on what to do with them. Here, they fall into two camps: reinvest, or cash them out?Unsurprisingly, it’s a common question among both seasoned and first-time investors. So common, in fact, that Tash and Ana have committed this Get Rich Slow Club episode to discussing it. If you’re not sure which decision is right for you – or how either option works – you’ll want to tune in for this session.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

131. SHORTS: What is the ASX?
It’s one of the first things you’ll hear about when you decide to invest in Australia. But have you ever wondered what the ASX actually is? You’re not alone – research suggests that 76% of Australians don’t fully grasp the working details of the Australian Securities Exchange.…okay, so we may have fabricated that figure. Even so, for such a focal institution, it isn’t always the easiest to understand. Worry, not, though, for in this Get Rich Slow Club episode, Tash and Ana set out to demystify the Exchange.Consider this session your crash course in the ASX and its key terms and concepts. Give us a small parcel of your day, and we’ll give you a foundation in the Australian sharemarket!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

130. Decoding the Computershare ETF Insights Report
If you’ve never read it before, the Computershare ETF Insights Report might sound like the kind of thing a financial adviser might read when they can’t sleep. In reality, it’s a useful tool that breaks down investing trends around ETFs. That’s why Tash and Ana have devoted this Get Rich Slow Club episode to exploring its findings.From “one in five Aussies hold ETFs” to “48% don’t because they don’t understand them”, these trends will surprise you. Tune in to learn from Computershare’s insights without needing to read the report!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

129. Is Warren Buffett still relevant?
Tash and Ana chat with Brandon from New Money about Warren Buffett's enduring investment strategies. They explore if his value investing approach, built on four pillars—business understanding, competitive advantage, skilled management, and margin of safety—remains relevant in today's market.Brandon shares insights on Buffett's legendary 20% annual returns since 1965 and his cautious moves during market highs. They discuss his preference for large-scale investments and his current cash-heavy position, highlighting his disciplined, long-term approach.The episode also contrasts active and passive investing, offering practical advice for everyday investors. Tune in to learn what Buffett recommends for most people and why his timeless principles still guide investors worldwide.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

128. How to increase borrowing capacity
In this episode, Tash and Ana are joined by Maddie Walton (@moneyloungeau) to explore practical ways to increase your borrowing capacity and avoid common pitfalls. Before diving in, the trio shares their money wins and losses, including Maddie’s exciting launch party celebration and smart holiday hacks.Maddie breaks down the key factors banks consider when evaluating borrowing capacity: income, expenses, and debts. She explains how fixed costs like private health insurance and body corporate fees impact your loan potential and offers tips for managing expenses to improve your financial standing.The conversation also touches on strategies for increasing income, from pay raises to taking on second jobs, and how lenders assess variable earnings like overtime and dividends. Maddie’s expert insights provide actionable steps to help you maximise your borrowing power while staying financially secure.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

127. Tom's money journey: property, FIRE journey & moving rurally
In this episode of Get Rich Slow Club, Tash chats with Tom, a property investor and finance enthusiast working in Western Australia. Tom shares his inspiring money journey, starting with his first property purchase at the age of 19, and how his upbringing in a frugal Greek-Australian household instilled valuable financial principles.Tom discusses the financial perks of working in remote areas, from rent subsidies to additional allowances, and how these advantages have shaped his investment strategy. He explains his transition from property-heavy investments to diversified portfolios, including ETFs, and provides insights into balancing financial goals with enjoying life.Listeners will learn how Tom's early work ethic—juggling multiple jobs and saving rigorously—set the foundation for his financial independence. Whether you're starting your own money journey or looking for practical tips, Tom's story offers motivation and actionable advice to grow your wealth steadily.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

126. Offset vs redraw accounts & fixed vs variable interest rates
In this episode of Get Rich Slow Club, Tash and Ana welcome back Maddie Walton, a dynamic mortgage broker from Money Lounge (@moneylounge) to demystify the world of home loans. Maddie dives into the differences between fixed and variable interest rates, along with the role of offset accounts, offering valuable insights for anyone navigating the property market.The conversation explores how brokers earn commissions, what clawback periods mean, and the importance of financial literacy when choosing the right loan product. Maddie emphasizes the need to understand not just interest rates but also the hidden costs and benefits of different loan structures.Whether you're a first-time buyer or looking to refinance, Maddie’s expertise highlights why tailored advice can make all the difference. Tune in for practical tips, industry secrets, and the confidence to make informed financial decisions.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

125. Why are some people naturally good savers, while others are spenders?
In this episode, Tash and Ana welcome Karen Eley, a former financial advisor turned money coach, who helps individuals overcome money blocks and build healthier financial habits. Karen shares her journey from managing investments to diving deep into the psychology of money, helping clients uncover the hidden beliefs that impact their financial decisions.Karen opens up about her own money story, including unconscious beliefs formed during childhood and how they influenced her financial habits as an adult. She discusses the pivotal moment she discovered these patterns and the transformative steps she took to rewrite her money mindset. The conversation also delves into actionable strategies for identifying and reshaping limiting beliefs around money.Listeners will gain insights into fostering positive money habits within families and creating financially resilient children. Karen emphasises the importance of open, age-appropriate conversations about money and shares how early financial lessons can pave the way for confidence and success. Tune in to explore the fascinating intersection of psychology and finance!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

124. Maddie's investing journey: shares, property & starting her own business
Maddie Walton (@moneywithmaddie, @moneyloungeau) returns to the Get Rich Slow Club podcast to share her fascinating money journey. Known for her transparency, Maddie openly discusses her financial wins and losses, including her earnings, investments, and strategies. Tash and Maddie explore Maddie’s early money experiences, from saving coins as a child to her determination to purchase a house by age 21.Raised in a home where money was a taboo subject, Maddie cultivated her curiosity and financial literacy independently. Her early jobs, from letterbox drops at 11 to working at Apple, taught her the value of hard work and saving. Maddie balanced multiple roles while pursuing her goals, earning $120,000 annually from two jobs to secure her first property with a $126,000 deposit.Maddie’s journey highlights resilience, self-education, and a drive for security through financial independence. Her candid storytelling offers practical insights into managing money, navigating career transitions, and achieving major milestones. Tune in to be inspired by Maddie's path to financial empowerment!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

123. Top 10 ETFs of 2024 on Pearler
In this episode of Get Rich Slow Club, Tash and Ana dive into the top 10 most popular ETFs on Pearler for 2024. Tash and Ana break down each ETF, starting with thematic options like the ACDC Battery Tech & Lithium ETF and progressing through diversified picks such as VDHG. They highlight essential details like management fees, dividend yields, and how these investments fit into broader portfolios.Whether you're a seasoned investor or just starting, this episode offers valuable insights into building a balanced investment strategy. Tune in for actionable tips, plenty of laughs, and the latest trends in the investing space!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

122. Our new years resolutions & goals
Tash and Ana dive into their 2025 goals and resolutions in this episode of Get Rich Slow Club. They share personal wins and losses, like Tash’s rainy getaway and Ana’s decision to prioritize comfort for her mom's visit. Their reflections highlight the importance of value spending and aligning financial decisions with personal priorities.In 2025, Tash is determined to purchase her next property, setting clear steps like organising her tax return and engaging a buyer's agent by February. Meanwhile, Ana focuses on paying down her mortgage, setting a specific target to enable debt recycling, and balancing this with her part-time income.They also discuss life goals, such as Tash’s $15,000 travel budget for exploring new destinations and Ana’s excitement about maximising savings through smart strategies. With their relatable insights and practical advice, Tash and Ana inspire listeners to approach 2025 with clarity and intention.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

121. Our money (& life) lessons from 2024
In this episode of Get Rich Slow Club, hosts Tash and Ana reflect on their key money and life lessons from 2024 while celebrating their personal and professional wins. They share recent highlights, including Tash's café outing with ocean views and Ana's excitement about finally purchasing bean bag chairs, emphasising the joy in small, intentional expenses. Gratitude and reflection emerge as central themes, reminding listeners to celebrate wins both big and small.Tash and Ana also recount major accomplishments, such as publishing their book, speaking at events, and achieving personal milestones like consistent fitness routines and home organisation. They stress the importance of recording achievements to avoid overlooking progress and staying motivated. Alongside successes, they acknowledge missed goals, like property investments, and discuss the need for realistic timelines and balance.This episode encourages listeners to savour accomplishments, adjust expectations, and embrace gratitude in everyday life. Tash and Ana’s candid discussion highlights the importance of celebrating progress and staying grounded, even amidst life’s challenges.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

120. FIRE chats: lessons on the journey to retiring early
In this episode of the Get Rich Slow Club, Tash and Ana chat with Keith and David from the US about their unique journeys toward Financial Independence and Early Retirement (FIRE). David is living a semi-retired lifestyle, while Keith has fully retired early. They share how small, incremental improvements can lead to significant progress over time, emphasizing the importance of focusing on consistent growth rather than perfection.They also discuss the power of community in the FIRE journey. Surrounding yourself with like-minded individuals who share similar goals can provide motivation, support, and a sense of belonging. Keith and David highlight how finding the right people on the same path can make the process more enjoyable and sustainable.Finally, the conversation dives into the importance of defining your values and passions early on. Keith and David stress that understanding what brings you joy and purpose now is essential to creating a fulfilling life after early retirement. Their experiences offer valuable insights for anyone looking to achieve financial independence and live a life aligned with their priorities.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

119. Building a robotics company at 23
Grace Brown, CEO and co-founder of Andromeda Robotics, joins Tash and Ana on this episode of Get Rich Slow Club. Grace shares her journey in creating Abby, a 110-cm humanoid companion robot designed to bring joy and connection to nursing homes and children's hospitals. With a background in mechatronics engineering, Grace brings innovation and heart to the world of social robotics.Grace explains how her own experience with isolation during COVID inspired Abby’s creation. Motivated by a desire to combat loneliness, she turned a passion project into a groundbreaking business. Grace’s innovative approach combines cutting-edge technology with the emotional warmth of a Disney character brought to life.The conversation highlights Grace’s resilience and creativity, from building early prototypes on a student budget to securing funding through pitch competitions. She discusses the challenges of starting a robotics company, her vision for Abby's future, and the profound impact the robot has had on people’s lives.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

118. How do I use equity to buy a second property?
In this episode, we chat with Maddie Walton (@moneywithmaddie) a mortgage broker from @moneyloungeau to break down the concept of using equity as a powerful tool to invest in property. Learn why equity often beats saving for a cash deposit and how mortgage brokers simplify the process. If you’ve been wondering how to leverage your property’s value, this is your starting point.We dive into how equity is calculated, the difference between total and usable equity, and the factors that influence it. With insights into broker strategies, you’ll discover how to unlock equity, secure favorable loan terms, and use these funds for a second property. From refinancing to home equity loans, we outline the key steps to make it happen.Finally, we discuss critical considerations, like borrowing capacity, interest rates, and avoiding over-leveraging. A real-life case study highlights how a mortgage broker’s expertise turns equity into opportunity. Whether you’re a seasoned investor or a first-timer, this episode equips you with the know-how to take the next step.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

117. Should I invest in shares, property, or a business? With Owen Rask
This week, Owen Rask joins us to explore the big question: shares, property, or business—which has the highest potential return? Drawing from his background as a business owner and investment analyst, Owen shares insights on balancing and combining these investments for a diversified strategy. He breaks down how risk, returns, and market conditions shape decision-making in these asset classes.We dive into the nuances of each option, from property’s tax advantages to the challenges of starting a business and the accessibility of shares. Owen explains how beginners can approach investing, whether by focusing on one asset or diversifying across all three. He also shares examples of successful businesses and lessons learned from his own journey.Finally, we look to the future: which asset class might shine in the next 5–10 years? Owen shares his predictions, advice for avoiding common mistakes, and how to stay grounded in a constantly shifting market. If you’ve ever wondered how to navigate shares, property, and business, this episode is a must-listen!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

116. ETFs vs managed funds
In today’s episode of Get Rich Slow Club, we explore the differences between Exchange Traded Funds (ETFs) and Managed Funds, addressing the common confusion surrounding these investment options. Are they the same? Which one is better for your goals? We break it all down, helping you understand when and why you might choose one over the other.We discuss what ETFs and Managed Funds are, outlining their management styles, trading processes, fees, and performance. You’ll learn how ETFs are often passively managed and traded like stocks on the exchange, providing liquidity and lower fees, while Managed Funds involve active management aimed at outperforming benchmarks but often come with higher costs.This episode is packed with practical insights for investors at any level. Whether you're new to investing or refining your strategy, we’ll help you take the guesswork out of deciding between ETFs and Managed Funds. Don’t forget to follow us on Instagram for more tips and updates!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

115. A plumber's journey to FIRE
This week, we chat with Rob from Tribe FI Australia about his inspiring journey from employee to business owner, taking an 18-month break to travel, and the lessons learned along the way. He shares how pursuing Financial Independence (FI) isn’t just about the money—it’s about freedom, purpose, and connection.We delve into Rob’s experience running a FIRE event with no prior expertise, emphasising the power of stepping outside your comfort zone. He also highlights the importance of building a supportive community, proving that FI is better achieved with friends by your side.If you’re pursuing FI or have already reached it, Tribe FI Australia offers a space to share stories, find inspiration, and give back. Rob’s story is a reminder that financial independence isn’t just a goal; it’s a lifestyle built on freedom and community.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

114. Will the stock market ever completely crash? Is investing worth the risk?
In this episode, we dive into the question: Can a steady 5.5% savings rate beat the uncertainty of chasing 7% in shares? With Owen Rask, we debate the risk-reward trade-off and the purpose of investing when returns aren’t guaranteed. Is it worth taking the plunge, or should we play it safe?We explore fears of total market collapse and the impact of slowing population growth, with lessons from Japan’s stagnation. Can markets keep growing, or are we heading for long-term flat returns? How can investors stay calm during volatility?Finally, we unpack myths about beating the market and the role of diversification. Does it safeguard portfolios or simply cap returns? With big questions about indefinite growth, we challenge assumptions and explore how to navigate the future.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

113. Peta's business journey: her lessons and learnings
In this episode, we chat with Peta Serras about her entrepreneurial journey. Peta shares the highs and lows of starting and running her business, the key lessons she’s learned along the way, and how she balances the demands of entrepreneurship with her personal life.It’s not always about doing more work, sometimes it’s about being more strategic with what you’re doing! Peta’s inspiring story will leave you with actionable insights, whether you're a seasoned entrepreneur or just starting out.Connect with Peta Serras on Instagram at @professionalbabe for more on business strategy, consulting, and marketing.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

112. VAS vs VDHG
In this episode, we dive into the popular Vanguard ETFs, VAS (Vanguard Australian Shares Index ETF) and VDHG (Vanguard Diversified High Growth ETF). We break down their key differences, what they offer investors, and whether combining the two is a good idea. Learn about their holdings, historical returns, and how they fit into a diversified portfolio.We also share our personal wins and challenges with subscriptions, tax time, and outsourcing tasks like bookkeeping. Plus, we reflect on the importance of balancing frugality with enjoying small luxuries, like a great cup of coffee and meaningful conversations.We also tackle the debate: should you stick with one ETF or mix and match? Whether you're building your portfolio from scratch or refining your approach, this episode will help you make informed decisions about your investments. Tune in for actionable tips to get rich, slow!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

111. How to nail the job interview
Career coach Nabila Farhat shares her insights on strategic career growth and job searching. With over a decade of recruitment experience, Nabila explains her approach of helping clients clarify their career goals and build personalised roadmaps that align with their passions and values.Throughout the episode, Nabila provides actionable advice for job seekers, focusing on clarity and tailored applications. She stresses the importance of standing out in a competitive job market, offering practical strategies for crafting impactful resumes that highlight achievements over responsibilities.This episode is a must-listen for anyone looking to take intentional steps toward career success.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

110. Should I invest in DHHF or VDHG?
At The Get Rich Slow Club, we’re always looking to bring you actionable insights on investing. This episode, we’re taking a closer look at two high-growth ETFs that could be key to building a secure and prosperous future: Vanguard’s VDHG and BetaShares' DHHF.These two funds offer compelling options for different investor types, from those seeking a bit more stability to those going all-in on growth. On one side, we have VDHG, with a small bond allocation for a touch of security. On the other hand, there’s DHHF, for investors focused chiefly on equity exposure.This episode will help you understand the practical differences between these ETFs, from tax considerations and fees to global diversification and rebalancing strategies. Think of it as your guide to high-growth investments that balance risk and reward, whether you're just starting or seeking to build long-term wealth.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

109. The importance of buying assets, and money EQ/IQ
At the Get Rich Slow Club, we often talk about investing and financial literacy in aspirational terms. We showcase people who have retired early after investing in shares, or built their way towards property empires. However, there’s another, deeper reality at play: sometimes, investing can make the difference between stability and disaster.Perhaps no-one better exemplifies this than Marion Mays – money EQ and IQ coach, and founder of Money Strong. Following the birth of her first child, Marion contended with a string of hurdles. These spanned from her transition to becoming a sole parent, to health and developmental issues which required her to be a full-time carer for her son for seven years.Despite these challenges, Marion managed to stay afloat thanks to the financial buffers she had built for herself. Now, Marion is committed to ensuring other historically marginalised Australians have the financial tools they need to thrive.Think of this episode as your financial disaster preparedness kit!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

108. LICs vs ETFs
This podcast has spoken about ETFs – or exchange-traded funds – on many occasions. A kind of all-in-one investment, ETFs seek to track a particular index, commodity, sector, or basket of assets. In recent years, they’ve become popular with long-term investors who wish to diversify in one buy.Okay, ETFs – we get those. But what about LICs, or Listed Investment Companies? If you read about both, they can seem quite similar; in fact, many people refer to both LICs and ETFs as baskets of assets. In truth, though, LICs and ETFs have some marked differences. And depending on your investment goals, one may suit you in ways that the other doesn’t.Worry not, for after this episode, you’ll have a clearer idea of which is right for you!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

107. Decision fatigue and how to avoid the Comparison Trap
Anyone who has spent time on TikTok, Instagram, or even Facebook will be familiar with the Comparison Trap. We log on, scroll for a while, and we find a peer who’s living a seemingly perfect life. It doesn’t make sense: the poster is your age, and earns around your wage. How can they afford to live a life of luxury when you feel like you’re struggling to get ahead?Recently, a TikTok reel by @jen.rothwell touched on this very topic. And in this session, @tashinvests and Olivia from Her Money’s Worth use this reel as a launchpad to discuss the Comparison Trap. If social media has ever left you feeling behind the curve, this episode will give you a fresh perspective.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

106. How to pay off your mortgage early
Do you know what the word “mortgage” actually means? It was originally a French term which – quite literally – translated to “death pledge”. In other words, it was envisaged as a debt which can follow you to the grave. These days, it doesn’t even stop there – mortgages often transfer to next of kin upon a mortgagee’s death. But do mortgages really need to haunt every inch of our mortal coal, latching onto our loved ones when we leave the realm of the living?No. No they don’t. And in this episode, you can hear some strategies for prematurely snuffing that debt pledge from existence.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

105. We spent the week with 50 people planning to retire early
The term “Financial Independence Retire Early” is bandied around a lot in the investing community. But how do you reach it? And what does it involve on a day-to-day basis? To find out, Tash and Ana spent a week with 50 FIRE-seekers from Tribe FI.In this episode, the Get Rich Slow Club co-hosts share their findings from their seven days of FI immersion. Whether you’re working towards early retirement yourself, or simply curious about the lifestyle, you won’t want to miss this.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

104. Buying a home vs renting: which is smarter financially?
Let’s say you could travel back in time to the early ‘90s. If you were to ask a thirtysomething Boomer which decision is smarter – buying a home or renting – they’d likely laugh in your face. Sure, interest rates were higher (as older Aussies often bring up), but prices were lower compared to the average income. Like, much lower. In the face of these figures, one choice stood out as the more sensible option.But these days? It’s not so cut and dry. There are an array of factors which can influence your decision in this current climate… so many, that we won’t try to cram them into this brief description. Instead, we’ll leave it to Tash and Ana to crunch the numbers, compare the stats, and help you find your answer.Enjoy!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

103. Olivia's investing journey
The expression “[INSERT RELATABLE PERSON] is all of us” came and went a few years ago. In this episode, though, we’d like to temporarily bring it back. For Olivia Fitzpatrick – money coach and mastermind behind @hermoneysworth – truly is ALL OF US.Join the Get Rich Slow Club as they chat with Olivia about her money journey to date. Throughout the session, Olivia shares her experiences with investing, buying a first property, leaving teaching to make more money, and navigating finances with her partner.For some listeners, the challenges that Olivia has overcome will feel all too real. For others, her insights may offer ideas for Future Financial You. Either way, there’s something for everyone!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

102. Investing for kids – which app is the best?
Back in episode 29, we covered some of the key ways that parents or family members can invest for kids. This time, the Get Rich Slow Club is going much deeper, and comparing some of the most popular kids’ investing apps in Australia. Of course, we recognise that families take an array of different shapes. Some people may want to invest for their children (either current or future); some might have friends’ or families’ kids for whom they would like to invest; and some people don’t want or aren’t able to have kids. If children are a difficult topic for you, please feel free to skip this episode. However, should you wish to understand more about the kids’ investing options out there, this session could help.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.