Fintech Insider Podcast by 11:FS

Our expert host Ross Gallagher is joined by some great guests to dive into the subject of holistic financial wellbeing. What does that even mean, I hear you ask? Well, we’re going to answer that, while looking at the value add for customers within the ecosystem of one brand, how the brands can cultivate that customer stickiness and retention to keep them within the brand’s umbrella, while offering them new products and services to improve their financial health and management. We also look at the balance between guidance and advice and how to bake this into propositions and how brands can tread the line between the two, while still offering value to customers. This week's guests include: Niro Nirmalan, Head of Digital Transformation, Nat West Group Audrey Zada, Director of Product Communications, Lemonade Sujata Bhatia, COO at Monzo bank Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Audrey Zada, Niro Nirmalan, and Sujata Bhatia. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Laura Watkins is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Thom Ruiter, VP of Product at Adyen Siamac Rezaiezadeh, VP Product Marketing and Insights at GoCardless Tessa Bryant, Head of Brand and Communications at Lightyear We cover the following stories from the fintech and financial services space: Adyen secures a UK banking licence Perfios raises $229m, eyeing Europe and US expansion FemaleInvest partners with InvestEngine to tackle the gender investment gap World Bank study reveals key factors enabling fintech growth Lakestar leads $40 million investment in French fintech startup Swan Natwest debuts payment links for open banking payments Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Siamac Rezeaizadeh, Tessa Bryant, and Thom Ruiter. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we’re bringing you a very special rewind show from the Fintech Insider archives. Hosted by Benjamin Ensor and joined by some very special guests from Allica bank, Anthemis and This Week in Fintech, the show asked the question: How should we measure success in fintech?' In a period where valuations are tumbling, we’re seeing fintechs either get bought out entirely or sadly have to shutter their doors, we’re examining whether valuation and customer numbers are the best measure of success for fintech. Should we be paying more attention to profitability or the problems they are solving for their home markets? Or are there even success metrics we haven’t thought of at all? This is as highly relevant a discussion now as it was almost a year ago when we first had it, perhaps even more so. This week's guests include: Katie Palenscar, Managing Director & Global Head of Venture Studio, Anthemis Nik Milanović, Editor, This Week In Fintech Richard Davies, CEO, Allica Bank Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Katie Palencsar, Nik Milanović, and Richard Davies. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're looking at the rise of embedded finance, and its specific use cases in the APAC market. Visa is predicting the sector to be worth $242 billion US dollars in opportunities for financial providers by 2025 – it’s safe to say lots of people across Asia Pacific are exploring those possibilities. One such company is GoJek and GoPay and host David Barton-Grimley sat down with** Vrutika Mody, Head of GoPay Global Partnerships** to delve into how GoPay is really opening up access to financial servcices in Indonesia in particular; how GoJek evolved from a ride hailing app to a financial super app changing lives in its home market and what the future might look like for access to finance in that space, including how the incumbents can up their game. Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, [partner.visa.com](partner.visa.com). Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guest: Lauren Ware. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alia Mahmud, Customer in Residence, Regulatory Affairs for ComplyAdvantage Siddharth Venkataramakrishnan, Banking and Fintech Correspondent, The Financial Times Dann Bibas, General Manager, International, Public.com We cover the following stories from the fintech and financial services space: Klarna silence their doubters as year to date losses improve 78% against last year One in eight high street branches in the UK are expected to close in 2023 Airwallex and Public.com are partnering to launch a new investment platform Switzerland could have the toughest ALM regulations in Europe. Nigerian BaaS platform Anchor raises $2.6m Santander launch a new campaign to raise awareness of romance scammers Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Alia Mahmud, Dann Bibas, and Siddharth Venkataramakrishnan. Learn more about your ad choices. Visit megaphone.fm/adchoices

David Brear is joined by great guests using and working with AI in the financial pace, to discuss how is AI being used right now and what is its potential; how far can we take it? But also, what are the challenges of implementing AI in financial services where regulation and legacy tech debt can sometimes hold companies back. And importantly, where do humans still have a role within an increasingly AI-led world? This week's guests include: Nick Parfitt, Principal AML - SME, Feedzai Jason Maude, Chief Technology Advocate, Starling Bank Kate Janssen, Senior Machine Learning PM, Cleo Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Jason Maude, Kate Janssen, and Nick Parfitt. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sarah Kocianski, Independent Fintech Consultant Samee Zahid, Director of Engineering at Chipper Cash We cover the following stories from the fintech and financial services space: JP Morgan increases its stake in Brazilian digital bank C6 Goldman sells off its Personal Financial Management unit African startups raise $2.7bn in VC funding Safaricom’s mobile money rollout in Ethiopia marks moment for ‘last frontier’ New fintech accelerator, Archie, launches in London X gains payment licences in seven US states Open banking reaches 11 million + payments milestone Venmo lets you gift money to your loved ones with special Hallmark greeting cards Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Samee Zahid and Sarah Kocianski. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this show Benjamin Ensor is asking: “Will FedNow flop or not?” The US payments industry is currently abuzz following the launch of FedNow - the new instant-payment service backed by the Federal Reserve which launched on July 20th. In historic terms, the launch is the first big upgrade of the US Central Bank’s system since the 1970s. We want to really lift the lid on the impact it could have on US payments, and where does this put the US against innovation in payments acorss the rest of the world? This week's guests include: Stephany Kirkpatrick, Founder & CEO, Orum Sruti Jain, Senior Consultant - North America, Consult Hyperion Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Sruti Jain and Stephany Kirkpatrick. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the rise of embedded finance, and its specific use cases in the APAC market. Visa is predicting the sector to be worth $242 billion US dollars in opportunities for financial providers by 2025 – it’s safe to say lots of people across Asia Pacific are exploring those possibilities. This week's guests include: Lauren Ware, Senior Director for Digital and Fintech Partnerships, Visa Asia Pacific Zubin Rada Krishnan, CEO, BigPay Surendra Chaplot, Global Head of Product, Wise This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Lauren Ware, Surendra Chaplot, and Zubin Rada Krishnan . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Benjamin Ensor are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Kate Drew, DIrector of Research, CCG Catalyst Martin Sokk, CEO & Co-Founder, Lightyear We cover the following stories from the fintech and financial services space: Ramp raises at downround and Adyen share value drops Lightyear launches B2B investment accounts targeted at ‘solopreneurs’ Goldman Sachs plans sale to concentrate on the ultra-wealthy Monzo tops CMA’s list of best banks NALA enters Nigeria to drive cross-border payments Africa’s $3 Billion Payment Startup Flutterwave Presses Ahead With IPO Plans Banking jokes make it on the list of the best from the Edinburgh Festival Fringe Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Kate Drew and Martin Sokk. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this show, in association with Fireblocks, David Brear is finding out how “tradFi” is actually using blockchain and the real world use cases emerging in market. We’ve put together a panel of amazing experts to discuss: How do you decide what blockchain solution might work for you? How do you go about building it? What does success look like in this space? This week's guests include: Michael Shaulov, CEO, Fireblocks Lisa Wade, CEO, DigitalX Ala Presenti, Co-Founder and Head of Finance, Moniflo **This episode is sponsored by Fireblocks. Fireblocks is an enterprise-grade platform delivering a secure infrastructure for moving, storing, and issuing digital assets. Fireblocks enables exchanges, lending desks, custodians, banks, asset managers and fintechs to securely scale digital asset operations through the Fireblocks Network and MPC-based Wallet Infrastructure. Fireblocks serves over 1,800 financial institutions, has secured the transfer of over $4 trillion in digital assets and has a unique insurance policy that covers assets in storage & transit. For more information, please visit www.fireblocks.com. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest leader, decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Ala Presenti, Jeff Kelisky , Lisa Wade, and Michael Shaulov. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Mastercard to purchase a minority stake in MTN’s $5.2B fintech business Startup founded by Apple and Monzo execs wanting to disrupt rental market closes Introducing Roger, a new online bank for military recruits This debit card lets you fund scientific research while you spend UK launches £1 billion fintech fund to compete with Silicon Valley People rush to ATMs after windfall from Bank of Ireland app glitch This week's guests include: Mary Wisniewski, Editor-at-large and Director of Content, Cornerstone Advisors Ruth Foxe Blader, Partner, Anthemis Wiza Jalakasi, Director of Africa Market Development, Ebanx Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Get your tickets for After Dark at 11fs.com/afterdark Special Guests: Mary Wisniewski, Ruth Foxe-Blader, and Wiza Jalakasi. Links: Mastercard to purchase a minority stake in MTN’s $5.2B fintech business Startup founded by Apple and Monzo execs wanting to disrupt rental market closes Introducing Roger, a new online bank for military recruits This debit card lets you fund scientific research while you spend UK launches £1 billion fintech fund to compete with Silicon Valley People rush to ATMs after windfall from Bank of Ireland app glitch Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Kate Moody, is joined by some great guests to ask: "Has the fintech revolution ignored older customers?” This week's guests include: Alexandre Gauthier, Chief Revenue Officer, ClearEstate Jasper Martens, CMO, PensionBee Will Jones, Executive Creative Director, 11:FS The fintech revolution of the last decade has done a lot for millennials in terms of banking options and now attention is turning Gen Z. But what about those who are aged 60 and over? Are they being properly served by the options available today? In this show, we’ve put together a panel of amazing experts to discuss: the options for over-60s in the current market, the challenges in serving older customers, and what the future looks like in this space. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Get your tickets for After Dark at 11fs.com/afterdark Special Guests: Alexandre Gauthier, Jasper Martens, and Will Jones. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Cedric Atangana, CEO & Co-Founder, WeCashUp to delve into his incredible motivation to start a mobile money operator, the value of mobile money to Africa's economy, and why investors should pay attention to Francophone Africa. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Cedric Atangana and Miranda Perumal. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our 23rd - yes, twenty third – After Dark is coming to you live from London this September. Hosted by 11:FS Group CEO, David M. Brear, join fintech fans and experts for a live recording of our industry-leading podcast, Fintech Insider News, and become part of the best community in financial services. There’s really no live event quite like it, so go grab yourself a ticket! Sign up now: 11fs.com/afterdark 📍 Village Underground, London, EC21 3PQ 📆 Wednesday 20th September ⏰ 6pm - 11pm (BST) Got your ticket? Tag us on social and let us know! #AfterDarkUnderground This edition of Fintech Insider presents After Dark is sponsored by Fireblocks Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: PayPal launches stablecoin backed by the US dollar Knot API raises $10M from Amex, Plaid amid deposit war Finance industry needs to be 'more accessible' for those who didn’t go to university Apple Card’s Savings account reaches over $10B in deposits Pockit app raises $10m to bring financial stability to underserved communities Drake's collab with Shopify is a messy virtual mansion stocked with exclusive merch curated and designed by the rap star This week's guests include: Adam Bialy, Founder & CEO, Fiat Republic Rory O’Reilly, CEO and Co-Founder, Knot With soundclips from: Virraj Jatania, Co-Founder and CEO, Pockit Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Adam Bialy, Rory O’Reilly, and Virraj Jatania. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear and Jason Bates, are joined by some great guests to bring you a deep-dive into building a new banking product from the ground up! This week's guests include: Adrian Oropeza, Head of Products, Milli Bank Bethany Wilson, Head of Marketing, Milli Bank Following our “how not to build a bank” double episode last month, we're giving you a look at how a real life bank should be built. The bank in question is: Milli Bank, a mobile bank from the First National Bank of Omaha, which 11:FS was involved in bringing to market In today’s show we talk about how Milli bank was brought to life, from concept to launch and beyond, with the people who were there and made it happen! Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Adrian Oropeza and Bethany Wilson. Links: PayPal launches PYUSD stablecoin backed by the US dollar Knot API raises $10M from Amex, Plaid amid deposit war Finance industry needs to be 'more accessible' for those who didn’t go to university Apple Card’s Savings account reaches over $10B in deposits Pockit app raises $10m to bring financial stability to underserved communities Drake's collab with Shopify is a messy virtual mansion stocked with exclusive merch curated and designed by the rap star Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shehan Silva, Head of Digital Solutions, Global Trade and Receivables Finance, HSBC Valentina Kristensen, Director of Growth & Communications, OakNorth Bank With soundclips from: Harris Irfan, CEO, Cordoba Capital Markets Vikram Anreddy, Head of Product for Financial Services, Shopify We cover the following stories from the fintech and financial services space: Shopify expands into credit cards as it pushes further into the fintech space HSBC launches embedded finance venture with fintech Tradeshift Global fintech funding drops 17% to $52.4bn in first half of 2023 Snoop snapped up by Vanquis Banks accused of closing accounts belonging to British Muslims Job applicant lists ‘balloon animals’ on his resume. So boss brings balloons to the job interview Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Harris Irfan, Shehan Silva, Valentina Kristensen, and Vikram Anreddy. Links: Shopify expands into credit cards as it pushes further into the fintech space HSBC launches embedded finance venture with fintech Tradeshift Global fintech funding drops 17% to $52.4bn in first half of 2023 Dame Jayne-Anne Gadhia’s money app Snoop snapped up by Vanquis Banks accused of closing accounts belonging to British Muslims Job applicant lists ‘balloon animals’ on his resume. So boss brings balloons to the job interview Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M.Brear is joined by a great guest to ask: "How you innovate in a highly regulated industry?" This week's guests include: Bill Winters, Group CEO, Standard Chartered Bill and David discuss the rise of digital channels in banking, the challenges that come with it, and how to foster a culture of innovation in the heavily regulated banking space. It's a fantastic insight into the inner workings of a bank striving to be both ‘global’ and ‘local’ and something we wanted to share with you! Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guest: Bill Winters. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the boom of mobile money, its value to the region, and what it has changed for people in Sub-Saharan Africa. This week's guests include: Miranda Perumal, Head of Digital Partnerships, Fintech and Ventures - SSA, Visa Ham Serunjogi, Co-Founder & CEO, Chipper Cash Hassan Bourgi, Founder, DJAMO In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Ham Serunjogi, Hassan Bourgi, and Miranda Perumal. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Fed launches long-awaited instant payments service, modernising system NatWest boss Alison Rose resigns over Nigel Farage bank account leak Italian banking giant Mediobanca backs London with £10.4m investment in startups Worldcoin: Sam Altman launches eyeball scanning crypto coin Twitter CEO teases banking and payment plans in memo about X rebrand McDonald’s opens McNuggets Land in the metaverse, but McWhy? This week's guests include: Janay Eyo, Director of Financial Policy, Chamber of Progress Olly Betts, Fintech Sector Director, Founders Factory Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Janay Eyo and Olly Betts. Links: Fed launches long-awaited instant payments service, modernising system NatWest boss Alison Rose resigns over Nigel Farage bank account leak Italian banking giant Mediobanca backs London with £10.4m investment in startups Worldcoin: Sam Altman launches eyeball scanning crypto coin Twitter CEO teases banking and payment plans in memo about X rebrand McDonald’s Opens McNuggets Land in the Metaverse, but McWhy? Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is joined by some great guests to ask: "Can the UK avoid a mortgage market meltdown?" This week's guests include: Ben Thompson, Deputy CEO, Mortgage Advice Bureau Jinesh Vohra, CEO, Sprive Maria Harris, Director, Digital Cat Consultancy The news from the UK mortgage market is currently more brutal than a Tarantino film! July saw the two-year fixed mortgage hit its highest rates in 15 years and things are looking extremely difficult for many home-owners looking to renew their deals and facing extremely elevated lending costs. So we've put together an expert panel to discuss: how we get to this point, what are the potential solutions, and how do the next six months look for nervous homeowners. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Ben Thompson, Jinesh Vohra, and Maria Harris. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Nas Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Treasury poised to shelve crackdown on 'buy now pay later' sector Thunes pockets $72M at a $900M+ valuation Nigel Farage claims to have proof that bank closed his account over his ‘values’ Sylvera banks $57M to put carbon offsetting on a path to Net Zero Rapper teaches you how to commit wire fraud on viral hit This week's guests include: Malini Kannan, COO, Thunes Sophie Winwood, Principal, Anthemis Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Malini Kannan and Sophie Winwood. Links: Treasury poised to shelve crackdown on 'buy now pay later' sector Thunes pockets $72M at a $900M+ valuation Nigel Farage claims to have proof that bank closed his account over his ‘values’ Sylvera banks $57M to put carbon offsetting on a path to Net Zero Rapper teaches you how to commit wire fraud on viral hit Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor is joined by some great guests to ask: "What lessons have we learned from financial services in 2023 so far?” This week's guests include: Ewan Silver, Group CTO, 11:FS Danny Brewster, CEO, TwentyOne Mike Carter, Head of Platform Lending, Innovate Finance We’re over the half-way point for the year so far – which means all those predictions pieces are now likely in the bin! The first six months of 2023 have thrown up some huge twists and turns for the financial services industry - so it’s time to take stock and see what we’ve learned in 2023 so far. Our panel discuss what bank runs have taught us, how the industry is dealing with economic downturn, and whether banks are really banning AI? Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Danny Brewster, Ewan Silver, and Mike Carter. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Adams Conrad, Principal, QED Investors to delve into the challenges for venture capitalists in the current market, as well as the incredible stress test the industry is under. Join us to hear about QED's approach to finding businesses to invest in, and the what is currently most attractive in the US fintech market. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Adams Conrad and David Rolf. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Public launches in the United Kingdom - 4:09 Embedded finance platform Solaris closes €38 million funding round to ‘strengthen governance and compliance’ - 14:50 Revolut’s US payment flaws allowed thieves to steal $20mn - 27:55 Martin Lewis felt 'sick' seeing deepfake scam ad on Facebook - 40:10 Jeremy Hunt unveils pension fund reform plan to help UK startups - 49:30 The co-founder of investment app Nutmeg, Nick Hungerford, has died at the age of 43 - 51:30 This week's guests include: Leif Abraham, Co-Founder, Public Konstantin Kavvadias, Chief Investment Officer, Solaris Sean Forward, UK CEO, Payabl More details on Elizabeth's Smile, Nick Hungerford's charity, can be found here Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Konstantin Kavvadias, Leif Abraham, and Sean Forward. Links: Public: US Trading App Begins European Expansion in the UK Embedded finance platform Solaris closes €38 million funding round to ‘strengthen governance and compliance’ Revolut’s US payment flaws allowed thieves to steal $20mn Martin Lewis felt 'sick' seeing deepfake scam ad on Facebook Jeremy Hunt unveils pension fund reform plan to help UK startups The co-founder of investment app Nutmeg, Nick Hungerford, has died at the age of 43 Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, is joined by some great guests to ask: "Will PSD3 really live up to the expectations?" This week's guests include: Dan Morgan, Policy Lead - Europe, Plaid Nilixa Devlukia, Founder, Payments Solved Thibault de Barsy, Vice-Chairman & General Manager, The Payments Association EU The Open Banking sector is currently abuzz – following the unveiling of proposals for Payment Service Directive 3 by the European Commission. For fintechs, banks, financial services players, and even non-financial services players – these proposals are a huge deal which could shape the next decade in our industry. So, to mark the unveiling, we’re bringing you an episode from July 2022– with some serious heavyweights of the Open Banking sector rating the success of PSD2 and looking at what the industry is hoping for going forward. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Dan Morgan, Nilixa Devlukia, and Thibault de Barsy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Goldman is looking for a way out of its partnership with Apple - 4:35 Visa $1 billion buyout of Brazil's Pismo eases fintech M&A slowdown - 14:35 UK banks warned against closing accounts - 26:35 Open Banking education a must in Canada as only 9% have heard of it - 36:50 Taylor Swift fans caused 45% surge in UOB card applications across Southeast Asia - 47:50 Office plant potted 14 years ago is now a 600ft monster that covers ceiling and walls - 50:00 This week's guests include: Bruno Diniz, Managing Director, Spiralem Jason Mikula, Publisher, Fintech Business Weekly Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Bruno DIniz and Jason Mikula. Links: Goldman is looking for a way out of its partnership with Apple Visa $1 billion buyout of Brazil's Pismo eases fintech M&A slowdown UK banks warned against closing accounts Open Banking education a must in Canada as only 9% have heard of it Taylor Swift fans caused 45% surge in UOB card applications across Southeast Asia Office plant potted 14 years ago is now a 600ft monster that covers ceiling and walls Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Kate Moody is joined by some great guests to ask: "Can financial services change how people think about money?” This week's guests include: Jason Bates, Co-Founder, 11:FS Rajan Lakhani, Head Of Public Relations, Plum Stephen Bowe, Director - Digital Experience & Innovation, Nationwide The way we manage money is incredibly complicated. Spend, save, invest, borrow, lend, pay-off – user journeys in financial services are all over the place So – can financial services smooth out the journey and make it more effective for consumers, and is it the place of banks and fintechs to change how users prioritise and budget? We put together a panel of experts to discuss: the status quo on services offered, how to build more intuitive options, and what the future could look like with more joined up thinking. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Rajan Lakhani and Stephen Bowe. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the turmoil in the VC space, what has changed in 2023, and what the next half of the year might look like for investment in fintech. This week's guests include: David Rolf, Head, Visa Ventures Sasha Pilch, Principal, Fin Capital Vivek Krishnamurthy, Principal, Commerce Ventures In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: David Rolf, Sasha Pilch, and Vivek Krishnamurthy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: PSD3: The European Union unveils new open banking rules - 4:50 Wise sees profits soar amid customer boost and rising interest rates - 22:05 Robinhood acquires credit card startup X1 for $95M - 35:10 UK fintech TreasurySpring raises $29 million to scale its cash investment platform - 44:00 Integrated surveillance demand increases - 51:40 Checkout.com launches AI-powered optimisation engine to increase merchant revenue - 54:45 Cops arrest man for taping photos to a dummy to trick mobile banking facial recognition - 56:48 This week's guests include: Nilan Peiris, Chief Product Officer, Wise Sarah Kocianski, Independent Fintech Consultant With soundclips from: Jan van Vonno, Head of Industry & Wallets, Tink Kevin Cook, CEO & Co-Founder, TreasurySpring Matt Smith, CEO, SteelEye Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Jan van Vonno, Kevin Cook, Matt Smith, Nilan Peiris , and Sarah Kocianski. Links: PSD3: The European Union unveils new open banking rules Wise sees profits soar amid customer boost and rising interest rates Robinhood acquires credit card startup X1 for $95M UK fintech TreasurySpring raises $29 million to scale its cash investment platform Integrated surveillance demand increases Checkout.com launches AI-powered optimisation engine to increase merchant revenue Cops arrest man for taping photos to a dummy to trick mobile banking facial recognition Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, is joined by some great guests to ask: "“How do we get to the holy grail of cross border payments?” This week's guests include: Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan William Artingstall, Global Co-Head Cross Border Payments and Receivables, Citi Cheap, universal, speedy, and secure – is that too much to ask for when moving money internationally? Moving money across the world is one of the biggest spaces in financial services and just keeps getting bigger. But, there’s still lots of issues and technical challenges still to overcome – even for the biggest players in the market. We've put together a panel of experts to discuss: the progresss made in cross-border payments to date, where the friction remains, and the next steps towards the holy grail of seamless cross border payments! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Sara Castelhano and William Artingstall. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: European banks are putting "AI" in 30% of their job ads - 6:10 Majority, a digital bank for US migrants, grabs $9.75M amid expansion in Texas - 18:40 Revolut to launch Ultra, a new subscription plan - 32:05 UK Mortgage rates: Average two-year fix now above 6% - 41:20 Starling Bank renews sponsorship of Southampton FC women's football team - 49:10 Gen-Z is taking courses on how to send an email and what to wear in the office - 50:30 This week's guests include: Jonas Lornell, Commercial Director, Majority Nadia Edwards-Dashti, Chief Customer Officer, Harrington Starr Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Jonas Lornell and Nadia Edwards-Dashti. Links: European banks are putting "AI" in 30% of their job ads Majority, a digital bank for US migrants, grabs $9.75M amid expansion in Texas Revolut launches Ultra platinum membership plan UK Mortgage rates: Average two-year fix now above 6% Starling Bank renews sponsorship of Southampton FC women's football team Gen-Z is taking courses on how to send an email and what to wear in the office Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, is joined by some great guests to ask "How does Big Tech shake up the payments industry?" This week's guests include: Alexandra Rivas-Gale, International Payments Product Lead, Clearbank Jim McCarthy, EVP of Product & Sales, Thredd Jorn Lambert, Chief Digital Officer, Mastercard It’s often said that, with every new feature launch, Apple can wipe out 100+ startups trying to do the same thing. But actually the relationship between financial services and Big Tech is way more complicated than that! Between partnerships, acquisitions, back-end processes, and public fallouts - there’s a lot of ways these two industries cross over and influence each other. In this show, we’ve put together a panel of amazing experts to discuss: how the relationship has developed to date, the challenges in that relationship, and what the future looks like for Big Tech and the payments industry. This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Alexandra Rivas-Gale, Jim McCarthy, and Jorn Lambert. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, Benjamin Ensor sat down with Eduardo Novillo Astrada, CEO & Co-Founder, Agrotoken to continue exploring the question set out in our previous Focus episode: "How do agriculture and fintech collide in LatAm?” Join us to hear about Agrotoken's approach to tokenising real-world assets, what this changes for farmers, and the importance of bartering to economy. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Eduardo Novillo Astrada and Pamela Ceballos. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Andreessen Horowitz to open its first international office in London - 6:00 HSBC builds innovation division from the bones of collapsed SVB UK - 20:28 Citizens Bank and Wisetack announce partnership to expand embedded ‘pay over time’ solutions - 32:42 Nasdaq to buy financial software company Adenza in $10.5 billion cash-and-stock deal - 45:40 Desperate for dollars, Argentina just gave digital nomads another advantage over locals - 53:38 Oaknorth boss: Immigration barriers are threatening the UK’s fintech sector -56:00 Snoop Dogg's NFT tour pass lets fans 'travel the world' with him virtually - 57:45 This week's guests include: Anna Irrera, Senior Editor, Crypto, Bloomberg News Bobby Tzekin, CEO, Wisetack This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Anna Irrera and Bobby Tzekin. Links: Andreessen Horowitz to open its first international office in London HSBC builds innovation division from the bones of collapsed SVB UK Citizens debuts consumer financing for SMBs with fintech partner Nasdaq to buy financial software company Adenza in $10.5 billion cash-and-stock deal Desperate for dollars, Argentina just gave digital nomads another advantage over locals Oaknorth boss: Immigration barriers are threatening the UK’s fintech sector Snoop Dogg's NFT tour pass lets fans 'travel the world' with him virtually Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is asking: "What is Anne Boden’s legacy in fintech?" This week's guests include: Anne Boden, CEO, Starling Bank The fintech world has been rocked by the news that Starling Bank’s Founder and CEO, Anne Boden, is stepping back nine years after founding the company. A self-described “5ft tall Welsh woman”, who started a challenger bank in her mid-50s, Boden has been one of the sector’s most passionate and vital voices for the last decade. To give you a glimpse of that drive and determination, we are opening up the archives and we’re bringing you an interview from April 2020 on the 11:FS Breakfast Show. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guest: Anne Boden. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the Money20/20 conference in Amsterdam! We cover the following stories from the fintech and financial services space: Open finance fintech Fabrick raises €40m, expands partnership with Mastercard - 6:30 Lucinity unveils generative AI-powered financial crime compliance copilot - 14:55 UK's newest bank Griffin secures £11m in funding round as it plots expansion - 27:15 Dutch fintech Klearly raises €2.1 million and officially launches its payments app in the Netherlands - 40.40 Our panel gives their highlights from Money20/20 - 49:10 This week's guests include: Jimmy Fong, CCO, SEON Katrina Beckwith, VP - Sales and Business Development, Episode Six Paolo Zaccardi, Co-Founder & CEO, Fabrick WIth soundclips from: Adam Moulson, CCO, Griffin Sam Koekoek, CEO And Co-Founder, Klearly This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Adam Moulson, Jimmy Fong, Katrina Beckwith, Paolo Zaccardi, and Sam Koekoek. Links: Open finance fintech Fabrick raises €40m, expands partnership with Mastercard Lucinity unveils generative AI-powered financial crime compliance copilot UK's newest bank Griffin secures £11m in funding round as it plots expansion Dutch fintech Klearly raises €2.1 million and officially launches its payments app in the Netherlands Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, are joined by some great guests at Money20/20 to ask: "How do we make back office payments processes sexy?" This week's guests include: Ben Morfoot, Director of Product, GoCardless Abid Mumtaz, Commercial Lead for Wise Platform, Wise With soundclips from: David Singleton, CTO, Stripe We get it – the stuff that gets into consumer’s hands is bound to get the most attention from the wider world. But, as certified fintech nerds, should we all be doing more to the bang the drum of the back-end of financial services - the oil in the machine that makes the whole thing operate? In this show, our expert panel discusses: Why do the back-office processes often get overlooked? What are the biggest challenges to shining a light on this niche? Could AI make back-end payments a hot industry topic? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Abid Mumtaz, Ben Morfoot, and David Singleton. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the relationship between agriculture and financial services in Latin America, the historical importance to economies across Latin America, and how this space is developing. This week's guests include: Pamela Ceballos, Senior. Director, Digital Partnerships, Fintech & Ventures, Visa Etienne Gillard, Head of Ventures, Mana Tech Juan Fantoni, CCO & Co-Founder, Pomelo In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Etienne Gillard, Juan Fantoni, and Pamela Ceballos. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: QED closes on $925M to back fintech startups globally - 5:10 UK banks shortchanging savers with ‘measly’ rates, says Which? - 17:10 Klarna's losses halve as Swedish fintech predicts return to profit - 30:00 Plenty’s new wealth-building app targets couples blending finances - 39:45 Property fintech LendInvest sells £243m buy-to-let mortgage portfolio following financing deals - 49:50 HSBC opts for Innovation in rebranding of Silicon Valley Bank UK - 51:30 Amazon ditches Alexa’s celebrity voices and will issue refunds upon request - 53:30 This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Mike Carter, Head of Platform Lending, Innovate Finance With soundclips from: Emily Luk, CEO, Plenty This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Emily Luk, Jason Mikula, and Mike Carter. Links: QED closes on $925M to back fintech startups globally UK banks shortchanging savers with ‘measly’ rates, says Which? Klarna's losses halve as Swedish fintech predicts return to profit Plenty’s new wealth-building app targets couples blending finances Property fintech LendInvest sells £243m buy-to-let mortgage portfolio following financing deals HSBC opts for Innovation in rebranding of Silicon Valley Bank UK Amazon ditches Alexa’s celebrity voices and will issue refunds upon request Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Ross Gallagher, is joined by some great guests to discuss how not to launch a bank! This week's guests include: David M. Brear, Group CEO, 11:FS Ewan Silver, Group CTO, 11:FS Kate Moody, Customer Strategy Director, 11:FS Nas Ahmad, General Counsel, 11:FS At 11:FS, we’ve launched products in different markets, continents, and economic conditions across the globe. But, we often see many of the same challenges popping up again and again. So, we’re giving our experts the Tony Soprano treatment and inviting them to the podcasting therapy couch - to share the biggest hurdles to overcome when launching a product into the world. This is the second part of a two-episode discussion. Last time we focussed on spinning up a product - this time, we’re looking at that all-important launch! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Ewan Silver and Nas Ahmad. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Bank of England plans to reject Revolut's bid for banking licence - 5:00 Brite Payments launches instant payments network - 17:20 Daylight, the LGBTQ+ neobank, calls it quits - 30:40 Fifth Third acquires Rize Money - 39:50 Jia, a blockchain-based lender of small businesses in emerging markets, raises $4.3 million seed - 50:30 Starling Bank chief Anne Boden to step down amid record profit - 53:40 Amazon's palm-scanning tech now lets you buy beer at a baseball game - 56:00 This week's guests include: Lena Hackelöer, CEO, Brite Payments Tom Bianco, Senior Vice President and General Manager of Embedded Payments, Fifth Third Bank With soundclips from: Anne Boden, CEO, Starling Bank Zach Marks, Co-Founder, Jia This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Anne Boden, Lena Hackelöer, Tom Bianco, and Zach Marks. Links: Bank of England plans to reject Revolut's bid for banking licence Brite Payments launches instant payments network Daylight, the LGBTQ+ neobank, calls it quits Fifth Third acquires Rize Money Jia, a blockchain-based lender of small businesses in emerging markets, raises $4.3 million seed Starling Bank chief Anne Boden to step down amid record profit Amazon's palm-scanning tech now lets you buy beer at a baseball game Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Ross, is joined by some great guests to discuss how not to build a bank! At 11:FS, we have experience building financial services products all over the world, with differing budgets, scales, target demographics, and functions. But, we often see many of the same challenges popping up again and again. Today we’re opening up the podcasting version of a rage room - to vent on the biggest hurdles to overcome when turning an idea from nothing into something. This is the first part of a two-episode discussion - with today’s show looking at that initial stage from idea to spinning up a minimal viable product for market. This week's guests include: David M. Brear, Group CEO, 11:FS Ewan Silver, Group CTO, 11:FS Kate Moody, Customer Strategy Director, 11:FS Nas Ahmad, General Counsel, 11:FS Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Ewan Silver and Nas Ahmad. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Surendra Chaplot, Global Head of Product at Wise to continue exploring the question set out in our previous Focus episode: "Will great UX keep European fintechs ahead of their competitors?" Join us to hear Wise' approach to transparency in UX, the challenges in the space still to overcome, and what's next for Wise. All of this, and so much more! This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Emma Kerr and Surendra Chaplot. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: London pension fintech Smart gears up for deals after $95m funding injection - 5:00 Robinhood launching 24-Hour weekday stock trading - 17:45 Tiger Global looks to cash in part of $40bn portfolio of private companies - 28:40 M-KOPA snaps up $250M+ debt, equity for its asset financing platform - 37:50 More red faces at Revolut after boss accidentally hits the wrong phone button, sparking a probe - 46:55 ZestMoney founders resign in wake of failed sale - 48:55 George Osborne to chair Italian investment firm Lingotto - 51:00 This week's guests include: Dan Barker, Chief Marketing Officer, Smart Sophie Winwood, Investment Principal, Anthemis This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Dan Barker and Sophie Winwood. Links: London pension fintech Smart gears up for deals after $95m funding injection Robinhood Launching 24-Hour Weekday Stock Trading Tiger Global looks to cash in part of $40bn portfolio of private companies M-KOPA snaps up $250M+ debt, equity for its asset financing platform More red faces at Revolut after boss accidentally hits the wrong phone button, sparking a probe ZestMoney founders resign in wake of failed sale George Osborne to chair Italian investment firm Lingotto Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "Could 'mortgages as a service' mark the future of homebuying?" This week's guests include: Andrew Lloyd, Chief Customer Officer, Pexa UK Ewan Silver, Group CTO, 11:FS Francesca Carlesi, Co-Founder & CEO, Molo Finance We see embedded finance and banking as a service (or BaaS) as one of the next big evolutions in financial services - whether that’s embedded lending, payments, or insurance. But buying a house remains the biggest and most significant purchase of most people’s lifetimes - and the mortgage process remains a complete headache in most countries. Could partnerships between fintechs, banks, and non-financial players – where mortgage services are embedded at the point of need - be the answer? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Andrew Lloyd, Ewan Silver, and Francesca Carlesi. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Skipton launches deposit-free mortgage aimed at renters - 6:10 Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch - 19:50 WhatsApp now allows Singapore-based users to pay businesses within the app - 32:10 French fintech Green-Got banks €5 million to grow its green banking platform in Europe - 42:05 SEC pays whistleblower $279mn in largest-ever award - 52:30 Music-related home insurance claims revealed as European nations gear up for Eurovision - 54:20 This week's guests include: Dawei Wang, Head of Partnerships, Thunes Urvashi Barooah, Principal, Redpoint Ventures This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Dawei Wang and Urvashi Barooah. Links: Skipton launches deposit-free mortgage aimed at renters Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch WhatsApp now allows Singapore-based users to pay businesses within the app French fintech Green-Got banks €5 million to grow its green banking platform in Europe SEC pays whistleblower $279mn in largest-ever award Music-related home insurance claims revealed as European nations gear up for Eurovision Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, is joined by some great guests to discuss: "Will the future of KYC be truly digital?" This week's guests include: Emma Lindley, Managing Director International Expansion, CAF / Co-founder and Chair, Women in Identity Joe Robinson, Co-founder & CEO, Hummingbird Will Jones, Executive Creative Director, 11:FS As banking technology evolves, so too must the methods for verifying who customers are and keeping them safe. Financial services is embracing new technology, but some are still lagging behind and putting their institutions at risk. Know Your Customer (KYC) doesn’t have a single, one-size-fits-all definition. Different geographies have different anti-money laundering (AML) legislation, and even within the legislation there’s different ways to apply KYC processes within your products and services. In this episode, we look look at the trends, approaches, regulations, and other changes that will shape the future of banking and KYC globally. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Emma Lindley, Joe Robinson, and Will Jones. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we're looking at how great UX spurred on a whole generation of fintechs in Europe, how the banks have fought to catch up, and what the move of Big Tech into this space means for the future of financial services. This week's guests include: Emma Kerr, SVP - Strategic Partnerships - Europe, Visa Axel Cateland, CEO, Spendesk Finanical Services Vasily Starostenko, Head of Product, Revolut This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]! Special Guests: Axel Cateland, Emma Kerr, and Vasily Starostenko. Learn more about your ad choices. Visit megaphone.fm/adchoices