Fintech Insider Podcast by 11:FS

About this episode: On this episode of Fintech Insider, host David Barton-Grimley sits down with Matej Pfajfar, Group CTO at Monzo Bank, to talk about one of the fintech industry's least glamorous - but most critical - topics: outages. With banking apps now at the core of how we manage money, a few minutes of downtime can spark serious disruption. Back in February 2025, a wave of UK bank outages affected millions and it feels like the problem is only getting worse. So, how is Monzo planning to stay ahead? Enter Monzo Stand In, the bank’s behind-the-scenes solution designed to keep essential services running, even when things go wrong. On this episode we unpack what an outage actually means in modern banking, why they’re so hard to avoid, and how Monzo’s unique culture and architecture enabled them to build resilience into their platform by design. This week's guest: Matej Pfajfar - Group Chief Technology Officer, Monzo Bank Advertisements: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. -- Links to check out: Join our ⁠⁠WhatsApp community,⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠Open Mic Night Amsterdam tickets⁠⁠ ⁠⁠Support our charity partner School-Home Support ⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Revolut, Europe’s largest digital bank, has announced plans to invest over €1 billion in France over the next three years, including establishing new headquarters in Paris and securing a French banking licence. Meanwhile, UK regulators are cracking down on the ‘wild west’ of Buy Now, Pay Later schemes with tougher regulations—raising questions about the impact on major players like Klarna. We also speak with JPMorgan Chase about the launch of their FintechForward Programme and the importance of supporting underserved founders and SMEs. Global fintech Airwallex has raised $300 million in a Series F funding round, bringing its total valuation to US$6.2 billion. In India, Paytm, the country’s largest digital payments platform, has introduced a ‘hide payment’ feature to enhance user privacy. Finally, we explore a promising new partnership between UEFA and Visa aimed at transforming their ticketing platforms. This week's guests: James Dodsworth - Senior Manager, Thistle Initiatives Veronica Glab - Independent Fintech Strategist Lucy Ingham - VP of Content & Editor-In-Chief at FXC Intelligence Also featuring voice notes from: Jason Tiede - Global Head of Corp. Dev. & Partnerships, J.P. Morgan. Jason Gottlieb - VP and Global Head of Strategic & Financial Partnerships at Airwallex. Timestamps/stories: Intro - (00:00) Revolut plans to invest €1 Billion in France and Apply for License-(5.29) UK cracks down on ‘wild west’ of Buy Now Pay Later schemes with tougher regulations- (17.49) JPMorganChase announces the launch of its Fintech Forward Programme one year after announcing their £40million investment in the UK.-(29.34) Airwallex raises $300million in Series F funding round -(42.22) Paytm adds a ‘hide payment’ feature adding a new layer of privacy for users-(54.52) Visa partners with UEFA to offer Click to Pay on UEFA ticketing platforms - (56.31) -- Advertisements: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. -- Links to check out: Check out ⁠JPMorganChase's Fintech Forward Programme Join our ⁠WhatsApp community,⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠Open Mic Night Amsterdam tickets⁠ ⁠Support our charity partner School-Home Support ⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠[email protected]⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠11fs.com/ventures⁠ -- On this episode of Fintech Insider Insights, in partnership with Visa, host David M. Brear is joined by an expert panel to explore the future of payments through two lenses: the real-world challenges merchants and payment providers face today, and the innovations shaping how we’ll pay in 2030. We look at: Why the post-2020 payments world demands more than just speed The rise of invisible payments and omnichannel expectations How AI and tokenisation are reshaping both security and customer experience What’s holding merchants back from adopting cutting-edge solutions The bold strategies and tools needed to future-proof the payments experience This week's guests: Triona Smith - Director, GTM at Visa David McGuiness - Chief Product Officer at Frisbii David Messenger - CEO of Global Businesses at PingPong Enable the future of digital payments Guide your merchants toward more secure, seamless and consistent payment experiences whilst improving customer loyalty, reducing fraud risk⁴ and minimising costs. Click here to find out more Win in Digital Commerce | Visa Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Open Mic Night Amsterdam tickets⁠ ⁠Support our charity partner School-Home Support Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠[email protected]⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Monzo eyes up a potential IPO on the UK market whilst Chime announces their listing on the US market. Stripe and Ramp team up to enhance cross border payment solutions using Stablecoins. The Nordic countries are looking to collaborate on an offline card payment system for internet outages, helping to minimise cyber security issues. We also take a look at Monzo’s new product development and discuss if Klarna is rejecting AI in favour of a more physical workforce.. This week's guests: Monika Liikamaa - CEO and Co-founder of Enfuce Jason Mikula - Founder of Fintech Business Weekly Dave Morris - CEO of 11:FS Foundry Plus a voice note from: Andy Sacre - Head of payments at Monzo Timestamps/stories: Intro - (00:00) Monzo and Chime both eye up potential IPOs on the UK and US markets respectively ⁠⁠⁠- (05:55) Ramp expands its partnership with Stripe to offer simplified cross-border payment opportunities - (18:39) ⁠Nordic countries are partnering to develop offline card payment system for internet outages - (33:11) ⁠⁠Satispay Joins Amundi To Bring Investments To Italian Users-(33:11) Monzo launches tool that will allow customers to undo payments - (46:42) Klarna has changed its workforce strategy abandoning recent AI developments in favour of hiring more physical members of staff - (57:20) -- Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. Open Mic Night Amsterdam tickets Support our charity partner School-Home Support -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠[email protected]⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs). Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his time at fintech innovators like Revolut and OakNorth, has shaped his mission to build a better bank for UK businesses. We dive into Allica’s rapid rise, its unique approach to relationship-led banking, and what’s next in their journey towards unicorn status. We also discuss: How Allica Bank is redefining SME banking in the UK The strategy behind its record-breaking growth Competing with neobanks and embracing AI Why branding (hello, orange bowler hat!) matters in fintech This week's guest: Richard Davies - CEO of Allica Bank Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠[email protected]⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Tide is expanding its B2B offering, rolling out its Credit Flex feature for all its customers following a $100million debt raise. Paypal launches its first contactless wallet in Germany, its biggest product development investment in the country to date. Employer.com continues their ‘shopping spree’ acquiring Mainstream.com to bring their value to $700m. Santander has announced it is selling 49% of its Polish business, the former Bank Zachodni, to Austrian bank Erste Group. And we take a look at the FCA’s latest crypto ban... This week's guests: Raphael Landesmann - Director Regulatory Counsel at GSR Carl Hazeley - CEO of Finimize Mathieu Limousi - Chief Marketing Officer at Thunes Timestamps/stories: Intro - (00:00) ⁠UK SME banking provider Tide rolls out a buy now pay later feature after a $100million raise ⁠- (07:06) ⁠⁠Paypal launches contactless mobile wallet in Germany - (17:20) The FCA is considering a ban on crypto purchases using credit - (32:28) ⁠Employer.com acquires Mainstreet.com bringing Employer.com’s value to $700m- (45:44) ⁠Santander raises EUR 7bn from 49% of Santander Bank Polska, Poland’s third-largest bank - (52:05) One in five Brits claim they have been approached to help illegally launder money⁠- (54:19) -- Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠[email protected]⁠⁠! ⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠11fs.com/ventures⁠ -- About this episode: In this episode of Fintech Insider Insights, David M. Brear welcomes Francesca Carlesi, the CEO of Revolut UK, for an in-depth conversation about one of the most transformative years in Revolut’s history. With a strong background in fintech and traditional banking, including co-founding the UK’s first digital mortgage lender, Francesca has brought a wealth of experience and entrepreneurial spirit to her role at Revolut. Over the past year, Revolut secured its highly anticipated UK banking licence, crossed the milestone of 10 million UK customers, and made significant strides towards becoming the primary bank of choice for millions. Francesca shares the inside story of what it took to achieve these milestones, how Revolut’s fast-paced, customer-first culture enabled rapid innovation, and what building a “super app” for financial services really looks like from the inside. The conversation also dives into Revolut’s bold expansion into wealth management, SME banking, lending products, and beyond. This week's guest: Francesca Carlesi - UK CEO of Revolut -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠[email protected]⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode:Host Benjamin Ensor - Director of Research and Strategy at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Robinhood publishes its Q1 results showing an increase in both revenue and profit as it launches its latest offering, Robinhood Gold , to the wealth management market. Mexico’s National Banking and Securities Commission (CNBV) has approved Nubank Mexico’s banking license enabling the firm to evolve into a full service bank. Cross border payments company Thunes furthers its expansion into the US market with a $150million raise in a Series D funding round. Crypto giant Coinbase have teamed up with venture studio, Founders Factors to launch a UK based crypto and AI accelerator and we take a look at Revolut’s first movements into the mobile markets as they launch phone plans. This week's guests: Steve Quirk - Chief Brokerage Officer at Robinhood Miguel Armaza - General Partner at Gilgamesh Venture Kate Drew - Director of Research, CCG Catalyst Timestamps/stories: Intro - (00:00) Robinhood tops estimates amid volatility as crypto slows- (06:34) ⁠Nubank receives banking licence approval in Mexico - (21:29) ⁠Thunes raises $150 million in Series D funding- (33:16) Coinbase and Founders Factory to launch UK crypto and AI accelerator - (44:38) UK fintech Revolut expands lifestyle reach with mobile plans - (54:35) Chicago: security truck drops money bags worth $300,000 on its rounds- (56:32) -- Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠[email protected]⁠! ⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On this special edition of Fintech Insider Insights, David M. Brear, Group CEO at 11:FS, is joined by Ian Rand, CEO of Monument Bank - a pioneering digital private bank designed for mass affluent individuals. Ian took the helm at Monument in 2022, bringing extensive experience from Barclays to lead the bank through a period of rapid growth. We dive into the key ingredients behind Monument’s success and explore what’s next for the future of high-end banking. -- Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. -- For those listening in GCC and Turkey, this episode is sponsored by XM: ⁠https://bit.ly/FintechCopyTrade⁠ -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠[email protected]⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠11fs.com/ventures⁠ -- About this episode: Host Laura Watkins, Director of Media & Marketing, 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Global Payments is buying Worldpay, also selling its Issuer Solutions unit to FIS in a major two-part deal which once closed is expected to turn Global Payments into a streamlined, pure-play merchant solutions company with boosted enterprise and e-commerce capabilities. Saudi Arabia has surpassed the UAE to drive Venture Capital funding in the MENA region to its highest levels since 2023. Circle, the company behind the USDC stablecoin is set to launch a cross border payments network in the coming weeks as they gear up for a long awaited IPO. Haboo money has partnered with Griffin to launch a "save as you repay" wallet scheme. British mid-sized lender Shawbrook has made a tentative £5 billion approach to a merger with digital bank Starling, as it explores alternatives to a lukewarm IPO market. We’re also looking at some of the most overused ‘buzzwords’ in Fintech, checking out some of the ones you could be using instead. This week's guests: Hannah Baynham - Co-founder of haboo money Nick Philpott - Co-founder and Head of Partnerships at Zodia Markets Doug Mackenzie - Freelance Fintech Content Lead Timestamps/stories: Intro - (00:00) Global Payments to acquire Worldpay in $24bn deal - (05:28) Saudi Arabia, UAE lead MENA VC funding to highest since 2023 - (18:01) Circle to launch Stablecoin-powered Cross-Border payments network in May - (31:48) haboo money partners with Griffin - (43:18) Shawbrook weighs alternative to float with £5bn Starling merger approach - (55:03) The most overused buzzwords in fintech and what to say instead - (59:14) -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: Host David Barton-Grimley is joined by some great guests to explore what fintech product leaders are doing to combat fraud. Fraud isn’t going away anytime soon. Scammers now use artificial intelligence, deepfake video calls, and emotionally manipulative tactics - like romance scams - to exploit a growing population of digital-first but fraud-naive users. For bad actors, it’s a golden era. But fintechs aren’t standing still. They’re turning that same technology into defensive tools, aiming to stop fraud before it even starts. In this episode, we unpack the modern fraud landscape and explore what it means to fight fraud at the product-build level - asking how product managers are tackling fraud from the very start of the creation journey and at every step thereafter. This week's guests: Joe Colchester - Head of Product at 11:FS Pulse Tony Brancato - Chief Product Officer at Charlie Monica Millares - Chief Product Officer at BigPay -- Links to check out: Find out more about 11:FS Pulse Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM: https://bit.ly/FintechCopyTrade About this episode: Host Laura Watkins, Director of Media & Marketing, 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Revolut is currently developing a new points-based credit card. South African fintech Stitch has just raised USD 55 million to expand and optimise its unified payments platform across the country. Wise has announced a new full-stack hub in Hyderabad. Earned wage access platform Tapcheck has raised USD 225 million. About 60% of attendees used Coachella's ticket payment plan to spread out the cost of their USD 499 general admission ticket. The founder of Nate, an AI-powered shopping app, has been charged with fraud after it was revealed that the app's checkout process was actually powered by human workers, not AI. This week's guests: Sam Maule - Head of Business Development at Moov Kiaan Pillay - CEO and Co-Founder of Stitch Money Veronica Glab - Independent Fintech Consultant Timestamps/stories: Intro - (00:00:00) Revolut to take on American Express with move into reward credit cards - (02:30:28) Stitch secures $55m in new funding round - (15:18:25) Wise making big tech moves in India - (30:55:00) Tapcheck Raises $225 Million in Equity and Debt Funding to Redefine Payday for America’s Workforce - (40:40:12) Many Coachella Attendees Are Buying Tickets Through BNPL - (52:27:09) Nate founder charged with fraud over 'AI' shopping app secretly powered by humans - (55:02:04) Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: On this week's Fintech Insider Insights, hosts Ross Gallagher and David Barton-Grimley are joined by some great guests to dive into funding. Some have argued that the fintech industry was born in the aftermath of the 2008 financial crash, fuelled by low interest rates, abundant capital, and the promise of building something better than what came before. For years, the playbook was simple: raise big, scale fast, and disrupt everything. After those heady heights, however, the dynamic has shifted. As reported by Innovate Finance, global investment in fintech dropped to $51.2 billion in 2023—a 48% decline from the previous year’s figure of $99 billion—following the pandemic. So, where does this leave our entrepreneurs? Being a fintech founder can be a lonely, even terrifying prospect—unless you’ve got the backing of the best. Today, we’re going to explore what the current funding landscape actually looks like for fintech founders and funders. This week's guests: Tom Easterby - Head of FinTech, Venture & Growth Banking at HSBC Innovation Banking Ruth Foxe Blader - General Partner at Foxe Capital -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech About this episode: Host Ross Gallagher, Head of Ventures, 11:FS is joined by a fantastic panel of returning guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the show: Tariff turmoil: what might be the impact of the changing international tariffs on fintech and IPOs? Research from HSBC Innovation banking shows early-stage investments dominate UK term sheet Brazil central bank to launch Pix instalment feature in September Toulouse lets commuters pay for travel with crypto This week's guests: Sophie Winwood, Co-Founder & CEO at unlock VC & Operating Partner at Foxe Capital Sarah Kocianski, CEO of Fintech Wales. Alex Johnson, founder of Fintech Takes Plus soundbite from: Glen Waters, Head of Early Stage Tech and Life Sciences at HSBC Innovation Banking Timestamps/stories : Intro - (00:00) Klarna pauses its IPO amid tariff turmoil - (04:59) Early-stage investments dominate UK term sheets- (29:40) Brazil central bank to launch Pix installment feature in September - (43:57) Singapore start-up Airwallex to seek UK and US banking licences -(57:19) Toulouse lets commuters pay for travel with crypto - (59:05) -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠11fs.com/ventures⁠ -- About this episode of Fintech Insider: On today's show, we're asking: Is crypto still the rebellious outsider in finance, or has it finally earned its seat at the boardroom table? With tokenisation, stablecoins, and Central Bank Digital Currencies (CBDCs) emerging, crypto seems caught between financial freedom and government oversight. Is it still a revolutionary force, or has it become just another cog in the system? Early scams and volatility kept institutions wary, but is crypto now maturing beyond speculation into a true financial backbone? And if so, is it ready to lead? This week's guests Keith Grose - Senior Country Director, UK at Coinbase Adam Bialy - Flounder and CEO of Fiat Republic Amélie Arras - Marketing and Sales Director at Zumo -- Interact with Fintech Insider Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Stories covered on the podcast this week include: Robinhood is expanding beyond stock trading, introducing wealth management, private banking, and an AI investment tool. UK challenger bank Monzo has launched Contents Insurance. WeeFin, a fintech that helps financial institutions manage their sustainability strategies, has completed a €25m Series B financing round. Hull-based thankyü has launched, claiming to be the first decentralised peer-to-peer tipping platform. OpenAI has raised $40bn in funding, led by SoftBank, valuing the ChatGPT developer at $300bn. This week's guests: Andy Smart - CPO of Monzo Grégoire Hug - CEO, and Co-Founder of WeeFin Hannah Duncan - Award-winning freelance journalist Plus soundbite from: Joe Colchester - Head of Product at 11:FS Pulse Timestamps/stories Intro - (00:00) Robinhood moves into wealth management and private banking - (05:57) Monzo reveals half of renters are unprotected as it launches contents insurance - (16:49) Sustainability fintech WeeFin raises €25 million - (31:58) Wearable UK tipping fintech launches - (44:41) OpenAI raises $40bn in deal with Softbank that values it as $300bn - (54:22) Big drop in child surgery for swallowed objects - (56:54) -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode of Fintech Insider: Benjamin Ensor is joined by a panel of experts to discuss the state of financial literacy - an increasingly crucial topic amid inflation, economic uncertainty, and rising living costs worldwide. Who should take the lead in teaching financial literacy: the government, the industry, parents, or individuals themselves? And what role does fintech play in shaping financial education? Tune is as we discuss! This week's guests Elisabeth Prager - Co-founder of Aila Money Jenny Miller - Head of Product for North America at Wise Tom Davies - VP of Marketing at Yonder -- Interact with Fintech Insider Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Host Ross Gallagher is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Stories covered on the podcast this week include: The worlds of TradFi and crypto merging once again as Kraken buys NinjaTrader, Lumber securing $15.5M to boost workforce management with agentic AI, Project Nemo teaming up with HSBC Innovation Banking to enhance disability inclusion in fintech, Robinhood launching banking and wealth management services, and Chime launching Instant Loans. This week's guests: Oleg Pravdin - Head of Product at Lumber Joanne Dewar - Project Nemo Lead at Project Nemo Miguel Armaza - General Partner at Gilgamesh Ventures Timestamps/stories Intro - (00:00) Kraken bolsters multi-asset strategy with $1.5bn NinjaTrader acquisition - (06:57) Lumber raises $15.5m to enhance workforce management platform with agentic AI - (16:56) Chime Introduces $500 Instant Loans - (36:07) Project Nemo partners with HSBC Innovation Banking to accelerate disability inclusion within FinTech - (44:50) Robinhood is launching bank accounts that will deliver physical cash ‘to your doorstep’ - (57:40) Paralympic gold medalist turns fintech CIO at Enfuce - (01:01:19) Links to check out: Sign up for Project Nemo and HSBC Innovation Banking's Digital Accessibility Launch Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey Fintech Insiders! On his week’s Insights podcast we bring you something a little different! About this episode of Fintech Insider: Recorded live at J.P. Morgan's E-Commerce and Payments Forum, host David M. Brear is joined by a panel of payments experts who take on an exciting challenge: building a best-in-class payments ecosystem from scratch - at the request of an eccentric billionaire. Where do they begin - technology or regulation? And which best-in-class use cases from around the world will inspire their approach? Tune in to find out! This week's guests Adit Gadgil - Global Head of Sales, E-Commerce & Technology at J.P. Morgan Payments David Messenger - CEO, Global Business at PingPong Payments Irina Chuchkina - CMO at Volt.io -- Interact with Fintech Insider Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! -- For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 -- About this episode: Our expert hosts David M. Brear and Ross Gallagher present Fintech Insider News live from Village Underground in London, along with some great guests to discuss the biggest fintech and financial services news this week. Stories covered on the podcast this week include: Klarna has filed to IPO in New York City, Revolut is hiring more than 100 people as they look to become a proper bank, and The FCA wants banks do more AI. This week's guests: Valentina Kristensen - Corporate Affairs, OakNorth Alexandra Rivas-Gale - VP of Product, Clearbank Nicolas Benady - CEO, Swan Timestamps/stories Intro - (00:00) Klarna files for a potentially Blockbuster IPO - (07:25) Revolut goes on hiring spree to prep mobilization for UK banking - (21:35) FCA seeks regulatory clarity over lacklustre AI adoption by UK banks - (38:14) Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 -- About this podcast On a recent episode of Fintech Insider, we sat down with a panel of product experts to explore how to build and launch a product. But launching is only half the battle. How do you drive awareness and bring customers into your ecosystem? And once they’re in, how do you keep them engaged? In this episode, host Laura Watkins is joined by a great panel to break down the fintech marketing playbook - what’s working, what’s not, and what banks can learn from the challengers reshaping the industry. And here’s the twist: as fintechs scale, navigate regulation, and expand their offerings, they might just have something to learn from the banks too. This week's guests Bryan McCarty - Head of Product and Product Marketing at Orum.io Jack Cully - Head of Brand and Product Marketing at Plum Louis Debatte - VP of Product Marketing at Adyen -- Interact with Fintech Insider Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 -- About this episode: Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Stories covered on the podcast this week include: Curve and Infact partner to improve financial inclusivity. The FCA wants to make homebuying easier for Brits. Americans lost $12.5 billion to scams last year. Marqeta and Spendesk have teamed up to enhance payment services for SMBs. Nubank is a major user of OpenAI. Nationwide is giving £50 to each of its 12.3 million customers as a “thank you” for their support during the Virgin Money merger. This week's guests: Valentina Kristensen - Corporate Affairs Director at OakNorth Will Mason - CEO of Infact James Dodsworth - Senior Manager, Financial Crime at Thistle Initiatives Timestamps/stories Intro - (00:00) Curve and Infact Partner to Bolster Financial Inclusivity Through Real-Time Credit Reporting - (04:33) Marqeta and Spendesk FS partner to enhance expense controls - (16:42) FCA sets out to to support home ownership - (28:11) FTC says Americans lost $12.5 billion to scams last year - social media, AI and crypto didn’t help - (35:00) Nubank elevates customer experiences with OpenAI - (48:15) Nationwide gives 12.3 million customers early Easter gift - (50:05) -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this podcast Whether it’s in meetings with clients, at one of our events, or on this very podcast, it sometimes feels like generative artificial intelligence (GenAI) is all anyone ever wants to talk about. So, where do we stand with GenAI in financial services today? And is financial services really where all the most interesting GenAI developments are happening? Well, on today’s episode, host David Barton-Grimley is joined by some great guests to find out! This week's guests Aditi Subbarao - Global Financial Services Industry Lead at Instabase Colin Payne - Head of Innovation at The FCA Fernanda Dobal - Product Director of AI and Chat at Cleo -- Interact with Fintech Insider After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Host Laura Watkins is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Stories covered on the podcast this week include: The AI-powered risk decision platform Taktile has just raised $54 million in Series B funding. Brex’s enterprise segment saw 80% net revenue growth in 2024, positioning the company for future stability and a potential IPO. Banking apps, including Lloyds Bank and Halifax, were significantly impacted by outages over February payday. UK asset manager Abrdn has rebranded itself back to “Aberdeen” after being widely ridiculed for removing most of the vowels from its name in 2021. Meanwhile, Ramp's valuation has nearly doubled to $13 billion. This week's guests: Sophie Winwood - Co-Founder and CEO at unlock VC, and Operating Partner - Foxe Capital Art Levy - Chief Business Officer at Brex Maik Taro Wehmeyer - Co-Founder and CEO of Taktile Timestamps/stories Intro - (00:00) Risk decisioning fintech Taktile raises $54 million Series B funding - (05:22) Fintech Brex eyes $500 million in revenue as IPO mulled - (17:26) Banking outages shake confidence in UK financial system: What can be done? - (33:16) ABRDN to become Aberdeen in undoing of ridiculed 2021 rebrand - (44:34) Ramp, a 6-year old fintech startup, has more than doubled its annualised revenue to $700M - (54:47) A call to the industry on funding women this International Women’s Day - (56:59) Links to check out: After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode In this episode of Fintech Insider, in partnership with LexisNexis Risk Solutions, host Benjamin Ensor is joined by expert guests to discuss resilience in an increasingly uncertain world. With fraud, cyberattacks and global instability on the rise, resilience has never been more crucial. But what does it truly mean to be resilient, and why does it matter now more than ever? More importantly, how can companies strengthen their resilience in 2025? Join us as we explore! This week's guests Steve Elliot - Managing Director at LexisNexis Risk Solutions Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank Jessica Cath - Partner, Financial Crime at Thistle Initiatives -- Building Resilience to Risk In 2025, resilience has fast become a top priority for senior leaders as they work to protect their organisations and customers from evolving business-critical risks. From geopolitical uncertainty, regulatory shifts, and emerging financial threats, risk is becoming harder to predict, and organisations must be prepared to adapt at speed. For senior leaders, risk isn’t just about preventing threats, it’s about ensuring stability, compliance, and long-term commercial success. The ability to anticipate disruption, align with regulatory expectations, and maintain trust is what separates businesses that thrive from those that fall behind. LexisNexis Risk Solutions enables many of the worlds most trusted brands to make fast and accurate risk decisions when detecting and preventing economic crime and assessing credit risk, through highly effective identity, compliance and credit risk solutions. Find out how risk leaders are strengthening resilience where it matters most: risk.lexisnexis.co.uk/see-what-matters. -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Hollywood’s biggest night might be over, but don't fear because Fintech Insider hosts Laura Watkins and Ross Gallagher are joined by some fintech A-listers to discuss something even more exciting: the biggest stories in fintech and financial services from the past week! Stories covered on the podcast this week include: Embedded finance platform NatWest Boxed has secured its first customer and teamed up with The AA. Affirm has renewed its partnership with Shopify to remain the exclusive pay-over-time provider for Shop Pay Instalments in the US. Galileo is bringing its debit card rewards programme - which allows brands to offer debit users access to rewards normally reserved for credit card customers - to the US hospitality sector. HSBC Innovation Banking bets £30m on fintech ClearScore. The SEC has closed its investigation into Robinhood’s crypto unit, and the Trump administration plans to introduce a new 'gold card' programme, which would grant permanent US residency to individuals in exchange for a $5 million investment. This week's guests: Tom Bentley - Head of Growth at Natwest Boxed Raquel Soares - Director of Marketing and Communications Edenred Payment Solutions Plus soundclip from: David Feuer - CPO at Galileo Timestamps/stories Intro (00:00) Natwest Boxed partners with The AA to expand access to loans and savings (05:08) Affirm partners with Shopify and becomes exclusive pay-over time provider in US and Canada (17:53) Galileo brings co-brand debit rewards to hospitality sector (33:02) HSBC Innovation Banking bets £30m on fintech Clearscore (44:00) The SEC will not sue Robinhood over crypto (56:12) Trump touts $5 million “gold card” US residency plan (58:09) -- Links to check out: After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode Launching a new product is one of the toughest challenges in fintech. Success requires strategic decision-making, stakeholder alignment, regulatory navigation, and a data-driven approach to execution. In this episode, David Barton-Grimley is joined by industry experts from Chip, JP Morgan, and Wise to discuss the key factors behind a successful fintech product launch - from ideation to go-to-market strategy, customer feedback, and long-term sustainability. With increasing compliance costs, investment tightening, and evolving customer expectations, fintech companies must be highly strategic in their product launches. The guests share real-world insights on overcoming these hurdles and ensuring product-market fit, scalability, and profitability. This week's guests Corinna Lamberti - CPO of Chip Daniel Baker - Executive Director, EMEA Product Head of Core & Emerging Payment Rails J.P. Morgan Balazs Barna - Head of US Engineering at Wise Interact with 11:FS If you're looking to launch a winning product why not speak to the team that has experience building startups like Monzo, Starling, Nutmeg, and corporate ventures like Mox and Mettle - 11:FS Ventures. We've taken 20+ ventures around the world from ideas to reality, and yours could be next. Get in touch at; 11fs.com/ventures About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: This week on Fintech Insider News, host David Barton-Grimley teams up with a panel of experts to explore the most compelling fintech and financial services stories we've uncovered. Stories covered on the podcast this week include: Chase has officially overtaken Monzo as Britain’s favourite bank, according to a new CMA survey. Lloyds Bank has teamed up with fintech Doshi to launch a gamified financial education platform aimed at young people. It’s a sorry picture for the global fintech sector in H2 2024, as both fintech investment and the number of deals fell to levels not seen since 2017. Meanwhile, Dashen Bank, one of Ethiopia’s leading private banks, has partnered with global nonprofit Accion and the Mastercard Center for Inclusive Growth to better serve small businesses, and social investing platform eToro has officially filed for an IPO in the US. This week's guests: Daniel Rose - CEO of Doshi Daniel Lanyon - Co-Founder of Tramlines Ruth Foxe Blader - General Partner at Foxe Capital Timestamps/stories Intro (00:00) Bank overtakes Monzo to become Britain’s favourite (04:17) Lloyds drives gamified education for young people in partnership with Doshi (11:59) Global fintech investment falls to 7 year low (27:25) Ethiopia’s Dashen Bank Partners With Accion and Mastercard to Connect Small Businesses to the Digital Economy With New Innovation Hub (35:47) eToro files for US IPO, reportedly eyeing potential $5bn valuation (44:06) Nearly 1 in 10 Brits Rely on YouTube for Financial Advice, Despite Only 26% Believing It’s a Trustworthy Source (45:32) -- Links to check out: After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: On this episode of Fintech Insider Insights, hosts David M. Brear and Jamie Campbell are joined by special guests to explore how mergers and acquisitions are reshaping the financial services industry as we know it. For many in our field, M&As feel like the financial world’s equivalent of football transfer season—exciting, strategic, and game-changing. But with increasingly complex regulatory frameworks and tighter margins, fintech-to-bank acquisitions have been slower to take off. Meanwhile, large banks are consolidating their power, hoovering up the competition, and redrawing the lines on the banking battlefield. So, what are the forces driving this massive transformation? And what does it mean for the future of financial services? Let's find out! This week's guests: Mariela Hunter - Fractional COO Josh Williams - EVP / Chief Banking Officer & Head of Partnerships at Seattle Bank Nick Conway - Director, Fintech at HSBC Innovation Banking -- This episode is sponsored by Pleo Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter. Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities. Download your copy -- Some links to check out: After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: On this week's episode of Fintech Insider News, host Ross Gallagher is joined by a panel of experts to dive into the most fascinating stories in fintech and financial services that we've uncovered this week. Content warning: This episode contains discussions of mental health struggles, including references to suicide. If these topics are sensitive for you, please listen with care. If you or someone you know is struggling, help is available - please reach out to a trusted friend, family member or a mental health professional. Stories covered on the podcast this week include: Klarna partners with J.P. Morgan ahead of its much-anticipated IPO. Robinhood launches trading options in the UK. QED has invested in Raenest, which seeks to address the issue of slow payments for remote and freelance workers in Africa. Plaid is reportedly working with Goldman Sachs to raise between $300M and $400M through a secondary share sale. AMP's new digital bank is specifically designed for small business owners and solopreneurs. AMP has also launched a new digital bank for side hustlers to manage finances on the go, built on Starling Bank’s Engine platform. This week's guests: Veronica Glab - Independent fintech consultant Megan Caywood Cooper - Founder and CEO of Caywood Sarah Kocianski - CEO of Fintech Wales Timestamps: Intro - (00:00) Klarna signs with J.P. Morgan Payments to expand merchant services offering - (06:00) Robinhood options trading launches in the UK - (18:08) QED leads $11M investment in Nigerian fintech Raenest - (31:13) US open banking fintech Plaid reportedly plotting potential $400m secondary share sale - (42:12) Australia’s AMP taps Starling tech for SMB digital bank - (52:01) And finally - A discussion about romance scams ahead of Valentine’s Day - (55:29) -- This episode is sponsored by Pleo Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter. Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities. Download your copy -- After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: In this episode, in association with Pleo, we're taking a look at one of the most important but often under appreciated aspects of any organisation: the collaboration between finance teams and the rest of the business. Finance teams are often viewed as the gatekeepers of budgets and numbers, the guardians of growth but what’s really going on behind the spreadsheets? To help us uncover the truth, we’ve partnered with Pleo, which has commissioned and published some fascinating research with nearly 3,000 medium-sized businesses across seven European countries to find out what finance teams across a wide variety of industries are really thinking and how better collaboration can unlock growth and success for everyone. This week's guests: Søren Lonning - Chief Financial Officer at Pleo Betsy Samuel - Chief Marketing Officer at Thredd Jovi Overo - CEO of Vault -- This episode is sponsored by Pleo Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter. Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities. Download your copy -- Some links to check out: After Dark tickets Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: On this week's Fintech Insider News, host David Barton-Grimley is joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week. Stories covered on the podcast this week include: The PRA and FCA are in contact with Barclays after an IT failure left thousands unable to access their accounts for days. Adyen has partnered with open banking provider Yapily to enhance business account verification and merchant onboarding across Europe. Santander's digital US bank, Openbank, has surpassed $2 billion in deposits. Curve has become the first to offer Section 75 protection on purchases made through its Wallet. Meanwhile, Project Nemo is launching its first challenge to tackle financial exclusion for adults with learning disabilities. This week's guests: Stefano Vaccino - Founder and CEO of Yapily Shachar Bialick - CEO of Curve Jade Thomas - VP of Marketing at Primer Plus soundclip from: Joanne Dewar - Project Nemo Lead Timestamps: Intro (00:00:00) UK’s banking watchdog probes Barclays over IT outage (04:39) Adyen selects Yapily to expand open banking capabilities in Europe (15:44) Santander’s US digital bank platform marks $2 billion in deposits (27:06) Curve is the First Digital Wallet to Offer Section 75 Protection on All Cards, Even Debit (37:13) Project Nemo and Fintech Fringe Launch Innovation Challenge to Tackle Financial Exclusion for People with Learning Disabilities (46:34) And finally - What is your favourite financial services advert of all time? (49:37) -- This episode is sponsored by Pleo Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter. Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities. Download your copy -- Some links to check out: Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Learn more about Project Nemo -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Fintech Insider Insights, host Ross Gallagher is joined by some great guests as we explore what defines an exceptional user experience in the ever-evolving world of fintech and banking apps. Here at 11:FS we’ve just released our annual Pulse report, spotlighting the best and brightest products shaping financial services today, and on this show we unpack some of the insights we’ve uncovered in the report, as well as exploring the trends that will define the future of user experience going forward. This week's guests: Jannick Malling - Co-founder and Co-CEO of Public.com Joe Colchester - Head of Product at 11:FS Pulse Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Get your ticket now at 11fs.com/afterdark -- After Dark is back in London this March, and YOU ARE INVITED! Join us for a live recording of Fintech Insider News, followed by drinks and networking on Wednesday 19th March at Village Underground in London. 11:FS’s main man, David M. Brear, is back on hosting duties, while 11:FS Head of Ventures, Ross Gallagher, will be joining the action to help us quiz our panel on the biggest FS stories of the week. More guests announced soon! Bring your colleagues, tell your friends - see you in March. Get your ticket now at 11fs.com/afterdark This edition of After Dark is sponsored by Swan, HaysMac and Flagright. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Fintech Insider News, host Benjamin Ensor is joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week. This week, we're looking at: the social media platform formerly known as Twitter announcing a partnership with Visa to power its upcoming financial services product, X Money; what the Chinese AI startup DeepSeek might mean for financial services; TravelPerk's acquisition of Yokoy, a Swiss spend management platform, in a deal that will expand its reach into financial services; Checkout announcing a profitable end to 2024; and Australia bringing Buy Now, Pay Later (BNPL) providers under formal financial regulations. This week's guests: Rory O’Neill - CMO of Checkout.com Vivek Madlani - CEO and Co-founder of Multiply Nicolas Benady - CEO of Swan Stories covered on the pod: X announces a partnership with Visa to power X Money’s wallet A shocking Chinese AI advancement called DeepSeek is sending US stocks plummeting NatWest Group Invests in Serene – An AI Platform Tackling Financial Vulnerability Softbank backed TravelPerk doubles valuation to $2.7 billion, plans fintech push Checkout.com sets stage for return to profitability Australia tells BNPL providers to apply for credit licences -- Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report -- Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's insights show, we're taking a deep dive into one of the most interesting fintech success stories in recent years - Zilch! Host Kate Moody is joined by Zilch Co-Founder and CEO Philip Belamant to discuss how the company went from raising its Series A funding during the COVID pandemic to being valued at over £2 billion today. We also explore what it takes to create a standout product, how Zilch leverages AI, regulatory challenges, and the experience of building a business in London. This week's guest: Philip Belamant - CEO and Co-founder of Zilch -- Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Fintech Insider News, hosts Benjamin Ensor and Dave Morris are joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week. This week, we're looking at the launch of DORA and its implications for financial services. The UK’s Payment Systems Regulator (PSR) has published three core commitments to foster growth, innovation, and competition in the UK payments landscape. Belvo and J.P. Morgan Payments have partnered to enhance recurring payments management in Mexico. Nu Holdings is reportedly considering relocating its legal domicile to the UK. HSBC’s international payments app, Zing, launched in January 2024 to compete with fintechs like Wise and Revolut, is set to shut down after just a year. And, Barclays is shutting down its Rise accelerator programme. This week's guests: James Dodsworth - Senior Manager, Financial Crime at Thistle Initiatives Uri Tintoré - Co-Founder and Co-CEO of Belvo Stories covered on the pod: The EU's Digital Operational Resilience Act (DORA) comes into force The UK’s Payment Systems Regulator unveils three key commitments for final phase of payments strategy Belvo and J.P. Morgan Payments Aim to Streamline Direct Debit Payments for Mexican Businesses Nubank parent company considers moving legal domicile to Britain HSBC to close international payments app Zing a year after launch Barclays to wind down fintech accelerator programme Rise by “mid-2025” -- Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Fintech Insider Insights, David Barton-Grimley, Fintech Strategy Director at 11:FS, and Benjamin Ensor, Director of Research and Strategy at 11:FS, are joined by some great guests to discuss loyalty. What is the longest relationship you’ve ever had? Family, friends, your partner will obviously be up there - but how about who you bank with? From opening your first account when you're a child, to buying your first car, house, and planning your estate, our relationship with financial services spans an entire lifetime. Many people used to spend their entire lifetime with one institution, yet is the relationship only skin deep? With the introduction of mobile technology and fierce competition over the past decade we’ve seen people’s loyalty fade. So, how can banks and FIs in 2025 put loyalty back up the agenda? We're joined by: Vuokko Aro - Chief Design Officer at Monzo Tim Chong - Co-founder and CEO of Yonder -- If you're looking to launch a new loyalty scheme or evolve your rewards programme, get in touch with 11:FS Ventures today at https://11fs.com/contact -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Learn more about your ad choices. Visit megaphone.fm/adchoices

All of us at 11:FS send our love and support to all of our friends in Los Angeles who have been affected by the wildfires. On this week's Fintech Insider News, host David M. Brear is joined by a great panel of experts as we take a closer look at the most interesting stories from the past week in fintech and financial services. This week, we're looking at: the recent wildfires in Los Angeles and their impact on financial services, as well as what fintech can do to help in the future; Freetrade being sold for a "disappointing" £160 million; the expansion of a Blackstone-backed wealth management firm catering to India’s affluent, with the opening of a new office in Dubai; a partnership between leading payment orchestration platform Yuno and PayPal; and the UK innovation ecosystem reaching a combined enterprise value of $1.2 trillion in 2024. This week's guests: Catherine Kaupert, Global Head of Partnerships of Yuno Ruth Foxe Blader - General Partner at Foxe Capital Daniel Gold - CEO of Stratiphy Stories covered on the podcast: California wildfires expected to speed digital payout adoption for insurance industry Freetrade: IG Swoops for trading app Blackstone backed wealth manager for India’s rich opens in Dubai Yuno and PayPal team up to simplify digital payments for merchants UK innovation economy worth a combined £1.2 trillion - HSBC Innovation Banking release their 2025 forward look Innovation Report -- Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote -- Open Mic Night tickets -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's dive into fundraising! In this episode of Fintech Insider Insights, David Barton-Grimley, Fintech Strategy Director at 11:FS, is joined by some great guests to look at the current state of fundraising in financial services. Funding stories are everywhere. We’ve probably covered over 100 on Fintech Insider News in the past twelve months alone, everything from seed rounds to IPOs. But what actually goes into making these funding rounds happen, and maybe more importantly, what happens after the money hits your account? To find out we're joined by some great guests: Jamie Campbell - Head of VC at 11:FS Giles Hutson - CEO and Co-founder of Insignis Cash Kirsty Lowe - Finance Director at Perlego -- This episode is sponsored by Insignis Cash. -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Fintech Insider News, host Laura Watkins is joined by special guests to discuss the most interesting stories from the past week in the world of fintech and financial services. Topics covered include: WhatsApp Pay being made available to all 500 million users in India; fintechs spending more on ads than ever before; Bench's acquisition by Employer.com; the UK’s Centre for Finance, Innovation and Technology securing key strategic partners; and Besiktas becoming the first football club in Turkey to launch a startup with the Besiktas Super App. This week's guests: Kate Drew - Partner, Director of Research at CCG Catalyst Aditi Subbarao - Strategic Partnerships Lead at Instabase Rob Haslingden - Head of Impact Assessment and Engagement at CFIT (Centre of Finance, Innovation and Technology With soundclip from: Hande Oztek - Head of Digital at Besiktas Stories covered on the show: WhatsApp Pay made available to all Indian Users Fintech ad spending climbs 45% in last 3 years CFIT secures strategic industry partners for 2025 Employer.com buys Canadian fintech Bench Accounting for undisclosed sum SC Ventures launches invoicing and billing fintech to SMEs in APAC Turkish Super League football club Besiktas enters the world of fintech with new Super App -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back! Welcome to the first Fintech Insider Insights of 2025. In this episode, host Laura Watkins is asking three of her fellow Fintech Insider hosts to put reputations on the line, open themselves up to a little friendly ridicule, and boldly predict the future of fintech. After a year marked by incredible industry consolidation, we’re all eager to uncover the biggest trends shaping the next twelve months. What will we be talking about in 2025? And, more importantly, what products, people, and innovations will dominate the headlines? This week's guests: David M. Brear, Group CEO at 11:FS Dave Morris, Global Head of Technology at 11:FS Ross Gallagher, Head of Ventures at 11:FS -- Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week for the final time in 2024! Topics covered include: US personal finance app Current’s fundraise as it looks to accelerate its path to profitability; Eviden, part of the Atos Group, fintech innovator Ordo, and blockchain company ByzGen launching an open banking solution to facilitate real-time, flexible payments; digital bank Tyme raising $250 million to reach unicorn status; and Visa and Mastercard facing trouble in the US, UK, and New Zealand. Plus, who’s on Santa’s fintech naughty or nice list? This week's guests: Fliss Berridge - UK Managing Director of Ordo Emily Nicolle - Crypto and Fintech Reporter at Bloomberg Trevor Marshall - CTO and Co-founder of Current Stories covered on the show: Current raises $200 million to fast-track profitability Open banking is the key to facilitating better payments: Eviden, Ordo and ByzGen launch new offering African digital bank Tyme raises $250 million round led by Nubank at $1.5 billion valuation Regulator set to limit card fees after Visa and Mastercard price hikes bunq first bank in the world to launch real time speech-to-speech AI translation Our 2024 fintech naughty or nice list We're taking a little break to eat mince pies and open up our presents. But don't worry! We'll be back on your podcast feeds on Thursday 9th January with our predictions episode. _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s our final Insights episode of the year! This week, we’ve gathered a panel of certified Fintech Insiders to look back at the stories that shaped the past 12 months in fintech and ask: If 2023 was a year of turbulence and reckoning for the industry, was 2024 the year fintech bounced back? Host: Kate Moody - Customer Strategy Director at 11:FS This week's guests: Benjamin Ensor, Director of Research & Strategy at 11:FS David-Barton Grimley, Strategy Director at 11:FS Jason Mikula, Founder of Fintech Business Weekly & Head of Industry at Taktile -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review! Learn more about your ad choices. Visit megaphone.fm/adchoices

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: Norway’s Vipps MobilePay becoming the first company in the world to offer a competing option to Apple Pay on iPhones; Goldman Sachs withdrawing from the Net-Zero Banking Alliance; Zopa Bank, one of the earliest UK fintechs, announcing it has recently raised £68M in an equity round; Aviva, the UK’s largest insurer, reaching a preliminary agreement to acquire rival Direct Line for £3.6bn; and Vanguard spinning off its $900 billion wealth and advice segment into a standalone unit. This week's guests: Baard Slaattelid - Director, Strategic Payment Partnerships at Vipps MobilePay Hannah Duncan - Award winning freelance writer Matthew Jones - Head of Ventures at Transverse Plus soundbite from: Steve Hulme - CFO of Zopa Bank Stories covered on the show: Norway’s Vipps launches world’s first Apple Pay rival for iPhone Goldman decides to leave world’s top climate alliance for banks Zopa Bank hunts for fintech acquisitions after £68 million fundraise Direct Line accepts £3.6bn takeover after rival insurer Aviva raises bid Vanguard revamps $900bn unit to speed up investment I gave my kids £300 to see what they would do with it _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's insights episode, host David Barton-Grimley is joined by Lori Schwartz, who took on the role of Global Head of Treasury Services at J.P. Morgan Payments earlier this year. Join us as we discuss Lori’s new role, the innovations happening in the treasury services and payments space, and how to foster innovation in a large organization like J.P. Morgan. This week's guest: Lori Schwartz - Global Head of Treasury Services, J.P. Morgan Payments -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review! Learn more about your ad choices. Visit megaphone.fm/adchoices

Join host Laura Watkins alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: A big few weeks for social media users in Australia as a social media ban for under-16s is approved, Meta cracking down on financial scams, US HR fintech Deel acquiring UK-based Wise competitor Atlantic Money, Ivory Coast-based HUB2 raising $8.5 million in their mission to become the "Stripe of Francophone Africa," an update from PensionBee on their US expansion, and Bunch's UK GM sharing insights on their UK launch. This week's guests: Jasper Martens - CMO at PensionBee Tomás Herrmann - UK General Manager, bunch Simone Joyce - CEO of Paypa Plane Stories covered on the show: Australian social media ban on under 16s approved in parliament and Meta to force financial advertisers to be verified in bid to prevent celebrity scams Deel boosts European payments infrastructure with acquisition of Atlantic Money bunch launches in the UK to transform Private equity and VC operations HUB2 banks $8.5m to become the 'Stripe for Francophone Africa' Black Friday spending approaches $11 billion fuelled by e-commerce A check in with our friends at PensionBee Glassdoor CEO ‘loves’ to ask this simple question during job interviews - it can reveal a major red flag _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to discuss digital lending. Recently on the podcast we’ve had a lot of really great discussions about lending. However, these have mostly focussed on fintechs offering funding to small and medium sized businesses, who are helping to fill the gap left by big banks who are more hesitant to lend to them. But what is fintech doing to improve the experience of actual human people who want to borrow some money? Well, we've assembled a great panel of experts to find out! This week's guests: Rob Pasco - GM Credit at Curve Sophie Heriot, Account Director, International Accounts at Nova Credit Tom Davies - VP of Marketing at Yonder -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Learn more about your ad choices. Visit megaphone.fm/adchoices

On this special bonus episode of Fintech Insider, host Benjamin Ensor sits down for an exclusive interview with Martin Sokk, the CEO of investment platform Lightyear. In a wide-ranging discussion, they talk about how Lightyear carved out its place in the retail and enterprise investment market, its future plans, and how it fits into a rapidly evolving sector. Martin also shares exciting details about some new product developments from the Lightyear team. We hope you enjoy listening to this episode as much as we enjoyed making it! _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: A damning report by MPs and Lords has accused the Financial Conduct Authority (FCA) of being unfit for purpose. Meanwhile, Italian bank UniCredit has offered €10 billion to acquire domestic rival Banco BPM, Checkout.com is expanding into Japan, UK lenders are bracing for mammoth payouts following a court ruling on car loans, AI wealthtech Range has raised significant funding, and researchers at King’s College London, in collaboration with the charity Greater Change, are conducting the UK’s first large-scale study to assess whether targeted financial support is more effective than traditional homelessness assistance. This week's guests: Javed Anjum - CEO of OneBanx Matthew Williamson - Partner at Thistle Initiatives Selma Piper - Founder of Fintech Fiends Stories covered on the show: ‘FCA is incompetent at best, dishonest at worst,’ claim MPs and peers UniCredit offers to buy rival Italian lender Banco BPM Checkout.com expands in Japan to strengthen its global presence Banks brace for mammoth payouts after court’s car loan ruling AI wealthtech Range raises $28 million Series B to disrupt traditional wealth management Homeless people to be given cash in first major UK trial to reduce poverty _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got a question for us? Email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices