Fintech Family Hour

My guest this week is Kabir Kumar, Investor at Flourish Ventures. Flourish is a Venture Firm focused on investing in entrepreneurs whose innovations help people achieve financial health and prosperity.Helpful links: Flourish WebsiteKabir on LinkedinFFS Episode with Emmalyn Shaw

LIVE from Money20/20 in Las Vegassssss! My guest this week is Ohad Samet, Co-Founder & CEO at TrueAccord. This week's episode is brought to you by lsbx.com. If you’re a startup or growth stage company looking to find a direct banking relationship for deposits, debit card issuance, or access to banking rails through a great partner, go to LSBX.com. Lincoln Savings Bank is a member of the FDIC.  Helpful links: LSBx WebsiteOhad on TwitterTrueAccord Website

LIVE from Money20/20 in Las Vegassssss! My guest this week is Joe Robinson, Co-Founder & CEO at Hummingbird, The Compliance Mission Control.This week's episode is brought to you by lsbx.com. If you’re a startup or growth stage company looking to find a direct banking relationship for deposits, debit card issuance, or access to banking rails through a great partner, go to LSBX.com. Lincoln Savings Bank is a member of the FDIC.  Helpful links: Hummingbird WebsiteJoe on LinkedinHummingbird on Twitter

LIVE from Money20/20 in Las Vegassssss! My guest this week is Daniel Kimerling, Founder and Managing Partner at Deciens, a leading Fintech Venture Capital Fund.This week's episode is brought to you by lsbx.com. If you’re a startup or growth stage company looking to find a direct banking relationship for deposits, debit card issuance, or access to banking rails through a great partner, go to LSBX.com. Lincoln Savings Bank is a member of the FDIC.  Helpful links: Dan on Twitter (@dkimerling)Dan on LinkedinDeciens WebsiteSubscribe to the newsletter @ www.forfintechsake.com

My guest this week is Trent Bigelow, CEO at Abound.Abound makes it easy for the best businesses in the Independent Economy to offer benefits to independent workers in a compliant way and to build autonomous finance features that help protect independent workers.This week's episode is brought to you by lsbx.com. If you’re a startup or growth stage company looking to find a direct banking relationship for deposits, debit card issuance, or access to banking rails through a great partner, go to LSBX.com. Lincoln Savings Bank is a member of the FDIC.  Helpful links: Trent on LinkedinFFS Listener Website LinkLSBX WebsiteSubscribe to the newsletter @ www.forfintechsake.com

My guest this week is Sanjib Kalita, Editor In Chief at Money20/20 and CEO at guppy.ai. Sanjib and the Money20/20 team penned their first White Paper in their storied ten year history. It's called The Building Block of Fintech 2.0. You can download the full white paper using this link. Go to www.forfintechsake.com for helpful links and more information.Helpful links: Sanjib on LinkedinMoney20/20 WebsiteThe Building Blocks of Fintech 2.0Subscribe to the newsletter @ www.forfintechsake.com

My guest this week is Eke Urum, Founder and CEO at Rise Vest. Rise is a Nigerian based startup that connects users to US investments that earn returns in dollars. Folks can get started with a minimum of $10.Go to www.forfintechsake.com for helpful links and more information.Helpful links: Eke on LinkedinRise.CapitalEke on TwitterSubscribe to the newsletter @ www.forfintechsake.com

My guest this week is Tobin Van Ostern, Co-Founder at Savi. Savi helps America's 46 million student loan borrowers easily lower their payments and find forgiveness. Go to www.forfintechsake.com for helpful links and more information.Helpful links: Tobin on LinkedinSavi Website Savi on TwitterSubscribe to the newsletter @ www.forfintechsake.com

My guest this week is Ed O'Brien, CEO @ eMoney Advisor. eMoney is a leading provider of technology solutions and services that help people talk about money.Go to www.forfintechsake.com for helpful links and more information.Helpful links: eMoney WebsiteEd on LinkedinSubscribe to the newsletter @ www.forfintechsake.com

My guest this week is Jordan Wright, CEO @ Atomic. Atomic is the leader in the Payroll API space. This episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.Helpful links: Atomic WebsiteJordan on LinkedinAtomic API Docs

Welcome to our seventh News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. In this episode, we cover Ally Bank's announcement that they're doing away with NSF / Overdraft Fees, what it means for the industry, and what's to come with this outdated, predatory fee. Go to www.forfintechsake.com for helpful links and more information.

My guest this week is Eytan Bensoussan, CEO @ NorthOne. NorthOne is a business banking platform made for America. "Banking For Business," is their credo. This episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.Helpful links: NorthOne WebsiteNorthOne CareersEytan on TwitterEytan on Linkedin

Welcome to our seventh News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. We're joined by Franklyn Chien, CEO @ PrizePool. PrizePool recently announced their $10M Series A led by top tier VCs. Frank joins us to unpack the fundraise, prize linked savings, and what the future holds for this incentive based financial product.

Welcome to our sixth News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. Amir Hemmat, CEO @ Welcome Tech joins the conversation to break down their recently announced partnership with Atomic. Welcome Tech is the largest neobank focused exclusively on the needs of the Hispanic immigrant population. Welcome Tech has helped nearly 3 million account holders and 9 million community members access financial services.One of the biggest pain points for the community is access fairly priced digital financial services. By digitizing a cash heavy population with Atomic’s payroll APIs, Welcome Tech and Atomic will be able to bring bank accounts to millions of truly unbanked and underserved consumers.Read more on Atomic’s Insight’s page to access the Case Study.

Welcome to episode #50!My guest this week is Riddhiman Das, CEO @ TripleBlind. TripleBlind provides Enterprise Data as a Service. This episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.Helpful links: TripleBlind WebsiteDas on LinkedinDas on Twitter

Welcome to our fifth News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. Rob Petrozzo, Chief Product Officer at Rally, joins us to help break down the news of the week.This week we're covering Rally’s $30 million Series B, non-fungible tokens (NFTS), and the Rally Rd. ahead to bring Wall Street to the main street.The news: $30 million Series B funding led by Accel, with participation from existing investors Upfront Ventures, Social Leverage, and others. Additionally, Rally has secured a $50M debt facility from Upper90 Capital to allow the company to efficiently offer one-of-a-kind assets across all categories.

Welcome to our fourth News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. Sipho Simela, Head of Mortgage Strategy at Ocrolus, joins us as well. This week we're covering the Better Mortgage SPAC. He jumps in to help us understand if this Better SPAC is the best SPAC, why it's happening now, and what the future holds for the mortgage world and Ocrolus itself.

My guest this week is Nathaniel Harley, CEO @ MANTL. MANTL is an omni-channel account opening platform that integrates with banking cores. This episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.Helpful links: MANTL WebsiteMANTL CareersNathaniel on Twitter

Welcome to our third News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. We have a guest this week! Eric Glyman (CEO at Ramp) joins us to dig into the impending merger between Bill.com and Divvy.Though 2020 was an outlier with companies cutting spend during lockdowns to preserve cash and extend runway, the market is massive and on pace to come back as the country prepares to return to work with hybrid business operations. Below are few highlights from the conversation.Our conversation covers:How to differentiate corporate cards targeting tech startups, small businesses, and enterprise businessesPatterns of corporate card spending and savings during the first phased of the COVID-19 pandemicOur outlook, on Bill.com’s definitive agreement to buy Divvy in a cash and stock deal worth $2.5BRamp’s “no founder liability,” plans to consolidate the financial software stack, and what’s on the roadmap for 2021Fast fintech facts:DivvyTotal deal valuation: $2.5 billionDeal terms: Approximately $625 million in cash and $1.875 billion of Bill.com common stockTraction: 7,500 monthly active small and medium-sized businesses (SMBs)Total payment volume (TPV): $4 billion annuallyTarget demographic: Corporate cards for SMBs and tech startupsTotal Funding: $417.5 millionBill.comMarket cap: $12.7 billion (as of 5/7/21)Traction: 115,000 customer base and its network of 2.5 million membersTarget demographic: Accounting, expense management and budgeting software for SMBsQ1’21 earnings: $59.7 million in revenuesRampTotal raised: $300 million in equity and debtLast round: $115 million Q1’21 Valuation: $1.8 billionTarget demographic: Tech startups and small businesses

My guest this week is Jack Alton, CEO @ Neuro-ID. Neuro-ID unlocks behavioral data to help identify genuine vs. fraudulent customers. They leverage the behavioral data to reveal the Digital Intent behind the screen. This episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.

Welcome the second News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert.This week we dive into the huge fundraising rounds announced by Current, Greenlight, and Step. Or as a poet might put it...Greenlight took a Step into the Current.

Welcome the first Weekday Update with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. You know who the other guy is. This week we dive into the gig economy, banking for woke folks, and ubiquity of cryptocurrency.Learn more about our day jobs at bond.tech and atomic.financial.

My guest this week is Steve Schnall, CEO @ Quontic Bank. Quontic is a New York based Community Bank. They're also a first mover in bitcoin rewards card issuance. They have a live card in market. Not a waitlist. An actual live bitcoin rewards debit card! You can learn more at Quontic.com. Helpful Links: Quontic WebsiteSteve on LinkedinQuontic on TwitterThis episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.

My guest this week is Emmalyn Shaw, Managing Partner at Flourish Ventures. Flourish is a venture firm that focuses on investing in companies that help people across the world achieve financial health and prosperity. Helpful links: Flourish Ventures WebsiteEmmalyn on LinkedinEmmalyn on TwitterIf you listen to the end of the episode, you'll find Emmalyn's email :) This episode is brought to you by v-sum.com. Go to www.forfintechsake.com for helpful links and more information.

My guest this week is Brady Harris, CEO at Dwolla. Dwolla is a leading business to business payments platform. We cover Brady stepping in as CEO, what the future holds for Dwolla, and payments payments payments! Helpful Links:Dwolla WebsiteDwolla on TwitterBrady on LinkedinGo to www.forfintechsake.com for helpful links and more information.

My guest this week is Jon Zanoff, Founder at Stella Ventures and Empire Startups. Helpful links:Jon on TwitterJon on LinkedinEmpire Startups Website Stella Ventures Website

My Guest today is Ronald Oliveira, CEO @ Revolut US. Revolut announced some big news today! Ron and Zach sit down to talk through the news and what it means for the future of Revolut and fintech in the US. Helpful Links:Revolut's US WebsiteRevolut CareersRon on LinkedinEmpire Startups WebsiteFull Press Release: Revolut submits application for US banking license and launches business accounts in all 50 statesRevolut has submitted a draft application with the FDIC and the California Department of Financial Protection and Innovation to work towards obtaining a banking license.Revolut Business – one place to manage all things business – is launching in all 50 states.For a limited time, Revolut is offering a 1-month trial on its most popular business plans, Grow Company and Pro Freelancer.San Francisco, March 22, 2021 – Revolut, the financial superapp with 15 million customers worldwide, is celebrating its one-year anniversary in the US with two major milestones – the submission of its draft application for a US banking license and the launch of Revolut Business across all 50 states. Revolut’s US CEO, Ron Oliviera, confirmed today that the company has submitted a draft application with the FDIC and the California Department of Financial Protection and Innovation, the first step in the process to obtain a banking license. An important part of Revolut’s plans to build the world’s first global financial superapp, a US banking license would allow Revolut to provide a broader range of financial products to US customers including overdraft protection, loans and deposit accounts. Revolut announced in January that it had submitted its application for a UK bank license to the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). It was granted an EU banking license in Lithuania in December 2018 and has begun rolling out banking services in Central Europe. “A US banking license would ultimately enable us to provide US customers with all the essential financial products and services they can expect from their primary bank including loans and deposits,” Revolut co-founder and CEO, Nik Storonsky said. “We’re on a mission to build the world’s first global financial superapp, and pursuing a US banking license is an integral part of the journey.” Additionally, after roll-outs across Europe, amassing over 500K sign-ups globally, Revolut is bringing its innovative business accounts to the US, offering customers one place to manage all things business. Revolut Business allows companies to sign-up for multi-currency accounts in minutes, issue physical and virtual corporate cards, make free money transfers in 29 currencies to pay suppliers, partners, or employees wherever they may be – all at the interbank exchange rate. Business account features include free and instant money transfers between companies that are signed up for Revolut Business, foreign currency accounts that allow customers to spend like locals, as well as tools for expense and subscription management. Additionally, customers can seamlessly integrate the latest apps and services from Revolut and industry-leading external

My guest today is Sean Hunter, CIO at OakNorth. OakNorth was founded as a commercially focused bank in the UK. They're now expanding across the world with their risk scoring and credit intelligence platform. We cover Sean's background from Palantir to Banking, how OakNorth was founded, and how the business has changed with the international expansion.Helpful Links:https://www.oaknorth.com/ (OakNorth Website)https://www.linkedin.com/in/sean-hunter-548358b/ (Sean Hunter on Linkedin)https://twitter.com/oaknorthbank (OakNorth on Twitter)

My guest today is Aaron Shapiro, CEO at Carver Edison. Carver Edison is a Financial Technology company committed to revolutionizing Employee Stock Purchase Plans (ESPP). They've pioneered Cashless Participation. We dig into how the company was founded, what ESPPs are, and how Cashless Participation is revolutionizing the market. Helpful Links: Carver Edison WebsiteAaron Shapiro on LinkedinCarver Edison on Twitter

Listen now | Hello again friends! Our guest this week is Greg Ott, CEO at Nav. Nav connects the small business ecosystem, powering transparency and efficiency for financial decision making. What does that mean exactly? We break it down in depth during the conversation, but to overly simplify, Nav is basically a financial solutions router for small business. They connect the small business owner with the product (lending, savings, spending) they need at the moment they need it. Get on the email list at www.forfintechsake.com

Listen now | Hello friends, our guest this week is Ben White. Ben works on “Policy R&D” at Plaid. You may have heard of them. What’s “Policy R&D,” you ask? Don’t worry, we get into it. If you want to see the work in action, here’s Plaid’s comments to the CFPB on Dodd-Frank 1033 Get on the email list at www.forfintechsake.com

Listen now | Hello friends, I’m excited to share this week’s episode with you! We’re talking with Rob Petrozzo, Chief Product Officer at Rally. Rally is a platform for buying & selling equity shares in collectible assets. They’re on an absolute tear - consistently adding new collectible assets from a Jackie Robinson Rookie Card to a fossilized Triceratops Skull. Yes, a dinosaur skull. Get on the email list at www.forfintechsake.com

Listen now | Hello friends, welcome back to your fintech regular programming! You know how some of the most impactful and largest companies seemed boring at first? This week we’ve got a seemingly boring, but absolutely fascinating subject: the PDF! My guest this week, Get on the email list at www.forfintechsake.com

Listen now | Hello friends, we’re coming back with another dose of “everything is fintech,” this week. Specifically, we’re talking SaaS. We all have a SaaS problem. We’re not referring to your sister’s never ending *sass* at the dinner table (assuming you still live with you sister…just go with it). We’re talking about the Software as a Service subscription insanity that we’re all drowning in at work. Get on the email list at www.forfintechsake.com

Listen now | A timely interview on the importance of government, regulation, and understanding our democracy with two of the smartest people thinking about regtech today, Jo Ann Barefoot and David Ehrich. David and Jo Ann run an organization called AIR, The Alliance for Innovative Regulation. In 2020, AIR published a manifesto outlining their hopes for the future of financial regulation. We dig into the Manifesto and how it relates to the world we’re watching unfold in front of our eyes as it relates to democracy, finance, and how they intertwine. Helpful links below. Get on the email list at www.forfintechsake.com

Listen now | An interview with Ahmed Siddiqui, Author of The Anatomy of the Swipe, Making Money Move. Helpful links: Buy the Book - Amazon Ahmed on twitter Branch Get on the email list at www.forfintechsake.com

Listen now | An interview with Eric Jorgenson, Author of The Almanack of Naval Ravikant. Helpful links: The Almanack Website The Almanack for Sale Eric on Twitter Evergreen - Eric’s digital hoarding Get on the email list at www.forfintechsake.com

Listen now (50 min) | An interview with Amy Friend and John Beccia from FS Vector, A strategic advisory firm offering a broad range of services to innovative financial institutions. Helpful links: FS Vector Website Amy Friend on Linkedin John Beccia on Linkedin Get on the email list at www.forfintechsake.com

Listen now (27 min) | An interview with Kathryn Van Nuys, Global Head, Fintech Business Development, Startups, and Venture Capital at Amazon Web Services. Some helpful links: Kathryn on Linkedin Fintech Startups - Amazon Web Services Get on the email list at www.forfintechsake.com

Listen now (56 min) | An interview with Dave and Tanner Mayo @ FedFis. FedFis Website. Get on the email list at www.forfintechsake.com

Listen now (45 min) | An interview with Rhian Horgan, CEO @ Kindur. Joined by co-host Jon Zanoff @ Empire Startups. Get on the email list at www.forfintechsake.com

Listen now (38 min) | A live crowdcast interview with Jenny Abramson at ReThink Impact, hosted by Kelly Fryer. Get on the email list at www.forfintechsake.com

Listen now (55 min) | An interview with Ryan Falvey, Managing Partner at The Financial Venture Studio. Get on the email list at www.forfintechsake.com

Listen now (42 min) | A live crowdcast interview with Jeremy Shure at Grasshopper Bank, hosted by Jon Zanoff. Get on the email list at www.forfintechsake.com

Listen now (48 min) | A live crowdcast interview with Jeremy Shure at Grasshopper Bank, hosted by Jon Zanoff. Helpful links: Empire Startups Grasshopper Bank Get on the email list at www.forfintechsake.com

Listen now (30 sec) | A live crowdcast interview with Alexa von Tobel, hosted by Jon Zanoff. Helpful links: Empire Startups Website Inspired Capital Get on the email list at www.forfintechsake.com

Listen now (54 min) | An interview with Charles Potts, Chief Innovation Officer @ ICBA. Links and Resources: ICBA Website ThinkTech Accelerator Get on the email list at www.forfintechsake.com

Listen now (56 min) | An interview with Ohad Samet, CEO at TrueAccord. https://www.trueaccord.com/ Get on the email list at www.forfintechsake.com

Listen now (48 min) | An interview with Jo Ann Barefoot and David Ehrich, Founders of AIR. Links and Resources: AIR Website Barefoot Innovation American Banker BankThink Piece Get on the email list at www.forfintechsake.com

Listen now (45 min) | An interview with Sandy Kemper, CEO @ C2FO. Links and resources: Link: C2FO Link: How to Solve the $16 Trillion Liquidity Trap Get on the email list at www.forfintechsake.com