Fintech Beat

Derivatives are tricky. Crypto is tricky. But what happens when you get crypto derivatives? We’re already seeing new Bitcoin futures coming to market, but what does the future portend for other kinds of cryptocurrencies and products entering the market? Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to regulating Wall Street, perhaps no one person is more important than Linda Lacewell, the Superintendent of New York’s Department of Financial Services. On her one year anniversary in office, she talks with Fintech Beat about changes to the BitLicense, the Apple Pay Card, and her 2020 priorities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bitcoin’s decentralized infrastructure has led to unprecedented questions about not only whether to regulate it, but also what, if anything, to regulate. Fintech Beat sits down with one of the world’s leading experts on Bitcoin law to learn about how nodes and mining pools power the ecosystem, and how they may one day be viewed as focal points of regulatory supervision. Learn more about your ad choices. Visit megaphone.fm/adchoices

An inside view from a former State Department and intelligence official on how sanctions and political gyrations between the Trump Administration and Iran and North Korea can impact financial technology. And how these regimes can use cryptocurrencies in nefarious ways. Learn more about your ad choices. Visit megaphone.fm/adchoices

Algorithms have evolved into to powerful engines of financial technology. But they don’t always live up to the hype, as algorithmic models fail to take account of basic societal concerns like fairness, privacy and bias. Fintech Beat sits down with Michael Kearns to find out what can be done to make algorithms “ethical.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Open banking’s benefits involve using customer consent to develop new financial products to revolutionize financial services. But critics claim open banking can at times bypass customer consent by using digital avatars and other online tools to infiltrate and collect customer data. Fintech Beat sits down with the former chief of the Federal Reserve’s open banking unit to get answers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Beat celebrates the new year with an Awards show and a countdown of the biggest fintech developments of the year. Learn more about your ad choices. Visit megaphone.fm/adchoices

How is Congress grappling with diversity in Artificial Intelligence and Fintech? What are the major policy issues concerning the Community Reinvestment Act? Chairwoman Maxine Waters of the Financial Services Committee sits down with Fintech Beat's Chris Brummer and explains how lawmakers are trying to keep up with Facebook, financial inclusion and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Beat speaks with innovator Jeffrey Bandman who served as the architect of LabCFTC. We take a deep dive to explore blockchain technology and how it can be applied to capital markets, and the infrastructure supporting digital securities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite all the talk about innovation in the US economy, start-up rates in America are near historic lows. Fintech Beat sits down with Kabbage, an Atlanta-based online lender for small businesses seeking to tackle the problem, and discusses risks and rewards of AI and automation in a world increasingly concerned with bias, privacy, and the cost of capital. Learn more about your ad choices. Visit megaphone.fm/adchoices

China has sent shockwaves through the global financial system announcing that its central bank would soon introduce a digital version of its domestic currency, the yuan. Fintech Beat sits down with key IMF officials to learn about what a state-backed ‘cryptocurrency’ means for the yuan as a potential rival to the dollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Open banking is set to shake up financial experiences for customers across the globe, enabling customers to allow third parties to access financial information needed to develop new apps and services. Fintech Beat sits down with the head of policy at Plaid, a unicorn fintech sitting in the middle of the revolution, to discuss the process of information sharing and how regulation shapes it. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this joint podcast, FRT and Fintech Beat team up to cover October's whirlwind of fintech discussions taking place at the Institute of International Finance, DC Fintech Week, the International Monetary Fund and World Bank--and just after Mark Zuckerberg's testimony before Capitol Hill about Libra. Learn more about your ad choices. Visit megaphone.fm/adchoices

Joe Lubin, the co-founder of Ethereum and founder of ConsenSys, is planning a big upgrade to the Ethereum blockchain. Fintech Beat sits down with him to discuss the changes--as well as what he thinks about Libra and the CFTC's stance that Ether is a commodity. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brad Garlinghouse, the CEO of Ripple, is laser focused on building out XRP's use case as a bridge currency. Fintech Beat sits down with him to discuss Ripple's business strategy--and what he thinks about Libra, central bank digital currencies, and navigating regulatory uncertainty. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remittances are poised to grow to $550 billion this year - making them the single biggest source of external funding for recipient economies according to the World Economic Forum. More money is pumped into developing countries this way than by direct investment. But it's often costly and inefficient. But Fintech, specifically blockchain technology, may be able to help. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is Uber? It’s not just a ride share company and definitely more than a technology company. Increasingly, it’s a fintech company, too. We speak to the CEO of Uber Payments LLC and Uber's associate counsel to explore the company's identity. Learn more about your ad choices. Visit megaphone.fm/adchoices

Uncertainty is the bane of the crypto industry, with limited predictability about the scope of securities laws—and more fundamentally, whether or not any cryptocurrency is a security. The principal of Notation Capital and the former general counsel of the CFTC join Fintech Beat to shed some light on Block.one’s settlement with the SEC. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is money? The answer is one of the most contested issues for regulators of fintech. As nonbank financial services and cryptocurrencies have hit the mainstream as substitutes for money, financial experts are also beginning to differentiate between "bad" and "good" money. Fintech Beat takes a closer look with the author of a new study conducted with SWIFT, the global payments firm. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cryptocurrencies are increasingly the tool of choice for drug dealers and corrupt actors. Prosecutors say they have seized nearly $1 billion worth of digital coins in busts around the world. But how is crypto treated as a matter of US law—and what does the IRS do with its seizures? To find out, Fintech Beat sits down with one of the IRS’s top crypto cops. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Beat explores the good, the bad and the ugly when it comes to investing in financial technology. Host Chris Brummer explores when it may make sense to invest and when it may not. Here is a sneak peak into the ABC's of fintech investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Real-estate investing isn't just for the rich anymore. Now, it's possible for anyone to buy pieces of real estate from New York to Los Angeles on a phone. Fintech Beat talks with the CEO of Fundrise, a leading real estate crowdfunding platform, about radical changes coming to investing, and what an economic slowdown could mean. Learn more about your ad choices. Visit megaphone.fm/adchoices

When is a bank not a bank? This question goes to the heart of what the Comptroller of the Currency has to keep in mind when making regulatory decisions and Fintech. This and more on this week's episode of Fintech Beat. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special Labor Day episode, the Fintech Beat podcast explores the unique relationship between hip-hop and crypto and unveils its first Fintech Beat playlist culled from listener suggestions. Learn more about your ad choices. Visit megaphone.fm/adchoices

With China’s announcement that its central bank is close to launching a digital version of their currency, Fintech Beat sits down with IMF officials for a behind-the-scenes peek at what goes into a country's strategy. We will also reveal which country was first. It may not be what you think. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Beat talks with one of our listeners, a former general counsel of the CFTC, who shares his thoughts on vulnerabilities in crypto exchanges. We then turn overseas to hear from France’s leading fintech regulator, Domitille Dessertine, to learn more about the country’s ambitious efforts to classify and conduct cryptocurrency transactions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Beat talks with the former head of Bank of America’s global quant business, and a co-founder of Sila Money, who has raised red flags about the Facebook Libra project. Alex Lipton argues that Libra's core design resembles the vision laid out in an open-source paper published by the Royal Society and Scientific American. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bank of England is not only a pivotal player in Brexit, but it's also a major player in the development of global fintech policies–and is even considering how to allow fintech firms access to the Bank's balance sheet. Fintech Beat catches up with the head of fintech policy at the Bank to discuss the digital policy, Facebook and the role of fintech supervision in British banking (and Brexit) policy. Learn more about your ad choices. Visit megaphone.fm/adchoices

No issue has generated more concern about Facebook’s Libra than its potential abuse as a tool for terrorism finance and money laundering. In this episode Fintech Beat talks with Chainalysis, a data and analytics firm, about international regulatory efforts, so-called clustering and blockchain forensics. Chris also talks about his experience testifying before Congress on the new digital currency. Learn more about your ad choices. Visit megaphone.fm/adchoices

A core challenge when it comes to fintech is the so-called blurred lines — when the definition of a word invokes different answers. The biggest blurring of all happens with the concept of decentralization — what it means, what it looks like, and why regulators care. In this podcast, from New York's Crypto Evolved conference, some of the leading minds from Wall Street tackle which terms are most prickly and explore the issues head on. Learn more about your ad choices. Visit megaphone.fm/adchoices

Facebook’s new cryptocurrency, Libra, has inspired an unprecedented interest in digital assets as means of making cross-border payments. But could Libra spark chaos in monetary markets, and hamstring central bankers? And how important is trust in Facebook necessary as not only a matter of business necessity for the cryptocurrency, but also economic stability? We ask one of the top economists in the world for his views Learn more about your ad choices. Visit megaphone.fm/adchoices

Bitcoin had a wild week with its value hitting over $11,000. This begs the question: Is the crypto winter finally thawing out? Host Chris Brummer sits down to explore with Sunayna Tuteja of TD Ameritrade and Matthew Trudeau of ErisX to discuss what a Crypto spring means. Also, stay tuned for our segment Chris' World — where pop culture and fintech meet. Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Chris Brummer sits down for a rare interview with Steven Maijoor, chair of the European Securities and Markets Authority, Europe's top fintech regulator. Maijoor reveals his thoughts on the impact of Brexit on the EU's burgeoning regulation of fintech and where Europe stands versus the United States when it comes to regulation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Facebook is poised to enter and potentially reshape the cryptocurrency landscape. Fintech Beat host Chris Brummer mulls over what this means for fintech and society. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is coming from Geneva, Switzerland at the World Trade Organization. Host Chris Brummer wades into a conversation about where China stands versus the U.S. when it comes to Fintech. The answers may surprise you. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is devoted to the wild west of crypto exchanges and assets. These new digital marketplaces are creating a world where traders will be able to exchange cryptographically secured bonds, stocks, currencies, and other kinds of securities. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, host Chris Brummer tackles wallets and how to keep your crypto currency safe from cyber thieves. He takes the listener inside Consensus where industry heavyweights show off the latest offerings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Beat's Chris Brummer has an exclusive sit-down with Commodity Futures Trading Commission Chairman Christopher Giancarlo — where they talk about innovation, breaking down barriers and what keeps him up at night. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Presale is a sneak preview of Fintech Beat podcast with host Chris Brummer that will bring the listener onto the ground floor of what we plan to bring to market in future episodes. Learn more about your ad choices. Visit megaphone.fm/adchoices