Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Snag Our Simplified Budget System!Budget Besties, gather 'round—this one’s for every one of us who’s ever blown the budget and thought, “Welp, that’s it. I ruined everything.”Spoiler alert: You didn’t.In this episode, Shana and Vanessa get real about what budget self-sabotage looks like (hello “oops, I used the bill money on a Target run”) and why it happens more often than we’d all like to admit. Whether it’s the chaos we’re used to or that sneaky feeling that “it’s too easy, something must be wrong,” we’re here to say you are not alone—and it is 100% fixable.✨ What We’re Talking About:What self-sabotage with money actually looks like (yes, we have examples!)The psychology behind it—why we mess things up just when it starts workingHow to practically fix a blown budget in 10 minutes or lessWhat to do when shame kicks in (and why it’s a total time-waster)How coaching clients bounce back stronger—and so can youWe’re not here for guilt or shame. We’re here for clarity, growth, and showing you how easy it can be to get back on track. Whether you accidentally used your bills debit card, overspent on a trip, or blew through a surprise paycheck—take a deep breath. This isn’t a failure. It’s a budget detour.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Meet Eliana — wife, mom, and total powerhouse — who joined coaching just 9 months ago feeling overwhelmed, disorganized, and ashamed that she “should have this all figured out by now.”Fast-forward 9 months, and here’s what she’s done:✅ Paid off 14 debts (out of 19 total!)✅ Cleared nearly $100,000 in debt✅ Went from “hiding money in random accounts” to organized savings + spending buckets✅ Had regular girls days, vacations, and bougie family moments — with cash✅ Set up 13 separate accounts and finally automated her finances✅ Involved her kids and husband without conflict, guilt, or stress✅ Swapped shame for confidence + clarity🎙 What You’ll Hear in This Episode:The real reason Eliana was using credit cards (even though she didn’t need to)Why spreadsheets weren’t working and how the system changed everythingHer before-and-after mindset shift around budgeting (hint: it's not restrictive)How she and her husband work as a team — even though she’s the one on coaching callsThe power of automating her transfers… even if it took 9 months 😉How she taught her daughter about boundaries (and budgeting for bougie)Why she calls this “liberating” — not limitingConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!One of our single clients came to us with over $263,000 in debt.💳 $3,000/month in minimum payments💔 No savings😩 Business and personal finances completely mixed👉 But she was ready for change.In just 7 months, here’s what she accomplished with our coaching and system:🔥 Her Before:💸 $263,000 in total debt💳 $69,000 in non-mortgage debt🧾 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.)💰 $3,000/mo in minimum debt payments💼 Personal + business finances mixed🚫 No emergency fund, no savings system📉 Living paycheck to paycheck — despite a $7,500/month income✅ Her After:💥 $263K debt reduced🧨 Minimum payments dropped from $3,000 ➡️ $1,200/month💵 Saving $2,400/month for sinking funds💡 Business + personal finances completely separated🐶 Has dedicated savings for pets, travel, Christmas, home maintenance🏡 Downsized to a condo, paid for all renovations in cash📈 Net worth: $684,000✨ Living on purpose, with peace and margin — not just reacting to her bank balance💡 What She Did (Step by Step):✅ Joined coaching for 7 months🧠 Borrowed our belief until she had her own🏦 Opened 13 accounts (bills, spending, savings, business, etc.)🔁 Set up automatic transfers based on paycheck📞 Called every creditor — reduced interest, deferred a car loan for a month🔎 Canceled warranties + subscriptions📉 Shopped all her insurances — saved $2,500/year (then another $5,600 when she moved)🐄 Made a cow savings bucket 🐮 (we’re obsessed)📋 Calculated her actual annual life costs📊 Started using the retirement tab in our budget system📆 Learned how to properly plan for 3-paycheck months📱 Got organized — and finally felt in control of every dollarConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Alright, budget besties—this one’s a hot topic! How much personal spending money should you and your spouse get each month? Is $100 too low? Is $1,000 too high? Should it be cash? Should it be a card?In this episode, Shana and Vanessa break it all the way down—from the emotional side of spending freedom to the practical steps of budgeting it in. This conversation was sparked by a lively debate in our Facebook group (come join us—it’s free and fun at budgetbesties.com/facebook), where folks shared their wide-ranging numbers—from $40 to $1,000 a month!Here’s what we cover:🛑 Why personal spending money is non-negotiable—yes, both of you need it💵 How to figure out the right amount for your lifestyle and your budget🔁 Why your spending number might shift depending on your season of life🧾 The difference between personal money vs. other spending (like gas, groceries, or glam-up expenses)🧠 Tips for automating your transfers and whether cash or cards are better💳 Why separate accounts can make budgeting easier and less stressful🧘🏽‍♀️ How personal spending helps heal old money habits and guiltThis episode will help you (and your partner!) give yourselves permission to spend, with freedom and boundaries. It’s not about the exact number—it’s about being intentional.Wanna learn more about how we help couples build a budget they can actually stick to (and still have fun)? Our coaching programs and personalized budget templates are designed to give you clarity, confidence, and a little breathing room.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey Budget Besties! 💛This week’s episode is a powerful reminder that financial recovery is possible — and it starts with one brave decision at a time.Danielle joined us fresh off her family’s bankruptcy discharge. After years of being buried in credit card debt, she and her husband are finally getting some breathing room — and she’s determined not to go back.She’s taken some huge steps already (hello high-yield savings and separate bank accounts 👏), but now she’s looking for a real plan. One that brings peace, not pressure. And that’s where we came in.Inside this coaching session, we cover:Why “strict budgeting” is not the vibe — but real budgeting is still essentialThe truth about paycheck budgeting (spoiler: it’s not working)How to split your spending into categories that make sense (and reduce arguments!)Why multiple checking accounts can be your secret weapon — especially if you're the only one managing the moneyThe mindset shift from “his money vs. my money” to “our vision”How to get intentional about every dollar — even that overtime payBuilding savings buckets that are personal, powerful, and actually workWhat to do next when the credit cards are gone but you're still stuck in survival modeDanielle is doing so much right — she's motivated, she's organized, and she's ready. We just gave her the strategy to match her heart.If you’ve ever felt like you’re “kind of budgeting” but still overwhelmed... this episode is your next step. 💪Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey Budget Besties! 🎉We’re throwing it back to one of our fave convos on the Work Like a Mother podcast with our girl Marina! If you missed it the first time, or just need a fresh dose of budgeting wisdom and encouragement, this one’s for you.This episode is the perfect listen for anyone trying to get their financial act together in January (aka all of us). We talk through what it really means to reset your money mindset for the new year and how to plan for the year ahead without shame, overwhelm, or swiping your way into another stressful December.In this replay, we chat about:Our signature budget system that makes money feel less messyHow multiple bank accounts actually make things easier (promise!)Getting your partner on board without turning it into a fightReal-life wins from our clients — like paying bills on time for the first time ever 🙌Why being bougie on a budget is the vibe for 2025Credit card payoff strategy: step one is NOT what you thinkChristmas savings hacks that’ll have you walking into December stress-freeWhat it really costs to raise teens (spoiler: it’s not just shoes and snacks)Thoughts on college planning, guilt-free parenting, and raising financially-savvy kidsWhether you're feeling stuck in survival mode or just want to tighten things up and get intentional, this episode is your reminder that you can spend, save, and thrive—all at the same time.Let’s adult for an afternoon, get those numbers on paper, and make a plan that actually works for your life. 💛Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey Budget Besties!Q3 is officially here, and you know what that means — it’s time to get real with our money, stop winging it, and start winning. Whether you crushed Q2 or it totally threw you for a loop, this episode is your reset moment.Shana and Vanessa are walking you through how to create a solid 90-day plan you can actually stick to — paycheck by paycheck. We’re talking goal-setting, budget-building, and real-life planning that accounts for back-to-school, vacations, income changes, and surprises that aren’t even fun. 😅In this episode, we cover: ✅ How to review Q2: the wins, the flops, and the surprises📆 Why a calendar (like a real paper one!) is your budget’s BFF💸 How to set clear, realistic money goals for July–September🔁 What to do today to automate savings and stop living in budget chaos🧾 The exact steps to break those big quarterly goals into monthly budgets that make senseYou’ll walk away with a customized 90-day money game plan that feels doable, gives your dollars a job, and helps you finally see the results of all your hard work.“This is not about saying no. This is about saying yes — with a plan.”“You don’t need another budget. You need a budget system.”“You can cash flow your life — with less stress and more wins.”✨ Budget Bestie Homework:Reflect on Q2: what worked, what didn’t, and why.Map out July, August, and September on a physical calendar.Choose 1–3 realistic money goals for Q3 (think debt payoff, saving for travel, or finally sticking to your budget).Set up your budget for July — and start adjusting your transfers to align with your goals.Don't forget your savings buckets!Tools We Mentioned:Simplified Budget System – Want to set it and forget it? This system will change your life. budgetbesties.com/budgetAutomate Your Budget Masterclass – Learn how to organize your accounts, automate your bills and savings, and reduce money stress. budgetbesties.com/automate🫶 Remember:You can totally do this. Whether your goals are big or small, this 90-day plan is your roadmap to more clarity, less chaos, and real momentum. We believe in you, and we’re doing it with you.Got questions or want to share your 90-day plan? Email us at [email protected] — we wanna cheer you on!Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Check out Kali at Perfect-ish!We’ve got our business bestie back on the mic, and you’re in for a treat. 🎻 Time management coach, international speaker, podcast host, and all-around rockstar Kali Brigham is here—and she’s serving up real talk, big laughs, and life-changing shifts.Kali's not your typical “wake-up-at-5am-and-grind” kind of coach. She’s the founder of Perfect-ish—a time management approach that helps ambitious women design lives that feel as good as they look on paper. No guilt. No burnout. Just rhythms and routines that work for you.In this episode, we chat about:Why traditional time management is a lie (yep, we said it)The PERFECT-ISH framework and how it helps you manage your time without losing your mindWhat your calendar says about your values—and how to adjust when it’s out of alignmentThe power of knowing whether you're an introvert, extrovert, or somewhere in between (ambiverts, unite!)Real talk on naps, bookends, and why your daily energy matters more than any planner ever willHow to stop writing your life with the "wrong hand" and start building systems that feel rightWhether you’re juggling kids, running a business, or just trying to survive your to-do list, this is the episode you didn’t know you needed. It’s fun, practical, and full of those “oh dang, that’s me” moments. 👏Budget Bestie Takeaway:Time management isn’t about doing more—it’s about doing what matters in a way that works for you. When your schedule supports your energy, values, and season of life, you win. Period.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!You ever have one of those months where everything hits at once? The AC dies, plans fall through, unexpected expenses pop up like financial whack-a-mole—and somehow you're still expected to keep it all together? 😩This week, Shana and Vanessa are walking us through two client stories that prove: your budget can still win—even when life feels like it’s falling apart. From single moms to powerhouse couples, we’re talking through what happens when emergencies hit, emotions run high, and yet...the budget still holds up. 💪Here’s what we’re getting into:One client went from crying on the floor (literally) to realizing she didn’t go into more debt—because her system had her back.Another couple went from googling debt consolidation programs to organizing their accounts, dodging the Amex debt trap, and building a system that actually works.Why we’re still side-eyeing those “non-profit” debt consolidation companies (no shade… okay, maybe a little).How coaching helps you stay in control—even when life is trying very hard to knock you off track.That “quick win” mindset? We’re flipping the script to focus on sustainable change instead.And yes, we said it: you don’t need a debt consolidation program—you need a budget system. One that gives you control, clarity, and confidence. 🙌Budget Bestie Takeaway:Even if you don’t move forward on your goals this month, not going backward is still a win. Especially in tough times. You’re learning, you're organizing, and you're building habits that last way beyond this one hard moment. That’s the real victory. 💥Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!What if we told you that your entire July budget could be DONE before your iced coffee melts? Because listen—melted iced coffee is a no from us. 😅 But you know what’s also a no? Going into July without a plan when you’ve got holiday parties, travel, and summer chaos coming in HOT. 🔥Get our FREE One Page Budget Template here.In this episode, we’re walking you step by step through how to close out June’s budget and set up July’s so you can enjoy the pool, the party, or even your sister’s bougie wedding without stressing about the money.Here’s what we’re diving into:🧾 How to properly close out last month’s budget (hint: don’t skip this step!)💰 A full walkthrough of July’s budget using real client examples—from income to debt, spending, and savings🧠 Why planning for “This Month” expenses (like summer camps, 4th of July BBQs, and school supply prep) is your secret weapon🛍️ The difference between spending money and savings buckets—and how to make sure you’re not constantly “borrowing” from other accounts👀 What to do if your income varies, you’re juggling summer gigs, or you’re saving for BIG things (like cruises or taking the whole summer off!)🧒 Teaching your kids to manage their own fun money—because the Lululemon budget isn’t coming out of your Target runReal talk, real results. This isn’t just about numbers. It’s about creating a budget that supports your life, not one that feels like a punishment. And if you’re like many of our clients (teachers, nurses, small biz owners, and everyday women just trying to make it all work), you’ll love how customizable and empowering this system can be.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!In this heartfelt and relatable episode, we sit down with Angie—a teacher, wife to a social worker, and mom of three—who’s doing all the right things but still feels stuck in that “never quite enough” money zone. Sound familiar?Angie and her husband don’t have debt (other than their mortgage 💪), are a paycheck ahead, and have even built an emergency fund over time. But with rising costs and the pressure of living in a high-income school district, she’s feeling overwhelmed and unsure about how to plan for future expenses like vacations, home repairs, or even a new minivan—without falling back into debt.Here’s what we unpack in this episode:👩‍🏫 Why income isn’t everything—and how teachers and social workers are more financially powerful than they think💡 The difference between budgeting and tracking (Spoiler alert: your app may not be helping you!)💸 How to use a one-page budget to finally see where your money’s going—and where it could be going instead🏦 The power of savings buckets and how to slowly build them (yes, even with a tight income!)💬 Why it’s okay to tell your kids “no”—and how to shift the conversation toward financial empowerment for the whole family🛍️ Practical tips on separating bills from spending, opening multiple checking accounts, and giving every dollar a jobAngie’s story is full of small wins, real talk, and major encouragement. If you’ve ever felt like you're doing everything right but still can’t seem to get ahead, this episode is for you. We’re diving into strategies that bring financial peace—without changing careers or giving up your latte (unless you want to 😉).Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! ✨Today, we're getting real about something we keep coming back to — the chaos that comes from having one big savings account and no plan for that money. You know we’ve seen it again and again: a client dumps extra cash into a single account and says, “I’ll just pull from it when I need to.” And spoiler alert — that never ends well.In this episode, Shana and Vanessa break down why having separate, labeled bank accounts is a game-changer. Whether it’s Christmas, travel, home repairs, or annual bills — your money should have a purpose, not just chill in a “someday” pile that slowly disappears.We talk:💸 Why Ally buckets (and similar tools) aren’t always as simple as they seem🏦 How traditional banks (and even people in your life) might push back on having multiple accounts🧠 Why friction is good when it keeps you from stealing from your future self💬 And the power of showing your partner the numbers — not just telling themVanessa shares a story about a client whose partner wanted their family of five to live on $10K/month, even though $12K wasn’t cutting it. The big "aha moment"? Printing the budget and asking: “Okay, YOU show me what to cut.” Sometimes the clarity comes when everyone sees the full picture — and it leads to better teamwork (and less stress on just one person’s shoulders).Whether you're team “spread it out” or still clinging to one savings pile, this episode is here to lovingly challenge you: give every dollar a job, and let your bank accounts work for you.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!If you’re the one handling the bills, making the spreadsheets, remembering all the passwords (and maybe even doing coaching solo), while your spouse is more hands-off — we see you. And we’ve got your back.This episode is all about getting your partner on the same financial page without nagging, begging, or feeling like you’re carrying the weight of your family’s money goals alone. Spoiler alert: you don’t have to do it all by yourself. 💛We’re sharing:Why sharing the numbers (literally printing the budget out!) can change everythingHow to approach these convos without sounding like a tiny barking chihuahua 🐶What to say (and how to say it) when you want to include your spouse in big money decisionsReal client stories that show how shifting your approach leads to huge mindset shiftsThe power of scheduling budget talks on purpose — not yelling numbers across the kitchenThe secret weapon: framing budget convos around dreams instead of doom✨ Whether your spouse is deep in the spreadsheets or couldn't care less about interest rates, this episode is full of tips that help you work together — without turning into the budget police.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!In this feel-good episode, we’re joined by the fabulous Amanda—a fellow budget bestie who went from feeling stuck and paycheck-to-paycheck despite earning more than ever to building a system that brings her peace, control, and yes… a travel fund just for Disney trips. 🏰✈️Amanda shares how our Simplified Budget System helped her ditch the constant tracking, make confident money decisions, and even name her new financial vibe: “The Bank of Amanda.” 💸 She’s living proof that you can pay off over $24,000 of debt and still buy lattes, go on cruises, and keep your nails done—without guilt or confusion.Whether you’ve tried to DIY a budget in Google Sheets (👋 us too), or you’ve been overwhelmed with apps that just beep at you all day, Amanda’s story is a breath of fresh air. She’s proof that a clear plan, a few bank accounts, and trusting the process can completely change the way we relate to money.What We Talk About:Why tracking isn’t the same as budgeting (and why you don’t have to do it forever)Amanda’s moment of clarity while out on a podcast walkThe power of separating your spending (yes, even groceries!) 💳Setting up automatic transfers that make your budget run itselfThe joy of pocket money and planning for fun things—on purposeHow financial systems can actually heal your relationship with moneyPaying off nearly $25K in debt while still living your lifeBudget Bestie Takeaways:Budgeting doesn’t have to feel like punishmentAutomating your money gives you freedom, not restrictionYou can be your own bank (hello, “Bank of Amanda!”)There’s no one-size-fits-all—just the right system to fit youYou deserve clarity, ease, and spending money for youConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!How do you make $18,000 a month and still feel broke? For this couple, it wasn’t about how much they were earning — it was about what they were doing with their money (or not doing). Before coaching, they were stuck in what we lovingly call “money magic” mode: overspending from one big Bills account, moving money around with Cash App and Facebook Pay, and juggling 24 debts with no real system. 🙈The good news? They turned it ALL around — and paid off $51,000 in debt in under a year, even after their income was cut in half. 😲👏In this episode, we’re breaking down:The difference between a budget and a system (hint: this couple didn’t need another spreadsheet)What “money magic” looks like — and why it keeps you stuckHow separating accounts (yes, even a date night one 💕) helped them finally make progressThe power of automation — paycheck transfers, bill payments, and savings goals on autopilotWhy they sold a car, asked for raises, and started side hustles (without sacrificing date night!)From Cash App chaos to debt-free clarity, this is a transformation that’ll inspire you to stop feeling like your income is slipping through your fingers — and start building a plan that actually works for your real life.🎧 Listen in to hear how they did it — and how you can start making progress, no matter where you’re starting.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! 💸We know, we know — tracking your spending feels like the "responsible" thing to do. You've got the apps, the spreadsheets, the color-coded categories. But if you're still feeling broke and behind… something’s not working.Here’s the truth: tracking is not budgeting. It’s accounting. (Yep, we said it.) And unless you're one of those magical humans who loves being an accountant — we see you and salute you — then chances are, this method is stressing you out and keeping you stuck.In this episode, we break down:Why tracking your expenses is reactive and not helping you plan aheadThe real difference between accounting and budgetingHow to stop tracking everything and start telling your money where to go — before it even hits your accountThe power of separate bank accounts for bills, spending, gas, groceries, restaurants, and moreWhat it looks like to assign money with intention, not shameReal-life examples of how to make this system work with $400 weekly, $300 monthly — whatever your situation is!We’ll also share how our Simplified Budget System helps you ditch the spreadsheet guilt and finally get ahead, all without becoming a human calculator.✨ Imagine this: you open your bank account and instantly know how much you can spend — no mental math, no receipts, no surprises. Just freedom.So if you’re still tracking and still stuck, this episode is for you. Let's make your budget actually work — without the overwhelm.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! 👯‍♀️We’re dusting off one of our fave convos and bringing it back—this time from our guest appearance on It’s About Time with our girl Anna Dearmon Kornick! 💁‍♀️✨ If managing money has ever made you feel overwhelmed, behind, or straight-up avoidant...you are SO not alone. This episode is your friendly permission slip to stop the shame spiral and finally create a system that works for you.Whether you’re the family CFO, the chef, the chauffeur, or all of the above (because same), this one's for you. 👏Here’s What We’re Digging Into:💡 Why a flexible financial system is the key to long-term sanity💵 Our 5-part budget structure that keeps everything organized (and stress-free)🏦 How multiple accounts + automation can change the game📲 Why tracking apps are overrated (yep, we said it)💳 What to do first when paying off debt—and why it goes at the top🛍 How to make room for guilt-free spending, even if you're paying down debt🧠 The mindset shift that takes you from “I’m bad with money” to “I’ve got this!”You’ll also hear us geek out on how we built this method around real life (and how it’s surprisingly similar to Profit First, for our biz-owner besties out there!). 🙌Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Get Your FREE Copy of the Wealthy & Well Known Audiobook! Book a Free Brand Strategy Call!If you're an entrepreneur, coach, or service provider trying to grow your business online, but your message isn’t connecting—or you’re not attracting the right clients—this episode will show you exactly why your brand might be the missing piece.We’re joined by Reshia, our personal brand strategist at Brand Builders Group (BBG)—the coaching company that has helped top thought leaders like Lewis Howes, Amy Porterfield, and now, us. 🙋🏽‍♀️🙋🏼‍♀️In this episode, we break down:✅ What a personal brand actually is (it’s not just your logo or website)✅ How to clarify your message so it speaks directly to the people you’re meant to serve✅ The exact BBG framework that helped us get focused and grow our financial coaching business✅ How to position your brand if you want to write a book, speak, launch a course, or scale your services✅ Why a personal brand rooted in service will unlock growth, revenue, and long-term impactThis conversation is especially for women who:Are building coaching, consulting, or service-based businessesFeel unclear about their messaging or online presenceWant to move from “doing all the things” to doing the right thingsAre ready to stop winging it and start building a brand with intention and clarity👀 BONUS: We also talk about what it’s like to finally feel seen in a room full of high-achieving women—and why the BBG process is different from other coaching programs we’ve tried (and paid big money for).✨ If you’ve ever thought, “I know I’m meant for more, but I don’t know how to pull it all together,” this episode is for you.Grab the free audiobook of the Brand Builders Group book before July 1st. It outlines the exact step-by-step framework that helped us grow a brand we’re proud of.How to build a personal brandBranding for women entrepreneursPersonal branding for coachesBrand Builders Group reviewCoaching business strategyBrand clarity for service providersHow to attract clients with your brandBuild a brand that reflects your valuesPersonal brand strategist for womenBrand messaging for coachesEntrepreneur branding tipsFemale entrepreneur podcastConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Budget Besties, it’s time to break up with guess-and-hope budgeting. 👋🏼💸 If you’re still manually moving money around every payday, chances are you’re wasting time, energy and accidentally overspending.In this episode, Shana and Vanessa walk you through the five key budget automations they personally use—and that have helped thousands of clients finally take control of their money without overthinking it every. single. week.We’re talkin’:Automating Your Bills – One dedicated account. All your bills. Set it and forget it.Automating Your Investments – Treat your future like a non-negotiable bill.Automating Your Savings Buckets – Christmas? Car maintenance? That summer trip? It’s all covered.Automating Gas + Groceries – Never panic at the pump or stretch pantry meals 'til payday again.Automating Your Personal Spending – A little joy-money that’s just for you—no guilt, no questions asked.We break down exactly why this system works and how to set it up in a way that takes you out of the equation (a.k.a. fewer mistakes, more peace of mind).✨ Whether you're brand new to budgeting or ready to upgrade your old system, this episode will have you rethinking how you handle your money—in the best way.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Budget besties, we’ve got a relatable one for you today! Meet Nicole—a clinical psychologist, single mom of two, and a total powerhouse who’s doing the work to get financially organized. She joined us to share what it’s like starting out with budgeting (spoiler alert: it’s not perfect right away), how she discovered she was actually spending four times more on her cats than she thought, and what she’s doing with a $5,000 windfall. 💰🐈‍⬛We break down the big stuff—from student loans that feel like a mountain to climb, to that confusing moment when you realize Amazon might be eating your entire budget. Nicole had smart, honest questions about setting up savings buckets, managing multiple bank accounts, and figuring out how to prep for expenses before they sneak up on you.Together, we dig into:The emotional side of budgeting when you're used to flying blindWhat to do with unexpected money (hello, baller pad emergency fund!)Why savings accounts should feel like labeled file folders, not financial overwhelmHow many cards you actually need (hint: two)Where to draw the line between groceries, household supplies, and “fun” Amazon ordersMaking peace with student loans you can’t pay off tomorrowThis episode is packed with practical tips, reassurance for messy first drafts, and real-life strategies for managing money without judgment. If you’ve ever said, “I make good money but don’t know where it goes,” this one’s for you.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Today, we’re talking about real coaching convos with our actual clients—and trust us, these are situations that might hit real close to home. From deciding whether to lease that shiny new car (👀) to finally choosing to take control of student loans or just figuring out what the new normal is after a big financial win—we’re breaking it all down.Whether you’re staring down a tempting new lease, wondering what to do with a big refund, or trying to figure out why it still feels like money is disappearing every month, you’re not alone—and this episode’s for you.Here’s what we get into:🚗 To Lease or Not to Lease?When one client was weighing a $58K car lease (yep, to lease, not own 😳), we laid out the facts. Spoiler: we don’t make the decisions—we just show you what the numbers say. And sometimes? That’s all you need to make the best call.💸 Student Loans vs. Emotional Exhaustion:Another client thought she wasn’t that worried about her loans—until she realized she’d already paid nearly $100K in interest over the years. Y’all, the numbers don’t lie. Knowing the true cost of delay can be the push you need.💰 Hello, Tax Refund! Now What?We helped one client resist the urge to pay off a credit card just because it felt right—and instead, she funded her annual bills account to avoid debt in the future. That’s what we call financial clarity.📦 Savings Buckets Make a Comeback:A client who “prints money” (okay, not really—but he is super handy) finally got to set up a real monthly budget, complete with savings buckets for everything from pet care to holiday gifts. Now, their money is working for them—not the other way around.🧠 Perspective is Everything:Having a coach means someone’s giving you the facts without emotional attachment. And that right there? It’s often the difference between spinning your wheels and actually moving forward.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!If your bank account is constantly giving “$9.18 energy,” and payday feels more like a lifeline than a win—this one’s for you. You're not bad with money, you just never learned the system that actually works for real life.This week, we’re walking you through exactly how to break free from the paycheck-to-paycheck cycle—in the next 30 days. Yes, really. And no, you don’t have to cancel everything fun to make it happen.In This Episode, We Cover:💸 The Real Reason You Feel Broke:It’s not your spending, it’s your system. Most of us are still running our money like we’re 18—with one account trying to do everything. No wonder we’re exhausted.📆 What It Means to Be a Paycheck Ahead:We teach you the game-changing strategy of using your last paycheck of the month for the next month’s budget. No more scrambling. No more overdrafting. No more financial whiplash.🏦 The Power of Bank Account Separation:Why having at least two accounts (Bills + Spending) is the simplest way to stop stressing and start spending on purpose. You'll finally know what money is safe to spend—and what’s off-limits.🧠 How Decision Fatigue Is Wrecking Your Budget:From checking your bank app 12 times a day to wondering if you can afford groceries (again), this cycle is draining. We’re showing you how to automate it away.🛠️ The 4 Steps to Fix It in 30 Days:90-Day Audit – Get real about where your money’s going.Monthly Budget – Stop budgeting by paycheck, and start planning by month.Separate Your Money – Bills account + Spending accounts = peace.Automate Transfers – Let your bank do the heavy lifting.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!In today’s episode, we’re sitting down with our amazing client Michelle, who just wrapped up her six-month coaching journey—and let us tell you, this one’s got all the good stuff: drama, breakthroughs, and some serious “same, girl” moments.Michelle’s story is full of heart, humor, and hope. She came to us thinking, “Great, another boring budget podcast,” (yep, we laughed too)… but then she found our system, and everything changed. 👏Check out Relay for your business bank needs: https://budgetbesties.com/relay Here's what we cover:💳 Credit Card Chaos to Calm:Michelle shares how she saved 60% on her credit card debt (yes, sixty!) just by making one phone call—with our script in hand and the right numbers in her budget.🧠 From Budget Burnout to Confidence:She'd tried all the traditional budgeting methods—itemizing, zeroing out, the whole nine. None of it worked. Until she found a system that finally gave her clarity and peace of mind.🏦 Too Many Bank Accounts?When we first met Michelle, she had seven accounts across two banks and still felt broke. We helped her simplify everything into one easy-to-see, streamlined system—because more bank accounts ≠ better budgeting.👨‍👩‍👧 Keeping It Real as a Couple:Michelle and her husband tackled the messy parts together—from business expenses sneaking into personal accounts, to the “wait, where did the money go?” convos. (Spoiler: they’re stronger for it!)📈 Wins Big and Small:A business account that actually works, a budget she trusts, and a husband who now sees the value of having his own expense account. Plus, all their money in one place—no more disappearing dollars.Connect With Us:1️⃣ Facebook Group – Join the community.Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting.This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted.➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System!You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach.We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo.Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!This episode is a ride through the real-life money moments we see in coaching all the time. From the confusion around bankruptcy payments to finally feeling not broke even when you’re actually doing great—this one’s full of eye-openers.We’re pulling back the curtain on our coaching sessions to walk you through what’s really going on behind the numbers. Because if our clients are struggling with it, chances are you might be too.Here's what we get into:💥 Bankruptcy Aftermath:How multiple credit cards and personal loans can still show up after bankruptcy—yep, it’s a thing. And the shady credit cycle that keeps folks stuck.🧠 The Mental Load of Money:Why some clients still feel broke—even when they’re making great money—and how mindset rewiring is just as important as the math.📆 From Chaos to Clarity:How one client finally ditched partial payments and moved to full payments + autopay—after a whole year of messy money habits.📞 The Dreaded Debt Calls:We’re not gonna lie—making calls to creditors isn’t fun. But we’re walking you through what to say, how to ask, and what kind of results are actually possible (hint: skipping a $700 car payment? Yep, that happened).🔄 Breaking the Cycle:From credit stress to budget confidence—we’re helping our clients stop reacting and start planning, so they never end up in the same spot again.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! 💛Have you made your June budget yet? If not—don't worry! This episode is your cue to grab that pen and paper (or open your budget spreadsheet) because we're walking you step-by-step through creating your June budget together.We’re talking:✅ Closing out May’s budget (yes, you need to do this first!)💸 Updating your actual numbers—not just what you planned🔁 Getting honest about surprise bills and shifting plans🧾 Starting June off ahead by using May’s last paycheck💳 Listing debt minimums only—so we can make a powerful payoff plan later🏡 Bills that reflect your real life (hello massages and Pilates!)🛍️ Budgeting for spending categories that make your life work—groceries, gas, date nights, kids' field trips, and YES, your personal money too!🎉 Adding in all the extras—Father’s Day, 4th of July prep, birthday parties, and last-minute summer fun💰 Getting serious with savings buckets and your debt payoff game planWhether your June looks busy, laid back, or somewhere in between—this budget will make sure your money is working for you and not the other way around.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Budget besties, this one’s for you if you’re juggling multiple jobs, navigating biweekly paychecks, and trying to climb out of credit card debt with your sanity (and maybe a little spending money) intact. 🙌In this episode, Shana and Vanessa coach a nurse who’s stepping into her full-time income post-grad school, looking for a plan that brings clarity and peace to her money. Together, we break down how to budget on a biweekly paycheck, how to stop the “dump money on debt then panic” cycle, and why a Bills Account is about to become your new favorite money hack.We also dig into how to handle credit card balances strategically—especially when a 0% intro APR is about to expire. (Spoiler: You can call your credit card company and ask for a lower interest rate. We’ll tell you exactly what to say.)What we cover:How to organize your monthly budget when you're paid every two weeks 🗓️Why you need separate accounts for bills, groceries, and fun money 🍕💅The truth about making extra debt payments (and why we start with minimums first) 💳How to call your credit card company and negotiate a better rate (yes, really!) 📞Creating a plan for per diem income that actually helps instead of disappearing into the abyss 💸Getting out of the cycle of financial shame and starting fresh with a plan that works 🌱Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Budget Besties, buckle up! Today, we're inviting you behind the scenes of our private coaching calls to dish out the real-life budget wins, tough decisions, and "wait, should I buy a zebra?" moments from our amazing clients. If they’re going through it, chances are you are too — so let’s break it all down together.From surprise escrow refunds and dream farms (complete with cows, chickens, and yes... zebra requests 🦓) to the real cost of keeping an old house — we’re talking about how to prioritize when everything feels important.You’ll hear:How one client used a tax refund to unlock a future cattle business — but only after making the right money move first.Why a bougie birthday and high-end daycare didn’t derail another client’s financial progress.What happens when income’s flowing, but the accounts are too scattered to tell what’s really going on.And why not everyone wants to be debt-free right now — and how that can still be part of a strong, confident money plan.We’re here to show you it’s not about doing everything perfectly — it’s about doing what works for you, and doing it with clarity, confidence, and a whole lot of grace. 💛✨ Real-Life Takeaways:Prioritize the money move that unlocks future wins. (Fixing up the old house first = cash for the farm later!)Use windfalls (like tax refunds or bonuses) intentionally — a plan means you won’t blink and wonder where it all went.Simplicity is key: too many accounts = too much confusion.You get to decide your goals. If saving cash gives you peace of mind more than paying off debt, that’s valid.Budgeting isn't about deprivation — it’s about direction.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!You’ve heard of a no spend month.You’ve maybe even tried one.And if you’re like most of us—you probably ended up at Target with a cart full of “oops.” 😅In this episode, we’re unpacking the real truth about no spend months: why they feel productive but usually don’t solve the root problem. Our special guest, budget bestie Bethany, joins us to share her real-life experience going through one (spoiler: her coffee shop noticed she was gone 👀).We cover:What a no spend month actually looks like with a big, busy family (and coffee-loving parents!)The real reason we tend to overspend in the first placeHow binge-spending sneaks in right after restrictionThe budget-friendly alternative that helps you spend on purpose without the guilt spiralPlus, how Bethany’s family is now teaching their kids to manage money with weekly spending limitsIf you've been thinking about a financial reset, don’t start with restriction—start with a real system that helps you spend, save, and breathe. Because budgeting isn’t about saying “no” to everything. It’s aConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!We’re bringing you one of our favorite kinds of episodes—a real story from a real budget bestie who decided enough is enough. Missy joined us after trying to DIY her budget (like so many of us do), but when she saw the numbers? Let’s just say the highlighters came out and so did the coaching call.In this episode, you’ll hear:How Missy went from “Where is my money going?” to saving over $2,000 a monthThe surprising things she changed (like re-quoting her insurance!) that saved her thousandsThe mindset shift that helped her finally feel in control of her financesWhy downsizing her home and organizing her savings buckets was a game-changerAnd how she’s still crushing it post-coaching—she paid off $17,000 more in debt in just 3 months on her own!From working two jobs to becoming a travel agent to creating 13 (!) bank accounts, Missy’s journey is proof that when you commit, get clarity, and stick with it—you’ll see results faster than you ever thought possible.If you’ve been stuck in “I’ll figure it out later” mode, this is your sign.Financial peace is just a system—and a little coaching—away. 💛Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Ever feel like you're playing a constant game of "Can we afford this?" with your partner? 😅This one’s for you.We’re diving into the simple, powerful tool that has changed the way couples (and individuals!) manage their money: separate spending accounts.We know—it sounds so basic. But once you actually do it?🙌 The freedom.🙌 The peace.🙌 The end of the weird parent/child money dynamic that no one wants.In this episode, we’re sharing:Real-life coaching stories from couples who went from friction to freedom just by adding accountsHow this shift gives both partners autonomy, trust, and clarityWhy this one change can eliminate fights, judgment, and constant permission-seekingA few powerful lessons from clients who paid off debt, made mistakes (hello, double truck payment 😬), and kept their calm because of the systems they now have in placeWhy you might be just one good budget and a few renamed bank accounts away from breakthroughOh—and we’re hinting at our brand new national research study on finances and marriage... and the results are wild. Stay tuned for that drop soon!Remember: It’s not about tracking harder. It’s about designing a system that works with your real life—and actually brings peace to your relationship and your brain.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Ever wish your bank could do more than just hold your money?Same. That’s why in this episode, we’re showing you how to put your bank to work—like your very own financial assistant. 💼💁‍♀️We're breaking down 9 specific, budget-friendly tasks your bank can totally handle for you—saving you time, brain calories, and that sinking feeling when you're trying to remember if your electric bill got paid (spoiler alert: it did, automatically!).Here’s what we cover:Why a Bills Account is a non-negotiable (seriously—peace of mind in an account!)The power of separate accounts for less mental math and more clarityHow automatic transfers can make saving and spending way easierWhat naming your accounts does for your brain (and your budget)The magic of hiding certain accounts (out of sight = out of swipe 👀)Why ACH payments > debit cards for paying billsWhat direct deposit into your Bills Account unlocks (hello, fully planned paycheck!)And yes—why setting up Kids Accounts is a parenting winWe’re not here to add more to your to-do list—we’re here to delegate it to your bank so you can stop micromanaging your money and start living your life. 🙌Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

👉 Join Anna’s FREE 5-Day Take Back Your Time Challenge!We’re back with our time management queen, Anna Dearmon Kornick, and y’all—it’s like peanut butter and jelly: time and money just go together! IFeeling like there’s never enough time? In this episode, we’re joined by time strategist Anna Kornick to explore a new, purpose-driven approach to managing your time—without burnout, guilt, or trying to do it all. If your life feels too full and your to-do list never ends, this conversation will show you how to align your schedule with your values, take back your time, and finally feel more present and peaceful in your season.Whether you're overwhelmed by your calendar, struggling to say no, or trying to create space for what matters most, this is for you.Anna shares why time management isn’t about doing more, it’s about doing what matters most. We talk about:Why the words you speak about time totally shape your reality (seriously—mindset matters)The magic of a today list vs. an endless to-do list (hello, 5 to 7 doable tasks!)Real-life friction points (like the socks... oh, the socks) and how tiny tweaks can free up your mental spaceWhy saying no to some things is saying yes to your valuesHow personalized time systems can change your life—and your bank account💬 Key Ideas: how to take back your time, realistic time management for women, mindset shift for busy moms, aligning your time with your values, how to stop feeling overwhelmedAnna’s 5-day challenge kicks off May 12 and it’s exactly what we all need as summer chaos rolls in. Let’s finally feel in control of our calendars and our cash.📍Resources & Links:Sign up for the challenge: https://annadkornick.com/budgetbestiesConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Today, we're taking you behind the scenes of our private coaching sessions to share the real stories, real challenges, and real wins that come with building a budget that works in the messy moments of life. From surprise moving costs and mortgage pressure to sneaky Apple charges and Costco overspending, we’re breaking it all down. These lessons are too good to keep behind closed doors—because if our clients are dealing with it, chances are you are too.Whether you're in the middle of a big life change or just trying to keep your grocery budget under control, this episode is full of practical takeaways and comforting reminders. We’ve got your back through every budgeting curveball.What We Talk About:Why moving always costs more than you thinkThe 15-year vs. 30-year mortgage debate (especially for single income households)How a few forgotten subscriptions can wreck next month’s budgetThe danger of “extra” money sitting in your accountWhen buying the dream house means saying no to everything else—for a seasonCredit card points vs. actual financial peaceOur honest (maybe unpopular) opinion on Costco and bulk storesBudget Takeaways:Moving is messy—plan as much as you can, but give yourself grace when the numbers don’t look perfect.Debt freedom takes sacrifice. But short-term discomfort can create long-term options.Put your bills in one account and pull your rollover money out—no temptation!If there’s no wiggle room in your budget, it’s not the right time for a 15-year mortgage.Credit card points are not a budgeting strategy. They’re a trap. (We said what we said.)Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey there, budget besties! 💸We get this question all the time: “What bank should I use?” And honestly? We wish it were as easy as tossing out a perfect recommendation—but it’s not that simple.In this episode, Shana and Vanessa are giving you all the tools you need to pick the right bank (or credit union!) that actually works for your budget, not against it. Think of it like this: your bank is your personal assistant, and you’re the CEO. Time to do some hiring! 👩‍💼💼We walk you through a full bank interview checklist—the exact questions you need to ask to make sure your bank is helping you automate, organize, and protect your money goals.✨ What we cover:Why your bank (or credit union) should fit your budget style, not the other way aroundThe non-negotiables you need from your bank (spoiler: multiple accounts and no hidden fees)Why local credit unions are sometimes a secret weaponHow your bank could be slowing down your budgeting progressWhat to look for in your bank’s app and online featuresConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌⁠Click here to view our privacy policy.⁠ This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! 💸 Buckle up—this episode is bringing big truth, real talk, and some absolutely fire metaphors. 🚗💨We’re sitting down with our friend Chad Hufford from Blue Collar Millionaire to talk about how more money isn’t the answer if you don’t have a solid plan. This is for all of us—whether you’re bringing in $7K or $50K a month—because how you manage your money is what really determines your financial freedom.If you’ve ever said:“I make good money, but I’ve got nothing to show for it.” 🙋‍♀️“I’ll invest when I earn more.” ⏳“Retirement? That’s future me’s problem.” 😬Then this is your episode.Here’s what we dive into:💥 Why you can’t out-earn bad money habits🛻 How truck drivers and welders become millionaires (yes, really!)🧱 Why investing without a plan is like building a house in a forest fire💰 How to reverse-engineer your retirement lifestyle with today’s budget🛠️ Why the “right tool” (not just income) makes all the difference🚗 And the truth about Ferrari finances vs. Geo Metro habits (iconic metaphor alert!)We’re also talking about:Shifting from “retiring from something” to “retiring to something” 💡Casting a vision you’re actually excited about—no matter your incomeHow the same principles apply across blue-collar and white-collar worldsAnd how your current habits can make or break your future lifestyleConnect with Chad:📚 Forging Financial Freedom – Available on Amazon🎧 Blue Collar Millionaire Podcast🌐 VeritasAlaska.com (Don’t worry, you don’t have to move to Alaska to get the goods!)📱 IG: @veritasalaska4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Get our Simplified Budget System!Hey budget besties! This month, we're shaking things up. We sat down with our girl Carrie and her amazing Disruptive Nutrition community to walk through—in real time—exactly how we build May’s budget. So if you've been putting it off, consider this your official sign. Let’s go!In this jam-packed, workshop-style episode, we break down our full budget system step by step: income, debt, bills, spending, and savings. You'll learn how to set up a hands-off, automated budget that works with your real life—one that helps you live your purpose without worrying if your card will go through at Target.✨ Highlights:The “B word” doesn’t have to be scary—we make it simple and beautiful.What really belongs in the debt column vs. billsWhy you need a separate spending account just for the kids (yes, YOU deserve your own money too)How to use savings buckets to break the cycle of unexpected expensesSetting up paycheck plans that make your budget work for you, not the other way aroundIf your current money system still looks like what you did at 18, it's time for an upgrade. And don’t worry—we’re not here to make you do math or give up your glam. We're about automating, simplifying, and organizing so you can live freely and spend guilt-free. 💸💅4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!🎉 400 EPISODES. 1 MILLION PLAYS. 5th BUSINESS BIRTHDAY. 🎉 We accidentally started a podcast… Now here we are: 400 episodes, over 1,000,000 plays, and a business we LOVE. 😍 Today, we're pulling back the curtain: 👉 How the podcast started with yoga mats and umbrellas 🙈 👉 How we juggled multiple businesses before niching down 👉 The turning points that changed EVERYTHING (shoutout Stefanie Gass + Brand Builders Group!) 👉 How we built clear offers, real work hours, and a business that's finally FUN again From rat poop to a million plays... 😂 It’s been a wild ride—and we're just getting started! 🩷 Thanks for being part of our story.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Budget Besties, grab your coffee and your confidence — because this episode is all about stepping into your power as the CFO of your home, even if you’re not bringing in a paycheck. 💪We’re joined by one of our favorite budget nerd mamas (in the BEST way), who’s sharing her journey from infertility-driven sacrifice to stay-at-home motherhood — and now stepping into the next big financial chapter: planning for retirement on one income.We’re talking:What stay-at-home moms can do to invest for retirementThe right questions to ask about old teacher retirement fundsWhy Roth IRAs are your best friend (even if you don’t have earned income)How to stop letting cash slip away unnoticedAnd how to handle the frustration when professionals make you feel small🧠 What You’ll Learn:Why your money future doesn’t pause just because you’re not working right nowWhat the term “backdoor Roth” means — and how to use it wiselyHow to take ownership of your old retirement accounts (even if you can’t log in anymore 😅)That you don’t need to know all the financial lingo — you just need a planAnd why it’s never too late (or too early) to figure this outBudgeting isn't just about managing expenses. It's about owning your future. And yes, mama — even while wrangling toddlers and squeezing in grocery trips between naps, you can absolutely be building wealth.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Whew, Budget Besties — this episode is full of real talk and real wins from our coaching clients. From Nashville tattoo artists to newlyweds trying to merge finances without losing their minds, we’re covering it all in today’s behind-the-scenes episode of what it really looks like to get your money life together.We’re walking through: 💸 Making sense of cash-heavy businesses (yes, even $6K/month in cash!)🏡 Homemaking budgets and why "making a house a home" is a line item📱How to untangle Amazon charges (spoiler: you can assign cards by category!)🧾 Organizing messy savings and crushing debt with clarity💑 Blending finances as a couple — even when one of you has debt and the other doesn’tBecause budgeting is not about judgment. It’s about creating a system that works for your real life. Whether you’re:Running a six-figure biz with money flying in from all anglesFeeling low-key guilty about spending on your homeNervous about your partner seeing just how much credit card debt you’ve gotOr overwhelmed by all the bank accounts, credit cards, and loans you’ve been managing solo...We’ve got you.🧠 This episode is full of coaching gold:Why cash-based income has to be budgeted or it will disappearThe truth about lifestyle creep (and how to check it before it runs away with your goals)How simple changes — like naming your savings or setting spending accounts — lead to massive progressAnd how to create buy-in with your spouse without a fightThis is what financial clarity looks like: one small, consistent, empowered step at a time. 🧡4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey, Budget Besties! 💛Today we’re taking you on a money journey through every season of a woman’s life — from those first babysitting paychecks to living your best bougie grandma life. 🛍️👵🏽✨Why? Because budgeting matters at every single stage. And when you know what to expect (and how to plan for it), you can build the confident, abundant life you deserve.We’re diving into:High school budgets (hello, Starbucks and hoodies 🧋🧥)College survival (and how to NOT live off ramen and credit cards)Young marriage and mom life (budgeting for date nights and diapers)Bougie era budgeting (more income, bigger goals—and NO excuses)Empty nesters and retirement (planning for those grandbaby snuggles and that dream trip to Italy 🇮🇹)Throughout each era, we’re keeping it real about how your budget needs to shift, what habits you need to build (spoiler: savings buckets forever 🪣), and how to use your money with intention instead of living paycheck to paycheck (no matter how much you make!).🧠 Lessons You’ll Learn:How early budgeting habits create financial confidence for lifeWhy your college student must have a budget (and how to avoid drowning in debt)How to combine finances in marriage without stress or confusionWhy high income doesn’t fix money problems — but budgeting doesHow to step into your wealthy woman era and keep building that legacyYou're not behind, bestie. Whatever stage you're in—you've got time, you've got options, and you've got us cheering you on! 🎉4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Hey, budget besties! 💖 Today we’re chatting with Andrea, who's right in the middle of a BIG life transition — new marriage, three kids headed to Brazil for a year (!), and full-time camper living while her husband travels for work as a union electrician. 🚐✨Andrea’s done all the things — tried The Budget Mom, dabbled in Dave Ramsey — but sticking to a budget? THAT’S the struggle. Especially now with a fluctuating income and a whole new way of life.We walk Andrea through how to set up a money system that works for real life — not just the life you plan in pretty colors and fancy spreadsheets. 🎨📊 Here's what we tackled:How to budget on an inconsistent income without the chaos.Why separate bank accounts (bills, spending, savings!) are your new best friends.How to automate your money so you can't accidentally mess up (even if life gets messy).Budgeting off the bare minimum — and using the extra to finally get ahead.Why you start automation NOW — even if you’re behind on bills.This conversation is full of real-life feels, practical tips, and lots of encouragement for anyone who's ready to turn a season of transition into a season of financial empowerment. 🌟We want you to hear this loud and clear: you don’t have to be perfect. You just have to get your system in place and let it work for you — even when life gets wild.Mentioned in the Episode:Separate bank accounts for bills, spending, and savingsBudgeting on a baseline incomeBlue Collar Millionaire podcast (shoutout to our hardworking besties!)

Snag Our Simplified Budget System!Budget Besties, this one’s for everyone who’s ever thought, “Why does it feel like everything is hitting all at once?” 😵‍💫In this episode, Shana and Vanessa are sharing real stories from coaching clients who are pushing through real life – emergency room visits, broken fingers, college costs, tragic losses, and even tangled-up business budgets. But through it all, we’re celebrating the small (and major) wins, like…✨ Surviving back-to-back emergencies without going into debt✨ Paying taxes on time for the first time EVER✨ Learning how to finally get your paycheck-to-spending transfer right✨ Changing money mindsets (even when you feel “behind”)✨ Creating steady income from side hustles – campers, Jeeps, and salon chairs, oh my!This episode is a warm reminder that if you feel like you’re struggling just to stay on top of your budget—you’re not alone. Life is expensive, but that doesn’t mean you’re doing it wrong.You’re learning. You’re adjusting. You’re moving forward. 🙌🏽Whether you're starting over at 50, trying to untangle your biz finances, or figuring out how not to be broke every other week, we’re breaking it all down with compassion and clarity.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! 🧡Whew, okay… buckle up because in this episode, we are coming in hot with a little budgeting truth bomb for y’all. 😅 If you’ve been using a budgeting app and still feel confused, broke, or like you’re spinning your wheels, you’re not alone—and it’s not your fault.We’re getting real about why budgeting apps don’t work the way you think they do (spoiler: they’re trackers, not planners), and what you actually need to finally feel in control of your money.In this episode, we break down:🤯 Why budgeting apps are just glorified expense trackers (not real budgets)⏳ How they keep you busy but not actually making progress❌ The false sense of success that pretty pie charts give you🚨 Why you keep saying “I’m doing all the things, but I still feel broke”🔄 The power of setting up a system that does the work for you💡 The difference between tracking where your money went vs. telling it where to go✨ What budgeting with clarity, confidence, and freedom really looks likeWhat We Want You to Know:A budget app won’t save your financial life. A system will.When you follow our method, you’re not just making a plan—you’re putting it in motion automatically. No more wondering where your money went or feeling guilt-tripped by your own spending. With our budget system, your money actually moves to where it needs to go. Every. Single. Time.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Heyyy, budget besties! 🙌We’ve got a juicy one for y’all today. In this coaching call episode, we chat with the lovely Lindsay, who came to us with alllll the questions we know so many of you are also wrestling with. From IRS debt and credit cards to timeshares and life insurance policies—whew, we cover it all.Lindsay and her husband are both small biz owners with some financial complexity (hi, inconsistent income 👋), and they’re ready to finally get a plan that works for their real life. And yes, she’s already started creating her spending accounts—claps all around. 🎉Here's what we cover in this episode:💸 IRS debt vs. credit card debt—what should come first?🧾 How to make payments feel doable and stop decision fatigue in its tracks.🏦 Setting up a holding account to make irregular income feel consistent.🛑 Why stopping the use of credit is key to long-term progress.🧠 Understanding what your life insurance is actually doing for you.🏖️ Timeshares—do we love 'em, hate 'em, or just help you get outta them?📊 Why business owners need three budgets (yes, three—deep breaths, y’all).We got into some real talk about why planning your money ahead of time—especially on payday—helps you move forward without the stress spiral. And you know we’re always here to remind you that it's okay to make it work your way. You don’t have to follow every “rule” to the letter to see big changes.Golden Nugget 💡“You can’t make progress if you’re constantly stuck in indecision. Pick a plan, stick with it, and give yourself the freedom to tweak it as you go.”Whether you're juggling business and personal budgets, questioning that life insurance policy you signed up for years ago, or trying to dig out of IRS and credit card debt—you’re not alone. We see you, and we’re cheering you on.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Hey budget besties! 💸 We’re back with a replay of one of our faves—a fun, real, and ridiculously helpful convo with our girl Kali from the Perfect-ish Podcast. We got together to talk about that post-holiday money fog (aka the holiday hangover), and how to kick off 2025 with clarity, confidence, and a budget system that actually works. 🎉Whether your receipts are still crumpled at the bottom of your purse or you're just ready to break the cycle of starting strong and fizzling out, this episode is packed with simple steps to help you finally feel in control of your time and money—without burnout, shame, or boring spreadsheets. 🙅‍♀️Let’s talk separate spending accounts (yes, you can have more than one checking account), budgeting that runs automatically, and how to fund your life and your future—with room for coffee dates, family fun, and bougie gifts too. ✨In this episode, we cover:Why budgeting feels hard (and how to make it easier)What a real budgeting system looks likeHow to set up your money to manage itself (yes, really!)The truth about unexpected expenses (spoiler: they’re not that unexpected)How to create savings buckets for Christmas, car repairs, and the fun stuff too 🎁Why being bougie on a budget is totally the vibe for 2025Takeaway? You don’t need to restrict your life to get your money right. You just need a system that matches your lifestyle, your goals, and your values. Let’s do it together, bestie.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Cash stuffing is cute and all — we see the TikToks too 👀 — and while we do love the intention behind it, we also know a lot of us don’t have time (or the desire) to carry cash everywhere.In this episode, Shana and Vanessa are breaking down the why behind the popularity of cash stuffing — the visual appeal, the sense of control, the fun little binders (we see you, stationery girlies 💅) — and giving you a level-up version that works for your real life.✨ Introducing: Digital Cash StuffingYep, same concept, same budgeting structure, but done with your bank app. You’ll learn how to:Set up multiple bank accounts as your digital envelopesRename them (get creative — “Hawaii: I’m going surfing” is fully encouraged)Use automatic transfers to make it all happen without lifting a fingerWatch your savings grow in real-time — especially in high-yield savings accounts 👏Keep control of your spending buckets without needing to break a $20Whether you’re saving for a volleyball tournament, a bougie vacation, or just your weekly groceries — we’ve got you. You can still have the same intentionality, accountability, and fun without the ATM runs.This is budgeting for your busy, boss-level life. 💻✨4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Visit Shan's ⁠Website!⁠Check out her podcast Holistic Moms! Snag Our Simplified Budget System!Budget besties, you are not ready for the realness and healing in this one! 💸✨ We sat down with their friend Shan Wright, a holistic wellness coach, mama of four, and all-around truth-speaker, to talk about something we all wrestle with at some point: our relationship with the B word… yep, the budget.Shan takes us through her powerful journey from full-on avoidance and anxiety to experiencing peace and partnership around money. She shares how childhood experiences, emotional baggage, and even spiritual healing shaped the way she saw money—and how she reprogrammed her mindset and rewrote her money story, with faith and accountability leading the way. 🙌We dive into:Why “just let your spouse handle it” isn’t the answer (even if they’re good at it!)The connection between money wounds and anxietyHow reprogramming your brain literally works (hello, science AND scripture!)The power of speaking truth over your finances—even when it feels like a lieWhat it really looks like to do the heart work before the hard work 💛This is for every bestie who’s ever thought, “I’m just not good with money” or “It’s too late to change.” Spoiler alert: it’s not too late, and you can do this.🛠️ Two key takeaways:Dig up the lies you believe about money and where they came fromStart speaking truth—God’s truth—over your finances and your future✨ Want more Shan? Find her at theshanwright.com, check out her Facebook group for holistic moms, and listen to her podcast, Holistic Moms—she’s the real deal, y’all.💬 Favorite Quotes:“When you're letting your spouse handle all the money, it's like letting one parent do all the parenting.”– Shana“Obedience precedes the miracle. I didn’t know what would come from healing my finances—but I knew I needed to obey.”– Shan“The truth might sound like a lie at first. That’s how you know you're pulling out the old weeds.”– Shan📲 Let’s Be Social:Hey budget besties—has money ever made you anxious? Did anything Shan said hit right where it hurts (in the best way)? DM us, or tag us in your biggest a-ha moments from this episode!And remember: we don’t have to carry this alone. Financial healing is possible—and it can actually be fun when we do it together. ❤️‍🩹💵4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Listen, budget besties—we know you want to be good with your money… but you don’t want to track every single transaction like it’s your side hustle. Good news? YOU 👏 DON’T 👏 HAVE 👏 TO.This episode is your permission slip to let go of complicated budgeting systems that take hours to manage. If you’ve ever said, “I want to get better with my money, but I’m just too busy,” this one’s for you. Whether you’re chasing kids, chasing deadlines, or chasing a volleyball tournament like us (seriously, we’re recording this between matches), we’re breaking down our Set It and Forget It method that actually works—without requiring a spreadsheet obsession or 12 new apps.This is budgeting made simple, automatic, and dare we say… fun. 🙌Here’s what we cover in this episode:💸 Why traditional budgeting feels like a chore (spoiler alert: too many categories and perfectionism pressure)⏰ Why you don’t need to spend hours tracking expenses to be good with money🙅‍♀️ The real reason being “busy” shouldn’t stop you from budgeting—and how to work with it, not against it🧠 How to automate your bills so they literally pay themselves📥 Why getting one paycheck ahead is the key to autopay success📲 Using your banking app as your personal assistant (no, really)💰 Setting up automatic transfers for spending and savings—so you never forget and never fall behind🛍️ Creating spending accounts that do the tracking for you (bye receipts and budget guilt!)🧾 Why tracking every single dollar isn’t the flex you think it is—and how simplicity leads to success✨ Real client wins: From Excel chaos to paying off $50K in debt (with vacations and cash Christmas too!)Our 3-Step “Set It and Forget It” Budget System:Automate your bills: One bills account + autopay = brain space savedAutomatically fund spending + savings: Schedule transfers for groceries, gas, and your savings bucketsUse spending accounts instead of tracking: No spreadsheets. Just swipe, check your balance, and go 💅4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!Budget besties… It’s time. 👏 April is charging in fast and we’re not letting it catch us off guard. In this episode, we’re making your April 2025 budget with you, step by step. Whether this is your first month finally sticking to a budget or you’ve been riding strong all year, we’re walking through every piece of the process—from closing out March to planning paycheck by paycheck.This isn’t just a checklist—it’s a full-on mindset shift. Because real talk? Even we forget things like Halloween costumes sometimes (it happens!). These episodes are here to jog your memory, bring the energy, and get you feeling clear and confident about your money. 💰✨Here’s what we walk through together:✅ How to close out March the right way (and why it's non-negotiable)✅ What to update: debt balances, minimums, phone bills (hello, surprise hikes)✅ Setting up your April income and listing only the minimum debt payments✅ Planning for bills with due dates—mortgage, daycare, Netflix, and everything in between✅ Getting real about spending categories like gas, groceries, and pocket money✅ Choosing your savings priorities (yep, summer’s around the corner ☀️)✅ Month-specific stuff: Easter, birthdays, and even the random “Let’s get a dog!” spring purchases✅ Using our signature Paycheck Plan to automate and simplify your entire budget✅ Setting monthly goals that keep your momentum going—whether that’s paying off Chase with your tax refund or finally getting one paycheck aheadYou’ll leave this episode with a full game plan, and the confidence that you’re not missing a thing. So grab your template or open up your notes, hit pause when you need to, and let’s build that budget together.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!In this super relatable lightning-round session, Shana and Vanessa walk Kathleen through the budget fog that so many of us have faced—especially when it comes to biweekly paychecks and split mortgage payments. Spoiler: it’s not just you... this stuff gets confusing real fast!💸 What We Covered:The truth about biweekly pay & mortgage schedules: Kathleen was struggling to figure out why her budget felt so wonky every month. Some months have two paychecks, some three. Same with her mortgage. That inconsistency? Totally throwing off her budget game.Why split mortgage payments aren’t always helpful: Even though paying every two weeks sounds like a great strategy to save on interest, the chaos it causes in budgeting can outweigh the benefits. The solution? Switch to a once-a-month mortgage payment to simplify everything.Budgeting with a plan—not confusion: Shana and Vanessa showed Kathleen how to treat the paycheck she gets at the end of the month as the starting point for the next month’s budget. That January 29th paycheck? That’s February money, baby.What to do with “extra” paychecks: Yes, you get two “bonus” paychecks a year, but they’re not fully extra. You still gotta eat and drive, so don’t throw it all at debt before covering those basics. But what’s leftover? That’s your debt-slaying snowball. ❄️💥Mental vs. physical budgeting work: Kathleen’s doing the emotional work (redefining what happiness means, recognizing spending patterns), and now it’s time to match that with a budget that gives her clarity and control. 🙌🔥 Bestie Takeaways:You're not bad at math—you're just stuck in a confusing system.Consistency in your bills = clarity in your budget.Get on a paycheck-ahead system so you’re planning before the month begins, not scrambling during.Let’s not rely on “extra” money showing up—we build the plan, we decide when to make those extra payments.Feeling guilty about spending? Let’s kick that out. Budgeted spending is empowered spending.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!