PLAY PODCASTS
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

576 episodes — Page 11 of 12

Ep 7676 | Do You Want To Get Out Of Debt But Don’t Want To Live On Beans And Rice? Listen to learn how to become debt-free & find financial freedom without giving up everything!

Snag Our Simplified Budget System! Do you want to get out of debt but you don’t want to live on beans and rice?Are you not so much gazelle intense as you are gazelle at nap time?We are going to talk to you today about how you can be on a budget, get out of debt, save money and build wealth without having to sacrifice everything about your lifestyle.This episode is for everyone who loves Dave Ramsey and what he teaches but has a hard time implementing it in real life. We'll tell you about our clients who:Paid $2K off in 2 months while still getting her hair and nails done.Our client who paid off $56K in debt in 18 months while still going on several vacations every year. Our clients who paid off her van while also spending $1200 on groceries every month because they eat high quality food and she values her family's health so much.We will cover:Why it's your budget, your wayNo matter how bougie you want to be, there's always some way to start & something to trimThe balance between enjoying life, being healthy & being financially responsibleHow to start small and eventually go biggerHow to be okay with starting "Daveish"How people make things complicated as a form of self-sabotage How we unconsciously give ourselves excuses not to startHow to stop making excuses and start somewhereHow there is a middle ground between beans and rice and spending all of your money every paycheckConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 21, 202318 min

Ep 7575 | Do You & Your Spouse Struggle When It Comes To Money & Budgeting? Do You Have Different Goals & Habits But You Want To Be On The Same Page? (Part 2 Marriage Counseling = Financial Coaching)

Book A Free Financial Coaching Call! Talking about money can be difficult! So many of us were brought up not to talk about money, that it’s taboo. That idea can definitely impact how we communicate about money in our marriage. In this episode we cover:How to talk about money How NOT to talk about moneyHow to conduct successful budget meetings with your spouseHow to get your spouse to want to come to the budget meetingHow to change your mindset so you’re not dreading a budget meetingWhy you need to keep the budget meeting shortHow to compromise about the budget meetingWhy dreaming about your financial future will improve your relationshipHow to stop hiding spending or debt from your spouseWhy you shouldn’t avoid money conversations Money is not taboo, it’s a great tool that you’re going to use to do a lot of good in your lifeYou must stop using my, your, his, her, mine in your languageYou should start using our & usHow to stop stressing about moneyWhat to do when money is controlling your decisions, your mood and other parts of your lifeMatthew 6:24 “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.How to come clean about debt, credit cards and other bad money habits so the weight can be lifted off of youConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 19, 202318 min

Ep 7474 | How To Talk To Your Spouse About Money + Budget Consistently Together

Snag Our Simplified Budget System! Are you and your spouse on different pages when it comes to money? Financial goals? Spending habits? That’s totally normal! Getting on a budget and sticking to it allows you to clear the air and get rid of any hidden anxiety about money in your marriage.What would your marriage be like if you had some big dreams and goals and you were working on them together?In this episode we cover:Financial coaching can double as marriage counselingCoaching is different than therapy What not to do in your marriageHow to talk about moneyHow to relate with your spouse about moneyHow to conduct budget meetings Why both spouses have to be involved in the budget processMilitary families who are solo-budgetingWhat not to do when it comes to marriage and moneyHow the 5 Love Languages can help you Common problems in marriages about money:Coming from different money backgrounds (poor, middle class, wealthy)Hiding spending from the spouseHaving only one spouse handling all of the financesHaving different financial goals (i.e. saving money vs. paying off debt)Having no vision with regard to financial futureQuotes:“It’s time to step up. You both have to agree. You both have to be all in. Together.”“Everyone might be busy and hate math, but you still have to find time to do the budget”.“You have so much more waiting for you & your marriage than just living paycheck to paycheck.”Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 17, 202317 min

Ep 7373 | From Spending $300 Monthly on DoorDash To Paying $2K Off In Debt In 2 Months: Client Success Story w/ Shelby

Book A Free Financial Coaching Call! Do you have a hard time holding yourself accountable? Do you think you’re not so great with math? Do you consider yourself a spender? Do you live paycheck to paycheck?Great, listen in because you and Shelby have a lot in common!Shelby was a long time fan of Dave Ramsey. She listened to his show and even bought Financial Peace University. But she never held herself accountable. She never DID the thing.“I have no willpower basically.”She’s not alone. Maybe you know what you SHOULD be doing but you can’t seem to make yourself do it. In this episode, we talk to them about:How she tried budgeting but all she ever ended up with was a list of billsHow she was super embarrassed to talk about money but then she realized coaching is totally a judgment free zoneHow she used to check her bank account everyday and have to do math to see what she could affordHow she’s never been able to talk about money because it felt so heavy but now she feels excited and encouragedHow she realized she grew up and how it made her a spenderHow she loves being held accountable and really looks forward to her coaching sessions nowHow she sees budgets as permission to spend now rather than restrictiveWhy financial coaching is not just about money, but it helps you improve your life and relationships as wellAnd so much more! Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 14, 202337 min

Ep 7272 | 7 Ways to Calculate When & If You’ll Be Able to Retire + Achieve Financial Freedom (Will You Be Able To Live Happily Ever After?)

Snag Our Simplified Budget System! Retirement is just a number. Our Happily Ever After System shows you exactly how and when you can officially retire because you’re financially independent.When we say retire here, we mean financial independence. That term is less understood, so we’ll take a moment to explain it before we begin. Financial independence is all about having options. When you have financial independence, you can choose to work or choose not to work. You can change jobs without concern. You can pursue a passion without worrying about money. You can take a year sabbatical and go do missionary work. You can take a few months off to help your child with their first child. It’s all about options. When we say retire, know that this is what we mean. We do not mean sitting at home on a recliner watching Wheel of Fortune (unless that’s what you want to do).In this episode we cover:How to calculate your retirement / financial freedom number.Determine what your income will be including pensions, disability and anything else you’ll be getting.Calculate the gap - how much you’ll need to pull out of investments to bridge the gap.The 4% rule (how to live off of the interest of your investments rather than the principal)The Rule of 72 / Compound InterestHow to calculate your net worth.How to get to your magic retirement numberHow to be a GOOD investor (not having to go stop/start investing or pulling from investing)How to diversify your investmentsWhy you should pay off your homeWhy you need to conduct an annual “Dream Date” where you discuss your financial goals, your dreams and your progress. Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 12, 202315 min

Ep 7171 | Tired Of Living Paycheck To Paycheck? Get Rid Of Paycheck Anxiety And Stress With This System For Your Paychecks

Snag Our Simplified Budget System! People are stuck living paycheck to paycheck. When a paycheck arrives, they desperately try to make it do all of these magical things and then white-knuckle it until the next paycheck. That’s not great. Our paycheck plan makes every paycheck look the same. Once you set this system up, your money will do the exact same thing every paycheck, which is going to make your life easier. Furthermore, you’re going to have enough money to last so you won’t even worry about when that next check is going to hit!Your paycheck plan will take your monthly expenses and divide them by the number of paychecks you have each month. Then you’ll set up automatic transfers to the designated amounts you determined to happen on payday. That means the only thing you’ll have to do differently when a paycheck comes is fund anything special for the month and make any extra debt / savings payments.In this episode we also cover:How your budget is monthly, but it’s funded by paychecks.Don’t wait until the end of the pay period to pay extra on debt.How you can’t spend money if it’s not there.How to save money and pay extra on debt every paycheck.How there’s no such thing as an extra paycheck.How Vanessa’s pretend gas budget is laughable.How to fund groceries, gas, haircuts and everything else each paycheck.How you only have to do TWO things manually each paycheck once you’ve set up our systems.“That’s the beauty of the paycheck plan because you've done your budget and you know exactly what needs to happen when your paycheck hits. And it’s always the same and you don't have to use any brain calories.”Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 9, 202311 min

Ep 7070 | Want To Organize Your Money? Use This System To Use Your Bank Accounts To Get Organized, To Get Disciplined And To Start Saving Money

⁠Snag Our Simplified Budget System! Imagine money piling up in all the right places. That’s exactly what happens with our Digital Envelope System.You’ll pick your envelopes—usually things like emergency fund, home repairs, car stuff, travel, and gifts. Then, you’ll set up automatic transfers to send money to each account every month. No more wondering if you can afford a trip or fix the AC. You’ll log into your bank app and see money already sitting there, waiting. Cue the happy dance.This system was created for people who are done with relying on credit cards and ready for a smoother way to handle savings goals. It mimics the Cash Envelope System but trades the envelope for a bank account—and adds a serious upgrade. It’s perfect for folks who already have a handle on their budget and want to level up. (If you're still new to budgeting, hold off a bit—we don't want you borrowing from one envelope to cover another.)Digital Envelopes work with your habits, not against them. You already check your bank app—now you’ll check the exact account for the thing you want to spend on. No more guessing.And yes, it’s a little addictive. Watching each account grow every paycheck? It’s like turning your money system into a game. You’re competing with yourself to hit new savings goals—and that scoreboard is your bank app.Once you’re ready, this system is a total game changer. You'll feel in control, on top of things, and fully prepped for whatever life throws at you.Listen in to learn how to use this system and:How to know exactly what you can afford for big and small expensesHow to know exactly what you have for each category in your budgetHow to separate your bills, expenses and savings How to get excited about saving moneyExactly how to set up a Digital Envelope SystemHow to apply gamification to your moneyHow to use this system to save & pay for things like medical copays and pet appointments You’re the master of your money, not the other way around. We are teaching you how to have a good relationship with your budget and your money. We want you to feel confident and excited about your financial future!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 7, 20239 min

Ep 6969 | 5 Steps to Create a Savings Bucket System (never be stressed about big bills again!) That Is Separate From Emergency Fund + Investments

Snag Our Simplified Budget System! A savings bucket is a savings account with a purpose. Unlike the emergency fund and investments, savings buckets take into account your larger annual expenses and divide the cost so that you can budget for them monthly. This system is when you know you’re next level. Rather than just setting money aside without a plan, we’re going to have a specific plan. This system is so awesome because when a big bill comes, you’re not wondering how you’re going to pay for it or reaching for a credit card. Instead, you’re confident you have the money for it and not stressed at all! Plus, you do not have to go further into debt because you’re so organized! One of our clients recently text us about this system:“Had to get new tires today (they were old but went in for a nail in one, not to replace) and it was really cool to have $800 ready to go in my car maintenance fund!! Even the tire guy seemed a little nervous to tell me I needed tires. I think he's used to people being unprepared. He sounded a tiny bit surprised when I said "sure, go for it!"Here are the steps we’re going over in this episode.Brainstorm every savings bucket you have in a year. These are things you spend a lot of money on each year or can expect to. Use the list below for inspiration.Calculate how much you need for each of those funds.Divide that savings bucket amount by 12 (or the amount of months you have left to save for it).Put those numbers in your monthly budget!Be relieved when you have money for that emergency pet visit or new tires!Examples of savings buckets (also called sinking fund):Car repairsPet expensesChristmasVacationHome repairsTaxesMedical / Dental / Vision expensesPrescriptionsInsurance premiums (life, auto, property)HOA feesAnnual membershipsFurnitureHome remodelBack to school / clothingTuitionCar replacementWeddingMovingNew Baby“When her paychecks go in, they fund the bills account and it all spreads out because they’re out of debt. So, it goes to her kids fund, her home repair fund, it goes to all of her funds. So, all she has to do is pull up her account and look and see exactly how much money she has. There’s no guessing game.”Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 4, 20239 min

Ep 6868 | Turn Your Bank Account Into Your Personal Assistant - A Step-by-Step Guide On How To Create An Automatic Bill Pay System

Snag Our Simplified Budget System! Paying bills is as fun as getting a root canal. Our Stress Free Bills System designates an account especially for bills and then pays them automatically each month for you without you ever having to lift a finger. Basically, we’ll teach you how to use your bank accounts as your personal assistant.Problems the bills system solves:Not knowing if a bill is going to get paidLate payment & NSF feesNot knowing if you have enough money in your accountIn this episode we also cover:Definition of a bill versus an expenseHow to choose the right account for your bills systemHow to separate shopping, spending, gas & groceries money from your bills moneyWhy renaming accounts in your bank is a good ideaHow to set up direct deposits, bills and payments to be automated to save timeHow you have better things to do than stress over paying billsHow to be confident & in control about your financesWhy ACH payments are preferable to debit / credit cardsConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 29, 202314 min

Ep 6767 | Get Out of Debt: Exactly How To Finally Get Debt-Free So You Can Stop Giving All Of Your Money Away

Snag Our Simplified Budget System! Stop giving away all of your hard earned money! Payments do not have to be a life sentence. The Get Out Of Debt (GOOD) Plan that is easy to understand and follow that tells you exactly how to pay off each debt and when. It also prompts ideas on how to pay off debt even faster. The GOOD Plan even lets you know when you can be out of debt completely.In this episode we cover:How minimum payments are structured so you can pay them for the rest of your lifeWhy paying a little more each month doesn’t work to get out of debtWhy waiting to the end of the month to use “what’s leftover” doesn’t work to get out of debtWhy the #1 rule to getting out of debt is to borrow no more (Dave Ramsey)Why you should stop worrying about interest rates and start worrying about BEHAVIOR CHANGE and HABITSHow you know if you can’t afford somethingWhat system to use to pay off debtHow to target all of your available resources (energy, time & money) on ONE goalWhy tracking your progress really helps with the maintaining momentumHow to take your frustration out on your credit cardsHow to figure out when you will be debt-freeWays to knock out debt fasterWhy getting out of debt is awesomeYou know we don’t hold back. We love you enough to be honest and call you to a higher standard. Here are some quotes from this podcast:“If you can’t pay cash for it, you can’t afford it. Borrowing someone else’s money to afford it doesn’t mean you can afford it. It means they could afford it. Not you.”“If you were good at math, you wouldn’t be in debt.”“You’re putting a little bit of money toward everything and you’re not making progress on anything.”But there is hope! You’re listening & ready to do this aren’t you? That’s all it takes. Listen in to get the motivation & next steps you need to get out of debt- for good!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 28, 202312 min

Ep 6666 | The Rolling Budget: The Wrong Way, The Right Way + Tips For Your Budget

Snag Our Simplified Budget System! We don’t want you to be controlled BY your money. We want you to CONTROL your money. You probably have enough money, you just don’t have a plan. That plan is the Rolling Budget!The budget isn’t everyone’s favorite but it’s the singular tool to use to hit EVERY SINGLE goal you’ve got. Listen in for tips about starting & maintaining a budget as easily and effectively as possible. In this episode we cover: What people are doing wrong when it comes to budgetingThe step-by-step process to start your budget quicklyHow to do a bank account auditThe difference between gross pay and net payBest practices for setting up your budgetThe difference between bills, debt and expensesHow to account for the different needs every month in the budgetWhen you should use cash and when you should keep your money digitalWhy you should try cashHow to use an emergency fund to make budgeting workWhy a small emergency fund is okayWhat bills you need to shop around for lower pricesPro tips for communicating about money in marriageHow to avoid emotional purchasesBudgets & beerMost people are using bank account balancing as their primary financial tool. This means they look at their phone to see if they can afford something. With a budget, you always know exactly what you can afford and how you’re going to meet your goals. A budget tells your money where to go rather than wondering where it went. Be sure to visit https://www.annualcreditreport.com/index.action Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 24, 202319 min

Ep 6565 | The 3 Financial Statuses are Chaos, Crusader & Happily Ever After. Which One Are You?

Snag Our Simplified Budget System! Our clients come and go in different financial statuses. Which financial status are you currently in? Chaos? Crusader? Happily Ever After? Listen to find out.In this podcast episode we’re talking about:Money anxietyHow to get relief & control back in your financesMoney mindsetDebt pay off strategiesOrganizing your Living paycheck to paycheckWhat’s more important than your credit scoreNSF feesHow you can be like Frodo from Lord of the RingsHow to see the light at the end of the tunnel with your moneyGetting to automatically saving & investingBeing able to be as generous as you want toSide note: money is amoral. It is a tool that can be used for good or for bad. We know you’re going to use it for good, so get over your shyness and get ready to have an incredible financial future full of opportunities and generosity!The first status is chaos. During this status, you have no idea what’s going on financially. Typically, you’re scared or overwhelmed about what’s going on so you just ignore it. This doesn’t mean you’re not making ends meet. It usually just means you make good money but have nothing to show for it. It means you aren’t sure how to make financial decisions, so you wing it or use debt.The second status happens when you organize your finances to get out of debt. Debt is a thief that keeps you paying for the past rather than funding the future. Regular, wealthy, financially independent people aren’t using debt or credit scores as a measure of any success, trust us. In fact, we have a saying we like to use:“The poor pay interest, while the rich earn interest.” The Third Law of Wealth from the Richest Man in BabylonThe third status is when you’ve gotten out of debt and have set up a solid investment plan and you understand when you will be financially independent. In this stage, you’ll start piling up cash in your emergency fund, your vacation and gift-giving accounts as well your investments and anything else you are excited to fund. So, where are you? We hope to get you into that third status with this book. If you use each system we list in this workbook, you’ll be on your way!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 22, 20238 min

Ep 6464 | 8 Things High Schoolers Know About Saving Money That You Might Not (All About Saving Money, Debt, Budgeting & Investing)

Snag Our Simplified Budget System! Recently we taught a group of high school students all about saving money, budgeting, debt & investing. After each lesson, we asked them for their takeaways. Today we're going to bring you their takeaways that you probably should know but may not be practicing. Even if you make more money, don't spend more money Put your emergency fund in a money market When you get a raise, your investments get a raise Don't ever take money out of your investments Put your goals on paper, they are more feasible than you think You can be completely debt-free your entire life Investing is really important. In this episode we also cover: How to avoid lifestyle creep. Where to put your emergency fund so you can make more than .01% interest. How to make your money work for you. The difference between a starter emergency fund and the fully funded emergency fund. The difference between the checking account, savings account and the money market account when it comes to your emergency fund. The compound interest that you’re paying in debt versus earning in investment. How to be a good investor (ie. don’t stop / start & never pull from investments)Why writing goals on paper makes a big difference. How you can be your own bank. How helping your kids learn to save will serve them WAY better than a credit score. How building a credit score is NOT what we want to teach our kids. How to completely change your kids’ financial futureConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 8, 202327 min

Ep 6363 | Is Your Credit Card Company Using This Tactic To Get You To Pay 80% More Interest Over A Lifetime? (Credit Card Usage + How To Pay Off Debt Fast

Book A Free Financial Coaching Call! In this episode, we are speaking to our client Ashleigh about a particular payment she couldn’t figure out when she was trying to get started on her budget. There was a $7 payment in her bank statement audit that she couldn’t figure out until she pulled her bank statement. $7, no big deal right? When she finally obtained a billing statement she found out she’d be paying $7 for the next 47 years. Listen in to find out what she did instead. Also, in this episode we cover: The techniques credit companies use to get you & keep you in debt Why a $7 payment is a bad idea How to use your credit report and bank statements to make sure you’re not missing anything in your budget and money How every payday is a fresh new start to get it right How coaching gives you perspective and support to achieve your goalsConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 8, 202317 min

Ep 6262 | From No Money For Groceries To Paying Off $80k In Debt! Client Success Story W/ Amanda & Joe

Book A Free Financial Coaching Call! Do you want to stop stressing about money? Do you feel like no one bothered teaching you about money and personal finance? Are you using credit cards to afford life? You'll want to listen to this episode. It'll pull at your heartstrings and you'll find yourself relating to Amanda & Joe's story. In this episode, we talk to them about:How coaching was best investment in their marriage they've ever madeHow doing the work to improve their financial situation improved their relationship & communicationHow they went from not having money for groceries to talking now about building generational wealthGrowing up and how *she* never had to worry about money and *he* never had any money How he felt sheltered financially while in the military and then had to face reality when he separatedHow she didn't think she could afford to finish school but now she's set to graduate in May.And so much more! Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Feb 5, 202336 min

Ep 6161 | How To Afford Expensive Home Repairs Without Having A Heart Attack Or Using Debt (Savings Money & Debt Free Living)

Snag Our Simplified Budget System! Your home is your most valuable asset. Hooray! But it's also so expensive to maintain. Today we are talking about home repairs & maintenance including when you SHOULD go for the big price tag and when you should avoid it. We'll talk about EXACTLY how to start saving TODAY, even if it's $5, so that future you isn't so stressed out when something happens! We'll also cover:How your home plays into your NET WORTHWhy you need to protect your assetQuestions to consider before you replace / repair things around the homeExactly how to save for grown up things like duct repair, new ac units and a tankless water heaterConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jan 27, 202321 min

Ep 6060 | Stop Doing Life & Money Wrong With These Lessons From Our Coaching Sessions: Financial Goal Setting, Simple Budgeting + More!

Book A Free Financial Coaching Call! Do you struggle to take the time to notice and reflect on the changes that are taking place as a result of the work you've been doing? Good news, you're normal. Do you get frustrated in the messy middle? That's the part where things seem worse or more frustrating than when you started but are a NECESSARY part of the process. Good news, you're still normal. What's more important to you: Netflix or vacation? Does it feel like that's a silly choice? Maybe, but listen to see if you agree with one of our clients.Last but not least-what if there were a way that your budget could be more simple & more automatic?We love bringing you the direct breakthroughs and lessons we're working through with our clients because they are probably going to feel really familiar and we hope they help you. They might even help you help someone else with an encouraging word or a thought provoking question. In this episode we cover:How to maintain momentum during the weight loss stagesWhy part of the process of getting out of debt has to suck enough to make you madHow to evaluate whether certain budget items are more important than your overall financial goalsWhat automatic transfers are and how they are a game changer for any budgetConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jan 25, 202324 min

Ep 5959 | How To Communicate With Your Spouse About Money, Dream About Your Financial Future And Put Systems In Place To Make Financial Freedom Happen In Your Marriage

Snag Our Simplified Budget System! Ever had a fight about money?Stressed about the lack of savings?Do you have no idea what your finances will look like in ten years?We had a great discussion with Christine Hinrichs, Podcast Host & Creator of The MilSpouse Mastermind Show and we are bringing it to you now. While she focuses on helping military spouses specifically, we think every household will benefit from this conversation. Some highlights:How to make money conversations fun and not stressfulHow to stop paying NSF feesTools you can use with your employer and banks to hit financial goalsHow to pay your bills automaticallyAnd more! Find out about Christine by visiting MilSpouseMastermind.com.Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jan 20, 202340 min

Ep 5858 | Moms, Did You Realize Everyone In The Home Is Following Your Lead Whether You Like It Or Not? We’re Giving You Some Encouragement And Tips So You Can Show Up As A Leader The Way You Want To!

⁠Book A Free Financial Coaching Call! Have you ever noticed that when mom is cranky, everyone is cranky? Or if mom is on a healthy eating kick, everyone is suddenly on a healthy eating kick? Today we’re talking about how mom leads the way in many cases. It’s a lot of responsibility on mom’s shoulders but we’re here to help, to give you perspective and some questions you can ask yourself to make it all work!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jan 17, 202319 min

Ep 5757. How To Find Balance As A Mom + The Value Of A Stay At Home Mom, Budgeting On One Income & When To Go Back To Work

Snag Our Simplified Budget System! How do you balance life as a woman, mom & wife at business? Today, join Shana & Vanessa (@mybudgetbesties) as they guest on Ashley Lance’s Podcast I’m Da Mama to talk about whether there is such a thing as balance as a mom, how to define your value and even what to do when you feel like you want to go back to work or contribute financially to the household. We’ll cover:The real value of a Stay At Home Mom versus the world’s (or your own) perceived valueWhat’s more important than financial contributionHow to budget as a stay at home momHow to determine if you NEED to go back to work as a momHow to go back to work after becoming a mom because you WANT toWhy it’s okay to want more than motherhoodHow to start a side hustle or business debt freeHow to budget irregular income like that from a MLM or commission basisListen more to Ashley @ I’m Da Mama PodcastConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jan 11, 202337 min

Ep 5656 | How Exactly To Achieve The Nine Most Popular New Year’s Goals (Ultimate Goal Setting & Getting Guide)

Book A Free Financial Coaching Call! You’ve got goals, we’ve got answers! Today we’re talking about the top 9 goals everyone has and exactly how to achieve them. In today’s episode we talk about:How you have to first assess where you’re at before setting a goalWhy you should focus on one thing at a timeHow to lose weight and exercise more (We have a do-anywhere 5, 10, 15, 20 minute workout in here!)How to eat healthier and stop eating out so much (We like to plan your meals AND your nights out so your brain knows what’s up!)Exactly how to get out of debt (One tip will be to reinforce the good habit by filling in a tracker every time you pay down debt-it’ll key the reward center in your brain and make you want to do it more!)How to spend more time with family and friends (A key tip is to communicate this tip to your loved ones and they’ll be more likely to help you do it!)How to watch less TV/become less glued to computer and mobile screens (Do you really love this time because it’s your only alone time? Are you pairing this time with snacks or alcohol? We have to solve that too!)How to achieve that awesome goal to travel more (starts with an annual plan and blocking out dates)How to be less stressed (There are some easy hack to make this happen)How to get more sleep (everyone needs to do this!)Links from the show:41. 8 tips to get more sleep so it’s easier to lose weight 40. 5 hacks to drink more water & hit your intake goals25. Ideal Time20. How to stop being on your phone so much5. Eating out is ruining your weight loss progress4. Morning RitualConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jan 7, 202329 min

Ep 5555 | 4 Lessons From A 17 Year Old (That We All Wish We Hadn’t Waited Until Our 30s+ To Learn)

Book A Free Financial Coaching Call! >>> Click here to get our 14 Day Sheet Pan Cookbook (1 dish + 7 Ingredients or less!) <<<What would your life have been like if you had mastered your relationship with food when you were 17?What if you had learned that certain foods are making you feel terrible and decided to be done with them….when you were 17?What if you’d figured out that your friends were not bringing out the best in you? What if, when you were 17, you’d learned that certain relationships were holding you back? That certain relationships weren’t serving you and that it was okay to move on? How would your life be different?These lessons and more are what we’re talking about in this episode. It’s okay if you were today-years-old when you realized these things. The most important thing is that you listen in and take these lessons to heart because they’re true for you too. Listen now to see how to apply these things to your life today. We’re covering:How meal prep & meal planning are not complicatedSome easy ways to hack eating healthy & on the goHow to make it so there’s not a lot of dishes when you meal prepHow to know if certain foods are making you feel badHow to pick foods for a meal plan so you don’t feel sad and deprivedHow your friendships can either help or hinder your goalsWhy it’s okay to change up your inner circle when you’re growing as a personHow your friends can make you gain weightHow you have to change your mindset to believe in yourselfHow your body is strong and capable of doing hard thingsConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Dec 16, 202215 min

Ep 5454 | Behind The Business: Going From Friends To Business Partners That Help Women Take Action To Get Healthy, Organized & Get Debt-Free + Listen For How We Do Home Organization

Book A Free Financial Coaching Call! Join us for a fun guest podcast interview we did with Samantha Brown. We talk everything from friendship to business to home organization. Listen to hear about:What pretend progress is & how to fix itHow women don’t give ourselves credit for what we are doing. Instead we jump to the next thing.How exactly our friendship led to business together. How we work together being very different (we’ve never had sisters before).How the Total Money Makeover and a trip to Portugal changed Vanessa’s life.How personal training turned into life coaching for Shana.How we do home organization together.How we have totally screwed up hiring personal assistants a few times.How impatient we are as business owners.How things have to be messy before they get better. This goes for fitness, for your money issues, for home organization and business!What a Level 10 Life is. It comes from the popular Life Wheel exercise coaches.Find out more about Samantha Brown here or on Instagram. She helps folks turn their organizing obsession into a chic, profitable business. Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Dec 9, 202226 min

53 | How To Stop Being Stuck And Take Action Immediately

Book A Free Financial Coaching Call! What is nagging at you right now? What’s the one thing that you really want to do, to cross off your list, to FINALLY tackle?There’s usually one or two things that are nagging at us that for some reason just stay undone.But, whyyyyyy?Most of the time it’s because we’ve made the problem into some big ambiguous cloud in our head. If we took the time to really think/brainstorm about it, it really wouldn’t seem quite so difficult after all. So, that’s the exercise we’re going to work through today.In this episode we cover:How to call out what’s nagging youHow you’re making the thing BIGGER than the thing needs to beHow to brainstorm things down to their smallest partsHow to make big things (i.e. organizing a junk room) little things (bulleted list)How to prioritize & schedule doing the small thingsConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Nov 29, 202218 min

Ep 5252 | Spiritual Warfare: What It Is & How To Fight It With Stefanie Gass

Have you ever battled an addiction with your phone, social media or alcohol?Have you ever tried at a business and failed?Have little things with your child culminated into a big thing?Have you been stuck just feeling stuck and discontent?Sometimes we think these things are just us "failing at life." Today we're going to talk to you about how they may be evidence of spiritual warfare. These strongholds in your life can trap you and keep you from living our your full purpose. Today we are honored to have Stefanie Gass on our show to talk to you about how to walk through spiritual battles in your life. In this episode we cover:How to recognize a spiritual attackWhat your discernment alarm is and how to use itWhere you're most vulnerable to attackWhy you you may be stuck sitting in the same trial and haven't overcome it yetWhy you must NAME the attackHow to call on God & let Him fight for youHow to equip yourself to fight Why your battles don't end with prayerHow to receive victoryGet the 7-STEP SPIRITUAL BATTLE PLAN here: www.stefaniegass.com/battleplanStefanie Gass is a CEO, wife, boy mom, coffee lover, and #pjsallday enthusiast! Stef helps women get clear on their niche, start a podcast, and grow a successful online business, God's way. She is the host of a top .5% globally ranked podcast for Christian Entrepreneurs, The Stefanie Gass Show. Stef believes it's possible to partner with God to create impact and income without sacrificing or buying into social media hustle.Connect w/ Stef: www.thestefaniegasshow.comConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Nov 19, 202242 min

Ep 5151 | You’re Doing A Really Great Job For Everyone Else– But What About For Yourself? Tips For Mom Guilt, Gym Consistency, Clutter & More!

Book A Free Financial Coaching Call! Are you crushing it at life - or at least does it look like it from the outside looking in?Maybe on the inside you know better.That’s how our client Brittany felt. She was feeling stress & anxiety about her family’s finances & health, and the impact on her marriage. She had a long list of to-do’s that only seemed to grow. She was worried that she wasn’t spending enough time with her children. She hadn’t been to the gym in months. She couldn’t look in certain rooms or areas of her home because they were filled with clutter and unmade decisions. Worst of all, she finally admitted to herself that she needed a drink at night to unwind and make sense of it all.Does any of that sound familiar to you?Listen today to see how she went from that to saying:“I feel so much better already.”“I’m a day ahead.”“I’ve been to the gym everyday this week.”That’s what our client said after one week working together.You’re absolutely capable of doing hard things and helping other people achieve their goals. Why then is it so difficult for you to make progress on your own dreams and desires?Listen this week to hear all about it.Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Nov 11, 202218 min

Ep 5050 | Life Coach Session Takeaways: What To Do When The Situation Sucks, How To Be Okay With Not Being A Rockstar Every Month, How To Get Motivated To Start Your Next Home Organization Project!

Book A Free Financial Coaching Call! Today we are sharing four MORE "Lessons from the Sessions." These are takeaways from recent sessions with our clients that we bet will resonate with you and we hope will help you. You can listen to exactly what life coaching is like if you’re interested.We had a client recently find out her clinic was closing and she was out of a job. She has been trying to find a new job and keep moving but still finds her emotions feeling like a roller coaster. Listen to hear how we helped her through this sucky situation.In another takeaway, we had a client who absolutely didn’t believe the financial future we told her was possible for her family. Guess what? It’s happening! Listen in for how to trust the process and your coach even when you can’t believe the outcome is possible for you.One of our clients was recently trying to get motivated to do the home organization projects she KNOWS she wants to get done. Listen to hear how we coached her so she can PREDICTABLY get motivated every single time. We also have a bonus tip on how to get your kids to help!In our last takeaway, our client was upset she couldn’t pay off as much debt this month as she had previously. She felt like a failure. Listen in as we talk about how perfection isn’t the goal, how you can’t be a rockstar every month, why that’s normal and okay and how to stay focused on the bigger picture and how far you’ve come!Overall, these takeaways help in the areas of budgeting, getting out of debt, managing your emotions, goal setting, reducing debt, sacrificing short term gratification for long term satisfaction and how to get your home organized with your family’s help.Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Nov 4, 202221 min

Ep 4949 | Guided Life Coaching Session: Get clear on where you're at with your health, fitness, marriage, finances, clutter, anxiety & get immediate solutions!

If you'll give yourself 17 minutes, we'll give you clarity, vision, specific problems to solve and tools that you can use to solve them. Take the time for yourself. Stop scrolling. Stop being busy. Stop taking in more information. Instead, pause and truly evaluate where you're at right now. Then use your own VERY SMART AND CAPABLE brain to come up with solutions and action items. We know you're totally capable so we're providing the questions, the guidance and a little audio to help you! Whether you're struggling with losing weight, meal planning, fighting with your spouse, yelling at your kids, being too busy, overwhelm, anxiety, clutter or any other sort of problem, this 17 minute coaching session will help you. Grab Our Free Guided Life Coaching Session Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Oct 27, 202217 min

Ep 4848 | Body Shaming Vs. The Truth About Your Health, Food & Exercise (Part 2)

We don’t want to body shame anyone, but there are some real, hard truths we want to be real about in today’s episode. We think there is a LOT you’re up against in today’s culture when it comes to being healthy. We’re going to lay out the problems as we see it and then we’ll give you the solutions that we’ve come up with.In this episode we cover:✔️ Why you need to think for yourself and come to your own conclusions✔️ Why eating real food is the easiest and best solution✔️ What real food is✔️ How eating real food will help you get hormones, hunger & taste buds back to normal✔️ Whether the doctors and medical system are to blame for our poor health✔️ What processed food is & why it’s bad✔️ How to move your body✔️ How to live more naturally✔️ Alternative health solutions you could considerGrab our free guided life coaching session Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Oct 3, 202228 min

Ep 4747 | Body Shaming Vs. The Truth About Your Health, Food & Exercise (Part 1)

We don’t want to body shame anyone, but there are some real, hard truths we want to be real about in today’s episode. We think there is a LOT you’re up against in today’s culture when it comes to being healthy. We’re going to lay out the problems as we see it and then we’ll give you the solutions that we’ve come up with.In this episode we cover:✔️ How we’re more sick than ever✔️ How we’re more obese than ever✔️ Our lifespan is shortening✔️ How disease is not normal✔️ Whether the doctors and medical system are to blame for our poor health✔️ The difference between food and food-like substances✔️ What the crap we’re eating is doing to our bodiesConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Sep 30, 202229 min

Ep 4646 | Life Coach Session takeaways: how to start a morning routine, reducing expenses, what to eat for dinner and stop doing what other people want you to do

Book A Free Financial Coaching Call! Today we are sharing four "Lessons from the Sessions." These are takeaways from recent sessions with our clients that we bet will resonate with you and we hope will help you. We had a client recently turn her cell phone off in order to tighten up her budget--after one session. We have never had a client go that far so quickly and we certainly won't ask you to do that. We do, however, talk about the difference between wants and needs, why she chose to give it up and what some of the potential ramifications are in her life. In another takeaway, we talk about a client who is trying to finish her degree. Her degree that may or may not have an impact on her career. And, by the way, she's currently in a career that she had no intention of being in when she started out. So, the main lesson here is to learn to step back and ask why are you doing what you’re doing. There may be outside or past influences in your life that you need to reassess. Listen to hear exactly how we helped her work through this. One of our clients was recently trying to get in the routine of a morning routine. She came up against the obstacle of being tired. We coached her on exactly how to deal with it and achieve her goal! On our last takeaway we talk about our coaching for a client who is trying to eat healthy in order to lose weight. She's been making it complicated and she's confused about her macros and portions. We told her exactly how to handle dinner in order to take away the stress and decision making anxiety while also being able to reach her goals! Click this link to get our 14 Day Sheet Pan Cookbook: 7 ingredients or less, 7 steps or less, 1 pan to cook & clean. What’s not to like?Overall, these takeaways help in the areas of budgeting, goal setting, reducing expenses, sacrificing short term gratification for long term satisfaction, what to eat, how to deal with a family who doesn't eat healthy when you're trying to and how to deal with a busy schedule, being tired and achieving your goals at the same time. Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Sep 17, 202222 min

Ep 4545 | Cash For College: How Your Kids Can Go To College Without Going Into Debt + How To Pay For College Out Of Pocket

Snag Our Simplified Budget System! The normal route of going to college typically looks like: going into debt > partying > taking six years to accomplish a four year degree.You/your child are going to be different! We are going to help you learn to take care of yourself, to be in control, to pay for your college with cash, to stay focused, learn a lot, enjoy the ride and finish in four years.A lot of people finish college with debt and a lot of regrets about the decisions they made: the people they were with, the things they did, the hangovers and exhaustion and confusion.There's a whole different way to go to college. We've seen it. We've been super inspired by these young people that are crushing it so young!Financial Aid? More like Financial Injury.In this episode we cover:✔️ The reality about whether you need to go to college or not✔️ What people use college for instead of learning✔️ The normal path of debt > partying > six years instead of four✔️ How to be different and set apart from normal✔️ How to choose a school based on finances instead of feelings✔️ Things to consider about in state vs. out of state schools✔️ How much the college you go to actually matters✔️ How to afford school using a budget, scholarships, savings and part time work✔️ The many different types of scholarships available✔️ How to make a plan and implement it nowConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Sep 5, 202228 min

Ep 4444 | Implement This 4 Step System To Automate Your Bills (Paying Bills, Credit Cards, Bank Accounts)

Snag Our Simplified Budget System! No one ever grew up saying, “I can’t wait to pay bills.” No, paying bills was one of the worst parts of growing up, right up there with making your own dentist appointments. Contrast that with setting your own bedtime, eating as much junk food as you wanted and sleeping in. That’s what we were all excited about!Paying bills just isn’t fun.We developed a system for paying bills that is as painless as humanly possible for our clients. And now we’re bringing it to you.In this episode we cover:✔️ How to stop playing the guessing game with your money and your bank accounts✔️ The difference between bills and expenses✔️ How to set up a bills account to make paying bills automatic✔️ Which banks work the best for you✔️ The exact system to implement so your bills get paid every month without you having to do anything!✔️ How to separate spending and paying bills so you always know how much money you haveConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Aug 29, 202221 min

Ep 4343 | Treat Your Workout Sessions Like A Doctor’s Appointment

You’ve decided to commit to your health by beginning a workout program. Congratulations! Your next step is to block out your workout times in your calendar. Treat them just like you would a doctor appointment or an important business meeting. That means, you don’t schedule other events during that time. It also means that you don’t cancel, you don’t not show up, you don’t come in late. We’re going to tell you how & why this is the case! In this episode we cover: ✔️ Exactly how the best intentions get thwarted when it comes to your workout sessions ✔️ How to use your particular schedule management system to help you succeed ✔️ What mentality & attitude you need to stay committed and reach your goals ✔️ Exactly how to work on your food & drink intake to improve your sleep ✔️ The stats that prove how exercise compares to medicine in terms of sleep, risk for disease, bone fractures, depression and more. ✔️ How your workout session is like a business meeting with yourself where you address all the problems and obstacles you’re facing and deal with them Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Aug 22, 202216 min

Ep 4242 | 8 Tips To Get More Sleep So It’s Easier To Lose Weight, Part 2

8 tips to get more sleep so it’s easier to lose weight In this modern world, there are so many things we have to train ourselves to do that should come naturally. This includes sleep, relaxing, not being obese, being active, not being sick, cooking, you name it. With all of our advances, we’re much better at technology but we seem to be losing some of our more instinctual practices. So, we need to start from that mindset- this is something that should come naturally but it doesn’t and that’s okay. With that mindset, we can give ourselves permission to dedicate time and effort to learn how to do the thing. In this case, that’s sleep. So, just realize it might mean an overhaul to what you’ve been doing. But that’s okay! We’re giving you eight practical tips you can implement to improve your sleep. In this episode we cover: ✔️ How to use sunlight to improve your sleep ✔️ What bad light is, how to avoid it and counteract it ✔️ Why nightlights are actually inhibiting sleep (shocker!) ✔️ Exactly how to work on your food & drink intake to improve your sleep ✔️ Ways to control the temperature so you sleep better ✔️ Ways to be active enough to earn your rest ✔️ How to get yourself on a routine / schedule / ritual to get to & stay asleep ✔️ How close to bedtime you should ditch electronics to improve your sleep ✔️ How to get your mind right before bed in order to get better sleepConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Aug 15, 202217 min

Ep 4141 | 8 Tips To Get More Sleep So It’s Easier To Lose Weight, Part 1

Sleep should come naturally, shouldn’t it? Unfortunately in our very unnatural world these days it’s becoming more and more evasive. In this episode we cover: ✔️ How sleep helps you lose weight ✔️ How your body is a fat burning machine at night ✔️ How sleep (or lack of it) affects what types of food you consume ✔️ How sleep (or lack of it) affects your mood & motivation Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Aug 8, 202217 min

Ep 4040 | 5 Hacks To Drink More Water & Hit Your Intake Goals

Water is important. For all the reasons. That is another topic entirely. Today we are here assuming you agree but maybe you’re finding that drinking at least half of your body weight in ounces keeps eluding you. We talk about this all the time with our clients so we’ve devised several little hacks to help you get your water intake up while working with your habits. In this episode we cover: ✔️ How much water you should drink ✔️ When to sneak water in to get the best benefits ✔️ How to work with existing habits to get more water ✔️ The easy, should’ve-been-obvious hack to get more water in ✔️ How to drink more water while working ✔️ Lifestyle hacks to get more water in Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jun 27, 202216 min

Ep 3939 | 7 Reasons Why Transitioning To A SAHM Is So Hard & 5 Tips To Make It Better (Stay At Home Mom, Mindset, Working Mom, Identity)

Transitioning from working mom or working woman to stay-at-home-mom is hard for many reasons. We are talking today about why it’s hard, our experiences and also giving you a few tips to maybe make it better! In this episode we cover: ✔️ The identity problems that surface ✔️ What happens to your confidence when you make this transition ✔️ The #1 problem you face as a SAHM even though you might be in denial ✔️ The tedium and the endless hours ✔️ Our #1 tip to make things better ✔️ How to reframe your brain & rediscover yourself Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jun 20, 202230 min

Ep 3838 | How to EASILY meal plan & prep this summer ☀️

It’s summer which is the perfect time to eat well! We want you to be able to have your best summer ever and fuel all the fun activities! In this episode we cover: ✔️ Why eating healthy is SIMPLE and UNCOMPLICATED ✔️ How to eat like a human ✔️ The exact step-by-step plan to plan your family’s meals this summer ✔️ Strategies for meal planning to make it easier ✔️ How Vanessa really feels about mushrooms ✔️ The exact step-by-step plan on how to meal prep ✔️ Pro tips & Hacks to make meal prepping easier ✔️ How your kids can help and learn about healthy eating too ✔️ A freebie to help you plan & pack on-the-go foods for the fun summer activities Please grab all the freebies we talked about in the show at this website. Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jun 13, 202232 min

Ep 3737 | How To Teach Kids About Money, Part 3: Financial Education, Allowance, Saving, College, Bank Accounts, Scarcity vs Abundance + More

Snag Our Simplified Budget System! We know you want the best for your kids. You’re probably like us where “the best” isn’t defined as more stuff or more wealth necessarily. More likely, you want them to have the knowledge and tools to pursue a life of purpose, impact, service and happiness. But how do you talk to your kids about money? What do you say? How soon do you start? We’re answering these questions and more in our three part series Teaching Kids About Money.In this episode we cover: ✔️ What are the questions to ask before deciding on college? ✔️ Do you need student loans? ✔️ How to teach kids to focus on net worth instead of debt scores ✔️ How your kids can achieve financial independence ✔️ How to avoid the trap of the acquisition of stuff vs. the acquisition of financial freedom Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Jun 6, 202222 min

Ep 3636 | How To Teach Your Kids About Money Part 2: Financial Education, Allowance, Saving, College, Bank Accounts, Scarcity vs Abundance + More

Snag Our Simplified Budget System! We know you want the best for your kids. You’re probably like us where “the best” isn’t defined as more stuff or more wealth necessarily. More likely, you want them to have the knowledge and tools to pursue a life of purpose, impact, service and happiness. But how do you talk to your kids about money? What do you say? How soon do you start? We’re answering these questions and more in our three part series Teaching Kids About Money. In this episode we cover: ✔️ How, why & what to teach your kids about budgets ✔️ The difference between needs vs. wants ✔️ What kids need to know about saving & investing ✔️ The definition of debt ✔️ What your kids need to know about credit scores Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

May 24, 202226 min

Ep 3535 | How To Teach Kids About Money Part 1: Financial Education, Allowance, Saving, College, Bank Accounts, Scarcity vs Abundance + More

Snag Our Simplified Budget System! Teaching your kids about money We know you want the best for your kids. You’re probably like us where “the best” isn’t defined as more stuff or more wealth necessarily. More likely, you want them to have the knowledge and tools to pursue a life of purpose, impact, service and happiness. But how do you talk to your kids about money? What do you say? How soon do you start? We’re answering these questions and more in our three part series Teaching Kids About Money. In this episode we cover: ✔️ The stats of the “normal” state of personal finance in America ✔️Raising your expectations for what your kids can learn & put into practice NOW ✔️ The normal American path: college, debt, more debt, work for 50 years, retire & pinch pennies and how your kids can be different ✔️ How to share your financial wins & losses with your kids This episode is also available as a blog post.Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

May 16, 202223 min

Ep 3434 | 8 Tips To Organize Your Closet This Weekend

It’s that time of year where you’re probably eyeing your closet and your wardrobe, thinking about making some edits and changes. We’ve got you covered! We have eight really awesome, super doable tips to get you ready to organize your closet! In this episode we cover: ✔️ The pros and cons on tackling a little at a time or doing it all at once ✔️ How to design your space to make it fun & uniquely you ✔️ How to use your space effectively in order to make stuff easy to put away & get out ✔️ Pro tips on storage & organization ✔️ How to make a great closet happen on a budget This episode is also available as a blog post! Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 28, 202221 min

Ep 3333 | Do You Need A Digital Envelope System? Learn To Manage Money Using The Habits You Already Have! (How To Save Money + Budget Without Cash Envelopes)

Snag Our Simplified Budget System! Money management & personal finance can be complicated but we want to make it simple & easy for you which is why we are sharing the concept of a digital envelope system with you. This system works with your natural money habits and behavior to help you manage your money responsibly & efficiently. In this episode we cover: ✔️ When you should use cash versus when you should use this system ✔️ What accounts you should open to manage your money digitally ✔️ How many accounts (budget categories) you should have open ✔️ Two key hacks for using “bank account balancing” ✔️ The exact system to track exactly each budget category for the month by keeping your money in specific accounts Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 20, 202219 min

Ep 3232 | The 4 Types of Eating (Which To Do & Which To Avoid)

How is your relationship with food? The more you know yourself & understand food & nutrition, the easier it will be for you to be healthy and lose weight! Today we are talking about the four types of eating we do and we will walk you through how to avoid the not so great types and how to incorporate good ones! In this episode we cover: ✔️ Fuel eating: when you eat to fuel your body, create health ✔️ The difference between calories and fuel for your body and what it means for your energy levels ✔️ Fog eating: when you eat without being aware ✔️ The most common times you’re consuming calories without realizing it & tips to stop ✔️ Storm eating: when you eat in response to emotion ✔️ How to retrain yourself to DEAL with emotions instead of eating / drinking them✔️ Joy eating: When you PLAN to eat for fun or on a special occasion ✔️ Why joy eating should be part of the plan This episode is also available as a blog post. Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Apr 11, 202223 min

Ep 3131 | 8 Ways To Eat Healthy on a Budget

Snag Our Simplified Budget System! Many of our clients have goals in the finance and the fitness department. That means that they want to save money AND save calories. We’ve created this list to help you save money while sticking to your health goals. We don't believe that you should sacrifice the quality of your food or your endeavor to be healthy just to save a few dollars. However, we also don't believe eating healthy has to be more expensive, but you have to be smart about it!Check out this silly picture of our temporary not-so-state-of-the-art podcast booth.Also, get our 14 Day Sheet Pan Cookbook here.In this episode we cover:The fastest way to save money in your grocery budget right nowWhether or not saving money with frozen produce is rightTips & tricks for making your money & your food go furtherThe difference in costs between eating out & eating at homeThe cheapest healthy foods you can buyHow many people are eating so many more calories than they require and how that adds up in a budgetWe also have a graphic available at the link below with the list of healthy foods. This episode is also available as a blog post.Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 21, 202223 min

Ep 3030 | 3 Lessons We’ve Learned As Professional Organizers +How They Can Help You Get Started & Get Your Family On Board

We want to give you some advice that we’ve learned along the way as professional organizers that hopefully you can implement in your home. We want to help folks because, as you’ll hear on the show, people are embarrassed to invite company over, clutter makes you anxious and even EAT MORE (that’s not fair) and INCREASED housework (absolutely unacceptable).In this episode we cover:✔️ Why mom is so stressed and anxious✔️ How you might be underestimating how much clutter affects your home life & relationships✔️ How excited EVERYONE is when the home gets more tidy✔️ Why you should raise your expectations for your family to help you with home✔️ Don’t stall getting your home organized by thinking you need to buy items.This episode is also available as a blog post! Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 14, 202219 min

Ep 2929 | How We Grew Our Business To Six Figures With Zero Debt And Using The Profit First System (+How To Start A Business With No Money)

Snag Our Simplified Budget System Used By Business Owners! Do you have a business? Have you thought about it? Today we are talking all about how we started and grew our business to six figures DEBT FREE and being PROFITABLE from day one. And we give some fun examples along the way. If you're a fan of Dave Ramsey or Mike Michalowicz or just interested in hearing more, tune in!In this episode we cover: ✔️ What it means to have a debt-free business ✔️ What it means to be profitable ✔️ How to start and grow a business debt-free ✔️ How we use the Profit First system ✔️ Why this is the right way to do it ✔️ Lessons we learned abs challenges we faced. Get the Profit First book by Mike MichalowiczHere's the the Best Bank for Business Owners Inspired by Profit FirstConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 8, 202237 min

Ep 2828 | It Only Takes One Moment To Get Back On Track! Stop Letting Your Brain Convince You Otherwise, We'll Tell You How!

bonus

Snag Our Simplified Budget System! So often there’s no room in our brain for what smart people call cognitive dissonance. You see, your brain thinks that the fact that you are a healthy person working toward a goal AND that you are a person that occasionally eats for joy CANNOT be true at the same time. So, when you step outside of what you imagine your perfect healthy self to be, it wants to put you in the other category. The "well-I-failed-nevermind" category.But how does that serve you? Well, it doesn’t. Instead, what if it was simply true that you get to decide differently. So, if you have a minor “setback” you can DECIDE what you make it mean. We'll tell you how.Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 3, 20229 min

Ep 2727 | There’s No Such Thing As An Extra Paycheck: Learn Exactly How To Spend Any "Bonus" Check That Comes In

Snag Our Simplified Budget System! Do you ever get excited at the prospect of a 3 paycheck month? Or do you think your bonus is “extra” money?Well, tough love friend, but we’re here to tell you why that’s not true.In this episode we cover:✔️ How the calendar tricks you with these “extra” paychecks✔️ How to make sure your bills and expenses are covered depending on when paychecks land in your account✔️ How bills are monthly but certain expenses are daily✔️ Why you should think bigger than paycheck to paycheck✔️ How there are never extra dollar bills because every dollar bill needs a job✔️How to budget extra paychecks from side hustles, commissions & bonusesConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Mar 1, 202221 min