Financial Autonomy
453 episodes — Page 1 of 10
Will Your Money Last? 5 Things Your Retirement Plan Needs to Consider
Too Many Financial Goals? How to Decide What Comes First
The Simple Investment Strategy That Beats 89% of Active Funds
50% Return Once, or 8% Per Year for 10 Years - Which Would You Take?
Are Rising Bond Yields and Higher Interest Rates Changing Where You Should Invest?
Early Inheritances: Should You Give Your Children Money Now?
Offset, Redraw, Fixed or Variable: Is Your Mortgage Set Up to Build Wealth?
How to Turn a Good Income Into Lasting Wealth
7 Things Investors Should Check Now Before the Capital Gains Tax Changes
Can You Afford to Take a Career Break Without Derailing Your Finances?
Private Equity: What is it, can It Help You Build Wealth... and do you already invest in it without realising?
Mortgage, Investing or Super: What Should You Focus on in Your 30s, 40s & 50s?
Are Investment Bonds About to Become a More Tax-Effective Way to Build Wealth?
Should You Pay Off Your Mortgage and Other Debts as Fast as Possible?
Is This the End of the ASX? What It Could Mean for Your Investments
Want to Retire Earlier? How to Build Financial Independence Before 60
Are You Investing Too Much in Australian Shares?
Are You Taking Too Much Investment Risk — or Not Enough?
Should You Help Your Kids Buy Property? Lessons From 5 Family Property Purchases That Ended in Court
7 Ways Busy People Can Build Wealth on Autopilot
Is a Family Trust Still the Best Way to Build Family Wealth?
Am I on Track to Retire?
The Sharemarket Financial Year in Review (and What BlackRock Is Watching Now)
How to Build Passive Income So You Can Retire Earlier
Why Doing Less with Your Investments Could Make You Richer
Offset Account vs Investing in Shares: Which Will Make You Richer?
Everyone Says Pay Off the Mortgage with an Inheritance. But What Should You Really Do?
Self-Managed Super: Do the Tax Changes Make SMSFs Worth a Rethink?
How to Fund Your Child's Future Without Financial Stress
5 Ways to Build Wealth with the changes to Negative Gearing
Why Waiting to Get Financial Advice Could Cost You Hundreds of Thousands
Get Retirement Ready: How to Avoid Costly Surprises After You Retire
Your EOFY Checklist: Smart Moves to Make Now That Could Reduce Your Tax and Boost Your Super
Get Retirement Ready: The 5 Things to Get Right Before You Retire
The 2026 Budget Changes That Could Affect Your Property, Investments and Tax Strategy
Get Retirement Ready: Should You Pay Off the Mortgage or Boost Your Super?
The Ultimate Property Buying Checklist that Could Save You Thousands
What Inflation Is Really Doing to Your Wealth (And Why It Matters More Than You Think)
What It Really Takes to Turn Your Great Idea into a Real, Profitable Business
The 3 Questions That Will Change How You Make Every Financial Decision
The Property Buying Playbook That Could Save You Thousands
Buying property is one of the biggest financial decisions you'll ever make… and most people are just kind of winging it. You're going to inspections, watching prices, trying to read between the lines on listings, and still not sure if something's actually good value or if you're about to overpay. So this week, Nick sits down with buyer's advocate Mel Dennis to break down what actually matters when you're buying property. They unpack how to work out what a property is really worth, the mistakes buyers don't realise they're making until it's too late, and how to handle the negotiation so you don't end up paying more than you needed to. If you're in the market, or even just starting to think about it, this gives you a clear approach so you can make the call and buy with confidence. Inside this episode: Why doing your research still doesn't guarantee you won't overpay The three things you're always balancing when you buy, and how to prioritise them How to actually work out what a property is worth (not just what it's listed for) The due diligence most buyers think they've done… but haven't What experienced buyers look at that others don't How negotiations really work (and where people end up paying more) Why some properties grow in value... and others don't WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to [email protected], and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
Should You Be Worried About Your Investments and Retirement as War Escalates and Oil Prices Rise?
War is escalating, oil prices are rising and markets are reacting. So what does that actually mean for your investments and retirement? In this episode, we go beyond the headlines to unpack what's really happening, and answer the big question investors are asking right now: do I need to act? Inside this episode: • What war and rising oil prices are actually doing to markets • Why volatility makes even experienced investors second-guess themselves • The common mistake people make when reacting to headlines • How to think about your investments when things feel uncertain • The one question to ask before making any move WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to [email protected], and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
Franking Credits: Don't Miss Out on Free Money
This week on the Wealth Builder podcast Nick talks to accountant David Markovski about franking credits and how to get the most out of them. Need help? - Learn about our Wealth Builder program Subscribe to our weekly GainingCHOICE email General advice disclaimer
Post-Divorce Financial Roadmap
Divorce often requires a major financial reset, and knowing where to start can feel overwhelming. In this episode, we outline a practical roadmap to help rebuild financial stability after separation. We cover redefining your goals, understanding your remaining working years, and making smart housing decisions. We also discuss rebuilding cashflow clarity, updating estate planning, and reviewing insurance needs. If you're navigating life after divorce, this episode offers a clear framework to help you move forward with confidence. Subscribe to our weekly GainingCHOICE email General advice disclaimer
Crypto & Digital Assets: Boom, Bust & What's in Between
This week on the Wealth Builder podcast Nick talks to James Brannan from BlockByte Capital about mitigating risks when investing in cryptocurrencies in an ever-evolving market. Need help? - Learn about our Wealth Builder program Subscribe to our weekly GainingCHOICE email General advice disclaimer
Investing when your time frame is beyond your lifespan
In this episode, we explore what it means to invest with a time frame that stretches beyond your own lifespan. When personal financial security is already assured, the conversation can evolve from lifestyle funding to building capital designed to support generations to come. We unpack why inflation becomes the greatest risk, why growth assets like shares and property take priority, and how approaches such as index investing align with ultra-long horizons. Beyond strategy, we discuss the human side of legacy — financial literacy, shared purpose, and open conversations — and the deeper question of why building wealth for future generations truly matters. Subscribe to our weekly GainingCHOICE email General advice disclaimer
Can You Really Retire Early? Let's Find Out
This week on the Wealth Builder podcast Nick talks to Financial Autonomy host Paul Benson about what to consider before retiring early Need help? - Learn about our Wealth Builder program Subscribe to our weekly GainingCHOICE email General advice disclaimer
Should You Be Buying Precious Metals?
Gold rose 74% last year and silver surged 185%, but do those eye-catching returns actually justify investing in precious metals? In this episode, we explore what's driving current market anxiety, the case for and against gold as a safe haven, and whether it truly protects against inflation. We break down diversification benefits, long-term return realities, behavioural risks, and the pros and cons of physical gold, ETFs, and mining shares—before answering the real question: do precious metals belong in a disciplined investment portfolio, and if so, how much? Subscribe to our weekly GainingCHOICE email General advice disclaimer
Crypto & Digital Assets 101: Understanding the Basics
This week on the Wealth Builder podcast Nick talks to James Brannan from BlockByte Capital to explain the basics of cryptocurrencies and digital assets. Need help? - Learn about our Wealth Builder program Subscribe to our weekly GainingCHOICE email General advice disclaimer
How to Retire Earlier: The 5 Levers Australians Can Pull
Retiring earlier isn't about winning the lotto — it's about understanding the financial levers that actually move the needle. In this episode, we explore five practical strategies Australians can use to bring retirement forward, including maximising super contributions, improving spending efficiency, reviewing asset allocation, tapping into home equity, and easing the transition with part-time work. Retirement is ultimately about choice, and having the option to step away earlier — even if you don't take it — is a powerful form of financial autonomy. Subscribe to our weekly GainingCHOICE email General advice disclaimer