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Question of Rizq – Day trading and Futures

Question of Rizq – Day trading and Futures

Fajr Reminders - Mahmood Habib Masjid and Islamic Center · Fajr Reminders - Mahmood Habib Masjid and Islamic Center

July 10, 2025

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Show Notes

https://youtu.be/zTx5mgShXAE Auto-generated transcript:My brothers and sisters, I'm walking on Watch Hog Road in Summers, Connecticut. And one of my favorite walks, as a matter of fact, when we arrived here in September 2019, I think it was, if I'm not mistaken, the 23rd or 24th of September. Straight off the plane, I started this walk. I came here, I walked, and I'm not describing for you the route because most of you don't know the route. But for those of you who know that, I went down Watch Hog Road to the end, took a left all the way to Pease Road, up Pease Road. All the way to Hall Hill Road at the cemetery and then back to Hall Hill Road to my brother-in-law's place. And the whole thing was about eight miles. Didn't realize that, how far it was going to be. And I remember there was a guy who was mowing the sidewalk near his house on the way. And I asked him, how do I get back to where I need to be? He said, oh, wow, you are very far away from there. So I said, anyway, I still need to go. So I did. Now, this is a little brook that I have passed over many, many times on these walks. They seem to have done a great job with repairing it and repairing this little bridge here and so on. You can see the brook. Literally, this is the beauty of this place, that the water is literally good enough to drink. Stop by deep. This is maybe about three feet deep or so, at least at this point. Has some fish. Lots of this aquatic greenery and very beautiful scenery. I've been on this walk many, many times. I see many things here. I will show you here some signs of wealth as we go forward. There's a guy who owns most of the upper land here, and he's recently bought himself a plane. And he's built himself an airport, a whole landing strip with a hangar and everything. So anyone who's feeling very rich because you have a nice car, well, there are people who are, for them, a nice car is not something they even think about. The reason I'm saying that is because this is one of the biggest, most confusing, most confounding, most problematic parts of our life. And that is the question of sustenance. The question of rizq. Most of us, if not all of us, at some point in time, we are subject to anxiety about our rizq, about our... about our sustenance. Will I get it? Will I not get it? What happens? And then we have to deal with all that is happening on the global scale. Although having said that, people like to talk about how global markets are going up and down and what... For example, right now, the war in the Middle East, or the impending war, the war that just stopped and we are not sure is it a ceasefire or a complete cessation. It's a complete cessation. It's a cessation of hostilities. Is it a peace? Be that as it may, how will it affect what will happen if the Suez Canal is blocked and so on and so on? A lot of anxiety over this. We spend a lot of anxious hours over this. We spend a lot of time in, frankly, useless conversation because the people who are talking all this will not be affected one way or the other. Because even if the stock market crashes, the only people who are affected are the people who have... stocks. If you don't have any stocks, if you are a mom and pop shop, you're selling something, then somebody is buying those things from you. You are a farmer, you are a carpenter, you are a mason, you are a plumber, you are somebody with a trade. This is the beauty that people don't seem to understand. If you have a trade, if you have something that is saleable in terms of your efforts, then you are a farmer. You are a farmer. You are a mason. You are a plumber. You are a farmer. You are a shepherd in terms of your knowledge. No market crash can ever touch you. But people don't want to learn that. They think it's infradict. How can I be a plumber? So don't be a plumber. Stop. That's nicer for you. Right? Always be somebody else's slave. It's up to you. I mean, you can free yourself by learning a trade or you can be a slave all your life. Anyway, that's a side note. Here's this hangar. This is where the plane, this man's plane is. You can see the heavy equipment that is around here. He's a tobacco farmer. So what I'll show you is the tobacco barns where they dry leaf tobacco. The kind of tobacco they grow is not what goes into cigarettes. This makes cigar wrappers. So this is the tobacco that is used. This is the bulk of the cigar. There's some other tobacco inside. Except that most people are not for cigar nowadays. So those are the hangars. Those are the tobacco drying sheds. They have slats on the sides. So the slats open and air flows through. Very much like what we used to have to dry rubber, sheet rubber in India. What you see here are the tobacco plants, the broad leaf. And what I'm coming up here with is the cornfield. Mace. Mace, corn. Makai. That is what you see in the tarmac beyond this truck is the landing strip of the plane. So there we have this. Now why did I stock all of this? I'm saying all this because, as I said, the complication of risk. Now what Allah SWT tells us about risk, and this is where the guardian knot, as I said, is the best thing. Because it's the story of Hercules and how he cannot, nobody can untie this knot. And he says that the best thing is, is it Hercules or Achilles? I'm not sure anyway. He pulled out his sword and he cuts through it. And the knot is open, obviously, but it's cut. So the guardian knot that confounds us and we should tie it up. We should tie it up. And it is that of this sickle, this worry, this concern about our sustenance. What will happen to me? What will happen to my family? What will happen to this one, that one, the other one? And so on. What will happen to the market daisies? What will happen if I, if there is a war? All of this stuff Islam shows us and tells us the solution. And the solution is that what will happen to you? Is what your Rabb, Jalla Jalaluhu, wants to happen to you. No war, no economic upturn or downturn, no market collapse, no market anything can affect you negatively if your Rabb does not want that to happen. And the converse is equally true. None of this stuff. And the opposite of that, which is a bull market, stocks going up, wealth coming in, all of this, it will not affect you positively unless your Rabb and my Rabb wants that to happen. And Allah subhanahu wa ta'ala makes it very clear. Allah says, قُلْ إِنَّ رَبِّي يَوْسُطُ رِزْقًا لِمَنْ يَشَاءُ وَيَقْدِرُ وَلَكِنَّ أَكْثَرَ النَّاسِ لَا حَلَمُهُ He said, Jalla Jalaluhu, say to them that it is my Rabb who enlarges provision or restricts it. But most people don't understand this. Now this is where we need to, where we need our religion. So anyone dying of anxiety about this is nothing to be anxious about. Allah said He will feed us, He will feed us. Now therefore what must I do? I'll come to that in a second. Let's first get this thing out of our worry meter. So what will happen? What Allah wishes to happen, will happen. Allah subhanahu wa ta'ala mentioned the issue of risk many times in the Quran, many many ayats. And so look it up. I will not go into all the ayats here, but many times. And the message is always the same because there is no contradiction in the Quran. One ayat does not cancel out the other. And so therefore the message is always the same, which is that it is Allah subhanahu wa ta'ala who is al-qabiyyul aziz, who is in control. Right? إِنَّ اللَّهَ هُوَ الرَّزَّاقُ ذُو الْقُوَّةِ الْمَتِينِ Allah is the one who is the Ar-Razzaq. Not just Rajaq. He is Ar-Razzaq. He is the one who provides everything we need. And remember risk is not only food. It's every conceivable need. Physical, mental, emotional, spiritual. All of this is risk. What you receive is risk. What you give is also risk. To learn is risk. To teach is risk. To earn is risk. Charity is risk. Because each of these, in turn, earns us something. When I'm earning money, I'm earning money. When I'm giving in charity, I'm earning in hasanat, in good deeds. And therefore, that also is rizq. So as we think about that, I want you to think about this and say, my risk is fixed. Now, Nabi Sallallahu Alaihi Wasallam in the famous hadith of Ibn Abbas, R.A. Who said that, he said, I was sitting on the back of the right back of the mount of Rasul Sallallahu Alaihi Wasallam behind him. And you can imagine this small boy riding behind Rasul Sallallahu Alaihi Wasallam on his horse or his camel, holding onto his, maybe holding onto a belt or holding onto him on the back. And Nabi Sallallahu Alaihi Wasallam tells him, he says, Ya Ghulam, he said, oh boy. And he says to him, if you worship anyone, worship only Allah. When you worship, worship only Allah. And he says, if you ask for rizq, ask only Allah. He says, have, I mean, I'm trying to translate this into English in a way that makes sense. In fact, it means protect Allah. Obviously you can't protect Allah. It means protect your connection with Allah Subhanahu wa ta'ala. And Allah will protect you. Right? If you worship Allah, if you worship anyone, worship only Allah. If you ask for help, ask help only from Allah. And then he says that the destiny has been written, the pants have been lifted, the ink is dry. Now, very good worry is, which I request you, you know, read it, think about it, reflect on it. So therefore, what is the worry? Now the second part to this which I was mentioning is, it's not only the worry, it's other thing is the questions that come with regard to how you earn. So the obvious thing is that if my sustenance is fixed, and I'm going to get what has been written for me, irrespective of what I do or don't do. That's the meaning of Allah saying, Allah is the one who decides, and he is the one who gives and extends. He gives provision more or less. So therefore, my working, does it have any effect? Short answer, no, it has no effect. Then why should I work? It should work because you've been told to work.