Everyone's Talkin' Money

No matter what career you're in likely there are a few industry stereotypes that you have to overcome. Being a CERTIFIED FINANCIAL PLANNER is no different - especially being a female in this industry. Mary Beth Storjohann is a leader in the CFP® world, a podcaster, a mother and so much more and joining on Part 1 of this podcast episode to discuss how she's overcoming industry stereotypes and how you can as well. On This Podcast Episode: Mary Beth Storjohann, CFP® and Founder of Workable Wealth is an author, financial planner and accountability coach working to help clients in their 20s-40s across the country make smart, educated choices with their money. Her recent accolades include the “Top 40 Under 40” by Investment News, “10 young Advisors to Watch” by Financial Advisor Magazine, and “10 of the Best Personal Finance Experts on Twitter.” She frequently appears on NBC as a financial expert and her expertise has been featured in The Wall Street Journal, CNBC, Forbes and more. She's joining me on Part 1 of this podcast episode to dish about career stereotypes that we've both faced and dishing about some of her favorite tips that women need to be aware of to build a strong financial future. You can check out Part 2 of this podcast on Work Your Wealth Podcast You can connect with her via Twitter @marybstorj, on Facebook, or via Instagram. Shout Out to Our Podcast Sponsors: Big thanks to Wing and Audible for sponsoring this podcast episode. Audible.com/mymoney to get started today! The book I mentioned was called One Up on Wall Street. Wingalpha.com - SIGN UP and enter code MYMONEY to get $25 off your first phone bill! Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial experts, Harris Nydick and Greg Makowski, want to help you take the guesswork out of your 401(k). They've written a new book, Common Financial Sense, and it's packed full of great hacks and tips from two experts who know a lot about investing in a 401(k). Their mission to help educate you and provide some solid (and no-nonsense) tips to get your finances fired up. On This Podcast Episode: Harris and Greg join me for a podcast episode focused on helping you hack your 401(k). We're diving into the contents of their new book, Common Financial Sense, to get you some answers. We cover topics such as: Fool Proof Saving Investing in a 401(k)...do you know two-thirds of the US population doesn't invest in one at all? And getting ready for the retirement you deserve Demystifying some common investing and 401(k) myths Shout Out to Our Sponsor: Thanks to ZipRecruiter for sponsoring this podcast episode. And right now, my listeners can try ZipRecruiter FOR FREE - http://www.ziprecruiter.com/mymoney! Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Majd Maksad and his company, Status Money, recently completed a study all about peer pressure and the effects it has on your money. If I'm going to be honest, I've probably made a money decision or two in the past based on peer pressure. Would it surprise you to know that peer pressure actually can help people save money and change their spending habits? This Podcast Episode: Peer pressure can help consumers cut their spending by a whopping $600 a month, according to a new independent study by the University of Chicago and University of Maryland using technology from statusmoney.com. With more than half of Americans having less than $1000 in savings and 17% negative net worth, peer pressure could help combat what some experts are calling a debt epidemic. I wanted to get to the bottom of this and chat with Majd about these findings and how Status Money is helping people with their own money decisions. Many of the key findings were particularly interesting and I think they say a lot about the role peer pressure plays in our finances. Ask Shannah Live - podcast listener Heidi joins me for our first life Ask Shannah session. Hear her story of losing her job and having to make some tough choices about paying off debt or saving her money. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jessica Nazarali always had a big business dream - she knew she wanted to help people and be involved with personal development but wasn't sure how to execute that. When she started a blog about healthy food in 2011 she quickly realized that her dream could become a reality. She now runs a popular podcast called It Girl Radio and It Girl Academy to help other women realize their business dreams...but she definitely learned some money lessons along the way. On This Podcast Episode: Jessica joined me all the way from Austrailia for this episode, and she's dishing about the realities of running a successful company and online company that earns well over six figures. We tackled some tough questions in this interview including: How do you begin to overcome self-doubt and fear with running your own business How to feel worthy of making money when you run your own business What stumbling blocks in her own money journey that she had to overcome to be successful at helping others Is running an online business and blog still a viable way to make a sustainable income Why she says to, "stop telling your story around money if it's not helping you" Shout Out to Our Podcast Episode Sponsor: Big thanks to Candid Co. for sponsoring this podcast episode. Take advantage of Candid’s Risk-Free Modeling Kit Guarantee. Plus, when you use my dedicated link, http://www.candidco.com/mymoney, you’ll save 25% on your modeling kit. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I get sent a lot of books to review for the podcast - some great, some just ok. I sat down with Danielle Town's new book on a Friday afternoon, Invested - How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions & My Money (with a little help from my dad), and I couldn't put it down until I read every last word! On This Podcast Episode: I've had a lot of cool and interesting podcast interviews but this chat with Danielle takes the cake. Her book is all about this 12-month journey that she took with her dad & investing guru, Phil Town, on her journey to financial freedom. The best part, the book details how you and I can follow the exact same process that she went through. Naturally, I was excited to talk to Danielle about her journey, the struggles, and have her dish any great pearls of wisdom that you should know on your own investing journey. You'll want to bookmark this podcast episode for sure (and rush out and read her book). (This episode does not promote investing or investing techniques. Please invest based on your own financial situation or after speaking with your financial advisor.) Shout Out To Podcast Sponsors: Big thanks to Beachbody on Demand for sponsoring this podcast episode. Text MyMoney to 303030 and get a free trial membership. Big thanks to Brooklinen for sponsoring this episode. Get $20 off AND free shipping when you use promo code [mymoney] at Brooklinen.com. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I've been fortunate enough to be a guest on a lot of different podcasts lately where I get to share my own money story. Inevitably, I'm always asked, "What is your best money advice." I love that question because it gives me a chance to talk about those things that seemingly no one talks about when it comes to your money. On This Podcast Episode: Working with people over the last 12 years, I've seen a lot about how people manage their finances - the good and not-so-good ways. What I have learned, regardless of the income, is there are a lot of things that no one tells you about your money. In this episode, I'm dishing my top five things that I believe no one really talks about when it comes to money but really should. I think if we did, maybe we might all be able to breathe a sigh of relief. Shout Out to Our Podcast Sponsor: Thanks to Audible! Audible is offering MM listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney and browse the unmatched selection of audio programs – download a title free and start listening. Go to audible.com/mymoney or text mymoney to 500-500 to get started today. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I've been a fan of the No, You Go podcast for a while now and was so excited to be able to do a podcast swap. They are three badass women who share in frank, funny, and honest discussions about lots of issues in life that we're all trying to figure out. I'm also featured on their podcast talking about money taboos, the best financial advice to take and ignore, and dishing about the dreaded "b" (budgets) word. On This Podcast Episode: Jenn, Sara, and Katel (hosts of the No,You Go Podcast) are sharing their own career and money journeys in this hilarious and honest podcast episode. They each are superstars in their own right and they aren't afraid to roll up their sleeves and talk about their struggles figuring their way through being good with their finances. We also dove deep into their own money questions in the last segment and heard a first-hand story from Sara about credit card fraud and why you should always stay on top of your credit report (even if your score is rockin'.) Be sure to check out my episode on the No, You Go podcast and subscribe today. Shout Out To Our Sponsor: Thanks to the Decrypting Crypto Podcast for sponsoring this episode. Be sure to subscribe today to learn all things crypto and blockchain. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

News out of Washington D.C. is not the cheeriest these days almost midway through 2018, so it’s refreshing when electronic-pop trio SHAED (pronounced “shade”) has become a ray of sunlight on the nation’s capital evolving music scene – a badge of honor this young band wears proudly. Following in the footsteps paved by other notable D.C. area legends as Bad Brains, Fugazi and hall of famer Marvin Gaye, SHAED has their sights on a breakout year with an upcoming national tour and stellar new EP due out later this summer. On This Podcast Episode: SHAED is somewhat of a family affair, with twin-brothers Spencer and Max Ernst on the music side and Chelsea Lee bringing the vocals. Spencer and Chelsea are even engaged, and all three recently moved into a home together, where the band housemates were inspired to write and record their latest collection of songs. Not only a band, but the three are also close friends, jamming Frank Sinatra and old-school jazz as they cook dinner every night. Even so, this trio cuts a broad swath of musical talent weaving delicate, hypnotic pop-synths with grandiose lyrics and seductively powerful vocals. SHAED is a band to watch out for in the coming years. We caught up with SHAED as they just completed their last rehearsal before hitting the road for a string of dates with X Ambassadors. The trio had a lot to chat about, from the impact a fantasy novel had on the band, to the thunder of Bernie Sanders and writing songs at an empty Air B&B in Death Valley. My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Links Mentioned: SHAED New Music YouTube Shout Out to Episode Sponsor: Thanks to Candid Co. for sponsoring this podcast episode. You’re one step away from getting straighter, whiter teeth like me. Take advantage of Candid’s Risk-Free Modeling Kit Guarantee. Plus, when you use my dedicated link, http://www.Candidco.com/ MYMONEY, you’ll save 25% on your modeling kit. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to tackle some more of your Ask Shannah questions. On this podcast episode, I'm going to be giving some tips and suggestions for making cross-country moves, starting over somewhere fresh without a job and what to do with extra cash when you get a big promotion. On This Podcast Episode: I'm chatting about three awesome questions in this podcast episode. Tune in to hear my suggestions to these questions: I'm moving to a new city, quitting my job, and looking for a new job. How can I best manage my money during this time? We're moving cross-country with our cat to start a new master's degree program. How can we set ourselves up and make smart money moves during this transition? I just got a big promotion at work and now I'm trying to figure out if I should put that money into a 401(k) or towards my student loan payments. What do you suggest? Shout Out To Our Sponsor: Thanks to ZipRecruiter for sponsoring this episode. Right now, my listeners can try ZipRecruiter for free. That’s right FREE! Just go to ZipRecruiter.com/mymoney! Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You'd think when you arrive in the U.S. getting set up financially would be easy. Not so fast. When Warren Hogarth of Empower came to the U.S. from Austrailia in 2004 he quickly realized he was at a disadvantage with all things financial - getting credit and building your credit was no easy task. On This Podcast Episode: I had a candid conversation with Warren about his transition to the U.S. and how "the system" attempted to keep him down when it came to his finances. Luckily, he's sharing some of the money lessons he learned during that time as well as the journey he's taken to turn the disadvantages into a new app, Empower. Warren spent eight years as a Partner at the #1 VC firm in the world, Sequoia Capital. They've invested in companies like Square, LinkedIn, WhatsApp, and AirBnB, and Warren stood shoulder-to-shoulder with founders to build large, enduring businesses (3 went from zero to over $1 billion). If you take away one thing for this episode, it should be his best piece of money advice (stay to the end of the episode to hear his inspirational take away). Shout Out To Our Sponsor: This episode was sponsored by The Decrypting Crypto Podcast. As Warren said in the podcast episode, learning all you can about Crypto will keep you educated and in a position to make smart money moves. There's no better podcast than The Decrypting Crypto to help you do just that! Subscribe today in iTunes or any podcast platform. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average cost of a wedding in the U.S. is $33,391 according to Business Insider and from my experience, many of us spend money on items in our wedding that might not be the most beneficial to our bank account. I recently was a guest on Aleisha McCormak's Bridechilla podcast, so I figured it would great to have Aleisha share with you some of her favorite wedding do's and don'ts when it comes to spending your cash. On This Podcast Episode: She's a comedian and a TV presenter from the U.K. who turned her wisdom from planning her own wedding into a top-rated iTunes podcast, Bridechilla. Seriously, even if you aren't planning a wedding, you're going to enjoy hearing Aleisha dish wisdom about some of her favorite wedding do's and don'ts - including her f**k it bucket suggestion - and how to survive the day as stress-free as humanly possible. Shout Out to Our Sponsor: Thanks to Brooklinen for sponsoring this episode. My Brooklinen sheets are seriously the best, most comfortable sheets I’ve slept on. Brooklinen.com has an exclusive offer just for MY listeners. Get $20 off AND free shipping when you use promo code [mymoney] at Brooklinen.com. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s face it, the cruise industry does even get what a traveler in their 40s wants to do, see, and explore and they certainly do not know what an experience is these days. Let alone an experienced millennial traveler in their 20s and 30s just like you. So when you're thinking about where to spend your travel dollars...if you're anything like me, you're looking for an experience. When we think of cruising usually old school visions of the 70s TV show the Love Boat might pop into our brains, with endless buffets of gluttony, shore excursions to remote location in a beat-up tour bus with no air conditioning and of course the horror stories we see online of ships making people sick, flooding or just horrible customer service. These are the cruise ships of your parents and grandparents. On This Podcast Episode: Prompted by a question from Rebekah, who was searching for a unique travel experience, I uncovered U by Uniworld. U by Uniworld have begun a cruising revolution with their newly launched European river cruises for the next generations and beyond, designed for those with a passion for exploring and taste for authentic adventures. Chic comfortable ships that double as social clubs, silent disco clubs, mixology and fine cooking classes, rooftop yoga, locally-sourced designed menus and experiences in some of Europe’s top cities like Paris, Budapest, and Amsterdam that will blow your mind. That’s right, this is not your parents or grandparents cruise ships. I had the pleasure to chat up Ellen Bettridge, President, and CEO about one of the hottest new adventures that has the travel world all abuzz these days, U by Uniworld European River Cruises. Links Mentioned: U by Uniworld River Cruise Videos Where U Going? Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm dedicating today's podcast episode to an Ask Shannah question that came in a couple of weeks ago from Tabitha and Robert: "Hey Shannah, I'm reading a lot of articles that talk about the extreme side of personal finance and I find myself falling prey to the stereotypes that I'm not succeeding in my finances unless I'm 100% debt-free and that just seems impossible to me. I read all these articles about people who are retiring by 40 and paying off massive amounts of debt, but I'm not sure that's the vision I have for my life...please provide some insight." On This Podcast Episode: The topic of extreme personal finance is one I have a lot to say about. I'm breaking down the good, the bad, and all the in-between on this episode in what I hope will be a thought-provoking discussion about the journey to be 100% debt-free. In fact, I recently was quoted in a U.S. News & World Report article about this very topic with some other like-minded CFP® professionals who share my viewpoint and had some very insightful knowledge to add to the topic. Shout Out To Our Podcast Sponsor: Hosts Austin Knight and Matthew Howells-Barby take you on a journey of discovering what cryptocurrency is all about in The Decrypting Crypto Podcast. Search for 'The Decrypting Crypto Podcast' in your favorite podcasting app to start listening. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Now that we're well past tax-time, I wanted to reboot an episode that will help you give your 401(k) a little love. It's quite possible that fees may be eating your 401(k) returns and you aren't even aware of it. There is a lot of confusion out there about how 401(k)s even work, let alone that some funds may be costing you a bundle. Let's demystify some of that! On This Podcast Episode: I'm rebooting one of our top episodes and chatting with a podcast guest that's always a favorite, Chris Costello from Blooom (with three o's). I've honestly never seen a company quite like Blooom and I always love when we can chat about 401(k)s. We're covering: Why fees even matter in your 401(k) How you can figure out your ideal stock/bond ratio Ways you can control fees - to some extent Why your behavior has a lot to do with your 401(k) balance How to figure out how much you're actually paying in fees Click here for a FREE analysis of your 401(k) with Blooom. Help us out and support the podcast by going to wondery.com/SURVEY and filling it out. That’s wondery.com/SURVEY – you won’t even have to enter your email to help us win. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ok, let's get real for a minute here. We're all familiar with the term prenup, whether you're a fan or not. However, did you know that there is a new marriage trend - the postnuptial agreement? Just as it sounds, it's a legal agreement that is formed after you're married for a myriad of reasons. Let's go straight to the source, Chicago-based attorney Jennifer Guimond-Quigley to demystify this new marriage trend. On This Podcast Episode: As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education around these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups, and breaking down the differences between postnups in a fun and an easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). Jennifer is the owner and managing attorney at the Law Office of Jennifer Guimond-Quigley. She realized early on in law school that she had a passion for family law and estate planning. After gaining experience in these two areas both during and after law school, Jennifer decided to start her own firm. With her solo practice, Jennifer loves having the freedom to collaborate with her clients to achieve the best results possible without the limiting constraints common to practicing with larger firms (and she's kicking butt doing so). Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many money apps and programs on the market that it's hard to know which one is the "best." Unfortunately, you usually have to try a few before you find the one that is going to be your money bff. Not to worry though, I've tried just about all of them and I'm giving you the down low on some of my favorites. On This Podcast Episode: I'm breaking down some of the best of the best money apps, programs, products and more. If you're looking for some new favs, check these out. Best Budgeting App - You Need a Budget (hands-down one of my favorites) Best Points Credit Card- (still) Chase Sapphire Preferred Card Best Online Checking Account - I'm a fan of Aspiration. Listen to my interview with their CEO Andrei Best Investing App - Acorns (they're doing some really cool things over there at Acorns) Best Way To Think About Buying a House - Have you heard of Unison? We've had them on a podcast episode talking about innovative ways to afford a down payment Best Way To Reduce Your Credit Card Debt - (remember, you're trying to get an unfair advantage here) Ask for a credit limit increase, ask for an annual fee to be waived and ask for a lower interest rate. Here's a link to the Creditcards.com report with some of the statistics Ask Shannah - big thanks to Hilary for the question about rebounding from a financial crisis Shout Out To Our Sponsor: Thanks To Audible for sponsoring the podcast. Audible is offering MM listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney and browse the unmatched selection of audio programs – download a title free and start listening. Go to audible.com/mymoney or text mymoney to 500-500 to get started today. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We have such a broad audience on this podcast, which is something I’m proud of. We've got listeners of all ages looking for some money wisdom. One thing that is universal, no matter what decade you find yourself in, is the desire to make smart money moves along the way. Who's with me? On This Podcast Episode: Have you ever wondered what you should be doing with your money, or focusing on, now that you're in your 20's, 30's, 40's and 50's? Truth is, many of these smart money tips work for just about every age and you can use them as a checklist to see where you’re at regardless of your age. Here's a short cheat sheet: 20’s – Figure out how to spend your money 30’s – Decrease your take home pay and ramp up your lifestyle fund 40’s – CYA – cover any exposure you may have that puts your money at risk 50’s – Figure out what’s your number Shout-out To Our Sponsor: Thanks to our new sponsor Brooklinen - the best and most comfortable sheets I’ve slept on. Brooklinen.com has an exclusive offer just for MY listeners. Get $20 off AND free shipping when you use promo code [mymoney] at Brooklinen.com. Brooklinen is SO confident that they offer a risk-free 60-night satisfaction guarantee and a lifetime warranty on all of their sheets and comforters! Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you believe in karma or a higher power or just good old juju coming from the universe, sometimes two roads can lead to one path in our lives. That’s exactly what happened with my husband Jeff and myself a few years back and that’s what happened with this week’s musical guests, the Young Fables. Laurel Wright and Wes Lunsford (the Young Fables) are a dynamic duo of singer-songwriters that steadily has Music City talking about their unique and honest approach to songwriting, along with their infectious live shows. Heavyweights like Sheryl Crow and Keith Urban have even become “Fable Fanatics.” Oh, and they happen to be a duo that fell in love in real-life as well. On This Podcast Episode: The Young Fables joined us from Nashville to talk about finding love and the music they were meant to play, how their Kickstarter fundraiser went over the top live on the radio and their new album, Old Songs that’s due May 4. My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Links Mentioned: The Young Fables New Album Old Songs Young Fables YouTube Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money seems to be the Achilles heel for most of us. Either you can't seem to figure out how to get out of the endless paycheck-to-paycheck cycle or you are on the other end of the spectrum and saving so much that you're also not having a lot of fun in life. Saving money is one of the core personal finance principles but just like my guest, Jamila Souffrant, you have to figure out what you're saving money for in order to have fun with it. On This Podcast Episode: Jamila Souffrant, host of the Journey to Launch podcast and her husband set out with a big goal of saving $85K in one year and close to it in another year. Oh, and they have two children with another on the way. Jamila had a big goal of leaving the corporate world behind to forge her career in personal finance and to retire by the time she turns 40 in a few years. She's well on her way, and dishing some of her best "secrets" to supercharge your own savings. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ask Shannah questions are piling up so today I'm tackling two questions that I feel will resonate with you. On This Podcast Episode: Question #1 - How Much Should I Have Invested (and saved) At Certain Ages - while there are some common goals that are often suggested by personal finance experts, there isn't a hard-fast number for how much you should have invested and saved. Even if you haven't started yet, now is as good of a time as any. However, in the episode, I'm going to offer some common suggestions you can use to figure out if you're on track. Question #2 - Should I Make Weekly Credit Card Payments - well, the most important factor is that you're making your credit card payment on-time, however, these micropayments have become popular with people trying to better their credit score and pay off debt faster. See what I have to say about making weekly, bi-weekly, or monthly credit card payments. Have an Ask Shannah question, submit it here. Shout Out To Our Sponsor: Whether you’re a serious athlete looking for some new workouts or just starting out you need to give Beach Body on Demand a try. Right now listeners can get a free trial membership when you text MYMoney (no spaces) to 303030 – you get full access to the entire platform for FREE. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We've all heard of those people who launch online businesses and make a million dollars, and yet it all still seems a bit unbelievable. Almost on accident, Melyssa Griffin transformed her once website design job into a multi-million dollar online business teaching others how to transform their own business...but at the end of the day, she felt a bit purposeless. Something I think we all can relate to, no matter our career. On This Podcast Episode: If you're thinking this whole making money online thing is not realistic, then you need to meet Melyssa. She's not only incredibly successful at her own business, but she spends her day helping others find their own Pursuit With Purpose (that's even the name of her podcast). However, the money lessons that Melyssa has learned along the way might shock you (and you need to hear no matter what your career is). Ask Shannah - How can I get my partner (soon to be spouse) on the same money page with me? Shout Out to Our Sponsor: Audible is offering MM listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney and browse the unmatched selection of audio programs – download a title free and start listening. Go to audible.com/mymoney or text mymoney to 500-500 to get started today. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whatever career path or life choices we take with our lives may often time require a backup plan if something does not work out how we envision. But, what if we have one vision for our lives and no matter how long it takes or how much hard work comes with that dream this is exactly the direction we are headed and nothing will stop us or get in our way? Frontman of the power pop/rock band Jukebox the Ghost Ben Thornewill, always knew music was part of his life plan, from growing up playing classical music to getting a college degree in music and now ten years on as a successful chart-topping band. On This Podcast Episode: Jukebox the Ghost is bringing power pop/rock back with their blend of monster piano jams, hard rock guitar licks, and epically powerful vocals. Now, the Brooklyn-based trio of Thornewill on vocals/piano, Tommy Siegel guitar/vocals, and Jesse Kristin on drums/vocals have a sonically layered new album out right now, “Off to the Races.” We caught up with Thornewill in Brooklyn as Jukebox the Ghost was preparing to hit the road on their headlining tour in support of the new album. We talked with the lead singer about his path from classical music to rock music, their alter-ego of being a Queen cover band and how Brooklyn has become such a hotbed for creatives these days. My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Shout Out to Our Sponsor: ZipRecruiter is honestly the smartest way to hire! Right now, my listeners can try ZipRecruiter for free. That’s right FREE! Just go to ZipRecruiter.com/mymoney! Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

So how do you exactly build wealth? That is the trillion dollar question. While there isn't one way to answer that question, there are some steps that you can take to begin to build your own definition of wealth (and I'm not talking about having millions of dollars in your bank account). The art of building wealth starts with thinking about your money in a different way than you have in the past and maximizing what you do have. On This Podcast Episode: I'm sharing some of the smart money moves for building wealth that I've seen working with hundreds of people over the last twelve years. Regardless of income, the real question remains, what does true wealth look like to you (hint, it's different for everyone). Let's meet Gary Zimmerman from Max - the company that helps you "Max My Interest" so your cash is growing and always positioned with the best interest rate. Don't think it matters? What're a few dollars here or there? Gary is going to demystify this myth and show you why maxing your interest is one of the smartest ways to build your wealth. Ask Shannah - I'm sharing a success story this week about someone who decided to start making small steps to better his money situation. Proof that we all can change any situation. Shout Out to Our Sponsor: Thanks to HelloFresh. Get $30 off your first week of HelloFresh by going to hellofresh.com and enter code mymoney30. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Even though much of the U.S. has been blanketed with snow, rain and cold weather it’s actually spring right now – many are spring breaking as we listen to this episode. On This Podcast Episode: It is never too early or too late for that matter to start planning your epic summer vacation plans or maybe a fall/winter escape in the offseason. Whatever travel plans that may float your boat, we want you to make smarter travel money moves right now! Start your smart travel moves right now by listening to this escape-worthy episode as we talk about finding cheaper Europe deals, using social media to your advantage and where you can hop on the tequila train. Ask Shannah - this is a great question about the future cost of education and whether contributions to a 529 plan make sense if education is free in the future. Since I don't have a crystal ball, I'm only able to make some educated guesses. Links Mentioned: Roomer Travel Norwegian Air Hotel Tonight Kayak My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s 2018, and if you ask me, it’s time to do things better and definitely more affordable. Thanks to technology, we’re seeing a lot of our money transactions transform before our eyes. Think about how we save money with apps like Acorns, invest online with companies like Betterment, and on this podcast episode we’re talking about redefining the banking and mortgage process with two companies (BankMobile and Better Mortgage) that are using technology to do it better! On This Podcast Episode: This episode is dedicated to doing money things better. We’re introducing you to Luvleen Sidhu from BankMobile and Vishal Garg from Better Mortgage to unlock your thinking about two industries that were in dire need of some serious modernizing. Luvleen Sidhu had enough with big banking fees and wanted to do it differently. In 2013, Americans spent $32 billion on overdraft fees, which is three times as much as they spent on breast cancer and lung cancer combined and more than they spent on vegetables. Additionally, the underbanked spend approximately 10 percent of their salaries on fees for alternative financial services. Together with her father Jay Sidhu, she launched BankMobile in January 2015 to offer this banking experience all through a smartphone or tablet device, utilizing cutting-edge technology to make banking seamless. BankMobile offers completely fee-free accounts—checking, savings with a guaranteed higher savings rate than the top four banks in the U.S., and line of credit, access to over 55,000 surcharge-free ATMs nationwide (BankMobile VIP customers have free access to every ATM in the U.S., which is more than 400,000 ATMs), a personal banker for all customers, and a free financial coach for VIP customers. Vishal Garg is the Founder and CEO of Better Mortgage, working to make the mortgage process simpler, faster and much much better for all Americans – especially the new generation of first-time homebuyers (aka millennials). Better is a digital mortgage company focused on improving access to home financing. They’re using tech to make home buying better by speeding up the process, bringing down the cost and ensuring our customers get the best possible mortgage. Their mission is to make home buying more affordable and accessible for everyone. And that’s built into Better’s DNA - from their zero commissions approach to their 100% transparent process. Ask Shannah - My career journey as a female CFP® - it hasn't always been easy but it's been one of the best decisions I've made. Read more about my journey here. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You're at work, doing your job, day in and day out, and the struggle is real. You've got a crazy co-worker that you share a cubicle with who is always telling you stories of their latest adventures and a boss who is completely unapproachable. Or maybe you're just trying to figure out how in the heck to ask for a promotion. We're calling in Matt Ritter from the Safe For Work podcast to answer all your questions. On This Podcast Episode: Matt Ritter went from Lawyer to Comedian to Executive Recruiter to Podcast host - a journey I can totally relate to. In his new podcast, Safe For Work, Matt, and co-host Liz Dolan are dishing answers to questions that you've always wanted to ask. On this episode, Matt and I are dishing some of his favs. How to ask for a raise When to ask for a promotion How to weigh salary vs. other concerns between two job offers How do you value perks (comp for travel, relocation, free meals, etc) Getting pay less than co-workers When to leave a job for dream job vs. keeping it as a side hustle Ask Shannah segment - a question from Nick asking if he can refinance student loans that he's already refinanced. The short answer is, yes, but I'll sort out the details on this episode. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes the workplace can get crazy and messy, there's where the podcast Safe For Work comes in. Join the former head of marketing for Nike, NatGeo, and the Oprah Winfrey Network, Liz Dolan and recovering lawyer turned comedian and executive recruiter, Matt Ritter as they take your calls about the workplace and help you get through Monday to Friday with a little less stress, more confidence and a little more fun. Subscribe to Safe For Work on Apple Podcast, wherever you listen to podcasts or click wondery.fm/safeforwork See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever found yourself asking baffling questions like: How do I grab fear by the ears and snarl at it? What is my anxiety telling me? What are the pivotal plot points of my life? You and me both! We're going to get answers to some of those questions on this podcast episode and hopefully inspire you to continue being the best version of yourself. On This Podcast Episode: Paul Angone, the author of 101 Questions You Need to Ask in Your Twenties, is joining us to dish some of his favorite questions from the book as well as wisdom he found to answers some of those often difficult questions. Paul is the creator of allgroanup.com and read by millions in 190 countries. He is the author of the best-selling book 101 Secrets for Your Twenties, All Groan Up, and his newest book 101 Questions You Need to Ask in Your Twenties. Ask Shannah question: How should I best divvy up my savings if I'm already a good saver? Shout Out To Our Sponsor: Audible is offering Millennial Money listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney and browse the unmatched selection of audio programs – download a title free and start listening. Go to audible.com/mymoney or text Show URL to 500-500 to get started today. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recently we went to see one of our favorite Irish singers, Glen Hansard and he was telling about his first visit to Los Angeles. He had a quote about how to really get to know a place or culture, “If you want to learn about a place, read the history books. If you want to get to know a place, listen to their songs.” This is so true and we love exploring so many genres of music. These days it seems like we’re all reading more about history, watching documentaries about historic events and of course listening to podcasts about the history of so many things, people and places. On This Podcast Episode: This episode's Ask Shannah question is from Allison who is curious about student loan consolidation and whether it makes sense or not. Thanks Allison for the question! This week we wanted to explore the history of country music because just like your own money journey through life, history tells us a lot about where we've been and where we're going. For that reason, we also want to celebrate some of today’s hottest country artists and the incredible success they've had through their careers. Take a tour with us through one of Nashville’s most popular attractions, the Country Music Hall of Fame. We talked with museum editor Michael Gray about their newly opened exhibit, American Current, which features such greats as Taylor Swift, Jason Aldeen, Sam Hunt, Miranda Lambert, Jason Isbell, a new judge on American Idol Luke Bryan and so many more. My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Links Mentioned: Country Music Hall of Fame American Currents What’s on Tap in 2018 Taylor Swift Education Center Just co-launched a new course with The Life Currency called Sallie Mafia all about student loans Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every download means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving up potentially a lot of money for the down payment to buy your home can seem like a very daunting process. I know when I bought my first home it felt like I was scraping money together in every direction just to find enough to "make it work." Unfortunately, in many cities, the cost of entry for buying your first home has only become more and more expensive - hello San Francisco, New York, LA and even places like Chicago. The good news is the three companies we're talking to today are in the business of reinventing how you can actually afford that hefty down payment. On This Podcast Episode: Ask Shannah: Our question comes from Caitlin today who is trying to find ways to supercharge their savings to buy their first home in a really expensive market. Although there aren't any secret tricks, when you're trying to save for a big purchase you must know your numbers - where every penny is going and why to try to find excess savings. Take a listen as I offer some other tips for Caitlin and her husband. If you're looking for innovative ways to save for your down payment, this podcast is for you. I'm talking to three companies about what they offer millennials so you can put what savings you do have, with a little assistance, into your dream home sooner rather than later. Loftium - they're using one innovative company, Airbnb, to help you afford your 20% down payment. Landed- calling anyone who works for a school, this company is for you. They offer an innovative down payment program for teachers who don't often have the means to save 20% down on their own. Unison- think Landed but for anyone in any career. Unison is changing the way you afford your down payment so you can start living in your dream home and not just dreaming about it. Links Mentioned: Debt-to-Income Calculator Downpayment Movement Shout Out To Our Sponsors: Beach Body on Demand - text MYMoney (no spaces) to 303030 for a free trial membership. ZipRecruiter - Right now, my listeners can try ZipRecruiter for free. That’s right FREE! Just go to ZipRecruiter.com/mymoney! Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every download means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. We want to hear your money story - the good and not so good - for a project we're working on. It's all confidential, so don't worry. Please go here to share your story. Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's country music has been transformed, as the influence of hip-hop, rap, pop, and even EDM have become the new mainstream of popular music around the globe. Now, a young Canadian band of actual brothers, Beyond the Sun are breaking down more barriers with their brand of “shuffle-mode” style of country music and a new generation of fans are taking notice of one of Nashville’s most innovative bands. Beyond the Sun, Phil on guitar, Colin on vocals, and Dalton on drums hail from Ontario, Canada where they ingested a wide variety of music from Coldplay to Florida Georgia Line to My Chemical Romance to Ed Sheeran and Bruce Springsteen. Bands like Beyond the Sun are thinking outside the big box of country music and are carving their own path. On This Podcast Episode: We caught up with Beyond the Sun in Nashville as they chatted about their new song, “Dance Floor” and the music they’ll be releasing later in 2018, how their version of country music today fits with today’s fans and how they declare Bruce Springsteen’s songwriting as the GOAT (greatest of all time). You'll hear some great tunes and have a chance to check out a new band. My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Links Mentioned: Beyond the Sun New release “Dance Floor” Beyond the Sun Twitter AXS.com Article Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are a lot of taboos when it comes to investing. I must be rich to start investing, or I’ll lose all my money if I start investing, or I don’t have a clue where to start investing…so I’ll be fine if I never do. Those may seem silly, but we all have our own taboos when it comes to investing – the good and not-so-good ones. So, let’s dig in and see if we can’t demystify some of those common taboos and help you find your own sweet spot when it comes to investing. On This Podcast Episode: Taylor R. Schulte, Founder of Define Financial, podcast host of Stay Wealthy San Diego and a fellow CERTIFIED FINANCIAL PLANNER™ is joining me in this episode to talk about– no, completely and utterly demystify- the five most common investing taboos: Taboo 1 - I can’t invest in the stock market if I have other debt (student loan, credit card, etc.) Taboo 2 - I must invest too much of my salary each month to make a difference - so why invest Taboo 3 - The market is at all-time highs. I'm going to wait to invest until there is a market correction and I can buy at a lower price because I don’t want to lose my money Taboo 4 - I must be an investing expert to put together a solid portfolio that works for my risk tolerance (strike up a discussion about what someone should be looking at when they are evaluating mutual funds or stocks for their portfolio) Taboo 5- I can just invest in cryptocurrency and don’t have to invest in anything else Shout Out to Our Episode Sponsor: It’s your turn to start investing. Robinhood is giving listeners of Millennial Money a FREE stock like Apple, Ford, or Sprint to help you build your portfolio. Sign up at mymoney.robinhood.com. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money thing is about so much more than what’s in your paycheck every week," says the brilliant Liz Dolan, who together with her sisters Lian and Julie Dolan host the popular Satellite Sisters podcast each week. This episode is jam-packed with serious and silly advice and wisdom for how you can find your true self in a crowded space, and as they say, #staynoisy in all areas of your life. On This Podcast Episode: I had a chance to sit down with the Satellite Sisters recently and dive deep into this topic of finding your true self and understand how we can all stay noisy. Both Liz and Lian have backgrounds that will blow your mind. Liz is the former Chief Marketing Officer for 20th Century Fox, Nike and OWN to name a few, while Lian is a best-selling author. We talked about their award-winning podcast, and how they made the leap from successful radio show to podcast before podcasting was even a "thing." Ask Shannah - We tackled a question from Praveen who was trying to figure out how much to contribute to her 401(k) at work and if she should change her contribution from 3% to 5%. Links Mentioned: Satellite Sisters Podcast My interview on the Satellite Sisters Podcast Fidelity 401(k) Calculator Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on Millennial Money we're doing a podcast swap with one of my favorite podcasters, Farnoosh Torabi. You may know her from her podcast, So Money where she shares stories of personal finance, entrepreneurship, financial success and money strategy. She's got everyone from celebrities to everyday people on her show and each episode packs a serious punch of inspiration and education. On This Podcast Episode: Farnoosh is dishing some of her own stories of financial success and struggle as she's made her way from journalist to acclaimed author to podcast host...and so much more. This was a super fun episode as I got to go behind the scenes with Farnoosh as she talked about her career journey, managing money in a relationship (this isn't easy for anyone) and what keeps her inspired and focused on always creating great content on So Money. Today, we're doing a podcast swap too. You can check out my interview with Farnoosh on So Money after you've listened to this episode. Ask Shannah- This question is from Joe and it's all about the steps you should take after you've got your money spread out - retirement, college fund, credit cards and more. While there's never one answer to that question, it always comes back to your goals and the life you want to live. Matching your money as best you can to those goals will ensure you're headed in the right direction. Links Mentioned: Farnoosh's So Money Course Blooom Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all have talents - some may be already tapped talents and some may yet to be extracted from inside of us. What if you never discover the talents you have inside of you and never chase your dreams? Singer/songwriter Mat Kearney did not discover his amazing musical talents until he was midway through college at Chico State in California. Now, this Oregon-born singer-songwriter continues to break down musical barriers with his soulful genre-bending blend of hip-hop infused style of music with his new self-titled EP and upcoming album. On This Podcast Episode: Mat Kearney stopped by the Millennial Money podcast as was in the middle recent rehearsals in Nashville for his upcoming national tour to chat with Jeff. We loved hanging out with one of the all-around great guys in music today, as we chatted about his upcoming CRAZYTALK album and current tour, stories of opening for John Mayer early in his career and how fatherhood has changed his songwriting. Also, today's Ask Shannah question is all about not having access to a 401(k) at work from Angela. Links Mentioned: Mat Kearney CRAZYTALK Tour Instagram Grey’s Anatomy featuring Mat Kearney Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting laid off can feel like the worst thing to ever happen to you, but what if it's the best thing that ever happened to you? When Chris Hutchins, CEO, and co-founder of Grove got laid off he realized he had two choices - 1) wallow in his unemployment, or 2) take a risk and try to leverage unemployment into future success. On This Podcast Episode: Check out the latest Ask Shannah question from two listeners about saving money and strategies to grow that savings for first-time homebuyers. Chris shares his journey of being laid off and the evolution of building his new company, Grove aimed at making personalized financial advice both affordable and accessible for everyone. He's also sharing some gems about saving money while not sacrificing your lifestyle (yes, it's possible). Shout Out to Our Sponsors: For $30 off your first week of HelloFresh, visit HelloFresh and enter code "mymoney30" at checkout. Audible is offering listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney or text MYMONEY to 500-500 and browse Audible’s selection of audio programs – download a title free and start listening. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Unplugging is not something we do well in our warp-speed these days - but we should. In fact, there are scientific studies that suggest that being able to truly relax and rest has been shown to boost productivity, increase creativity, and reduce the long-term risks of potentially fatal ailments. So we decided to do just that - unplug a bit, reconnect, increase our creativity, and visit a place that many haven't even heard of - Texas Hill Country River Region. On This Podcast Episode: Sometimes we all need to escape the hustle and bustle of our daily lives to find a place where the pace is not so frantic, the locals are a lot friendlier, and the beauty of nature envelopes your soul with a warm Earth Day-esque hug. My co-host, Jeff Game, discuss how unplugging vacations can be one of the best investments you can make (not only as a couple but also in helping us get back in touch with what matters most in life). We recently decided to leave our city slicker lives behind for a few days, unplug and explore the quintessential Americana Texas Hill Country River Region, located in Uvalde County. And, it kind of ruled! As we hopped in our rental car for the hour and a half drive from San Antonio to Texas Hill Country River Region, cranked up our Willie Nelson playlist and could already feel the stress fall away along the roadside. Links Mentioned: Visit Uvalde Frio River Frio Bat Flight Elk Creek Stables Cowboy Storyteller Leakey Bear’s Den Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun! Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone wants to be smart with their money, and yet, it's hard sometimes to figure out what money moves we should actually be making. The irony is, most smart money moves you should make in your 20's are the same ones you should also make in your 30's and 40's. Instead, the smartest money move you can make is to figure out something I call your happiness plan and then figure out the money moves you need to make to fund that plan. On This Podcast Episode: Ask Shannah segment on how to avoid online romance scams Find out why savings is always going to be a smart money move We'll chat about the building phase of your 20's We'll chat about the building and protecting phase of your 30's Discover what your happiness plan is and how to make moves to fund that Links Mentioned: Sign up for the Sunday Email Brunch Club Submit a question for an Ask Shannah segment Shout Out To Our Sponsor: Thanks to ZipRecruiter for sponsoring this episode. Right now, my listeners can try ZipRecruiter for free. That’s right FREE! Just go to ZipRecruiter.com/mymoney. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. There is no assurance that the techniques and strategies discussed are suitable for all or will yield positive outcomes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode was inspired by a listener question sent in by Dezmond. He and his father had a bit of a disagreement over whether you should pay your credit card off in full each month or leave a balance to build a strong credit score. I'm so happy to answer this question definitively - no, you're not a fool to pay off that card each month. On This Podcast Episode: Let's review the five factors that influence your credit score I'm explaining why you don't need to keep a credit card balance So what do you do if you can't pay that card off in full each month How does not using your credit card actually hurt your credit score Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. There is no assurance that the techniques and strategies discussed are suitable for all listeners or will yield positive outcomes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all know that Valentine’s Day is a made up, Hallmark holiday that forces us to spend more money than we intended or should spend. It’s also a holiday that says this one day a year you have to be in love, and of course, spend more money. So not true! On This Podcast Episode: Valentine’s Day is the third largest consumer holiday of the year, as we spend over $19 Billion in the name of Cupid. The average person will spend $143.56 for their Valentine. Instead of spending money on stuff you or your Valentine may or may not use (probably not), spend your hard-earned cash on an escape plan and getaway for love. This is a great plan whether you’re in love or not. Travel this Valentine’s Day! My co-host for this podcast episode is my husband, Jeff Game, a travel, and music journalist that's always on the hunt for a good story to tell. Links Mentioned: Hotel Tonight Deals Travel Zoo Deals Jucy RV Rentals Cheap O Air Deals Songs: “No One’s Gonna Love You” - Band of Horses “Somebody to Love” - Valerie June Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You're young and probably not too excited about talking retirement - but you should be. You see, thinking about retirement at an early age only sets you up for success in the future. How much success...well that's anyone's guess...but if we look at math alone, starting to save early allows more time for your money to compound. This is a very good thing. However, there's a real retirement crisis on the horizon not just for millennials but for Gen X'ers and other generations and it's sadly not improving. On This Podcast Episode: Jeffrey Small, President of, "Arbor Financial” and author of new book, Turning Financial Planning, Right-Side Up, is our guest on this podcast episode. He's sharing some nuggets of information about the retirement crisis that you don't want to miss. We're talking about why millennials should be thinking about retirement now How to frame your thinking about picking stocks and funds Real ways that you can think about your savings for retirement What does the future look like for millennials now that we have this retirement crisis (i.e. are well doomed?) Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Netflix vs. HBO. Nike vs. Adidas. Business is war. Sometimes the prize is your wallet, or your attention. Sometimes, it’s just the fun of beating the other guy. The outcome of these battles shapes what we buy and how we live. Business Wars gives you the unauthorized, real story of what drives these companies and their leaders, inventors, investors and executives to new heights -- or to ruin. Hosted by David Brown, former anchor of Marketplace. From Wondery, the network behind Dirty John and American History Tellers. Don’t forget to subscribe at wondery.fm/businesswars See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a lot of mystery around budgeting but it's really a super simple process of keeping track of your income and more importantly, your expenses. Whether you hate to budget or are looking for a new system, the super easy three ingredient budget is a good place to start. On This Podcast Episode: Focusing on simplicity, learn super easy ways to create a three ingredient budget in a matter of minutes that you can keep track of without all the stress. Ingredient 1 - What's the cash you're working with Ingredient 2 - What do you gotta pay and what are you doing with the rest Ingredient 3 - How much do you have to put towards your goals (hint, can you find better ways to lower your 'rest' expenses) Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of year again (and the Patriots are once again in the Super Bowl) for the big game day. Did you know there are lots of savings to be had around Super Bowl Sunday? You thought it was just about wings and cheese dip - wrong - it's also a great time to buy a new TV, cut the cord, and order out. On This Podcast Episode: It's the Friday before the Super Bowl so let's have a little fun with this episode. We're dishing some of the hottest deals this Super Bowl Sunday including TVs that are at the lowest price (even lower than Black Friday deals). So don't blow all your cash on your blow out Super Bowl party and feel free to be a rebel and call in sick on Monday. Links Mentioned: Rich on Tech Thrillist TV Deals LendEDU Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'll admit it - I have doggie fever - like really bad. Being a financial planner I'm always trying to figure out the true cost of owning a pet and whether or not that makes sense for us financially. Pet Insurance is one of those topics that I don't know a lot about but, just like any other insurance, seems like a worthwhile investment to make. So I went straight to my friend Jennifer Fitzgerald at Policygenius to find out what I need to know about pet insurance. On This Podcast Episode: Jennifer Fitzgerald, Founder, and CEO of Policygenius, is not only a fellow lover of pets but also an expert when it comes to all things insurance. In this podcast episode, we're dishing what you need to know about pet insurance whether you have a pet now or are getting one in the future including: The pros and cons of pet insurance What policy options you have and the deductibles for each policy How much pet insurance really costs What are the risks of not having pet insurance Can you use any vet or do only certain vets take pet insurance Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does how you earn, save and spend your money say about your overall relationship with money - a lot actually. Some of us spend more money to "look the part" in our careers and some of us can get away with comfy pants and ripped sweatshirts (although I urge you to never go to work this way). What writer Alanna Okun has found in her series, How Do You Shop on Racked is that our uniqueness to spending and saving money is also the tie that binds us all together. On This Podcast Episode: We're getting down and dirty with Racked's writer and editor, Alanna Okun, about the series How Do You Shop in this episode. Alanna shares some of the most surprising discoveries she's learned from talking to many different women from across the U.S. about their own saving and spending money stories. Alanna's also got quite a money story herself. Living in NYC and working for Racked and BuzzFeed prior, she's sharing her own wisdom about being smart with her cash and her exciting career journey (hint, she's launching her first book, The Curse Of The Boyfriend Sweater in March). Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

For me, travel is a must in life, right up there with paying rent and my student loans (yep, still got those payments too). Going on vacation, I feel, isn't a luxury but a legitimate expense to add to any budget because of all you learn about yourself as well as the place you visit. What I've learned from years and years of traveling is that no matter what my budget is, there's always a way to go on vacation...no matter what. On This Podcast Episode: Let's not let your budget keep you for going on vacation - whether it's a short trip or a two-week excursion, traveling is important. Learn some of my favorite tips to vacation on any budget Creating a travel savings account could be the best thing Find sneaky ways to save every day for your travel fund Hear about some of my favorite sites to help you save Understand why I think travel is so important -and why the world needs you to explore it Links Mentioned: ThePointsGuy Hipmunk Momondo Wow Airlines Best Airbnbs for under $200 a night Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Jeff on Twitter Jeff on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When we think about the "American Dream" buying a home is certainly a core element. At least that's what I've been told. However, far too often I find people getting tempted into buying a home that's way too big for their bank account because society says, "you should buy a house you can grow into." I can tell you first hand that is a dangerous statement. When your home (or your mortgage payment) is bigger than your bank account the risks can far out weight the benefits. On This Podcast Episode: Let's discuss the dangerous of buying a house bigger than you need How to define your ideal home What are some factors you should consider to buy the right home for you How can you balance your goals with your mortgage payment Life lessons I learned from the all too real lifestyle creep Why you need to make smart home buying decisions (and how to correct not so smart ones) Links Mentioned: Wall St. Journal Article Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's always a happy day when you check your bank account and see that your tax refund has hit your account. It almost doesn't matter how much, or how little the amount is....it feels like free money. However, your tax refund is a refund of payments you've already made throughout the year that is over the amount that you should've paid. So, since it's your money, you're going to want to make the most of it. On This Podcast Episode: Find out some tips and tricks to make the most of your tax refund this year. Whether your goal is to pay down debt, afford a vacation or you want to stash it away to beef up your emergency fund, you're going to need a plan in place before the cash arrives. We all know what happens if you don't have a plan - somehow the money vaporizes (I've been there myself). Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the new podcast, Women’s Work, author and veteran podcaster Tsh Oxenreider, whom you might know from The Simple Show, asks women—from all walks of life who do all sorts of work—their stories. More than a business show, this is a STORY show; a podcast that sings the often unsung praises of the millions of women who make our world a better place. This show is for women, for a boost of encouragement that our/their place in the world DOES matter. It’s for men, to remind them/us that half the human race is doing good work right alongside them/us. And it’s for our sons and daughters, to inspire the next generation of what’s possible. On This Podcast Episode: Supporting great podcasts from women is super important to me. Here’s a clip from the premiere episode of Women’s Work, where Tsh talks with Sarah Stewart Holland, who’s both the podcaster from Pantsuit Politics AND a city commissioner for her small town in Kentucky. Links Mentioned: Subscribe to Women’s Work wherever you listen to podcasts, and also follow the show on Twitter and on Instagram @womensworkshow. And also, sign up the email, and you’ll never miss an episode - go to womensworkshow.com to sign up. Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Want More: Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices