Earn Your Leisure

Join us in this installment of the Earn Your Leisure Podcast as we sit down with J. Stone, original member of the All Money In crew, to delve into the true meaning and significance behind the motto "All Money In." We explore the origins of All Money In, what it represents to the members, and the impact it has had on their journey in the music industry and beyond.In this captivating discussion, J. Stone shares the evolution of All Money In from its roots as "slossing boys" to its transformation into a symbol of brotherhood, loyalty, and financial discipline. He offers a deeply personal insight into the crew's ethos, emphasizing the mantra of "all money in, no money out" as a commitment to financial responsibility, investment, and wealth accumulation.Moreover, the conversation touches on the visionary leadership of the late Nipsey Hussle and the influence of Sam, an exemplary hustler and mentor figure. J. Stone elaborates on the value of structure within All Money In, highlighting the importance of discipline, mutual support, and intellectual growth among the members.Additionally, the discussion delves into J. Stone's unique bond with Nipsey Hussle and their mutual passion for music and entrepreneurship. It unravels the journey of two individuals striving to make their mark in the industry while retaining independence and ownership, inspired by pioneering figures such as Master P and Jermaine Dupri.As we unravel the layers of meaning embedded in the All Money In philosophy, J. Stone's narrative offers a compelling blend of personal experiences, resilience, and the pursuit of excellence in the face of adversity.Join us for this thought-provoking conversation as we uncover the true essence of "All Money In" and gain invaluable insights into the world of hip-hop, entrepreneurial spirit, and unwavering dedication. Prepare to be inspired by the wisdom and vision shared by J. Stone and the profound impact of All Money In.#EYL #EYLMedium #AllMoneyIn #JStone #NipseyHussle #HipHopCulture #FinancialDiscipline #Entrepreneurship #Leadership #Brotherhood #Independence #Resilience #Mentorship #HustlerMentality #MusicIndustry #Ownership #Community #WealthAccumulation #FinancialResponsibilityOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this must-watch episode of Earn Your Leisure, we had the privilege of interviewing the inspiring Rachel Rodgers, a renowned entrepreneur and visionary. Rachel delves deep into the essential elements that define successful entrepreneurship.We cover a range of pivotal topics, including:- Embracing rejection as a stepping stone to success.- Cultivating the right entrepreneurial mindset.- Harnessing courage as a key to triumph.- Mastering the art of connecting with clients authentically.- Strategies to overcome imposter syndrome.- Gaining support from your partner for your business vision.- Why making six figures is just the beginning.- The importance of building your brand visibly and publicly.- Leveraging your unique personality in your business.- Developing a millionaire mindset.- Transforming challenges into entrepreneurial strengths.- Recognizing your worth in the business world.- Creating products that resonate with clients' needs.- The critical skill of copywriting for every entrepreneur.- The journey behind the launch of Hello Seven.- Qualifying yourself beyond your experience.- Convincing your partner to believe in your business vision.This episode is a treasure trove of insights for anyone looking to build a successful business or elevate their entrepreneurial journey. Rachel Rodgers shares her profound experiences and lessons that are invaluable for both aspiring and established entrepreneurs.Don't forget to hit like, share, and subscribe to Earn Your Leisure for more empowering content. Your support enables us to bring these valuable conversations to you!#RachelRodgers #Entrepreneurship #EarnYourLeisure #SuccessMindset #BusinessGrowth #HelloSeven #BrandBuilding #MillionaireMindset #EntrepreneurialChallenges #FinancialSuccess #CopywritingSkills #SupportingPartners #OvercomingRejection #ImposterSyndrome #PersonalBrand #EntrepreneurialJourneyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Explore the intriguing world of Bitcoin halving and its impact on cryptocurrency markets in our latest video. We delve into how Bitcoin's halving events influence the digital currency's value and scarcity, shaping the broader crypto economy. Additionally, we discuss the emerging trend of Crypto ETFs (Exchange-Traded Funds), examining their role in providing investors with a more traditional and potentially safer entry point into cryptocurrency investments. Join us as we unravel these complex yet fascinating aspects of the crypto landscape. Don't forget to like, subscribe, and share for more insightful content on cryptocurrency trends and news! #bitcoin #etf #cryptoOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Join Rashad Bilal, Ian Dunlap, and Troy Millings in this thought-provoking episode as they dive into the uncertain future of Pfizer in the pharmaceutical industry. As the hosts candidly discuss the current state of Pfizer and its potential recovery, viewers gain valuable insights into the factors influencing the company's trajectory.In this episode, the EYL team dissects Pfizer's challenges, including its management decisions, debt burden, and loss of exclusive rights to blockbuster drugs. The impact of the pandemic and missed opportunities in the weight loss drug market are also examined. With a shift in the industry landscape and the emergence of formidable competitors like Eli Lilly, the discussion delves into Pfizer's new standing as a "junior varsity" player in the pharmaceutical space.Viewers gain practical investment advice as the hosts share their perspectives on Pfizer's stock performance and future prospects. They delineate potential entry points for investors and emphasize the significance of scrutinizing stock drawdowns and company trends. The team presents a balanced view, expressing optimism for Pfizer at the right price while highlighting the need for caution and strategic decision-making.Furthermore, the hosts explore Pfizer's strategic moves, such as plans to license pharmaceutical assets, and offer critical analysis on the potential revenue impact. Drawing parallels with other industries, they highlight the complex dynamics of licensing and its implications for future growth and adaptability.As the episode unfolds, the hosts draw attention to the transformative nature of industries, likening Pfizer's position to past instances of market shifts in other sectors. They draw engaging parallels to recognizable names like LeBron and Nvidia to illustrate the evolving landscape of the pharmaceutical industry. Drawing from personal experiences, the hosts draw relatable analogies that resonate with viewers, enriching the discussion with humor and practical wisdom.The conversation culminates with a bold comparison, likening Pfizer's current challenges to a relationship facing financial struggles. This analogy adds a relatable dimension for viewers, bringing a refreshing approach to evaluating the stock's potential for recovery and growth.By the end of the episode, viewers are equipped with a nuanced understanding of the pharmaceutical industry, Pfizer's strategic position, and the critical factors shaping its future. Whether you're an investor or simply intrigued by the intricacies of the pharmaceutical landscape, this episode offers a compelling and insightful exploration of Pfizer's journey in the midst of industry turbulence.Join the EYL team as they dissect Pfizer's future, lend practical investment insights, and offer a compelling perspective on the evolving pharmaceutical terrain. Don't miss this engrossing episode that promises to expand your understanding of the pharmaceutical industry and stimulate thought-provoking discussions on Pfizer's potential resurgence. #CalebSilver #Pfizer #Pharmaceuticals #Stocks #Investing #EYL #MarketAnalysis #IndustryTrends #FinancialInsights #CalebSilver #Pfizer #PharmaceuticalsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Caleb Silver, the Editor in Chief of Investopedia. They delve into the concept of the American Dream and its evolving financial implications. The discussion centers around the staggering figure of $3.4 million, which has been identified as the monetary requirement to attain the American Dream in today's society. Caleb Silver begins by shedding light on the reasons people were searching for the American Dream on Investopedia and how it is perceived as unattainable by many, especially the younger generation. He breaks down the cost of building the American Dream, encompassing elements such as raising a family, educational expenses, owning a home, and preparing for retirement, culminating in the $3.4 million benchmark.The conversation transitions to the stark contrast between the median lifetime income and the financial outlay required for the American Dream, emphasizing the reality of a substantial shortfall for the average American. The dilemma prompts considerations about how individuals not on track to earn that much over their lifetimes can improve their financial situation.Caleb Silver advocates for investment as a means to bridge the gap and make money work for individuals. He also highlights the significance of owning a home or real estate properties that generate income, emphasizing the long-term financial benefits and the preservation of wealth for future generations.As the discussion unfolds, the Investopedia team analyzes the top ten search terms, reflecting the readers' interests and concerns. Artificial intelligence emerges as a significant area of interest, with profound implications for investment and its pervasive influence across various industries. The conversation delves into bank failures, assumable mortgages, treasury bills, and the inverted yield curve, providing context around their relevance and impact on the financial landscape.The video prompts a critical examination of the evolving dynamics in finance and investment. It underscores the necessity of aligning investment strategies with the changing economic interplay, providing valuable insights for individuals striving to navigate and succeed in an ever-evolving financial terrain.​​​​​​​#AmericanDream #PersonalFinance #InvestmentStrategies #FinancialPlanning #WealthBuilding #RealEstateInvesting #ArtificialIntelligence #EconomicDynamics #FinancialEducation #InvestopediaOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, Caleb Silver, Editor-in-Chief of Investopedia, shares his valuable insights on the current state of the housing market, stock market trends, and investment strategies. The discussion opens with a deep dive into the housing market, highlighting the challenges of home affordability and the emotional significance of home ownership. Caleb discusses the potential reawakening of the housing market in the spring and summer, emphasizing the impact of mortgage rates on buyer activity and the potential for a revival of housing stocks.The conversation then shifts to the stock market, with the team exploring the correlation between stock market performance and website traffic at Investopedia. Caleb explains how market volatility and hot bull markets drive increased traffic on their platform, while also acknowledging the balance observed in traffic patterns during different market conditions. The interview delves into the challenge of sticking to an investment plan, with Caleb emphasizing the role of emotions and the importance of having a strategic approach to investing. He shares his personal investment style as a dedicated index and ETF investor, underscoring the consistency and discipline essential for long-term success.Through engaging dialogue and expert analysis, this interview provides valuable insights for individuals navigating the housing and stock markets, as well as those seeking to enhance their investment strategies. Don't miss this in-depth discussion with Caleb Silver, a seasoned industry professional, as he provides practical wisdom and knowledgeable perspectives on crucial aspects of the economy and investment landscape.#EYL #CalebSilver #investing #housingsmarket #stockmarket #investmentstrategy #economicinsights #financialwisdom #homeaffordability #mortgagerates #bullmarket #marketvolatility #longterminvestingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, our guest, Caleb Silver, shares his six golden rules of investing that can guide you through the new year and help you build a successful strategy for your portfolio. From starting early to being tax-smart, these rules are essential for all investors to follow.Rule #1: Start earlyCaleb emphasizes the significance of starting early in investing. He highlights the power of compounding and the impact of starting young on building wealth.Rule #2: Determine your risk toleranceUnderstanding your tolerance for drawdowns and market volatility is crucial. Knowing how much risk you can handle before tapping out is key to maintaining a steady investment strategy.Rule #3: Know what you ownIt's essential to have a thorough understanding of the assets in your portfolio. Whether it's individual stocks, ETFs, or index funds, knowing what you own and understanding their financials is critical.Rule #4: Tame your animal spiritsControlling emotions and impulses when it comes to investing is vital. Caleb emphasizes the significance of having a plan and not giving in to impulsive decisions during market swings.Rule #5: Set it, but don't forget itWhile some advise against frequently checking your investment accounts, Caleb encourages investors to stay informed about their portfolios. Regularly reviewing and rebalancing your holdings is essential to ensure they align with your current investment goals and market conditions.Rule #6: Be a tax smart investorUnderstanding the tax implications of your investment decisions is crucial. From tax-loss harvesting to considering tax-advantaged accounts, being tax smart can significantly impact your overall returns.Follow these six golden rules to lay a solid foundation for your investing strategy in 2024. Whether you're a seasoned investor or just starting out, incorporating these principles into your approach can lead to greater financial success. Join us as we delve into Caleb Silver's expert insights on investing and kick-start your year with a sound investment strategy.#Investing #FinancialPlanning #WealthBuilding #StockMarket #TaxSmart #InvestmentStrategy #MarketVolatility #MoneyManagement #WealthManagement #Compounding #EYL #CalebSilverOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Thumbnail: The Real L.A. Welcome to anotherJStone #WestCoastRap #MentalHealth #NipseyHusslee today's spotlight shines on the influential J. Stone. With the special guest host Stix Watts, this episode delves deep into the heart of West Coast culture, music, and life lessons.🌟 **Highlights of the Episode:**- **The West Coast Influence**: Discover the impact and legacy of the West Coast on the music industry and beyond.- **Mental Health Matters**: J. Stone opens up about the importance of mental health, especially in the challenging world of music.- **Creating in the Face of Tragedy**: The story behind J. Stone’s album ‘The Definition of Pain’ after Nipsey Hussle’s passing is both moving and inspiring.- **J. Stone & Nipsey Hussle**: A touching reflection on J. Stone's relationship with Nipsey Hussle, drawing parallels with iconic rap legends.- **Breaking the Stigma**: Addressing why it's hard for men to openly discuss their problems and the importance of doing so.- **The Marathon Continues**: The legacy of Nipsey Hussle lives on through his music and his message.- **J. Stone's New Ventures**: From music to movies, J. Stone talks about his journey into the film industry.- **Fatherhood Without a Blueprint**: How J. Stone's own experiences shaped his approach to being a father.- **The Evolution of the Streets**: A look at how street culture is evolving and impacting music.- **J. Stone’s Top 5 LA Rappers**: Who makes the list in J. Stone's view of the LA rap scene?- **All Money In Independence**: The strategy and ethos behind the All Money In team’s independent approach.- **Street Culture & Corporate Profit**: A discussion on how corporations interact with and often exploit street culture.- **Behind the Album Series**: Insights into the concept and creation of J. Stone’s album series.- **Music Promotion Strategies**: How All Money In made waves in rival neighborhoods through their unique promotional tactics.- **The Essence of All Money In**: Understanding the deeper meaning behind the label’s name and ethos.- **Nipsey’s Creative Influence**: How Nipsey Hussle contributed to the naming of J. Stone’s album series.Join us for this unmissable episode as J. Stone shares his journey, thoughts, and experiences in an intimate and revealing conversation. It's more than music; it's a testament to resilience, creativity, and the unyielding spirit of the West Coast.#EarnYourLeisure #JStone #WestCoastRap #MentalHealth #NipseyHussle #MusicIndustry #Fatherhood #AllMoneyInOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking episode, Rashad Bilal, Ian Dunlap, and Troy Millings engage in a candid discussion on the concept of democracy amidst the current turbulent political climate. They dive deep into the question: Is American democracy overrated?The session opens with Ian Dunlap challenging the notion of America as a democratic state, emphasizing that it is, in fact, a republic. He expresses his belief that the concept of democracy is noble but has been poorly executed, leading to countless injustices and societal issues. The hosts highlight how democracy fails to provide equal power and is skewed toward the rich and influential, with lobbyists controlling the government and media. They dismantle the myth of democracy's equality and discuss how it has been forcibly imposed on nations, particularly in Africa, as a means for external control, contributing to systemic challenges in those regions.The conversation extends to a global perspective, exploring the impact of American dominance and the potential shift in the economic and business landscape. They ponder the likelihood of other countries rising to prominence within the global market, with a particular focus on the emergence of the UAE and Saudi Arabia as significant players in the financial sector. The hosts also delve into the implications of major corporations relocating headquarters and operations to different countries, raising questions about the future dynamics of American-based companies with extensive overseas footprints.Moreover, the hosts deliberate over the ramifications of spreading dominance and influence through global business expansion and strategic alliances. They emphasize the need for an open-minded approach and a thorough understanding of diverse cultural and economic systems, challenging the inherent biases often perpetuated by American perspectives.In the latter part of the conversation, they examine the potential impact of establishing business presence in different countries and how it shapes the playing field in the global economy. They discuss how this can lead to the standardization of customs and practices, ultimately influencing the global landscape from a distinctly American perspective.This provocative session shares a critical analysis of democracy, American influence, and the evolving global economic paradigm, prompting viewers to consider these complex and profound topics from diverse viewpoints. As the world grapples with shifting power dynamics and economic realities, this discussion offers valuable insights into the multifaceted nature of democracy and its implications in a global context.Join Rashad Bilal, Ian Dunlap, and Troy Millings as they challenge conventional assumptions and delve into the very essence of democracy and global dominance in this eye-opening episode.#Democracy #AmericanDemocracy #GlobalInfluence #EconomicParadigm #BusinessExpansion #GlobalDominance #CulturalPerspectives #PoliticalClimate #ElectionYear #AmericanInfluence #WorldEconomy #AmericanPolitics #WealthInequality #InstitutionalInjustice #PoliticalSystems #InternationalRelations #EYL #RashadBilal #IanDunlap #TroyMillingsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, hosts Rashad Bilal and Troy Millings engage in a candid conversation with the insightful Eboni Williams. The discussion revolves around the challenges faced by successful black women in the dating game, particularly concerning finances and societal expectations. Eboni shares her personal experiences and offers thought-provoking insights into the complexities of the modern relationship landscape.The conversation delves into the impact of the "boss chick" and independent black woman archetypes on the black family ecosystem. Eboni and the hosts ponder whether these constructs have become destructive and pose challenges for traditional family dynamics. The discussion is nuanced and based on statistical data, transcending subjective opinions to tackle the harsh realities faced by black women in today's society.Furthermore, Eboni addresses misconceptions about black women intentionally competing with black men and emphasizes the sincere desire to build fulfilling relationships within the black community. She articulates the importance of socioeconomic alignment in partnerships, highlighting the self-interested element of desiring a similarly positioned partner for a secure and comfortable future.The conversation takes a controversial turn as the hosts discuss the challenges faced by successful single women in finding equally yoked partners. The societal values and expectations placed on men and women regarding attractiveness, youth, fertility, and financial stability are dissected, shedding light on the inherent conflicts within the dating market.Eboni openly shares her strategic approach to dating, expressing a preference for older men due to their appreciation of aspects of youth. She candidly discusses her personal journey towards single motherhood by choice, providing insights into how the age and lifestyle circumstances of potential partners influence major life decisions.The discussion touches on the realities of being a middle-aged, highly educated, and high-earning black woman, emphasizing the limited pool of potential partners due to income brackets and societal expectations. Eboni urges for a frank understanding of the compromises, decisions, and priorities that successful black women must navigate in their pursuit of fulfilling personal and professional lives.Ultimately, the episode provides a compelling exploration of the dating and financial dilemmas faced by successful black women, urging individuals to bravely confront the realities of their desires and make strategic decisions aligned with their personal priorities.#eyl #MMMedium #EboniWilliams #BlackWomen #Relationships #Success #Finances #DatingChallenges #SocioeconomicFactors #SingleMotherhood #Society #GenderRoles #MiddleAged #Compromises #PrioritiesOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, Eboni Williams joins the hosts Rashad Bilal, Ian Dunlap, and Troy Millings to discuss the importance of prenuptial agreements (prenups) and the financial comfort needed to thrive in different cities. Eboni sheds light on the misconceptions surrounding prenups, emphasizing that it's not just for the wealthy but also for individuals with incomes ranging from $65,000 to $125,000. She highlights how prenups provide protection for separate property and assets brought into a relationship. Eboni shares insights on the financial comfort needed in metropolitan cities like New York, LA, and San Francisco, noting that an income of around $300,000 is necessary for a comfortable lifestyle in these high-cost areas. She further explores the financial needs in other cities such as Atlanta and Chicago, where a couple of hundred thousand dollars can provide a comfortable living standard. Eboni's candid and practical approach to financial discussions brings refreshing perspectives to the table.Join the conversation as Eboni passionately advocates for understanding the financial implications of different lifestyles and the necessity for viable financial partnerships. Learn about the complexities of child support, paternity tests, and the practicalities of raising children in a high-cost environment. Eboni's transparent discussions bring clarity to these often overlooked, yet significant, aspects of personal finance and relationships.In addition to financial topics, Eboni shares insights about her personal experiences, adding depth and relatability to the conversation. Her reflections on living in New York with a $150,000 income offer a realistic viewpoint that resonates with many individuals striving for financial stability in expensive cities.This episode is a valuable resource for individuals seeking practical advice on relationship finances, prenuptial agreements, and achieving financial comfort in different living environments. Eboni's wealth of experience and candid approach make this discussion informative, engaging, and thought-provoking.#Prenups #FinancialComfort #RelationshipFinance #PersonalFinance #HighCostCities #ChildSupport #PaternityTests #LivingExpenses #EboniWilliams #MMMedium #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the implications of a bill that aims to prevent hedge funds from owning single-family homes in the United States. Ian expresses skepticism about the bill passing, citing the influence of hedge fund giants like Ken Griffin and the potential impact on the real estate investment space. The proposed legislation not only seeks to ban hedge funds from amassing large portfolios of single-family homes but also requires them to sell off a portion of their holdings over a ten-year period, ultimately leading to a complete ban on ownership of single-family homes by hedge funds.The hosts delve into the potential impact on the housing market, highlighting concerns about affordability, rental availability, and the shortage of homes in various parts of the country. They emphasize the uneven playing field for average citizens competing with financial institutions in property acquisition, leading to a discussion about the existing housing crisis and the consequences of underbuilding.Ian Dunlap also addresses the recent probe over mortgage pricing discrimination involving Wells Fargo and other banks. The hosts express astonishment at how Wells Fargo continues to operate despite a history of controversial practices. They question the likelihood of substantial changes resulting from the investigation, hinting at the possibility of superficial initiatives such as the addition of a racial inclusion division rather than meaningful reform.Join the conversation as the hosts dissect the complexities of real estate investment, housing affordability, and the repercussions of institutional involvement in the housing market. They provide critical insights into the proposed bill's implications and the ongoing issues surrounding mortgage discrimination, offering a thought-provoking analysis of key issues impacting real estate and financial institutions in the United States.Don't miss out on this insightful discussion that sheds light on the intersection of hedge funds, single-family home ownership, and the intricacies of mortgage discrimination in the real estate industry. If you're interested in understanding the multifaceted dynamics of real estate investment and regulatory challenges, this episode is a must-watch! #EYL #RealEstateInvestment #MortgageProbe #HedgeFundRegulation#RealEstate #HedgeFunds #HouseOwnership #FinancialInstitutions #WellsFargoProbe #MortgageDiscriminationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, hosts Rashad Bilal and Troy Millings delve into the intricacies of podcasting monetization and business models, accompanied by guest and former music industry figure, Loon. They tackle the common misconception that advertising revenue alone is sufficient to sustain a lucrative living through podcasting. Rashad points out that while there's substantial money in ads, most podcasters struggle to amass a sizable audience, which is crucial for significant ad revenue. This leads to the conclusion that creativity and diversification are essential components in generating income beyond ad revenue.Loon shares his insights on the potential pitfalls of early fame, emphasizing the importance of maintaining focus on business aspects, such as selling merchandise, services, and creating subscription-based models. The conversation delves into the dynamics of podcast ownership, with the hosts expressing the necessity of maintaining control over their show, even in the face of potentially lucrative contracts. They shed light on the prevalent lack of transparency in the industry and the nuances of negotiating podcast deals.The discussion unpacks the complexities of CPM (Cost Per Mille) and RPM (Revenue Per Mille) metrics in podcast advertising. Rashad and Troy demystify the intricacies, highlighting the potential for podcasters to negotiate payment based on their episode's worth, rather than getting entangled in opaque industry standards and complicated financial arrangements.Loon brings attention to the importance of engaging with paying customers, emphasizing the unique expectations and responsibilities that come with building a community of supporters behind a paywall, as opposed to relying solely on free content. The hosts and guest also touch on navigating the mental strain of managing a podcast, from dealing with comments and criticisms, to the financial strains of running a podcast.Overall, this enlightening episode provides valuable insights into the multifaceted world of podcasting, offering a behind-the-scenes look into the business side of the industry and emphasizing the criticality of strategic business models and diversification in generating sustainable income streams. #Monetization#PodcastingBusinessModels#AdvertisingRevenue#PodcastOwnership#CPMandRPM#ManagingPodcastFinances#PaywallEngagement#PodcastCommunity#EYLMedium#PodcastInsightsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

📚 In this enlightening interview, Sonia Lewis, known as the "Student Loan Doctor," delves into the complex world of student loans and forgiveness programs. With her expertise, we explore a range of crucial topics that are vital for borrowers, parents, and students alike. Here's what you'll discover in this must-watch episode:1. **Complete Discharges for 560,000 Borrowers**: Understanding the Borrower Defense Discharge and how it impacts borrowers.2. **Deadline Alert**: The critical date of October 1st, 2024 for student loan payments resumption and the penalties for missing it.3. **Election Year Promises**: Anticipating increased student loan forgiveness during this election cycle.4. **Missed Opportunities**: A look at why 9 million people missed out on student loan forgiveness.5. **Debt and Relationships**: Does student loan debt transfer to your partner?6. **Broad Forgiveness Programs**: How the government's wide-reaching student loan forgiveness criteria can benefit nearly everyone.7. **Consequences of Non-Payment**: What happens if you default on your student loans.8. **Loan Types Compared**: The differences between Federal and Private student loans.9. **College Costs Insights**: Estimating the funds required to send your child to college.10. **Bankruptcy and Student Loans**: New possibilities for including student loans in bankruptcy filings.11. **Credit Score Impact**: How student loans can affect your credit score.12. **Biden's Forgiveness Groups**: Exploring the five groups eligible for Joe Biden's student loan forgiveness program.13. **Family Financial Planning**: The importance of parents discussing scholarships with their children.14. **Government Limitations**: Why complete student loan forgiveness may not happen.15. **Community Strategies**: The need for better student loan strategies in the Black community.16. **The SAVE Plan**: How this plan is set to assist many with student loans.17. **Scholarship Applications**: The importance of applying to all available scholarships.18. **Caution with Parent Plus Loans**: Understanding why these loans may not be the best option.🔍 Dive into this comprehensive guide with Sonia Lewis to navigate the complexities of student loans and discover effective strategies for managing and forgiving your debt. Whether you're a student, a parent, or a borrower, this interview is packed with essential information and tips to help you make informed decisions. #StudentLoans #FinancialEducation #DebtManagement #SoniaLewis #LoanForgiveness #EducationFinance #StudentDebt #BorrowerDefense #StudentLoanDoctor #FinancialStrategiesOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this captivating clip, Ian Dunlap joins forces with Eboni K. Williams to delve into a thought-provoking topic: the power dynamics in relationships, specifically focusing on whether affluent men date financially less stable women for control.🔹 Key Highlights:- Ian Dunlap, known for his insightful financial perspectives, and Eboni K. Williams, a renowned attorney and television personality, explore the complexities of financial disparity in romantic relationships.- The discussion covers various aspects, including societal perceptions, the psychological aspects of control in relationships, and how financial status impacts dating choices.- Real-life examples and experiences: Eboni K. Williams shares her observations and experiences, shedding light on how financial power can play a role in relationship dynamics.- Advice and insights: Ideal for both men and women seeking to understand how wealth can influence romantic connections.🔹 Why You Should Watch:- Gain a deeper understanding of the subtle nuances of power and control in relationships influenced by financial disparity.- Learn about the potential motivations behind why wealthy men might choose to date women with less financial stability.- Empower yourself with knowledge to navigate relationships with a more informed perspective on financial dynamics.🔹 About Earn Your Leisure:Earn Your Leisure is a platform dedicated to providing insightful financial literacy. It bridges the gap between entertainment and education in finance, entrepreneurship, and the mindset needed for financial success.🔹 Don't forget to Like, Share, and Subscribe for more thought-provoking discussions and expert insights on finance, relationships, and success. #EarnYourLeisure #IanDunlap #EboniKWilliams #RelationshipDynamics #FinancialPower #Dating #WealthAndControl #EmpowermentThroughKnowledgeOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, real estate developer Brandon Rule discusses the impact of affordable housing on the wealth gap and the importance of mixed-income housing in communities. Host Troy Millings delves into Brandon's approach to creating balanced and inclusive living spaces, emphasizing the need for both meeting basic needs and inspiring growth.Brandon highlights his focus on mixed-income housing, incorporating market rate units alongside affordable options in his developments. He stresses the significance of diverse collaboration and interaction within communities, drawing parallels to the success of Invest Fest's diverse attendee demographics. Brandon's insights underscore the importance of exposure to different income levels for personal and collective growth.The conversation shifts to Brandon's future real estate ventures, including a strategic diversification plan across geographic locations and property types. He emphasizes the acquisition of multifamily units and the potential for value add in real estate through effective underwriting and rehabilitation initiatives. Additionally, Brandon explores opportunities in the industrial sector, particularly in Atlanta, where he discusses the burgeoning potential of studio development and its connections to the city's growing film industry.Unveiling his involvement with the Choice Neighborhood Implementation Grant, Brandon reflects on winning a substantial federal grant for community redevelopment—a pivotal milestone in his career trajectory. He emphasizes the importance of seeking out grant opportunities and leveraging relationships for mutual benefit, citing the pivotal role of networking and preparation in capitalizing on such opportunities.Throughout the discussion, Brandon underscores the transformative impact of preparation and knowledge in seizing key opportunities, reflecting on the growth of his real estate endeavors rooted in expertise gained from prior deals and collaborations. The episode provides valuable insights into real estate development, affordable housing, grant acquisitions, and the pivotal role of mixed-income communities in driving social and economic progress.Join us for an enlightening conversation with Brandon Rule as we explore the multifaceted dynamics of real estate development, community impact, and the pursuit of inclusive living spaces. From the intricacies of mixed-income housing to strategic diversification and grant acquisitions, this episode offers a deep dive into the world of real estate and social impact.#EYL #RealEstate #AffordableHousing #CommunityDevelopment #WealthGap #PropertyDiversification #GrantOpportunities #MixedIncomeHousing #RealEstateDevelopment #InclusiveCommunities #Networking #Preparation #ValueAddRealEstate #IndustrialRealEstate #CommunityRedevelopmentOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking episode, guest Chris Lyons, a crypto expert and investor, shares valuable insights into the world of cryptocurrency and blockchain technology. The conversation delves deep into the future of tokens, layer one and layer two ecosystems, and the potential impact of Web Three. Chris provides an expert analysis of the evolving crypto landscape and the exciting possibilities it presents for investors and entrepreneurs alike.With over $7 billion under management for the entire crypto space, Chris and his team at a16z Crypto are at the forefront of the industry. They are heavily invested in bitcoin and continually explore emerging opportunities in the world's best companies in the crypto loan space. Chris discusses the long-term vision for holding bitcoin and highlights the potential of other cryptocurrencies such as XRP and Ethereum. He outlines the significance of layer one ecosystems like Ethereum and Bitcoin, while also emphasizing the emerging potential of layer two ecosystems like Polygon and Optimism.Moreover, Chris delves into the concept of interoperable economies and the revolutionary impact of layer two applications on Web Three. He draws parallels between the evolution of crypto and groundbreaking technologies like GPS and email, highlighting the seamless integration of blockchain technology into everyday interactions. The discussion sparks an intriguing conversation about the future of Web Three and the potential for the next generation of groundbreaking platforms and technologies.Amidst the technical aspects of cryptocurrency, the conversation addresses the barriers faced by newcomers to the space, including trust, security, and the lack of education. Chris points the audience in the direction of valuable resources such as a16zcrypto.com, where they can access daily blog posts and stay informed about the future of the crypto space. Additionally, he recommends exploring educational opportunities such as the upcoming book "Read, Write Own" by his partner, Chris Dixon, to gain a deeper understanding of the history and evolution of the space.For those seeking practical engagement with the crypto space, Chris encourages them to take the plunge by purchasing bitcoin or minting an NFT to gain firsthand experience. He emphasizes the transformative effect of actively participating in the crypto landscape and suggests secure platforms like Coinbase for purchasing crypto assets.The episode also addresses the importance of ongoing education and staying informed about the rapidly evolving crypto industry. The engaging discussion provides valuable insights for both seasoned investors and newcomers looking to navigate the world of cryptocurrency and blockchain technology.Join EYL as they explore the future of cryptocurrency with Chris Lyons and gain a deeper understanding of the evolving crypto landscape. #cryptocurrency #bitcoin #ethereum #blockchain #Web3 #NFT #cryptoinvestment #a16zCrypto #cryptonews #cryptoupdatesOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, Rashad Bilal and Troy Millings sit down with real estate developer Brandon Rule to discuss his journey into different real estate markets and the challenges and opportunities that come with it. From starting out in Milwaukee to venturing into Texas and Atlanta, Brandon shares insights on navigating macroeconomic trends and focusing on population growth. He also sheds light on the flexibility offered by red states and blue cities, allowing for easier tenant management and eviction processes.The conversation delves into the political landscape and its impact on real estate, with discussions around major cities predominantly being controlled by Democrats and the implications on renter-friendly laws. Brandon emphasizes the importance of financial viability when choosing locations for real estate projects, acknowledging the need to balance business sense with ethical considerations.The dialogue extends to Brandon's involvement with the Housing and Urban Development (HUD) and his endeavors in various cities, shedding light on the planning and strategies involved in developing public housing redevelopments. Brandon illustrates the shifting dynamics of partnership percentages and the influence of housing authorities on the negotiation process, providing valuable insights into the economic aspects of large-scale real estate developments.Access to capital is a crucial topic, and Brandon shares his personal experiences in securing funding for real estate projects. He explores the post-George Floyd period, highlighting the influx of funds directed at black developers and the role played by entities like CDFIs in channeling these resources. Moreover, he touches upon the disparity in asset management by black, brown, and women professionals, addressing the need for more inclusive governance in fund management.In a bid to address the access to capital challenge, Brandon unveils 'Reinvest,' a crowdfunding platform aimed at democratizing commercial real estate investment. He shares his vision for the platform, emphasizing its potential to provide opportunities for emerging developers while ensuring security through backing from reputable firms. The conversation wraps up with a glimpse into Brandon's future endeavors as he looks to create groundbreaking opportunities for emerging real estate developers.Join Rashad Bilal, Troy Millings, and Brandon Rule as they delve into the intricacies of real estate development, the impact of political dynamics, and the challenges and innovations in accessing capital in the real estate industry.#RealEstate #PropertyDevelopment #HousingMarket #AccessToCapital #BusinessStrategy #RealEstateInvesting #EconomicTrends #UrbanDevelopment #Crowdfunding #Entrepreneurship #EYLMedium #BrandonRule #RashadBilal #TroyMillingsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, hosts Ian Dunlap and Troy Millings dive into the world of stock investing, sharing valuable insights and tips for beginners. They discuss the impressive growth of Nvidia and emphasize the importance of understanding the companies or sectors in which you plan to invest.Troy outlines five key steps for beginners to consider when evaluating potential investments. He advises finding a company or emerging sector that you understand, determining the competitive advantage of the company, analyzing their profitability and earnings growth, assessing their debt, and evaluating their stock's performance using tools like Yahoo Finance.The hosts then recount their successful call on HubSpot at a Market Mondays event, highlighting the potential for substantial gains in the stock market. They encourage attendees to reflect on their profitable investments and share their successes in the live chat.As the conversation progresses, Ian emphasizes the monumental gains in various cryptocurrency investments, serving as a reminder of the lucrative opportunities in the market. The hosts stress the importance of investing in quality companies over lesser-performing ones and caution against settling for subpar stocks, using humor and pop culture references to make their point.They further delve into the status of tech companies such as HP, Texas Instruments, and Intel. They discuss the challenges facing Intel and the potential impact of shifts in the computer space, analyzing how industry changes and geopolitical factors can affect the future of semiconductor manufacturing.As the episode concludes, the hosts provide crucial insights and opinions on Intel's position in the market and the strategies the company should consider for future success. They wrap up with a lighthearted comparison between Intel and other industry leaders, emphasizing the need for informed decisions and strategic investments.Overall, this episode offers valuable advice for both new and seasoned investors, emphasizing the importance of thorough research, understanding market trends, and making informed investment decisions.#InvestingTips #StockMarket #FinancialEducation #MarketMondays #EYL #InvestmentStrategies #Nvidia #Cryptocurrency #HubSpot #TechIndustry #Intel #Semiconductors #InvestmentSuccess #FinancialGrowthOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of Artificial Intelligence and the potential impact of Google's Gemini. The conversation explores the competition in the AI dominance realm, comparing Google's Gemini with other players like chat GBT and the strengths that Google brings to the table. They discuss the multimodal capabilities of Gemini, its seamless integration with Google's ecosystem, and the vast user base that Google holds across its platforms. The discussion offers insights into the significance of data, user numbers, and the potential trajectory of the AI space.#EYL #MarketMondays #AI #GoogleGemini #ArtificialIntelligence #ChatGBT #Technology #Investing #BusinessNews #EboniWilliams #RashadBilal #IanDunlap #TroyMillings #BusinessTalk #FinancialGrowth #Innovation #TechNews #MarketTrends #EYLConversations #EYLMMJoin Rashad, Ian, and Troy in this engaging discussion to gain valuable insights into the AI landscape and Google's Gemini's potential impact in the latest episode of Market Mondays!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this riveting episode of "Earn Your Leisure," we're joined by the insightful Loon, who delves deep into the intricacies of the podcasting and business world. Here's a sneak peek at what we cover:🎙️ **Beyond Ad Revenue**: Discover why relying solely on ad revenue isn't enough for a sustainable living in podcasting.🚫 **Street Hustle vs. Real Wealth**: Loon breaks down the stark difference between hustling on the streets and legitimate wealth accumulation.🔍 **Selling Opportunities**: Most people miss the mark on how to effectively sell opportunities. Learn the right approach here.🔗 **Accessing the Source**: The challenges of booking influential people and the importance of going directly to the source.📖 **Power of Storytelling**: Unravel why storytelling remains the most potent marketing tool.📝 **Contract Savvy**: The critical need to always read and understand your contracts.🏷️ **Strategic Job Titles**: Be intentional about the job titles you assign - it matters more than you think.💸 **Decoding CPMs**: A look at how CPMs can be misleading and what to watch out for.👁️ **The Art of Execution**: Why meticulous attention to execution is crucial.🏝️ **Self-Reliance in Business**: Embracing the fact that in business, you're essentially on your own island.🔄 **Law of Reciprocity**: Understanding and utilizing the law of reciprocity in your ventures.⭐ **Fame's Double-Edged Sword**: How achieving fame can actually be crippling.🎤 **Mastering Monologues**: Loon shares his experience with the challenges of doing monologues.💰 **Surviving Without Money**: "If I didn’t have money, I wouldn’t have made it" - A stark revelation.📈 **Bill Simons' Big Sell**: The story of how Bill Simons sold his company for a whopping $200 million.🔝 **Podcast Rankings & Surprises**: Loon's take on Akademiks, Adin Ross, and the unpredictable world of podcast rankings.🤝 **Corporate Challenges**: Why working with corporations can be a tough nut to crack.🧮 **Complex Math in Deals**: The more complicated the math, the more likely you’re getting a bad deal.📊 **CPMs Debunked**: Why basing your deals solely on CPMs isn’t wise.🤲 **Patreon's Unique Approach**: How Patreon offers a different kind of relationship with your audience.🎯 **Advertising for Black Podcasters**: An exploration into the level of advertising specifically for Black podcasters.📑 **Simplifying Contracts**: The importance of keeping contracts simple and straightforward.🔍 **Why Loon Chose Black Effect**: Loon shares his reasons for signing with Black Effect.🎓 **Podcasting Lessons**: Insights into how Loon learned the ropes of the podcasting game.🎵 **Freestyling Monologues**: A look into Loon's unique approach to freestyling his monologues.🛣️ **Street Smarts in Business**: Translating street knowledge into business acumen.📈 **Reality Check for Big Podcasters**: The surprising business acumen (or lack thereof) among big podcasters.📝 **To Sign or Not to Sign**: Debating the pros and cons of signing deals in the podcast industry.🛡️ **Minimum Guarantees Explained**: Why every podcaster needs to understand minimum guarantees.🔍 **Seeking Transparency**: The need for more transparency in the podcast space.🎤 **Rap vs. Podcast**: How the rap game has impacted the podcast industry.🔄 **360 Deals in Podcasting**: Would you sign a 360 deal as a podcaster? Loon weighs in.Tune in for an unfiltered, behind-the-scenes look at the podcast industry through the eyes of Loon. You don't want to miss these invaluable insights!🔔 Subscribe for more exclusive content and real talk on the business of podcasting.#EarnYourLeisure #Loon #PodcastingTips #BusinessInsights #RealTalkOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, hosts Rashad Bilal, Ian Dunlap, and Troy Millings delve into the pressing issue of financial stress affecting Americans. With 74% of the population feeling the strain, the hosts raise thought-provoking questions about the potential for a looming crisis.Ian Dunlap addresses the disconcerting reality that even individuals earning $175,000 to $200,000 annually are grappling with feelings of financial insecurity. The rising costs of essentials like car payments, rent, daycare, and tuition are contributing to a sense of despair amongst the public. This financial strain is straddling individuals across different political and social spectrums, leading to unexpected alliances and unrest.Rashad Bilal adds to the discussion the increasing pressure faced by millennials, highlighting the staggering statistic that many of them believe they need to earn at least $500,000 a year to feel comfortable, pointing to the accelerating wealth gap and the potential for further economic disparity.Troy Millings chimes in, emphasizing the importance of education as a means to combat financial distress, emphasizing that it is the great equalizer, irrespective of demographic or ethnic background. Ian Dunlap concurs, underlining the significance of gaining knowledge through various avenues such as podcasts, reading, and networking with individuals who have insightful ideas.The hosts also touch on the exorbitant costs of living in cities like New York, and the unfortunate reality of individuals being financially bound to unsuitable living arrangements due to economic constraints.The discussion steers towards proactive approaches to navigate the turbulent financial landscape, advocating for perseverance, hard work, and strategic networking to secure financial stability for the future. Additionally, Ian Dunlap answers a viewer's inquiry about identifying potential stocks like Nvidia for 2024, advising to focus on high dividend-yielding investments and tracking the portfolios of influential venture capital firms.To stay ahead of the curve in the investment space, Ian Dunlap advises viewers to monitor the moves of major players such as Microsoft, Apple, and Google, as well as keeping an eye on the next big companies being invested in by prominent venture capital firms like Andreessen Horowitz and Kleiner Perkins.In the wake of these insights, viewers are encouraged to stay informed and vigilant about the evolving financial landscape, explore educational opportunities, and engage in strategic networking to navigate and thrive amidst potential economic turbulence.#FinancialStress #WealthGap #EducationIsKey #InvestingStrategies #EconomicInsights #NetworkingForSuccess #StockMarket #FinancialEducation #IncomeDisparity #VentureCapitalInvesting #FutureInvestmentsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, the hosts Rashad Bilal, Ian Dunlap, and Troy Millings discuss the recent behavior of Elon Musk and draw comparisons to Kanye West. They begin by acknowledging that Elon Musk is currently in a manic state, as evidenced by his erratic patterns of behavior and controversial tweets. Despite his status as the second richest person in the world and one of the most powerful individuals, he seems to be unraveling before our eyes. This raises concerns because someone in such a position of power and influence should ideally be mentally stable.The hosts then delve into the similarities they see between Elon Musk and Kanye West. They describe both individuals as brilliant, creative thinkers who think outside the box and don't care what others think of them. However, they also note the manic movements and erratic behavior displayed by both men. They express their belief that neither of them is mentally stable and highlight the parallels in their behaviors.The discussion then shifts to the impact of Elon Musk's actions on Tesla's stock. The hosts note that his behavior has significantly affected the stock, leading to fluctuations and potential consequences for the company. They speculate on what could happen if Musk's behavior continues to negatively impact the stock. While acknowledging that he has the ability to say whatever he wants without facing any repercussions, they also emphasize the importance of having capital and the ability to do what one wants without consequences.The hosts bring up the tweet that caused significant damage and resulted in the cancelation of sponsorships for Musk. They also remark on the lack of accountability he faces despite making controversial statements. They attribute this to his immense wealth, power, and influence. Drawing a parallel to Donald Trump, they highlight the ability of certain individuals with money and influence to get away with saying almost anything without facing significant consequences.The conversation concludes with a discussion on Tesla's shareholders and the potential consequences they could impose if they become unhappy with Musk's commentary. The hosts explain the importance for entrepreneurs to maintain majority control of their businesses to avoid being ousted by unhappy shareholders. They also touch upon the structure of Tesla's board and how it plays a role in decision-making and potential changes.In summary, this episode of MM Medium focuses on Elon Musk's recent behavior, drawing comparisons to Kanye West and highlighting the potential consequences for Tesla and its shareholders. Despite his controversial statements and actions, Musk seems to be immune from significant repercussions due to his immense wealth and influence. The hosts raise important points about the need for accountability, the power of money, and the importance of proper business structures. #ElonMusk #KanyeWest #manicbehavior #powerandinfluence #TeslaStock #accountability #moneyandpower #shareholders #businessstructureOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays episode, Rashad Bilal, Ian Dunlap, and Troy Millings delve into the controversial story of a filmmaker who received $11 million from Netflix for movie production, only to invest it in stock options and Dogecoin. The situation has sparked a legal battle between the filmmaker and Netflix, leading to questions about the appropriate use of production budgets and the repercussions of investment decisions.The hosts explore the complexities and ramifications of this case, raising poignant questions about ethical conduct and financial responsibility in the entertainment industry. Ian and Troy discuss the filmmaker's astonishing investment choices, his substantial gains from Dogecoin, and the lavish expenditures that are now under scrutiny in a legal dispute.The discussion touches on the filmmaker's contractual obligations to produce the movie and the potential implications of the investment choices he made with the production budget. Ian and Troy scrutinize the intricacies of the situation, offering insights into the filmmaker's legal standing and the challenges faced by Netflix in seeking recourse for the mismanaged funds.As the hosts ponder the lessons to be drawn from this case, they emphasize the need for clear guidelines and accountability in financial transactions involving production budgets. The conversation also highlights the multifaceted nature of this story, drawing parallels to a compelling documentary that unfolds within the realms of finance, filmmaking, and legal proceedings.Ultimately, the situation prompts viewers to ponder the ethical dimensions of financial decisions in the entertainment industry and consider the broader implications for investors, production companies, and streaming services. The hosts bring a critical lens to the issue, engaging in a thought-provoking dialogue that raises pertinent questions about the intersection of finance and filmmaking.Join Rashad, Ian, and Troy as they dissect this captivating story and delve into the reverberations of the filmmaker's investment escapade, offering an insightful analysis of the Netflix debacle and its far-reaching implications. This MM Medium episode serves as a platform for reflection on the nexus of finance and filmmaking, inviting viewers to consider the ethical, legal, and financial dimensions of investment decisions in the entertainment sector.Stay tuned for engaging and thought-provoking discussions on finance, entrepreneurship, and current events. Subscribe to EYL for more insightful content and join the conversation on navigating the intricate terrain of finance and business.Follow us on Instagram, Twitter, and Facebook for updates, insights, and engaging discussions on finance, entrepreneurship, and trending topics. #eyl #FinanceTalk #Entrepreneurship #BusinessInsights #CurrentEvents #financialresponsibility #Netflix #OptionsTrading #MovieProduction #Dogecoin #Litigation #LessonsLearnedOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Join us as we bring you exclusive insights from our time in Abu Dhabi and Dubai, where we gained valuable business lessons and experiences. Let’s dive into the top three lessons we have learned, as well as the unique ideas and perspectives that have emerged from our time in the UAE.First, we discuss the invaluable power of networking. Our experience at Steve Harvey's golf tournament allowed us to connect with influential individuals such as Charlemagne, Terrence J, Anthony Anderson, Canelo, and even Meek Mill. The importance of understanding the room, adding value to conversations, and navigating different environments becomes evident. Building meaningful relationships, whether in business or life, is emphasized as a fundamental key to success.We highlight the significance of observing the local culture and its impact on business. The emphasis on hospitality in the UAE stands out against the backdrop of our experiences in New York. The genuine and welcoming attitude towards visitors and the focus on creating a modern and innovative environment are exemplary. Notably, the UAE's approach to governance and citizenship differs in noteworthy ways from the Western world, sparking discussions around the effectiveness of their system.The hospitality and emphasis on creating a modern and innovative atmosphere in the UAE, particularly in comparison to our experiences in New York, stand out. Our discussions delve into the differences in governance and citizenship, shedding light on contrasting perspectives that challenge traditional Western ideals.Additionally, we explore the role of culture in business and the emphasis on modesty in outward appearances. Observing the unity and modesty in dressing at events such as the Formula One race provides thought-provoking takeaways on individualism and materialism, challenging familiar societal norms.In conclusion, the trip to Abu Dhabi and Dubai has illuminated essential insights into international business practices, cultural dynamics, and governance models. The UAE's proactive approach, emphasis on hospitality, and unique perspective on citizenship and governance serve as thought-provoking contrasts to familiar Western paradigms.Join the conversation as we unravel the intriguing business insights and experiences garnered from our time in Abu Dhabi and Dubai. Don't miss this exclusive opportunity to gain valuable perspectives on international business and networking!For more exclusive content and business insights, subscribe to our channel and stay tuned for future updates. #AbuDhabiBusiness #NetworkingLessons #internationalbusiness#AbuDhabiBusiness #NetworkingLessons #InternationalBusinessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this EYL episode, Shetellia Riley Irving, a sports agent, shares her experiences representing a premier athlete through various career challenges, including contract negotiations, suspensions, and navigating the world of athletic endorsements. Shetellia discusses the complexities of managing high-profile athletes, addressing their unique needs and aspirations, while also delving into the intricacies of the athletic endorsement industry. From Nike's contract non-renewal to partnering with Anta for a global brand, Shetellia provides insights into the decision-making process and the considerations behind forging a successful career for her client.Throughout the episode, Shetellia delves into the behind-the-scenes details of navigating an athlete's journey, from the impact of a high-profile suspension to charting a new course in the world of athletic endorsements. With a focus on maintaining creative control, equity, and international reach, Shetellia explores the strategic considerations that guided her decision-making process in the face of career-altering challenges.Amidst the conversations about Nike's non-renewal of the contract and the subsequent considerations for a potential independent route, Shetellia sheds light on the complexities of managing a premier athlete's brand, emphasizing the importance of quality products and global appeal in securing a successful athletic endorsement deal. By ultimately partnering with Anta, Shetellia showcases the strategic thinking and intricate negotiations required in navigating the competitive landscape of global athletic endorsement partnerships.This insightful conversation is a must-watch for sports enthusiasts, aspiring agents, and individuals interested in the business side of professional sports. Shetellia's experiences provide a rare glimpse into the behind-the-scenes dynamics of managing the career of a premier athlete, offering valuable lessons and considerations for navigating the complexities of professional sports and athletic endorsements.Join Shetellia as she discusses the challenges and triumphs of representing a premier athlete, the intricacies of athletic endorsement negotiations, and the strategic considerations that shape the trajectory of a high-profile sports career.#EYL #EYLMedium #SportsAgent #AthleteRepresentation #Nike #Anta #AthleticEndorsements #PremierAthlete #ProfessionalSports #GlobalBranding #ContractNegotiations #CareerChallenges #NikeContract #BrandManagement #StrategicPartnerships #PodcastInterview #BehindtheScenes #AthleticEndorsementIndustry #ProfessionalJourney #CareerInsights #BusinessofSports #GlobalAthleticBrands #ProfessionalAthletes #SportsManagement #MarketInsights #EYLYouTube #ShetelliaInterview #GlobalAthleteBranding #ProfessionalSportsIndustryOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Join Rashad Bilal and Troy Millings as they delve into the realm of cryptocurrency, exploring the potential resurgence of Salana in 2024. A thought-provoking discussion ensues, covering a range of topics from the impact of recent events on the cryptocurrency space to predictions for the future of Bitcoin, XRP, and Ethereum. In this episode of EYL's Market Mondays series, Rashad and Troy analyze the recent surge in the cryptocurrency market and share their insights on how Nasdaq, Bitcoin, and XRP may be affected by changes in the global economy and financial landscape.Troy provides a macro perspective on the cryptocurrency space, sharing his views on the cleanout of the system following events related to Binance and the potential reshaping of crypto in 2024-2025. Meanwhile, Rashad emphasizes the increasing involvement of banks in the cryptocurrency space and its impact on the future valuation of assets like Bitcoin and XRP.Join the conversation as they explore the potential impact of regulatory changes, interest rates, and inflation on cryptocurrency prices. Additionally, they discuss the implications of potential fraud cases on major cryptocurrencies and exchanges, such as the recent issues surrounding Binance Coin.Looking ahead, Rashad and Troy contemplate the possibility of influential figures from traditional finance making a shift to the cryptocurrency space, challenging viewers to consider how such moves could impact the industry's trajectory.Don't miss this insightful exploration of the evolving landscape of cryptocurrency and investment, as Rashad and Troy provide valuable perspectives on the potential for growth and evolution in the coming years.Hashtags: #Cryptocurrency #Salana #Bitcoin #XRP #Ethereum #Nasdaq #Investment #Blockchain #Finance #Binance #Regulation #EYL #MMMedium #AbuDhabiOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this enlightening episode of "Earn Your Leisure," we sit down with renowned real estate developer Brandon Rule to explore the dynamic world of real estate and community development. From transforming housing projects into thriving mixed-income communities to the intricate process of funding massive developments, Brandon shares invaluable insights and personal experiences. Key topics include:- The transformation of housing projects into mixed-income communities.- The importance of building a solid resume for self-funding real estate deals.- The role of affordable housing in bridging the wealth gap.- The underrepresentation of Black professionals in managing major pension funds.- A deep dive into the mechanics of real estate financing.- The three tiers of securing HUD grants and their impact on community development.- The need for greater Black participation in community development.- Advocating for public service workers' access to high-quality housing.- An inside look into the development of a $45 million mixed-use property.- Beginner's guide to commercial development and scaling up.- The benefits of maintaining strong relationships with city officials in real estate.- The concept of reverse gentrification and its impact on local communities.- Exploring Atlanta's 30% tax credit for film production and its implications.- Distinguishing commercial real estate from community development.- Understanding the application of tax credits in real estate projects.- The reasons behind grocery stores' hesitance to move into lower-income areas.- Recognizing and adapting to real estate cycles.- The current opportunity to learn and grow in real estate.- Brandon Rule's journey to securing a $50 million grant.- Debunking myths around land investment strategies.Join us in this comprehensive discussion, where Brandon Rule demystifies the complex world of real estate and sheds light on community development's critical role in society.#RealEstateDevelopment #CommunityBuilding #BrandonRule #EarnYourLeisure #MixedIncomeCommunities #AffordableHousing #RealEstateFinance #HUDGrants #UrbanDevelopment #CommercialRealEstate #ReverseGentrification #TaxCredits #RealEstateCycles #LearnRealEstate #InvestmentStrategies #EconomicDevelopmentOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays Clip, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of trading, discussing the importance of back testing and forward testing in gaining confidence in trading strategies. Ian emphasizes the significance of forward testing, highlighting that while back testing is akin to watching film and understanding market trends, forward testing ultimately builds real confidence by putting trades into action.The conversation then turns to options trading, with Troy stressing the need to check the bid history before buying a contract. Understanding how the bid has moved in relation to stock price and setting percentage-based decline thresholds are crucial in making informed options trading decisions. Ian underscores the importance of nuanced decision-making in trading, emphasizing the need to sharpen one's skill set and be mindful of every intricate detail before entering the market.Looking ahead to the best stocks for 2024, the hosts discuss their outlook on companies such as TSM, AMD, and Nvidia, while also shedding light on lesser-known companies with potential for strong performance in the coming years. They advise viewers to adopt a long-term perspective and not be swayed by short-term market fluctuations.The conversation takes an introspective turn as the hosts reflect on their own performance in 2023 and discuss areas for improvement in the upcoming year. Their banter and lighthearted jesting add a touch of humor to the episode, creating an engaging and relatable atmosphere for viewers.Join EYL in this informative and entertaining episode as they break down trading strategies, stock outlooks, and reflect on personal growth in the financial space. Don't miss out on the valuable insights and recommendations that can elevate your understanding of trading and investment for the year ahead!Hashtags: #EYL #TradingStrategies #StockMarket #InvestmentTips #OptionsTrading #StockOutlook #FinancialInsightsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss Amazon's $9 a month healthcare offering for Amazon Prime members. The hosts delve into the details and implications of this move by Amazon, highlighting the potential impact it could have on the healthcare and tech industries.Amazon's foray into the healthcare space is not entirely surprising, as the company has already made moves in this area with acquisitions such as One Medical and PillPack. By offering a $9 a month healthcare plan, Amazon aims to provide unlimited access to on-demand virtual care, including video chats with licensed providers. This move not only aligns with the current trend of virtual health services necessitated by the pandemic but also capitalizes on Amazon's existing infrastructure and delivery capabilities.Ian Dunlap raises an interesting point by comparing Amazon's $9 healthcare offering to a hypothetical scenario where a presidential candidate promises $9 healthcare for all Americans. He suggests that such a proposition would likely lead to a landslide victory, indicating the potential significance of Amazon's move. With its large customer base and positive reputation among Amazon Prime members, the company could become a dominant player in the healthcare space.Troy Millings points out that Amazon is not simply entering the healthcare market to compete, but rather to dominate. By integrating their tech infrastructure, fast delivery, and virtual care services, Amazon can offer a comprehensive healthcare solution that rivals traditional providers. Millings emphasizes the potential of Amazon's approach, stating that they have a track record of entering industries to dominate them, as seen with their acquisition of Whole Foods.The hosts also discuss the potential profit margins of this venture for Amazon. While Dunlap mentions the importance of squeezing as much profit as possible out of the $9 monthly fee, Millings suggests that Amazon may not prioritize profitability in the initial phases. He argues that even if Amazon operates at a loss initially, they have the financial capacity to sustain it while gaining a stronghold in the market and potentially bankrupting competitors.To illustrate Amazon's aggressive business tactics, the hosts recount the story of Diapers.com. Amazon attempted to acquire the company, but when their offer was declined, they resorted to undercutting Diapers.com by selling diapers at a loss. Eventually, Amazon purchased Diapers.com for a reduced price and dissolved the business entirely, showcasing the ruthless nature of business competition.Overall, the hosts predict that Amazon's $9 healthcare offering has the potential to disrupt the industry and further solidify the company's position as a dominant force in both healthcare and tech. With their vast customer base, existing infrastructure, and financial resources, Amazon has the capacity to reshape the healthcare landscape and potentially diversify into other industries in the future.#Amazon #Healthcare #Tech #VirtualHealthcare #Diapers.com #BusinessStrategy #Disruption #Dominance #Profitability #RuthlessBusiness #PrimeMembers #Pandemic #MarketDominanceOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this clip, host Rashad Bilal sits down with esteemed guest Robert F. Kennedy Jr., attorney, author, and activist, to discuss his aspirations of becoming the next presidential candidate for 2024. With the current political season in full swing, it is important to shed light on candidates that may not always make the headlines but have valuable perspectives and ideas.The conversation starts with the pressing issue of Israel Palestine, and Rashad asks for Robert's thoughts on the current situation and what he would do if he were the president today. Robert emphasizes the need to end the violence and protect innocent children, highlighting that half of the population in Gaza is under 18. He acknowledges the efforts made by Israel to warn people before bombing areas, but also raises concerns about the lack of bomb shelters for civilians in Gaza and the potential for the conflict to escalate into a regional war.Rashad raises an important point about the responsibility of Israel to handle the civilian population in a more sensitive manner. He questions the effectiveness of warning emails when people have no safe place to go, and cites instances where civilian casualties have occurred. Robert counters by stating that the casualty reports from Hamas should be questioned, as they tend to exaggerate the numbers. He also mentions that Hamas rockets sometimes misfire and land in Gaza, causing casualties that may be attributed to Israel. He adds that Israel takes extensive precautions to avoid civilian casualties, even when targeting terrorists.The conversation delves into the history and context of the conflict, with Robert highlighting the long-standing hostility between Hamas and Israel. He mentions how Hamas has targeted civilians in Israel with rockets and has carried out gruesome acts of violence. He condemns these actions and acknowledges that some Israeli settlers' behaviors towards Palestinians are criminal and should be condemned as well.Robert also sheds light on the financial situation in Gaza, criticizing how the leaders of Hamas live in luxury while their people suffer in poverty. He claims that international aid money meant for the welfare of the people is instead used to fund weapons and violence against Israel. He points out that Hamas's charter calls for the genocide of Jews and states that every Jew must be killed.The conversation concludes with Rashad questioning the appropriateness of allowing a neighbor to bombard another country with rockets without taking action. Robert responds by stating that no country would tolerate such aggression and would take measures to protect its civilians.This thought-provoking discussion provides insights into the complexities of the Israel Palestine conflict and the perspectives of different stakeholders. It emphasizes the importance of considering multiple voices and viewpoints when discussing global issues.#EYL #YouTubeChannel #RobertFKennedyJr #IsraelPalestine #PresidentialCandidate2024 #PoliticalSeason #Peace #Violence #Civilians #Gaza #Hamas #Israel #Conflict #MilitaryActions #Casualties #Responsibility #InternationalAid #Leadership #Geopolitics #ComplexIssues #PublicDiscourseOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of EYL Medium, hosts Rashad Bilal and Troy Millings sit down with special guest Rich Kleiman, co-founder of the media company The Boardroom. They delve into the origins of The Boardroom, its purpose, and the changing dynamic of athletes in media.The Boardroom, co-founded by Rich Kleiman and NBA superstar Kevin Durant, is a media company that focuses on the business of sports and entertainment. As Rich explains, it was born out of the need to tell stories and position their business ventures in a social media-driven world. In 2016, they started their own business, 35 Ventures, which involved managing Kevin's business interests, investments, and philanthropic endeavors. However, they soon realized the importance of having a platform to share their work and amplify their voices.Rich Kleiman understood that simply starting a media business wouldn't be sufficient. They needed to differentiate themselves and find their unique selling point. By embracing their own authenticity and leveraging their experiences in the sports industry, they aimed to create a brand that represented the intersection of sports, entertainment, and business. The Boardroom became the embodiment of this vision, a place where different voices, genders, and perspectives are welcome, and decisions can be made to shape the industry.The hosts discuss the emergence of athletes taking control of their own narratives through media. Contrary to the days when athletes were at the mercy of reporters and media outlets, they now have the power to control their own stories. As Rich puts it, athletes can build entire ecosystems around themselves, collaborating with other creators, athletes, and partners to shape their narratives. This shift empowers athletes to not only be the subject of media stories but to actively participate in producing content and dispelling misconceptions.Beyond storytelling, Rich also speaks about the entrepreneurial mindset that many athletes possess. From an early age, many athletes are exposed to conversations about business and life, ultimately shaping their mindset as young moguls. This trend of athlete moguls allows them to not only control the narrative but also succeed in various business ventures beyond their athletic careers.The conversation takes an interesting turn as Rich discusses his relationship with Kevin Durant, which evolved from agent-client to business partners. Over the course of three years, a foundation of trust was built between them, aided by their shared aspirations to create thriving business ecosystems akin to hip hop labels of the 90s. They recognized the potential of athletes being at the center of these economies and controlling various businesses surrounding their brand.Overall, this episode of EYL Medium offers insights into the motivations behind The Boardroom and the changing landscape of athletes in media. It emphasizes the power of control, authenticity, and finding unique perspectives in an industry that can shape narratives and influence the world. Athletes are becoming more than just players; they are becoming influential entrepreneurs with the ability to build their own lasting legacies.#EYL #EYLMedium #TheBoardroom #RichKleiman #KevinDurant #athletesinmedia #businessofsports #entrepreneurship #mediaempowerment #narrativecontrolOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of MM Medium, Rashad Bilal, Ian Dunlap, and Troy Millings discuss politics, lobbying, and the influence of money in American politics. They start by mentioning Joe Biden's birthday and his uphill battle as an incoming president, particularly with millennial voters due to concerns about his foreign policy. They emphasize that politics in the United States is not purely a democracy, but rather influenced by the highest bidder. Lobbying, which involves campaign contributions and direct persuasion of politicians, plays a significant role in shaping policies and decisions.The hosts then engage in a game show-style discussion about the top lobbying groups in politics. They go through the top ten, revealing various interest groups and industries. Surprisingly, the number one lobbying group in 2022 was the National Association of Realtors, which spent a staggering $84 million on lobbying efforts. This high expenditure indicates the influence and vested interests of the real estate industry in shaping policies related to housing.The conversation shifts to the funding of different political agendas and parties. It is revealed that Wall Street, contrary to popular belief, tends to favor Democrats and Republicans almost equally. They split their bets and invest in both parties to ensure influence and representation. The hosts point out that business interests heavily intertwine with politics, as government regulation, taxes, and policies significantly impact the business environment. They emphasize the importance of understanding these connections, particularly for marginalized communities like the Black community.The hosts encourage listeners to recognize that every interest group, including racial or ethnic ones, prioritizes their own agendas and seeks to exert influence in politics. They highlight the power of money in politics and the need for economic empowerment alongside voting power. Without economic leverage, politicians often do not feel compelled to address the specific needs and interests of different communities. They stress the importance of building economic power, as it can be used as leverage to advocate for policy changes that benefit marginalized communities.Ultimately, the hosts urge viewers to be more informed and actively participate in politics beyond just voting. They argue that it is necessary to understand and engage with the financial side of politics to see meaningful changes. By prioritizing economic empowerment and strategic use of resources, marginalized communities can better advocate for their interests and exert meaningful pressure on politicians to address their specific needs.In the YouTube description, it would be beneficial to include relevant hashtags such as #politics, #lobbying, #economicempowerment, #influenceofmoney, and #votingpower. This will help increase the visibility of the video to audiences interested in these topics and create a better connection between the content and potential viewers. Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss various topics related to the improvement of black America, including the importance of self-improvement before trying to change others. They emphasize the need for the black community to identify and agree upon their collective interests and the changes they want to see in society. The hosts also delve into the top three issues they believe are crucial for black America and discuss potential solutions for these issues.#SelfImprovement The conversation begins with the hosts emphasizing the importance of self-improvement. They believe that in order to effectively help others, individuals must first work on improving themselves. It is a fundamental principle that one cannot save anybody until they save themselves.#CollectiveInterests The hosts highlight the significance of identifying and agreeing upon collective interests within the black community. They stress the need for unity and consensus in order to effectively advocate for change and push for new initiatives and policies.#TopThreeIssues When asked about the top three issues for black America, Ian Dunlap mentions financial freedom as the first issue. He believes that economic equality is crucial for the progress of the black community. Rashad Bilal adds criminal justice reform and education reform to the list, citing their impact on various aspects of black Americans' lives.#Reparations The hosts engage in a discussion about reparations and the potential challenges associated with it. While Rashad and Ian acknowledge the importance of reparations, they also acknowledge the difficulties in its implementation. They mention the possibility of distributing reparations through monetary compensation, although they recognize the potential consequences it may have on the financial sector.#EducationReform Rashad Bilal expresses his support for education reform and proposes a solution to the current issue of unequal funding for public schools. He suggests pooling all property tax funds together and dividing them equally among all schools, regardless of the wealth of the surrounding area. This would aim to provide a fair and equal education system for all students.#QualificationForReparations The hosts discuss the topic of qualification for reparations. They acknowledge that determining who qualifies for reparations can be complicated, especially for those whose ancestry traces back to other countries. They also contemplate the potential challenges in distributing reparations and the implications it may have on various industries.#BusinessDevelopment Ian Dunlap highlights the importance of business development, especially in the tech sector. He emphasizes the need for more representation and integration of black entrepreneurs into Silicon Valley to access the necessary capital for economic growth and financial freedom.#PoliticalInitiatives Troy Millings and Ian Dunlap discuss the significance of small business funding and creating scalable businesses. They argue that economic empowerment through entrepreneurship is crucial for having a voice in political initiatives and policies.#Classism The hosts touch upon the idea that classism and wealth inequality are designed to keep a disproportionate amount of people in poverty. They acknowledge this unfortunate reality and the systemic challenges that perpetuate economic disparities.#Unity Rashad Bilal concludes the discussion by emphasizing the need for unity within the black community. He compares certain aspects of society to a caste system and argues that collective action and unity are essential in challenging and changing this system.In this thought-provoking episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings explore various topics related to improving black America. They bring attention to the importance of self-improvement, identifying collective interests, and pushing for change. Through their engaging discussion, they express their ideas and perspectives on reparations, education reform, business development, and the systemic challenges faced by the black community. Overall, the hosts provide valuable insights into the obstacles and potential solutions for the advancement of black America.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

🏀 Welcome to an exclusive episode of Earn Your Leisure, where we delve deep into the fascinating world of NBA contracts and the art of negotiation with none other than Shetellia Riley Irving, the trailblazing agent of Kyrie Irving. 🌟 In this episode, Shetellia shares her insights on various aspects of sports management, including:- The unique additions that can be made to an NBA contract.- How missing out on the All-NBA Team cost Ja Morant $42 million, and Lou Williams’ $100 million loss for not making the All-Star team.- The importance of standing up for your beliefs, as exemplified by Kyrie Irving during times of adversity.- The strategic reasons behind Kyrie Irving's decisions regarding his shoe brand post-Nike and his partnership with ANTA.- The significant role of media in shaping society's mindset, and its impact on athletes like Kyrie Irving.- The challenges athletes face when taking a stand on societal issues.- Shetellia's experience in advertising sales for BET and her expert approach to negotiating with large corporations.- The journey and challenges she faced as the first black woman to negotiate an NBA contract.- The dynamics of doing business in the NBA as a black woman.- Exploring opportunities in China and breaking down stereotypes.- The stress and art involved in negotiating her first NBA contract, balancing team success and player benefits.🎥 Tune in on Tuesday at 1 pm EST for this must-watch episode on our YouTube channel. Discover how Shetellia Riley Irving made history in the NBA and the lessons we can all learn from her experiences.#EarnYourLeisure #ShetelliaRileyIrving #KyrieIrving #NBANegotiations #SportsManagement #EYL---🔔 Don't forget to subscribe and hit the bell icon for notifications on our latest episodes! Follow us on our socials for more exclusive content.0:00 Intro2:23 Invest Fest Experience 3:06 Experience as Vice President at BET4:24 How Shetellia Learned Media Sales 8:07 The Keys to Negotiating with Companies 9:36 Transition from BET to Sports Media11:12 How Shetellia Started Working with Kyrie 13:30 Kyrie Vaccine Decision 15:53 How Much Money Kyrie Lost Due to not Playing17:30 How Shetellia Dealt with Kyrie’s Hectic Situation 20:42 Conversations with the Nets 22:35 Nike Partnership Fiasco26:49 Potentially Starting Kyrie’s own Shoe Company29:50 Finding New Shoe Deal 31:33 Current Creative Process for Designing Shoes32:55 Gameplan for Finding a New Team to Play For 35:21 Making Kyrie’s Shoe Global 38:16 Dealing with Pressure as an Agent 39:50 Conversation with Mark Cuban 41:24 Negotiating Kyrie’s Contract43:28 Ja Morant Suspension Affecting his Contract46:08 Considering other Players Contracts when Negotiating 47:18 Recruiting other Athletes as an Agent48:41 Ideal Client53:14 Kyrie’s Image Outside of just Sports 56:40 Was Vaccine Choice a Stance?59:17 Why Media Creates Controversy1:03:03 Dismissing Confusion in Media1:04:32 Conversations as an Agent VS a Parent 1:05:21 Working in a Male Dominated Industry1:07:03 Investment Levels1:07:53 Protecting Kyrie’s Image1:08:18 Vision for Shetellia’s Company1:10:02 Philanthropy Work 1:12:33 OutroOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of EYL Medium, hosts Rashad Bilal and Troy Millings sit down with guest Rich Kleiman, entrepreneur and business partner of NBA superstar Kevin Durant. The conversation revolves around the concept of a family office and how athletes like Durant are changing the narrative of athletes going broke.For those unfamiliar with the term, a family office is an organization set up to manage the finances of high-net-worth individuals or families. In Durant's case, his family office is responsible for managing the multitude of income streams he generates from various sources such as endorsements, investments in public and private equity, and philanthropic endeavors.Kleiman explains that the family office's primary focus is to build generational wealth for Durant and establish a philanthropic legacy in his hometown of PG County. With Durant's active lifestyle as a professional athlete, constantly moving and traveling during the off-season, the family office also takes care of the logistical aspects of his life, such as hiring trainers, chefs, and managing his various investments.The idea of a family office was not exclusively Kleiman's or Durant's, but rather a natural progression that came about when they moved to the Bay Area. Through connections and introductions, they found themselves in the company of influential individuals in the business and investing world. This exposure led Kleiman to quickly learn about the different aspects of investing, from early-stage to series A and series B funding, and build a network of experts to assist them in their ventures.Kleiman emphasizes the importance of focusing on what they truly want to own and believe in, rather than simply investing based on the potential returns. Their portfolio includes investments in sports teams, real estate, and consumer brands, with the goal of building wealth beyond Durant's NBA career and Nike endorsement deal.The conversation also touches on Durant's relatively quiet nature, which may contribute to him not being mentioned as a potential billion-dollar athlete despite his business acumen and successful investments. Kleiman highlights the importance of not only making smart financial decisions but also enjoying and believing in the ventures they undertake.The ultimate goal is to ensure Durant's financial stability and continued income even after he retires from basketball. By diversifying their portfolio and strategically investing in various industries, they aim to create long-term wealth and opportunities.As the conversation wraps up, Kleiman mentions the attractiveness of traditional businesses like Burger King in today's uncertain economic climate. While headlines about cryptocurrency and NFTs may dominate the news, Kleiman sees value in more familiar businesses that offer stability and the assurance that people will always need to eat.In conclusion, this episode sheds light on the importance of a family office in managing the finances and investments of high-net-worth individuals like Kevin Durant. It showcases how athletes are evolving from the stereotype of going broke and instead taking a proactive approach to building generational wealth and making strategic investments. The conversation serves as a valuable resource for anyone interested in understanding the behind-the-scenes workings of a professional athlete's financial management and investment strategies.#EYL #EYLMedium #KevinDurant #RichKleiman #FamilyOffice #AthleteInvesting #GenerationalWealth #Philanthropy #Investments #SportsInvesting #BusinessManagement #FinancialStability #DiversifiedPortfolio #TraditionalBusinesses #BurgerKing #NBA #Entrepreneurship #WealthBuilding Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the topic of Tesla, discussing the bullish and bearish perspectives on the company. The conversation begins with the mention of a famed analyst's estimate that Tesla stock could potentially decline to $50 per share. While this drastic decline seems unlikely to the hosts, they acknowledge the weaknesses and challenges that Tesla faces.Ian Dunlap voices his admiration for Tesla as one of his favorite companies, highlighting its combination of tech and energy within the automotive industry. He mentions Tesla's strength as an innovator and its position as a leader in the EV space. However, Ian also points out the weaknesses in Tesla's business, such as the lack of focus from Elon Musk and the low profit margins compared to other companies like Nvidia.Troy Millings adds to the discussion by highlighting the competition that Tesla faces in the EV space, particularly from companies like BYD. He acknowledges the decline in shopping consideration for Tesla's Model S and the need for the company to stay ahead of the competition. Troy also mentions the potential impact of interest rates and a possible recession on Tesla's future outlook.The hosts discuss the importance of Tesla's focus and leadership, emphasizing the need for better profitability margins and faster product rollout. They mention the importance of Tesla's direct-to-consumer business model and the advantage it provides. The conversation also touches on the potential of Starlink, another venture by Elon Musk, and its influence on Tesla's future success.The hosts conclude that while a decline to $50 per share seems extreme, there are valid bearish points to consider. They express their bullishness on Tesla's long-term potential and highlight the need for continued innovation, increased profit margins, and strategic partnerships in order to maintain Tesla's dominance in the EV market. #tesla #stockanalysis #EV #bullishonTesla #bearishonTesla #businessmodel #profitmargin #innovation #competition #focus #leadership #Starlink #futureoutlook #collaboration #directtoconsumer #technology #automotiveindustry #EYL #stockmarket #investment #financeOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this video, the hosts of EYL (Earn Your Leisure), Rashad Bilal, Ian Dunlap, and Troy Millings, discuss various topics related to investing and business. The conversation begins with a discussion on Moody’s downgrade of the US credit rating and its implications for the investing environment. Ian expresses some concern about the downgrade but emphasizes that it is not a major cause for alarm. He points out that the market has been volatile for the past couple of years, with rising interest rates and a decrease in interest in buying US debt. He also mentions geopolitical issues, such as China's reduced purchases of Boeing airplanes, which contribute to the current climate of uncertainty.While the hosts acknowledge that the current situation is not ideal, they also highlight the potential opportunities for investors. Ian believes that the lack of positive news and outcomes in the current environment actually makes it a good time to invest. He advises against waiting for a hype cycle and encourages viewers to take advantage of the down cycle by investing in assets when they are undervalued.The conversation then shifts to discuss specific companies and their recent performance. Troy mentions HubSpot, a company in the CRM (Customer Relationship Management) space. He shares his analysis of the company's earnings and stock performance, noting a recent increase after a pullback. Troy emphasizes the importance of doing thorough research on companies before making investment decisions and highlights the value of long-term investments.The hosts also discuss the collaboration and partnerships between big tech companies and AI generative companies. They specifically mention Microsoft, Google, Amazon, and their respective partnerships with Chat GPT, Anthropic, and OpenAI. Ian expresses his confidence in these companies and their leadership in the AI space. He encourages viewers to invest, emphasizing that this tech boom will be comparable to the social media boom of the past decade.The video concludes with the hosts reminding viewers to hit the like button and share the video. They engage in a light-hearted banter about corporate emails and express their love for their audience.Hashtags: #investing #business #UScreditrating #Moody's #volatility #geopoliticalissues #opportunities #undervaluedassets #CRM #HubSpot #earnings #stockperformance #research #longterminvestments #bigtech #AIgenerativecompanies #Microsoft #Google #Amazon #ChatGPT #Anthropic #OpenAI #techboom #socialmedia #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of the EYL YouTube channel, hosts Rashad Bilal, Ian Dunlap, and Troy Millings welcome special guest Isaac Hayes III to discuss his recent milestone achievement in the world of equity crowdfunding. Isaac Hayes III made history by becoming the first black man to raise $10 million through a Reg CF (Regulation Crowdfunding) campaign.The conversation begins with a brief explanation of what Reg CF equity crowdfunding is and why it is significant. Isaac explains that minorities, including African Americans, often face difficulties raising capital for their businesses, with limited access to loans and venture capital. However, the JOBS Act, initiated by former President Barack Obama and Vice President Joe Biden in 2012 and enacted in 2015, allows any person to raise capital from the general public for their business, regardless of net worth or annual income, up to $1 million. This regulation has opened doors for entrepreneurs like Isaac to raise funds from non-accredited investors and support their small businesses.Moving forward, the hosts inquire about advice and insights for those looking to break into the tech space. Isaac emphasizes that there is no limit to what people can achieve. He encourages aspiring entrepreneurs to study and learn the landscape of their desired field. Isaac also reflects on his own journey and expresses gratitude for taking his own path rather than following others. He believes that his inexperience in the tech space allowed him to be more creative and avoid potential dead ends.The conversation then shifts to address concerns about larger companies taking ideas and creativity from smaller businesses. Isaac reassures that there is enough room for everyone and that social media platforms have lifespans. He considers fanbase, his own platform, as a future successor to larger platforms. Isaac asserts that black culture has a history of innovation in technology, and tech companies often take ideas from the community to develop new technologies.The discussion further delves into the intricacies of equity crowdfunding. Rashad raises concerns about investor education, as lack of understanding can lead to misconceptions and potential scams. Isaac provides insights into the process, emphasizing the distinction between post-IPO and pre-IPO investing. He explains the accredited investor rule, which limits access to early-stage company investments to those with a high net worth or substantial income. Equity crowdfunding, on the other hand, allows people to invest smaller amounts, creating opportunities for individuals who might not have the means to invest large sums.The hosts conclude by discussing fundraising strategies and determining the amount to be raised. Isaac highlights the importance of balancing equity and valuation, ensuring that the company retains enough value while raising the necessary funds. He shares his approach of keeping valuations reasonable and avoiding giving away excessive equity, thereby increasing his leverage in the long run.Overall, this episode sheds light on the significance of equity crowdfunding, the obstacles faced by minority entrepreneurs, and the innovative potential of the black community in the tech space. Isaac Hayes III's achievement serves as inspiration and motivation for aspiring entrepreneurs looking to pave their own paths in the business world.#EYL #EquityCrowdfunding #RegCF #IsaacHayesIII #MinorityEntrepreneurs #TechSpace #BlackCultureInnovation #InvestingInsights #StartupFundraising #ValuationStrategies #FinancialEducationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the upcoming US government shutdown and its potential impact on investors. With the shutdown just days away, concerns are mounting, but should investors really be worried? Tune in as the hosts share their insights and analysis on the matter, providing a balanced perspective for viewers.#GovernmentShutdown #InvestingAdvice #PoliticalDrama #MarketMondaysMedium #EYLVideo Transcript:0:00 - 1:29 Rashad and Ian discuss the implications of the government shutdown on investors and market stability.1:35 - 2:20 The hosts comment on the recent Republican debate and the lack of viable candidates for the presidency.2:29 - 3:47 Troy emphasizes that while investors may not need to worry, federal workers will be directly affected by the shutdown.3:50 - 4:35 The hosts compare the political stalemate to a wrestling match, highlighting the theatrics involved.4:39 - 5:43 Rashad raises concerns about Joe Biden's age and the potential impact on his ability to serve as president.5:43 - 6:37 The hosts discuss the importance of highlighting Biden's vice president to instill confidence in voters.Join EYL as they break down the latest developments in the government shutdown and unravel the political drama surrounding it. Find out what impact, if any, the shutdown will have on investors and gain valuable insights into navigating the market during uncertain times.#InvestmentStrategy #PoliticalAnalysis #MarketInsights #EconomicOutlook #USGovernmentShutdown #InvestmentTipsHosted by Rashad Bilal, Ian Dunlap, and Troy Millings, this episode of EYL's Market Mondays Medium provides viewers with expert analysis and advice on investing amidst political challenges. Don't miss out on this in-depth discussion that delves into the murky waters of government shutdowns and their implications for investors.#Investing101 #FinancialEducation #EYLCommunity #InvestorCommunity #EconomicImpact #StockMarketUpdates #FinancialNews #InvestingAdviceMake sure to like, comment, and subscribe to EYL for more insightful content that caters to the needs of investors. Stay tuned as the hosts continue to delve into various topics related to investing, finance, and entrepreneurship.#InvestWisely #FinancialFreedom #EYLChannel #InvestmentEducation #MoneyMatters #WealthBuilding #EYLFamily #InvestorsUnite #FinancialSuccess #EntrepreneurMindsetOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of Market Mondays Live Chicago, the hosts sit down with guest Rashauna Scott, a local realtor and investor, to discuss investment tips and programs for first-time home buyers in Chicago. They cover topics such as house hacking, grants, best practices for being a landlord, and hot areas to invest in. - House hacking: Learn about the strategy of buying a property and renting out other areas to cover your mortgage and live for free.- Grants and programs: Discover programs like NACA, FHA, and IDA that offer low or no down payment assistance for buying a home or multi-unit property.- Best practices for landlords: Get advice on screening tenants, hiring a property management company, and utilizing subsidy programs to ensure a smooth rental experience.- Hot areas to invest in: Explore upcoming developments like the Obama Library and Woodline, as well as neighborhoods such as Lawndale and Austin that have seen significant growth in property values.- The importance of ownership: Understand the long-term benefits of owning property and how to leverage your first purchase to build wealth through future investments.00:00 Intro03:24 House hacking is popular for making money.05:30 NACA offers lower interest rates for property purchases, but not for those with time constraints.08:06 Utilize VA loan for property purchase, benefits.11:13 MMRP: Micro Market Recovery program in Chicago.15:57 Airbnb, short term rentals, attorney, eviction, rental assistance.16:58 Consider hiring property management company if inexperienced. Market rate tenants may require subsidies.22:17 Commercial property offers advantages to out-of-state investors. In Chicago, off-market deals still exist. Ownership is important, even if not mortgage-free.24:35 Profit from buying real estate with assistance programs.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Join us in this riveting episode as we sit down with Rich Kleiman, the mastermind behind some of the biggest moves in sports and business. Dive into the details of Kevin Durant's journey, entrepreneurship insights, and the world of sports investments.- Rich Kleiman unfolds the story behind Kevin Durant's significant move to the Nets, shedding light on the decisions that led to this change.- Discover the best advice for budding entrepreneurs: the importance of putting in the work and staying dedicated.- Explore the origins of the series "Swagger," inspired by the rec center where Kevin Durant played during his formative years.- Kleiman shares his pride in the 'NYC Point Gods' project, calling it his most cherished endeavor.- Gain insights into the future of sports from a business perspective, as envisioned by Rich Kleiman.- Learn how moving to Golden State opened new avenues for Kevin Durant and his team to invest in promising startups.- Delve into the exciting world of Major League Pickleball, where Kevin Durant and Rich Kleiman recently made a significant team purchase.- Uncover the critical factors to consider when investing in startup companies.- Rich Kleiman delves into Kevin Durant's investment journey, with a focus on Postmates.- Hear about Kleiman's transformative experience working at Roc Nation, which honed his skills for future success.- Starting as a music manager, Rich Kleiman's journey at Roc Nation took an intriguing turn as he began managing athletes.- The importance of building trust in business relationships, a key element in the successful partnership between Rich Kleiman and Kevin Durant.- Get an inside look into the "Swagger" series and what makes it stand out.- Rich Kleiman reveals the creative process behind "The Boardroom," and its unique approach to sports and business discussions.- Reflect on the impact of NYC legends like Rod Strickland on the basketball world.- Debate the best NYC point guard ever and the legacies they left behind.- An in-depth look at how 35 Ventures' family office operates and its influence in the sports and business sectors.- Rich Kleiman's personal journey to becoming an enthusiast and investor in pickleball.- The critical need for athletes to control their narratives in today's media landscape.- A deep dive into Rich Kleiman's entrepreneurial spirit and his path to success.- A detailed breakdown of the operations at 35 Ventures, offering a glimpse into this influential enterprise.- What does a lifetime deal with Nike entail? Explore the specifics and significance of such partnerships.- The strategic move by Kevin Durant to announce his transition to Golden State on his own platform, ensuring control over his narrative.- A closer look at Kevin Durant's impressive investment portfolio and the decisions that shaped it.Join us for this enlightening conversation, packed with insider knowledge, exclusive stories, and expert insights on sports, business, and the art of entrepreneurship.#RichKleiman #SportsBusiness #KevinDurant#Pickleball #NYCPointGods #rocnationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of EYL, hosts Rashad Bilal and Troy Millings sit down with guest Derrick Hayes, a successful entrepreneur and CEO. The conversation revolves around the mindset of a winner, the challenges of being a CEO, and the importance of creating opportunities for others.The video transcript reveals Derrick's perspective on winning and self-improvement. He acknowledges that as a winner, he often feels like he's losing because he focuses on what went wrong and how he can improve. However, he also mentions that he feels like he's winning because he works hard and is relentless in his pursuit of success.Derrick emphasizes the importance of being hard on oneself and not settling for mediocrity. He believes that by not congratulating oneself too often, it fuels the drive to achieve more. He also highlights the significance of waking up every morning and doing what one loves, as many people are unhappy with their lives because they aren't pursuing their passions.The conversation then shifts to Derrick's ventures in Hollywood and content creation. He hints at the possibility of a show featuring Pinky, indicating the incredible opportunities that have come his way as a result of his hard work and success. Derrick expresses the satisfaction of being able to choose what projects to pursue and the importance of only taking on opportunities that align with one's values and goals.Derrick also mentions his role as an investor and the importance of people having their businesses in order before seeking investment. He emphasizes the need for professionalism, preparedness, and a solid business plan when approaching potential investors. He shares his experiences of having to make tough decisions and let go of people he cared about when they weren't contributing to the mission and vision he had for his company.The hosts delve into Derrick's corporate structure, with him revealing the various roles within his company, including a president, CFO, and human resources team. He mentions that some of the positions are filled by people he knew, but he also recognizes the value of bringing in qualified strangers who command respect from the team.The conversation touches on the topic of children growing up in privilege and the potential loss of appreciation for the “grit and grind.” Derrick expresses his intention to provide opportunities and resources to his children while instilling in them the importance of being community leaders and using their privilege to benefit others.Lastly, the dialogue highlights the need for talent that can meet the expectations and vision set by entrepreneurs. Derrick draws on an analogy from Dan Cathy, CEO of Chick-fil-A, comparing entrepreneurs to musical composers who surround themselves with talented musicians. He stresses the importance of not lowering one's standards but instead seeking higher-level talent to align with the overall vision.In summary, this episode explores the mindset of a winner, the challenges of being an entrepreneur, and the importance of creating opportunities for oneself and others. Derrick Hayes' insights and experiences provide valuable lessons for aspiring entrepreneurs and serve as a reminder to be relentless in the pursuit of success while staying true to one's values. Hashtags: #entrepreneurship #successmindset #opportunity #hardwork #selfimprovement #businessgrowth #leadership #gritandgrind #EYL #interviewOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this video, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the recent rise in the stock market and explore new investment opportunities in the crypto space. They analyze the factors that contributed to the S&P 500's 5.9% increase in the past week, including the pause in interest rates and the need for mutual funds and hedge funds to bring on new clients. They also highlight how the slowing economy and the decision to freeze interest rates have positively impacted the stock market.The hosts emphasize that the month of November historically tends to be the best time to trade in the stock market, and they explain how these trends can influence investment decisions. They touch on job indicators, such as the addition of only 150,000 jobs to the economy and the rise in the unemployment rate, suggesting that these can be interpreted as positive signs for the stock market.Moving on to the topic of cryptocurrencies, the hosts mention that Coinbase, despite reporting losses for the seventh consecutive quarter, has seen an uptick in its stock due to the overall positive trajectory of the crypto market. They discuss the potential buying opportunities for Coinbase, with Ian Dunlap suggesting a favorable entry point at around $72. They also discuss the correlation between trading volume, revenue, and the stock price of Coinbase, emphasizing the need to consider various factors when analyzing its performance.The conversation then shifts to the broader topic of stocks related to crypto. While the hosts mention that they personally invest directly in cryptocurrencies like Bitcoin and XRP, they do not recommend specific stocks tied to crypto. They discuss the challenges faced by companies in the crypto space, particularly with regards to potential competition from institutions like BlackRock and the ongoing legal battle involving Coinbase and the SEC. They caution against investing in crypto-related ETFs, emphasizing the need to consider the larger players and potential regulatory issues.In conclusion, Rashad, Ian, and Troy provide insights into the recent stock market gains and the opportunities in the crypto market. They highlight the factors influencing the rise in the stock market, including interest rates and job indicators. They also discuss the performance of Coinbase and offer insights into the potential risks and opportunities associated with it. Additionally, they discuss the challenges and considerations for investing in stocks related to crypto, urging viewers to carefully evaluate the landscape and the evolving regulatory environment.#StockMarket #InvestmentOpportunities #Crypto #Cryptocurrency #S&P500 #InterestRates #JobIndicators #Coinbase #ETFs #TradingVolume #Revenue #BlackRock #LegalBattle #Investing #FinancialAdvice #MarketTrends #Economy #MoneyManagement #WealthCreation #PortfolioDiversification #FinancialEducationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings discuss why the legendary investor Warren Buffett is hoarding a record-breaking stockpile of cash. With a staggering $157 billion in cash reserves, Berkshire Halfway's strategy has caught the attention of investors and economists alike.Ian Dunlap emphasizes that Warren Buffett's large cash reserve indicates a lack of investable assets in the current market. He suggests that commercial real estate, especially in San Francisco, may be overvalued, and a potential bubble is on the verge of bursting. The city's significant homeless issue and potential bankruptcy risk further support this claim. When the bubble does burst, having ample cash on hand allows investors like Buffett to swoop in and purchase assets at the right price.Ian Dunlap also points out the importance of timing in the market. He advises against buying assets solely based on hype or current trends, and instead urges investors to look at macro opportunities. Notably, famous investors like Druckenmiller, Jones, Buffett, and Blackrock are not aggressively buying at the moment, suggesting that it may not be the right time to enter the market.Rashad Bilal adds that hoarding cash serves as a preparation for a rainy day. Being prepared allows investors to seize opportunities when they arise, while others get drenched. Warren Buffett's strategic plan in accumulating cash is not accidental but a deliberate approach to maximize future investments.Troy Millings brings attention to the travel tendencies of investors like Warren Buffett. By analyzing their travel destinations and the thriving economies in those regions, investors can gain insights into their next investment moves. Millings highlights Buffett's visits to China, Taiwan, and conversations about the semiconductor industry as indications of his interests and potential investment directions.The discussion also touches upon the significance of Apple in Buffett's portfolio. Apple has become a safe investment option, outperforming bonds and providing steady returns. Ian Dunlap suggests that investing in companies and opportunities that offer safety and consistent returns is crucial, as not many investments can deliver extraordinary profits.Finally, the hosts urge viewers to recognize the importance of making informed investment choices and finding reliable sources for financial advice. Ian Dunlap encourages those who have benefited from his investment strategies to acknowledge it, emphasizing the rarity of individuals who consistently generate profits for others.This episode of EYL delves into the reasons behind Warren Buffett's cash hoarding strategy and the implications it may have for the overall economy. It offers valuable insights and prompts viewers to consider the macroeconomic factors influencing investment decisions. Tune in to understand why one of the world's most successful investors is opting for cash as the best bet for future opportunities.#WarrenBuffett #Investing #CashReserves #Economy #AssetInvestment #CommercialRealEstate #MarketBubble #TravelTendencies #InvestmentStrategy #Apple #InvestmentSafety #FinancialAdvice #EYL #Entrepreneurship #FinanceDiscussionOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this EYL video, Rashad Bilal and Troy Millings engage in an insightful conversation with Derrick Hayes, the owner of a popular restaurant franchise. The focus of the discussion centers around the process of franchising his business and the reasons behind its immense popularity.Derrick begins by sharing his decision to hold off on franchising a few years back because his gut feeling wasn't fully aligned with the idea. He emphasizes the importance of trusting his instincts over his heart and mind, as his gut never lies to him. Instead of rushing into expansion, he waited for the right time to ensure sustainable growth and avoid jeopardizing everything he had built.He also mentions how he deliberately keeps his franchise's valuation and evaluation under wraps. While he could potentially attract more opportunities and attention by revealing these figures, Derrick wants others to focus on the work he is doing instead. He aims to prove himself through actions rather than numbers and prefers to prioritize long-term success over immediate gains.When asked about the franchise process, Derrick explains that it took him about a year and a half to put together the franchise disclosure document (FDD), which serves as the blueprint for potential franchisees. He highlights the significance of item 19 in the FDD, which includes financial details that potential franchisees review before making a decision. Derrick expresses the importance of having strong financials and ensuring the bottom line and top line are in great shape.The conversation delves into the criteria for individuals interested in franchising Derrick's restaurant. The primary requirement is having the necessary capital. Once the financials are sorted, applicants fill out the paperwork and the process continues with Derrick's broker. Prospective franchisees visit the facilities, and ultimately, Derrick makes the final decision after personally meeting and gauging the energy of the applicants. Derrick considers it a blessing to have his wife, Pinky, involved in this decision-making process, as they can support and guide each other.The hosts also touch upon the idea of branching out into different locations and using the growth of Pinky's brand as a metric. Derrick reveals that they often use each other as guinea pigs to test markets and learn from each other's experiences. They analyze sales numbers and demographics to make informed decisions on opening new locations. Derrick boasts about the strong customer base they have established over time, which has helped them navigate challenging times and outperform competitors and industry standards.A key factor contributing to Derrick's continued success is his commitment to philanthropy and community involvement, especially during the pandemic. When COVID hit, he stepped up by feeding customers and hospitals, showcasing his dedication to giving back. Derrick believes that this level of commitment has earned him respect and loyalty from the community, who see him as a business owner in it for the long haul. Despite the difficult times faced by other restaurants, Derrick has been able to open new locations due to the trust and support he has gained through his philanthropic efforts.As the discussion comes to a close, Derrick reflects on his journey and expresses gratitude for being in a different space compared to struggling restaurant owners. While acknowledging the challenges faced by others, he shares his perspective on how his community involvement has contributed to his success and the flourishing of his franchise.Overall, this EYL video provides valuable insights into the franchise process and the factors that have propelled Derrick Hayes' restaurant to popularity. The conversation underscores the importance of trusting one's instincts, prioritizing sustainable growth, and making a positive impact on the community. #EYL #FranchiseProcess #RestaurantFranchise #BusinessGrowth #CommunityInvolvement #PhilanthropyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Join Rashad Bilal and Troy Millings as they host Denise Williams to discuss the unique real estate and finance aspects in Dubai. Explore the differences in home buying processes and financial systems between Dubai and the Western world. Gain insights into investment opportunities, tax benefits, economic development, and the cultural nuances that make Dubai an exceptional global destination.#DubaiRealEstate #DubaiFinance #InvestingInDubai #DubaiTaxBenefits #RealEstateDevelopment #DubaiTourism #AbuDhabi #HomeBuyingProcess #FinancialSystems #EYLShow #EYLFinance #EYLRealEstate #DeniseWilliamsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this eye-opening episode of EYL, hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Robert F. Kennedy Jr. to discuss reparations and prison reform. Kennedy shares his comprehensive approach to economic development in black communities and highlights the importance of equity and homeownership as essential components of economic empowerment.Kennedy acknowledges the moral argument for reparations but argues that race-based reparations would be unconstitutional based on a recent Supreme Court decision in the Harvard case. Instead, he advocates for a more inclusive approach to economic development in black neighborhoods, drawing upon his 35-year experience on the board of directors of Bedford-Stuyvesant Restoration Corporation. He emphasizes the need to address the systematic stripping of equity, particularly in terms of homeownership, from black communities, noting that by 2030, there may be essentially zero black equity left in the United States.The guest also addresses the underlying issues faced by black businesses, such as the lack of accrued business knowledge and mentorship within black communities. Drawing from his experience with Bedford-Stuyvesant Restoration Corporation, Kennedy highlights the importance of providing mentorship opportunities to foster entrepreneurial growth and business development in black neighborhoods.Moving on to the topic of criminal justice reform, Kennedy expresses his concerns about the 1986 and 1994 Criminal Justice Acts, which he claims have had a devastating impact on the African American community. He specifically highlights the disparities in sentencing between crack cocaine and powder cocaine offenses, where black individuals received much harsher penalties for crack cocaine-related offenses. He criticizes these laws for disproportionately affecting nonviolent offenders and leading to the destruction of an entire generation of black Americans.Kennedy emphasizes the need for prison reform and rehabilitation, advocating for providing training, education, and opportunities for inmates upon their release. He shares his vision of replacing prisons with farm drug rehabs and healing farms in rural communities, where individuals struggling with drug addiction, depression, or psychiatric drug dependence can receive holistic support, job training, and educational opportunities to reintegrate into society successfully.During the conversation, Kennedy also addresses the cultural impact of mass incarceration, noting that it has influenced various aspects of black culture, including music. He clarifies that he does not have any negative intent towards rap music but highlights the negative consequences of mass incarceration on the identity and potential of black individuals.In response to a question about combating the lucrative private prison industry, Kennedy acknowledges the need for a multifaceted approach and seeks suggestions from the hosts. He shares his commitment to implementing educational programs and ensuring access to recovery and rehabilitation programs for federal prisoners. Kennedy encourages innovation by identifying and adopting successful model programs from around the country.This thought-provoking episode sheds light on the importance of economic empowerment, the need for equitable opportunities in black communities, and the urgency for comprehensive criminal justice reform. Join EYL and Robert F. Kennedy Jr. as they delve into these critical topics and explore potential solutions to address these pressing issues.#reparations #economicdevelopment #equity #homeownership #blackbusinesses #criminaljusticereform #massincarceration #prisonreform #rehabilitation #mentorship #educationalopportunities #recoveryprograms #racialdisparities #privatization #communitydevelopment #youtubecreator #eyl #robertfkennedyjrOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Welcome to our deep dive into the world of restaurant entrepreneurship with Derrick Hayes of Big Dave's Cheesesteaks. In this insightful video, we explore how inflation impacts the restaurant industry and the secrets behind the success of Derrick's seven locations in Georgia. Discover the pivotal role of back-end systems in scaling Big Dave's, and why a college degree isn't a prerequisite for success in this field. Learn about their unique approach to customer feedback through secret shoppers and how different growth rates shape business trajectories.We'll also delve into the exciting story of how Big Dave's made its way into the prestigious Mercedes-Benz Stadium, the power of a great team in scaling business culture, and the brand-defining strategy of feeding customers for free.Uncover the financial realities of the restaurant business, especially when operating a single location, and why having a concise menu is key. Excitingly, we reveal that Big Dave's has a waiting list of 1,600 people eager to open franchises!Derrick shares his experiences in changing his business while raising capital, emphasizing the importance of the bottom line in this process. Plus, get insights into his feature on CNBC, connections in the industry through Meek Mill's friend Tak, and how Lil Uzi Vert influenced their menu.We'll also discuss the barriers created by ego in collaboration, the efficiency gains from opening in the Mercedes-Benz Stadium, and the business structure required for such an endeavor. Learn about the 18-month journey to franchising readiness, the unexpected life of a winner, and the collaboration between Derrick Hayes and Pinky Cole, hinting at a potential upcoming show.Finally, we delve into the challenging life of a CEO, the ultimate goal of providing opportunities for children, and the risks of growing a business too rapidly.Join us as we uncover the keys to success in the dynamic world of the restaurant business with Derrick Hayes. Don't forget to like, share, and subscribe for more industry insights!#DerrickHayes #BigDavesCheesesteaks #RestaurantEntrepreneurship #InflationImpact#BusinessScaling #GeorgiaEats #NoDegreeSuccessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the recent news that the US Treasury will be borrowing a staggering $776 billion in the final three months of this year. This announcement comes on the heels of the government's projection of a $1.7 trillion budget deficit for fiscal year 2023. The hosts discuss the implications of this massive borrowing on the stock market and the overall economy.Ian Dunlap is not one to mince words, as he delivers a stark assessment of the situation. He expresses his concerns about the country's mounting debt and how it is negatively impacting our geopolitical standing. He believes that our aggressive approach has resulted in us being viewed as bullies in the eyes of the world. With the bond market in shambles and the small-cap market destroyed, Dunlap paints a bleak picture of the future.Troy Millings provides some context to help viewers better grasp the gravity of the situation. He explains the relationship between bond yields and prices, and how the treasury's issuance of more bonds can lead to higher yields. While some may argue that the borrowing came in lower than expected, Millings highlights the fact that the upcoming first quarter of 2024 will see an ask of over $816 billion, the largest in the history of America. The bond market is indeed in shambles.The hosts delve into the stock market's roller coaster ride, with mid-cap stocks taking a significant hit and only a handful of companies performing well. Dunlap laments the state of the economy and believes that the country is teetering on the edge. He also discusses the impact of high debt on various industries, including streaming and entertainment. The Spotify example serves as a reminder of how the economy's troubles trickle down to other sectors.In a shift towards discussing the need for diversity in political leadership, Bilal voices his belief that relying solely on old white men is unsustainable. He argues that without a diverse range of perspectives and understanding of what's happening on the ground, the entire political structure is at risk. He criticizes the lack of understanding and cultural divide at the top, particularly in regards to millennials and their access to credible news sources.As the conversation continues, the hosts highlight the disconnect between those in power and the changing tides of public opinion. They express their frustration with the repetitive propaganda and the unwillingness to adapt to new ideas. The Democratic Party, in particular, is predicted to face challenges if they do not address this divide and provide messaging that resonates with the younger generations.In this thought-provoking episode, EYL tackles pressing financial and political issues, shedding light on the challenges faced by the economy, the stock market, and the current political structure. Join Rashad Bilal, Ian Dunlap, and Troy Millings as they explore the impact of massive borrowing, the decline of the bond market, and the necessity of diversity and understanding in our political landscape. #EYL #USdebt #economy #stockmarket #diversityinpolitics #politicalstructure #financialchallenges #bondmarket #propaganda #millennials #leadership #crediblenews #geopoliticalimpact #budgetdeficitOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.