
Earn Your Leisure
1,459 episodes — Page 14 of 30

Study Hall: Navigating the Tech Space for Black Entrepreneurs
In this episode of the EYL YouTube channel, hosts Rashad Bilal, Ian Dunlap, and Troy Millings welcome special guest Isaac Hayes III to discuss his recent milestone achievement in the world of equity crowdfunding. Isaac Hayes III made history by becoming the first black man to raise $10 million through a Reg CF (Regulation Crowdfunding) campaign.The conversation begins with a brief explanation of what Reg CF equity crowdfunding is and why it is significant. Isaac explains that minorities, including African Americans, often face difficulties raising capital for their businesses, with limited access to loans and venture capital. However, the JOBS Act, initiated by former President Barack Obama and Vice President Joe Biden in 2012 and enacted in 2015, allows any person to raise capital from the general public for their business, regardless of net worth or annual income, up to $1 million. This regulation has opened doors for entrepreneurs like Isaac to raise funds from non-accredited investors and support their small businesses.Moving forward, the hosts inquire about advice and insights for those looking to break into the tech space. Isaac emphasizes that there is no limit to what people can achieve. He encourages aspiring entrepreneurs to study and learn the landscape of their desired field. Isaac also reflects on his own journey and expresses gratitude for taking his own path rather than following others. He believes that his inexperience in the tech space allowed him to be more creative and avoid potential dead ends.The conversation then shifts to address concerns about larger companies taking ideas and creativity from smaller businesses. Isaac reassures that there is enough room for everyone and that social media platforms have lifespans. He considers fanbase, his own platform, as a future successor to larger platforms. Isaac asserts that black culture has a history of innovation in technology, and tech companies often take ideas from the community to develop new technologies.The discussion further delves into the intricacies of equity crowdfunding. Rashad raises concerns about investor education, as lack of understanding can lead to misconceptions and potential scams. Isaac provides insights into the process, emphasizing the distinction between post-IPO and pre-IPO investing. He explains the accredited investor rule, which limits access to early-stage company investments to those with a high net worth or substantial income. Equity crowdfunding, on the other hand, allows people to invest smaller amounts, creating opportunities for individuals who might not have the means to invest large sums.The hosts conclude by discussing fundraising strategies and determining the amount to be raised. Isaac highlights the importance of balancing equity and valuation, ensuring that the company retains enough value while raising the necessary funds. He shares his approach of keeping valuations reasonable and avoiding giving away excessive equity, thereby increasing his leverage in the long run.Overall, this episode sheds light on the significance of equity crowdfunding, the obstacles faced by minority entrepreneurs, and the innovative potential of the black community in the tech space. Isaac Hayes III's achievement serves as inspiration and motivation for aspiring entrepreneurs looking to pave their own paths in the business world.#EYL #EquityCrowdfunding #RegCF #IsaacHayesIII #MinorityEntrepreneurs #TechSpace #BlackCultureInnovation #InvestingInsights #StartupFundraising #ValuationStrategies #FinancialEducationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Should Investors Worry About the Government Shutdown?
In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the upcoming US government shutdown and its potential impact on investors. With the shutdown just days away, concerns are mounting, but should investors really be worried? Tune in as the hosts share their insights and analysis on the matter, providing a balanced perspective for viewers.#GovernmentShutdown #InvestingAdvice #PoliticalDrama #MarketMondaysMedium #EYLVideo Transcript:0:00 - 1:29 Rashad and Ian discuss the implications of the government shutdown on investors and market stability.1:35 - 2:20 The hosts comment on the recent Republican debate and the lack of viable candidates for the presidency.2:29 - 3:47 Troy emphasizes that while investors may not need to worry, federal workers will be directly affected by the shutdown.3:50 - 4:35 The hosts compare the political stalemate to a wrestling match, highlighting the theatrics involved.4:39 - 5:43 Rashad raises concerns about Joe Biden's age and the potential impact on his ability to serve as president.5:43 - 6:37 The hosts discuss the importance of highlighting Biden's vice president to instill confidence in voters.Join EYL as they break down the latest developments in the government shutdown and unravel the political drama surrounding it. Find out what impact, if any, the shutdown will have on investors and gain valuable insights into navigating the market during uncertain times.#InvestmentStrategy #PoliticalAnalysis #MarketInsights #EconomicOutlook #USGovernmentShutdown #InvestmentTipsHosted by Rashad Bilal, Ian Dunlap, and Troy Millings, this episode of EYL's Market Mondays Medium provides viewers with expert analysis and advice on investing amidst political challenges. Don't miss out on this in-depth discussion that delves into the murky waters of government shutdowns and their implications for investors.#Investing101 #FinancialEducation #EYLCommunity #InvestorCommunity #EconomicImpact #StockMarketUpdates #FinancialNews #InvestingAdviceMake sure to like, comment, and subscribe to EYL for more insightful content that caters to the needs of investors. Stay tuned as the hosts continue to delve into various topics related to investing, finance, and entrepreneurship.#InvestWisely #FinancialFreedom #EYLChannel #InvestmentEducation #MoneyMatters #WealthBuilding #EYLFamily #InvestorsUnite #FinancialSuccess #EntrepreneurMindsetOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

How to Navigate Chicago's Real Estate Market and Secure Grants for Investing
In this episode of Market Mondays Live Chicago, the hosts sit down with guest Rashauna Scott, a local realtor and investor, to discuss investment tips and programs for first-time home buyers in Chicago. They cover topics such as house hacking, grants, best practices for being a landlord, and hot areas to invest in. - House hacking: Learn about the strategy of buying a property and renting out other areas to cover your mortgage and live for free.- Grants and programs: Discover programs like NACA, FHA, and IDA that offer low or no down payment assistance for buying a home or multi-unit property.- Best practices for landlords: Get advice on screening tenants, hiring a property management company, and utilizing subsidy programs to ensure a smooth rental experience.- Hot areas to invest in: Explore upcoming developments like the Obama Library and Woodline, as well as neighborhoods such as Lawndale and Austin that have seen significant growth in property values.- The importance of ownership: Understand the long-term benefits of owning property and how to leverage your first purchase to build wealth through future investments.00:00 Intro03:24 House hacking is popular for making money.05:30 NACA offers lower interest rates for property purchases, but not for those with time constraints.08:06 Utilize VA loan for property purchase, benefits.11:13 MMRP: Micro Market Recovery program in Chicago.15:57 Airbnb, short term rentals, attorney, eviction, rental assistance.16:58 Consider hiring property management company if inexperienced. Market rate tenants may require subsidies.22:17 Commercial property offers advantages to out-of-state investors. In Chicago, off-market deals still exist. Ownership is important, even if not mortgage-free.24:35 Profit from buying real estate with assistance programs.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #265 Rich Kleiman on Co-Building Kevin Durant's Empire, Pickleball, Angel Investing, & 'NYC Point Gods'
Join us in this riveting episode as we sit down with Rich Kleiman, the mastermind behind some of the biggest moves in sports and business. Dive into the details of Kevin Durant's journey, entrepreneurship insights, and the world of sports investments.- Rich Kleiman unfolds the story behind Kevin Durant's significant move to the Nets, shedding light on the decisions that led to this change.- Discover the best advice for budding entrepreneurs: the importance of putting in the work and staying dedicated.- Explore the origins of the series "Swagger," inspired by the rec center where Kevin Durant played during his formative years.- Kleiman shares his pride in the 'NYC Point Gods' project, calling it his most cherished endeavor.- Gain insights into the future of sports from a business perspective, as envisioned by Rich Kleiman.- Learn how moving to Golden State opened new avenues for Kevin Durant and his team to invest in promising startups.- Delve into the exciting world of Major League Pickleball, where Kevin Durant and Rich Kleiman recently made a significant team purchase.- Uncover the critical factors to consider when investing in startup companies.- Rich Kleiman delves into Kevin Durant's investment journey, with a focus on Postmates.- Hear about Kleiman's transformative experience working at Roc Nation, which honed his skills for future success.- Starting as a music manager, Rich Kleiman's journey at Roc Nation took an intriguing turn as he began managing athletes.- The importance of building trust in business relationships, a key element in the successful partnership between Rich Kleiman and Kevin Durant.- Get an inside look into the "Swagger" series and what makes it stand out.- Rich Kleiman reveals the creative process behind "The Boardroom," and its unique approach to sports and business discussions.- Reflect on the impact of NYC legends like Rod Strickland on the basketball world.- Debate the best NYC point guard ever and the legacies they left behind.- An in-depth look at how 35 Ventures' family office operates and its influence in the sports and business sectors.- Rich Kleiman's personal journey to becoming an enthusiast and investor in pickleball.- The critical need for athletes to control their narratives in today's media landscape.- A deep dive into Rich Kleiman's entrepreneurial spirit and his path to success.- A detailed breakdown of the operations at 35 Ventures, offering a glimpse into this influential enterprise.- What does a lifetime deal with Nike entail? Explore the specifics and significance of such partnerships.- The strategic move by Kevin Durant to announce his transition to Golden State on his own platform, ensuring control over his narrative.- A closer look at Kevin Durant's impressive investment portfolio and the decisions that shaped it.Join us for this enlightening conversation, packed with insider knowledge, exclusive stories, and expert insights on sports, business, and the art of entrepreneurship.#RichKleiman #SportsBusiness #KevinDurant#Pickleball #NYCPointGods #rocnationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

The Mindset of a Winner: The Life of an Unyielding Entrepreneur
In this episode of EYL, hosts Rashad Bilal and Troy Millings sit down with guest Derrick Hayes, a successful entrepreneur and CEO. The conversation revolves around the mindset of a winner, the challenges of being a CEO, and the importance of creating opportunities for others.The video transcript reveals Derrick's perspective on winning and self-improvement. He acknowledges that as a winner, he often feels like he's losing because he focuses on what went wrong and how he can improve. However, he also mentions that he feels like he's winning because he works hard and is relentless in his pursuit of success.Derrick emphasizes the importance of being hard on oneself and not settling for mediocrity. He believes that by not congratulating oneself too often, it fuels the drive to achieve more. He also highlights the significance of waking up every morning and doing what one loves, as many people are unhappy with their lives because they aren't pursuing their passions.The conversation then shifts to Derrick's ventures in Hollywood and content creation. He hints at the possibility of a show featuring Pinky, indicating the incredible opportunities that have come his way as a result of his hard work and success. Derrick expresses the satisfaction of being able to choose what projects to pursue and the importance of only taking on opportunities that align with one's values and goals.Derrick also mentions his role as an investor and the importance of people having their businesses in order before seeking investment. He emphasizes the need for professionalism, preparedness, and a solid business plan when approaching potential investors. He shares his experiences of having to make tough decisions and let go of people he cared about when they weren't contributing to the mission and vision he had for his company.The hosts delve into Derrick's corporate structure, with him revealing the various roles within his company, including a president, CFO, and human resources team. He mentions that some of the positions are filled by people he knew, but he also recognizes the value of bringing in qualified strangers who command respect from the team.The conversation touches on the topic of children growing up in privilege and the potential loss of appreciation for the “grit and grind.” Derrick expresses his intention to provide opportunities and resources to his children while instilling in them the importance of being community leaders and using their privilege to benefit others.Lastly, the dialogue highlights the need for talent that can meet the expectations and vision set by entrepreneurs. Derrick draws on an analogy from Dan Cathy, CEO of Chick-fil-A, comparing entrepreneurs to musical composers who surround themselves with talented musicians. He stresses the importance of not lowering one's standards but instead seeking higher-level talent to align with the overall vision.In summary, this episode explores the mindset of a winner, the challenges of being an entrepreneur, and the importance of creating opportunities for oneself and others. Derrick Hayes' insights and experiences provide valuable lessons for aspiring entrepreneurs and serve as a reminder to be relentless in the pursuit of success while staying true to one's values. Hashtags: #entrepreneurship #successmindset #opportunity #hardwork #selfimprovement #businessgrowth #leadership #gritandgrind #EYL #interviewOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: Is Coinbase a Good Investment Opportunity Amidst the Rising Crypto Market?
In this video, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the recent rise in the stock market and explore new investment opportunities in the crypto space. They analyze the factors that contributed to the S&P 500's 5.9% increase in the past week, including the pause in interest rates and the need for mutual funds and hedge funds to bring on new clients. They also highlight how the slowing economy and the decision to freeze interest rates have positively impacted the stock market.The hosts emphasize that the month of November historically tends to be the best time to trade in the stock market, and they explain how these trends can influence investment decisions. They touch on job indicators, such as the addition of only 150,000 jobs to the economy and the rise in the unemployment rate, suggesting that these can be interpreted as positive signs for the stock market.Moving on to the topic of cryptocurrencies, the hosts mention that Coinbase, despite reporting losses for the seventh consecutive quarter, has seen an uptick in its stock due to the overall positive trajectory of the crypto market. They discuss the potential buying opportunities for Coinbase, with Ian Dunlap suggesting a favorable entry point at around $72. They also discuss the correlation between trading volume, revenue, and the stock price of Coinbase, emphasizing the need to consider various factors when analyzing its performance.The conversation then shifts to the broader topic of stocks related to crypto. While the hosts mention that they personally invest directly in cryptocurrencies like Bitcoin and XRP, they do not recommend specific stocks tied to crypto. They discuss the challenges faced by companies in the crypto space, particularly with regards to potential competition from institutions like BlackRock and the ongoing legal battle involving Coinbase and the SEC. They caution against investing in crypto-related ETFs, emphasizing the need to consider the larger players and potential regulatory issues.In conclusion, Rashad, Ian, and Troy provide insights into the recent stock market gains and the opportunities in the crypto market. They highlight the factors influencing the rise in the stock market, including interest rates and job indicators. They also discuss the performance of Coinbase and offer insights into the potential risks and opportunities associated with it. Additionally, they discuss the challenges and considerations for investing in stocks related to crypto, urging viewers to carefully evaluate the landscape and the evolving regulatory environment.#StockMarket #InvestmentOpportunities #Crypto #Cryptocurrency #S&P500 #InterestRates #JobIndicators #Coinbase #ETFs #TradingVolume #Revenue #BlackRock #LegalBattle #Investing #FinancialAdvice #MarketTrends #Economy #MoneyManagement #WealthCreation #PortfolioDiversification #FinancialEducationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Warren Buffett's Company is Hoarding $157 Billion: Is This a Sign of Things To Come?
In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings discuss why the legendary investor Warren Buffett is hoarding a record-breaking stockpile of cash. With a staggering $157 billion in cash reserves, Berkshire Halfway's strategy has caught the attention of investors and economists alike.Ian Dunlap emphasizes that Warren Buffett's large cash reserve indicates a lack of investable assets in the current market. He suggests that commercial real estate, especially in San Francisco, may be overvalued, and a potential bubble is on the verge of bursting. The city's significant homeless issue and potential bankruptcy risk further support this claim. When the bubble does burst, having ample cash on hand allows investors like Buffett to swoop in and purchase assets at the right price.Ian Dunlap also points out the importance of timing in the market. He advises against buying assets solely based on hype or current trends, and instead urges investors to look at macro opportunities. Notably, famous investors like Druckenmiller, Jones, Buffett, and Blackrock are not aggressively buying at the moment, suggesting that it may not be the right time to enter the market.Rashad Bilal adds that hoarding cash serves as a preparation for a rainy day. Being prepared allows investors to seize opportunities when they arise, while others get drenched. Warren Buffett's strategic plan in accumulating cash is not accidental but a deliberate approach to maximize future investments.Troy Millings brings attention to the travel tendencies of investors like Warren Buffett. By analyzing their travel destinations and the thriving economies in those regions, investors can gain insights into their next investment moves. Millings highlights Buffett's visits to China, Taiwan, and conversations about the semiconductor industry as indications of his interests and potential investment directions.The discussion also touches upon the significance of Apple in Buffett's portfolio. Apple has become a safe investment option, outperforming bonds and providing steady returns. Ian Dunlap suggests that investing in companies and opportunities that offer safety and consistent returns is crucial, as not many investments can deliver extraordinary profits.Finally, the hosts urge viewers to recognize the importance of making informed investment choices and finding reliable sources for financial advice. Ian Dunlap encourages those who have benefited from his investment strategies to acknowledge it, emphasizing the rarity of individuals who consistently generate profits for others.This episode of EYL delves into the reasons behind Warren Buffett's cash hoarding strategy and the implications it may have for the overall economy. It offers valuable insights and prompts viewers to consider the macroeconomic factors influencing investment decisions. Tune in to understand why one of the world's most successful investors is opting for cash as the best bet for future opportunities.#WarrenBuffett #Investing #CashReserves #Economy #AssetInvestment #CommercialRealEstate #MarketBubble #TravelTendencies #InvestmentStrategy #Apple #InvestmentSafety #FinancialAdvice #EYL #Entrepreneurship #FinanceDiscussionOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Study Hall: The Steps and Challenges of Franchising a Restaurant
In this EYL video, Rashad Bilal and Troy Millings engage in an insightful conversation with Derrick Hayes, the owner of a popular restaurant franchise. The focus of the discussion centers around the process of franchising his business and the reasons behind its immense popularity.Derrick begins by sharing his decision to hold off on franchising a few years back because his gut feeling wasn't fully aligned with the idea. He emphasizes the importance of trusting his instincts over his heart and mind, as his gut never lies to him. Instead of rushing into expansion, he waited for the right time to ensure sustainable growth and avoid jeopardizing everything he had built.He also mentions how he deliberately keeps his franchise's valuation and evaluation under wraps. While he could potentially attract more opportunities and attention by revealing these figures, Derrick wants others to focus on the work he is doing instead. He aims to prove himself through actions rather than numbers and prefers to prioritize long-term success over immediate gains.When asked about the franchise process, Derrick explains that it took him about a year and a half to put together the franchise disclosure document (FDD), which serves as the blueprint for potential franchisees. He highlights the significance of item 19 in the FDD, which includes financial details that potential franchisees review before making a decision. Derrick expresses the importance of having strong financials and ensuring the bottom line and top line are in great shape.The conversation delves into the criteria for individuals interested in franchising Derrick's restaurant. The primary requirement is having the necessary capital. Once the financials are sorted, applicants fill out the paperwork and the process continues with Derrick's broker. Prospective franchisees visit the facilities, and ultimately, Derrick makes the final decision after personally meeting and gauging the energy of the applicants. Derrick considers it a blessing to have his wife, Pinky, involved in this decision-making process, as they can support and guide each other.The hosts also touch upon the idea of branching out into different locations and using the growth of Pinky's brand as a metric. Derrick reveals that they often use each other as guinea pigs to test markets and learn from each other's experiences. They analyze sales numbers and demographics to make informed decisions on opening new locations. Derrick boasts about the strong customer base they have established over time, which has helped them navigate challenging times and outperform competitors and industry standards.A key factor contributing to Derrick's continued success is his commitment to philanthropy and community involvement, especially during the pandemic. When COVID hit, he stepped up by feeding customers and hospitals, showcasing his dedication to giving back. Derrick believes that this level of commitment has earned him respect and loyalty from the community, who see him as a business owner in it for the long haul. Despite the difficult times faced by other restaurants, Derrick has been able to open new locations due to the trust and support he has gained through his philanthropic efforts.As the discussion comes to a close, Derrick reflects on his journey and expresses gratitude for being in a different space compared to struggling restaurant owners. While acknowledging the challenges faced by others, he shares his perspective on how his community involvement has contributed to his success and the flourishing of his franchise.Overall, this EYL video provides valuable insights into the franchise process and the factors that have propelled Derrick Hayes' restaurant to popularity. The conversation underscores the importance of trusting one's instincts, prioritizing sustainable growth, and making a positive impact on the community. #EYL #FranchiseProcess #RestaurantFranchise #BusinessGrowth #CommunityInvolvement #PhilanthropyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Dubai's Real Estate Landscape: No Property Taxes, Interest-Free Mortgages, and More
Join Rashad Bilal and Troy Millings as they host Denise Williams to discuss the unique real estate and finance aspects in Dubai. Explore the differences in home buying processes and financial systems between Dubai and the Western world. Gain insights into investment opportunities, tax benefits, economic development, and the cultural nuances that make Dubai an exceptional global destination.#DubaiRealEstate #DubaiFinance #InvestingInDubai #DubaiTaxBenefits #RealEstateDevelopment #DubaiTourism #AbuDhabi #HomeBuyingProcess #FinancialSystems #EYLShow #EYLFinance #EYLRealEstate #DeniseWilliamsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Robert F. Kennedy Jr. Says Reparations are "Very Obviously Unconstitutional"
In this eye-opening episode of EYL, hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Robert F. Kennedy Jr. to discuss reparations and prison reform. Kennedy shares his comprehensive approach to economic development in black communities and highlights the importance of equity and homeownership as essential components of economic empowerment.Kennedy acknowledges the moral argument for reparations but argues that race-based reparations would be unconstitutional based on a recent Supreme Court decision in the Harvard case. Instead, he advocates for a more inclusive approach to economic development in black neighborhoods, drawing upon his 35-year experience on the board of directors of Bedford-Stuyvesant Restoration Corporation. He emphasizes the need to address the systematic stripping of equity, particularly in terms of homeownership, from black communities, noting that by 2030, there may be essentially zero black equity left in the United States.The guest also addresses the underlying issues faced by black businesses, such as the lack of accrued business knowledge and mentorship within black communities. Drawing from his experience with Bedford-Stuyvesant Restoration Corporation, Kennedy highlights the importance of providing mentorship opportunities to foster entrepreneurial growth and business development in black neighborhoods.Moving on to the topic of criminal justice reform, Kennedy expresses his concerns about the 1986 and 1994 Criminal Justice Acts, which he claims have had a devastating impact on the African American community. He specifically highlights the disparities in sentencing between crack cocaine and powder cocaine offenses, where black individuals received much harsher penalties for crack cocaine-related offenses. He criticizes these laws for disproportionately affecting nonviolent offenders and leading to the destruction of an entire generation of black Americans.Kennedy emphasizes the need for prison reform and rehabilitation, advocating for providing training, education, and opportunities for inmates upon their release. He shares his vision of replacing prisons with farm drug rehabs and healing farms in rural communities, where individuals struggling with drug addiction, depression, or psychiatric drug dependence can receive holistic support, job training, and educational opportunities to reintegrate into society successfully.During the conversation, Kennedy also addresses the cultural impact of mass incarceration, noting that it has influenced various aspects of black culture, including music. He clarifies that he does not have any negative intent towards rap music but highlights the negative consequences of mass incarceration on the identity and potential of black individuals.In response to a question about combating the lucrative private prison industry, Kennedy acknowledges the need for a multifaceted approach and seeks suggestions from the hosts. He shares his commitment to implementing educational programs and ensuring access to recovery and rehabilitation programs for federal prisoners. Kennedy encourages innovation by identifying and adopting successful model programs from around the country.This thought-provoking episode sheds light on the importance of economic empowerment, the need for equitable opportunities in black communities, and the urgency for comprehensive criminal justice reform. Join EYL and Robert F. Kennedy Jr. as they delve into these critical topics and explore potential solutions to address these pressing issues.#reparations #economicdevelopment #equity #homeownership #blackbusinesses #criminaljusticereform #massincarceration #prisonreform #rehabilitation #mentorship #educationalopportunities #recoveryprograms #racialdisparities #privatization #communitydevelopment #youtubecreator #eyl #robertfkennedyjrOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #264 From Gas Station to Nationwide Franchise Chain: Derrick Hayes on Big Dave's Cheesesteaks Expansion
Welcome to our deep dive into the world of restaurant entrepreneurship with Derrick Hayes of Big Dave's Cheesesteaks. In this insightful video, we explore how inflation impacts the restaurant industry and the secrets behind the success of Derrick's seven locations in Georgia. Discover the pivotal role of back-end systems in scaling Big Dave's, and why a college degree isn't a prerequisite for success in this field. Learn about their unique approach to customer feedback through secret shoppers and how different growth rates shape business trajectories.We'll also delve into the exciting story of how Big Dave's made its way into the prestigious Mercedes-Benz Stadium, the power of a great team in scaling business culture, and the brand-defining strategy of feeding customers for free.Uncover the financial realities of the restaurant business, especially when operating a single location, and why having a concise menu is key. Excitingly, we reveal that Big Dave's has a waiting list of 1,600 people eager to open franchises!Derrick shares his experiences in changing his business while raising capital, emphasizing the importance of the bottom line in this process. Plus, get insights into his feature on CNBC, connections in the industry through Meek Mill's friend Tak, and how Lil Uzi Vert influenced their menu.We'll also discuss the barriers created by ego in collaboration, the efficiency gains from opening in the Mercedes-Benz Stadium, and the business structure required for such an endeavor. Learn about the 18-month journey to franchising readiness, the unexpected life of a winner, and the collaboration between Derrick Hayes and Pinky Cole, hinting at a potential upcoming show.Finally, we delve into the challenging life of a CEO, the ultimate goal of providing opportunities for children, and the risks of growing a business too rapidly.Join us as we uncover the keys to success in the dynamic world of the restaurant business with Derrick Hayes. Don't forget to like, share, and subscribe for more industry insights!#DerrickHayes #BigDavesCheesesteaks #RestaurantEntrepreneurship #InflationImpact#BusinessScaling #GeorgiaEats #NoDegreeSuccessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

How US Treasury Borrowing Affects the Bond and Stock Market
In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the recent news that the US Treasury will be borrowing a staggering $776 billion in the final three months of this year. This announcement comes on the heels of the government's projection of a $1.7 trillion budget deficit for fiscal year 2023. The hosts discuss the implications of this massive borrowing on the stock market and the overall economy.Ian Dunlap is not one to mince words, as he delivers a stark assessment of the situation. He expresses his concerns about the country's mounting debt and how it is negatively impacting our geopolitical standing. He believes that our aggressive approach has resulted in us being viewed as bullies in the eyes of the world. With the bond market in shambles and the small-cap market destroyed, Dunlap paints a bleak picture of the future.Troy Millings provides some context to help viewers better grasp the gravity of the situation. He explains the relationship between bond yields and prices, and how the treasury's issuance of more bonds can lead to higher yields. While some may argue that the borrowing came in lower than expected, Millings highlights the fact that the upcoming first quarter of 2024 will see an ask of over $816 billion, the largest in the history of America. The bond market is indeed in shambles.The hosts delve into the stock market's roller coaster ride, with mid-cap stocks taking a significant hit and only a handful of companies performing well. Dunlap laments the state of the economy and believes that the country is teetering on the edge. He also discusses the impact of high debt on various industries, including streaming and entertainment. The Spotify example serves as a reminder of how the economy's troubles trickle down to other sectors.In a shift towards discussing the need for diversity in political leadership, Bilal voices his belief that relying solely on old white men is unsustainable. He argues that without a diverse range of perspectives and understanding of what's happening on the ground, the entire political structure is at risk. He criticizes the lack of understanding and cultural divide at the top, particularly in regards to millennials and their access to credible news sources.As the conversation continues, the hosts highlight the disconnect between those in power and the changing tides of public opinion. They express their frustration with the repetitive propaganda and the unwillingness to adapt to new ideas. The Democratic Party, in particular, is predicted to face challenges if they do not address this divide and provide messaging that resonates with the younger generations.In this thought-provoking episode, EYL tackles pressing financial and political issues, shedding light on the challenges faced by the economy, the stock market, and the current political structure. Join Rashad Bilal, Ian Dunlap, and Troy Millings as they explore the impact of massive borrowing, the decline of the bond market, and the necessity of diversity and understanding in our political landscape. #EYL #USdebt #economy #stockmarket #diversityinpolitics #politicalstructure #financialchallenges #bondmarket #propaganda #millennials #leadership #crediblenews #geopoliticalimpact #budgetdeficitOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: How Tech Companies Hire & Exploring Future A.I Use Cases
Dive into the world of tech industry recruitment and the visionary use cases of artificial intelligence (AI) that are shaping the future. In this informative video, we pull back the curtain on the hiring strategies of leading tech companies and forecast the innovative ways AI will be utilized in the coming years.What you'll learn:- The inside scoop on recruitment processes in top tech firms.- How AI is changing the hiring landscape.- Predictions for AI applications across different sectors in the future.- The implications of AI developments for the job market and everyday life.Whether you're a job seeker in the tech field, a business leader, or just AI-curious, this video offers valuable insights. Engage with us as we explore the evolving intersection of technology, employment, and AI's limitless potential.🔔 Subscribe to stay updated on the latest in tech hiring and AI advancements.👍 Hit the like button if you find the content useful, and join our community by sharing your thoughts in the comments section.#TechHiring #ArtificialIntelligence #FutureOfAI #TechIndustry #Innovation #AIUseCases #TechnologyTrendsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Why There's a Chip Shortage & The Use Case of Supercomputers
In today's tech-driven world, the global chip shortage has impacted everything from consumer electronics to automotive manufacturing. But what's behind this crisis? Join us as we unravel the complex factors leading to the semiconductor scarcity that's shaking industries worldwide.Additionally, we shift gears to showcase the incredible capabilities of supercomputers. We explore their diverse applications, from climate modeling to healthcare, and how they are shaping our future.In this video, you will gain:🔍 An understanding of the chip shortage causes and effects.🖥️ Insights into supercomputing and its transformative use cases.Whether you're a tech enthusiast, a professional in the industry, or just curious about the digital world's inner workings, this video is for you. Subscribe for more tech analysis, and hit the bell to stay updated on our latest releases. Share your thoughts and questions in the comments section below—we engage and respond!#ChipShortage #Supercomputers #TechInsights #DigitalEconomy #Innovation #TechNews #SemiconductorsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Study Hall: The Cheat Code to Connections
In this video, hosts Rashad Bilal and Troy Millings welcome special guests from Eastside Golf to discuss how golf has become a powerful tool for building connections in the business world. They explore the countless business deals that are negotiated on the golf course, highlighting how playing golf provides opportunities to network and establish valuable relationships.Eastside Golf shares their personal experiences, emphasizing that invitations to play golf often lead to discussions about upcoming projects, partnerships, and ways to collaborate. They highlight how golfing with high-profile individuals allows for quality time with busy professionals, providing opportunities to deepen relationships and create business opportunities. Eastside Golf emphasizes that playing golf doesn't necessarily require exceptional skills, but rather the ability to keep up with the pace of play.#Golf #BusinessConnections #BuildingRelationships #Networking #Opportunities #FutureOfGolf #GolfCulture #GolfDressCode #EastsideGolf #TigerWoods #InvestFest #Inspiration #BusinessGrowth #GolfingCommunityOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Create a Winning Stock Market Game Plan
In this clip, we share with you my winning stock market gameplan. This gameplan will help you win in the stock market, and achieve your financial goals.Stock market investing can be a hugely rewarding experience, but it can also be risky. If you want to make the most of your investments, then you need a winning stock market gameplan. In this video, I'll show you how to create and implement this gameplan, so you can become a successful investor in the stock market! #stockmarket #gameplan #stocks #winningOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Jamie Dimon Sells 1 Million Stock Shares of Chase: What Does It Mean?
In a move that has caught the attention of investors and analysts alike, Jamie Dimon, the CEO of JPMorgan Chase, has sold 1 million shares of his company. This significant sale raises questions about what this could mean for the future of the banking giant and the confidence of its leadership in the company's stock performance.Could this be a strategic decision for personal diversification, or does it hint at a broader concern about the banking sector or the global economy? Join us as we delve into the implications of this sale and what it could potentially signal to the market.We'll also explore the past actions of corporate executives and how their stock sales have historically related to their company's financial health. Understanding the context and potential ramifications of Dimon's decision is essential for investors and the market as a whole.#JamieDimon #Chase #StockSale #InvestmentAnalysis #MarketTrendsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #263 Dubai Real Estate Investing: A Black Woman's Triumph in The Middle East
🌟 In this exclusive Earn Your Leisure interview, we're joined by Denise The Broker, a trailblazing entrepreneur and the first Black woman to establish a real estate brokerage in Dubai. From leaving the Atlanta market to conquering Dubai's dynamic real estate landscape, Denise shares invaluable insights and experiences.Key Highlights:- **Breaking Barriers**: Discover how Denise The Broker became a pioneering figure in Dubai's real estate sector.- **Businesswoman in Dubai**: Insights into the unique challenges and experiences of operating a business as a woman in Dubai.- **Investing in Dubai Real Estate**: Essential tips and requirements for becoming a real estate investor in Dubai.- **Government Relations**: The importance of building relationships with government officials for business success in Dubai.- **Residency and Investment**: Understanding the process of purchasing residency and the minimum investment requirements for foreign investors in Dubai.- **Cultural Insights and Business Etiquette**: Respecting rules and cultures in Dubai – crucial for entrepreneurs and investors.- **Real Estate Strategies**: Innovative ways to make money in Dubai's real estate market, including selling floor plans.- **Life in Dubai**: Discussing the safety, acceptance, and cultural aspects of living and raising children in Dubai.- **International Comparison**: The differences between Dubai and Abu Dhabi and the rising competition from Saudi Arabia as a travel destination.- **Future of Real Estate**: Examining the absence of corporate tax in Dubai and the long-term prospects of property ownership in the U.S. versus Dubai.💬 Join us as Denise offers a wealth of knowledge for those looking to expand their horizons in international real estate and business. Don't forget to leave your thoughts in the comments below!🔗 For more valuable content and exclusive interviews, subscribe to our channel and hit the bell icon for updates!#DeniseTheBroker #DubaiRealEstate #InternationalBusiness #EYL #RealEstateInvesting #Entrepreneurship #GlobalMarkets #CulturalInsights #InvestmentStrategies #EarnYourLeisure📺 Stay tuned for more episodes and check out our playlist for more insights into the world of finance and entrepreneurship.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Why Shark Tank is so Successful
In this video, we share with you why Shark Tank is so successful. Daymond John and his team of investors have created a billion-dollar empire by tapping into the needs of everyday people.Shark Tank is a show that helps everyday people achieve their goals. By watching, you can learn how to start your own business, and even find investment opportunities! If you're looking for inspiration, or want to learn more about how to start and run a successful business, then watch Shark Tank! #sharktank #daymondjohn #tvOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: How Artificial Intelligence is Changing Our World
In this video, we're discussing Artificial Intelligence (AI). AI is changing our world for the better, and we'll explore just how this is happening in the near future.If you're interested in learning more about AI, this video is for you! We'll discuss the impacts of AI on our world and its future, and explore some of the ways in which AI is changing our lives right now. Stay tuned for more updates on this important topic! Welcome to our deep dive into the transformative world of Artificial Intelligence (AI)! In this video, we explore the groundbreaking advancements in AI and its profound impact on various sectors, from healthcare and finance to entertainment and transportation. Join us as we demystify the technology behind AI, share real-world applications, and discuss its future potential. Whether you're a tech enthusiast or just curious about the digital age, this video will offer valuable insights into how AI is reshaping the way we live, work, and think. Don't forget to like, share, and subscribe for more enlightening content! #ArtificialIntelligence #FutureTech #digitalrevolution Watch The Full Episode: https://www.youtube.com/live/VzafjatRix4Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Does It Still Make Sense to Buy a Home?
In this insightful episode, MG The Mortgage Guy breaks down the current real estate market and provides valuable insights on why now might still be the right time to buy your dream home. With rising prices and market shifts, MG highlights the importance of not getting left behind. Dive deep into the intricacies of mortgages and home buying with one of the industry's experts. Don't let the fear of escalating costs deter you. Tune in and empower yourself with the knowledge to make informed decisions. 🔔 Subscribe to stay updated on the latest market trends, tips, and advice!#MGTheMortgageGuy #RealEstate #HomeBuyingTips #DontGetPricedOut #MortgageAdvice #RealEstateTrendsLink to full episode: https://www.youtube.com/live/VzafjatRix4?si=6b6dbY6FiVn26IGA (https://www.youtube.com/live/VzafjatRix4?si=6b6dbY6FiVn26IGA)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Study Hall: The Future of Crypto Investing
In this video, we're going to discuss how to invest in Crypto! We'll discuss the different types of Crypto and how to invest in them safely. We'll also cover different ways to spend your Crypto wealth and some of the risks associated with investing in Crypto.If you're interested in investing in Crypto, this is the video for you! By the end of this video, you'll have all the information you need to make an informed decision about whether or not to invest in Crypto. Thanks for watching!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

How to Take Your Brand International
In this video, we'll discuss how to take your brand internationally. We'll cover topics like how to research international markets, how to create a global brand identity, and more.If you're looking to take your business internationally, then this video is for you! By learning about the steps necessary to take your brand overseas, you'll be on your way to success!#international #brands #fubuOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Why You Need $10 Million to Be Financially Free
In this deep dive episode, we explore the concept of financial freedom and address the burning question: Why do you need $10 million to truly be financially free? We'll break down the numbers, consider living costs, investments, and unforeseen circumstances that might affect your financial health. Understanding financial benchmarks can be a game-changer for long-term planning. With inflating costs and changing global economic landscapes, the traditional idea of retirement and financial stability is evolving. We aim to provide clarity on these shifts and guide you on the path to genuine financial liberation.So, whether you're just starting your journey to financial independence or you're well on your path, this episode will provide insights and strategies that can redefine your financial goals.#FinancialFreedom #Investments #RetirementPlanning #economicshifts #FinancialIndependence #FinancialGoals #FinancialStrategyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #262 How Eastside Golf Brought Culture to Golf: New Jordan 1 Collab, Major Investors, & Raising Money
In this enlightening episode of "Earn Your Leisure," we had the privilege of sitting down with the dynamic duo behind Eastside Golf, Olajuwon Ajanaku and Earl Cooper.** Dive into their journey, where they detail the significance of their '1961' Air Jordan 1 collaboration, the impact of investors like Michael Strahan and Steve Stoute, and the strategic moves they've made to grow their brand.Delve into how they believe taking capital is a crucial scaling method, but that an investor's network holds more weight than their money. Learn about Eastside Golf's vision of endowing Morehouse's Golf Program and the costs that underpin a successful golf program.Discover the essence of their partnership with the iconic Jordan Brand, the intricacies of signing partnerships, and the importance of time management in the world of entrepreneurship. The duo also gives an inside look at how they secured a sponsorship from Mercedes-Benz, a groundbreaking deal to feature their merchandise in major airports, and Mercedes-Benz's generous donation to Morehouse College's Golf Team.The Eastside Golf founders firmly believe in growing the game of golf by incorporating the culture, setting themselves apart in the industry, and understanding the challenges of the apparel industry. Most importantly, their commitment to giving back shines through, highlighting the significance of supporting educational institutions.Wrapping up the episode, Olajuwon and Earl shed light on maintaining a strong partnership and the collaborative spirit that drives their brand's success.#EastsideGolf #EarnYourLeisure #PGA #AirJordan1 #Entrepreneurship #GolfCulture #MichaelStrahan #SteveStoute #JordanBrand #MercedesBenz #MorehouseCollegeOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

19 Keys Talks About the Future of AI & Prompt Engineering
In this enlightening discussion, 19 Keys delves into the complexities and possibilities of AI and Prompt Engineering, exploring the impact these technologies could have on our future. From ethical considerations to transformative potential, join us as we unpack the frontier of digital innovation. Don't forget to subscribe for more insightful conversations! #19Keys #FutureOfAI #PromptEngineering #TechTalks #DigitalInnovation Link to full episode: https://www.youtube.com/live/VzafjatR...Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: Billionaire Bill Ackman Targets Harvard Critics of Israel, Threatens Wall Street Bans
In this video, we delve into the recent controversy surrounding billionaire Bill Ackman, who has openly declared a desire to blacklist Harvard students critical of Israel from Wall Street careers. This move raises potent questions about the state of free speech and the potential repercussions of personal beliefs on professional trajectories. Join us as we unpack the implications of Ackman's threats and what this means for freedom of expression, particularly within academia and professional spheres.#BillAckman #FreeSpeech #Harvard #WallStreet #IsraelCriticism #AcademicFreedom #FinanceCareersOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Professional Development: EYL & Ross Mac on the Power of Exposure, the Wealth Gap, Black Parenting Issues, & Investing
Join EYL and Ross Mac as they engage in a profound discussion addressing critical topics such as the power of exposure, the persistent wealth gap, challenges in Black parenting, and the transformative potential of investing. This conversation is an eye-opener, illustrating the multifaceted approaches to bridging economic and social divides.In this episode, they dissect the crucial role of exposure in breaking barriers and expanding opportunities, particularly in underrepresented communities. They also confront the uncomfortable reality of the wealth gap and its longstanding implications, while pondering actionable solutions through informed investing.The dialogue takes a deep dive into the complexities of parenting within the Black community, highlighting the unique challenges and the profound impact of generational wealth, or the lack thereof. Moreover, the power of investing as a tool for change is underscored, advocating for financial literacy as a catalyst for empowerment and equity.#EYL #RossMac #WealthGap #BlackParenting #PowerOfInvesting #EconomicEmpowerment #SocialChange🔔 Don't forget to subscribe for more insightful discussions and perspectives on societal growth and financial enlightenment. Hit like, leave your thoughts in the comments, and share to keep this crucial conversation going!📌 Stay connected with us on social media for more invaluable content and engaging discussions:#FinancialLiteracy #InvestingForChange #CommunityGrowth #BridgingDivides✨ Your engagement and input drive our content. Thank you for contributing to these important discussions and for being an agent of changeOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Study Hall: Ray Lewis on Why He Stopped Endorsing Products: "I Needed Ownership!"
In this revealing interview, Ray Lewis, one of the most formidable players in NFL history, opens up about a decisive shift in his off-field strategy: "Why He Stopped Endorsing Products: 'I Needed Ownership!'" Lewis delves into his journey from being the face of products to owning his brand, emphasizing the power and importance of having control over his image, financial future, and legacy. The former linebacker's insightful narrative sheds light on the often-overlooked business acumen of athletes and the pivotal role of economic empowerment in charting one's course, not just in sports, but in life. This interview is not just a must-watch for sports enthusiasts but for anyone aiming to understand the intricacies of brand endorsement versus ownership. 🔔 Don't forget to hit the subscribe button and the bell icon to stay updated on more such inspiring and thought-provoking content. Drop your thoughts, comments, and any personal experiences related to brand ownership and endorsement deals in the section below. #RayLewis #Ownership #FinancialEmpowerment #AthleteEntrepreneurs #BrandBuilding #EconomicIndependence #SportsAndBusiness #Endorsements #NFLLegendsRemember, your support drives us to produce more quality content. Like, share, and engage to be a part of our growing community. Here's to taking charge of our brands and our lives! 🌟Link to full episode: https://youtu.be/4orzww_WbuM?si=eoB98yygyQdc88hu (https://youtu.be/4orzww_WbuM?si=eoB98yygyQdc88hu) Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Advance Placement: Why the Credit Score System is Racist
In today's video, we're diving deep into a critical and often controversial topic: "Why the Credit Score System is Racist." This video explores the complexities surrounding credit scores and how they may inadvertently perpetuate racial disparities. Through insightful analysis and expert interviews, we'll uncover the historical context, systemic nuances, and the real-life impacts of these financial protocols on various communities. Join us in this important conversation, and don't forget to like, comment, and subscribe for more content that makes you think!#CreditScore #SystemicRacism #FinancialEquality #EconomicJustice #InclusiveFinanceLink to full episode: https://youtu.be/9xWe7NuSzbA?si=G2gPH8Qd9dwkQFzz (https://youtu.be/9xWe7NuSzbA?si=G2gPH8Qd9dwkQFzz)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

The Future of Content & Streaming: Where's the Money Going?!
Join us as we dive into 'The Future of Content & Streaming: Where's the Money Going?!' In this deep dive, we'll explore the evolving landscape of digital content, the explosive growth of streaming platforms, and the financial trends shaping the industry. From major players to emerging platforms, understand where investments are flowing and what the future holds for content creators and consumers alike. Don't forget to like, subscribe, and hit the notification bell to stay updated on our latest insights!#StreamingFuture #ContentCreation #DigitalTrends #MediaInvestments #StreamingPlatforms Link to full episode: https://youtu.be/9xWe7NuSzbA?si=yunaek24SFdFqaQT (https://youtu.be/9xWe7NuSzbA?si=yunaek24SFdFqaQT)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #261 Daymond John on Building $350 Million Business Empire, Shark Tank's #1 Success, & FUBU's Rise & Fal
In this gripping interview on "Earn Your Leisure," Daymond John, the mastermind behind FUBU and a standout shark on "Shark Tank," delves deep into the realities of business, fame, and finance. From startling truths behind "Shark Tank" to candid discussions about financial struggles, Daymond doesn't shy away from anything!🔥 HIGHLIGHTS 🔥1️⃣ SPONSORSHIP REALITIES: Daymond sheds light on the shifting landscape of sponsorships, noting significant dry spells in funding.2️⃣ SHARK TANK SECRETS: Ever wondered what goes on behind the scenes of "Shark Tank"? Daymond reveals all.3️⃣ EMPOWERING REPRESENTATION: Urging Black publications to highlight more entrepreneurs, Daymond emphasizes the power of diverse success stories.4️⃣ THE CUBAN EFFECT: Discover how Mark Cuban's influence helped skyrocket "Shark Tank" to its legendary status.5️⃣ FROM FAILURES TO FORTUNE: Daymond's entrepreneurial journey wasn't always smooth, but his past failures paved the way for his angel investing success.6️⃣ THE MONEY STRUGGLE: It's not all champagne and caviar; Daymond gets real about the difficulties that come with wealth.7️⃣ ATHLETES VS MILLIONAIRES: In a thought-provoking comparison, Daymond discusses why it's harder to be an athlete than a millionaire.8️⃣ PRICELESS ADVICE: The most valuable insights come from those who don't want anything from you. Daymond explains why.9️⃣ FINANCIAL LITERACY: Stressing the critical role of financial education, Daymond shares his wisdom on managing wealth.🔟 BOMBAS SUCCESS: Dive into the success story of Bombas, the #1 "Shark Tank" product ever, and learn Daymond's secret behind its success....And much more! From the nuances of licensing deals to the reasons entrepreneurs sell their businesses, no topic is off-limits. Daymond even addresses the controversy surrounding the term "urban" and candidly discusses FUBU's perception in the Black community.Tune in to hear these invaluable insights directly from Daymond John, and don't forget to subscribe for more epic content!#DaymondJohn #EarnYourLeisure #SharkTank #FUBU #Entrepreneurship #BusinessInsights #FinancialWisdom #SuccessStories #BehindTheScenes #Bombas #BusinessRealitiesOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

A Balanced Life & Success Don't Go Together
Dive into this riveting discussion as Rashad, Troy, and Ian unpack the complexities of balancing life with the pursuit of success on Market Mondays. Can you truly have it all, or does unparalleled success require unparalleled sacrifice? Unearth insights, personal experiences, and the stark realities of what it takes to reach the top.#MarketMondays #SuccessBalance #LifeChoices #lifebalance #TheJourneyToSuccess Link to full episode: https://youtu.be/kIOIxxeHKcw?si=LqArBAYuDqoxdiOY (https://youtu.be/kIOIxxeHKcw?si=LqArBAYuDqoxdiOY)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: Investment Opportunities Everyone Is Overlooking!
Ever feel like you're always a step behind in the investment game? In this video, we dive into the hidden gems of the investment world that many are overlooking. From underrated assets to emerging markets, discover opportunities that could potentially offer significant returns. Don't miss out on capitalizing on these insights! Subscribe and stay ahead of the curve. #InvestmentOpportunities #HiddenGems #FinancialGrowthOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Professional Development: War Stocks That Congress Is Buying
In this video, we delve into the war stocks that members of Congress are investing in. Discover the industries and companies that have caught the attention of our lawmakers and what it could mean for the future of defense and military spending. Make sure to subscribe for more insights on financial trends and government interests. #stocks #congress #investing Link to full Episode: https://youtu.be/oW2ZJOq4rao?si=Gwr2tOtD7MM4SGbx (https://youtu.be/oW2ZJOq4rao?si=Gwr2tOtD7MM4SGbx)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

State of the Culture with EYL & 19 Keys: NFTs, Israel, Joe Biden, Trump, & Media Manipulation
In this compelling episode of "State of the Culture with EYL & 19 Keys," we dive deep into the most pressing issues shaking the foundations of our global community. From the digital revolution brought about by NFTs to the geopolitical tensions surrounding Israel, we're unpacking it all. #NFTs No topic is off-limits as we delve into the political dynamics involving figures like Joe Biden and Donald Trump. Understand the forces shaping our world and the power plays in action. #JoeBiden #DonaldTrump Furthermore, we dissect the omnipresent influence of media and the significant role celebrities play in shaping cultural and societal norms. Are we truly aware of the impact they have? Let's find out. #CelebrityCulture Join us for a thought-provoking discussion that challenges the status quo and encourages a forward-thinking mindset. It's more than just a conversation; it's an intellectual journey. Don't forget to like, subscribe, and hit the notification bell to stay updated on our enlightening content! #StateOfTheCulture #EYL #19Keys Link to Market Mondays Live Chicago Show Tickets: https://athenaeumcenter.org/events/2023/market-mondays-live-w-earn-your-leisure-ian-dunlap/ (https://athenaeumcenter.org/events/2023/market-mondays-live-w-earn-your-leisure-ian-dunlap/)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Advance Placement: Van Jones on The Four Corners of Power in America: Black People Have It Wrong!
In this riveting episode, Van Jones sits down with EYL to discuss "The Four Corners of Power in America: Black People Have It Wrong!" Uncover the critical domains of politics, finance, tech, and media and delve into their interconnected influence. Jones offers fresh perspectives and challenges preconceived notions, providing insights that are both enlightening and thought-provoking. Be sure to like, comment, share, and subscribe for more insightful conversations!#VanJones #EYL #FourCornersOfPower #Politics #Finance #Tech #Media #BlackPerspectivesLink to full episode: https://youtu.be/tjWeQ92_lag?si=B9U0uM48kA6eA5lB (https://youtu.be/tjWeQ92_lag?si=B9U0uM48kA6eA5lB)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

HOW TO BEAT THE TIKTOK ALGORITHM
Unlock the secrets of TikTok success in our latest video: 'HOW TO BEAT THE TIKTOK ALGORITHM' 🚀! We dive deep into understanding TikTok's unique algorithm and reveal industry insights on how it decides what goes viral. Learn the proven strategies for increasing your content's visibility and tips for riding the wave of trends. Whether you're a creator aiming for your next viral hit or a brand looking to maximize reach, this guide is your key to mastering TikTok. Don't just get noticed, get popular! Click play, and let's decode the path to TikTok stardom together! 🔥✨ Don't forget to like, subscribe, and hit the bell icon for more insider social media tips! #TikTokFame #TikTokAlgorithm #SocialMediaSuccessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #260 Ray Lewis on Lack of Black Sports Owners, Athlete Money Problems, & Learning from Billionaires
Join us in a candid conversation with Ray Lewis, legendary football player, who dives deep into the realities of athletes' finances, the importance of financial autonomy, and his vision for the future in the NFL. From startling truths about young players' exploitation to his personal strategies for financial management, Lewis provides invaluable insights. He emphasizes the significance of ownership over endorsements and reveals lessons learned from NFL owners. Discussing his ambition to become a Black-owned minority owner of an NFL team, Lewis' powerful narrative encourages focusing on imagination, opportunity, and access. He advocates for the transformative role athletes can play beyond the field.#RayLewis #FinancialFreedom #Ownership #NFL #Football #nil #Investments #BlackOwnership Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

War Stocks That Congress Is Buying
In this video, we delve into the war stocks that members of Congress are investing in. Discover the industries and companies that have caught the attention of our lawmakers and what it could mean for the future of defense and military spending. Make sure to subscribe for more insights on financial trends and government interests. #stocks #congress #investing Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: Top 7 Stocks for Maximum Gains
Discover the top 7 stocks that have the potential to deliver impressive returns in 2023. In this video, we break down each stock's potential and why they deserve a spot on your investment radar. Plus, get the latest update on the Freedom Fund court case. Stay informed and ahead of the market! #topstocks #InvestmentTips #FreedomFund #StockMarket2023 #MaxGains Link to full episode: https://youtu.be/kIOIxxeHKcw?si=2s2CIgmE2Ceio0yF (https://youtu.be/kIOIxxeHKcw?si=2s2CIgmE2Ceio0yF)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Professional Development: Crypto's Future: Bitcoin, Ethereum, and What's Next
Join us as we delve deep into the ever-evolving world of cryptocurrency. In this episode, we explore the pioneering giants, Bitcoin and Ethereum, shedding light on their current trajectory and potential future. As the digital currency realm continues to shape our financial landscape, understanding its intricacies becomes crucial. Discover what trends and innovations await the crypto space and where we might be headed next. Don't miss out on this comprehensive analysis of the future of crypto. #CryptoFuture #Bitcoin #Ethereum #DigitalCurrencyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Study Hall: Why Groups & Business Partnerships Break Up
Ever wondered why some groups or business partnerships fall apart? Dive into this video to uncover the underlying reasons and dynamics behind group and business relationship breakups. Gain insights and learn how to avoid common pitfalls in your own relationships and collaborations. Don't forget to like, share, and subscribe for more insightful content! #business #breakup #relationships Link to full episode: https://youtu.be/kIOIxxeHKcw?si=91Aas-JBfUreWttt (https://youtu.be/kIOIxxeHKcw?si=91Aas-JBfUreWttt)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Advance Placement: October Stock Market Predictions: What to Expect!
Dive into our comprehensive analysis of October's stock market trends and forecasts. With ever-changing dynamics and a volatile global landscape, it's crucial to stay informed. In this video, we'll break down key factors, potential market movers, and provide insights to help you make informed investment decisions. Don't miss out on the latest financial insights and predictions for the month ahead. Subscribe for more timely updates and market analysis! #stocks #investing #October Link to full episode: https://youtu.be/kIOIxxeHKcw?si=bGmwHyGRhJY87BUl (https://youtu.be/kIOIxxeHKcw?si=bGmwHyGRhJY87BUl)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Scholars Corner: What You Need to Know About Hard Money Loans
Dive deep into the world of hard money loans in this comprehensive guide. Whether you're a real estate investor, house flipper, or just curious about alternative financing options, this video will cover the basics, benefits, and potential pitfalls of using hard money. Don't miss out on this essential information to make informed decisions!#HardMoneyLoans #RealEstateInvesting #AlternativeFinancing #FinanceTips #LoanBasicsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

EYL #259 Van Jones On Jeff Bezos's $100 Million Grant, Leaving Obama White House, & Changing Prison System
Join us on this special episode EYL where we sit down with the renowned Van Jones. A beacon in social entrepreneurship, CNN commentator, co-founder of Reform, and an advocate for justice and empowerment, Van Jones dives deep into his journey of creating substantial change in society.In 2021, Jeff Bezos awarded Van with the Courage and Civility Award, accompanied by a whopping $100 million grant. In his first on-camera interview about this grant, Van shares his visionary plans to invest in projects aimed at disrupting poverty, transforming the prison industry, and uplifting marginalized communities. From innovations like "Beat The Block" to strategic alliances with public figures such as JAY-Z, Meek Mill, and Prince, his endeavors shine a light on pathways out of systemic disenfranchisement and toward collective prosperity.Apart from these ventures, Van's legacy includes pioneering projects like the Ella Baker Center for Human Rights, Color of Change, Green For All, #YesWeCode, and more. His accolades range from the Lumiere Award to an Emmy, reflecting his dedicOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

What You Watch Online Is Destroying Your Life
In today's digital age, the internet is flooded with an endless stream of content waiting to be consumed. However, not everything you come across online serves your well-being or personal growth. This eye-opening episode delves into the detrimental effects that certain online content can have on your life, mental health, and overall productivity. From mindlessly scrolling through social media to watching negative news or being hooked to toxic drama, the digital realm can significantly sway your mood, outlook, and even your daily choices.We'll also explore healthier alternatives and share tips on how to curate a positive online experience that contributes to your life rather than detracts from it. Taking control of your online consumption is a step towards a more focused, positive, and purpose-driven life.Join us in unveiling the hidden impacts of online content on your life, and learn how to navigate the digital world wisely. Your journey towards a healthier online experience begins here. Don’t forget to like, share, and subscribe to stay updated with more insightful content. Together, let's foster a more mindful and enriching digital community. #OnlineConsumption #DigitalWellbeing #MindfulBrowsing #PositiveOnlineExperienceLink to full episode: https://youtu.be/g2QQRaaDzro?si=7othGk-7ElaAguJD (https://youtu.be/g2QQRaaDzro?si=7othGk-7ElaAguJD)Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Cliff Notes: Master Online Marketing: An Intro to Pinterest, YouTube, Telegram, & Snapchat
Embark on a journey to master online marketing with this comprehensive introduction to Pinterest, YouTube, Telegram, and Snapchat tailored for business owners. In today's digital landscape, leveraging multiple platforms is key to building a robust online presence and connecting with a diverse audience. This video guides you through the basics and beyond, showcasing actionable strategies to optimize your marketing efforts on these essential platforms. Whether you're looking to enhance brand awareness, engage with your community, or drive sales, this tutorial offers a wealth of insights to help you navigate the digital marketing realm. Tune in to unlock the potential of these platforms and propel your business to new heights in the online world! #marketing #socialmedia #business Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Professional Development: 95% of NFTs Are Now Worthless: What Happened?
In recent times, the NFT (Non-Fungible Token) market has witnessed an unprecedented downturn, rendering a whopping 95% of NFTs worthless. This video delves into the crucial factors that led to this dramatic decline. We’ll explore the initial hype around NFTs, the oversaturation of the market, and the changing investor sentiment. Additionally, we'll discuss the lessons that both investors and creators can learn from this situation to make informed decisions moving forward. Whether you're an NFT enthusiast, an investor, or someone curious about the digital asset space, this analysis aims to provide a comprehensive understanding of the current state of the NFT market. So, join us as we unravel the series of events that led to this downturn and what it signifies for the future of digital assets.Remember to hit the like button, subscribe for more insights on the digital asset realm, and hit the notification bell to stay updated on our latest videos! Your support helps us to continue providing quality content. #NFTs #DigitalAssets #blockchain Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Study Hall: When Will The AI Bubble Pop? And Who's to Blame?
In recent years, the field of Artificial Intelligence (AI) has seen an astronomical rise in investment, innovation, and implementation across various sectors. However, this rapid growth sparks a critical conversation: is AI headed towards a bubble, similar to the dot-com bubble of the late '90s? And if so, who or what could be the culprit behind this potential fallout? In this in-depth analysis, we explore the sustainability of the current AI boom, examining the economic, technological, and societal factors at play. We also delve into the roles of major stakeholders – from tech giants to policymakers – in either fueling or mitigating the risks of an AI bubble. Join us as we navigate through expert insights, historical patterns, and the speculative nature of AI valuations, seeking to understand the trajectory of AI and its broader implications on the tech industry and beyond.#AIBubble #ArtificialIntelligence #TechIndustry #EconomicImpact #TechnologyBubble #InvestmentTrends #TechGiants #AIValuationsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.