Earn & Invest

Financial independence looks difference when you have kids. Yet, it can become a masterclass for how managing your finances well looks. We join Kristy Shen and Bryce Leung as they discuss their new book: Parent Like a Millionaire. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse Cramer from The Best Interest joins us today to talk about a study that has been circulating in financial independence circles that suggests that delaying retirement can be deadly. We breakdown the data and how not to fall for misinformation in the financial space. Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrew Giancola is the host of The Personal Finance Podcast. Today, we discuss how to build wealth on a small salary. While this may not be you...it might be your child, friend, or family member. Do you truly need a high income to make it today? Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many reasons to spend more money today than you did five years ago. Whether gross economic inflation vs personal lifestyle inflation, it's important to keep track of your budget. On this rewind episode, Joel and Matt from ⁠How to Money⁠ join us as we delve into spending growth. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this rewind episode we talk with Brian Preston who is the author of ⁠Millionaire Mission⁠ and cohost of The Money Guy Show. We discuss the financial order of operations. How do you maximize your ability to both spend today as well as to save for tomorrow. Brian talks about what has been successful for his clients through decades of financial planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this mailbag episode, I address some of the more controversial feedback i have gotten from some select episodes. I welcome your criticism. Write me at [email protected]. Agree or disagree, this is what our community has had to say. Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick is best known to the personal finance community through his work on the amazing blog, Can I Retire Yet? But he is also an accomplished engineer and has been studying artificial intelligence since the 1980's. Today, he shares his wisdom. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you spend a lot of time worrying about financial catastrophe? Are you worried that no matter how hard you try, world events could bankrupt you? If that's the case, you are concerned with black swan events. This episode attempts to describe why black swan events will likely not thwart you. Learn more about your ad choices. Visit megaphone.fm/adchoices

I am joined by author Dr. Chloe Carmichael to talk first amendment rights, cancel culture, and the power of words. We discuss how self censorship can have untoward effects. Dr. Carmichael's book is Can I Say That? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this community episode, Roger and I talk about whether one should retire early or not. Roger is a lawyer and enjoys work but has contemplated whether he should leave his job since reaching financial independence. He is skeptical. Hear why. Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the biggest myths about innovation? Lorraine has been teaching about innovation for decades in both academics and corporate America. Her recent book is No Fear, No Failure. Are you an innovator? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode we talk spending. Will it make you happy? There is a continuum when it comes to spending and understanding it will help you make better decisions. Find out how. Learn more about your ad choices. Visit megaphone.fm/adchoices

We discuss with Cherian Koshy neurogiving. This is the study of how neuroscience interacts charitable causes. The conversation, however, extends to how we sell oursleves and our causes in general. We also chat about storytelling. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this ten steps episode, we revisit happiness. Not as much as a concept, but as a guide on how to have more of it. This is just my opinion. I am not your coach or therapist. But, these steps have helped me a lot. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is happiness and how do we pursue it? You all have heard me talk about this topic ad nauseam, I thought you might want to hear from someone else. Today we talk to Monique Rhodes--happiness expert and coach. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode, we discuss the positives and negatives of CoastFI. Don't know what CoastFI is? It might just be the most reasonable way to reach financial independence. Take a listen and hear why! Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill was rushing towards financial independence as fast as possible when he hit a wall. His wife was unhappy, he was burning out at work, and his kids were growing up. Listen to hear how he found a better way. His book is Own Your Time. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode I talk about the art of spending down. If we all successfully earn and invest, at some point we will actually have to live off these investments. Sounds great...but maybe it is more complicated than you think! Learn more about your ad choices. Visit megaphone.fm/adchoices

We are joined by Jay Delsing to discuss growing up everything golf. From success on the PGA tour to getting punched in the face, we chat about having what it takes. His recent book, You Wouldn't Believe Me if I Told You. Learn more about your ad choices. Visit megaphone.fm/adchoices

We close 2025 with a community oriented episode. We will discuss the three biggest, but maybe quietist, stories of the year. In the second half, I tackle two community questions about previous episodes. Thanks for listening and Happy Holidays! Learn more about your ad choices. Visit megaphone.fm/adchoices

We welcome David Bach to discuss the principals he set out over twenty years ago in his groundbreaking first book, The Automatic Millionaire. We cover such diverse issues as the Latte Factor and even Social Security. The updated version of The Automatic Millionaire is available everywhere. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this rewind episode we chat with John Hope Bryant, the founder of Operation Hope, about his book Financial Literacy for All. We discuss about the problems of "bad capitalism" and how to bring everyone, no matter what color, creed, or gender, the badly needed financial education that is lacking in many communities. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this illuminating rewind episode, join Andrew Giancola and I as we unravel the intricacies of eleven commonly misunderstood money hacks. Together, we explore how individuals aiming to cut costs might unwittingly be squandering their hard-earned cash. Gain valuable insights into financial pitfalls, debunk misconceptions, and discover practical strategies for optimizing your money management in this eye-opening conversation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we chat about the art of contrarianism. Are you a contrary thinker? If so, does it serve you? Ten things about the good, bad, and ugly about being a contrarian. Do you agree? Write me at [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are joined by Scott Trench and Mindy Jensen from BiggerPockets Money for this live mastermind meeting. We discuss real estate, the middle class wealth trap, and safe withdrawal rates. Lastly. mastermind members ask questions and get surprising answers. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode, I talk ten things about happiness. Although the happiness code is looked as a mystery, I believe these ten things will make the concept more tangible. What is happiness to you? Learn more about your ad choices. Visit megaphone.fm/adchoices

Lybi Ma is an editor of the famed Psychology Today website. She has recently written a book called How To Be Less Miserable. In this fascinating conversation we talk about how our minds lie to us and often lead us astray from happiness. Do we try to be more happy or just less miserable? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this community episode, we discuss the role of AI in planning your retirement. Can ChatGPT provide us with the answers? Also, how early should we start planning for retirement day? We are joined by Bill Yount from The Catching Up to FI Podcast and community member SuzyB. Learn more about your ad choices. Visit megaphone.fm/adchoices

We chat with dan Haylett about what it means to plan a human first retirement. Too often, we get the math right but the psychology wrong. How do we have a happy retirement? Dan's new book: The Retirement You Didn’t See Coming. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this ten things episode I talk investing. Investing, in general, is a lot easier than i think we make it out to be. Today, we focus on paper assets and I bring up ten key points about dealing with the stock market. Am I right? Let me know at [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

No matter how you look at it, retirement ends up being a big leap of faith. In this episode I talk with financial planner Jeremy Keil about all things retirement. How do you know when the time is right and how to plan accordingly? His book is titled Retire Today. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I discuss a spate of negative Apple reviews about the podcast. I thought that listeners might want to hear a discussion about what and how I make the Earn & Invest. Why advertisements? We cover a few other objections brought up by the public. Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you choose passion or money when it comes to your career? I discuss the upcoming movie Bull Run with creators Bill Keenan and Alfredo Barrios Jr. The story follows a junior investment banker and the hijinks that uncover a deeper question about how we work. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this ten things episode, I expound on something that I discuss a lot outside of the podcast. Longevity influencers abound and they are pedaling all sorts of advice about how to be healthy. In many ways, I think they are wrong. This is why. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you have parents or loved ones that you feel responsible for? Managing the finances of a parent or other person as they are getting older and dealing with disease and mortality is difficult. Today we talk about how you can run afoul and what to do about it with Beth Pinsker, author of My Mother's Money. Learn more about your ad choices. Visit megaphone.fm/adchoices

This live podcast was recorded at the Wealth With Purpose Mastermind this past weekend in Chicago, Illinois. Participants were asked two questions and their answers were recorded. This is your community episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a part of a mastermind? If not, you may wonder what one is about and what we do in them. In this episode, I explore why masterminds can benefit you. Here is ten things about why I think they are important. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this ten things episode we talk taxes. While my view may not match everyone's., I feel like we radically overthink the concept. Listen as i set the record straight. Send all comments to [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Are we roth crazy? Sean Mullaney and I talk about common misconceptions when it comes to tax planning. Not only whether we should be doing Roth conversions but also the future of taxation in America. Learn more about your ad choices. Visit megaphone.fm/adchoices

This solo episode is following up on our interview with Ilana Golan from the Leap Academy. Ilana faced dissapointment. So will you. Let's chat ten things about dissapointment. Do you agree? Let me know: [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ilana Golan is the creator of Leap Academy where she helps people develop portfolio careers. What is a portfolio career and how do we develop it with the right amount of AQ? Listen to this broadranging converssation about the future of careers. Learn more about your ad choices. Visit megaphone.fm/adchoices

While personal finance is personal, there are some universal money truths. In This Rewind episode we talk with Shannah Game from ⁠Everyone's Talkin' Money ⁠about her fifteen wise money tips. She asked over one hundred friends and experts and in this episode we discuss what she found. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this rewind episode of the Earn & Invest podcast we discuss the often-neglected topic of Social Security, with Mary Beth Franklin, a seasoned retirement expert, unraveling the complexities and dispelling common misconceptions. With over 40 years of financial journalism experience, Franklin provides a comprehensive Social Security 101, highlighting its importance in retirement planning and addressing the risks associated with both assuming its non-existence and overlooking its impact on financial security. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a live podcast episode at the FI Freedom Retreat in Bali, Indonesia. I am joinded by Jackie Cummings-Koski from the Catching Up To FI Podcast. Listen in as our conference attendees tell their stories. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shirzad Chamine is the author of New York Time's Bestseeling book, Positive Intelligence. We chat about how mindset effects our ability to get things done both personally as well as in organizations. How does our mind get in the way? Learn more about your ad choices. Visit megaphone.fm/adchoices

Suze Orman says we should have 3-5 years of cash equivalents available when you retire. Michael Higgins and I disagree. Listen in as we discuss the concept and dive into fundamental concepts like how to decide if you have enough money. Learn more about your ad choices. Visit megaphone.fm/adchoices

I love public speaking but realize that it is not everybody's thing. In this episode, I discuss why public speaking is important and what it accomplishes. Is it your favorite pastime or do you loathe it? Listen in to hear why it is important either way. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are like me, you came of age in the 1980's. Things were different then. Money was different. Life was different. In this ten things episode we talk about what life was like growing up in the heart of Gen X. Did I get it right? Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you part of generation X? If so, did you get money wrong? Your generation ceratinly did. We chat today with Kerry Hannon and Janna Herron about their book Reality Bites. If you find yourself struggling like the rest of your generation, this episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Spurred by my conversation with Rose Han, I talk ten things about enough. What is enough money? Joy? Happiness? How do we measure it and not fall into the common traps? If you have struggled with enough, this episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices