Iowa Home Insurance Rates Soar, Nationwide Trend
Des Moines News Today | 2 Min News | The Daily News Now! · The Daily News Now!
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Iowas home insurance rates surge by 28%, ranking third nationwide, with average premiums now at $2,800. Severe weather across the U.S., including tornadoes in Iowa, drives these hikes, with premiums climbing nearly three times faster than inflation since 2021. Experts predict another 4% increase in Iowa by the end of 2026, while California and Nebraska top the list for spikes. Homeowners are advised to shop quotes yearly, bundle policies, or lock in rates for stability, and take advantage of better credit and loyalty discounts.
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