Creating Wealth Real Estate Investing with Jason Hartman

Clients are making the most out of the great interest rates available and gobbling up all the available properties. Jason and Oliver celebrate some of the clients who are excelling at investing in income properties (the most historically proven asset class) and some who are using their self-directed IRA's to make the most of their retirement accounts. Jason shares how to manage your property managers and simple, but effective, tips and tricks to make your properties bulletproof from a rental standpoint. Key Takeaways: [4:08] We are raffling off free tickets to the Phoenix event. [6:01] Oliver's clients, Mary Ellen & Guy came to the Florida Property Tour and then bought 9 properties in 9 months. [12:07] Scott from Birmingham, AL has purchased 8 properties in 1.5 months and Tomas he has purchased 7 homes recently! [16:21] Margaret contracted a property during the Ohio Property Tour. [18:08] Nick and Denise used their self-directed IRA to purchase a Chicago property. [19:05] Michelle will be teaching part of our software event and is closing on some properties. [20:15] Michael and Michelle have purchased 1 property a month using the great interest rates available. [21:13] Adam, David and Greg all have contracted for great deals within the last 7 months. [23:23] Raising rents, make-readies and low vacancy rates. [29:03] Real estate investors should manage their own properties or manage their property managers. [33:32] Bulletproof your properties by painting with a low-sheen or eggshell finish and by putting hard surface floors in your rentals. Mentioned in This Episode: Jason Hartman Win Free Tickets to the Phoenix, AZ Software Event

Bruce Weinstein Ph.D. is the President and CEO of The Ethics Guy. He is a contributor to Bloomberg Businessweek Management blog and Fortune Magazine's Leadership Channel online. He became enamored with Plato's Republic, especially Plato's allegory of the cave which led him down the path of philosophy. Today, Bruce helps people determine which qualities they should develop for their careers, companies to test the character of possible employees and employees to align their goals with their company's mission statement and core values. He is the author of several books including Ethical Intelligence: 5 Principles for Untangling Your Toughest Problems at Work and Beyond and The Good Ones: 10 Crucial Qualities of High Character Employees. Key Takeaways: Jason's Editorial: [3:16] Jason summarizes the concepts of Steven Covey's character ethic and the personality ethic. [10:38] A long time ago, your individual code of ethics could give you a long-term, sustainable business today but not today. [12:29] Information about the Software event and the Venture Alliance trips in September. Dr. Bruce Weinstein Guest Episode: [15:57] Bruce was blown away by how dramatic and entertaining philosophy was when reading Plato's Republic that he decided to make his career in it. [19:53] Bruce's opinion about the business world and whether it is it more or less ethical than 20 or 30 years ago? [24:14] What are the are two approaches to doing ethics in a person's life? [29:33] A CEO told 60 minutes last year, businesses hire for competence but fire for character. [31:33] Bruce's new book, Ethical Intelligence includes tips for evaluating a person's character: during an interview. [37:32] Do large companies value ethics beyond the legal requirements? [39:50] Successfully multi-tasking at more than one thing at a time is a technology driven myth. [47:22] Send Bruce Weinstein an email describing what you believe to be the most important quality of an employee is will receive a free audio book. Mentioned in This Episode: Jason Hartman Jason Hartman Events Venture Alliance Mastermind The Ethics Guy Ethical Intelligence: Five Principles for Untangling Your Toughest Problems at Work and Beyond

Joel Skousen is a survivalist author and retreat consultant. He's the author of, "Strategic Relocation–North American Guide to Safe Places." Skousen discusses how our world becoming less stable because of a coming shortage in commodities. He then gives the best and easiest places to relocate to and how people can relocate if they have work or family ties. Last March, Joel walked away with just slight injuries from the crash of his Glasair kit plane. He shares that experience. Key Takeaways: (4:36) Introducing Joel Skousen (7:17) On the derivatives markets (12:32) The mechanism of hyperinflation (21:02) Predictions for the economic future (37:49) On the fake collapse of the Soviet Union (42:49) Closing comments Links Find out more about Joel Skousen at www.joelskousen.com. Also visit: www.worldaffairsbrief.com

Jason tackles a listener question of possible issues of the practice of Refi 'Til Ya Die and shares information about the upcoming Income Property Software and Buying Event and the next Venture Alliance Mastermind trip. Guest Christian Stadler is a Professor of Strategic Management at the Warwick School of Business, strategy contributor to Forbes magazine and is author of the book Enduring Success: What We Can Learn from the History of Outstanding Corporations. He offers his thoughts and insights about the perception vs. reality of Brexit, immigration and Jason's second favorite subject, the self-driving car. It's an amazing time to be alive. Key Takeaways: [1:44] How Silicon Valley banks are offering new hires 100% mortgages in just 24 hours. [4:38] A listener questions the practice of Refi 'Til Ya Die. [11:09] Information on the Income Property Software and Buying Event and the Venture Alliance Mastermind Event Christian Stadler Guest Interview: [14:08] Economists agree that Brexit is not a good economic idea, here's why. [19:04] It could also be more difficult more difficult to battle terrorism with open borders. [27:39] Current political positions are considerably right compared to the former government. [29:08] Immigration is still considered a good thing for the country who accepts the immigrants. [35:03] Poor immigrants can understand markets and create products that others don't. [36:16] Talking points of the possible benefits of the self-driving car. [41:31] Contact information for Christian Stadler. Mentioned in This Episode: Jason Hartman Jason's Refi 'Til Ya Die Refresher Podcast Jason Hartman Events Venture Alliance Mastermind Christian Stadler

Dr. Thomas DiLorenzo is a Professor of Economics at Loyola University Maryland Sellinger School of Business, a Senior Fellow at Mises Institute, a columnist for Lew Rockwell and author of the new book, The Problem with Socialism. He joins Jason to discuss the problems Socialism creates for the poor and shares examples of how Socialism has failed other countries around the globe. Early bird pricing for our new event, Learn How to Use Software to Be a Better Real Estate Investor, is now available through the events section of jasonhartman.com! Key Takeaways: Jason's Editorial: [1:53] One week after Labor Day weekend, in Phoenix, will be our Learn How to Use Software to Be a Better Real Estate Investor event. Dr. Thomas DiLorenzo Guest Interview: [4:17] What is the problem with Socialism? [8:20] Breaking down the scheme of demonizing a class and the belief that taxing the rich will save an economy. [12:50] The truth about Sweden is when they moved towards Socialism there were no new jobs created for 55 years. [15:04] Examples of how welfare programs harm the poor by creating a vicious cycle of dependency. [18:05] How does Socialism cause pollution? [21:29] Raising the minimum wage was designed to support higher wage union workers. [26:02] Big corporations have always been behind creating regulations as a way to create monopoly power. [35:36] Contact information for Dr. DiLorenzo Mentioned in This Episode: Jason Hartman The Problem with Socialism Lew Rockwell Poverty Inc.

In this show Jason has a very casual, impromptu (and silly at times) discussion with two of his favorite Investment Counselors, Ari and Sara. You'll get a debrief on the last Creating Wealth Boot Camp, some investing insights, a "case study" article from The Financial Freedom Report and hear first hand from one of recent our clients who is creating high ROI in this market. The next show will feature Jason's interview with New York Times #1 bestselling author and speaker, Harvey MacKay, as they review his latest book Use Your Head To Get Your Foot In The Door: Job Search Secrets No One Else Will Tell You and some of Harvey's older works like How To Swim With The Sharks Without Being Eaten Alive.

Live events offer investors an opportunity to meet other investors who are successful using the long-term buy and hold strategy, to hear about real life examples of the acquisition process and to learn the tips and tricks which can make an investor's life easier. This episode is full of useful information which is framed around real client questions including what were Jason's biggest mistakes. Key Takeaways: [11:00] Why did Jason choose real estate for his career of choice? [13:19] Buy cash flow properties which make financial sense the day you buy them. [19:35] Should you keep your property managers on a short leash by adding discretionary measures to your contract? [26:56] What was the biggest mistake Jason made and how did it affect his life? [34:02] Live events are a loss leader for us but they are beneficial for clients. [36:18] Phoenix, Arizona is the site of the new event which includes a Q & A panel discussion and a best practices for acquisition example. [41:09] What are the top 3 qualities a real estate investor should possess or develop to be successful with the buy and hold strategy? Mentioned in This Episode: Jason Hartman Jason Hartman University JHart88 on Voxer

Jason shares information about credit scores you may not be aware of to assist you in actively managing it. Using his own credit history as an example he explains the terms utilization rate, how installment loans and new credit can negatively impact your score. And later in the show, guest David Daley discusses the subject matter of his new book, Ratf__ked: The True Story Behind the Secret Plan to Steal America's Democracy. David is the former editor of the liberal site Salon.com and is the current CEO/Publisher of the Connecticut Mirror, a non-partisan publication. Key Takeaways: [5:45] Vital information about how to manage your credit score. [19:06] Jason highlights some positive rankings about existing investment markets. David Daley Guest Interview: [24:22] Since 2010 Republicans have used Gerrymandering (Operation Redmap) has been used as a partisan weapon. [30:52] In 2012, the democrats have a big year with the reelection of Obama but Janikowski's genius move limits their voting power. [33:00] A technology tool named Maptitude includes census data from districts allowing those in control to draw precision lines when redistricting. [37:42] A House of Representatives [38:03] The Moneyball of politics is evident at the State level. [41:23] Republicans are counting on running the government from Congress and the House of Representatives. [45:27] We need to rethink the way we do election through radical electoral reform. Mentioned in This Episode: Jason Hartman Ratf__ked: The True Story Behind the Secret Plan to Steal America's Democracy @davedaley3 on Twitter

One of the core concepts that we communicate to our investors is to "Refi Till Ya Die" with your rental property portfolio. While this description may sound a bit snarky, it is a very powerful strategy for multiplying your wealth over the long-term. The most unique part of this strategy is that it stands in stark contrast to the popular strategy of 'flipping' properties by buying and quickly re-selling them for quick profits. The strategy that we recommend is the exact opposite of this. At Platinum Properties, we advocate buying and holding prudent rental properties over a long period of time. This enables investors to build real wealth, instead of constantly churning properties. (And creating taxable gains) There is another very powerful force behind our strategy of buy and hold investing. That power comes when the rents and value of your property increase over time. Typically, an investment property will start with low cash flow, and will grow in profitability as tenant rents are increased. This increase in revenues carries with it a tremendous tool for growing your wealth. The way that you employ this tool is to refinance your property for more than your original purchase price, based on the increased cash flow. This will allow you to re-invest the amount of your loan that exceeds the original purchase price. And here comes the kicker . . . these net proceeds are not taxed!!! The reason that you will not owe taxes on the re-financing of your properties is because loans are not taxed. Since you are taking out a loan instead of selling the property, no taxable transaction is triggered. (Granted, capital gains can be deferred via 1031 exchange, but you will still lose 5% to 6% of the property value off the top from realtor fees. Thus, investors can "Refi Till Ya Die" and legally avoid paying taxes on the increased loan amount of their properties. (In addition to this, the increased interest payments from your new loan will reduce the tax burden of your regular cash flow) These strategies can super-charge wealth creation by allowing investors to capture their equity growth for re-investment. These perpetual re-investments accelerate the natural compounding of your investment portfolio. It also carries the benefit of consistently increasing your use of fixed-rate debt as a shield against inflation. Prudent investors realize the incredible power of this strategy, and should seek to capitalize on it to build their wealth during these increasingly difficult times.

In this interview from 2014, Robert Morrow dishes the dirt on Bill and Hillary Clinton, makes some accusations and a few predictions. He is a co-author of The Clintons' War on Women and is currently the chairman of the Republican Party in Travis County, Texas. He recounts incidents which accuse Bill Clinton of being a sexual predator, a serial rapist and that he is not Chelsea's biological father. He claims Hillary is an attention hound who had relationships outside of her marriage and led terror campaigns against the women Bill assaulted. Key Takeaways: [3:25] In housing news: Mortgage purchase applications were 23% higher year over year. [6:25] FINRA survey: Can you pass a basic test on finances? [20:55] Two events in September - The Venture Alliance weekend and Real Estate Investing Software event. Robert Morrow Guest Interview: [23:28] The dirty history of the Clintons, Bill and Hillary. [28:13] How do we know Robert Morrow is telling the truth? [31:55] Bill Clinton is a sexual predator, serial rapist, and a pervert. [34:35] Vince Foster was once a trusted advisor who was deeply in love with Hillary. [44:07] Robert Morrow predicts Hillary Clinton would not run for President. [49:11] Contact information for Robert Morrow. Mentioned in This Episode: Jason Hartman US Financial Capability [email protected] @RobMorroLiberty on Twitter

Ric Edelman is the CEO and Chairman of Edelman Financial Services and this is his second appearance on the Creating Wealth podcast. Ric hosts his own television and radio show. He is the author of the #1 New York Times bestseller, The Truth About Money and he is here today to share with us insights from his new book, Rescue Your Money. His advice to those interested in investing in their financial future is to diversify your portfolio and to never pay off your long-term mortgage. Key Takeaways: [3:00] Using software to run your business and income property basics at the next seminar. [3:51] Inflation: The percentage of increase since 2012. [10:08] Ricardo, 3D printing is not free and you must consider the inflationary and deflationary forces. Ric Edelman Guest Interview [17:45] 11 Great Reasons to Carry a Big, Long Mortgage [21:45] Behavioral Finance: Why emotionally we make the wrong decisions at the wrong times. [23:08] Depending on how you spend your money you may be experiencing a very high rate of inflation. [26:09] Inflation and taxes are the two key obstacles investors face. [29:03] Nobody knows what the future holds so diversity in your portfolio is of the utmost importance. [30:41] The 16 major asset classes and market sectors. [34:22] 2 things people believe about the stock market which are completely false. Mentioned in This Episode: Jason Hartman @JHart88 on Voxer Edelman Financial The Truth About Money Rescue Your Money 11 Great Reasons to Carry a Big, Long Mortgage

Jason Hartman talks with T. Harv Eker about Secrets of the Millionaire Mind which reveals the missing link between wanting success and achieving it. Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments? The shocking answer is: None of the above! T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success. Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it. In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth. If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too. Jason's listeners get free tickets for Harv's Millionaire Mind Intensive Weekend at: http://jasonhartman.com/radioshows/offers/

Sara joins Jason today to dole out congratulations to many clients who have recently purchased properties and to discuss the brand new, upcoming live events. Even though it seems like the market is drying up there are still plenty of great income property deals to be found in properly researched markets. And, this coming September is filled with incredible ways for clients to participate in educational events as well as the first-class Venture Alliance Mastermind trip where those who are not yet members can join as a guest. Key Takeaways: [5:58] The year of the 1031 exchange. [8:31] Client congratulations. There are still great deals out there! [20:30] Hold the date, September 10 & 11th, for our next big event in Phoenix. [24:37] We assign business to our local markets specialists based on their ability to properly support our clients. [27:24] We terminated a low-performing vendor because this network is an agent for our clients. [33:54] Our next event will include a course in using property analysis software and a panel of local market specialists. [38:00] Information for our the next Venture Alliance Mastermind in Seattle on Labor Day weekend. Mentioned in This Episode: Jason Hartman Hartman Education Venture Alliance Mastermind Jhart88 on Voxer

Today's guest Shane Sauer is a Co-Founder of RentFax, a company which pairs real estate industry knowledge with technology tools to help investors analyze their income property investment risk. The goal is to find good, stable rental neighborhoods for long-term buy and hold investments. Shane shares the sources of the information RentFax uses to calculate their property scores and what other due diligence is necessary when buying income property. Key Takeaways: [2:00] Business Insider Labor Market Article: Millennials grow up, increasing the US birth rate. [8:39] Property analyzers are not the holy grail of real estate. Technology is only as smart as the input it receives. [12:18] Phoenix, Arizona is the site of the next Creating Wealth event in September. Shane Sauer Guest Interview: [15:03] Rentfax reports scores rental properties on anticipated Risc (rental income stability composite), rent and vacancy rates. [19:03] Does this software help real estate investors make the best investment decisions? [24:13] Rentfax partnered with geospatial data experts to filter 100 different data points on potential properties. [30:29] ROI is not only Return on Investment but also Return on Involvement or Effort to Earn. [33:23] Using the average tenant's duration as a measurement for vacancy rates. [39:07] Rentfax doesn't distinguish between Section 8 neighborhoods and Non-Section 8 neighborhoods. [42:23] Real estate investors should educate themselves and aggregate information before buying. Mentioned in This Episode: Jason Hartman Creating Wealth Episode 693 - Buy-Downs Hartman Education Venture Alliance Mastermind RentFax RentFax on Facebook

Jason Hartman talks with Chris Mayer who is managing editor of the Capital and Crisis and Mayer's Special Situations newsletters. He also is a contributor to the Daily Reckoning. Graduating magna cum laude with a degree in finance and an MBA from the University of Maryland, he began his business career as a corporate banker. Mayer left the banking industry after ten years and signed on with Agora Financial. His book, Invest Like a Dealmaker, Secrets of a Former Banking Insider, documents his ability to analyze macro issues and micro investment opportunities to produce an exceptional long-term track record of winning ideas. Mayer's commentary has been featured by MarketWatch, Russia Today TV, the Atlanta Journal-Constitution, and the Huffington Post. http://dailyreckoning.com/author/chrismayer/

Jason shares his 10 Commandments of Successful Investing in this audio recording of his live presentation during the Orlando, Florida Creating Wealth Seminar and Property Tour. He looks back at getting his real estate license at the age of 19 and the decisions he made when he sold his first company. Jason has become a multimillionaire by living by these guidelines and you can too. Income property is the most historically favored asset class. Why gamble your money in stocks and bonds when you can make solid, long-term investments in the US real estate market? Key Takeaways: Jason's Editorial: [1:55] You need to build a portfolio before you consider protecting your assets and estate planning. [12:58] The Denis Waitley poem that changed Jason's life. The 10 Commandments of Successful Investing Live Presentation: [16:27] Thou shalt become educated. [21:40] Seek guidance: Have a team including an investment counselor. [22:56] Thou shalt maintain control. [25:30] Thou shalt not gamble. [27:53] Thou shalt diversify. [29:54] Be area agnostic. [31:02] Thou shalt use borrowed money. [33:42] Thou shalt only invest where there is universal need - Avoid trends. [34:35] Purchase tax-favored assets. Mentioned in This Episode: Jason Hartman Hartman Education - Free Garrett Sutton Video @jhart88 on Voxer Denis Waitley Creating Wealth Ep. #150

Technological changes are the main focus of this conversation between Jason and Pat Donohoe of The Wealth Standard podcast. The convergence of many different technologies will shape the life of humans in ways we may not even be aware of yet. The conflicting forces of the central banks and governments in opposition to robotics, self-driving cars, and human longevity, all make this an amazing time to be alive. Exponential changes are currently taking place and the best way to keep up-to-date on our ever-changing world is through podcasts. Podcasts are an immediate dissemination of knowledge, analysis, and opinion. Key Takeaways: Jason's Editorial: [3:29] Looking at the economic and the human rights standard of living in the US. [11:29] Observations from the Tony Robbins Life & Wealth Mastery event in Fiji. Jason Hartman on Wealth Standard Radio: [18:09] Converging technologies and what it could mean for the future. [24:03] The valuation of real estate will be impacted by the adoption of self-driving cars. [31:44] What are the forces which will affect real estate prices and cost to rent? [36:40] The target inflation rate is dictated by the "Phillips Curve". [37:44] Robotics and human longevity and what it means for our economic future. [43:33] What books and information can someone use to stay plugged in, networked and prepared for the upcoming changes? Mentioned in This Episode: Jason Hartman Hartman Education Longevity and Biohacking Podcast @jhart88 on Voxer Wealth Standard Radio Fw:Thinking Podcast

Jason Hartman analyzes the foreclosure market with RealtyTrac Senior Vice President, Rick Sharga. As one of the country's most frequently-quoted sources on foreclosure, mortgage and real estate trends, Rick has appeared on NBC Nightly News, CNN, CBS, ABC World News, CNBC, MSNBC and NPR. Rick has briefed government organizations such as the Federal Reserve and Senate Banking Committee and corporations like JPMorgan Chase, Citibank and Deutsche Bank on foreclosure trends, and done foreclosure training for Re/Max, Prudential and Keller Williams and other major organizations. Rick joined RealtyTrac in 2004 as Vice President of Marketing, responsible for the development and management of the company's brand, public and investor relations. In his current capacity, he also oversees business development and data operations. Prior to joining RealtyTrac, Rick spent more than 20 years developing corporate and product sales and marketing strategies for corporations such as DuPont, Fujitsu, Hitachi, Toshiba, JD Edwards, Cox Communications and Honeywell. The 2006 Stevie® Award Winner for Best Marketing Executive, Rick began his career with Foote, Cone & Belding, and also held executive positions with Ketchum Communications and McGraw-Hill. Rick is a member of the National Association of Real Estate Editors, the USFN and REOMAC. He is also President of the Technology Council of Southern California and on the Editorial Advisory Board of Default Servicing News. Rick spends his spare time working toward a black belt in Tae Kwon Do, and continuing his lifelong quest to find the perfect wine to compliment his BBQ'd baby back ribs.

John R. Lott, Jr. is the President of the Crime Prevention Research Center, a columnist for Fox news, author of At the Brink: Will Obama Push Us Over the Edge?, Freedomnomics: Why the Free Market Works and other Half-Baked Theories Don't, Debacle: Obama's War on Jobs and Growth and What We Can Do to Regain Our Future and More Guns, Less Crime: Understanding Crime and Gun Control Laws and others. He also writes a blog which focuses on a broad array of economic and crime related issues. Key Takeaways: Jason's Editorial: [2:01] Big news: An upward spiral in real estate pricing due to the Fed keeping interest rates low. [6:28] The terrorist tragedy in Istanbul, Turkey. [8:55] Real estate is scarce by its nature and we are currently in the middle of an inventory shortage. John R. Lott, Jr. Guest Interview: [12:11] An overview of where the economy is headed and where should we place our concerns? [17:09] How to make sense of the jobs creation rate versus the unemployment rate. [18:51] Is the US truly in a recovery or are we just bouncing back from 2008? [21:30] Why doesn't a stimulus package create more jobs and higher wages? [26:53] The US is the one country that taxes corporations who have already paid taxes in another country. [29:22] An explanation of the hypocrisy of the Buffett Rule. [34:31] Contact information for John R. Lott, Jr. Mentioned in This Episode: Jason Hartman Hartman Education Holistic Survival Podcast John R. Lott, Jr. - Blog and Books @johnrlottjr on Twitter Crime Prevention Research Center

This episode starts out with an introduction on buy downs and then finishes up with a live recording of Jason's session on SWOT aka Strengths, Weaknesses, Opportunities, and Threats, as they apply to the most historically proven asset class in the world. Jason explains why the imperfection and fragmentation of the U.S. real estate market make it a beneficial investment vehicle and why it outperforms Wall Street and stocks every single time. Key Takeaways: [2:50] What is a buy down? [8:34] Looking at a real life example of points and how they affect your loan amount. [16:07] Should you buy a rate down or is it better to put more money down? [22:59] Why Wimpy from Popeye was a fantastic economic teacher. [25:38] Real estate is a fragmented investment class but this is why it's a good thing. [38:59] Weaknesses of income property include property management and rent collection. [41:45] Regression to replacement cost is different than appreciation. [46:10] What are some threats to income property values? Mentions: Jason Hartman Hartman Education

When the United States stopped backing dollars with gold in 1968, the nature of money changed, becoming the fiat currency system that has now put the world into an unprecedented recession. Jason Hartman is joined by returning guest, Richard Duncan, to talk about how we are in danger of a global Great Depression and how we can stop it. Richard's previous book talked about the inevitable collapse of the dollar, and his new book discusses "a new theoretical construct, The Quantity Theory of Credit, that is the key to understanding not only the developments that led to the crisis, but also to understanding how events will play out in the years ahead." Richard explains how the expansion of credit eventually implodes and the dangers of the contraction of credit. Richard Duncan is the author of three books on the global economic crisis. The Dollar Crisis: Causes, Consequences, Cures (John Wiley & Sons, 2003, updated 2005), predicted the current global economic disaster with extraordinary accuracy. It was an international bestseller. His second book was The Corruption of Capitalism: A strategy to rebalance the global economy and restore sustainable growth. It was published by CLSA Books in December 2009. His latest book is The New Depression: The Breakdown of the Paper Money Economy (John Wiley & Sons, 2012). Since beginning his career as an equities analyst in Hong Kong in 1986, Richard has served as global head of investment strategy at ABN AMRO Asset Management in London, worked as a financial sector specialist for the World Bank in Washington D.C., and headed equity research departments for James Capel Securities and Salomon Brothers in Bangkok. He also worked as a consultant for the IMF in Thailand during the Asia Crisis. He is now chief economist at Blackhorse Asset Management in Singapore. Richard has appeared frequently on CNBC, CNN, BBC and Bloomberg Television, as well as on BBC World Service Radio. He has published articles in The Financial Times, The Far East Economic Review, FinanceAsia and CFO Asia. He is also a well-known speaker whose audiences have included The World Economic Forum's East Asia Economic Summit in Singapore, The EuroFinance Conference in Copenhagen, The Chief Financial Officers' Roundtable in Shanghai, and The World Knowledge Forum in Seoul. Richard studied literature and economics at Vanderbilt University (1983) and international finance at Babson College (1986); and, between the two, spent a year travelling around the world as a backpacker.

Jennifer Kahnweiler, Ph. D. is considered to be the Champion of Introverts. She is a Certified Public Speaker and a best-selling author. She has written three great books, The Introverted Leader: Building on Your Quiet Strength, Quiet Influence: The Introvert's Guide to Making a Difference and her latest The Genius of Opposites: How Introverts and Extroverts Achieve Extraordinary Results Together. During this interview, she alludes to the true differences between introverts and extroverts, what make introverts so special and how introverts can enhance your organization. Key Takeaways: Jason's Editorial: [2:05] A look at the Driverless Cars to Fuel Suburban Sprawl article. [8:04] A video resource to help you analyze an investment property and understanding a performa using cap rates as a metric. [12:46] Which is a better investment one with Tenant Improvements or a Full Service Gross lease? [16:05] Kevin Kelly Audio short: The Emergence of Singularity. Jennifer Kahnweiler Guest Interview: [20:15] How is Shyness different from Introversion? [22:55] How does someone know if they are an introvert or extrovert? [25:03] There is a lot of prejudice which exist against introverts. [29:26] All of us need to flex, Introverts and Extroverts alike. [31:20] How can introverted leaders and managers increase their influence in their roles? [36:07] Does a person's gender come into play when someone is trying to carve out their path? [38:44] All must respect each other's talents to make a partnership truly thrive. [41:05] Discussing the 5 themes of successful partnerships. Mentioned in This Episode: Venture Alliance Mastermind Jason Hartman Hartman Education Jennifer Kahnweiler @jennkahnweiler on Twitter

Kevin Maney writes a weekly column on technology and society for Newsweek magazine. He is the author of the new book Play Bigger: How Pirates, Dreamers, and Innovators Create and Dominate Markets, and has co-authored Making the World Work Better: The Ideas That Shaped a Century and a Company and The Two-Second Advantage: How We Succeed by Anticipating the Future...Just Enough. He shares his insights about what to look for when a company goes public too soon and what flaws are common amongst companies with dwindling values over time. Key Takeaways: Jason's Editorial: [3:35] Alvin Toffler's book Power Shift describes the 3 basic forms of power. [10:59] A 5-star review from B. Spear about Jason's podcasts. [12:44] A descriptive example of the significance of rent inflation over the years. Kevin Maney Guest Interview: [22:54] The study of the category kings of business. [28:31] A unicorn is a company that gets valued by investors of more than a billion dollars. [30:57] The 3 critical aspects to building a company. [32:56] If Uber doesn't fix its company design it will have a serious problem. [36:28] Companies that go public before their 6th anniversary in business tend to have dwindling values over time. [41:51] A synopsis of The Two-Second Advantage: How We Succeed by Anticipating the Future...Just Enough. Mentioned in This Episode: Jason Hartman Hartman Media JHart88 on Voxer Hartman Education Kevin Maney Lyft

Matthew Quirk is the author of the best-selling book, "The 500″ and author of the new book on the Fed, "The Directive," which centers on a conspiracy plot at the Federal Reserve. Quirk joins the podcast to break down how realistic this plot could be today. Quirk spent a year working with red team security experts, hackers, lock pickers, social engineers, and sources inside the Fed to map out what a true-to-life 21st century heist would look like at the most powerful bank in capitalism. He shares the loopholes within the Fed's security system and gives his guesstimate on the best chance someone has in hacking the Fed. Key Takeaways: (0:50) Intro portion of the show (12:52) Looking at 1984 (19:47) Upcoming Creating Wealth Seminar in Little Rock, Arkansas (27:27) Introducing Matthew Quirk (37:18) Discussion of social engineering (38:55) General thoughts on the role of the Fed (41:49) Security & The Fed (43:24) Closing comments Links: Find out more about Matthew Quirk at www.matthewquirk.com.

Today's guest, Jamie Hopkins is considered to be one of the leading retirement plan experts in the United States. He holds the Larry R. Pike Chair in insurance and investments. He is an associate professor of taxation at The American College, Co-Director of New York Life Center for Retirement Income Programs, and the Developer of the Retirement Income Certified Professional Designation (RICP). He authored the book Retirement Risk: How to Plan Around Uncertainty for a Successful Retirement. He shares advice on the qualifications of a good financial planner, how new regulations will affect retirement product offerings and how adding real estate and home equity to your retirement plan can benefit individuals. Key Takeaways: Jason's Editorial: [6:04] "Did People Who Bought Houses in the 70's Essentially Get the House for Free?" Jamie Hopkins Guest Interview: [13:57] Are financial advisors required to operate under a fiduciary standard of care? (ERISA) [16:50] Fiduciary care basically means working with the client's best interest in mind. [19:33] The benefit of incorporating real estate into traditional retirement income plans. [21:55] Advice on how to deal with the regulatory changes recently mandated by the Department of Labor (DOL). [24:55] Today, robo-advice isn't capable of giving clients informed decisions. [27:33] New regulations get added on top of existing ones instead of replacing the outdated regulations. [32:16] Annuities were impacted by these new regulations but life insurance plans were not. Mentioned in This Episode: Jason Hartman Hartman Education The American College

Michelle Hawkins is a client who has attended a Meet the Masters live event and the most recent Creating Wealth Seminar and Property Tour in Cincinnati, Ohio. Michelle crunched her financial numbers only to discover that her pension was never going to be enough to support her during her retirement and she knew she couldn't count on Social Security. Her investor journey started by reading all the investment books on the library shelves which led her to the sound decision of investing in income property. She shares her story and some sound investing advice. Key Takeaways: Jason's Editorial: [1:41] Was the Orlando shooter on prescription drugs? If so, will anyone report on it? [8:09] The pension system will not support you. You need to find a diversified wealth creation system now. Michelle Hawkins Client Interview: [13:56] Michelle highly recommends attending a live event. She is proof that it works. [17:57] The government basically says your money doesn't really belong to you until they decide to give it back to you when you are 69. [21:53] Michelle and Jason take a hard look at inflation, real interest and tax rates. [26:25] Misconceptions about the stock market in Michelle's research led her to investment in income property. [35:50] Physically vetting the system and the investment markets allows investors to buy with confidence. Mentioned in This Episode: Jason Hartman Meet the Masters Hartman Education

Jason Hartman is joined by author and real estate investor, Barb Getty, as she talks about her journey into real estate investing, what it takes to be a good landlord or property manager, how to find and keep great tenants, and explains the eviction process. The second of four children, Barb was born and raised in Gary, IN. She graduated cum laude from Purdue and married soon after. After seven moves in nine years of marriage, her family settled in Indianapolis. Tragedy struck in 1992 when her 17-year-old son was killed in a car accident. Her daughters were 16 and 14 at the time. Sadly, Barb's 21-year marriage ended eight months after Todd's death. She bought a small home needing repairs, and following the fix-up, she and her daughters moved in. Pleased with that first project, Barb purchased her first duplex (with little money, no credit and no experience), hoping she had the wherewithal to be a landlord. Today, she owns 27+ units — a mix of single and multi-family, low and middle income rentals. CNBC.com interviewed her recently and the article also appeared in USA Today. Barb has also added high-end property management, consulting and speaking engagements to her business. Although she hasn't had an easy road, Barb is both financially and emotionally invested in her work. She invites people to watch a video showing scenes she faces as a landlord in the inner city. It's very compelling. Barb authored The Landlord Chronicles: Investing in Low and Middle Income Rentals, published in 2010. Armed with a positive attitude and a strong sense of humor, Barb Getty is making a difference in her tenants' lives, the neighborhood and the city as well.

Today's guest, Chris Versace is the editor of investment newsletter PowerTrend Profits and portfolio manager of the Thematic Growth portfolio at Fabian Wealth Strategies. He is a columnist for Fox Business Network, Forbes, and TheStreet.com. Chris spent 13 years in equity research at financial institutions including Salomon Brothers. And, he recently co-authored the book Cocktail Investing: Distilling Everyday Noise into Clear Investment Signals for Better Returns. Key Takeaways: Jason's Editorial: [3:55] The Hourly Wage Needed to Rent a Two Bedroom Apartment is Rising. Chris Versace Guest Interview: [20:37] Overhauls to the tax code and the immigration policy would be examples of policies which could get the economy back on track. [22:21] Cronyism is widespread in the wind energy industry. [24:15] One of Chris's favorite investment themes is the always on, always connected consumer because it is explosive with opportunity. [30:45] It is short sighted to want higher minimum wages. [33:03] Cybersecurity stocks is an ever-growing area that is a must own for investment portfolios Mentioned in This Episode: Jason Hartman Longevity and Biohacking Podcast Hartman Education Chris Versace

Carrie joins Jason today to recap the impressive Cincinnati market property tour. The Cincinnati real estate market passed all 13 fundamentals of what is required to make a market viable as a rental market. It is a family town with historic properties where the inhabitants value their deep kindred roots. Investors gobbled up more than a dozen properties and there is high demand for more. The local market specialist definitely raised the bar during this tour. Key Takeaways: [4:31] Properties in Hamilton, Monroe and Liberty Township were in various stages of before, during and after construction. [5:55] The Lucky 13 are fundamentals that help you choose a real estate market. [7:25] Cincinnati is a conservative, stable, linear market. The roots run deep here. [9:18] A graph in the Who Took My Money Book depicts the high performing.humble single family home. [11:43] Jason explains the LTI ratio (Land to Improvement) ratio. [14:48] During property tours investors are able to get together and share experiences. [17:16] An audio track of the Closing the Gap - How to create a more inclusive global economy video. Mentioned in This Episode: Jason Hartman

Joel Naroff is the Founder, President & Chief Economist with Naroff Economic Advisors and a member of the Newsmax Financial Braintrust Alliance. He's also the author of, "Big Picture Economics: How to Navigate the New Global Economy." Naroff gives his take on the economic recovery and when he expects inflation to hit, if at all. He also discusses the effects tax cuts have on the economy. Naroff then talks about international economic hotspots and where people should produce and sell in our global economy. He thinks certain international events can ripple through the economy and ultimately affect workers in the Midwest. Key Takeaways: (2:27) Little Rock Creating Wealth in Today's Economy Boot Camp and property tour, and other announcements (4:28) A special message from Bill Clinton (5:01) News about Zillow's acquisition of Trulia (19:19) Introducing Joel Naroff (19:55) Are we in a real economic recovery? (22:26) Joel Naroff's inflation forecast (25:17) A look at the globalization of the economy and the US' importing of deflation (27:02) Have we exploited the world's cheap labor yet? (30:08) Tax policy and offshore businesses (35:50) Why the banks aren't lending very much (39:37) How does the growing middle class in China affect Indiana? (43:40) Closing comments Links: For more information about Joe Naroff: www.NaroffEconomics.com For more about Joel Naroff's research: www.econsultsolutions.com Or, look up Big Picture Economics on Facebook

Today's guest, Brendan Ahern is the Chief Investment Officer for KraneShares, a company which provides unique investment opportunities for next-wave developments in China. Brendan is a specially qualified to discuss the Chinese economy and how it relates to the US economy, the widespread investment of Chinese money into the US real estate market and China's ever-changing social safety net as he has over 12 years of experience in Exchange Traded Funds. Key Takeaways: [3:39] How life expectancy and longevity affects the social security system and the US economy. [8:01] Vacation rentals do not get the same tax benefits as real estate investments. Brendan Ahern Guest Interview: [16:29] The Tale of Two Chinas - Domestic consumption is growing but exports and industrials are slowing. [19:24] The urbanized Chinese want to enjoy the things we take for granted. [22:04] The Chinese government is trying to figure out ways to increase domestic consumption. [26:22] There isn't much in the way of a social safety net in China right now. [29:28] What's going on with the currency war between the US and China, now and in the future? [32:55] For some reason, when Chinese investors diversify it's labeled as capital flight. [36:27] The real estate market in Tier 1 cities have performed well but location, location, location is still important. [38:48] Entrepreneur led companies are leading the way in China's socialist market economy. Mentioned in This Episode: Jason Hartman Liberty Health Share @jasonhartmanroi on Twitter KraneShares

Dr. Alan Zimmerman is an internationally recognized motivational speaker for business. In addition to being a lifelong student, he is the author of The Payoff Principle: The 3 Secrets for Getting What You Want Out of Life and Work and the best-selling Pivot: How One Simple Turn in Attitude Can Lead to Success. His blog tackles subjects such as how to get what you want, how to be a great leader and how to reframe any type of situation into a positive one. He believes everyone should have an attitude of gratitude and chasing happiness is dangerous. Key Takeaways: Jason's Editorial: [1:42] Cincinnati, Ohio is the #1 city for new college graduates. [3:42] Is it possible to buy an entire town? Dr. Alan Zimmerman Guest Interview: [13:47] Almost always good attitudes lead to good results and bad attitudes lead to bad results. [16:22] What is the sales formula Dr. Zimmerman recommends for people to become exceptional? [22:54] Learning how to ask will you, when you do and what happens if I don't. [27:12] Chasing happiness is dangerous and how to have an attitude of gratitude. [28:51] How to reframe any situation into a positive one. [32:30] Contact information for Dr. Alan Zimmerman Mentioned in This Episode: Jason Hartman Jhart88 on Voxer Hartman Education Dr. Alan Zimmerman

Coming to us from London, Max Keiser joins Jason Hartman for a fast-paced interview about what is going on in our world with GDP, the debt ceiling and debt loads, gold and silver markets, and currency collapse. Max is the host of "The Oracle with Max Keiser" for BBC World News and the author of the Keiser Report. Jason and Max discuss how long the world governments can put off the inevitable collapse of the fiat money produced by the central banks. Max talks about the various currencies around the world and which countries are set to implode. Other topics that Max covers are countries that are losing their sovereignty, basically being held hostage and managed by entities outside of their own country, such as the IMF and Central Banks, how bonds play a role in this issue, and the edging toward a global tax. Max talks about the many ways that the world is being led into a globalized currency, which is not a theory, but happening in real time. In addition to hosting the show and authoring the Kesier Report, Max is a blogger for the Huffington Post, and he has also presented features for the "People and Power" new magazine series on Aljazeera English. Max Keiser is the creator, co-founder and former CEO of HSX Holdings/Hollywood Stock Exchange, later sold to Cantor Fitzgerald. He is also the co-founder of HSX films that went on to make almost a dozen films, including "Mixed Signals," "Six-String Samurai," "Dancer, Texas Pop. 81," and "girl." The company was then sold to Ignite Entertainment/Lionsgate. Max designed, scoped, and built the Hollywood Stock Exchange with Michael Burns. Max was awarded a US patent (number 5950176) for the 'Virtual Specialist Technology" on which the Hollywood Stock Exchange operates. He created virtual securities; MovieStocks, and StarBonds and created the first fully convertible virtual currency, the Hollywood Dollar. The Hollywood Stock Exchange remains the highest volume stock exchange in the world. Max presented "Rumble at the Box Office" for NBC's Access Hollywood. He also produced and hosted the weekly talk show, "Buy, Sell, Hold" for CBS radio's KLSX in Los Angeles. In his role as technology entrepreneur, Max recently created Kinooga, a Web 3.0 social finance site for indie films. As a presenter, Max co-hosts "The Truth About Markets" on ResonanceFM 104.4 in London; produces documentary films covering markets and finance for Al Jazeera's "People & Power" series and written a column in the Ecologist magazine covering markets and the ecology. Max Keiser has been involved with markets and finance for 25 years. He started his career as a stock broker on Wall Street after graduating from NYU.

Today's guest, Parag Khanna is a best-selling author in addition to being a CNN Global contributor and Senior Research Fellow at the Centre on Asia & Globalisation at the National University of Singapore. He shares with us many of the facts and figures behind his new book, Connectography: Mapping the Future of Global Civilization. His book highlights what he believes to be the two major irreversible, mega-trends of humanity, urbanization and infrastructural connectivity. When discussing the U.S., Mr. Khanna says the U.S. should be re-mapped physically and better internet connectivity and better transport systems should be put into place in the next 5-10 years. Key Takeaways: Jason's Editorial: [1:32] The 1031 Exchange allows you to exchange one property for two without paying capital gains. [5:30] Do you want to come on the show and debate the income property being the most historically proven asset class in the world? [7:58] Here are the Contest Winners for the Cincinnati/Dayton, Ohio Property Tour. Parag Khanna Guest Interview: [11:55] What does the term Connectography mean and how does connectivity alter our destiny? [13:58] The more connectivity we build the better the outcome is for the whole world. [18:19] Domestic inequality causes a friction that better connectivity could alleviate. [22:14] Parag believes the U.S. should be re-mapped physically. [24:19] There are unbelievable benefits to spreading low-cost mobile, smartphones. [25:14] The Connectography book comments on the two big irreversible mega-trends of humanity, urbanization and infrastructural connectivity. [29:42] Engaging and connecting to North Korea may make it a more peaceful place. [35:22] Contact information for Parag Khanna. Mentioned in This Episode: Jason Hartman Properties Cincinnati Property Tour Sign Up Parag Khanna @paragkhanna on Twitter Connectography: Mapping the Future of Global Civilization

Jason's guest today George Gilder, has a brilliant way of looking at the world. He is back for his second interview and this time they are discussing his new book The Scandal of Money: Why Wall Street Recovers but the Economy Never Does. George has also authored Wealth and Poverty. He is the Co-founder of the Discovery Institute, one of the original pillars of supply-side economics and a former speechwriter for Ronald Reagan while Reagan was running for President. He says "You can print money but you can't print value." Key Takeaways: Jason's Editorial: [2:12] The whole world is being controlled by algorithms. [6:11] The 1031 exchange allows you to exchange one property for two and improves cash flow. George Gilder Guest Interview: [10:01] The closed loop economy is not the fault of Capitalism, it is the Federal Reserve and the Obama Administration. [12:57] Because of regulations and restrictions companies don't want to go public. [16:22] Supply-side surges the economy up by enabling creativity and growth. [21:25] How is the Fed keeping a closed loop economy? [26:12] The goal of the future is to dismantle this paralyzing regulatory apparatus and reforming the Fed. [28:15] China has demographic problems but they have a massive expansion of venture capital. Mentioned in This Episode: Jason Hartman Properties Cincinnati Property Tour Sign Up Wealth and Poverty The Scandal of Money: Why Wall Street Recovers but the Economy Never Does Discovery Institute

Jason Hartman is joined by author, Scott Patterson to discuss high frequency trading, of which roughly 70 percent is driven by computers. Scott says the firms using artificial intelligence for high-speed trading make it nearly impossible for the little guy to compete in the markets. According to his book, Dark Pools, these robot systems trade in milliseconds. High frequency firms flood the market with buy and sell orders, effectively clogging up the system and posing a threat to other firms. While this electronic exchange made the system more effective, one has to wonder if this trading style hasn't become detrimental to the markets overall when trading successfully is defined by milliseconds. Scott coined the term "A.I. Bandits" to describe electronic high frequency trading. Scott also discusses the history of quant strategies based on his book, The Quants, a mathematical scientific approach to outsmarting Wall Street, which led to the recent financial crash. He calls the quant system "a classic tale of hubris." Scott Patterson is author of The Quants and his new release, Dark Pools, and is currently a reporter for The Wall Street Journal, where he covers financial regulation from Washington, D.C. He has also written for the New York Times, Rolling Stone and Mother Earth News. He has a Masters of Arts degree from James Madison University. He lives in Alexandria, Virginia.

Are you sick of being hit with a plethora of garbage fees tacked on by your property managers? If so, you may want to incorporate Jason's Flatline Fee proposal. It may be just what you need to align yourself with your property managers and increase the number of customers for everyone involved. Also, the demographics coming in the rental housing market over the next 10 years are nothing short of phenomenal. In 2025, three out of four working people will be Generation Y'ers. To understand what this means to income property investors get your free INM slides from Jason today. Key Takeaways: [1:41] Generation Y and the Maturing Generation will be our renters of the future. [3:08] Flatline property management fees allow investors to know how an investment will perform in advance. [14:06] Should you buy more properties or put your money in a mutual fund? [16:39] The Graying of America and the Millennials are the key demographics important to investors of income property. [27:19] Capex in real estate terms is when you do a capital improvement on a property. [30:44] How to understand the numbers behind the demographics and how they apply to the economics of an area. Mentioned in This Episode: Jason Hartman Venture Alliance Mastermind Hartman University Longevity and Biohacking Podcast Get the IMN Slides free

Jason takes time away from his professional speaking engagements to investigate several possible new markets in Florida. The Port Richey and Greater Tampa areas show promise as new businesses and entertainment centers are slated to be opening soon. While it is important to open new markets due to low property inventories but it is important to remember that the quality of the investment property far exceeds the importance of the quantity of real estate properties in a portfolio. Win an all expense paid trip to the Cincinnati Property Tour & Creating Wealth Seminar! Go to jasonhartman.com to find out how. Key Takeaways: [2:53] There are 3 different ways to win tickets to the Cincinnati Property Tour and the Creating Wealth Boot camp. [10:59] The Federal Reserve Room on Jekyll Island brings to mind that Central Banks control governments around the world. [18:52] The concept of investing is to plan for the future today and delay gratification to save capital. [22:13] Inspecting the Greater Tampa and Port Richey areas of Florida, a no income tax state. [30:45] Opt in to our email list for all of our great content, subscribe to our show in iTunes and leave us a review. Mentioned in This Episode: Jason Hartman - Contest Entry Information @JasonHartmanROI on Twitter #ShameonFacebook Jason Hartman IMN Slides Hartman Education

If you thought economics was boring, think again. At the heart of wars, land grabs, politics, history, and almost any sort of human interaction lies economics. Remember – economics is about money, and money, depending upon your perspective, either makes the world go 'round or is the root of all evil. Either way, Jason Hartman's interview of master economist, Martin Armstrong, for episode #382 of The Creating Wealth Show makes for scintillating listening. First, some background.

Nicole Gelinas is the author of After the Fall:Saving Capitalism From Wall Street - and Washington. She is also a contributing editor to the Manhattan Institute's City Journal and a columnist for the NY Post and a contributing writer to the NY Times. She shares her thoughts on the personal finance strategies of the US working class, how the government is quick to hand out support to the financial industry while ignoring the voting public and why she thinks people are even considering Donald Trump in this year's election. She acknowledges the vast Wall Street conspiracy that we indeed live in interesting times. Key Takeaways: [1:18] A week long property tour of the area which is considered ground zero for the real estate bust, Central Florida. [5:39] Go to JasonHartman.com and watch the "How to Analyze a Real Estate Investment" to assist you in standardizing your data. [8:31] The Greater Cincinnati Metro Area Property Tour and a Creating Wealth Boot Camp are coming up soon so secure your place today. Nicole Gelinas Guest Interview: [18:01] The voting public is fed up and trying to change the system for the better in their own imperfect way. [23:49] Washington policymakers seem to think that whatever is good for the financial industry is good for the rest of the country. [27:35] Is US real estate market in the middle of a boom then bust cycle? [32:38] People should have one year's worth of liquid assets before they invest any money in a savings plan. [37:51] If you don't mind taking the risk and doing the work investing in single family homes for rentals can make sense. [41:10] Contact information for Nicole Mentioned in This Episode: Jason Hartman Property Tracking and Analysis Software Property Evaluator Manhattan Institute's City Journal After the Fall: Saving Capitalism from Wall Street and Washington @nicolegelinas on Twitter

Helen Davis Chaitman is a leading attorney on mortgage lending liability and a legal representative to over 1600 investors who were impacted by Bernie Madoff and his backers, JP Morgan Chase. She is the author of JP Madoff: The Unholy Alliance Between America's Biggest Bank and America's Biggest Crook. She reveals the unscrupulous, ugly underbelly of a financial institution that conducts business with more than 50% of American households and offers a solution which involves elected officials. Key Takeaways: [2:23] Hello from members of the Venture Alliance Mastermind. Helen Davis Chaitman Guest Interview: [6:44] Why wasn't the Bernie Madoff case a class action? [7:47] The clawback suits are cruel actions to take against innocent investors. [10:03] Bernie Madoff would have been a small time crook had it not been for JP Morgan Chase keeping his secrets. [15:38] There are 1,143 footnotes is Ms. Chaitman's book JP Madoff to make certain there is no libel suit. [17:58] Our elected officials accept money to look the other way. It's organized crime. [23:49] Possible solutions to clean up the corporation/government dirty money. Mentioned in This Episode: Jason Hartman Venture Alliance Mastermind JP Madoff - Victims JP Madoff: The Unholy Alliance Behind America's Biggest Bank and America's Biggest Crook

Relationship expert and best-selling author, Dr. John Gray, joins Jason Hartman to talk about research studies and Dr. Gray's new work, "Boys to Men." Dr. Gray talks about how his observations have been backed up by and further explained by brain studies, showing obvious differences between men and women in brain function and hormones that affect health and behavior. He offers a deeper explanation of these differences based on scientific research showing how activities particular to each gender, diet, and an increased existence of xenoestrogens in our environment play a significant role in hormonal balance and imbalance. Dr. Gray discusses the proper use of supplements and the dangers of pharmaceuticals. This leads into his new work regarding healthy male development and his upcoming new book, Boys to Men, a look at how boys have been affected by today's culture, showing a higher dropout rate than girls, lower comprehension, and higher instances of boredom and depression. The high carbohydrate diet we consume plays a big role in this trend, and he cites inflammation in the brain as one factor in decreased comprehension. He describes activities, diet and supplements that can alleviate inflammation and stress and bring about optimal health in both men and women. John Gray, Ph.D. is the best-selling relationship author of all time and the most trusted voice in relationships today. He is the author of 17 books, including The New York Times #1 Best-Selling Book of the last decade, MEN ARE FROM MARS, WOMEN ARE FROM VENUS. His 17 books have sold over 50 million copies in 50 different languages around the world. John is a leading internationally recognized expert in the fields of communication and relationships. His unique focus is assisting men and women in understanding, respecting and appreciating their differences. John's advice can be easily used to improve relationships at home and in the workplace. For more than 35 years, John Gray has conducted public and private seminars for thousands of participants. In his highly acclaimed books, videos and transformational seminars, John entertains and inspires audiences with practical communication techniques. John's purpose is to create a world where men and women understand, respect, appreciate and ultimately work together. Summit Entertainment (Lionsgate) has purchased the rights to John Gray's bestseller "Men are From Mars, Women are From Venus" with the intention of creating a feature film and TV series. Summit has hired Harry Elfont and Deborah Kaplan to adapt and direct the title into a romantic comedy, with BermanBraun's Lloyd Braun and Gail Berman producing. John Gray is a popular speaker on the national and international lecture circuit and often appears on television and radio programs to discuss his work. He has made guest appearances on such shows as Oprah, The Dr. Oz Show, Good Morning America, The Today Show, The CBS Morning Show, Live with Regis, Fox & Friends Weekend, Good Morning New York, Larry King Live, CNN and Company and many others. He has been profiled in major publications across the United States. John Gray lives with his wife and children in Northern California.

The Greater Cincinnati market has a major Ohio city to the North and to the South, both only a 30-minute drive in either direction. Large employers in the area include AK Steel, which is a Fortune 500 company, a thriving healthcare market and GE Aviation. The local townships entice large corporations by offering favorable tax situations. These employers offer positions at many different pay grades which means a diverse portfolio of A, B and C class properties are beneficial to real estate income property investors in the area. Key Takeaways: [1:34] The good news for investors is homeownership numbers are at their lowest point in history, based on this CNBC article. [18:55] Meet the Masters bundle is on sale for a spectacular price and you can still get early bird pricing for the Creating Wealth and Greater Cincinnati property tour. Cincinnati Market Specialist Guest Interview: [24:52] Ohio has several townships which can offer favorable tax situations because they are not cities. [26:31] The A, B, and C level properties available in the Greater Cincinnati market are described here. [30:15] Good management practices include a comprehensive rental application and holding tenants accountable. [35:59] The healthcare industry is exploding in the Cincinnati market right now. [38:58] Property tour attendees can expect to see A, B and C level rental homes available in the Cincinnati market. Mentioned in This Episode: Jason Hartman Hartman Education

Jason reads applicable news articles supporting thecertainty that the US is the most reliable real estate market inthe world and a Swiss study which touts the benefits childrenreceive when they are born later due to socio-economic changes overtime. He also answers Naresh's questions about the plethora ofoptional closing costs, using points to buy down your interestrate, and which types of legal entities are available to new incomeproperty investors. Key Takeaways:[4:35] Naresh's first-hand account of the technicalcapacity of India's countryside.[9:40] Foreign money comes to the US because the USis an "island of tranquility compared to other parts of theworld".[15:15] What are all the closing costs buyers shouldtake into account?[22:25] If you buy down your interest rates withpoints your closing costs will be higher.[24:18] What kind of legal entity should a newinvestor create to hold their single-family home investments?[28:02] You can't hear the dogs that don't bark isthe profound impact of something unseen or that didn'thappen. Mentioned in This Episode:Jason HartmanHartman EducationVenture AllianceMastermind

Jason presents innovative new thinking on real estate investing with The Hartman Risk Evaluator™ which can virtually eliminate or at least dramatically reduce downside risk based on the LTI (Land-to-Improvement) Ratio™. Don't miss this episode as it could cost you a bundle! You won't hear this unique content from any other financial and real estate guru as it is truly unique – enjoy!

Just last year Greg Saylor was a corporate software engineer looking for a reliable investment strategy. He found the Creating Wealth podcast and listened during his long commute. He decided to pick up the phone and call one of Jason's investment specialists. It's now six months later and Greg has six income properties earning him $4000.00 in monthly income. His due diligence partnered with the extensive data resources available on JasonHartman.com have allowed him to get a step closer to financial freedom. Key Takeaways: Jason's Editorial: [4:01] What is your motivator? Do you expend more energy to conserve than to gain? [12:39] Hartman Education is having a big 2-week sale! Greg Saylor Guest Interview: [18:57] Was it the Creating Wealth podcast that got Greg interested in real estate investing? [26:29] The acquiring of the properties had the most components, everything else is pretty straightforward. [27:49] Greg shares the details his first income property deal including the flaws. [35:53] A certain percentage of risk is acceptable as long as you have a solid portfolio. [40:06] Property taxes are one factor which is that varies greatly from market to market. [45:18] Some rules for new investors to follow are to plan for additional expenses, be conservative on your numbers and have a reserve fund. [48:07] The debt to income ratio is an important factor in financing. Mentioned in This Episode: Jason Hartman Hartman Education Property Tracker Software

We are rapidly losing our freedom, so says G. Edward Griffin. Griffin is the author of the seminal work The Creature from Jekyll Island, he is the President of the American Media/Reality Zone and the force behind the Freedom Force International Movement. This is Mr. Griffin's third time on Creating Wealth. He shares his wealth of information on the beginning of the Federal Reserve, the way our freedom is being depleted and the monetary scam which is our unrepayable debt. Key Takeaways: Jason's Editorial: [2:42] The Central Banking Cartel influences the context of our lives. [11:44] Align your interests with the most powerful forces the human race has ever known. G. Edward Griffin Guest Interview: [16:26] The history of how the Federal Reserve came to be on Jekyll Island, Georgia. [24:12] Most transactions in the 1900's before the Fed was created, were conducted in gold bullion and silver. [28:47] Supply of precious metals is limited and the effort to extract them is great, hence the value. [31:06] The scam of lending money is ethically reprehensible. [37:07] The Creature from Jekyll Island book is unfolding exactly as Mr. Griffin was afraid it would. [41:58] There are only two ideologies in the Western World and they are Collectivism, which is the idea that the group is more important than the individual and Individualism. [49:56] Freedom comes when the individual are protected against the passion and greed of the majority. [53:09] Where do the origin of human rights come from? [1:00:36] Contact information for G. Edward Griffin Mentioned in This Episode: Jason Hartman Venture Alliance Mastermind Reality Zone The Creature from Jekyll Island Freedom Force International

Jason Hartman is joined by returning guest and best-selling author of The Creature from Jekyll Island, G. Edward Griffin, for a discussion of the hot topic of the United States’ “fiscal cliff.” As Mr. Griffin shares, the fiscal cliff is nothing new. It has been there for roughly 50 years and applying a name to it now is a scare tactic by the government. Mr. Griffin talks about fractional reserve banking and how it has led to the economic mess our country and world are in today. It is no longer a fractional reserve; it is at zero reserve and Mr. Griffin feels the economy is going to collapse from all of the borrowing to pay old debt. This will lead to a fully regimented society, which Mr. Griffin describes as drifting toward totalitarian, a scary concept. He goes on to discuss short and long term ways to protect ourselves, preserving any wealth one might have, and being prepared as much as possible for anything that may come to pass. He feels the Fed will continue to inflate, raise taxes for a while, and then probably cut taxes again at some point. It will be more of the same, more and more governmental control over our lives, more and more money created out of nothing, and less and less freedom. G. Edward Griffin is a writer and documentary film producer with many successful titles to his credit. Listed in Who’s Who in America, he is well known because of his talent for researching difficult topics and presenting them in clear terms that all can understand. He has dealt with such diverse subjects as archaeology and ancient Earth history, the Federal Reserve System and international banking, terrorism, internal subversion, the history of taxation, U.S. foreign policy, the science and politics of cancer therapy, the Supreme Court, and the United Nations. His better-known works include The Creature from Jekyll Island, World without Cancer, The Discovery of Noah’s Ark, Moles in High Places, The Open Gates of Troy, No Place to Hide, The Capitalist Conspiracy, More Deadly than War, The Grand Design, The Great Prison Break, and The Fearful Master. Mr. Griffin is a graduate of the University of Michigan where he majored in speech and communications. In preparation for writing his book on the Federal Reserve System, he enrolled in the College for Financial Planning located in Denver, Colorado. His goal was not to become a professional financial planner but to better understand the real world of investments and money markets. He obtained his CFP designation (Certified Financial Planner) in 1989. Mr. Griffin is a recipient of the coveted Telly Award for excellence in television production, the creator of the Reality Zone Audio Archives, and is President of American Media, a publishing and video production company in Southern California. He has served on the board of directors of The National Health Federation and The International Association of Cancer Victors and Friends. He is Founder and President of The Coalition for Visible Ballots, The Cancer Cure Foundation, and Freedom Force International. Mr. Griffin was recently a speaker at the September Casey Research Summit in Carlsbad, CA, speaking on Freedom Force.

Jason takes a break from a Social Media conference to analyze stories from the USA Today’s Money section. He shares the new tech items which will affect real estate pricing in the future, the underemployment issue in the US and the median wage of CEO’s of major corporations. Early Bird pricing is available for the Cincinnati, Ohio Real Estate Investment Property Tour scheduled for June 4th and 5th. There will also be a new Creating Wealth Seminar during the visit. Key Takeaways: [4:24] Live video and Virtual Reality (VR) will impact real estate pricing by changing the value of the three cardinal rules of location, location, location. [9:26] A 5% unemployment rate in the US means everyone who wants a job has a job. The real problem is underemployment. [15:10] Some CEO’s make $9000.00 an hour while minimum wage workers are looking for $15 an hour. [22:09] Does an early retirement equate to an early death sentence? [23:46] Information for the June 4th & 5th Cincinnati, Ohio investment property tour and the next Creating Wealth Boot camp. Mentioned in This Episode: Jason Hartman Venture Alliance Mastermind

When your car chauffeurs you on a long road trip it is proof that it is an amazing time to be alive! Jason is interviewed by Kerry Lutz from the Financial Survival Network and discusses the Panama Papers, the most historically proven asset class, income property, and the underlying corruption of our monetary system via the US Government and the Federal Reserve. Join us for our Jekyll Island Venture Alliance Mastermind trip and a short Jacksonville, Florida property tour. Key Takeaways: [1:38] Jason takes a long trip in Tessa, the self-driving car and discusses the pluses and minuses. [6:03] Arbitrage is exploiting the differences in things like income property investments, supply and demand curves and commodities prices. [9:16] Upcoming events include the Venture Alliance trip to Jekyll Island with a short Jacksonville property tour and the next Creating Wealth Boot camp and the Ohio area property tour. Jason’s Interview with the Financial Survival Network: [16:27] The people in government and on Wall Street set up offshore trusts and corporations to hide money, as the Panama Papers show. [21:19] Why is there no start up solution to the Wall Street problem or the government problem? [25:33] The Creature from Jekyll Island is the book about when the Federal Reserve was created. [29:17] Aligning your interest with the government because the government will always take care of itself first. [34:02] Paying small government fines is part of the Central Bank's’ business plan. It’s much less than what they steal by manipulating the system. Mentioned in This Episode: Jason Hartman Venture Alliance Mastermind Property Tracker Property Evaluator Financial Survival Network