
Couple Money Podcast
192 episodes — Page 4 of 4
S6 Ep 26How to Pursue Your Dreams Without going Broke
Do you two have a couple of dreams you'd love to get started on but right now the money isn't working? Today we're going to discuss how to pursue your dreams without going broke! Working Together to Pursue Your Dreams Real life isn't that smooth. There are a dozen and more ways things can go sideways with the business. If you're married, you have to work as a team. Today Alex Grodnik from Wall Street Oasis' podcast Moving Up and founder of Payclub is here to share his story and offer from tips from the trenches. His career has a had a few shifts. He and his wife are working together to a find a flow that allows them to pursue their dreams, pay their bills, and prepare for the arrival of their daughter this summer. In this episode we discuss: why he choose to get an MBA and the unexpected pivot he made how they went to from living off two incomes to one the real truth and finances of being a startup entrepreneur Hope you enjoy! Resources to Help You Launch a Side Hustle If you're ready to make the leap, here are some more resources to help you build another income stream. 79 Side Hustle Business Ideas You Can Start Today Developing a Money Making Hobby The 5 Step System to Quit Your Job In the Next 12 Months Launching a Business as a Creative Entrepreneur Building a Location Independent Business of Freedom and Travel — Even With a Family Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 25How to Become Debt Free Together
Want to become debt free, but you haven't figured out how to do it together? Here's what you need to know to knock out your debt faster! Debt Free Together I've yet to meet a couple who became debt free by accident. I mean it's kind of easy to slip into credit card debt or take on loans because that's considered normal. But to move away from that mentality takes effort. And being a couple, you have two minds to shift. There are things to consider together. Like your approach. Do you gravitate towards earning more money to knock out that debt or do you find it easier to slash your expenses? How fast do you do it? How do you two work as a team and use your personal talents to knock this debt off? Every couple has their approach, so what worked for us might not work for you. Which is why I love chatting with others and hearing how they did it. John Wedding, the creator of Mighty Bargain Hunter, is on the show today to offer his take. He and his wife are debt free except the house. In this episode, we get into: how things shift from being solo to a couple why debt free was an important goal to them how they work as a family to be smart with their money Hope you enjoy! Resources to Dump Your Debt Faster Tired of being in debt? Here are some resources to help you dump it. Debt Free Charts Attacking Debt: Which One First? The Great Debt Dump: Running Toward Financial Freedom with the Power of Community Which Debt Payoff Method Is Right for You? 5 Books to Motivate and Guide You to Become Debt Free Faster [thrive_leads id='2682'] Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 24How to Budget Together for Savings and Fun
Want to stop living paycheck to paycheck, but not sure where to start? Learn how to create a budget together so you can have fun now and some savings later! Create a Budget You Both Love How do you feel about your budget? Be honest. Chances are you're not exactly thrilled about it. A survey conducted by Experian found that nearly half – 42% to be exact – don't use one because they feel like they're ineffective and unnecessary. So how do you create a budget that you both love? Peter Polson from Tiller, one of the coolest money apps out there, is joining me today to offer some fantastic suggestions and ideas. In this episode we'll discuss: how a budget can fit into your life and grow with you through your marriage how to fit your personal hobbies into your budget why there is no one size fits all budget Hope you enjoy! Resources to Budget Together Do you two want to get on the same page with budgets? Here are some helpful resources mentioned in the episode and more. Jumpstart Your Marriage and Your Money The Total Money Makeover Real Life on a Budget: 17 Practical Challenges to Live and Thrive on a Budget How to Successfully Budget as a Couple Track These 2 Key Numbers to Master Your Money Six Tips for Newlyweds to Manage Finances Budget Templates to Try Out The Net Worth Tracker Spreadsheet The Weekly Expense Tracker Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it's free? Why don't you give Personal Capital a try today?
S6 Ep 23The Secret to a Rich Life? Your Hobbies
Today on the podcast we're going to be talking about the connection between your hobbies and having a rich life! Do Your Hobbies Move You Closer to Financial Independence? So today's topic - this connection between the hobbies you have and whether or not you're having a rich life - is fascinating to me. It's kind of a continuation of this past Tuesday's episode where we were talking about breaking the switch with mindless spending. there focus there was making sure we were breaking that habit of unconsciously spending more and turning that into something more productive. One way is through hobbies we take on. However, are there certain hobbies that can make a real difference with getting to financial independence faster and having a rich and fulfilling life? In this episode, we'll get into: different hobbies between high earning and low earning households how your hobbies can help you on the path to financial independence aligning your hobbies to a richer life Hope you enjoy! Financial Independence and Hobbies If you want to explore and pick up some new hobbies, here are some resources to check out: The Value of Hobbies American Time Use Survey FI subreddit discussion: What are your hobbies/what do you do for fun? Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it's free? Why don't you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.
S6 Ep 22How to Break the Mindless Spending Twitch
Do you feel like you've hit a wall with your money? Learn how to find your financial blindspots and break the mindless spending twitch! How to Break the Mindless Spending Cycle We all do it. It might be small amounts every day perhaps driving by to grab coffee and breakfast on the way to work or going out for lunch with colleagues. It could be those Amazon deliveries that show up at our doors, tucked away from necessities that we ordered. Some people call it the spending leaking, impulse buying, mindless spending. The label doesn't really matter - what does is understanding that we all have blind-spots. Little places in our finances where we know we're spending something, but we're not aware of just how much it is. Inspired by the incredible site and story of Break the Twitch, I want to share some personal about how easy it was for us to slip into mindless spending and how we found a way to make sure they don't sabotage our finances. In this episode we get into: finding your financial blind spots breaking the mindless spending twitch developing habits that can enrich us and allow us to spend better Hope you enjoy! Resources for More Intentional Living Are you ready to have your spending more aligned with what really matters to you? Here are some great resources to shift your mindset and create better habits! Break the Twitch: An Intentional Living Philosophy Is Impulse Spending Ruining Your Financial Goals? Jumpstart Your Marriage and Your Money The Ground Up Show by Matt D'Avella The More of Less 10 Simple Ways to Beat Impulse Buying The Year of Less No couch, one car: How these Minnesotans are living with less Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it's free? Why don't you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.
S6 Ep 215 Key Ways to Pay Your Mortgage Off Faster
Want to be completely debt free, including your house? Find out the key changes one couple made to pay off their mortgage in less than 5 years! Pay Your Mortgage Off Faster What would you do if you owed your home free and clear like Andy does now? With no mortgage payment what options would open up? There's a good chance you'd love to get rid of your mortgage, but the idea of getting rid of such a huge amount makes it seem impossible. Forget paying it off in 5 years, you may struggle to even see a way to reduce it in half. Right now median purchase price of a home here in the United States is $235,000, with 10% down. Now if you live in D.C. you're looking at $400,000 with my buddies in Cali close behind at around $350,000. Not cheap. Probably the biggest purchase you'll make. Which is why I asked my buddy and Marriage, Kids, and Money creator, Andy Hill, to come on. He's an awesome guy, really excited to get couples closer to their debt free goals. We both know that not everyone can replicate what Andy and his wife Nicole did - we all have different circumstances - but there's a lot to their process that could make all the difference with you and your home. In this episode, we discuss: why they were adamant about knocking out their mortgage so fast steps that were crucial to paying off their mortgage tools to help you be debt free faster Hope you enjoy! Resources to Dump Your Mortgage Faster If you're looking to dig in deeper for ways to pay your mortgage off faster, here are some resources to check out: Mortgage Payoff Calculator Paying Your Mortgage Off Early Paying Off The Mortgage Wasn't Our First Priority (but we did it anyway) 5 Reasons to Choose a 15-Year Mortgage And if you two are looking of more ideas on how to find, save, and make extra cash to pay down or debt or use for whatever gal you have, please sign up for my free 5 Days to $5K course. It's a week-long special email series that will help you get some extra money in. Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it's free? Why don't you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.
S6 Ep 20How to Fix Your Relationship and Money with Financial Therapy
With money fights being the main cause of divorce, many couples could use some financial therapy. Learn habits and techniques you can use to make money talks less stressful and more productive! Is Financial Therapy Right for You? Money problems are usually symptoms of a much deeper issue. It can be within our relationship - how we communicate or it can an issue we ourselves have like anxiety or depression. From our personal experience and hearing from other couples, it can be more common than you think. And that matters because if you don't get to the root, it can keep popping up. And in some cases cause damage. Financial education is crucial, but sometimes you need to a specialist. I'm not a therapist, but I do know one and she's here to help. Kine Corder is here on the podcast to cover some problems and bumps couples experience when dealing with money. In this episode, we get into: common issues couples have when they come to her for financial therapy ways to communicate better so things are less stressful with your relationship and money habits to help you two move forward Hope you enjoy! Resources to Get on the Same Page with Money Learning how to work as a team isn't automatic. Here are resources to give you the tools to stop fighting about money and win. Top Sites and Podcasts for Marriage and Money Prosperity Report: Love and Money Podcast How to Shift Your Money Mindset and Finally Knock Out Your Goals Together Build Your Marriage & Wealth with Money Dates 3 Habits to Grow Your Wealth and Strengthen Your Marriage How to Connect and Develop Financial Intimacy in Your Marriage Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 19Finding Your Own Path to Financial Success
Have you ever been frustrated with how long it was going to take to get out of debt? Learn how to handle setbacks, define your family's path, and knock out your goals together! Defining Your Family's Financial Success Do you ever feel frustrated with how things are going? You read these awesome stories like This Couple Paid Off $72,000 in Debt in 22 Months or Couple shares how they wiped out $162K debt in less than 3 years. You're thinking, 'wow we're working at a snail's pace'. That can be discouraging. I want to highlight a different story. Today Steve Goodwin from My Family on a Budget shares his family's more down to earth journey to becoming debt free. In this episode we discuss: how financial Peace University transformed their finances Steve's big mistake with investing and how he fixed it making the transition to being a stay at home dad Hope you enjoy! Resources to Help You Get Out of Debt Tired of being in debt? Here are some resources to help you dump it. Money for Meaning Attacking Debt: Which One First? The Great Debt Dump: Running Toward Financial Freedom with the Power of Community Which Debt Payoff Method Is Right for You? 5 Books to Motivate and Guide You to Become Debt Free Faster Best Strategies to Get Out of Debt Should You Use Peer to Peer Lending To Get Out of Debt? Knock Out Your Credit Card Debt Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 18Here's What You Need to Know to Be Debt Free and Happy
How would your life change if you were debt free? No credit cards, car or student loan to worry about. Not even a mortgage. Today one couple shares their journey and advice to a happy and debt free life! Living Debt Free Living debt free can seem like an impossible dream depending on where you're starting from. For some couples and families taking on debt seems to be just a normal thing you do. But just because this is common and going on with your neighbors and friends even with yourself does it mean that that's the path you have to go on. Mark and Milhila, the couple behind Money for Meaning, are here to share their journey and how they refocused their lives and are now live debt free. They wrote a guest post early this year about how they live on cash. Yep, they have no mortgage. In this episode we get into: why they wanted to get into this debt free lifestyle how to build wealth as a side effect how they figure where to spend and where to save Hope you enjoy! Resources to Help You Get Out of Debt Tired of being in debt? Here are some resources to help you dump it. Money for Meaning Attacking Debt: Which One First? The Great Debt Dump: Running Toward Financial Freedom with the Power of Community Which Debt Payoff Method Is Right for You? 5 Books to Motivate and Guide You to Become Debt Free Faster Best Strategies to Get Out of Debt Should You Use Peer to Peer Lending To Get Out of Debt? Knock Out Your Credit Card Debt Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 17How You Can Dump Debt and Retire Early
Frustrated with your credit card, car payments, and student loans? Learn how you two can come together to dump your debt faster and retire early! How You Can Retire Early Let me ask you two questions. Where are you guys right now? Where do you want to be in five years? Does it seem like there is a huge gap between today and five years from now? If you would've told me five years ago we'd be out of debt (except for the mortgage) and be on our way towards financial independence I'd think you'd be a little crazy. Sure, I was optimistic, but it wouldn't feel possible with all that we were juggling at the time. But when you break down your goal into chunks and you work out a system which for us includes automating, you can see huge results. The good news is that the skills you use to get out of debt are transferable. Instead of sending in those extra payments to your credit cards and student loans, you can direct to savings and investments. Deacon Hayes, personal finance author and Well Kept Wallet founder, is on today and we're getting into how he and his wife Kim made this transition. In this episode, we talk about: how they managed to pay off $52,000 in debt in 18 months the system they used to keep one another in the loop with money planning and following through financial independence Hope you enjoy! Resources to Dump Debt and Retire Early If you're looking to get ahead with your finances as a family, here are more resources to check out! Retire Early By Rethinking Your Priorities Financial Independence Through Big Wins Setting Up Your Retirement with the Right Tools The Shockingly Simple Math Behind Early Retirement Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 16How to Find The Best Financial Advisor for You
Do you feel like you guys are kind of stuck with your finances? Have you hit a wall and don't know the next move? Today I'll share how you can find the best financial advisor for you! Finding the Right Financial Advisor What do you think about when you hear financial advisor? You may have been to one of those luncheons where you get some information about investing or maybe insurance but the financial advising piece really isn't there. It's left a bad taste in your mouth and you're wondering if it's really a smart move to hand over money to someone to manage your money. From personal experience, there are some great financial advisers out there, ones that are not only looking at what's in your portfolio but the real big picture. sometimes, though, it takes a little bit of effort upfront to find a just the right person for the job. Today Michael Kay is sharing his expertise along with some tips to make the process less stressful. He's a fee-only financial planner at Financial Life Focus. In this episode we get into: questions to ask your financial advisor (including the red flag to run!) looking at your finances in a holistic way finding the best advisor to build wealth Hope you enjoy! Resources to Find the Right Financial Planner Want some help with your money? Here are some resources to find the best advisor for your money. GuideVine 6 Dangerous Myths About Financial Planning, Debunked How to Review a Financial Advisor: The Definitive Checklist How to Find a Financial Planner You Can Trust Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 15What to Do If You're Struggling to Pay Your Bills
Do you feel like all of your paycheck plus some is going towards your bills and making no headway on your goals? Today we'll cover 5 ways you can get caught up and begin getting out from under your debts! Struggling to Make Ends Meet? I've been getting your emails and I want to say thank you. Sharing your wins and questions has been wonderful and I'm grateful that I can help in some small way. I try to find positive stories and offer practical ways to save more, get out of debt, and start investing for your future, but we're all at different points in our financial journey. Some of us are working paying off that debt ASAP while others are saving for their home, baby, or business. You might be working hard towards that dream of traveling together or exploring the possibility of financial independence. Or you might just be starting your journey. perhaps you've heard some of the stories here or on other personal finance sites and you want to join in. However, currently, you're in a really tight spot with money. there's no wiggle room in your budget so it's hard to get ahead with your payments. you could be trying to just make the minimums. It's like you're a doctor dealing with multiple injured patients, trying to triage things with little equipment. It's stressful and you feel like you're just dealing with one crisis after another. Today I want to give you some relief. The first step is getting caught up on your bills and begin creating a positive gap between what you're making and your expenses. America's Money Answers Man - Jordan Goodman is on the show to share some ways you can get the ball rolling to becoming debt free. In this episode we get into: getting better rates credit cards and in some cases, settle them how to get out from medical debt what to do when you can't afford your car payments Hope this helps! Resources to Get Out from Under Debt If you two are struggling to pay your bills, here are some handy resources to check out. AnnualCreditReport.com Disputing Errors on Credit Reports GuidetoCreditCard.com Cambridge Credit Counseling Medical Bills Are the Biggest Cause of US Bankruptcies: Study Healthcare Advocates.com What to Do When You Can't Make the Minimum Payments Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 14How Financially Take Care of Your Child with Special Needs
Are you a parent of a child with special needs? We share some of the essential conversations and resources that help you cope and succeed! Taking Financial Care of Your Child with Special Needs Being a parent is an incredible gift and responsibility. Even though the most important things in life are free, I think we also know there are expenses with raising kids. When you have a child with special needs, those expenses can skyrocket. It can be a challenge to keep things manageable, but it's not impossible. Today we'll get into the essentials and conversation to have so you two can get started. Since this is something I'm not qualified to speak on, I'm grateful that Michelle Gershfeld is here today. Michelle is a certified financial counselor and attorney. Michelle also a mother who has had to work hard to make sure her daughter's special needs was taken care of. So this isn't an academic exercise, it's something she understands well. In this episode we discuss: putting together a team to help make sure your child's needs are provided for financial and legal considerations to keep in mind when planning dealing with the unique financial scenarios that come up Hope this helps! Resources If you two are looking to speak with Michelle, you can reach out through her law firm. AFCPE: Special thanks to them for connecting me to Michelle. AFCPE® is the nationally recognized leader in financial counseling, coaching, and education. Benefits For Children With Disabilities - Social Security List of Grants and Resources for Families with Special Needs Financial Assistance | |Autism Speaks Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 13How to Protect Yourselves and Avoid Financial Disasters
Have you ever felt stressed and limited with options because of an emergency that came up? Today we're going to share how you can prepare and protect yourselves from financial disasters! Keys to Avoid Financial Disasters While we can't predict every curve ball thrown at us, we can improve our chances of minimizing the damage done with a little bit of work upfront. Shannon Harvey is here to offer up some ways you can be better prepared. He has over 15 -years of experience as a Trusted Risk Advisor, and owns an insurance agency in Greenville, South Carolina. In this episode we get into: what financial disasters you need to be on the lookout for why cheaper is not always better with insurance how to prepare your family should the worst happen Hope you enjoy! Resources to Avoid Financial Disasters If you two want to be better prepared dealing with financial disasters and bumps in life, here are some resources to get you started. How To Avoid Financial Disaster: Protect Yourself From The 7 Biggest Risks You Face Daily Covering Your Family's Needs with Life Insurance Life Insurance for Stay at Home Parents How to Spend Less on Insurance (While Still Getting the Coverage You Need)! Insurance Coverage Families Need with Matt Becker Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 12How to Save on Health Insurance and Medical Expenses
Do you feel like your health care costs have exploded? Get the tips you need and learn how you can save money on your health insurance! Working to Lower Healthcare Costs I remember not too long ago, it used to be that the three biggest expenses we had were rent, food, and the car. We then paid off the car loan early and now avoid loans on them. We worked hard and were grateful to get a good deal on our mortgage on this current house. Food, well it's food. We're smarter about what we spend. But there is one expense that has shot up since we got married and Im almost sure you have seen it explode as well - health insurance. We actually had to switch out Though we have had some wins dealing with insurance, Michael Dinich is here to offer his expertise. He's a financial Advisor who helps hardworking people get the retirement they deserve. Part of that includes making sure they're getting good deals with health insurance. In today's episode we get into: the trend of shifting costs from the insurance companies to us how to decide if those high deductible plans are really a good deal getting the coverage you need at a more affordable price Hope you enjoy! Resources to Save Money on Health Insurances Expenses. If you two want to dig deeper into finding ways to save on your healthcare costs, here are some resources to check out. Your Money Geek - Connect with Michael to see if he can help you out with your specific needs Why We're Switching to a High Deductible Health Plan How to Spend Less on Insurance Save Money on Health Insurance New pharmacy discounts may lower your prescription drug bill Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 11What You Should Know About Wills and Choosing Guardians
Want to make sure your loved ones are taken care of should something happen to you? Learn the essentials about wills and choosing a guardian for your kids! Essentials on Wills and Choosing Guardians So this topic - creating your will and making sure you have your guardians in place if you have kids - is one of those areas of finances we tend to shy away from. I get it. It's boring at best and depressing. So today I want to give you the essentials to wills and choosing guardians for your kids without weighing you down. Thankfully I'm not alone. Jean Dillion is here to help. She's a certified financial planner at Freedom Financial Counseling and an Accredited Financial Counselor. In this episode we discuss: the essentials of a will choosing guardians to take care of your loved ones whether or not those do it yourselves will online kits are worth it Hope you enjoy! Resources on Estate Planning If you want more information about setting things up for your loved one, here are some posts to check out: Estate Planning for Young Families Wills, Guardianship, and Estate Planning Five Essential Items for Your Estate Plan Choosing Legal Guardians for Our Baby Estate Planning Lessons We Can Learn From Cinderella Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 10Where Should Our Money Go? How to Prioritize and Maximize Your Goals
Overwhelmed by paying down debt, saving for emergencies, and investing for retirement? Learn how to prioritize where your money should go to maximize returns! How's this year going for you? For us, it's pretty good. We made some big goals at the beginning of the year including saving up to finish our basement, planning a family trip outside the country, and paying down our mortgage faster. If you're trying to tackle several goals at once, you probably understand how slow progress feels sometimes. Today financial advisor and Family Inc author Doug McCormick and I chat about how to prioritize your goals. Hope you enjoy! Resources to Define Your Priorities and Big Goals Whether it's a joint or personal goal, there are handy resources available to help you two achieve your dreams. What is It Like to Be Married to a Financial Planner? How Our Financial Goals Followed Our Family What's Your One Page Financial Plan? Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 9How to Become Financially Independent and Retire Early Together
Want to stop living paycheck to paycheck and start moving towards financial independence? Learn the process the Frugalwoods took to retire early together! What are you two working towards, big picture wise? How often do you guys talk about it? Talk can be cheap or it can be the start of an incredible journey. Four years ago a conversation Liz had with her husband Nate was a trigger to achieving their huge dream of becoming financially independent and retiring early. Working as a Team to Retire Early Together What would you do if you were retired right now? You might expect me to say you too can retire early with just a few easy steps. But the truth is it's much more complicated than that to break the cycle of consuming and working. It's going to take something very powerful a change in your mindset your finances and your lifestyle. Today Liz, author of Meet the Frugalwoods: Achieving financial Independence Through Simple Living, is here to share their journey and hopefully inspire you to examine where you can start setting that path up towards financial independence. In this episode, we get into: what moved Liz and Nate to go from dreaming about financial independence to making it a reality how they build a sustainable and enjoyable frugal lifestyle why do it yourself is not only good for your wallet but your marriage before their dream became a reality Hope you enjoy! Resources to Retire Early & Money Hacks If you two are looking at early retirement or to become financially independent, check out these resources. Uber Frugal Challenge Why We Don't Micromanage Our Money Financial Independence and Parenthood The Joy That Comes When Less Is Enough The Shockingly Simple Math Behind Early Retirement Seven Characteristics of The Millionaire Next Door How To Score a $50 Car Payment For Life Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 8How to Eat Well While Slashing Your Food Bills
Are you a foodie? Is eating out killing your budget? Learn insanely smart ways you two can eat well while slashing your food bills! Slashing Your Food Bills Since this America Saves Week, I thought that this would be a perfect time to tackle a typically huge expense - food. Whether it's groceries, lunch out at work, or going out as a family, this is something that can snowball quickly. It's tricky because food at the essential level is a true need. Many of us go, though, beyond the essentials and if we truly evaluate how we're eating and spending, there's much room for improvement. However, this is not an episode of roughing it or deprivation. I personally find food to be an awesome part of my social life and we enjoy eating. Just like fad diets rarely lead to anything meaningful, seriously slashing and burning your groceries to their bare minimum can backfire. I'd like to share a way to be balanced and to disprove this myth that clean eating and delicious meals are expensive. Amy and Tim Rutherford, the couple behind Go with Less, are here to help out. They were big spenders and that included a lot of eating out and living it up. Today we'll discuss: what triggered them to change how they were spending ways they're able to enjoy eating out and eating well without killing their budget coming up with go-to meals that rock and don't require you to become a chef these changes helped them to retire early so take what you can and try them out. You could very well find yourselves having a good time and growing your bank accounts. Hope you enjoy! Resources to Save Money While Eating Well Want to cut your spending on food without sacrificing quality? Here are some resources to check out. Free Frugal Foodie Challenge Grocery Price Books: Slash Your Food Bill and Save Time! Kill your $1,000 Grocery Bill Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 7How to Master Your Bank Accounts Together
Ready to merge finances? Find how you can master your bank accounts together and get the most out your hard earned money! Master Your Bank Accounts Together How are things going with your money? Do you feel like the two of you have a strong handle on things? When we were first married, it took some time for us to find our footing. Besides figuring how to manage money as a team, we had to move our money because the bank we were with gave us more hassle than help. Fast forward now and we're much happier because we found a system and banking options that work for us. Today we're looking at how you can master your bank accounts together and get the most bang for your buck! Joe Mecca from Coastal Credit Union is here today to help out. In this episode, we get into how to find the best way to manage your money as a couple stashing your cash in the best place possible managing your money like a boss Hope you enjoy! Resources to Get the Most Out of Your Bank Accounts Are you two ready to master your joint accounts? Do you want to create a system that fits your priorities and styles? Here are some resources to check out. Want a Happier Marriage? Combine Bank Accounts Finding the Best Banking and Investing Accounts Optimize Your Bank or Credit Union Accounts Finding a Bank That Treats You Fairly and Earns You Money Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 6How to Change Your Money Mindset and Habits to Finally Dump Debt and Build Wealth Together
Does it seem like you two keep having the same argument over and over? Do you feel like you're spinning your wheels with money? You're not alone. Today we're going over how we form our money habits and how we can change them for the better to finally achieve your big goals together! Mindsets and Money Stories It's funny how unaware we can be about our money habits. When we first began talking about money, it was a real eye-opener and not just because of the numbers. Here we were ready to spend our lives together and we realized that we had completely different views when it came to money. But digging into how we pick up those habits and figuring a way to work with what we have so to speak is somewhat tricky - which is why I'm really happy Jen Hemphill here. She's an accredited financial coach and author of her new book, Her Money Matters: The Missing Truths From Traditional Money Advice. It's a fantastic book and one aspect I really appreciated is how Jen dives into mindsets and money stories. In this episode we discuss: how your past can influence how you handle finances now - for better or worse how to help your spouse to open up and understand their money mindset a tip for getting them onboard Hope you enjoy! Resources to Understand and Change Your Money Mindset If you two are looking to improve how you talk and work together with your finances (and lives), please check out these resources. Her Money Matters Conversation Starters and Ice Breakers with Money and Marriage Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 5How to Plan Your Dream Wedding on a Budget
Do you want your wedding day to be beautiful, memorable, and meaningful without spending a ton of money or getting into debt? Learn how you can plan your dream wedding on a budget! How to Plan Your Dream Wedding on a Budget Right now in the United States, the average wedding costs over $35,000! Thankfully the Budget Savvy Bride, Jessica Bishop is here to help. In this episode we discuss: defining your dream wedding ways you can splurge and where you can save a handy resource to help you plan your dream wedding without breaking your budget Hope you enjoy! If you want to hear from another bride who had a beautiful wedding on a small budget, listen to my interview with Jessi Fearon. she and her husband managed a sweet and special wedding for $500! Resources to Plan a Fantastic Wedding If you're getting married, please check out these resources so you can plan out your special day without going into debt. The Budget-Savvy Wedding Planner & Organizer: Checklists, Worksheets, and Essential Tools to Plan the Perfect Wedding on a Small Budget Planning Your Dream Wedding on a Budget Wedding Planning: My Ultimate Lesson in Budgeting The Best Kept Secrets to Planning a Wedding on a Budget Have a $50,000 Wedding on a $3,000 Budget Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 4Answering your Big Marriage and Money Questions (Pt 1)
Today we're answering your big marriage and money questions. We'll discuss lending money to family, getting the best deal on insurance, and seeing if those high deductible health insurance plans really save you money! This week we're doing a community mailbag show where I answer what's on your mind with marriage and money. In today's episode we cover quite a few things: how to save money on insurance finding out if those high deductible health plans are really good whether or not you should love to family Hope you enjoy! Thank you for sending these in. Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 3How to Achieve Financial Security as a Couple
Ready to dump the debt and build wealth together? Here are three crucial questions to discuss to achieve financial security together! Finding Financial Security Ryan Inman from Physician Wealth Services and Financial Residency is on the show to share three crucial questions to help you two build financial security together. In this episode we discuss: how you two can approach talking about money how Ryan helps his clients hone in on their priorities conversation starters you can use on your next money date Hope you enjoy! Want to hear from another couple working together on their finances? Check out my interview with Tai and Talaat McNeely from His and Her Money! Resources to Define Your Priorities and Big Goals Whether it's a joint or personal goal, there are handy resources available to help you two achieve your dreams. How Our Financial Goals Followed Our Family What's Your One Page Financial Plan? Ryan asked three crucial questions on the podcast. I want you to imagine that you are financially secure, that you have enough money to take care of your needs, now and in the future. The question is, how would you live your life? What would you do with the money? Would you change anything? Let yourself go. Don't hold back your dreams. Describe a life that is complete, that is richly yours. This time, you visit your doctor who tells you that you have five to ten years left to live. The good part is that you won't ever feel sick. The bad news is that you will have no notice of the moment of your death. What will you do in the time you have remaining to live? Will you change your life, and how will you do it? This time, your doctor shocks you with the news that you have only one day left to live. Notice what feelings arise as you confront your very real mortality. Ask yourself: What dreams will be left unfulfilled? What do I wish I had finished or had been? What do I wish I had done? What did I miss? Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S6 Ep 2How to Get the Most from Your 401(k)
S6 Ep 1How to Get Your Spouse on Board with Money!
It's 2018 for some reason that beginning of a new year, Everyone is excited and thrilled this week making some big goals. Unfortunately, the majority don't reach them. I don't want that to happen to the two of you especially with your big money goals. So in today's episode, we'll get into: what are the top three money goals that people have how you can get your spouse on board with money this year how to achieve the right money goal for the two of you. Hope you enjoy! Resources to Reach Your Big Money Goals Whether you're dumping debt, saving more, or investing for your future, here are some resources to help make managing your money easier this year! Jumpstart Your Marriage and Your Money Budget Tools: Mint | Honeyfi | Tiller | Honeydue

S5 Ep 23How to Avoid Burnout By Giving Your Finances and Lives Margin
Whether you have a 9-5 job, are self-employed, or run a business, burn-out can be a real problem. Learn how you can avoid it ad setting up your finances to take the time off you need! Wrapping Up a Big Year at FinCon LLast week, I went to Dallas to attend FinCon, a conference of independent personal finance publishers, fintech companies, and media focused on a positive money message. I had an incredible week chatting with buddies in the personal finance space. We've chatted throughout the year via Zoom or Skype, but it's special to hang out in person. Many of us got started because we were getting out of debt or saving for a dream. I also got to see what was going on with fintech. There are so many developments and right now, apps are coming out that are designed for couples. Got to enjoy some time with the HoneyFi team as well as a few others. And I was especially honored and grateful that Couple Money won best family finance blog for the second year in a row! But besides taking home a sweet trophy I also brought back a bug and I'm finally feeling more like myself. My voice is a little weak, but I didn't want to miss another week. It's the season finale and I want to talk about a few things that have been on my mind and some of what I heard on yours. In this episode, I want to discuss with you: tackling big goals while avoiding burnout budgeting for time off upcoming plans for the podcast and this site Hope you enjoy! Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S5 Ep 25Teaching Kids Money and Budgets
Not sure how to get your kids to understand budgets without boring them? Learn how a trip to the zoo gave our six-year-old a (fun) crash course on money!
S5 Ep 24Creating an Extraordinary Marriage with Financial Intimacy
Think you can avoid money fights by not talking about it? Learn and use these conversation starters to develop financial intimacy, get on the same page with money, and have an extraordinary marriage! Financial Intimacy and Marriage Normally people associate intimacy with physical or emotional, but a long-lasting marriage takes more. You two can connect with intellectual activities, spiritual moral values, having fun and relaxing, and yes, financial intimacy. If you been listening to the show for a bit, you know that the money itself is usually not the issue, but a symptom. To a degree, once the bills are paid, how we spend or use money is a reflection of our priorities. It's all connected. And we neglect or ignore talking and working through things, our marriage can suffer. What if you've been married for some time, can you turn things around? Not only fix your finances but become more open as a couple. Fortunately, Tony and Alisa DiLorenzo are on the show to share their story and help make things easier. They're the dynamic duo behind One Extraordinary Marriage where they explore developing a stronger marriage. In this episode we get into: the challenges Tony and Alisa faced with debt how they started those conversations about money creating a system with their family finances they're both happy with Hope you enjoy! Resources to Building Your Marriage and Financial Intimacy Looking to connect as a couple with money and more? Here are some wonderful resources to get you started! Connect Like You Did When You First Met Dave Ramsey's 7 Baby Steps to Financial Peace Money Matters Money in the Bank 6 Forms of Intimacy to Build a Strong Marriage Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
S5 Ep 23How to Get on the Same Page with Financial Independence
Want to retire early, but your spouse isn't ready? Learn how Jamila and her husband got on the same page with financial independence and saved over $80,000 last year! Getting on the Same Page with Financial Independence You're making a good income, but... you're not getting anywhere. It's frustrating. Somehow, though, maybe through this podcast, some personal finance sites, or books, you've started running the numbers. While there would certainly need to be some changes, you can see a path forward. You can get out of debt, save more, and invest towards retirement. Maybe even retire early. But there's just one problem. It's not just about you. You're in this with your spouse. And you're not quite sure how to get them on board. As you heard at the top, today's guest Journey to Launch founder Jamila has been down this path. In this episode, we get into: how she and her husband first handled their money and paid down debt discovering financial independence and winning him over how they work together with money and created a system that respects both their styles Hope you enjoy! Want to hear about another couple who worked out their differences? Check out my interview with Tai and Talaat from His and Her Money. We discuss how they dumped their debt even though they are financial opposites! Working Towards Financial Independence Special thanks to Jamila. Connect with her on Twitter and Facebook and learn more about their journey. If you're looking to get ahead with your finances as a family, here are more resources to check out! Retire Early By Rethinking Your Priorities How We Saved $85,000 in 2016 Setting Up Your Retirement with the Right Tools The Shockingly Simple Math Behind Early Retirement Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

S5 Ep 22Living the Life You Want with the Money You Have
Looking to get off the treadmill and finally dump your debt? Learn how you can set your money to win and reach your goals faster! Have you ever been frustrated with your money? I know when we were first starting out, there were times where I felt like we knew where we wanted to go, but we weren't making the progress we hoped for. Or maybe you're looking at that big pile of debt and it looks like it's impossible to tackle with the income you have. Perhaps you'd love to retire early, but it's such a far off goal. Live Save Spend Repeat Kim Anderson has been there. She's the creator of Thrifty Little Mom and the author of Live Save Spend Repeat. She and her husband Cressel have been tackling some big dreams, including living a debt free life. In this episode we get into: Why Kim prefers cash over credit the changes needed to pay off $90k in 2 years why and how she and her husband are creating the life they want Hope you enjoy! Resources to Simplify Your Finances and Dump Your Debt Tired of being in debt? Here are some resources to help you dump it. Attacking Debt: Which One First? The Great Debt Dump: Running Toward Financial Freedom with the Power of Community Which Debt Payoff Method Is Right for You? Best Strategies to Get Out of Debt Should You Use Peer to Peer Lending To Get Out of Debt? Knock Out Your Credit Card Debt Free 5 Days to $5K Course I'm offering a free email course to help you boost your income. It's called 5 Days to $5K. It's launching Monday and it will walk you through how to save, find, and make more money. Hopefully, you can use that money to pay down debt, grow that emergency fund, or maybe have it launch your own side hustle. You can sign up here! Thank You to Our Partners Support for this podcast comes from Jumpstart Your Marriage and Your Money Masterclass. This self-paced course is designed to help you get on the same page with money, dump your debt faster, and build wealth as a team. Get lifetime access now! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

S5 Ep 21How to Launch a Profitable Side Hustle in Less Than a Month!
Want to make extra money to help you pay down debt or explore a new career? Chris Guillbeau shares how to launch a profitable side hustle in 27 days! Give Yourselves Margin with a Side Hustle One of the biggest objections to not saving or paying down debt I keep hearing is "We don't have any extra cash." Makes sense. If you don't have any extra cash, it's hard to pay down that debt or build and emergency fund. Typically there are few ways you can save money on your expenses or negotiate better deals with certain bills like cable or insurance. But sometimes it's not just a spending issue. It's an earning one. After spending 40 hours or so working, you're not necessarily looking to take a second job and being tied down to another fixed schedule for so-so pay. So is there a way for you to earn more on the side? Perhaps tapping into one of your talents? And what if that income stream can give you margin or a buffer so you can finally grow your emergency fund, knock out some of that debt, and maybe explore a new career? How would you feel then? Excited? Thrilled? Ready to go? Or are you a bit skeptical and tired of the hype you see online about side hustles? Let's be real. If it was really that easy to drum up such an income stream, then most people would be all over that. However, that doesn't mean it's not doable. It means you have to be smart about the time you invest when launching. ever Chris Guillbeau, author of Side Hustle from Idea to Income in 27 Days, is here to share his expertise and story. In this episode we get into: why a side hustle can be a wonderful option how you can start one in less than a month why and how a sustainable side hustle can also build your legacy Hope you enjoy!

S5 Ep 20How to Deal with Debt and Depression Together
Debt can be an enormous burden for many couples. Learn how you two can work together and get the resources you need to deal with depression and debt. This episode is part of the Suicide Prevention Awareness Month blog and now podcast tour in partnership with Debt Drop. This is a heavier than normal topic, but I'm afraid too many people and couples suffer in silence. My focus today is giving you some jumping points and ideas. You two can then discuss them and work out what's best for you. I want to clear upfront - I've never had to deal with depression and debt, but I've dealt with both. I remember clearly the anxiety and stress I had over debt. Sleepless nights trying to figure which bill to pay with a limited income. I've had periods in my life where depression robbed me of joy. There was no specific trigger, but it was a win to get out of bed some days. That said - I am not a medical professional. I just want to share some encouragement and tips that have helped me and others. Resources to Fight Debt and Depression If you two are looking for resources to not only knock down your debt but take care of yourselves, here some to check out: If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. Depressed About Debt? Expert Advice on How to Overcome Financial Anxiety National Foundation for Credit Counseling Dealing with Depression Recognize the Warning Signs of Suicide The scary link between credit card debt and depression Debt & Suicide: I Tattled Big Time And I Violated A Lot Of Things But I'm Still Proud

Finding Your Best Money System as a Couple

S5 Ep 18Finding Balance with Marriage and Entrepreneurship
Millions of Americans want to start a business, but where do you begin? Entrepreneur and start up co-founder Will DeShazo shares how you can find the right gig along with balancing marriage and entrepreneurship! Finding Balance with Marriage and Entrepreneurship We've had a quite a few shows about being a happily married entrepreneur I've been sharing my ups and downs working from home. I've also interviewed couples who are running a business together like Justin and Rebekah Rhodes with Abundant Permaculture, couples who ventured on their own career paths like LaTisha Styles who explained how she and her husband successfully support each other. And hearing them, you get this sense that's they're well-oiled machines. Things working out. But what about that beginning stage? How does a side hustle fit in with your current job and your marriage? In this special episode Millennovator co-founder Will DeShazo and I discuss: how you can start earning some cash while exploring career options the framework that will help you find the right gig opportunities for you to give yourself a raise at your current position using a side hustle Hope you enjoy! Subscribe to Couple Money Podcast via iTunes, Stitcher, or copy this link to use with a podcatcher of your choice. Resources for Entrepreneurs Want to become an entrepreneur? Here are some more resources to check out! LaTishaTV on Facebook Your First $500 Launch by Jeff Walker The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich Launching a Business as a Creative Entrepreneur Developing a Money Making Hobby Starting and Building a Side Hustle with Fiverr Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it's free? Why don't you give Personal Capital a try today?

S5 Ep 17Best Travel Apps to Snatch Last Minute Deals for Getaways
Ready to take a last minute getaway or weekend trip? Use these travel apps and get the best deals! Going away for the weekend doesn't mean you break your budget. With a little planning and the right resources, you two can score some nice trips and still save money. So if you're looking at getting away from it all for a few days, save this post. Travel Sites to Bookmark for Your Weekend Getaways There are more sites than ever for travelers. Besides snagging last minute deals on popular tourist spots, you can also discover some awesome destinations. Airbnb: If you want to live like a local, Airbnb can help you find a bed or whole house for your next trip. We used the site when we went away for an anniversary trip and had a beautiful riverfront apt in Wilmington, NC for a fraction of the price of a hotel. Priceline: I'm a huge fan of their Name Your Own Price feature, which has helped us score plane tickets, hotel rooms, and car rental half off the advertised prices. Better Bidding: Speaking of bids, there are forums and sites online that can help you figure out what it will take to your bid accepted. You might also want to keep an eye for flash deals with airlines like Southwest where you can score huge discounts on flights for select cities. Apps to Help Score Great Deals and Keep Organized With smartphones everywhere, apps have been developed to help travelers. Download these apps to help you get the best deals and explore your destination. Localeur: (iOS only) Locals share some of their favorite spots in 14 major U.S. cities. TripIt: With two kids in tow, I love to have one app to handle and organize all of the travel arrangements. Hopper: If you like to double check the deals on flights, Hopper is great. The app analyzes tons of flight prices and can suggest when it's a good time to purchase a ticket. Hipmunk: An all in one solution where you can find last minute deals and book them. Even though you might not think of it as a travel app per se, GasBuddy can tremendously helpful if you're taking a road trip. Thoughts on Weekend Getaways I'd love to hear your ideas and stories. What has been your favorite getaway destination? What has been your most recent travel deal you've taken? What travel apps are your favorite for planning?

S5 Ep 16More Options, Less Debt: Knocking Out $30,000 in Less Than a Year!
Feeling trapped at a job because you're dealing with debt? Find out how you can pay off your debt faster. Whitney Hansen shares how she eliminated $30,000 in less than a year!

S5 Ep 15Early Retirement Hacks: Big Wins Through Tiny Habits
Can you really have big wins from changing tiny, but key habits? Learn the critical key steps Chris Reining took to retire at 37! Big Wins Through Tiny Habits Going for the big wins is smart. Too many times, though, those big wins mean big changes and for most, it's enough not to move. But what if I told you there are certain tiny changes that can have a huge impact? Today's guest Chris Reining has made those tiny habits stick and he's been able to retire at 37! In this episode, we get into what pushed him to change his habits how he was able to slash his expenses without feeling he was missing out his system to build wealth You can connect with Chris on his site. Don't forget to grab his free investment guide. Hope you enjoy! Early Retirement Links and Resource If you want to learn more about early retirement, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Jumpstart Your Marriage and Your Money The One Tiny Habit That Leads to Wealth Why We Don't Micromanage Our Money Financial Independence and Parenthood The Joy That Comes When Less Is Enough The Shockingly Simple Math Behind Early Retirement How To Be Frugal: One Month At A Time The New Parents' Guide to Financial Independence

S5 Ep 14How to Pay Off $100k of Debt Together!
Dealing with a Mountain of Debt Together
Stressed over a huge amount of debt? Learn how you two can survive and thrive as you pay it off together! Dealing with Debt Together Whenever I'm reading stories about marriage and money, things can easily become a caricature. I read about couples who've had their lives torpedoed after they said I do. On the web, there seem to be plenty of gurus who apparently have made all the right money moves. But on the podcast, I want to share real stories from couples who have been there or are working through things now like Lindsay and her husband Zach are. They made a choice they felt was a smart move. It didn't turn out the way they hoped. They're now on a journey to pay off over $100,000 of debt. Resources to Help You Get Out of Debt Tired of being in debt? Here are some resources to help you dump it. Best Budget and Money Apps: Empower, Tiller, Mint Grab a copy of my book: Jumpstart Your Marriage and Your Money Free 5 Days to $5K Course Attacking Debt: Which One First? Which Debt Payoff Method Is Right for You? Should You Use Peer to Peer Lending To Get Out of Debt? Knock Out Your Credit Card Debt The Great Debt Dump: Running Toward Financial Freedom with the Power of Community If you'd like to chat about your money moves for this year, you can join us in the Thriving Families Facebook community. We're a fun and supportive group. We swap ideas, questions, stories, advice. When we try to help one another out with our family and financial goals. We'd love to see you there!
Jumpstart Your Money with the New Year New You Financial Summit
Watch the New Year, New You Financial Summit Live I'm finishing up a fourth season with the biggest event I've ever done - New Year, New You Financial Summit. And it's happened in large part because of you - your support, ideas, and questions have made this possible! This summit has been a work in progress for the past few months and I'm so thrilled with the response so far. I've gotten to chat with some of you during the sessions which has made this all the more special to me. In this episode, we'll get into: what goes behind the scenes to put together a summit what goes behind the scenes to put together a summit highlights from the summit so far some honest and personal answers we had in our Q&A sessions from a couple of our speakers Hope you enjoy! New Year New You Partners & Giveaways In addition to the sessions, we partnered up with some wonderful companies. Special Shout out to Proactive Budgets, Republic Wireless, iBotta, and HoneyFi! Besides offering really great service to help you save your money, they are sponsoring some incredible giveaways. Republic Wireless is offering credit for a free smartphone and three months service with them HoneyFi gave away $100 through PayPal/Amazon gift card iBotta will be doing a few drawings including one for $250 credit which can be cashed out ProActiv is giving lifetime subscriptions to their app every day of the summit Check out all the details here. We wanted to give people every reason to register for the New Year, New You Summit. So if you haven't already, please sign up!