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How To Build Your Own Paycheck: From Saver to Spender | Fritz Gilbert &  Dana Anspach | 171
Episode 171

How To Build Your Own Paycheck: From Saver to Spender | Fritz Gilbert & Dana Anspach | 171

Catching Up to FI · Bill Yount & Jackie Cummings Koski

October 5, 20251h 21m

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Show Notes

If you're within ten years of retirement (early or traditional age) or just want to get a head start on going from being a saver to a spender, this episode is for you. Decumulation without drama—that's the mission as retirement pros Dana Anspach (Sensible Money) and Fritz Gilbert (The Retirement Manifesto) join the show to turn "build-your-own paycheck" into a repeatable process. Dana lays out why drawdown is a hundred small decisions, not one big leap; and Fritz brings in the field notes. Together they demystify:

  • Tax Pitfalls
  • Timing Social Security
  • Asset Allocation and Location
  • Why Most Retirees Underspend

The big takeaway: document the plan, automate the paycheck, and give yourself permission to enjoy the "go-go" years—because money's job is to fund a life, not gather dust.

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