Catching Up to FI

We're pulling back the curtain on student loans with expert and founder of Student Loan Planner, Travis Hornsby. Initially impacting younger borrowers, the student loan crisis now affects those in their 40s, 50s, and even 60s. The balances are getting bigger, lasting longer and rules are becoming more complex! It can be confusing, but this episode will give you clarity and help you tackle your student loan challenges head-on. We explore smart repayment strategies, student loan forgiveness, the impact of current and future government policies and more. 🌐 Visit Catching Up to FI website 🔗Connect with us ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee" 🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question === THANK YOU TO OUR SPONSOR === 📈 Boldin (formerly NewRetirement) is our newest sponsor! Boldin is retirement planning software that's like having a financial advisor at your fingertips. With Boldin, you can: ✅ Track your savings ✅ Get personalized retirement advice based on your goals ✅ Explore investment options to grow your wealth ✅ And create a strategy that's built for your unique needs You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. Be sure to use this link to get started: Go.boldin.com/catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: 💵Discount for Student Loan Planner consultation Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: link 🌐 Student Loan Planner website 🎙️Student Loan Planner podcast 🗣️Travis' talk at EconoMe 2020 If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Attorney Jennifer (Jenny) Rozelle joins us to unravel the complexities of estate planning and help you get your estate plans in order. In this episode she covers the essentials- healthcare directives, probate, wills, beneficiaries, trusts and more. She's a lawyer with a sense of humor and sprinkles in her special blend of wit and wisdom to liven up a topic that many people try to avoid. She also shares cautionary tales, current trends, and celebrity mishaps that she often talks about on her podcast, "Legal Tea". #DoYourEstatePlan 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI === NEW SPONSOR === 📈 Boldin (formerly NewRetirement) is our newest sponsor! Boldin is retirement planning software that's like having a financial advisor at your fingertips. With Boldin, you can: ✅ Track your savings ✅ Get personalized retirement advice based on your goals ✅ Explore investment options to grow your wealth ✅ And create a strategy that's built for your unique needs You can get started with the free version, or choose the premium option (PlannerPlus) and get a 14-day free trial. Be sure to use this link to get started: Go.boldin.com/catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Indiana Estate Elder Law 🎙️Legal Tea Podcast 🎙️Legal Tea podcast episode #174 (Estate Tax Planning Post-Trump Reelection) n Jenny's talk at Bogleheads 2024 LinkedIn Twitter/X The online Estate Planning program Jackie used for her will 👉🏽 Trust & Will If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Monica Scudieri started late on her financial independence journey but finished early. Her financial watershed moment was when she discovered she had $257,000 in debt. She was in serious financial despair but managed to slowly dig out. The progress she made was impressive and just ten years later, she reached financial independence. In this episode Monica shares the challenges she faced as a divorced single mom, her parents' immigrant story, and the smart, scrappy moves she made to transform her financial life. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI === NEW SPONSOR === 📈 Boldin (formerly NewRetirement) is our newest sponsor! Boldin is retirement planning software that's like having a financial advisor at your fingertips. With Boldin, you can: ✅ Track your savings ✅ Get personalized retirement advice based on your goals ✅ Explore investment options to grow your wealth ✅ And create a strategy that's built for your unique needs You can get started with the free version, or choose the premium option (PlannerPlus) and get a 14-day free trial. Be sure to use this link to get started: Go.boldin.com/catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Grab Your Slice of Financial Independence 📗Order 'Grab Your Slice of Financial Independence' on Amazon LinkedIn Instagram ESI Money article: Journey to FIRE as a Late Starting Single Parent If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Ever felt burnout creeping into your life? Then join us for this discussion about tackling the widespread issue of burnout with Dr. Dawn Baker, author of the book 'Lean Out'. Discover practical advice for high-powered professionals struggling with exhaustion, cynicism, and lack of motivation. Whether you're an overworked physician, a stressed corporate employee, or overloaded entrepreneur, this episode will give you actionable tips to help you regain balance and find fulfillment. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI 🔥🔥🔥 Check out these discounts from our new partners: 💰MyBudgetCoach MyBudgetCoach is the only budgeting app to connect every user with a real-life coach from Day 1. You pick the coach that resonates most with you from their directory. Unlock 35 Days of free financial coaching and start making Smart Money Moves plus receive 10% off subscription costs by entering code: Catchingup 🎓 Student Loan Planner Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Practice Balance 📗Order 'Lean Out' on Amazon Lean Out Podcast In the Line of FIRE | Escaping Avalon | 090 Money Zen | Manisha Thakor | 055 📕The Purpose Code: How to unlock meaning, maximize happiness, and leave a lasting legacy ~Jordan Grumet If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode, we're taking it to the streets of Atlanta, GA where the 2024 FinCon took place. FinCon is the largest (and funnest) conference for independent content creators in the personal finance space. We wish you could have been there but since we couldn't bring our audience to FinCon, we're bringing a little FinCon to you. We chatted with some of them and asked the big question: "What is your best tip for late starters?" 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Huge thanks to our fellow content creators that contributed their valuable tips! (As an Amazon Associate, I earn from qualifying purchases.) Gwen Merz (Firey Millennials) 🌐 Firey Millennials Rocky Lalvani (Profit Comes First) 🌐 Profit Comes First Heather Phillips (Tiller) 🌐 Tiller Fritz Gilbert (Retirement Manifesto) 🌐 Retirement Manifesto Podcast Episode: Hard & Soft Sides of Retirement | Fritz Gilbert | 019 📗 Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years Buy👉🏻 https://amzn.to/4g31kMr Diania Merriam (EconoMe Conference) 🌐 EconoMe Conference Podcast Episode: Find Your Camino | Diania Merriam | 029 Skyler Fleming (Money Talk with Skyler Fleming) 🌐 Money Talk with Skyler Fleming Sean Mullaney (The FI Tax Guy) 🌐 The FI Tax Guy Podcast Episodes: Year End Tax Planning | Sean Mullaney | 045 Life & Taxes | Sean Mullaney | 013 Doug Nordman aka Nords (Military Financial Independence) 🌐 Military Financial Independence Podcast Episode: Catching the Wave to FI | Doug Nordman & Carol Pittner | 067 📗Raising Your Money-Savvy Family For Next Generation Financial Independence Buy👉🏻 https://amzn.to/4jpGLNs 📕Military Guide to Financial Independence and Retirement Buy👉🏻 https://amzn.to/40DVrRt Larry Tuch (The Abundant Wallet) 🌐 The Abundant Wallet Crystina Cardozo (Run the Numbers) 🌐 Run the Numbers Avanti Shetye (Wealthwyzr) 🌐 Wealthwyzr Aseefa Ismail (Balanced Checkbook) 🌐 Balanced Checkbook Marvá Morrow 🌐 Marvá Morrow If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode we welcome back Christine Benz, director of personal finance and retirement planning for Morningstar. Christine is one of the most respected thought leaders on the topic of retirement and shares insights from her new book, 'How to Retire'. We discuss the importance of preparing for retirement well in advance, building social networks, the significance of diversity in relationships, and more. Today's show is packed with valuable advice and a must listen for anyone approaching or in retirement. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI 🔥🔥🔥 Check out our new partners and affiliates: 💰MyBudgetCoach MyBudgetCoach is the only budgeting app to connect every user with a real-life coach from Day 1. You pick the coach that resonates most with you from their directory. You can message your coach or set up a one-on-one call with them for an additional fee. Unlock 35 Days of free financial coaching and start making Smart Money Moves plus receive 10% off subscription costs by entering code: Catchingup 🎓 Student Loan Planner Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. Student Loan Planner has consulted on hundreds of millions in student debt and found millions in forecasted student loan savings for clients they've worked with. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup 📈 ProjectionLab Build Financial Plans You Love. ProjectionLab is a financial modeling tool for people seeking financial independence and retirement. Battle-test your plans against varying market conditions and build confidence in your chance of success using. Monte Carlo simulations. Get started for free. No sign-up or credit card required. 👉🏼 Be sure to use this link: projectionlab.com/catchingup 💸Lunch Money Lunch Money has been making personal finance management delightfully simple for the modern-day spender since 2019 and steadily built a loyal customer base of thousands of users in 30+ different countries. They have a pay-what-you-want pricing plan for annual subscriptions starting at $50. 👉🏼 Be sure to use this link: https://lunchmoney.app/?fp_ref=catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Morningstar 📗Order "How to Retire: 20 lessons for a happy, successful, and wealthy retirement" on Amazon The Long View John C. Bogle Center for Financial Literacy Bogleheads Conference William Bengen opensocialsecurity.com Bogleheads Conference 2023 - Jordan Grumet on Living without Regrets bogleheads.org Catching Up to FI Episodes mentioned: The Life and Death of The 4% Rule | Christine Benz | 077 Social Security Made Simple | Mike Piper | 054 Mom and Dad, We Need to Talk | Cameron Huddleston | 048 How to Think About Money | Jonathan Clements | 040 Purpose, Identity, & Connection | Jordan Grumet | 022 Hard & Soft Sides of Retirement | Fritz Gilbert | 019 Say Cheese!: The Retirement Spending Smile | David Blanchett | 110 F-You Money Part 1 | JL Collins | 023 F-You Money Part 2 | JL Collins | 024 Pathfinders: Stories of Success and Financial Independence | JL Collins | 069 Pathfinders: Triumphs and Trials on the Road to Financial Independence | JL Collins | 070 Jennifer Rozelle (coming in February 2025) If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode, we talk with Jen and Jill from the Frugal Friends Podcast and authors of the new book Buy What You Love Without Going Broke. They believe the secret to saving money isn't in coupons and sales, it's in identifying what you value and pursuing it unapologetically. We chat about how value-based spending can meet higher emotional and psychological needs beyond mere financial savings. The Frugal Friends also share personal stories of overcoming debt, understanding the 'real' needs behind our purchases, and how frugality can be both sustainable and enjoyable. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI 🔥🔥🔥 Check out our new partners and affiliates: 💰MyBudgetCoach MyBudgetCoach is the only budgeting app to connect every user with a real-life coach from Day 1. You pick the coach that resonates most with you from their directory. You can message your coach or set up a one-on-one call with them for an additional fee. Unlock 35 Days of free financial coaching and start making Smart Money Moves plus receive 10% off subscription costs by entering code: Catchingup 🎓 Student Loan Planner Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. Student Loan Planner has consulted on hundreds of millions in student debt and found millions in forecasted student loan savings for clients they've worked with. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup 📈 ProjectionLab Build Financial Plans You Love. ProjectionLab is a financial modeling tool for people seeking financial independence and retirement. Battle-test your plans against varying market conditions and build confidence in your chance of success using. Monte Carlo simulations. Get started for free. No sign-up or credit card required. 👉🏼 Be sure to use this link: https://projectionlab.com/?ref=catchingup 💸Lunch Money Lunch Money has been making personal finance management delightfully simple for the modern-day spender since 2019 and steadily built a loyal customer base of thousands of users in 30+ different countries. They have a pay-what-you-want pricing plan for annual subscriptions starting at $50. 👉🏼 Be sure to use this link: https://lunchmoney.app/?fp_ref=catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Frugal Friends Podcast 📗Order "Buy What You Love Without Going Broke" on Amazon Bloom for Women If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode we are joined by the multi-talented Jordan Grumet, a hospice doctor, storyteller, and the host of the award-winning 'Earn & Invest' podcast. Jordan shares insights from his latest book, 'The Purpose Code', diving deep into the nuances of Big 'P' vs Little 'p' purpose, legacy, and finding true happiness. From his personal journey from medicine to financial independence, to discussing meaningful legacy and generational growth, Jordan offers valuable advice for late starters. Listen in to discover why Little 'p' Purpose might just be the key to a joyful and fulfilled life, and how you can start integrating it into your daily routine. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI In this episode, we talk with Jen and Jill from the Frugal Friends Podcast and authors of the new book Buy What You Love Without Going Broke. They believe the secret to saving money isn't in coupons and sales, it's in identifying what you value and pursuing it unapologetically. We chat about how value-based spending can meet higher emotional and psychological needs beyond mere financial savings. The Frugal Friends also share personal stories of overcoming debt, understanding the 'real' needs behind our purchases, and how frugality can be both sustainable and enjoyable. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI 🔥🔥🔥 Check out our new partners and affiliates: 💰MyBudgetCoach MyBudgetCoach is the only budgeting app to connect every user with a real-life coach from Day 1. You pick the coach that resonates most with you from their directory. You can message your coach or set up a one-on-one call with them for an additional fee. Unlock 35 Days of free financial coaching and start making Smart Money Moves plus receive 10% off subscription costs by using this link: https://projectionlab.com/?ref=catchingup 🎓 Student Loan Planner Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. Student Loan Planner has consulted on hundreds of millions in student debt and found millions in forecasted student loan savings for clients they've worked with. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup 📈 ProjectionLab Build Financial Plans You Love. ProjectionLab is a financial modeling tool for people seeking financial independence and retirement. Battle-test your plans against varying market conditions and build confidence in your chance of success using. Monte Carlo simulations. Get started for free. No sign-up or credit card required. 👉🏼 Be sure to use this link: projectionlab.com/catchingup 💸Lunch Money Lunch Money has been making personal finance management delightfully simple for the modern-day spender since 2019 and steadily built a loyal customer base of thousands of users in 30+ different countries. They have a pay-what-you-want pricing plan for annual subscriptions starting at $50. 👉🏼 Be sure to use this link: https://lunchmoney.app/?fp_ref=catchingup For a full list of our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐Earn and Invest Website & Podcast 🌐Jordan Grumet Website 📗Order The Purpose Code on Amazon 📗Order Taking Stock on Amazon Catching Up to FI Episode: Purpose, Identity, & Connection | Jordan Grumet | 022 If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

After 28 years of playing the weather girl on TV, Kristen Knapp moved to part time work to follow her passion for travel planning for the financial independence (FI) community. She shares her fascinating backstory of growing up in poverty, dealing with childhood money trauma, becoming a successful broadcast meteorologist, and ultimately achieving FI. As someone who loves to travel, loves to plan travel, and loves spending time with the FI community, she thought why not combine those things? So, she launched a new venture called 'FI Friends Travel' which offers travel experiences that bring the FI Community together to see the world! Join us as Kristen takes us through how she made this unlikely transformation, even after getting a late start. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 FI Friends Travel Email: [email protected] CampFI Economy Conference Episode Mentioned: From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007 If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

We love games so today we're bringing you a podcast takeover and having some fun with 'Money Jeopardy'! This was recorded live at FinCon 2024 (a conference for personal finance content creators) with 'The Struggle is Real' podcast, hosted by our friend Justin Peters. He's joined by Jackie Cummings Koski (your co-host on 'Catching Up to FI'), Joel Larsgaard from 'How to Money' and Justin Brown-Woods from 'Price of Avocado Toast' to play! The contestants will be choosing questions from 4 categories: Binge or Cringe - are you in or out on this personal finance topic History of Money - a tough money-related trivia question Frugal or Cheap - are you being a good steward of your money or just a cheapo Fill in the blank - complete this statement We weigh in on some serious topics like: Is Couponing Worth it, Using Your Old Student ID for Discounts, Weirdest Way You've Made Money, and more. You will chuckle and laugh throughout this whole conversation, but you'll also pick up tips and tricks along the way. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: As an Amazon Associate, I earn from qualifying purchases.) The Struggle is Real (Justin Peters) How to Money (Joel Larsgaard) Catching Up to FI (Jackie Cummings Koski) 📕 F.I.R.E. For Dummies ~ Jackie Cummings Koski 👉🏻 https://amzn.to/3BInEgu Price of Avocado Toast (Justin Brown-Woods) FinCon If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Happy Holidays! Join us for this lighthearted chat with a longtime friend of the show, Cody Garrett, CFP. He shares his list of the 24 common DIY investment mistakes that might be hindering your path to financial independence and some tips on how to fix them. He steps us through the list which includes things like underutilizing employer benefits, misunderstanding how the 4% "rule" should be applied, and assuming health insurance coverage is expensive in early retirement. Cody is the founder of Measure Twice Money and Measure Twice Planners, and known for his unique advice-only planning approach. Be sure to listen to the end as Cody plays a beautiful Holiday piano medley to get us all in this spirit of the season. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 Measure Twice Planners 🌐 Measure Twice Money "Create Your Own Financial Plan" Comprehensive Video Course ($100 OFF) Cody's Create Your Own Financial Plan on YouTube (Free) Cody's Youtube Channel with recordings of real client meetings 24 DIY Investor Mistakes on LinkedIn 24 DIY Investor Mistakes on X (Twitter) 2024 Bogleheads Conference Recordings on YouTube If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode we welcome the legendary Bill Bengen! He is the creator of the infamous 4% rule that is referenced in any quality conversation about retirement and withdrawal rates. There's been spirited debates and lengthy discussions about Bengen's research but there is no one better than the man himself to weigh in on what he thinks about it 30 years later. We talk about the evolution of Bengen's research, his thoughts on market timing vs. managing risk, and he gives us a preview of his upcoming book geared toward consumers. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Bill Bengen Wikepedia page Bill Bengen on Kitces podcast/blog 📗 Conserving Client Portfolios During Retirement If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Today Bill and Jackie are joined by another genius in the world of retirement planning research, David Blanchett, PhD, CFA, CFP. In his role at PGIM, David is responsible for Target Date Funds and Retirement Spending Portfolios. In this episode he discusses redefined retirement concepts, the myths surrounding the 60/40 portfolio and some practical adjustments of the 4% rule. He also explains the 'retirement spending smile,' and retirement strategies for late starters. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐David's Website David's Latest Research A Time-Honored Strategy Puts Your Retirement at Risk of Financial Ruin Guided Spending Rates: Rethinking "Safe" Initial Withdrawal Rates Redefining the Optimal Retirement Income Strategy If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode we turn the tables as Bill joins Dr. Jay Zigmont, CFP on the Childfree Wealth podcast. Bill shares his journey as a late starter physician who lived largely a paycheck-to-paycheck existence until waking up at age 50. He now co-hosts the 'Catching Up to FI' podcast to help other late starters. Jay is the author of the upcoming book 'The Childfree Guide to Life and Money' and the founder of Childfree Wealth, a financial planning firm that addresses the needs of childfree people in a way that traditional financial companies don't. Jay and Bill cover topics like investing, long-term care, and preparing for unexpected medical emergencies. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 Childfree Wealth Order Jay's new book: The Childfree Guide to Life and Money If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Hard to believe that 2024 is almost over but before we close it out, we have some end-of-year financial tips with special guest Eric Simonson, CFP and CEO of Abundo Wealth (an advice-only financial planning firm). Eric shares insights on maximizing different types of contributions, FSAs, charitable donations, and other tax strategies. There are a few things you'll want to check off your financial to-do list before December 31st; some have a true deadline, and others are smart things you should review every year. Eric also clues us in on a unique service the firm offers- 'travel hacking'. They love teaching skills such as budgeting for trips, finding cost-effective travel options, and maximizing travel rewards programs for their clients. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 Abundo Wealth: Advice-Only Financial Planning for Everyone End of Year Financial Checklist: The Must-Do's Abundo Wealth Blog Eric Simonson Interview on Kitces podcast Beginning in 2025, the catch-up contribution increases for those age 60, 61, 62 or 63 is an extra $11,250 If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Our guest today is Jacqueline (Jack) Howard, head of Money Wellness at Ally Financial, a leading voice in financial health & wellness, and fierce change maker. We are thrilled to bring you this special episode recorded live from FinCon 2024 in Atlanta, GA! It's no secret that we love Ally and talk about them often on the podcast. From the high yield savings accounts to the cool buckets that are perfect for allocating your sinking funds, they're our favorite. But what really blew us away in this interview was Jack's money story and how it led to her incredible work as the face of financial wellness at Ally. Jack blends personal finance and psychology to help people achieve holistic financial well-being that helps shift their perspective on money. She shares more about Ally's newest community initiative, Money Roots, a free financial education program designed to help people uncover the 'why' behind their money behaviors. Jack also gets vulnerable with us as she shares her own resilient story of the loss of her mother as a young girl and winning her heroic battle against breast cancer. With her giving spirit, she proudly served as chair of the Making Strides Against Breast Cancer of Detroit in 2023 and 2024. Special thanks to LLC Attorney for sponsoring the Podcast booth at FinCon 2024. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 Ally.com Sign up for free Ally 'Money Roots' Virtual Workshop 5 steps to uncover your money story Jack's appearance on the show 'Side Hustlers' (Episode 2) Catching Up to FI Episode: Sinking Funds Are Sexy | Bill Yount & Becky Heptig | 003 Support Jack's favorite charity: Making Strides Against Breast Cancer of Detroit (Search on 'Jacqueline Howard') If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Karsten Jeske also known as "Big ERN" is the founder and genius behind Early Retirement Now. He writes on all topics related to personal finance but is best known for his comprehensive series on safe withdrawal strategies. In this episode he dives deep into the intricacies of safe withdrawal rates, sequence of return risk, the importance of market valuations for retirees and the 'one more year' syndrome often discussed in the Financial Independence community. Karsten also shares his personal journey from a modest upbringing in Germany to early retirement in the U.S. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 Early Retirement Now The Safe Withdrawal Rate Series Ten things the "Makers" of the 4% Rule don't want you to know (SWR Series Part 26) Karsten on Two Sides of FI YouTube If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. This helps others find the show and keeps us creating great content for you! Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this episode, Jesse Cramer discusses the essential considerations for pre and post-retirement planning and the major factors late starters should consider. Jesse is founder of the award winning 'The Best Interest' blog and podcast. He left a career as a mechanical and aerospace engineer to work with clients at a fiduciary, fee-only financial planning firm. Now, he uses those valuable engineering skills to simplify the most complex financial topics into fun explanations for his clients and his audience. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Boomer Benefits: The nation's leading family-owned Medicare brokers DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: 🌐 Best Interest Blog Best Interest Podcast Blog Post: The Market Reacts to An Assassination Attempt Blog Post: It's Not Too Late: 6 Finance Tips for Older Beginners Blog Post: NVIDIA's Day in the Sun(flower) Social Security Made Simple | Mike Piper | 054 Open Social Security calculator Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

By day, Dr. Disha Spath is an internist caring for her patient's physical and mental health. By night, my she's known as The Frugal Physician and hosts the Finding Financial Freedom podcast. In this episode, Disha shares her personal journey from financial struggles to becoming an advocate for frugality and financial independence. She also discusses the differences between frugal and cheap, the gender wage gap, and strategies to manage income disparities in relationships. *Trigger warning: There are brief mentions of suicide in this episode. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Boomer Benefits: The nation's leading family-owned Medicare brokers DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 The Frugal Physician Finding Financial Freedom Podcast SPIVA® U.S. Scorecard, Year-End 2023, S&P Dow Jones Indices "The Loser's Game" by Charles D. Ellis, Financial Analysts Journal, Jan/Feb, 1995 "Why Lifestyle Creep is Mostly a Myth" by Nick Maggiulli, Of Dollars And Data, July 23,2024 "She makes $550K a year. Her husband makes $60K. Here is how it affects her relationship", July 25, 2024, CNBC Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Andy Hill is an award-winning blogger, podcaster, Youtuber and family finance coach. All under the brand of 'Marriage, Kids, and Money', his primary focus is helping families build wealth and happiness. He shares his inspiring story of going from a $50,000 negative net worth to achieving financial independence and now living his best 'Coast FI' life with his family. Andy also shares how he is creating a meaningful legacy of giving and generosity with his kids. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Boomer Benefits: The nation's leading family-owned Medicare brokers https://boomerbenefits.com/catchingup/ DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off http://joindeleteme.com/catchingup Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Marriage, Kids, and Money Website https://www.marriagekidsandmoney.com YouTube https://www.youtube.com/@MarriageKidsandMoney Instagram http://instagram.com/marriagekidsandmoney Podcast https://marriagekidsandmoney.com/podcast-archive/ Coast FIRE Number: What Is It And How To Calculate It https://marriagekidsandmoney.com/coast-fire-number/ Charities for Children: 12 Organizations Giving Kids a Better Chance at Life https://marriagekidsandmoney.com/top-charities-for-children/ An Alternative to 10% Giving for the Modern Family https://marriagekidsandmoney.com/podcast/alternative-to-10-percent-giving/ 🕒 Timestamps/Chapters: 00:00 The Financial Wake-Up Call 00:41 Discovering the Debt-Free Movements 02:25 Introduction to Andy Hill 06:18 Andy Hill's Financial Journey 13:37 The House Blunders and Lessons Learned 17:31 The Psychological Benefits of Being Mortgage-Free 28:02 Understanding Coast FI 31:47 Understanding Coast FI 33:16 Personal Journey to Coast FI 33:41 Balancing Work and Life 35:22 Marriage Counseling and Career Shift 38:38 Transition to Financial Coaching 42:40 Generational Wealth and Giving 44:33 Teaching Kids About Money and Generosity 53:17 Family Traditions and Generosity 55:25 Final Thoughts and Reflections Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

This episode explores the intricate and confusing world of Medicare with leading expert Danielle Roberts. Danielle is founding partner at Boomer Benefits, an agency that has helped thousands of ordinary Americans learn and navigate their entry into Medicare since 2005. She's also author of the bestselling book '10 Costly Medicare Mistakes You Can't Afford to Make'. Danielle breaks through the confusion and explains Medicare's history, enrollment rules, Parts A, B, C, and D, and the differences between Medigap and Medicare Advantage plans. Discover the importance of early planning, common pitfalls to avoid, and critical decisions about Medicare coverage. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Boomer Benefits: The nation's leading family-owned Medicare brokers https://boomerbenefits.com/catchingup/ DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off http://joindeleteme.com/catchingup Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Boomer Benefits Website: https://boomerbenefits.com Boomer Benefits YouTube Channel: https://youtube.com/@boomerbenefits Boomer Benefits Facebook Group: https://m.facebook.com/groups/BoomerBenefits/ 📗 10 Costly Medicare Mistakes You Can't Afford to Make: https://amzn.to/3BLdL1b Catching Up to FI Health Savings Account Episode Part 1, Episode 98: https://www.youtube.com/watch?v=8vaUH8UfPTQ&t=3629s Catching Up to FI Health Savings Account Episode Part 2, Episode 99: https://www.youtube.com/watch?v=36S67X4s4pc&t=8s 🕒 Timestamps/Chapters: 00:00 Introduction to Medicare Planning 00:25 Common Medicare Mistakes 01:28 Welcome to Catching Up to FI 02:04 Shoutouts and Acknowledgements 03:31 Introducing Danielle Roberts 05:31 History and Evolution of Medicare 07:59 Medicare Eligibility and Enrollment 10:55 Understanding Medicare Parts A and B 18:40 Medicare Part D: Drug Coverage 27:24 Medigap Plans Explained 36:56 Medicare Advantage Plans 42:17 Understanding Medigap and Medicare Advantage Plans 44:00 Cost Savings with Medicare Advantage 45:21 Tips for Medicare Advantage Plan Holders 46:57 Using HSA Dollars for Medicare Premiums 50:56 Common Medicare Mistakes to Avoid 01:08:22 The Importance of Reviewing Your Coverage Annually 01:12:19 Final Thoughts and Future of Medicare Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Cris Gawlik sold all her possessions in 2019 to travel the world, and in this episode she shares her fascinating nomadic journey. Learn how she utilizes geo-arbitrage, manages her finances on the go, and maintains strong social connections across the globe. She gives us insights into how she handles banking, health insurance, and taxes while living internationally. This conversation provides a comprehensive guide for those considering a similar path to financial independence. Get inspired by her creative approach to generating income and the community she finds along her adventurous journey. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor: DeleteMe: Your personal data is yours again Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off: http://joindeleteme.com/catchingup Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Website https://christinagawlik.wixsite.com/asuitcaseandasmile Facebook https://www.facebook.com/asuitcaseandasmile Linktree https://linktr.ee/ChristinaGawlik IRS Foreign earned income exclusion https://www.irs.gov/individuals/international-taxpayers/foreign-earned-income-exclusion 🕒 Timestamps/Chapters: 00:00 Why I Chose to Leave the U.S. 00:38 Designing a Life Abroad 02:18 Welcome to Catching Up to FI 03:19 Introducing Dr. Christina Gawlik 04:34 Chris's Nomadic Lifestyle 08:01 Early Life and Influences 13:47 Financial Missteps and Lessons Learned 22:03 Transition to a Nomadic Life 32:31 Building a Business on the Road40:10 Creative Job Hunting Strategies 41:29 Navigating Logistics as a Digital Nomad 41:52 Banking Tips for Global Travelers 46:16 Overcoming Language Barriers 48:16 Health Insurance and Medical Care Abroad 57:48 Handling Taxes as an Expat 59:32 Social Life and Loneliness 01:02:50 Impact of COVID-19 on Nomadic Life 01:06:12 Future Plans and Reflections Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Subscribe and Watch on YouTube Join host Bill and guest Diana Falck as they explore the intersection of community resilience and getting involved. In the wake of a recent crisis in Western North Carolina and East Tennessee, the duo highlights local relief efforts and community collaboration. Then in this special 100th episode, we get back to the basics with a step-by-step guide for late starters on the path to financial independence. Our guest for this special episode is original Catching Up to FI co-host, Becky Heptig! She joins Bill and Jackie as they share insights and guide you through how to get on track with your finances. They not only share what to do but in what order. It's hard starting late and feeling like you've done everything wrong. The good news is, there is time to catch up and this is the place to start. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: 💵 Abundo Wealth: Advice-Only Financial Planning for Everyone https://www.abundowealth.com ❌ DeleteMe: Your personal data is yours again http://joindeleteme.com/catchingup 🧑🏼‍🏫 Personal Finance Club (Use code CUTOFI to get $30 OFF) PFC courses https://courses.personalfinanceclub.com/?ref=0114d0 or PFC investing course only https://courses.personalfinanceclub.com/courses/build-wealth-by-investing-in-index-funds?ref=0114d0 🍑 Nectarine: Advice-Only Financial Advisors https://hellonectarine.com/r/cutfi (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🏦 Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package http://www.bostonifi.com/personal-growth Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Red Cross: Donate Episodes: Retiring Before Mom & Dad | Rob Berger | 25 A Hero's Journey: The Mother of All Case Studies! | Krista and Ed Kim | 97 Enoughness: Your Life or Your Money | Vicki Robin | 95 Doña Quixote, Life Energy, and The Coming of Aging | Vicki Robin | 94 Catch-Up Contributions 📗Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence Shocking Simple Math Behind Early Retirement ~Mr. Money Mustache The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life ~JL Collins Ally High Yield Savings Account (4% as of 10/4/24 + $100 Bonus with direct deposit-by 12/31/22024) Personal Finance Club - example for late starters: https://www.personalfinanceclub.com/is-it-too-late-to-start-to-investing The Ultimate Investing Checklist: https://www.personalfinanceclub.com/the-ultimate-investing-checklist Ground Rules according to the Money Guys 2/1/24: https://moneyguy.com/article/foo 🕒 Timestamps/Chapters: 00:00 Call to Action: How You Can Help in the Disaster in North Carolina and Tennessee 05:28 Introduction 07:50 Celebrating 100 Episodes with Becky Heptig 10:52 Why People Get a Late Start in Financial Independence 17:16 Disadvantages of a Late Start 25:26 Advantages of a Late Start 38:01 Financial Order of Operations for Late Starters 44:57 Eliminating Debt: The First Step to Financial Freedom 45:57 Big Picture Wealth Building Strategies 47:27 Calculating Your Net Worth and FI Number 49:32 Increasing Income and Reducing Expenses 51:06 Playing Defense: Insurance and Protection 54:51 Offensive Strategies: Emergency Funds and Employer Matches 01:01:35 Investing Wisely: Roth IRAs, HSAs, and More 01:06:15 Risk Tolerance and Rebalancing Your Portfolio 01:10:02 Maximizing Employer Plans and Mid-Range Debts 01:12:55 Hyperaccumulation and Taxable Brokerage Accounts 01:16:06 Prepaying Future Expenses and College Funding 01:22:57 Reevaluating and Automating Your Financial Plan 01:27:09 Final Thoughts and Encouragement 🎧 Listen & Subscribe: Don't forget to subscribe to "Catching Up to FI" for more insightful episodes. Tap the bell icon 🔔 to get notified of new episodes! ✍🏻 Leave a Comment: Share your thoughts or experiences in the comments below. Have questions for our guests or the hosts? Drop them here, and we'll get back to you! 👍🏻👍🏿 Like, Share, and Subscribe: If you enjoyed this episode, please like, share, and subscribe! Your support helps us bring more valuable content to you. Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In the second episode of this special two-part series we continue with our deep dive conversation about Health Savings Accounts (HSAs) with Bill and Jackie, and guest co-host, Jeff York (also known as the Wealthy Custodian from episode 74 & 76). We break down in-depth scenarios, including unique contribution rules for domestic partners and adult children, investment strategies, drawdown plans and estate planning considerations. We answer listener questions and share our wish list for HSAs in the future. For this episode we are providing a formal presentation here: PDF of Full HSA Presentation 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Abundo Wealth: Advice-Only Financial Planning for Everyone DeleteMe: Your personal data is yours again Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) HSA Rules and Regulations (IRS Pub#969) Qualified Medical/Dental/Vision Expenses (IRS Pub#502) Preventive Care and Chronic Conditions (IRS Notice) Morningstar / Best HSA Providers Kitces / HSA 'Deathbed Drawdown' Fidelity / HSA Education Wex Health / HDHP with HSA vs. traditional health plan calculator Consumer Friendly List of HSA-Eligible expenses 🕒 Time stamps: 00:00 Introduction to HSA Series Part Two 00:23 Maximizing HSA Contributions for Families 02:34 Drawdown Strategies for Health Savings Accounts 06:59 Planning for HSA Beneficiaries 14:55 Case Study: Domestic Partners and HSA Contributions 20:06 Q&A Session: HSA Myths, Tips, and Tricks 28:17 Evaluating HSA Options for Chronic Conditions 28:53 Financial Considerations for High Deductible Plans 29:54 Using Calculators to Compare Health Plans 31:25 HSA Contributions and Family Plans 33:18 Maximizing HSA Benefits and Investment Strategies 43:54 Legislative Changes and Future of HSAs 47:57 HSAs for Late Starters in Financial Independence 53:01 Conclusion and Final Thoughts Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

In this special two-part episode we unveil the 'Wealthy Custodian,' Jeff York (from episode 74 & 76), and take a deep dive into the world of Health Savings Accounts (HSAs). Jeff joins as co-host along with Bill and Jackie (our HSA Maven) to share how they supersized thier HSAs and discovered how powerful they can be on the path to FI. This comprehensive series starts with Part 1 where we explore tips, tricks, and common misconceptions about HSAs and tackle little known strategies that are rarely discussed. We'll also talk about who should consider a high deductible plan, eligible expenses, bright ideas like using your HSA for health expenses abroad, and even IRA to HSA transfers. Whether you are new to HSAs or looking to maximize your FI strategy, you won't want to miss this episode. Stay tuned for Part 2 where we explore HSA drawdown strategies, advanced scenarios and answer listener questions! For this episode we are providing a formal presentation here: PDF of Full HSA Presentation 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Abundo Wealth: Advice-Only Financial Planning for Everyone DeleteMe: Your personal data is yours again Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) HSA Rules and Regulations (IRS Pub#969) Qualified Medical/Dental/Vision Expenses (IRS Pub#502) Preventive Care and Chronic Conditions (IRS Notice) Morningstar / Best HSA Providers Kitces / HSA 'Deathbed Drawdown' Fidelity / HSA Education Wex Health / HDHP with HSA vs. traditional health plan calculator Consumer Friendly List of HSA-Eligible expenses 🕒 Time stamps: 00:00 Introduction to the Special Episode 00:07 Unveiling the Wealthy Custodian 00:33 Diving into HSAs: Tips, Tricks, and Misnomers 03:00 Personal HSA Journeys 13:09 Understanding High Deductible Plans 25:02 Flexible Spending Accounts vs. Health Savings Accounts 28:11 HSA Eligibility and Contribution Limits 34:09 State-Specific HSA Tax Rules 37:58 Unique Provisions for Different States 38:10 Understanding the Last Month Rule 40:09 HSA Eligible Expenses 41:48 Supersizing Your HSA 42:27 Investment Strategies for HSA 44:50 Maximizing Contributions and Advanced Strategies 47:20 Reimbursement Strategies and Record Keeping 52:40 IRA to HSA Conversions 01:02:16 Bright Ideas for HSA Usage 01:09:21 Using HSA Funds Abroad 01:11:30 Conclusion and Final Thoughts Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

This heartfelt episode dives into the incredible story of Krista and Ed. From growing up in poverty to facing financial insecurity as adults, this resilient couple shares their journey of overcoming adversity and finding hope in the FIRE movement. Discover how a deep bond of love, open communication, strategic planning, and an unwavering spirit led them to financial independence. Learn about their pivotal experiences, including a live case study at the EconoMe conference and actionable tips that can help you on your financial journey. Don't miss their powerful message of never giving up and transforming your dreams into reality. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Abundo Wealth: Advice-Only Financial Planning for Everyone DeleteMe: Your personal data is yours again Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) EconoMe Case Study: Real Life Numbers Case Study Template 🕒 Time stamps: 00:00 A Childhood of Hardship and Resilience 02:11 Introduction to the Case Study 02:27 Meet Krista and Ed 03:03 The Financial Journey Begins 06:37 Krista's Reading Habit 08:11 Ed's Gaming Passion 08:45 Ed's Immigrant Upbringing 15:00 Krista's Struggles and Triumphs 25:44 The Debt Story Unfolds 36:56 Exploring Contentment and Consumerism 37:16 Discovering the FI Movement 39:09 Joining the ChooseFI Community 41:32 Applying for the EconoMe Case Study 42:49 Sharing Financial Details Publicly 45:53 Case Study Insights and Learnings 47:22 Financial Goals and Planning 52:57 Budgeting and Debt Management 01:03:59 Investment Strategies and Risk Tolerance 01:07:25 Final Thoughts and Advice for Late Starters Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Former award-winning teacher turned educator on financial literacy and relationships, Brian Page discusses the concept of 'Modern Husbands' and the importance of viewing marriage as a partnership. Learn about his innovative Marriage Toolkit, designed with insights from over 30 experts, and discover practical tips on managing money, home, careers, and family life in the 21st century. From navigating second marriages to conducting effective money dates, this episode is packed with valuable advice for couples looking to achieve financial harmony and a thriving relationship. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Modern Husbands Marriage Toolkit: 60+ lessons with evidence-based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Use this link to get the toolkit for just $299 ($100 off). Abundo Wealth: Advice-Only Financial Planning for Everyone DeleteMe: Your personal data is yours again Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Modern Husbands Website Modern Husbands Podcast Modern Husbands Marriage Toolkit 🕒 Time stamps: 00:00 Introduction to Modern Husbands 00:30 The Money Date Lottery Ticket 01:08 The Marriage Toolkit 02:07 Welcome to Catching Up to FI 02:30 Introducing Brian Page 02:40 Brian's Career Shift 03:32 Brian's Accolades and Personal Life 04:31 Defining the Modern Husband 05:09 Supporting Ambitious Partners 06:27 Brian's Career Transition 08:05 Personal Finance and Relationships 10:14 Brian's Upbringing and Money Memories 14:58 Early Retirement and Frugality 18:52 Becoming a Personal Finance Teacher 19:37 Financial Independence Journey 21:27 Challenges of Modern Husbands 23:01 Higher Divorce Rates in Female Breadwinner Households 27:37 John Gottman and Relationship Dynamics 28:11 Commingling Finances in Marriages 30:57 Financial Translucency: Yours, Mine, and Ours 32:43 Navigating Finances in Second Marriages 33:55 Introducing the Marriage Toolkit 44:16 The Importance of Money Dates 51:34 Engaging Your Partner in Financial Conversations 57:17 Conclusion and Toolkit Access Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Join hosts Bill and Jackie as they delve into a profound conversation with Vicki Robin, co-author of 'Your Money or Your Life.' Vicki discusses the concept of 'enoughness' as a spiritual practice and the fulfillment curve, offering insights into how recognizing enough can lead to a more satisfying life. The dialogue covers financial independence, the impact of societal norms, aging, and the emotional aspects of letting go. Explore Vicki's unique perspective on how living simply and investing in community can transform our lives and the world around us. This episode is a rich tapestry of wisdom for anyone seeking a deeper understanding of life's true value. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Abundo Wealth: Advice-Only Financial Planning for Everyone DeleteMe: Your personal data is yours again Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Website Your Money or Your Life Order Book- Your Money or Your Life Coming of Age Substack YouTube- What Could Possibly Go Right Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Join Bill and Jackie in an engaging conversation with Vicki Robin, co-author of the best-selling book 'Your Money or Your Life'. Vicki shares her insightful philosophy on financial independence, community resilience, and the power of frugality. She discusses her journey from active community building to aging with purpose on Whidbey Island, and how she has woven herself into the fabric of her local community. This episode delves into the thought-provoking aspects of spending life energy wisely, the importance of supportive communities, and the meaningful transition of knowledge and responsibility to younger generations. Tune in to learn how Vicki has managed to align her values with her financial and personal investments and gain inspiration from her lifelong exploration of living a fulfilled life. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Abundo Wealth: Advice-Only Financial Planning for Everyone Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Website Your Money or Your Life Order Book- Your Money or Your Life Coming of Age Substack YouTube- What Could Possibly Go Right Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Subscribe and Watch on YouTube Kristy Shen and Bryce Leung are the dynamic duo behind the Millennial Revolution blog and movement. In this insightful episode, Kristy and Bryce discuss their journey from house-hunting to achieving Financial Independence (FI) and retiring in their early 30s. They delve into why they chose to reject traditional housing and career advice, their innovative 'POT Score' (Pay Over Tuition) method for evaluating education costs, and how they handle investments to maintain their FI lifestyle—despite new challenges like parenting. Discover their interesting perspectives on scarcity vs. abundance mindset, and how the FIRE approach has impacted their personal lives, relationships, and travel adventures. This episode is packed with financial wisdom and real-life experiences that will inspire late starters and aspiring FI enthusiasts alike. 🔗 Connect with us ☕ Buy CUtFI a coffee 📼 Record a message for CUtFI Thank you to our sponsors: Abundo Wealth: Advice-Only Financial Planning for Everyone Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Millennial-Revolution Quit Like A Millionaire Little Miss Evil CBC News Segment 🕒 Time stamps: 00:00 The Unexpected Path to Financial Independence 00:24 Challenging Traditional Financial Advice 02:20 Introduction to the Guests: Christy Shen and Bryce Leung 04:53 Parenting and Financial Independence 05:52 Financial Strategies for Raising a Child 07:19 The Importance of Geographic Arbitrage 09:42 The Pay Over Tuition (POT) Score Explained 12:14 Balancing Financial Independence with Family Priorities 17:36 The Impact of FIRE on Personal Relationships 19:08 Scarcity Mindset as a Superpower 25:52 Overcoming the Fear of Investing 28:15 Investment Strategies for Canadians 34:07 Mitigating Sequence of Return Risk 36:32 Navigating Early Retirement Challenges 38:50 Understanding Yield Shield Components 45:57 Philosophy on Housing and FIRE 50:46 The Rule of 150 for Housing Costs 56:09 Adapting and Overcoming Challenges 01:00:19 Diversity in Books and Personal Finance 01:03:14 Final Thoughts and Reflections Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Subscribe and Watch on YouTube Meet Nadia and Nicole, the Wealth Twins! Raised by a single mother in New York City's toughest projects, these twin sisters overcame obstacles to graduate from Columbia University, work on Wall Street, and ultimately achieve early retirement. In this episode, they recount experiences from 9/11 and the 2008 financial crisis, discuss multifamily real estate and dividend investing strategies, and offer practical tips for late financial starters. Learn how they built the Wealth Twins platform to share their knowledge and drive towards financial independence. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future Resources mentioned on the show: 🌐 Wealth Twins YouTube ⓕ Facebook Instagram FinLitUniversity Broke to Financially Independent Retire Early in Less Than 10 years What To Do When You Are Investing For Retirement Later In Life Top 5 ETFs to Buy for High Dividends and Passive Income What is Dividend Investing and How to Start (3 Easy Strategies) How to Invest – 7 Mistakes Beginner Investors Make A Guided Meditation for When the Stock Market Is Dropping Time stamps: 00:00 Defying Expectations: From Guidance Counselor Doubts to Ivy League Success 00:40 Avoiding Financial Scams: Tips for Beginners 02:29 Introduction to Catching Up to FI: Meet the Hosts and Guests 03:24 The Wealth Twins: From Humble Beginnings to Financial Independence 05:39 Discovering Twin Identity: The Twins Festival Experience 09:17 Money Management: Different Approaches to Saving and Spending 12:40 The Influence of a Single Mom: Education and Financial Lessons 18:14 Navigating Tragedy: 9/11 and the Financial Crisis 31:50 Building Passive Income: Real Estate, Dividends, and Entrepreneurship 36:36 Budgeting for Business and Personal Finances 37:03 Investing Together: Sharing Knowledge and Strategies 37:57 Real Estate and Business Management Insights 40:07 Principles of Financial Independence 41:45 The Wealth Twins: Origin and Mission 46:17 Dividend Investing Explained 56:25 Common Investing Mistakes to Avoid 01:11:21 Final Tips and Encouragement for Late Starters Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Subscribe and Watch on YouTube Joe Saul-Sehy of Stacking Benjamins joins the show to discuss financial planning, overcoming debt, and the importance of surrounding yourself with the right people. Joe shares his personal journey of financial mismanagement as a young financial planner, the principles behind the efficient frontier, and his thoughts on target date funds. Tune in to learn and laugh with Joe, Bill, and Jackie. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 👕 Stacking Benjamins T-shirts!: HTTP://stackingbenjamins.com/shirts 📕 STACKED: Your Super Serious Guide to Modern Money Management 👉🏻 https://amzn.to/3YlJAXB 🌐 Stacking Benjamins Benefits Guide ChooseFI EconoMe Frank Vasquez The Shockingly Simple Math Behind Early Retirement CampFI The Simple Path to Wealth by JL Collins Of Dollars and Data Paul Merriman Efficient Frontier Dr. Harry Markowitz The Retirement Answer Man Rule of 72 Timestamps: 00:00 Living Two Lies: The Money Myth 00:29 The Fear of Making Mistakes 02:03 Welcome to Catching Up to FI 03:35 Introducing Joe Saul-Sehy 04:49 Ohio vs. Michigan: A Friendly Rivalry 09:38 Board Games and Life Lessons 14:04 Joe's Late Starter Story 23:53 Financial Planning Mistakes 32:37 Trivia Time: Swiss Cheese Production 33:26 Cheese and Roadside Attractions Trivia 35:22 Explaining the Efficient Frontier 37:11 The Simple Path to Wealth vs. The Optimal Path 42:22 Modern Portfolio Theory and Efficient Frontier 49:41 Listener Questions: Alternative Paths to Wealth 58:16 Target Date Funds: Pros and Cons 01:05:12 What's Next for Stacking Benjamins? 01:09:33 Final Thoughts and Farewell Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Subscribe and Watch on YouTube Bill and Jackie sit down with 'Jay,' an anonymous guest who shares his incredible journey from a military and police background to achieving financial independence by the age of 39. Jay discusses his experiences on the SWAT team and as an undercover detective, and the mental health challenges that came with his career. He also talks about his blog, Escaping Avalon, and provides a deep dive into mental health strategies, therapy, and self-care. Whether you're a late starter on the path to FI or someone looking to improve your mental well-being, Jay offers invaluable insights and resources that can benefit everyone. Don't miss this compelling and informative conversation. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Escaping Avalon "Mental Health and FI" Talk Mental Health Resource Guide Mental Health Landing Page and PTSD Info Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence--And How to Join Them by JL Collins Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey Mr. Money Mustache Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez Sebastian Junger Jillian Johnsrud Diania Merriam Outlive: The Science and Art of Longevity by Peter Attia and Bill Gifford Andrew Huberman Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Meet David and Stephen Baughier, twin brothers and prominent figures in the Financial Independence community. David, a 20-year Navy veteran and founder of Fiology, and Stephen, creator of CampFI, share their financial journeys from early money lessons to becoming community leaders. David, Stephen, Bill, and Jackie discuss the impact of life events, such as divorce, on financial independence, and the importance of prenups, managing single parenthood, and balancing passion projects. Tune in for insights on creating supportive communities, innovative cohousing projects, and the significant role of mindset in achieving financial goals. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 📗 The Fiology Workbook: Your Guide to Financial Independence CampFI EAGLE Cohousing FIology Forget About Money Podcast Thrift Savings Plan The Shockingly Simple Math Behind Early Retirement ChooseFI Blue Zones The Cohousing Association of America Jacob Lund Fisker Can Prenups Really Save Your Marriage | Aaron Thomas | 081 00:00 Childhood Money Memories 00:37 The Impact of CampFI 02:17 Introduction to the Baughier Twins 03:39 David and Stephen's Financial Journeys 11:58 Military Service and Financial Lessons 16:59 Stephen's Path to Financial Independence 23:56 The Birth of CampFI 37:37 Life-Changing Impact of CampFI 38:45 What to Expect at CampFI 42:35 Breakout Sessions and Attendee-Led Discussions 45:39 Evolution of CampFI Topics 50:08 Introduction to Fiology 54:46 The Forget About Money Podcast 56:54 EAGLE: The Future of FI Cohousing 01:08:09 Single Player FI: Navigating Financial Independence Solo 01:16:19 Final Thoughts and Tips for Late Starters Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Today we dive deep into the stock market with special guest, Brian Feroldi. As a financial educator, YouTuber, and author of "Why Does the Stock Market Go Up?", Brian shares his wisdom on the long-term growth of the S&P 500, the significance of stock market indices, and the nuances of volatility and investment strategies. Bill, Jackie, and Brian discuss lump sum vs. dollar-cost averaging, dividends, and individual stock investing, while addressing common questions about tax implications and account types. Brian's passionate and detailed explanations offer invaluable insights for both new and seasoned investors. Don't miss the fascinating history of the 401k and why a solid understanding of the stock market is crucial for financial independence! 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Find Brian on social media: YouTube , X, href="https://www.instagram.com/brianferoldi/">IG Long-Term Mindset Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't by Brian Feroldi Money and the Mattress Podcast: Mastering Financial Independence with Diana Falck EconoMe The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham "In the short run, the market is a voting machine, but in the long run, it is a weighing machine." The Wealthy Custodian Part 1: A Blue Collar Guide to Financial Freedom | Jeff York | 074 The Rule of 72 BetterInvesting Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Subscribe and Watch on YouTube Amy Weinland Daughters is an award-winning author and keynote speaker, who joins Bill and Jackie to chat about the powerful impact of handwritten letters in the digital age. Amy shares her unique journey of reconnecting with an old friend, leading to an inspiring project of writing 580 letters to her Facebook friends. Learn about the transformative power of personal connections, the emotional impact of handwritten notes, and how this old school practice can bridge divides and change lives. Listen in to be moved by Amy's story and inspired to reach out with your own handwritten message. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Comprehensive & efficient CFP® level curriculum for those that don't need course credit, but want to gain useful knowledge for yourself. Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 👉🏻 Dear Dana: That time I went crazy and wrote all 580 of my Facebook friends a handwritten letter by Amy Weinland Daughters 🌐 amydaughters.com Doc G Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Subscribe and Watch on YouTube Chris Mamula, a former physical therapist who achieved early retirement at 41, shares his journey from financial mistakes to becoming a Certified Financial Planner (CFP) and a prominent voice in the FIRE movement. Discover practical tips on budgeting, saving during peak earning years, and utilizing retirement calculators. Chris, Bill, and Jackie chat about the advantages of starting late, advice-only financial planning, and strategies for aligning spending with personal values. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.) 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Boston Institute of Finance Personal Growth Track: Comprehensive & efficient CFP® level curriculum for those that don't need course credit, but want to gain useful knowledge for yourself. Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Resources mentioned on the show: As an Amazon Associate we earn from qualifying purchases. 🌐 Can I Retire Yet? 📗ChooseFI: Your Blueprint to Financial Independence by Chris Mamula, Brad Barrett, and Jonathan Mendonsa EconoMe Mr. Money Mustache JL Collins Mad FIentist Can I Retire Yet?: How to Make the Biggest Financial Decision of the Rest of Your Life by Darrow Kirkpatrick F.I.R.E. For Dummies by Jackie Cummings Koski ChooseFI The Tim Ferriss Show Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers by Tim Ferriss The Power of Reinvention with The Financial Tortoise | Tae Kim | 082 7 Advantages When You Start Saving for Retirement Late Early Retirement Extreme Maximize ACA Subsidies and Minimize Health Insurance Costs Music Money Man | Cody Garrett | 035 Abundo Wealth The Best Retirement Calculators by Darrow Kirkpatrick Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Here is the second half of Bill and Jackie's conversation with Mindy and Scott on the BiggerPockets Money Podcast. They dig into the practical steps on how to start your financial journey as a late-starter. Enjoy! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: BiggerPockets Money Podcast Paul Merriman The Shockingly Simple Math to Early Retirement, Mr. Money Mustache Annual Report of the Supplemental Security Income Program, May 2024 4% Rule Rethink Social Security: Myths, Benefits, and Clearing Up Misconceptions opensocialsecurity.com Retiring Before Mom & Dad | Rob Berger | 025 HSA - The Ultimate Retirement Account, Mad FIentist Fidelity HSA Year End Tax Planning | Sean Mullaney | 045 Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Tae Kim, also known as the Financial Tortoise online, is a former U.S. Army captain, MBA graduate, and finance director turned successful personal finance YouTuber. He shares his journey from being $105,000 in student debt to achieving financial security and discovering the Financial Independence movement. Tae chats with Bill and Jackie about his experience reinventing himself, the importance of slow and steady progress, prioritizing values over materialism, and overcoming financial mistakes. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: Financial Tortoise EconoMe Dave Ramsey "Spend confidently on the things you love, and cut back mercilessly on the things you don't." - Ramit Sethi Jeremey Schneider Chris Hutchins 40 Reasons Why Life Gets Better After 40 40 Things I Realized After I Turned 40 Naval Ravikant Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059 Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Bill and Jackie were invited to join Mindy and Scott on the BiggerPockets Money podcast to go through a step-by-step process of how to get started on the path to financial independence as a late-starter, a topic highly relevant to their audience. Take a listen to this week's part one and then tune in next week for part two! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors 🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: BiggerPockets Money Monarch Money Empower Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Meet Aaron Thomas, an attorney, founder of Prenups.com, and author of the book "The Prenup Prescription." In perfect time for wedding season, Aaron chats with Bill and Jackie about how a proper prenup can not only protect but improve your relationship. As a former divorce attorney who helped hundreds of clients secure favorable settlements, Aaron shares his expert advice on how to build healthy, successful marriages founded on transparency and communication through loving and fair pre- and post-nups. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate we earn from qualifying purchases. prenups.com The Prenup Prescription: Meet the Premarital Contract Designed to Save Your Marriage by Aaron Thomas EconoMe Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let's send him our love. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. The C Word Humble Dollar The White Coat Investor's Financial Boot Camp: A 12-Step High-Yield Guide to Bring Your Finances Up to Speed by James M Dahle Saving Our Retirement by Bill Yount How to Think About Money by Jonathan Clements My Money Journey: How 30 People Found Financial Freedom - And You Can Too by Jonathan Clements What is the Easterlin paradox? Catching Up to FI Episode 039 with Mark Trautman Catching Up to FI Episode 019 with Fritz Gilbert Catching Up to FI Episode 022 with Jordan Grumet Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life by Jordan Grumet The Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life by George Kinder Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Kyle Landis-Marinello is a practicing attorney specializing in environmental and energy law. Bill and Jackie dive deep with Kyle into topics such as socially responsible investing, student loan forgiveness, and his book, Personal Finance and Investing: How Anyone can Make More, Spend Less, and Invest Wisely. We also learn about Kyle's unique financial journey to improve his family's finances without compromising his values. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine Advice-Only Financial Advisors Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. Personal Finance and Investing: How Anyone can Make More, Spend Less, and Invest Wisely by Kyle Landis-Marinello EconoMe CampFI F.I.R.E. for Dummies by Jackie Cummings Koski studentaid.gov Ramit Sethi Environmental, Social and Governance (ESG) Investing Simple Path to Wealth by JL Collins Socially Responsible Investing: Is It Also More Profitable? Article by Mr. Money Mustache Mr. 1500 Days Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Meet the dynamic duo, Alan and Katie Donegan! The Donegans, known for their Rebel Finance School and Rebel Business School, share their insights on living an extraordinary life, both financially and personally. From defining what "extraordinary" means on an individual level to the importance of financial independence and entrepreneurship, Alan and Katie's passion for helping others shines through. Bill, Jackie, and the Donegans dive into practical steps to improve financial health, build a debt-free business, and create a life by design. They also explore the significance of continuous self-motivation, the power of asking the right questions, and how to blend traditional financial wisdom with a rebel mindset. Tune in to get inspired and learn how to never compare your pineapples! 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. Rebel Finance School The Rebel Business School The Donegan's YouTube EconoMe Notes from a Friend: A Quick and Simple Guide to Taking Charge of Your Life by Tony Robbins Wheel of Life Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Donna Peterson is a retired supervisory special agent and joins Bill and Jackie to cover the essential topic of internet and financial security. Drawing from her extensive background in combating cybercrime with the FBI, Donna shares her expert advice on how to secure personal and financial information against common hacks, the importance of two-factor authentication, and best practices for digital hygiene. Donna also gives practical tips on using password managers, safeguarding email accounts, and navigating the complexities of online privacy and data breaches. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: EconoMe FinTalks Scamalot! | Paula Pant | 066 Internet Crime Complaint Center FBI Internet Crime Report 2023 Cloudflare Private Internet Access LastPass Dashlane 1Password Security To Do List Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing one's retirement plan, and tackles the nuances of various saving vehicles like HSAs. Bill, Jackie, and Christine also chat about the sequence of returns risk and offer practical advice on asset allocation and preparing for healthcare costs in retirement. Additionally, she highlights the significance of community and working in retirement for financial and non-financial well-being, along with a sneak peek into her upcoming book and the Bogleheads conference. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. Bogleheads Conference Morningstar The Long View John C. Bogle Center for Financial Literacy How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement by Christine Bentz Retirement Glide Path: Is Comfort Key? Treasury Inflation Protected Securities Social Security Made Simple | Mike Piper | 054 Six Retirement Withdrawal Strategies that Stretch Savings William Bengen opensocialsecurity.com Zweig: Prepare for 'Meflation' Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins Income Lab Marc Freedman: The Case for Encore Careers Bogleheads Conference 2023 - Jordan Grumet on Living without Regrets Sequence of Returns Risk bogleheads.org Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

In part 2, Jeff York continues his discussion with Bill and Jackie about the financial importance of amicable divorces, the nitty gritty on his investments, and how he was able to "graduate" on his modest salary. The three also dive deep into Jeff's unique lifestyle, the necessity of personal health before and after retirement, and the rewarding nature of sharing knowledge through educating and mentoring. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko EconoMe Live It Up Without Outliving Your Money!: Getting the Most From Your Investments in Retirement by Paul Merriman The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich, Free Life by JL Collins Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059 Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

In this special pop up episode, Bill, Jackie, and special guest Amy Coroso engage in a thought-provoking discussion sparked by a controversial New York Times Magazine article about the FIRE (Financial Independence, Retire Early) movement. The three chat about the article's portrayal of diverse financial independence approaches as well as the article's impact on the FIRE community, discussing its potential to both attract attention and misconstrue the movement's core values. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. "Your Neighbors Are Retiring in Their 30s. Why Can't You?" NYT Article Avocado Toast & Guardians of the Galaxy | Amy Coroso | 018 EconoMe F.I.R.E for Dummies by Jackie Cummings Koski But First, Save 10: The One Simple Money Move That Will Change Your Life by Sarah-Catherine Gutierrez Early Retirement Extreme by Jacob Lund Fisker Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Jeff York is a remarkable individual whose journey from custodian to millionaire offers a wealth of inspiration and practical advice. Jeff's story breaks down conventional barriers, showcasing the power of education, financial literacy, and personal responsibility. From his unique investment strategies and the importance of health to his experiences with divorce and the insights gained therefrom, the conversation delves into the essence of achieving financial independence and living a fulfilled life. Stay tuned for part 2! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. 403bwise Deferred Compensation Plans CalPERS (California Public Employees' Retirement System) CalSTRS (California State Teachers' Retirement System) Mark Trautman Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

He's here, Mr. Money Mustache! Also known as Pete Adeney, the financial independence OG shares his story with Bill and Jackie. From retiring at 30 and starting one of the most popular blogs in the community to the importance of choosing sustainability with your money. The three discuss some of Pete's most impactful articles (listed below), highlighting alternative health insurance options and discussing socially responsible investing. Pete also chats candidly about life post-divorce, the temptations of consumerist culture, and the potential of car-free communities. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine. Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases. Mr. Money Mustache The Simple Path to Wealth by JL Collins 1500 Days to Freedom The Shockingly Simple Math Behind Early Retirement Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez Two Years Without Health Insurance (and What I'm Doing Now) Target-Date Retirement Funds Get Smart With Money How to Go from Middle-Class to Kickass Culdesac Waymo Purpose, Identity, & Connection | Jordan Grumet | 022 Socially Responsible Investing: Is It Also More Profitable? Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059 Outlive: The Science and Art of Longevity by Peter Attia Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.