Cash Chats UK Money & Personal Finance podcast

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting Saving Vs Investing. While investing is grabbing the headlines at the moment, it's also easier to invest than ever. James talks us through when it's best to play safe with savings and when investing is the better option. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Saving vs Investing ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In Andy's final episode as host, he's talking about the latest stories that are important to you and your money. Including: Tax band: where you fit in and how much you should be paying Your ISA Allowance for 2026/2027 For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:59 A fond farewell for now 06:21 Tax bands 28:25 ISA allowance 2026/27 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The best credit and debit cards for spending abroad HBO Max is here: what's included and how to get the best price Two boosted welcome offers from American Express For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:19 Andy intros the new Cash Chats team 04:33 Best cards for abroad 17:06 HBO Max 29:49 Amex offers ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Two new bank switching offers from Barclays and Lloyds worth up to £700 How to save on your Sky bill Navigate the complexities of train refunds on your disrupted journey For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 02:24 Bank switch offers and latest news 14:55 Train delay refunds 26:43 Sky Vs DIY ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: From rewards to welcome bonuses, Andy goes through his top credit cards for 2026 Bank switching can make you £1,000s - but can it have a negative affect of your credit score? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Top credit cards 2026 23:29 Switching and your credit score ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy's February current account update including all the current switching offers Lifetime ISA changes: are they worth it anymore? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:35 Current account news and offers 20:27 LISA changes ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: With more and more streamming platforms on the market, here's how to save without missing out Advice on getting your first credit card For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Save on streaming 16:20 Your first credit card ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What's in Andy's physical and digital wallet for 2026 The pros & cons of BNPL For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:58 What's in my wallet 17:51 Buy Now Pay Later ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Our top savings rates for February Cheap and easy direct debits for bank switching Tips and tricks to help you stop spending and get saving For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to stop spending 29:41 Savings update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Current account latest for January 2026 Do you need an ISA in 2026? Don't miss out on the Nationwide Fairer Share payment For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Banking update 16:57 Do you need an ISA in 2026 35:04 Nationwide Fairer Share payment ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Our pick of the best UK savings accounts for 2026 A new Lloyds bank switch worth £250 and it's available if you've switched before For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Best savings accounts for 2026 21:28 Lloyds £250 switch ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The best bank accounts for spending, bills, switching & more in 2026 Our picks for 2026 to make the most of your spending with cashback and reward credit and debit cards For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:44 Best bank accounts for 2026 22:04 Best cashback & reward cards for 2026 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the 500th episode of the pod Andy's talking about how the tips and tricks to be better with your money in 2026. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:40 How to be clever with your cash in 2026 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In this bonus episode of the pod, Andy's sharing an update with his plans for Be Clever With Your Cash for 2026. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What is a good credit score? How to cope with a supermarket stock re-shuffle 50K in Premium bonds: how did our savers fare this year? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:39 What's a good credit score 16:32 Handling a supermarket re-organisation 26:37 Premium Bonds update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: How Andy has saved £100s on books Why ethical banks deserve your attention How to avoid that last minute Xmas panic Andy's bugbear with TV show.....The Bear For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:01 Save on books 11:33 Last minute Xmas 19:49 Ethical banking 29:57 Phone cases ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: All the current bank switch deals, special offers, news & more in Andy's latest banking update FSCS protection increased to £120,000: what you need to know If you're suffering from Black Friday remorse, here's all your rights when it comes to returns For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Banking update 20:26 FSCS protection 29:20 Returns ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the Labour Autumn budget, breaking it down into the stories that affect you and your money. Including: The Cash ISA allowance cut Tax hikes Pensions, properties & more For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: American Express boost welcome offers for Platinum & Gold cards - just in time for Christmas spending PayPal offer 1% cashback: here's how it works Price matching and why now is the time to start For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:09 Amex welcome offers 14:30 Price matching 24:07 PayPal+ review ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Santander bank switch offer: get £200 Tax free cash from Chip Prize Saver account More O2 price hikes are coming, here's how to beat it For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Santander bank switch 12:19 Chip tax free prize saver 29:29 O2 price hike ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Novembers top savings rates and latest news Andy's Black Friday boot camp For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:12 Savings update and news 11:58 Black Friday boot camp 26:14 Best savings rates ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Claim your £100 Amazon voucher with Santander Why you need multiple bank accounts How to compare ISA and savings rates after tax For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:09 Santander £100 offer 14:00 Multiple current accounts 32:12 Comparing ISA & savings rates ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The latest cuts to Cash ISA rumours Lloyds new cashback credit card How to get a handle on your Christmas spending And more For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:06 Will they cut Cash ISAs? 17:06 The new Lloyds cashback credit card 27:41 How to keep tabs on Xmas spending 42:28 Andy's Ombudsmen update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: New Barclays switch up to £400! Baby freebies and money saving tips Andy's October banking update For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:21 Barclays switch 11:54 Baby freebies and saving tips 21:45 October banking update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: £100 Chase switch with a twist Get up to £240 switching to TSB Just how much can you afford to borrow on a mortgage? Beat the latest Disney+ price hike For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Chase switch offer 11:44 TSB switch 21:06 What mortgage you can afford 31:11 Beat the Disney+ price hike ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy's October savings update The self assessment deadline - do you need to register? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:09 Andy's October savings update 24:21 Self assessment deadline ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: NatWest £175 switch Nationwide 3x£175 switch The state of the nations financial wellbeing Ethical banking: where do you stand? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 NatWest switch 08:22 Nationwide switch 17:12 Financial wellbeing 23:19 Ethical banking ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Lloyds £200 switch offer Co-op bank £175 switch offer How an emergency cost Andy £2,500 Christmas savings scheme hack For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:54 Lloyds £200 switch 13:22 Co-op £175 switch 18:45 Emergency savings 26:35 Christmas supermarket saver scheme ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: The Asda reward scheme changes Our monthly mortgage update Fight for your consumer rights Weekly poll: what you thought of Iceland rewarding customers for shopping shoplifters For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Asda reward scheme 08:08 September mortgage and property update 18:47 Consumer rights 24:10 Weekly poll ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Latest savings news and the best rates Energy price cap update All the best credit card offers For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:05 Savings update 19:50 Energy price cap news 27:02 Credit cards ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Inflation up to 3.8%: what this means for your money Can you avoid paying tax on your savings interest? Find the best mortgage rates How to save living it up in London For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:11 UK inflation 05:04 Tax on savings interest 18:21 Find the best mortgage rates 29:39 Save on London activities ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Cut the hefty Sky contract and just pay for what you watch with NOW TV How to complain to the Financial Ombudsman Service and why it's worth it Andy's pick of the best student accounts for those off to university For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:14 Complaining to the FOS 10:16 Never pay full price for NOW 24:36 The best student accounts 35:03 Easy access saver poll ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Monthly savings update with two new regular savers & the best rates How to get each of your three different credit reports for free Last weeks base rate cut and what it could mean for you For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:09 Base rate cut to 4% 07:45 August savings update 30:32 Check your credit reports for free ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Andy's August current account update How to save money on Sky Sports, TNT and Amazon Do you need travel insurance on your staycation? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:19 August current account update 17:35 Staycation travel insurance 24:49 How to save on sports channels ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bank switch offers from TSB, RBS & Chase Bank LTV explained: how to save when remortgaging How and where to get your holiday cash Financial vulnerability - who's affected? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 Financial vulnerability 06:56 TSB, RBS and Chase Bank switch offers 23:02 LTV explained 34:10 Tembo mortgage calculator advert 35:33 Get the best rates on your holiday money ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Andy runs through his top 3 savings accounts of the year so far Barclays offer up a new £175 bank switch, but can you get it? Plus an update of our latest awards nomination For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:56 The Headline Money awards - did we win? 02:06 Andy's top 3 savings accounts 14:14 Tembo mortgage advert 15:37 Brand new Barclays bank switch offer ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The ISA allowance - will it be cut after huge backlash? Zopa Biscuit, our thoughts on the new high interest account Why you need some cash on holiday Current account World Cup results For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 ISA allowance rumours 04:01 Zopa Biscuit review 13:02 Advert: Our Tembo partnership 14:25 Holiday cash 18:31 Current account World Cup results ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Amelia's talking about the latest stories that are important to you and your money. Including: Stoozing explained: can free money be used for savings? Lloyds are back with a new £185 switch offer: Here's what you need to know And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 You choose what's on the new bank notes 02:16 Lloyds £185 switch 09:28 Credit card Stoozing explained 23:23 Community hits and misses ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: July savings update - including best rates Up to £175 on offer with NatWest switch 3 savers, 50k in premium bonds: 1 year update And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:00 Latest poll results 02:00 NatWest switch offer 08:57 July savings update 22:17 3 savers, 50K premium bonds update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In this rewind special Amelia's explaining the difference between credit scores and reports. Plus the best ways to boost your credit score. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:55 Results from our current account world cup semi final 01:42 Credit scores &credit reports explained 08:08 How to improve your credit score ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bad news for Santander & Halifax customers in our monthly banking update Winter fuel payment u-turn Help to Save scheme - what it is and why it's brilliant And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 Monthly banking update 19:13 Government winter fuel payments u-turn 22:12 Latest poll results 24:23 The Help to Save scheme 32:50 Extreme complaining ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Chase are rolling out their credit card in the UK, but is it any good? A new £180 bank swithcing offer from Santander How to find any money in Child Trust Funds And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:07 Santander bank switch offer 11:04 Child Trust Funds 13:54 Results of the first round of our best bank world cup poll 16:43 Credit card monthly update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Nationwide latest Fairer Share bonus and perks The growing cost of wedding celebrations Our June 2025 Savings update And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:07 Nationwide Fairer Share 14:39 The cost of wedding celebrations 23:39 Savings update 39:55 Our latest poll results ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Latest TSB bank switch offers up to £340 UK energy price cap is cut by 7%: what does it mean for you? Our pick of the winners from this years British Bank Awards For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 New TSB bank switch 13:12 Energy price cap cut by 7% 20:48 The British Bank Awards ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence