Buy Your Side

In this episode, Michelle chats with James O’Brien from Shore Financial about the First Home Buyer Choice scheme in New South Wales. From today’s episode, you will learn what is the scheme and how it works, who can utilise the First Home Buyer Choice scheme, what type of properties are eligible to buy, and James shares an example of stamp duty costs vs. land tax.Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full show notes to the episode can be found here. Don’t forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to [email protected]

Welcome to 2023! In this episode, Michelle introduces us to a new year and what is in store for the property market.In this episode Michelle discusses how the property market has started for the year, the new property trends for 2023, why falsifying information and documents can be serious and what the RBA is likely to do over the coming months with the cash rate and how to manage this.Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full show notes to the episode can be found here. Don’t forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to [email protected]

Are you looking to buy your dream property in 2023? In this episode, Michelle dives into why it’s important to do your research prior to auction, why having a good relationship with your local agents can help you at auction, which buyers to look out for at auction and how to show up confidently during an auction. Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full show notes to the episode can be found here. Don’t forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to [email protected]

Whether you're in the market NOW or thinking about it, this episode is for you! Michelle talks about why you should keep searching for your ideal property (even this close to Christmas), why agents want to sell properties before the end of the year, why it's important to get on agent's mailing lists and why it's important to get your pre-approval ready before 2023. Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full show notes to the episode can be found here. Don’t forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to [email protected]

Let's talk about 66W certificates. You may have heard the term floating around, but what the hell are they and why would you want one? In this episode, Michelle explains what a 66W certificate is, when it’s a good idea to think about using one, the reasons you don’t need one and who can assist you with a 66W certificate.Love our podcast? Please give us a 5 star review!Full show notes to the episode can be found here. Don’t forget to connect with us across:FacebookInstagramLinkedInIf you have any burning property questions at all, please send an email to [email protected]

You have found the property of your dreams and exchanged contracts - now what? In this episode, Michelle explains the important steps that follow after contracts have been exchanged. Here’s what you’ll learn from today’s episode: — What is the cooling off period once the contract has been signed? — What percentage will you need to pay for your deposit — How you can help speed up the valuation process — What is a pre-settlement inspection and why should you have one

Here’s what you’ll learn from today’s episode: FOMO - Do you have it? Why has FOOP started to return to the property market? What can buyers do to ensure they make smart buying decisions How do emotions play an important role in the buying process?

Do you live in NSW and are thinking of buying a property? In this episode, Michelle is joined by James O’Brien from Shore Financial to discuss the NSW State Government's plan to scrap stamp duty. Here’s what you’ll learn from today’s episode: - If stamp duty is scrapped, what will take its place? - How will an annual land tax work for first home buyers? - When will this be legislated? - What are some things to look out for when choosing the new land tax or stamp duty?

Are you looking to buy your first property? In this episode, Michelle is joined by James O’Brien from Shore Financial to walk you through the numerous grants available to first home buyers to help you get your foot in the door in the property market. Here’s what you’ll learn from today’s episode: - What first home buyer grants are available? - Who can help you along your buying journey - How important is it to understand the quality of the asset? - How do you apply for a grant, and who is eligible

Are you worried about properties with asbestos? In this episode, Michelle explains what your obligations are when it comes to asbestos, and why you should do your research before buying a property. Here’s what you’ll learn from today’s episode: - What is asbestos, and what are the health risks? - How do I know if the property has asbestos? - Where will asbestos typically be found in a property? - Why it’s important to do your own research and due diligence.

What is Material Fact? In this episode, Michelle explains what Material Fact is, and why you should think about this before buying a property. Here’s what you’ll learn from today’s episode: - Do I need to care about Material Fact? - What are some examples that I should know about? - How cultural and religious beliefs can create certain requirements - Why it’s important to do your own research as well - What does the vendor need to disclose before purchase?

Interest rate rises - the topic on everyone's lips. In this episode, Michelle chats about the RBA rate rise, and what this means for the market. Here’s what you’ll learn from today’s episode: — Why it’s important to do your own due diligence — How will the increase in the RBA cash rate affect your mortgage — Will you be able to grab a bargain? — What to look out for in a buyers market — Should you wait to try and buy a property?

Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process. Here’s what you’ll learn from today’s episode: - Why having a broker can help navigate the pre approval process - Should you stick with your bank when looking for finance? - Banks and their lending options - Which lender is right for your circumstances - Credit Scores, and what it means for your lending

Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process. Here’s what you’ll learn from today’s episode: - Why having a broker can help navigate the pre approval process - Should you stick with your bank when looking for finance? - Banks and their lending options - Which lender is right for your circumstances - Credit Scores, and what it means for your lending

If you are thinking of buying, it’s important to prepare before getting a mortgage. In this episode, Michelle chats with mortgage broker Michael Chiel from Stonehouse Group who shares his top 5 things to do before speaking with a broker. Here’s what you’ll learn from today’s episode: - Why planning on what you’re wanting to buy is an important step - How to do research on the property market - Understanding your deposit - Get to know your spending habits and budget - How being honest with your broker can work in your favour

If you are thinking of buying something off the plan or a newly constructed property, Michelle explains some risks involved and what to look out for - so you can make informed decisions. Here’s what you’ll learn from today’s episode: — How developers are making money off new builds — Council and building certifications and how that affects you — Building delays and the consequences involved — Investor versus owner occupied properties — The top things to think about before buying off the plan

It’s the burning question on every buyer's lips - Should I wait to buy in case prices drop? Michelle explains the impacts of waiting for a bargain, and why buying now could be a better idea. Here’s what you’ll learn from today’s episode: — Is waiting for the market to drop a good idea? — How waiting can end up costing you more money. — Interest rate rises vs. lower property prices. — Bargains, do they really exist? — What are micro-markets, and what do I need to be aware of?

You are ready to choose a buyer’s agent but are confused by who you should pick? Michelle explains exactly what to look for in a buyer’s agent so that you will have the best buying experience possible. Here’s what you’ll learn from today’s episode: — Checking a buyer’s agent’s reputability — What kind of experience a buyer’s agent should have — Seeing past the marketing of a buyer’s agent — What a good buyer’s agent can do for you — Questions to ask a buyer’s agent before you sign the dotted line

Have you ever been confused by how a Buyers Agent charges for their services? In this episode Michelle breaks down the 3 different ways that Buyers Agents will price themselves to the buyer. Here’s what you’ll learn from today’s episode: — Percentage-based pricing — Tiered-based pricing — Fixed fee pricing — Buyers Agents’ motivations behind their chosen pricing model

Looking ahead to 2022, Michelle dives into the emerging trends in the property market, and gives some insight into how to stay up to date with these trends. Here’s what you’ll learn from today’s episode: - Which trends are emerging in the property market - Areas to look out for in Sydney - Which types of properties to keep an eye out for - Which demographics will cause the biggest shift in property prices

With Christmas approaching, Michelle takes a look at the benefits of keeping on top of the market during the festive season of 2021. Here’s what you’ll learn from today’s episode: - Should you keep in touch with the market during the Christmas period? - What kinds of properties are listed during the Christmas period? - Real Estate Agents’ motivations towards the end of the year - How to prepare as a buyer for maximum negotiation leverage

On today’s show we have guest speaker Daisy Ashworth, founder of the property investment matchmaking site, Mortgage Mates. Michelle and Daisy go into the details about how Mortgage Mates was started and how it can help home buyers gain entry into otherwise inaccessible property markets. Here’s what you’ll learn from today’s episode: - Who is Daisy Ashworth? - What is Mortgage Mates? - How can Mortgage Mates help you? - How does Mortgage Mates work?

This episode takes a look at how to pay your deposit, and the three most common options that are available for you such as EFT, Cheque, and the newer Macquarie Auction Deft Pay. Here’s what you’ll learn from today’s episode: - Deposit payment options - Changing your transfer limit with your bank - Banker’s drafts - Using cheques

This episode takes you through 10 property inspection hacks in 10 minutes to help you find a property even during the lockdown. Michelle breaks down the most important things to look out for when inspecting a property, touching on areas such as lighting, storage, air-conditioning, parking, and many more. Here’s what you’ll learn from today’s episode: - Keeping an objective frame of mind during an inspection - How to inspect a property under a time constraint - What to bring when inspecting a property - How to check a property’s suitability online

In this episode, Michelle explains the correlation between pre-approvals, bank valuations, and property price estimation tools. She also goes into depth about why you need to be cautious when making decisions before confirming the value of a property with your mortgage lender. Here’s what you’ll learn from today’s episode: - Pre-approval vs bank valuation - Should you use a price estimation tool? - How to interpret a price estimation tool - How to deal with valuations during market fluctuations

This episode is a continuation of strata reports and building maintenance. The importance of looking through building maintenance reports is the main focus to ensure you don’t get sprung with unaccounted maintenance down the track. Here’s what you’ll learn from today’s episode: - What to look out for in a maintenance report - What kind of defects may be present within a building - Legal requirements of the reports - What is recorded in the reports

Strata reports are the topic for this episode. Michelle breaks down each section of strata reports from AGM records, maintenance history and financial information such as insurance. Here’s what you’ll learn from today’s episode: - What are strata reports? - What is in a strata report - How to understand strata reports - Things to keep an eye out for in a strata report

In this episode Michelle takes a deep dive into the off-market section of the property market, as well as what to watch out for when dealing with selling agents. Here’s what you’ll learn from today’s episode: - What are off-market sales - Why properties are sold off-market - How you can find off-market sales - How you can get the best deal

In light of the recent lockdown in Sydney, Michelle explores the nuances of online auctions and how to be prepared to reach a desirable outcome. Here’s what you’ll learn from today’s episode: - Where online auctions are hosted - Registering for an online auction. - What happens during an online auction - How to be successful in an online auction

This episode is focussed on property inspections and takes a deep dive into what to look for when considering a property.

This episodes covers the ins and outs of auctions and what you can do to be prepared for success!

In this episode we touch on different real estate terms and what they mean, as well learning how to navigate auction campaigns and private treaty sales.

This episode is an introduction to Michelle’s career as a buyer’s agent, and the ‘Buy Your Side’ property podcast series. This episode will touch on how to get prepared when starting to look for properties, as well as where and what to look for!