Parent PLUS Loan Deadline: Consolidate Now
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Show Notes
Parents with Parent PLUS loans face a critical deadline: consolidate by June 30, 2026, to retain income-driven repayment plans. Consolidation takes 4-6 weeks, so act now to avoid standard payments and potential financial strain. This affects 3.6 million borrowers, who may lose forgiveness options after 25 years. Enroll in Income-Based Repayment after consolidating for lower monthly payments and potential forgiveness.
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