BT Money Hacks

Money Hacks Ep 25 - Are you a good saver? Is it worth enjoying higher interest rates with OCBC 360 and UOB One following latest tweaks? 9:10 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene. Local banks are introducing higher bonus interest rates to get customers to save more. From Nov 1, 2018, OCBC customers can earn an effective interest rate of up to 3.2 per cent per annum on the first $70,000 in their savings account known as the 360 account, when they fulfil some criteria. The move comes after United Overseas Bank (UOB) in August raised the balance amount for which customers can earn maximum bonus interest. Customers who have a UOB One account can receive an effective interest rate of up to 2.44 per cent per annum in bonus interest on their first $75,000 when they spend $500 on their credit card and credit their monthly salary of at least $2,000 or have three Giro debit transactions. DBS Bank has a Multiplier account which can earn customers up to 3.5 per cent per annum in interest on the first $50,000, as long as the salary is credited into the account with two or more separate transactions with the bank. The transactions can include credit card spending, investments and mortgages. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

Money Hacks Ep 24 - 5-step approach to wine collection, investment and enjoyment with local food   12:45 mins   Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.   This episode is Part 2, following the previous Money Hacks topic aimed at wine collecting and investment.    We present five steps to take after this episode: How to fit a wine fridge into a small space in your small apartment, key accessories you need, and how to start with a $13 budget.   Pairing with local food? Try chardonnay with mee pok and merlot with prata or briyani.   Produced by: Ernest Luis & Christopher Lim   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

10 mins   Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.   This episode is aimed at wine collecting and investment. How to pick wines on sale, go for tasting events at supermarkets, and "gamify" wine investment for some releases by checking prices online over a period of time.   Which are the "off vintages" you should go for, as they cost less up front than premium vintages, and also appreciate at a rapid rate   Did you know you can study and appreciate wine through courses? Money Hacks co-host Chris Lim also happens to be a Certified Specialist of Wine (CSW) and a French Wine Scholar (FWS). He talks to co-host Ernest Luis on how to get started.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Ep 22 - How SMEs can use cryptocurrencies to raise capital   7:33 mins   Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.   This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too. What are 3 good industries to start investing in these days?   The United States, Switzerland and Singapore are currently ranked in the top 3 of key global ICO (initial coin offerings) hubs, in a recent June report by accounting giant PwC’s strategy and consulting division. Small-and-medium enterprises (SMEs) can also raise capital with investors from across the world, instead of always looking inwards, as Mr Davy Goh - chief executive and founder of home-grown cryptocurrency exchange BCoin - tells us.   For example, he explains how Uncle Ringo's famed travelling funfair company in Singapore is now thinking of using of tokenising to expand the business here and across the globe.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Ep 21: How to network with crypto friends and an exchange community   7:33 mins   Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.   This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too, by joining a cryptocurrency exchange and the community around it through regular conferences and seminars.   The chief executive and founder of homegrown cryptocurrency exchange BCoin - Davy Goh - tells us why we would need to use an exchange, and why it's not advisable to stay holed up alone at home online, and try to start in cryptocurrency investing and trading.   Are your trading funds safe in BCoin's trading app? How is security ensured?   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 20 Duration: 9:41 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene. How can digital marketplaces set up by banks help you save, and calculate various scenarios without the hassle of setting up numerous meetings or visiting branches? Can your personal information be safeguarded? DBS Bank launched an online property marketplace in July 2018, that aggregates close to 100,000 listings from EdgeProp and Averspace and is intended as a one-stop shop where home buyers can browse listings and link up with utilities providers, as well as renovation, cleaning and moving services. Ms P’ing Lim, DBS head of deposits & secured loans, and Ms Tok Geok Peng, DBS head of secured lending, talk us through and also allay concerns about maintaining your financial privacy. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

Money Hacks   Episode 19   Duration: 8:58 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.   How much insurance coverage should you have and plan for? Are there principles working mothers or parents should bear in mind when it comes to financial planning, or if their income streams are affected by medical setbacks?   How important is disability income for young and new parents?   Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 18 Duration: 6:44 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. How do you put together an investment portfolio as a beginner? What is a portfolio? What are equities? What are recommended periods for long-term and short-term reviews of your investment portfolio? Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

Money Hacks    Episode 17   Duration: 6:30 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.   Singaporeans love a good travel deal. The hardcore miles junkie is quite the species as they hunt and research the best ways to get the ultimate deals.   Get some good starter tips in this episode. Is it better to redeem your miles for short-haul or long-haul flights? This and more tips from Mr Anthony Seow, head of unsecured loans and cards for DBS Bank.   Produced by: Ernest Luis & Christopher Lim   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 16 Duration: 8 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  We look at a few key travel spending hacks, ways to stretch money further when travelling overseas. Should you pay in Singapore dollars when using your credit card overseas? Should you bring only one credit card abroad, and why is it not advisable to carry too much cash? Should you swop out your SIM card when overseas, and risk missing out on important bank alerts on possible fraudulent activity? What are the top things to do and not to do, especially when you key in your personal identification number (PIN) at an ATM machine overseas and something goes wrong?  Mr Anthony Seow - head of unsecured loans and cards for DBS Bank - also explains how DBS' multi-currency account can help you shop online, spend abroad or invest in markets at your preferred rate. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks    Episode 15   Duration: 7 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.    What are the common mistakes older Singaporean adults make when it comes to planning their finances for the next decade or so? Do they need to factor inflation rates and how often should they review this?   How about retirement calculators, like those by the CPF, to make good estimates? How can credit card debt be effectively reduced before reaching retirement age?   Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to do this systematically.   Produced by: Ernest Luis   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks    Episode 14   Duration: 8 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.    Are younger adults and millennials in Singapore value seekers, when it comes to financial services? Should they look at the CPF scheme as one good reliable and solid way to plan financially for the future?   If they want to have 10%, 20%, or even 50% more in their CPF when they retire, are they heading down the right track?   Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to approach the CPF scheme with a focused mindset.   Produced by: Ernest Luis   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 13 Duration: 10:49 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Can first-time HDB home buyers take a bank loan? What are the differences between opting for a bank loan or a HDB loan? What about couples in their late 40s or 50s thinking of buying a second property for investment options? What are the considerations to factor in? What are the trends for such couples in Singapore? Ms Tok Geok Peng, head of secured lending for DBS Bank, answers our questions and lists the top three misconceptions when it comes to mortgages. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 12 Duration: 8:25 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. How can you plan your finances better in your 40s, while keeping an eye on the future, and the cost of inflation? Is youth an asset when you're in your late 20s, when it comes to taking more financial risks to grow your money? What can you also do at the age of 18, if you want to think ahead before feeling the pressures of the rat race and putting aside financial planning till it's too late? We ask Mr Vasu Menon - vice-president and senior investment strategist (wealth management) at OCBC Bank - for his thoughts on our scenarios. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 11  Duration: 12:50 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.    Gibson - the famed US brand which was founded in 1902 - made headlines around the world recently when it filed for bankruptcy protection as it struggles with US$500m of debt. Is now the time to invest in high-end Gibson guitars, or even one of those holy grail of guitars - the legendary vintage "burst" Les Paul model from 1959 - which can cost quarter of a million US dollars and upwards these days.    We ask Jack and Rai, one of the most popular duos in the live gig circuit in Singapore, who have played vintage guitars, to start the debate.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 10  Duration: 9:30 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  How do you become smarter about considering possible investments for your future, as early as when you're in your late teens? Or if you have a young family and are concerned about family budgeting and financial literacy?    Mr David Gerald is the founder, president and chief executive of Securities Investors Association (Singapore). Sias champions investor rights and educates investors at all levels, among other initiatives. He tells us how more of their events are reaching out to a younger and wider base today.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 9  Duration: 9 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.   Is it worth investing in something that isn't locked away in an account but which you can appreciate up close? We look at the possibility of starting out in the world of art collecting, especially in the South-east Asian scene.   Arts correspondent Helmi Yusof of The Business Times, tells us what crazy rich Asians - younger or older - should take note of, if they want to start looking into this scene.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 8  Duration: 9:15 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  Is it worth investing in something you can appreciate up close, and in yourself too? We look at the possibility of starting out in the world of wristwatch collecting, zooming in on timepieces that can also hold their value better in the long run. Deputy editor of The Business Times Lifestyle desk Dylan Tan, tells us how to upgrade from a basic Casio G-Shock, and how to diversify into other brands besides the legendary Rolex and Patek Philippe.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 7  Duration: 10:55 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  You're a millennial and you're eyeing to raise funds for your dream start-up. Should you invest in initial coin offerings (ICO)? What if you're a senior and you're thinking that the new trend in ICOs may present better investment options than good old initial public offerings (IPO)?  We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 6  Duration: 9:14 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  Thinking of property investment in Singapore? Kalpana Rashiwala - property correspondent for The Business Times - tackles the scenario for someone in their early 30s, looking to buy a first home, both to live in and to potentially sell and upgrade in future. Also, are leasehold properties at the 85-year mark a sweet spot?   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 5  Duration: 8:50 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  Can blockchain technology - which underpins the cryptocurrency Bitcoin - help customers with better deals in future? In cheaper and faster insurance or legal transactions for example? Can it help business owners looking to invest in such technology, to reduce overheads too? We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 4  Duration: 10:50 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  Say you are an adventurous young person keen to experiment with cryptocurrency investment, how do you get started in Singapore? If you are a senior, and a first-time investor, how do you navigate and find out more before making an informed decision? We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 3Duration: 6:20 minsSynopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Say you are newly retired but your savvy young relative claims to be able to double your savings by investing for you in cryptocurrency, a world you're unfamiliar with. Should you agree? Also, what is a good approach to splitting your money into percentages, if you are a newbie to the investment scene. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

Money Hacks  Episode 2  Duration: 4:50 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  Should you listen to friends who tell you the cryptocurrency bubble has truly burst and strike while the iron is hot? To get a better perspective on this seemingly volatile scene, find out what percentage of the world's population own bitcoin, for example.    Produced by: Ernest Luis & Christopher Lim   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 1  Duration: 9 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  How should you balance a percentage of your savings if you're going to invest for the first time, regardless of whether you're a young professional or a newly-retired person? Or should you daringly dive into the wild world of cryptocurrency investment?   Produced by: Ernest Luis & Christopher Lim   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: [email protected]   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.