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Brown Ambition

Brown Ambition

862 episodes — Page 13 of 18

S6 Ep 252The Sun Was Meant to Shine - and So Were You

The hits just keep on coming! We had a lot of good news for you last week and we've got even more good news to share this week. You'll have to listen to find out! (3:45) We've also got a few words for you on what arrogance and humility actually are (probably not what you think) (13:20)And then as usual we're on to your questions... 31:58 - could you all give advice for the best online brokerage for beginners? 43:55 - I’m 21, about to graduate college into our pandemic economy. I have a lot of things I want to do to get my finances in order, do you have any advice on what to do, where to start, and where to get good knowledge from? Check out the links below for more:Pre-order Tiff's bookAlly InvestAOC's Instagram LiveStash Stock Trading AppTD Ameritrade's Virtual Stick MarketDouble Dutch AerobicsChinese Jump RopeAnd don't forget to hit up the BA merch store for some swag Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Feb 10, 202153 min

S6 Ep 251I Got Promoted Without a Raise! Help!

We've got NEWS! BA has officially joined the Westwood One podcast network (5:43). We're so excited and grateful for the opportunity they're giving us to continue growing and reaching more people. A LOT happened while we were gone, so let's get into it...What in the world happened with Gamestop? What does it mean to "short" a stock? Did a reddit meme just make a whole bunch of people rich? We've got the tea. (11:44)We're sure you know about Tiffany's book by now. Its called Get Good With Money: 10 Simple Steps to Becoming Financially Whole. And now you can pre-order it! Go get it now right here: https://getgoodwithmoney.com/ (50:13)And we're back to answering your questions this week. We've got some great ones:32:29 - How does Tiffany take apple cider vinegar and why?34:09 - My job just promoted me without giving me a pay raise. They said this was the position I was meant to have all along, but I never signed anything saying that. I’m not in a position to quit right now. Help!40:08 - I have two 401ks from previous companies. Should I roll them over during the current economy, or should I leave them where they are? Also my company doesn’t have a match. Any suggestions for making the best of this?Check out the links below for more:Hedge funds and short-selling: How and why Gamestop shook the stock marketA 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000%. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Feb 3, 202154 min

Taking Black Women to Higher Heights w/Special Guest Glynda Carr

We missed y'all last week! And this week is a bit of a different show. We've talked before on the show about the amazing organization Higher Heights. They're a 501(c)(3) that is building a national civic engagement infrastructure and network to strengthen Black women’s leadership capacity. This week we're talking to one of the founders of Higher Heights, Glynda C Carr. In this interview we'll learn: (6:10) How Black women have been the architects of our democracy (8:45) Just how big a deal is it that we have Kamala Harris as our Vice President now? (19:12) What's at stake for us if we don't get more involved at the local levels? (21:15) If you want to get more involved but don't necessarily want to run for office, how do you do that? (33:28) Now that we're past the general election, how do we keep this current energy going? And more!This was an amazing conversation and we're so excited to share it with you! See you all next week!https://www.higherheightsleadershipfund.org/https://www.higherheightsforamericapac.org/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jan 27, 202138 min

S6 Ep 249Really, 2021?!

Welcome to 2021, BA Fam.To say the least, we are still reeling from the attack on our nation's capitol last (and DEMOCRACY ... and REALITY?) last week —OK, let's be real here the entire last four years. It was tough to find the words for this, y'all, but we are here to vent (a lot) with you and try to unpack what this means for the year to come.We're doing the best we can to take care of ourselves and each other, and sometimes that's all we can do. But most importantly, Brown Ambition is back in business for 2021, talking about self-care, career, personal finance, and empowerment. We got some great questions this week:28:53 - Can you really take online surveys as a side hustle?32:52 - What's the key to finding good virtual assistants for your business?Don't forget to check out the Brown Ambition merch store to get yourself some swag, and we'll see you all next week!Check the links below for more:Our song of the show: The Earth is GhettoWhat's on Tiffany's bookshelf this year:Small Giants: Companies That Choose to Be Great Instead of BigContagious: Why Things Catch onThe Catalyst: How to Change Anyone's MindThe Effective Executive: The Definitive Guide to Getting the Right Things DoneLead from the Outside: How to Build Your Future and Make Real ChangeVagabonding: An Uncommon Guide to the Art of Long-Term World Travel Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jan 13, 202159 min

S5 Ep 2502020 Rewind: Minority Mindset

This week we're bringing you a re-broadcast of our interview with Jaspreet Singh of The Minority Mindset YouTube channel. Like Tiffany, Jaspreet’s story started with him falling victim to a scam (19:27). But he didn’t let that stop him and he’s now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more.This conversation was another highlight of our year, and we're excited to share it with you again. Keep an eye out soon for new episodes. Be well, and happy new year! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jan 6, 20211h 5m

S5 Ep 2492020 Rewind: Our Rich Journey

We almost made it to the end of 2020. We're done making episodes for the year, but we wanted to replay this super fun, informative and important interview with Christina and Amon from Our Rich Journey. They achieved financial independence in 8 years, and they're shared some of their secrets with us. This was one of the highlights of our year, and its definitely worth a look back. Stay happy and healthy, we'll see you in 2021! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Dec 30, 20201h 10m

S5 Ep 248Ep 248 - Goodbye 2020!

Last chance y'all! Head over to the Brown Ambition merch store and use coupon code HOHOHO to get 25% off!----------------------Happy BA Wednesday y'all. It's our last episode of 2020! We're taking a look back at 2020 and talking about the good things that happened for us this year. We're also taking a look forward at 2021 and talking about what we're trying to do next year. Last but certainly not least, we're getting a new stimulus bill (2:45) soon, and we'll be telling you what is (and isn't in there).And because it's our favorite thing, we're still answering your questions this week! (35:43) I’m very unhappy in my current job. I have some money in savings and some in a 401k. Should I put my health first and quit my job now? Or should I wait until I secure something else? (41:48) I recently got a new job and lost all the sick time I had saved up. I want to start a family with my partner. I want to spend as much time with my new baby as possible. Should I spend the 6 months expenses I have saved to do that, or should I tough it out and go back to work after maternity leave? Check out these links to read more:NY Times: Congress Strikes Long-Sought Stimulus Deal to Provide $900 Billion in AidCNBC: Everything you need to know about the second round of coronavirus stimulus checksCDC Eviction Relief FormHow to volunteer to help the Georgia Senate runoffs: 12 things you can do for voter outreach right nowElle Magazine: The Journalist and the Pharma BroOvia Health AppsFollow the links below to support our sponsors:Speaking of sponsors though, you can support our sponsors here:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Dec 23, 20201h 2m

S5 Ep 247Ep 247 - How Can I Pay Off Debt on a Fixed Income?

Our self care journeys continue. Sometimes self care is more than a massage or your favorite cocktail. Sometimes it's therapy. Sometimes it's sitting in your car by yourself with your favorite drink. Whatever it means for you, we hope you're taking good care of yourself. The end of the pandemic is in sight, but we still have to get through the holidays and the first part of next year. It's still going to be hard, and you still deserve to be okay. In the meantime, we're going to keep bringing you money and career advice. There are some great questions this week like: (26:56) How can I pay off 20k in debt on a fixed income? (34:13) I’m 25 and I’m graduating with 2 masters degree. I received a job offer, but I’m afraid I might’ve asked for too little money. I had a great interview for a promotion with my current employer, and that might offer more money. I’m stressed out over what to do! As you finish up your holiday shopping, don't forget: You can save 25% at our merch store by using the coupon code HOHOHO. Good through the end of December! In this year especially, its great to support local and small businesses. One of our favorites right now is The Butter Bar skincare (not a sponsor, we just love them). Either way, do your best to shop local and support small businesses. We want to see them survive this pandemic!Speaking of sponsors though, you can support our sponsors here:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbitionCheck out the links below for more:Neal Katyal on IGCardi B's 88k purseNaviPsychThe Debt SnowballSandy Smith - Yes, I am CheapMagnify Money - When You Should Consider Bankruptcy and How to File Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Dec 16, 20201h 1m

S5 Ep 246Ep 246 - A New Season of Self Care

It's the holiday season, but its the season for other things too. It's always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you're worth it. It's time to start acting like it!We got some great questions from you this week: (23:44) - How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt? (28:23) - I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account? Don't forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO!Check out the links below for more reading:The Catalyst: How to Change Anyone's Mind by Jonah BergerContagious: Why Things Catch On by Jonah BergerFSA StoreThe Noodle BudgetMagnify Money's List of the Best High Yield Savings AccountsWhat is Clubhouse?Black Millennials fueled a surprising 2020 home-buying surge for African Americans@VisionPoet on IG Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Dec 9, 202052 min

S5 Ep 245Ep 245 - Is It Time to Invest My Extra Savings?

HOHOHO the gift giving season is upon us! And for the Brown Ambition fan in your life (including you!) we're offering a 25% across our merch store at brownambitionstore.com. Use promo code HOHOHO to get your discount!_______________________________We made it past Thanksgiving! We got our Zoom on and did what we could to spend time with our families and stay safe. We're trying to finish this holiday season safe and get ready for this vaccine that will hopefully be coming soon. In the meantime we're so excited to hear that a lot of you are taking charge of your mental health by reaching out to our friend Stephanie over at NaviPsych (not a sponsor, we just love her) or otherwise getting into therapy, and we want to send our love to all of you. Wishing you the happiest of holiday seasons!We've got some great questions this week like: (21:20) - I have 10k saved for my wedding, but I don’t think we’ll get married for awhile, where should I store this money? (28:50) - Neither of my parents have life insurance or health insurance, and they don’t have any money set aside for retirement. I’m probably going to end up responsible for their care when they can’t work anymore. How can I convince them to start saving? Check out the links below for further reading:NaviPsychThe Catalyst: How To Change Anyone's MindPolicyGeniusQuote Wizard Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Dec 2, 202052 min

S5 Ep 244Ep 244 - How Can I Avoid Being The Victim of a Racist Appraiser?

And just like that it's time for all the holidays! We've got Thanksgiving, Christmas, Hannukah, Kwanzaa, and even birthday celebrations to plan. Like everything else this year, Covid is making it way too complicated (seems like there are vaccines on the way though! (9:35). We're making it work thought like we ALWAYS do. So whatever you're doing this season, please stay happy, safe, and spend some time with people you love. Safely!We've got some great questions from you all this week like: (19:50) How can I make sure I’m not the victim of a racist appraiser? (28:11) What’s your perspective on taking some money out of a savings account and putting it towards stocks or an ETF? (30:47) I have $1,000 left on my car note, I have a o% interest credit card balance transfer at $10,000, and $6,000 on a high interest credit card. I’ve been focusing more on paying down debt during the pandemic. My car loan will be paid off in December and I’m wondering how best to allocate those funds. Should I pay down more debt or save? Check out these links for more:Covid-19 Vaccine UpdatesNYT: Black Homeowners Face Discrimination in AppraisalsThe Noodle BudgetAnd check out these links to support our sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbitionDon’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Nov 25, 202049 min

S5 Ep 243Ep 243 - Can I Save When It Doesn't Seem Like There's Enough?

We're still out of breath from the election, but we are breathing a little easier. But Covid-19 is on the rise again and the holidays are coming up. It's going to be a hard year for family gatherings (or lack thereof). We hope you stay safe and give yourself some time off if you can. But we still need to find time to celebrate the good things. And one super good thing we can celebrate is Tiff released the cover for her book, Get Good With Money (2:15)! The book is coming in March 2021. But in the meantime you take the financial wholeness quiz to see how close you are to being financially whole. We've got some great questions for you this week like: (25:00) I’m just having a lot of trouble saving money. Is it actually possible for me to save money when there just doesn’t seem to be enough? (31:20) I own a home that’s in need of a LOT of work. I took a home equity loan for the repairs. I haven’t spent the money yet because of the pandemic. Should I hold onto that money or go ahead with the repairs? Check out these links for more info:BA Episode with Christina and Amon from Our Rich JourneyOur Rich JourneyOur Rich Journey JrWhat's a Home Equity Loan?Pixel LabCorp Covid-19 TestNeal Katyal on IGStay Tuned with Preet Podcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Nov 18, 202045 min

S5 Ep 242Ep 242 - Black Magic Everywhere

It's over! And we're breathing, at least a little. We made it y'all. It's been along four years, but Black folks (Black women specifically) pulled through and helped take this thing over the top for us. We hope wherever you are, you're able to relax and release some tension. But work is NOT over! There are two really important runoff elections happening in Georgia (16:20). These elections will help determine control of the Senate, and that could make a HUGE difference for what the next two years (at least) look like. Here's a great article describing how you can help even if you don't live in Georgia. Let's WORK.And we've got some great questions from you guys this week too: (38:54) I’ve got 40k in the stock market, should I pull some of that money out for a down payment on a house? (46:28) Yesterday I was fired from my new job. I experienced so much hate from the white women in the office, I think because of the election. Do you know anywhere I can go work and feel safe as a black woman? For further reading, check out:https://www.navipsych.com/https://www.higherheightsleadershipfund.org/https://sheshouldlead.com/https://therapyforblackgirls.com/-----------------------------------------------------------------Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/And please support our sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Nov 11, 20201h 15m

S5 Ep 241Ep 241 - Trouble Don't Last Always

Election day is over. All that's left is for us to send some love to our future selves and hope things haven't gotten too wild. We're trying to focus on what's good. Like the fact that 115 BIPOC women are running for election this year! (8:47). And at least we know where people stand. It's no longer impolite to talk politics, and honestly we're here for that. Regardless of what happens in the election, let's take a minute to breathe, then get ready to get back to work. Because there's much more to do.In the meantime, we're here to answer your money questions! This week we'll talk about: (20:57) I have about $4,300 of credit card debt between two cards with high interest. Is it a good idea to get a personal loan with a lower interest rate to consolidate that debt? (26:20) - I own 4 timeshares, but now I realize they’re a waste of money. Do you have any good advice for how I can get out of them? To learn more, check out these links:Options To Get Out of Your TimeshareThe Master InvestorFarnooshGreenwood BankMagnify Money's list of Black Owned BanksTela HolcombHigher Heights Leadership Fund---------------------------------------------Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/And please support our sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Nov 4, 202052 min

S5 Ep 240Ep 240 - Put Your Money Mask On

The Election is coming up y'all (and no we're not going to stop talking about it). Do you have a plan to vote? Do you have a plan B? Check out iwillvote.com to make sure you're registered, find ballot drop off locations, and get all the voting information you need. Let's DO this.And not to flex, but Tiff was on Good Morning America last week (1:00:38). Its a great segment where she gets to share her story, some basic budgeting tips, and celebrate the HUGE positive impact she's had for Black and Brown women all over the country. Check it out here.The questions we cover this week are pretty great too. We'll cover: (32:36) - what’s the best retirement account for someone who’s only a few years away from retirement? (41:20) - Because of covid, I’ve gotten generous refunds on stipends from my school, what should I do with this extra money sitting in my savings? To read and learn more, check out the links below:The Noodle BudgetRoth IRAsHigher Heights Leadership Fund Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Oct 28, 20201h 16m

S5 Ep 239Ep 239 - Ownership = Wealth

Before we begin this week, we need to have word about knowing what you're worth. Its Covid and times are tough, but some people (big companies) are acting wild trying to take advantage of people. Also you'll remember awhile back, a listener wrote in asking about draining her 401k to pay off her debt. The BA fam cam through and someone offered to buy a grocery card for her (25:40). Y'all are amazing. Then it's on to your questions. This week we've got: (28:22) I’m shopping for a home, I’m trying to decide if I should take on a renovation project. How do you find a good Reno team that will do a good job and not take advantage of you? (38:12) Is a 529 plan a good way to save for college for my 2 year old granddaughter? (read more about 529's here) Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/And please support our sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Oct 21, 202053 min

S5 Ep 238Is it Time to Get a Financial Advisor?

Election time is approaching (and we're not going to shut up about it)! Are you registered? Do you have a plan? Do you have a plan B? Let's DO THIS. If there was a time to be extra, that time is now. Talk to your family and friends and do everything you can so we might be able to breathe some sigh of relief in a month or so.Aaaaaaanyway...We're back to answer your questions this week, and we got some juicy ones like: (19:00) My husband are looking to be first time homebuyers and we have some different ideas about how to get educated, is there a such thing as a home buying adviser? (27:40) My husband wants to invest our emergency fund, but I want to keep it liquid, what's the best thing to do? Also check out this essay that mentions Brown Ambition!And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/And please support our sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbitionAnd for more info on the SARS Police in Nigeria, you can read up on them here Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Oct 14, 202048 min

S5 Ep 237Ep 237 - The Devil Has No New Tricks

The rona invades The White House, Mandi's getting relatives to vote, and Miss Mali More's getting animated! We're doing what we can to smile right now because LORDT.And we're back to answering your money questions and we got some big ones this week... (26:50) I've never bought stock before and my employer is offering an employee discount on their stock. Should I buy some and how much? (34:22) I've got a lot of debt, some money in savings, and some money in a 401k. Does it make sense to just wipe out my debt now? And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/Shout out to our wonderful sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbitionCheck out the links below for more resources:Mali MoreEmployee Stock Purchase PlansThe Noodle BudgetMagnify Money's List of Banks Offering Covid ReliefCovid Relief for Retirement Plans Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Oct 7, 202052 min

S5 Ep 236Ep 236 - We Asked The Money Coach

This week we're back with another interview. We got to talk with Lynnette Khalfani-Cox, The Money Coach. She is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom.We talked to her about how she's slowly building her real estate empire. You'll hear: Buying a property with a recourse mortgage (37:25) What it's like to manage the paperwork and logistics when you have multiple tenants in the same property? (40:16) Staying diversified, how to think about investments like stocks versus real estate (49:07) The link between age and risk tolerance (59:17) We love Lynnette so much and we were honored to have her back on the show!And don't forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/Shout out to our wonderful sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sep 30, 20201h 7m

S5 Ep 235Ep 235 - Day One, or One Day?

Hey, Hey, Hey — WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/To score 15% off your order, use the promo code BROWNAMBITION15--On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG — Ruth Bader Ginsburg.No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! Here's how.We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus. (20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments? (27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both? (31:30) I'm 41 years old and I've never invested, where should I start? (36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down? We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request here.Shout out to our wonderful sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition - Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com - Receive 10% off your first order by using our code BrownAmbitionFurther reading:19 families buy nearly 97 acres of land in Georgia to create a city safe for Black peopleNoodle Budget 101Index Funds vs. Mutual Funds: The Differences That MatterHow Does a Simplified Employee Pension (SEP) IRA Work? Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sep 23, 202057 min

S5 Ep 234Ep 234 - 5 Years of Brown Ambition! (Plus Coronavirus Coping Strategies w/ Mental Health Expert Dr. Imani Walker)

Happy 5th anniversary to us...and all of you! We couldn't do this show without you, and we are so proud of this body of work. Whether you've been here say day 1 or you just subscribed this week, we are so grateful for your support.Today, we are walking down memory lane and chatting about some of our iconic episodes (Mouse in the House, anyone?!).Then, we're joined by a VERY special guest — Dr. Imani Walker from Bravo's Married to Medicine. She's here to give us some SOLID tips for staying sane during this quarantine, since it doesn't look like we'll be getting out any time soon. We're going to talk about: What is doomscrolling, and why should you stop? (39:20) What's the connection between the toilet paper shortage and anti-maskers? (41:40) What are the things we can do to bring back a sense of normalcy and control in our lives? (45:38) How do we learn to give ourselves a break? (51:15) The value of Black folks talking so openly about therapy (1:01:39) Why do we love our destructive habits so much? (1:06:45) It was an honor to have Dr. Imani on the show, and we hope you got something out of it like we did. To learn more about her, check out:https://doctor-imani.com/https://imanistateofmind.com/podcast/https://www.bravotv.com/married-to-medicinehttps://www.instagram.com/doctor.imani/?hl=enAs always, reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sep 16, 20201h 13m

S5 Ep 233Ep 233 - Do You Have a Minority Mindset?

We're thrilled to bring you another interview this week! We're joined by Jaspreet Singh of The Minority Mindset. Like Tiffany, Jaspreet's story started with him falling victim to a scam (19:27). But he didn't let that stop him and he's now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. Jaspreet has SO much wisdom to share, and we're all so lucky to learn from him this week. We'll talk about: What does it mean to have a "minority mindset" (its not what you might think) (11:52) What actually is passive income, and where can we start? (31:20) What's a stock dividend? (35:24) What's the right mindset for getting into the stock market? (37:29) And where does Jaspreet go to get educated? (40:22) We have more exciting interviews coming up over the next weeks and months, we can't wait to share them with you! In the meantime, send your questions to [email protected] or hit us up on Instagram @brownambitionpodcastFurther reading/resources:Seeking AlphaYahoo FinanceTrump Tells Agencies To End Trainings On 'White Privilege' And 'Critical Race Theory' Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sep 9, 20201h 4m

S5 Ep 232Ep 232 - They Don't Want Us To Know This

Mandi's building a she shed (2:38), we honor the life of our King T'Challa (6:34), and Tiffany has an update on her home appraisal fiasco (28:43). At it's core, our goal with this show is to give y'all knowledge to empower yourselves. This is stuff lots of powerful people have a vested interest in us not knowing. The revolution is to play their game and play it for YOURSELF (26:45).And the questions we're answering this week focus on podcasting! We feel like we've done pretty okay at the whole podcasting thing, so we thought we'd answer some questions from folks about how our podcast is made and how other people might go about making one of their own. (42:55) - How do you get your podcast on Apple Podcasts? Libsyn - for podcast hosting iTunes Connect - for getting your show on Apple Podcasts (45:35) - how much of your conversation gets edited out of your podcast? (49:30) - how much of a time commitment is your show? (50:18) - how long does it take to edit your show? (52:42) - how much did you pay to start your podcast? Canva - for logo and graphics making Audacity - for editing and mixing Blue Yeti - a very common podcasting mic that lots of people (including us!) use (55:13) - how do you get ads? Further reading:New York Times report on racism in home appraisalsDebra Kamin tweets about Tiffany's appraisalApple and Tesla Stock SplitsRobinhood Snacks NewsletterMinority Mindset NewsletterWhat's a Stock Dividend?As always, reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sep 2, 20201h 12m

S5 Ep 231Ep 231 - Sandy Smith Earned $60k in a Month from Her Side Hustle — Now She's On a Mission To Educate Side Hustlepreneurs Like Herself

Sandy Smith is the undisputed queen of side hustles. This week she gives us everything we need to know and then some about how to get started on a side hustle to get out of debt and save for your future.She runs the website https://yesiamcheap.com/, a personal finance blog dedicated to helping you live your best financial life. She's also the founder of Elevate, a conference aimed at helping Black and Brown folks live better financial lives.There are so many amazing insights in this episode, everything from Amazon, to drop shipping, to figuring out which products to sell. After you're done listening, go to yesiamcheap.com and start reading from top to bottom. Start with this article about side hustles to boost your income during quarantine and beyond.Further reading:A comparison of ETFs and Mutual FundsThe Hustle CrewAs always, reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Aug 26, 20201h 1m

S5 Ep 230Ep 230 - OK, Why is Everyone Obsessed with Forex Trading?

First and foremost we're paying respects to our girl Cici aka The Six Figure Chick. She passed away last week, and we needed to say a word about someone who's spent so much of their life giving and giving and giving. We love you and we'll miss you.And y'all had some great questions for us this week: My job position is unstable, but I have some money saved. I’ve started my own business, and I have credit card debt. Which is a better use for my savings? I want to get into stocks, is there an app you can recommend for beginners? Learn about this and more, and check out the resources below for everything we talked about this week:my2020census.govmagnifymoney.comRobin Hood (for trading stocks)Vanguard InvestingWhat's a Target Date Fund?E-TradeWhat is Forex Trading?Living Apart TogetherFind out if/when you can vote earlyReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Aug 19, 20201h 9m

S5 Ep 229Ep 229 - When It Comes to Wealth-Building, Don't Settle

We got a HUGE response to our episode from last week! And since we got into Christina and Amon's channel, we've been diving down the YouTube rabbit hole and we wanted to share some of our favorite channels with you:Our Rich Journey (of course!)Our Rich Journey JuniorMinority MindsetInvesting with RoseHis and Her MoneyWe're interested in hearing your favs too, reach out and let us know who we should be watching!And y'all had great questions this week. We'll be talking about: What are your thoughts on pet insurance? I really don't like my current job, but I'm moving soon. Should I quit and get a new job knowing I'll only be around for a year? And finally, Tiffany is looking for an animator for a new Mali More project! If you are one or know someone who is, please go to https://thebudgetnista.com/contact/, send me a note, and make sure to put "animator" in the subject line.See the links below for more:Get to know Kamala Harrispolicygenius.com - You can shop for pet insurance herehttps://www.valuepenguin.com/insurance - You can also shop for pet insurance here Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Aug 12, 202055 min

S5 Ep 228Ep 228 - Want to Retire by 40? Meet Christina & Amon of "Our Rich Journey"

Amon and Christina were both government employees and parents of two kids. Through smart investing and a whole lot of hustle they were able to retire BEFORE AGE 40. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey. In this episode you'll learn... how IKEA can be a gold mine for smart flippers ways to increase your savings without giving up everything you love why sometimes the smart thing in the stock market is the OPPOSITE of what lots of other people are doing (hint: we've told you this before!) We really loved having Amon and Christina on the show, and we're interested in who you might want us to invite on the show. Send your suggestions (along with your money questions) to [email protected] or hit us up on Instagram @brownambitionpodcastLinks:Our Rich JourneyOur Rich Journey JuniorNY Times article about the lack of diversity in the FIRE movement Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Aug 5, 20201h 28m

S5 Ep 227Ep 227 - Should I Buy My Leased Car?

As the end of the extended unemployment benefits looms, we're learning more about what the new stimulus bill may look like. All we know is you need to put your mask on and vote like your life depends on it.Get your VOTE mask here: https://www.resistancebydesign.com/fair-fight?fbclid=IwAR0OvKnh_kLru-NTZNpFqeaa9COHS6Myuz263jBWzlZrdE1zSlyeLI0M2_oWe're also answering your questions, including one from Tiffany's mom! The lease is up on my car and I'm way below my miles, is it a good idea to buy it? How do you make your recruiting process more diverse and inclusive? Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jul 29, 202055 min

S5 Ep 226Ep 226 - Don't Solve The Same Problem Twice

The whole country is trying to figure out what to do about school for next year. Lots of parents are trying to make some really difficult decisions right now. What are you doing about school as some school districts return to in person classes? Hit us up and let us know what’s happening where you’re at.And of course we're answering your questions like: The interest rate on my high yield savings account dropped to 1% because of the pandemic. Is there a point where I should pull my money out? My boss wants to pay for a certification that would help me move up in my current field. But I hate my current field. How do I balance wanting to do the best for me and the guilt of feeling like I’m taking advantage of/misleading my current company? And if you're like Tiffany and you're trying to find insurance, check out policygenius.com. You can find insurance there for basically anything.Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jul 23, 20201h 3m

S5 Ep 225Ep 225 - Find Your "Zone of Genius" At Work

How do you get into your zone of genius? Tiffany's business coach has her whole team figuring out the intersection of what they're good at and what they love doing. She's already seeing returns. The point? Asking for help is baeeeeeeeAnd you all had some great questions for us this week like: The pandemic has made our income uncertain, would it be weird for us to move back in with my in laws? I got a job offer right out of school in the middle of this pandemic. But the company has said nothing about the current moment in BLM movement. Should I take this job? My company has said/done nothing in support of BLM, then sent a company wide letter asking people to be mindful of “certain conversations”. Should I say something? Check out the links below for more info:Zones of Functioning: https://www.forbes.com/sites/briannawiest/2018/09/26/how-to-get-into-the-zone-of-genius-and-unlock-your-highest-potential/#590933b95672US Credit Card Debt is DOWN: https://www.cnbc.com/select/revolving-credit-debt-lowest-since-the-great-recession/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jul 15, 20201h 15m

S5 Ep 224Ep 224 - Get Out of the Drama Triangle

This week we're doing something a little different. Instead of answering questions, we're following up! Awhile back, a listener asked a question about negotiating salary during the pandemic. We gave her some advice, and this week she followed up to let us know how things went.Also a few weeks back, Tiffany shared her story about learning what the drama triangle is. She talked about learning how to set boundaries and say no. A listener heard that story and wrote in to talk about her situation and how it helped. Check out the link below for more info on what the drama triangle is...What is the drama triangle?: https://www.youtube.com/watch?v=E_XSeUYa0-8Facebook post about home appraisal and racism: https://www.facebook.com/abbbbbbSH/posts/10157315957283671 Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jul 8, 20201h 12m

S5 Ep 223Ep 223 - Should I Give Two Weeks Notice Before I Quit?

Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU.On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help.And finally we're answering your questions, including: Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme? I may not be able to give my job 2 weeks notice before I quit, what are your thoughts? Read these resources below for more:https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/https://www.bet.com/shows/bet-awards/performers.htmlReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jul 1, 202051 min

S5 Ep 2227 Things Every Employee Should Ask Their Company For Now

Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify!As mentioned on the show, here's a list of 7 things employees can ask their companies to do in support of inclusivity now. Questions: How do I get my money back after I've been scammed? Check out these links for info on what you might be able to do about it:ftc.gov/giftcardsftc.gov/complaintAnd this week's insta to follow is @karensgoingwildReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jun 24, 20201h 12m

S5 Ep 221Ep 221 - Are you REALLY an Ally?

What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this?For more check out:https://www.tonybakercomedy.com/change.org/renamegradyThe NAACP Legal Defense and Educational Fund, Inc. – naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change – https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jun 17, 20201h 12m

S5 Ep 220Ep 220 - Find You a Friend Like Mandi

We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE?What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out.You can find the Instagrammer Tiff talks about on this episode @wordy.talkCheck out these links for more:The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change – https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jun 10, 202056 min

S5 Ep 219Ep 219 - Black Lives Matter. Periodt.

The world is a lot right now. Let's talk about it.Resources:The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change - https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jun 3, 20201h 8m

S5 Ep 218Ep 218 - Financial Double Dutch

Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more:Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.htmlProducts that qualify for FSA funds: https://fsastore.com/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

May 27, 202056 min

S5 Ep 217Ep 217 - I'm Getting a Lump Sum of Cash, How Should I Use It?

We got so many supportive messages from you all after last week's show. Thank you!This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information:Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/Credit Builder Loans: https://www.self.inc/Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

May 20, 202045 min

S5 Ep 216Ep 216 - My Mom is Terrible With Her Finances, How Can I Help Her?

This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like:My mom is 60 and is horrible with money. What can I do to help her?What was your most ridiculous or unnecessary online purchase since quarantine began?how often do you take naps during quarantine? Or is that even possible?Since the quarantine, do you eat at home or order out?have you had to delete people from social media due to their excessive posting about the virus?what’s the first thing you wanna do once quarantine has been lifted?what music are you listening to right now?Check out these links for more:The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.htmlErykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-streamMore battles on Insta @verzuztvReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

May 13, 202058 min

S5 Ep 215Ep 215 - If Now is a Good Time To Invest, Where Do I Start?

Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more.As always, we're answering your questions, like:-Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month?-What are some of the pros and cons of putting your money into a money market account?-If now is a good time to invest, how do I start?Check out these links for more:Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own PersonReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

May 6, 20201h 4m

S5 Ep 214Ep 214 - The Check In

This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK.We're also answering questions like:-what's going on with this rent strike movement in New York?-I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do?Check out these links for more resources:For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspxIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Apr 29, 202048 min

S5 Ep 213Ep 213 - The Turmoil is Real!

Happy Wednesday, BA fam!Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22!Magnify Money Online Savings Account comparisons: https://www.magnifymoney.com/compare/savings-account/Find a local food bank to get help from or donate to: https://www.feedingamerica.org/find-your-local-foodbankIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Apr 22, 202047 min

S5 Ep 212Ep 212 - Covid-19 Scams Are On the Rise...Here's How to Protect Yourself

Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe.For more information check out:Find Out When Your Stimulus Check is Coming via IRSFTC Coronavirus Scams Help Site7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Apr 15, 202034 min

S5 Ep 211More Covid-19 Money Questions Answered

As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses. Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers.Then as always, we’re answering YOUR questions, including: I haven’t filed my taxes in two years. What do I need to do to qualify for a stimulus check? I thought the president suspended student loan payments. My servicer is telling me my full payment is due. What do I do? I was planning on opening a credit card this month, should I wait? Student Loan Forbearance Info: https://studentaid.gov/announcements-events/coronavirusApplication for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/File for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Apr 8, 202038 min

S5 Ep 210Coronavirus Stimulus Checks Are Coming! Here's What To Do With Yours

This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK.On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus check? I’m a small business owner, what’s in this for me? And we get some Mali More updates too!Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/File for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Apr 1, 202041 min

S5 Ep 209What Do We Do Now? Your Biggest Coronavirus Money Questions Answered (w/Special Guest CNBC's Sharon Epperson)

As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson. Sharon helps us out with some of your questions, including: My 401k is down 30%, what should I do with my nest egg right now? Do I keep putting money into my retirement or divert it to cash savings? If I have emergency savings, is now a good time to put MORE money in the market? Should I refinance my student loan debt? What do I do if I lose my job? What's going on with these checks the government is supposed to send us? We also share some VERY necessary tips for self care when it feels like the world is falling apart.For more help and information check out these resources:Sharon's reporting on the financial crisis: https://www.cnbc.com/2020/03/23/coronavirus-fears-your-money-questions-answered.htmlFree financial planning: https://www.onefpa.org/Pages/ProBonoPlanning.aspxResources for homeowners: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Resources for credit card users: https://www.comparecards.com/blog/credit-card-issuers-offer-help-customers-coronavirus/Resources for small business owners: https://www.lendingtree.com/business/emergency-business-loan-resources/Resources for student loan borrowers: https://studentloanhero.com/featured/student-loan-coronavirus-information/Keep sending us your questions (Coronavirus related or not) to [email protected], or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Mar 25, 202047 min

Ep. 208 — The World Turned Upside Down

Whew. Who else feels like the last week has felt like the longest year ever?We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates.On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding.The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout for small business and Americans who can't afford to go without work during this time. Are you being impacted by the Coronavirus situation? We would like to hear from you: email us at [email protected] or hit us up on Instagram at Brownambitionpodcast.As mentioned on the show, check out Tiffany's live videos with advice at her Facebook page. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Mar 18, 202035 min

S5 Ep 207In the Age of Coronavirus, Treat Your 401(k) Like Your Face — Don't Touch It!

Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back?We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice.—Want to show your support for Brown Ambition? Check out our sponsors!ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Mar 11, 202043 min

Coronavirus pt II; The magic of RSUs; Target Commercial Backlash

On today's show: We continue to follow the impact of COVID19 on the market An exciting Mali More update! Mandi breaks down Restricted Stock Units and how best to treat this incentive We take your career and finance questions! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Mar 4, 202041 min

When The Coronavirus Comes For Your 401(k)

Yes, there actually is a link between the growing Coronavirus epidemic and your investments! We'll explain on today's show.Also, we'll cover: The best way to gift stocks to kids The one thing Tiffany would do differently with her Kickstarter campaign for her forthcoming children's book "Happy Birthday Mali More" The DevaCurl scandal that has rocked the natural hair community ———Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Feb 26, 202039 min