Brown Ambition

We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE?What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out.You can find the Instagrammer Tiff talks about on this episode @wordy.talkCheck out these links for more:The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change – https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

The world is a lot right now. Let's talk about it.Resources:The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change - https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more:Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.htmlProducts that qualify for FSA funds: https://fsastore.com/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We got so many supportive messages from you all after last week's show. Thank you!This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information:Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/Credit Builder Loans: https://www.self.inc/Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like:My mom is 60 and is horrible with money. What can I do to help her?What was your most ridiculous or unnecessary online purchase since quarantine began?how often do you take naps during quarantine? Or is that even possible?Since the quarantine, do you eat at home or order out?have you had to delete people from social media due to their excessive posting about the virus?what’s the first thing you wanna do once quarantine has been lifted?what music are you listening to right now?Check out these links for more:The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.htmlErykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-streamMore battles on Insta @verzuztvReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more.As always, we're answering your questions, like:-Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month?-What are some of the pros and cons of putting your money into a money market account?-If now is a good time to invest, how do I start?Check out these links for more:Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own PersonReach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK.We're also answering questions like:-what's going on with this rent strike movement in New York?-I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do?Check out these links for more resources:For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspxIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/Reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Wednesday, BA fam!Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22!Magnify Money Online Savings Account comparisons: https://www.magnifymoney.com/compare/savings-account/Find a local food bank to get help from or donate to: https://www.feedingamerica.org/find-your-local-foodbankIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe.For more information check out:Find Out When Your Stimulus Check is Coming via IRSFTC Coronavirus Scams Help Site7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses. Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers.Then as always, we’re answering YOUR questions, including: I haven’t filed my taxes in two years. What do I need to do to qualify for a stimulus check? I thought the president suspended student loan payments. My servicer is telling me my full payment is due. What do I do? I was planning on opening a credit card this month, should I wait? Student Loan Forbearance Info: https://studentaid.gov/announcements-events/coronavirusApplication for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/File for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK.On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus check? I’m a small business owner, what’s in this for me? And we get some Mali More updates too!Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/File for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson. Sharon helps us out with some of your questions, including: My 401k is down 30%, what should I do with my nest egg right now? Do I keep putting money into my retirement or divert it to cash savings? If I have emergency savings, is now a good time to put MORE money in the market? Should I refinance my student loan debt? What do I do if I lose my job? What's going on with these checks the government is supposed to send us? We also share some VERY necessary tips for self care when it feels like the world is falling apart.For more help and information check out these resources:Sharon's reporting on the financial crisis: https://www.cnbc.com/2020/03/23/coronavirus-fears-your-money-questions-answered.htmlFree financial planning: https://www.onefpa.org/Pages/ProBonoPlanning.aspxResources for homeowners: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Resources for credit card users: https://www.comparecards.com/blog/credit-card-issuers-offer-help-customers-coronavirus/Resources for small business owners: https://www.lendingtree.com/business/emergency-business-loan-resources/Resources for student loan borrowers: https://studentloanhero.com/featured/student-loan-coronavirus-information/Keep sending us your questions (Coronavirus related or not) to [email protected], or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Whew. Who else feels like the last week has felt like the longest year ever?We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates.On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding.The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout for small business and Americans who can't afford to go without work during this time. Are you being impacted by the Coronavirus situation? We would like to hear from you: email us at [email protected] or hit us up on Instagram at Brownambitionpodcast.As mentioned on the show, check out Tiffany's live videos with advice at her Facebook page. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back?We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice.—Want to show your support for Brown Ambition? Check out our sponsors!ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show: We continue to follow the impact of COVID19 on the market An exciting Mali More update! Mandi breaks down Restricted Stock Units and how best to treat this incentive We take your career and finance questions! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Yes, there actually is a link between the growing Coronavirus epidemic and your investments! We'll explain on today's show.Also, we'll cover: The best way to gift stocks to kids The one thing Tiffany would do differently with her Kickstarter campaign for her forthcoming children's book "Happy Birthday Mali More" The DevaCurl scandal that has rocked the natural hair community ———Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Hint: It's not as easy as it looks. On today's show, Tiffany opens up about the long road and sometimes painfully challenging road to planning her successful (!) Kickstarter campaign for the launch of her forthcoming children's book "Happy Birthday Mali More."Want to show your support for Brown Ambition? Check out our sponsors! ———Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition:ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish!Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition:ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish!Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show!Before we dive into FICO's new credit score calculation... Tiffany gives an emotional update on her IVF journey Mandi preps for her return to work We take a reader's question on using disability insurance to cover her maternity leave as an entrepreneur Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition:ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish!Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Hi BA Fam! As you might have noticed, we took a bit of an unplanned break last week, giving Mandi some time to adjust to life as a new mama and take a step back for a bit. Although we are back with a new show this week, we're still going to leave the door open for another break if Mandi feels like she needs it. Thanks for all your support and kind words —as many of you know all too well, parenthood is NO JOKE.On today's show: The best place to save for a wedding Tips to start investing for your kids now Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition:ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionRothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish!Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Hey hey hey!On today's show: Pay off debt or buy a home? Which comes first... The best time to make a credit card payment And check out our sponsors! Supporting them is a great way to support Brown Ambition:ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambitionBombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION.The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambitionEarnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy New Year to everyone. We are so thrilled to be back! On today's show, we'll cover: The HUGE Brown Ambition milestone we hit in 2019, thanks to you all Mandi's life post-baby Tiffany's big business goals for the new year And we take your questions: How to find a fee-only financial planner Whether it's wise to invest with new money earned or money you've already saved Check out the fabulous partners who support our show: Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambitionEarnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003.On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t have.“I’m trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I’m laying out expectations as well,” she told us in our conversation this week.Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoachThis episode originally aired April 3, 2019. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Today on the show we have attorney extraordinaire Art Steele!Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most.She started her career at Skadden Arps in Washington, D.C., then went to work at General Tax Counsel for Discovery Communications.Art launched her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business.To get Art’s estate planning checklist mentioned on the show text “Willpower” to 44222 (you’ll be prompted to enter your e-mail to download and may receive future emails from Art about estate planning) or you can download the checklist directly from this link. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher."But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market.Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). We talk about the good, the bad and the ugly side of the market and how you can avoid common pitfalls.If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange.This episode originally aired Oct. 18, 2018.*Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example.Want to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition. Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show, Tiffany opens up about the revenue streams that make up The Budgetnista's seven-figure business. How does an influencer really make money anyway?At this point, The Budgetnista's origin story is pretty legendary. When Tiffany lost her job after the 2008 recession, she started The Budgetnista, a financial coaching business, while living on her sister's couch and piecing her own financial life back together.Through word-of-mouth she got new clients looking for help getting their budgets on track but there was just one problem — she often felt too guilty to charge them money for her services, knowing they were already struggling financially."I wanted to help as many people as possible without being a financial burden on them," she says on today's episode.Starting a business without wanting to charge fees wasn't exactly the most obvious business choice, but she was determined to find a way to make it work. A decade later, The Budgetnista is now a multi-seven-figure business, despite Tiffany's mission to continue giving value away to her community for free and to never to charge the people who need help the most more than they can afford."I took the long meandering route to entrepreneurship and I took the route of building trust, building community and the truth is now 10 years in ... It still blows me away [that I've been successful.]" Support Brown Ambition by supporting our sponsors! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition. Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since.What to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition. Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition This episode originally aired on March 25, 2017. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!On today's show: How can I save while building my business? Should I quit school to help my mother? When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition. Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy BA Wednesday! On today's show: How slowing down in your career or business may help you attract even more success We take questions from a listener feeling lost in her 20s and another struggling to save more when she can barely make ends meet When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition. Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition. Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

In September 2016, Sharon Epperson was at the gym when she felt a relentless, migraine-like pain shoot through her head and neck. One S.O.S. call to her husband and several hours in the hospital later, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Two in five die instantly and African Americans are twice as likely as whites to suffer from one.Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story with Mandi, including:Her early days in rehabilitation when she had to relearn everyday tasks.“That road had so much pain on it. There were people in those rooms who I know probably wouldn’t make it…I remember thinking I just have to look at the door straight ahead. If I look in these rooms I’m going to fall down.”What it was like to return the air at CNBC after 13 months of rehabilitation.“I am recovered in that I can do that job but I’m doing it differently and better than I’ve ever done it before.”The financial choices she made that protected her family’s finances during her recovery and time off from work.“There couldn’t have been a rainier day for my rainy day fund. The fact that I had an emergency fund was key. It meant I didn’t have to do what many people may have to do which is dip into a 401(k) or their retirement savings to pay for a medical bill.” The key steps Sharon says everyone should take to protect their families if they become disabled—Build an emergency fund—Sign up for disability insurance—Secure a power of attorneyLearn more about brain aneurysm research here: bafound.org(This episode originally aired April 18, 2018) Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's episode of Brown Ambition: Dual milestones, different days as TIff rings in her fabulous 40th and Mandi preps for an epic baby shower Wildest dreams: After asking you to share your wildest dreams with us on last week's show, we got a flood of responses! We'll share some of our faves on the air. The magic number to save in your emergency fund is $2,467, according to a new study. Job tips: Why you should never put your expected salary on a job application and we tackle a question from a listener who's torn between her dream job in a city she hates and the life she left behind in her hometown. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show: —We take a question from a listener wondering how she and her husband can begin to tackle their combined $40,000 debt load — including credit cards, personal loans and student loans.—Another listener is trying to build credit but keeps getting denied for cards...what's a girl to do? We've got some ideas!—A Reddit group is under fire for requiring members to prove they are "black enough" by sharing photos of their ... forearms? We tackle this problematic topic and talk about how to protect minorities in online safe spaces like Reddit and Facebook groups Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday (and International Podcasts Day!) On today's show: —Tiffany recaps the epic wedding of pal and social commentator Luvvie Ajayi (haven't listened to our interview with Luvvie yet? Go back and check out Ep. 50!). Congrats Luvvie!—When it's better to spend the money and hire a professional vs. take the time to DIY —We take a question from a listener who's torn between being car debt-free or purchasing a newer ride and a young woman who's new boyfriend has some *feelings* about the fact that she earns more. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!On today's show:—Yep. It is possible to get fired in less than 24 hours. Tiffany explains.—How to get around monthly maintenance fees at your bank—What to do when friends want to plan a lavish vacay and you're on a budget Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday y’all!On today’s show: -Tiffany’s got a 40th bday resolution to start sticking up more for herself when she’s shortchanged — the same way she goes to bat for her Dream Catchers, family and friends.-Choosing the right credit card for household purchases-Whether or not you should use a windfall to pay off credit debt or put it in the bank for savings-When to tell if it’s time to sell a house vs hold onto it-Engaging in the rumor mill at work and how it can be toxic As mentioned on the show: The best home improvements to make if you want to make a return on your investments later: https://www.remodeling.hw.net/cost-vs-value/2019/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!Here are a few links to resources mentioned on today's show: Equifax Data Breach Settlement sources FTCEquifaxbreachsettlement.com The "Momference" Tiffany's new fave vintage shop in NJ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!On today's show: -Tiffany's weekend at the GirlTrek Stress Protest-Questions on paying down debt with stocks, and buying a house while a recession looms Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

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We're BACK after a brief hiatus with a brand new show. You've seen the headlines about a pending recession, but is it really time to start preparing? And how could you prepare yourself for the next downturn if you wanted to? We've got some tips. Also on the show, we tackle some brand new questions from our listeners:—Should I use a car accident settlement to pay off my loan debt or invest it instead? —I'm becoming a stay-at-home mom. Should I cash out my 401(k) when I leave my job? Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances. This episode originally aired Oct. 24, 2018. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Ash Cash* worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track."I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you."About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want.*This episode originally aired Feb. 6, 2019. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show: We tackle a question from a listener who is afraid that her own fears about losing money are costing her crucial wealth building opportunities. Later in the show, we take on a tough question about an underwater car loan (ugh!) and weigh the pros and cons of getting to know your neighbors. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show: We answer a question from a listener who says she was embarrassed to learn she accepted a salary $7,000 less than the market rate for her position. We offer some tips on how she can negotiate a raise...after she's already accepted the offer. Have a question for the show? We'd love to hear from you! (Yes, you can remain anonymous -- just tell us!)Email us here or hit is up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

One of us has a very exciting announcement on today's show! ;) You don't want to miss it. Also on today's show we cover: -Did Mandi's Twitter campaign against LG/Best Buy save her $900 and a new dishwasher? -Can you negotiate with your auto lender to pay off your loan for less? -Is it too late to start investing after 40? -Who's *really* behind the #NotMyAriel protest?-The new James Bond is blowing our minds Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We asked our listeners to share their childcare cost stories, and you did not hold back! On today's show, we dive into the reader mailbag to hear from listeners spending tens of thousands of dollars per year on childcare. We also take questions from listener Scott, who wants to know if using a credit repair firm "piggybacking" technique can rescue his credit and Ashley who wants to know if investing in one type of mutual fund is enough. As mentioned on today's show: Help Mandi get some Twitter customer service justice for the $900 dishwasher Best Buy won't replace! RT this thread https://twitter.com/mandiwoodruff/status/1149002452982779904How to Repair Your Credit Yourself Tiffany's course on investing ft EllevestRemember, we are happy to take questions and share what we know, but we are not investing experts nor are we certified financial planners. Always consult a professional if you're looking to make a big financial decision. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show, we recap a recent study that looked at places in the U.S. where families can earn six figures incomes and STILL feel broke. The struggle is real, y'all. Increasingly, childcare is becoming one of the largest expenses for families. We want to hear your childcare stories ... how are you making it work? Do you pay for a full-time nanny? Rely on relatives to help? Spring for the fancy day care? We want to know what it takes for working parents to make childcare work in the U.S. today. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!On today's show: -Tiffany makes a big move-We tackle how to get out of a car lease-We share a story that's baffling — college grads spending thousands on a game that could pay off their student debt (if they're lucky)As mentioned on the show:How to Get Out of a Car Lease (LendingTree) Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

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