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Montana Court Upholds Gender, Marital Status in Insurance Premiums

Montana Court Upholds Gender, Marital Status in Insurance Premiums

Bozeman News Today | 2 Min News | The Daily News Now! · The Daily News Now!

March 11, 20261m 21s

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Show Notes

Montanas District Court Upholds Law Allowing Insurers to Consider Gender and Marital Status in Premiums

A Montana district court has upheld a 2021 law permitting insurance companies to factor in a customers sex and marital status when setting premiums. The ruling supports the Republican-backed measure signed by Governor Greg Gianforte, ending Montanas long-standing unisex rule. The law allows standard risk-based pricing, with critics arguing it violates equal protection and discriminates against singles. However, the judge ruled that marital status isnt a protected class, and the law rationally supports affordable insurance. The decision dismisses claims of favoritism, as it applies to all companies evenly.

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