Bitcoin for Financial Services Podcast

<p>What does it actually look like to build a Bitcoin media empire from the ground up and then take it public? In this episode, Jordan and Wyatt sit down with Brandon Green, CEO of BTC Inc., to explore the state of Bitcoin narratives, the mechanics behind Bitcoin treasury companies, and why true institutional adoption still hasn't arrived.</p> <p>Brandon breaks down the full arc of BTC Inc.'s journey, from intern sweeping floors to CEO of one of Bitcoin's most influential companies, and what the Nakamoto acquisition actually looked like behind the scenes. We get into why Saylor's strategy is more Bitcoin maximalist than people realize, how treasury companies are orange pilling global capital markets one pool at a time, and why the bear market is where the real work gets done.</p> <p>Brandon also shares his honest take on the de minimis exemption battle in DC, why Bitcoiners got outmaneuvered by the crypto apparatus, and what it's actually going to take to get it across the finish line. Plus the Elon story you didn't know you needed.</p> <p>We close out with a candid conversation on where the biggest untapped opportunities in Bitcoin still are, why bear market events are where bull market narratives form, and why Brandon believes the best is still ahead.</p> <p>Chapters (00:00) Introduction to Bitcoin and Conference Preparations (04:08) Brandon's Journey in Bitcoin and BTC Inc. (08:51) The Challenges and Rewards of Organizing Events (12:55) The Evolution of Bitcoin Conferences (16:49) International Expansion and Market Dynamics (22:53) Institutional Adoption and Market Narratives (35:35) M&A Experience and Future Outlook (38:59) Navigating M&A and Building a Bitcoin Company (43:29) The Role of Bitcoin in Business Strategy (45:53) Policy Challenges and the De Minimis Exemption (55:59) The Political Landscape and Bitcoin Advocacy (01:02:31) Opportunities in the Bitcoin Ecosystem</p> <p>Guest Links</p> <p>Brandon Green CEO at BTC Inc.</p> <p>LinkedIn: /brandon-green</p> <p>Website: <a href="http://2026.b.tc">2026.b.tc</a></p> <p>Host Links</p> <p>Jordan Guess:</p> <p>X: /jordanguess</p> <p>LinkedIn: /jordan-guess-cpa</p> <p>Website: <a href="http://bitment.co">bitment.co</a></p> <p>Wyatt O'Rourke:</p> <p>X: /wyattorourke_</p> <p>Website:<a href="https://www.basilic.io/"> https://www.basilic.io/</a></p> <p>Bitcoin for Financial Services Media Links</p> <p>X: /bffs_media</p> <p>Website:<a href="https://bffs.media/"> https://bffs.media/</a></p> <p>YouTube: /@bffs_media</p> <p>Check out our awesome show sponsors!</p> <p>Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound-money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link:<a href="https://www.basilic.io/"> https://www.basilic.io/</a>)</p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link:<a href="https://www.bitment.co/"> https://www.bitment.co/</a>)</p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link:<a href="https://satoshipacioli.com/">https://satoshipacioli.com/</a>)</p>

<p>What does it actually look like to bring Wall Street deal-making into the Bitcoin ecosystem? In this episode, Jordan and Wyatt sit down with Scott Marmoll, Founder and Managing Director of Capital B Advisory, to explore the state of Bitcoin capital markets, the evolution of Bitcoin-backed lending, and why institutional finance still hasn't truly bet on Bitcoin.</p> <p>Scott breaks down the full maturity arc of Bitcoin-backed loan businesses, from forward flow agreements to warehouse credit facilities to full securitization, and what the Ledin bond deal signals for the future of the category. We get into the mechanics of leverage, why position sizing matters more than most people realize, and how borrowing in fiat while holding Bitcoin is still the smartest play for most people. Scott also shares his vision for Capital B Advisory, helping Bitcoin-owning business owners navigate M&A, capital raising, and balance sheet strategy with an advisor who actually speaks Bitcoin.</p> <p>We close out with a candid conversation on the Jane Street controversy, the weakening store of value narrative, private credit risks in TradFi, and why Scott believes the best is still ahead for Bitcoin.</p> <p>Chapters (00:00) - Bitcoin as the Ultimate Collateral (01:31) - Intro & Guest Welcome (04:09) - Scott's Background & The TradFi Bitcoin Journey (07:03) - The Ledin Securitization & What It Means for Bitcoin Lending (11:00) - Warehouse Facilities & The Risk of Obfuscating Collateral (12:55) - Leverage, Liquidations & The Gun Analogy (15:44) - Position Sizing Loans & The Mark Moss Strategy (18:53) - Private Credit in TradFi & Where Bitcoin Fits (24:28) - Bitcoin-Denominated Lending: Does It Have Legs? (25:45) - Bitcoin Backed Loan Reinsurance & A New Derivative Market (29:41) - Bitcoin vs. Real Estate as Collateral (31:06) - Bitcoin Investment Product Design & True Bitcoin Yield (34:31) - Running a Bitcoin Business in a Fiat World (38:27) - Spot vs. Futures Yield Strategies: Viable or Not? (41:11) - Defending the Bitcoin Store of Value Thesis (45:21) - The Jane Street Slam: Conspiracy or Reality? (50:46) - Capital B Advisory: Mission, Journey & What's Next (53:48) - Leaving TradFi & Going All In on Bitcoin</p> <p>Guest Links</p> <p>Scott Marmoll, Founder & Managing Director at Capital B Advisory</p> <p>LinkedIn: <a href="https://www.linkedin.com/in/scott-m-1720012b7/">https://www.linkedin.com/in/scott-m-1720012b7/</a></p> <p>Website: <a href="http://capitalbadvisory.com">capitalbadvisory.com</a></p> <p>Host Links</p> <p>Jordan Guess:</p> <p>X: /jordanguess</p> <p>LinkedIn: /jordan-guess-cpa</p> <p>Website: <a href="http://bitment.co">bitment.co</a></p> <p>Wyatt O'Rourke:</p> <p>X: /wyattorourke_</p> <p>Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a></p> <p>Bitcoin for Financial Services Media Links</p> <p>X: /bffs_media</p> <p>Website: <a href="https://bffs.media/">https://bffs.media/</a></p> <p>YouTube: /@bffs_media</p> <p>Check out our awesome show sponsors!</p> <p>Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound-money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/">https://www.basilic.io/</a>)</p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/">https://www.bitment.co/</a>)</p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/">https://satoshipacioli.com/</a>)</p>

<p>What if you could hold Bitcoin for the long term, access liquidity when you need it, and do it all without ever giving up control of your keys? In this episode, we sit down with Ben Bryla, Director of Sales at Unchained, to break down everything their platform has to offer… from collaborative custody and collateralized lending to Bitcoin IRAs and inheritance planning, all built natively around Bitcoin.</p> <p>Ben walks us through Unchained's collaborative custody model, how 2-of-3 multi-signature vaults give clients majority key control, and why the Connections feature is becoming a game-changer for advisors, CPAs, and estate planning attorneys. We cover the mechanics of Bitcoin IRAs with retained key control, collateralized lending with full collateral transparency, and a practical walkthrough of Unchained's inheritance protocol. We close out with a look at how financial professionals are starting to engage with the platform and why education is still the biggest hurdle.</p> <p>Chapters (00:00) - Introduction to Bitcoin and Personal Journey (03:00) - Understanding Unchained and Collaborative Custody (06:04) - The Importance of Multi-Signature Custody (09:09) - Exploring Unchained's Financial Services (11:58) - Connections Feature and Its Benefits (14:55) - Community and Human Element in Bitcoin (18:09) - Future Features and Client Feedback (21:03) - Navigating Market Fluctuations and Building in Bear Markets (26:36) - Navigating Bitcoin Sales and Relationships (27:37) - Understanding Bitcoin Collateral and Loans (30:26) - Exploring Bitcoin IRAs and Retirement Options (34:01) - Inheritance Planning for Bitcoin Holders (38:28) - Expanding Outreach Beyond the Bitcoin Community (43:48) - Engaging Financial Advisors and RIAs (47:34) - Tax Reporting and Compliance for Bitcoin Users (50:05) - Ensuring Bitcoin Security and Recovery</p> <p>Guest Links</p> <p>Ben Bryla, Director of Sales at Unchained</p> <p>X: @BitcoinBenjiiii</p> <p>Unchained Website:<a href="https://unchained.com/"> https://unchained.com/</a></p> <p>Host Links</p> <p>Jordan Guess:</p> <p>X: / jordanguess</p> <p>LinkedIn: / jordan-guess-cpa</p> <p>Website: <a href="http://bitment.co">bitment.co</a></p> <p>Wyatt O'Rourke:</p> <p>X: / wyattorourke_</p> <p>Website:<a href="https://www.basilic.io/"> https://www.basilic.io/</a></p> <p>Bitcoin for Financial Services Media Links</p> <p>X: / bffs_media</p> <p>Website:<a href="https://bffs.media/"> https://bffs.media/</a></p> <p>YouTube: / @bffs_media</p> <p>Check out our awesome show sponsors!</p> <p><strong>Basilic Financial:</strong> Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound-money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link:<a href="https://www.basilic.io/"> https://www.basilic.io/</a>)</p> <p><strong>Bitment:</strong> Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link:<a href="https://www.bitment.co/"> https://www.bitment.co/</a>)</p> <p><strong>Satoshi Pacioli:</strong> Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link:<a href="https://satoshipacioli.com/"> https://satoshipacioli.com/</a>)</p>

<p>What if you could live off your Bitcoin wealth without ever selling it and do it completely tax-free? In this episode, we sit down with Danny Baer, Director of Wealth and Asset Management at Meanwhile, to explore what it looks like to build a financial institution fully denominated in Bitcoin. Not bolting Bitcoin onto a fiat product, but actually using Bitcoin as the currency.</p> <p>Danny walks us through Meanwhile's whole life insurance product, how it generates real Bitcoin yield, and why it may be the most tax-efficient way to live off a Bitcoin stack over a lifetime. We cover the mechanics of policy loans, cost basis assignment, inheritance planning, and how Meanwhile is the only company in the world with externally audited financials stated in satoshis. We close out with a look at how advisors and CPAs are starting to engage with the product and why education is still the biggest hurdle.</p> <p>Chapters</p> <p>(00:00) - Introduction to Bitcoin and Wealth Management (01:52) - Danny's Journey into Bitcoin and Meanwhile (06:25) - The Evolution of Bitcoin Perception in Finance (10:23) - Generational Wealth Transfer and Bitcoin (14:00) - Meanwhile's Unique Bitcoin-Denominated Insurance Products (21:40) - Mechanics of Meanwhile's Insurance Policies (34:09) - Custody and Yield Generation in Bitcoin Insurance (40:45) - The Future of Bitcoin Insurance and Advisor Reception</p> <p>Guest Links</p> <p>Danny Baer, Director of Wealth and Asset Management at Meanwhile</p> <p>X:</p> <p>LinkedIn: <a href="https://www.linkedin.com/in/danny-baer1/">https://www.linkedin.com/in/danny-baer1/</a></p> <p>Meanwhile Website: <a href="https://meanwhile.bm/">https://meanwhile.bm/</a></p> <p>Host Links</p> <p>Jordan Guess:</p> <p>X: / jordanguess</p> <p>LinkedIn: <a href="https://www.linkedin.com/in/jordan-guess-cpa/">https://www.linkedin.com/in/jordan-guess-cpa/</a></p> <p>Website: <a href="http://bitment.co">bitment.co</a></p> <p>Wyatt O'Rourke:</p> <p>X: / wyattorourke_</p> <p>Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a></p> <p>Bitcoin for Financial Services Media Links</p> <p>X: / bffs_media</p> <p>Website: <a href="https://bffs.media/">https://bffs.media/</a></p> <p>YouTube: / @bffs_media</p> <p>Check out our awesome show sponsors!</p> <p>Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound-money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/">https://www.basilic.io/</a>)</p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/">https://www.bitment.co/</a>)</p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/">https://satoshipacioli.com/</a>)</p>

<p>When Bitcoin's price dropped and sentiment hit the floor in February 2025, most people expected adoption to slow. River's numbers told a completely different story… their highest volume month ever. In this episode, we sit down with Ben Epling, Relationship Manager at River, to unpack what's actually driving Bitcoin adoption behind the scenes at the individual, business, and institutional level. </p> <p>Ben shares exclusive internal data points from River's latest research report, revealing a striking ownership shift: individuals were net sellers while institutions, businesses, and governments quietly accumulated. We explore why 63% of businesses on River plan to hold Bitcoin indefinitely, what's truly blocking business adoption (spoiler: it's the CPA), and how River's white glove service, clean tax reporting, and proof of reserves are setting the standard for what a trusted Bitcoin financial institution should look like. We close out with a look at River's vision for the dual currency era — direct deposit, bill pay, and making a Bitcoin standard more practical than ever for everyday businesses and their advisors. </p> <p>Chapters </p> <p>(00:00:00) - Introduction & Ben's Bitcoin Origin Story </p> <p>(00:05:42) - How Ben Got to River & His Role in Relationship Management </p> <p>(00:11:21) - River's Latest Research: Institutions vs. Individual Bitcoin Ownership </p> <p>(00:15:59) - Why Individuals Have Been Net Sellers This Cycle </p> <p>(00:21:13) - Business Bitcoin Adoption: Who's Buying & Why </p> <p>(00:24:43) - What the RIA Landscape Actually Looks Like on Bitcoin </p> <p>(00:28:16) - The #1 Reason Businesses Push Back on Bitcoin (Accounting) </p> <p>(00:31:20) - How River Solves Cost Basis Tracking & Tax Reporting </p> <p>(00:36:39) - Why River Stays Bitcoin Only & Focused </p> <p>(00:42:26) - River's Record February: Volume, Custody & Interest Data </p> <p>(00:45:57) - The Coinbase Breach, Security Culture & White Glove Service </p> <p>(00:52:32) - Direct Deposit, Bill Pay & the Dual Currency Era </p> <p>(00:55:29) - How River Works With Financial Advisors & CPAs </p> <p>Guest Links </p> <p>Ben Epling, Relationship Manager at River </p> <p>X: @benepling </p> <p>River Website: <a href="https://river.com">https://river.com</a> </p> <p>Host Links </p> <p>Jordan Guess: </p> <p>X: / jordanguess </p> <p>Discord: / discord </p> <p>Wyatt O'Rourke: </p> <p>X: / wyattorourke_ </p> <p>Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p>Bitcoin for Financial Services Media Links: </p> <p>X: / bffs_media </p> <p>Website: <a href="https://bffs.media/">https://bffs.media/</a> </p> <p>YouTube: / @bffs_media </p> <p>Check out our awesome show sponsors! </p> <p>Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/">https://www.basilic.io/</a>) </p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/">https://www.bitment.co/</a>) </p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/">https://satoshipacioli.com/</a>)</p>

<p>This episode, we sit down with a payments veteran with 15+ years of payment innovation experience to dissect the inherent flaws of modern credit card rails and fiat payment systems. As financial professionals, we often see top-line revenue stripped of hidden interchange fees without fully grasping the burden it places on everyday business owners. </p> <p>Our guest pulls back the curtain on the arbitrary nature of chargebacks, exorbitant processing costs, and the ultimate lack of settlement finality in the traditional system. We explore the massive opportunity surrounding the transition from Bitcoin as a store of value to its crucial real-world application as a medium of exchange. At last, we discuss the frictionless future of automated treasury management, native Lightning payments, and why even AI agents will inevitably require hard money. </p> <p>This conversation is a compelling reminder that integrating sound money into operations is the ultimate defense against an increasingly fragile financial system. </p> <p><strong>Chapters</strong> </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w">00:00:00</a>) - Introduction And The Evolution Of Bitcoin Payments </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=244s">00:04:04</a>) - Why Legacy Fiat Payments Fail Small Businesses </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=380s">00:06:20</a>) - Reducing Merchant Friction With Native Bitcoin Point Of Sale </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=590s">00:09:50</a>) - Integrating Automated Bitcoin Treasury Management For Businesses </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=735s">00:12:15</a>) - The Hidden Costs Of Credit Card Processing Fees </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=873s">00:14:33</a>) - How Fiat Chargebacks Destroy Small Business Margins </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=1194s">00:19:54</a>) - Navigating Expensive Credit Card Rewards And Interchange Rates </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=1484s">00:24:44</a>) - Why Business Owners Need Bitcoin Payment Advisors </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=1729s">00:28:49</a>) - Navigating From Digital Assets To A Sound Bitcoin Standard </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=2160s">00:36:00</a>) - Adopting Corporate Bitcoin Strategies Over Extracting Fiat </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=2441s">00:40:41</a>) - The Importance Of The Bitcoin Spend And Replace Model </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=2925s">00:48:45</a>) - Solving The Merchant Adoption Chicken And Egg Dilemma </p> <p>(<a href="https://www.youtube.com/watch?v=1gKFMUbbE1w&t=3164s">00:52:44</a>) - Why Future AI Agents Need The Lightning Network </p> <p><strong>Guest Links</strong> </p> <p><strong>Jason Keil, Founder & CEO at Polaris Payments and The Bitcoin Payments Advisor</strong> </p> <p>X: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTNTUEJJdzl4WHZkdXlNRXJ2d0dFckhpZ2hfd3xBQ3Jtc0trT2xRZFlyYmxuaTRLSGxTRUVka2lsbE1PU2dSZmp5cUc3NTNnMXZZYnZnRDdmZ3VtcEt3Znppc2R4bnpUZERzT2ZRamV2Qk5rYUJleDJEY05jRGhtbTQ0Mm9vVWhxRnRvTUZIWEYwZnZIXzkydUVQOA&q=https%3A%2F%2Ftwitter.com%2F_jkeil_&v=1gKFMUbbE1w"> / <em>jkeil</em> </a> </p> <p>Polaris Payments Website: <a href="https://www.polarispayments.com/">https://www.polarispayments.com/</a> </p> <p>Bitcoin Payments Advisor Website: <a href="https://www.bitcoinpaymentsadvisor.com/">https://www.bitcoinpaymentsadvisor.com/</a> </p> <p><strong>Host Links</strong> </p> <p><strong>Jordan Guess:</strong> </p> <p>X: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTc4QVlZNDA5VjJud180cTVMVDNlMWtpeVB6QXxBQ3Jtc0tsMFBpaWttekVJekRZci1seWxUdGROSlQwMTdVek5Lb09fQlFkanBjUDFlNzZ4SmJLSlpFTGV6akF5UGhMeG5ud3laeC1jVGNYTml4REk0aEJhektTa2M2azVrMzZqbXM4R3hWeEd3NGRucHVGSkFIVQ&q=https%3A%2F%2Ftwitter.com%2Fjordanguess&v=1gKFMUbbE1w"> / jordanguess </a> </p> <p>Discord: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbVJkcXZvMk1kVmNOa2hwbHNuYlVLYU5iUXNvUXxBQ3Jtc0trU3UzZWJ3LTFpaHp3bUczcDZBVlQ3aFlFZWNHUW1Db1hlNEtmd29NUTZLN0dIbzViUVpFaUxBZGhoc0x5SzN2

<p>In this episode, we sit down with a CPA and financial advisor to deconstruct why traditional value investing models are failing in the current economic environment. We explore the critical flaw in modern accounting, which relies on an unstable dollar that distorts business performance and erodes long‑term wealth. By analyzing ten years of data comparing the S&P 500 against M2 money supply growth, we reveal how many investors are simply treading water rather than generating real returns. We also discuss how the convergence of AI and Bitcoin creates a deflationary future that contrasts sharply with the inflationary reality of fiat currency. This conversation challenges financial professionals to fix their measuring stick before it is too late.</p> <p><strong>Chapters</strong></p> <p>(00:00:00) - Guest introduction</p> <p>(00:02:09) - Merging Tax Services with Bitcoin Wealth Management</p> <p>(00:08:00) - The Success of a Physical Bitcoin Office</p> <p>(00:12:35) - Why Traditional Value Investing Models Are Failing</p> <p>(00:14:12) - The Danger of Measuring Wealth in Unstable Dollars</p> <p>(00:21:35) - Why Bitcoin Is the Only Stable Unit of Account</p> <p>(00:24:00) - Exposing the Flaw in Corporate Finance Assumptions</p> <p>(00:32:38) - Researching M2 Money Supply vs. S&P 500 Returns</p> <p>(00:37:00) - Is the 60/40 Portfolio Strategy Dead?</p> <p>(00:41:00) - Calculating True Inflation Beyond the CPI</p> <p>(00:45:50) - Shrinkflation and the Hidden Cost of Quality Reduction</p> <p>(00:49:00) - The Disconnect Between Wall Street and Main Street</p> <p>(00:51:40) - How AI and Bitcoin Drive Future Deflation</p> <p>(00:54:50) - The Hopeful Case for Bitcoin Adoption</p> <p><strong>Guest Links</strong></p> <p><strong>Jonathan Kamps, CPA at Orange Horizon Wealth, LLC, a division of Vista Investment Partners</strong></p> <p>X: <a href="https://twitter.com/KampsJonathan">https://twitter.com/KampsJonathan</a></p> <p>Jonathan's article The Illusion of Growth: <a href="https://tinyurl.com/66meh4ek">https://tinyurl.com/66meh4ek</a></p> <p>Orange Horizon Wealth Website: <a href="https://www.orangehorizonwealth.com/">https://www.orangehorizonwealth.com/</a></p> <p><strong>Host Links</strong></p> <p><strong>Jordan Guess:</strong> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a></p> <p>Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a></p> <p><strong>Wyatt O'Rourke:</strong> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a></p> <p>Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a></p> <p><strong>Bitcoin for Financial Services Media Links:</strong></p> <p>X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a></p> <p>Website: <a href="https://bffs.media/">https://bffs.media/</a></p> <p>YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a></p> <p><strong>Check out our awesome show sponsors!</strong></p> <p>Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a></p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a></p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a>

<p>We sit down with a privacy-focused AI founder to discuss the massive security holes in popular tools like ChatGPT and Claude. The convenience of these models often comes at the cost of client confidentiality and transparency, so we explore how financial professionals can mitigate these legal risks while still leveraging powerful technology. Our conversation covers the mechanics of trusted execution environments and how they differ from simply hoping tech giants respect their customers' privacy. We also dive into the emerging world of autonomous agents and why Bitcoin serves as the logical currency for machine-to-machine commerce. This is an essential guide for any firm looking to integrate artificial intelligence without compromising security or professional ethics.</p> <p><strong>Chapters</strong> </p> <p>(00:00:00) - Protecting Confidential Client Data in the AI Era </p> <p>(00:06:05) - How LLMs Process and Store Your Information </p> <p>(00:08:07) - Why ChatGPT Data Is Not Subpoena-Proof </p> <p>(00:12:54) - Stripping PII Before Using Public AI Tools </p> <p>(00:16:49) - How Trusted Execution Environments Ensure Total Privacy </p> <p>(00:19:21) - Safely Analyzing Tax Returns and PDFs with AI </p> <p>(00:22:30) - The Risks of AI Proxies and VPNs </p> <p>(00:27:22) - Running Local Models vs. Cloud-Based Solutions </p> <p>(00:35:11) - Security Vulnerabilities in Autonomous AI Agents </p> <p>(00:37:13) - Prompt Injection Attacks via Email Explained </p> <p>(00:39:56) - Why AI Agents Will Use Bitcoin and Lightning </p> <p>(00:46:08) - How Financial Professionals Can Survive the AI Revolution </p> <p>(00:58:35) - The Economics of Token Pricing and Subsidies</p> <p>**Guest Links </p> <p>Mark Suman, co-founder & CEO of Maple AI** </p> <p>X: <a href="https://twitter.com/marksuman">https://twitter.com/marksuman</a> </p> <p>Nostr: <a href="https://primal.net/marks">https://primal.net/marks</a> </p> <p>Maple AI Website: <a href="https://trymaple.ai/">https://trymaple.ai/</a></p> <p><strong>Host Links</strong> </p> <p><strong>Jordan Guess:</strong> </p> <p>X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a> </p> <p>Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a></p> <p><strong>Wyatt O'Rourke:</strong> </p> <p>X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a> </p> <p>Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a></p> <p><strong>Bitcoin for Financial Services Media Links:</strong> </p> <p>X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a> </p> <p>Website: <a href="https://bffs.media/">https://bffs.media/</a> </p> <p>YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a></p> <p><strong>Check out our awesome show sponsors!</strong> </p> <p>Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a></p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a></p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a></p>

<p>We sit down with Lightning Network executive Bobby Shell to explore how Bitcoin is maturing from a tinkerer's hobby into an essential enterprise powerhouse. We break down the massive shift in payment rails, revealing how major players like Cash App are generating nearly 10% yield on their holdings without exposure to traditional lending risks. The conversation dissects the mechanics of accessing USD liquidity without selling your Bitcoin and explains why privacy on the Lightning Network is far superior to on-chain transactions. We also cover the upcoming integration of stablecoins and why businesses in high-risk industries like gaming are rushing to adopt this technology. This is a masterclass on the future of institutional payments and the moral imperative of sound money. </p> <p><strong>Chapters</strong><br /> (00:00:00) - Intro and Bobby Shell Background<br /> (00:05:18) - Why Voltage Pivoted to Enterprise Sales<br /> (00:08:00) - Refuting Common Lightning Network FUD<br /> (00:12:45) - Real Enterprise Adoption Metrics<br /> (00:16:50) - Get USD Liquidity Without Selling Bitcoin<br /> (00:20:20) - How Cash App Earned 9.7% Yield<br /> (00:23:45) - Solving the Liquidity Problem<br /> (00:28:15) - The Future of Stablecoins on Lightning<br /> (00:33:55) - Why iGaming Is Adopting Bitcoin<br /> (00:37:45) - Privacy: On-Chain vs. Lightning Network<br /> (00:41:30) - Bitcoin as a Moral Lifeline<br /> (00:44:30) - Closing Thoughts on 2026 Outlook </p> <p><strong>Guest Links Bobby Shell, Vice President of Marketing at Voltage</strong><br /> X: <a href="https://twitter.com/iBobbyShell/">https://twitter.com/iBobbyShell/</a><br /> LinkedIn: <a href="https://www.linkedin.com/in/bobby-shell-iv/">https://www.linkedin.com/in/bobby-shell-iv/</a><br /> Voltage Website: <a href="https://voltage.cloud/">https://voltage.cloud/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess:</strong><br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke:</strong><br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links:</strong><br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a></p>

<p>We explore a massive breakthrough for Bitcoiners looking to enter the real estate market. For years, traditional banks have forced us to liquidate our stack or denied loans because our wealth is not in fiat. </p> <p>In this episode, we break down a new asset utilization model that counts your bitcoin as income without requiring you to sell a single satoshi. We discuss the specific mathematics behind the 120-month amortization schedule and how self-custody proof via signed messages is finally a reality. This is a crucial development for business owners and hodlers who want to plant a flag in the physical world while keeping their digital scarcity intact. </p> <p><strong>Chapters</strong><br /> (00:00:00) - Scarcity, debasement, and assets as protection<br /> (00:02:27) - Greg Ranz and Revolution Mortgage Introduction<br /> (00:04:00) - Explaining The Bitcoin Asset Utilization Mortgage Model<br /> (00:06:13) - Why Self-Employed Bitcoiners Get Rejected By Banks<br /> (00:07:32) - The Cost of Waiting: Renting vs Owning Math<br /> (00:13:58) - Title Companies Are Confused About Bitcoin Collateral<br /> (00:20:20) - How The Bitcoin Satoshi Test Proves Ownership<br /> (00:24:53) - The Problem With Traditional Accounting For Bitcoiners<br /> (00:29:00) - Interest Rate Reality: 2% Rates Are Never Returning<br /> (00:35:14) - The 30-Year Mortgage Commitment Is A Myth<br /> (00:41:41) - Educating The Branch On Bitcoin Mechanics<br /> (00:44:39) - The Wealth Gap Between Boomers and Renters<br /> (00:47:32) - Comparing The Scarcity Of Land And Bitcoin </p> <p><strong>Guest Links Greg Ranz, Sr. Loan Officer with Revolution Mortgage:</strong><br /> X: <a href="https://twitter.com/BTCMortgageGuy/">https://twitter.com/BTCMortgageGuy/</a><br /> LinkedIn: <a href="https://www.linkedin.com/in/gregranz/">https://www.linkedin.com/in/gregranz/</a><br /> Revolution Mortgage Website: <a href="https://www.revolutionmortgage.com/">https://www.revolutionmortgage.com/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess:</strong><br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke:</strong><br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links:</strong><br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a></p>

<p>In this episode, we sit down with Adam Simecka to discuss the critical importance of building tools for independent value transfer in an increasingly surveilled world. We explore why self-custody is the only true protection against the looming threat of CBDCs and why relying on exchanges is a dangerous game for your wealth. Our conversation breaks down the technical mechanics of private keys, signing devices, and the inherent risks found in crypto lending platforms. We also analyze the recent controversy surrounding Michael Saylor’s comments on Bitcoin treasuries and what it implies for the future of corporate adoption. Finally, we demonstrate just how fast small business owners can opt out of the fiat system and start accepting Bitcoin directly. </p> <p><strong>Chapters</strong><br /> (00:00:00) - Building an escape hatch from the fiat collapse<br /> (00:02:24) - Adam Samecka’s journey from Air Force to Bitcoin<br /> (00:12:09) - The critical difference between custody and IOUs<br /> (00:16:38) - Lessons learned from the FTX collapse<br /> (00:19:30) - Proof of Reserves and the limits of trust<br /> (00:21:12) - collaborative custody and multi-sig explained<br /> (00:24:40) - Breaking down public versus private keys<br /> (00:26:45) - Why "Hardware Wallet" is a misleading term<br /> (00:35:00) - The mission to build a functional Anti-CBDC<br /> (00:36:20) - Why Bitcoin lending recreates the fractional reserve system<br /> (00:39:50) - Analyzing the Michael Saylor and Danny Knowles debate<br /> (00:50:40) - Why earning Bitcoin is superior to buying it<br /> (00:53:50) - How to set up a Bitcoin POS in 60 seconds </p> <p><strong>Guest Links Adam Simecka, Founder of Manna & Board Advisor at Bitcoin Is Better:</strong><br /> X: <a href="https://twitter.com/AdamSimecka/">https://twitter.com/AdamSimecka/</a><br /> Manna Website: <a href="https://mannabitcoin.com/">https://mannabitcoin.com/</a><br /> Bitcoin Is Better Website: <a href="https://www.bitcoinisbetter.org/">https://www.bitcoinisbetter.org/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess:</strong><br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke:</strong><br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links:</strong><br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p>Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p>Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a></p>

<p>We sat down with Zach Wischler, Director of Sales at Casa, to dismantle the false security of the ETF narrative and explore the future of wealth preservation. While Wall Street pushes paper Bitcoin, the real value for high-net-worth individuals lies in sovereignty - and for financial advisors, the traditional AUM model is rapidly becoming obsolete. We discuss how collaborative custody offers a "Swiss Bank" level of security, bridging the gap between institutional compliance and absolute personal freedom. </p> <p>The conversation goes deep into the mechanics of inheritance planning without trusted third parties and why geopolitical uncertainty makes self-custody a non-negotiable insurance policy. Are your clients actually protected, or are they just exposed to a new layer of counterparty risk? We unpack the specific tools and strategies necessary to build a future-proof practice in an age of bearer assets and artificial intelligence. </p> <p><strong>Chapters</strong><br /> (00:00:00) - The inevitable death of the AUM revenue model<br /> (00:06:41) - Why financial advisors are leaving TradFi for Bitcoin<br /> (00:10:20) - The hidden dangers of Bitcoin ETFs vs. self-custody<br /> (00:16:00) - Why hardware wallets create single points of failure<br /> (00:20:50) - Geopolitical risk and the necessity of sovereignty<br /> (00:27:18) - Estate planning and holding keys in trusts<br /> (00:32:00) - Fiduciary duty: Why advisors must offer self-custody<br /> (00:38:14) - How AI will reshape the financial services industry<br /> (00:40:38) - Multi-sig security explained for high-net-worth clients<br /> (00:48:00) - A Bitcoin inheritance plan without death certificates<br /> (00:52:00) - Recovering assets if the custody company disappears<br /> (00:55:40) - The problem with charging AUM fees on custody<br /> (01:00:25) - The future of Bitcoin payments and enterprise treasury </p> <p><strong>Guest Links Zach Wischler, Director of Sales at Casa:</strong><br /> X: <a href="https://twitter.com/BTCBap">https://twitter.com/BTCBap</a><br /> LinkedIn: <a href="https://www.linkedin.com/in/zach-wischler/">https://www.linkedin.com/in/zach-wischler/</a><br /> Casa Website: <a href="https://casa.io/">https://casa.io/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess</strong>:<br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke</strong>:<br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links</strong>:<br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> <a href="https://www.basilic.io/">Basilic Financial</a>: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p><a href="https://www.bitment.co/">Bitment</a>: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p><a href="https://satoshipacioli.com/">Satoshi Pacioli</a>: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://sat

<p>We sit down with Travis MacDonald, a CPA and CFA who left the traditional M&A world to build financial infrastructure for the Bitcoin economy. He breaks down why the Bitcoin Treasury narrative is often oversimplified and categorizes the four distinct ways companies are actually putting Bitcoin on their balance sheets. </p> <p>We explore how businesses can use Bitcoin to solve retention issues through long-term incentives and drive daily efficiency with micro-rewards. Finally, we discuss the mechanics of convertible debentures and how smart corporate governance can secure capital in a volatile market. </p> <p><strong>Chapters</strong><br /> (00:00:00) - Welcome and why this guest matters<br /> (00:01:55) - From audit to M&A, valuation, and CFO work<br /> (00:05:24) - Finding Bitcoin in 2021 and going all in<br /> (00:10:00) - Why retention is breaking for employers<br /> (00:12:08) - Compensating in sound money vs fiat wages<br /> (00:14:39) - Micro incentives in sats with Lightning settlement<br /> (00:17:59) - The future: real-time pay and streaming sats<br /> (00:20:09) - How employers introduce Bitcoin benefits<br /> (00:21:21) - Education: learning management and incentives<br /> (00:23:47) - Employees can stack sats without corporate BTC<br /> (00:28:30) - The four types of “Bitcoin treasury companies”<br /> (00:33:03) - Managing Bitcoin on the balance sheet<br /> (00:36:32) - Bitcoin-secured convertible debentures for startups<br /> (00:42:28) - 2026 outlook: TradFi adoption and reality checks<br /> (00:48:03) - Privacy, regulation, and ETF centralization risk<br /> (00:53:04) - Advice for CPAs, CFAs, CFPs entering Bitcoin </p> <p><strong>Guest Links</strong><br /> <strong>Travis MacDonald, CFO at Block Rewards</strong><br /> LinkedIn: <a href="https://www.linkedin.com/in/travismacdonald/">https://www.linkedin.com/in/travismacdonald/</a><br /> X: <a href="https://x.com/TJMacD">https://x.com/TJMacD</a><br /> Nostr: <a href="https://primal.net/p/npub1xmmmcw3lgzc3p904g65xky0lrw4u0jn3z8yynrttd9gvl3mxx62q4cr2m6">https://primal.net/p/npub1xmmmcw3lgzc3p904g65xky0lrw4u0jn3z8yynrttd9gvl3mxx62q4cr2m6</a><br /> Block Rewards Website: <a href="https://blockrewards.ca/">https://blockrewards.ca/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess</strong>:<br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke</strong>:<br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links</strong>:<br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> <a href="https://www.basilic.io/">Basilic Financial</a>: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p><a href="https://www.bitment.co/">Bitment</a>: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p><a href="https://satoshipacioli.com/">Satoshi Pacioli</a>: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant whil

<p>In this episode, we sit down with Brandon Karpeles of Sovereign to unpack why so many businesses are failing under leverage and why Bitcoin changes that equation. Brandon shares his journey out of traditional finance, what he learned working with distressed businesses, and why copying Bitcoin treasury strategies without an operating business is a dangerous game. </p> <p>We dig into how real companies are using Bitcoin today, not as financial alchemy, but as a tool for payments, treasury management, and long-term planning. We also explore the rapid improvement in Bitcoin infrastructure and why accepting and holding Bitcoin is now operationally viable for everyday businesses. </p> <p>If Bitcoin is going to be taken seriously in finance, what does prudence actually look like for business owners? </p> <p><strong>Chapters</strong><br /> (00:00:00) - Brandon’s Fiat Finance Background<br /> (00:02:00) - Why Leverage Breaks Businesses<br /> (00:08:00) - What Sovereign Actually Does<br /> (00:13:30) - Bitcoin Treasury Company Skepticism<br /> (00:15:30) - MicroStrategy Versus Copycats<br /> (00:17:15) - Leverage Risk and Liquidations<br /> (00:20:30) - Why Financial Flywheels Fail<br /> (00:22:05) - Bitcoin as Productive Capital<br /> (00:26:05) - Bitcoinization of Finance<br /> (00:30:15) - Operational Businesses Using Bitcoin<br /> (00:33:45) - Bitcoin Payments and POS Improvements<br /> (00:36:10) - Why Sovereign Wasn’t Possible Earlier<br /> (00:39:15) - Lightning Network Maturity<br /> (00:41:30) - Reaching Non-Bitcoin Businesses<br /> (00:44:20) - Real Clients and Business Use Cases </p> <p><strong>Guest Links</strong><br /> <strong>Brandon Karpeles, CEO at Sovreign</strong><br /> Brandon on LinkedIn: <a href="https://www.linkedin.com/in/brandon-karpeles-b122b45/">https://www.linkedin.com/in/brandon-karpeles-b122b45/</a><br /> Sovreign Website: <a href="https://www.sovreign.io/">https://www.sovreign.io/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess</strong>:<br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke</strong>:<br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links</strong>:<br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> <a href="https://www.basilic.io/">Basilic Financial</a>: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p><a href="https://www.bitment.co/">Bitment</a>: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p><a href="https://satoshipacioli.com/">Satoshi Pacioli</a>: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a></p>

<p>We sat down with Jon Gordon and Stuart Lackey, co-founders of SoundHSA, to unpack why healthcare costs keep rising, why patients rarely see real prices, and where incentives break when third parties sit between doctors and customers. </p> <p>We walk through the HSA’s triple tax advantage, how most people underutilize it, and why pairing HSAs with real Bitcoin changes the long-term savings conversation.<br /> Jon and Stu also explain their go-to-market strategy, from sats-for-steps wellness challenges to a modern onboarding experience for a historically clunky, form-driven account type.<br /> We discuss how employers can use HSAs more strategically, including contributions and plan design, especially as talent markets tighten. </p> <p>Finally, we get into the practical mechanics, fiat in, Bitcoin inside the account, and the custody setup designed for institutional-grade security, plus the longer-term goal of spending Bitcoin directly in healthcare. </p> <p><strong>Chapters</strong><br /> (00:00:00) - Real Bitcoin HSA, Not ETFs<br /> (00:01:55) - Jon Gordon And Stuart Lackey Join<br /> (00:03:09) - Stu’s Healthcare Background And Why Costs Exploded<br /> (00:04:45) - Jon’s Healthcare Economics Path To Bitcoin<br /> (00:07:01) - Why Patients Don’t Know Prices (And CrowdHealth)<br /> (00:08:27) - HSA 101, Market Size, And How People Misuse It<br /> (00:09:24) - Triple Tax Advantage And HSA After Age 65<br /> (00:10:26) - Policy Tailwinds, Eligibility, And Direct Primary Care<br /> (00:13:09) - Employers, Plan Design, Matches, And Bitcoin Talent Strategy<br /> (00:18:37) - Go To Market: Grassroots Bitcoin First<br /> (00:20:09) - Sats For Steps App, Nostr Identity, Lightning Wallet Roadmap<br /> (00:29:06) - Sound Health: Low Time Preference, Real Food, Preventative Care<br /> (00:39:21) - Healthcare Reactions, Adoption, And Bitcoin Physicians Network<br /> (00:45:44) - Launch Details: Fiat In, Bitcoin Inside, Cash Out </p> <p><strong>Guest Links</strong><br /> <strong>Stu Lackey, MS, HCI</strong> & <strong>Jon Gordon, MS, MA</strong><br /> Stu on X: <a href="https://twitter.com/StuartLackey1">https://twitter.com/StuartLackey1</a><br /> Jon on X: <a href="https://twitter.com/thebitcoinyogi">https://twitter.com/thebitcoinyogi</a><br /> SoundHSA Website: <a href="https://soundhsa.com/">https://soundhsa.com/</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess</strong>:<br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke</strong>:<br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links</strong>:<br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> <a href="https://www.basilic.io/">Basilic Financial</a>: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p><a href="https://www.bitment.co/">Bitment</a>: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p><a href="https://satoshipacioli.com/">Satoshi Pacioli</a>: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, a

<p>In this episode, we sit down with Jirayr, co-founder of Citrin Capital Advisors, to discuss the evolution of a San Francisco-based wealth management firm integrating Bitcoin. </p> <p>We explore the critical comparison between traditional alternative investments - like private equity - and Bitcoin, arguing why the latter offers superior liquidity, transparency, and returns for client portfolios. </p> <p>Jirayr shares his thesis on the inevitable convergence of AI and Bitcoin, specifically regarding energy markets, autonomous agent payments, and cryptographic truth. We also discuss the complexities of de-risking concentrated stock positions for tech professionals and the operational reality of bringing tax services in-house to better serve the Bitcoin-native client. </p> <p><strong>Chapters</strong><br /> (00:00:00) - Intro and the Institutional Case<br /> (00:02:18) - Evolution of a Bitcoin-Focused Firm<br /> (00:04:44) - Moving From Skepticism to Allocation<br /> (00:11:45) - Distinguishing Bitcoin From "Crypto" Assets<br /> (00:14:43) - Merging Tax Services with Wealth Management<br /> (00:19:13) - Operational Realities of In-House Accounting<br /> (00:23:25) - Why Bitcoin Beats Private Equity<br /> (00:27:59) - Sizing the Position and Risk<br /> (00:31:10) - The Convergence of AI and Energy<br /> (00:33:22) - Native Money for AI Agents<br /> (00:40:37) - The Fiduciary Duty to Understand Money<br /> (00:44:05) - Adapting the AUM Model for Bitcoin<br /> (00:46:00) - De-Risking Concentrated Tech Equity<br /> (00:49:40) - Navigating the Self-Custody Conversation </p> <p><strong>Guest Links</strong><br /> **Jirayr Kembikian, CFP® l Co-Founder, Managing Director<br /> **Citrine Capital Website: <a href="https://citrinecapitaladvisors.com/">https://citrinecapitaladvisors.com/</a><br /> Jirayr on X: <a href="https://twitter.com/JKembikian">https://twitter.com/JKembikian</a> </p> <p><strong>Host Links</strong><br /> <strong>Jordan Guess</strong>:<br /> X: <a href="https://twitter.com/jordanguess">https://twitter.com/jordanguess</a><br /> Discord: <a href="https://discord.com/invite/Xg55GVkc3f">https://discord.com/invite/Xg55GVkc3f</a> </p> <p><strong>Wyatt O'Rourke</strong>:<br /> X: <a href="https://twitter.com/wyattorourke_">https://twitter.com/wyattorourke_</a><br /> Website: <a href="https://www.basilic.io/">https://www.basilic.io/</a> </p> <p><strong>Bitcoin for Financial Services Media Links</strong>:<br /> X: <a href="https://twitter.com/BFFS_media">https://twitter.com/BFFS_media</a><br /> Website: <a href="https://bffs.media/">https://bffs.media/</a><br /> YouTube: <a href="http://www.youtube.com/@BFFS_Media">http://www.youtube.com/@BFFS_Media</a> </p> <p><strong>Check out our awesome show sponsors!</strong><br /> <a href="https://www.basilic.io/">Basilic Financial</a>: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: <a href="https://www.basilic.io/)">https://www.basilic.io/)</a> </p> <p><a href="https://www.bitment.co/">Bitment</a>: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: <a href="https://www.bitment.co/)">https://www.bitment.co/)</a> </p> <p><a href="https://satoshipacioli.com/">Satoshi Pacioli</a>: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: <a href="https://satoshipacioli.com/)">https://satoshipacioli.com/)</a></p>