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America’s Housing Divide: Equity Rich Owners vs. Struggling Buyers
Episode 1749

America’s Housing Divide: Equity Rich Owners vs. Struggling Buyers

BiggerPockets Daily

July 14, 20259m 17s

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Show Notes

In today’s episode, we break down two major reports that show a growing split in the U.S. housing market. On one side, nearly half of all mortgaged homeowners are now equity rich—owing less than half of their home’s value. On the other, affordability has reached its worst level in 14 consecutive quarters, with 99% of counties now less affordable than historical norms. We look at the states leading in equity, the regions where affordability is collapsing, and what this all means for investors, buyers, and renters alike.

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