AI is the Operating System of Modern Lending
S. P. “Wije” Wijegoonaratna, Co-Founder and CEO of Aliya, shares how AI-powered operational intelligence is transforming lending from episodic approvals into continuous, governed opportunity exploration.
Banking Transformed with Jim Marous · Evergreen Podcasts
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Show Notes
Most banks still treat lending as a point-in-time decision. Pull a score. Make a call. Wait.
In today’s environment, that model limits growth and weakens earnings durability.
In this episode of Banking Transformed, I speak with S. P. “Wije” Wijegoonaratna, Co-Founder and CEO of Aliya, about how AI-powered operational intelligence is transforming lending from episodic approvals into continuous, governed opportunity exploration.
Aliya’s platform connects bank-account data, marketing intelligence, risk decisioning, and post-origination monitoring into a closed loop designed to improve efficiency without increasing balance-sheet risk.
Are you operating episodically — or intelligently?
#Banking #Lending #DigitalTransformation #AI #CustomerExperience