Bank On It

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Tom Ryan, partner at Anthemis. Anthemis is a leading global venture investment platform with over half a billion in AUM. A few of their portfolio companies are past guests on the show, such as Farhan Ahmad from Bento for Business, Richard Arundel from CurrencyCloud, James Waldinger from Artivest, Jon Stein from Betterment, Rhian Horgan from Kindur, Fawce from Quantopian and Chris Bruno from Rally Road. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with James Haluszczak from SteelBridge Labs. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 221 from an interview with Andrew Jamison, co founder and CEO at Extend. This nugget is a reminder of being scrappy and fundraising through self doubt towards something big. What is a nugget of the week?: The host John Siracusa has recorded over 300 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Andrew Jamison: Andrew worked at American Express for 12 years. He managed all B2B payments solutions, including virtual card platforms and products. Prior to Amex, he spent 10 years as an SAP consultant. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A'

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Nathaniel Harley, co-founder and CEO of Mantl. MANTL is a centric outer core ecosystem that gives banks and credit unions the flexibility to innovate using modern technology, while owning their brand throughout the entire customer lifecycle. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with Tom Ryan from Anthemis. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Wes Barton, co-founder and Managing Partner of Third Prime. Wes was a tobacco farmer turned VC, Third Prime is a venture capital firm that likes to invest in entrepreneurs shaping a better future for humankind. An example of those companies are Petal, Octane Lending, Climb Credit and LoanStreet. Third Prime invests big in big ideas. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with Nathaniel Harley from Mantl. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 169 from an interview with Chris Britt, co founder and CEO of Chime. This nugget is on having a crystal clear value proposition. Subscribe to Bank On It podcast on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. No matter the stage of a company, nailing the value proposition is hard. Whether it's at startup or growth stage it's difficult, the only thing that evolves is the scope of the challenge. Regardless, the challenge for founders falls under about three main points. Does it resonate? Can we deliver a best in class experience? Does it attract customers to drive the right consumer habits? These are very basic points, but nailing the nuances of them is where the real challenge is. Details are often missed and there's a failure to predict future outcomes on one, two or three of these points, since companies early in life are focused on getting a relative-size customer base. This causes strategic holes and issues down the road, every short-term choice has unintended long-term consequences, but that is the cost of building something new. When there's no other choice, changing the value proposition or messaging down the road works well. A simple problem to evolve towards. Simple, but not easy. During our interview back in November 2018, Chris shared a moment when he realized consumers assumed Chime was only a rewards program. Which as we know it's a bank. Yes, they have great rewards, but consumers thought that's all they had. This causes a problem because rewards seekers are not sticky customers and in order to invest in deeper relationships, Chime needed consumers to open payroll deposit accounts. They realized this problem when they asked their customers the question. "Why don't you move your checking account over to us"? The answer they received surprised them. Chris shared in this clip how they responded. What is a nugget of the week?: The host John Siracusa has recorded over 280 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Chris Britt: He is the co-founder & CEO of Chime. Before Chime, Chris was the Chief Product Officer and SVP, Corporate Development at Green Dot. Prior to that, Chris held roles as a senior product leader at Visa and as one of the first executives at ComScore. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A'

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Gavin Myers, General Partner of Prudence Holdings. Prudence Holdings is an early and growth stage investment firm based in New York City. They have an impressive list of companies it has backed such as Compass, Blockchain.com and Morty.. In addition, they've invested at the growth stage in companies including Facebook, Uber and Spotify. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with Wes Burton from Third Prime. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Will Mitchell, co-founder & CEO of Rabbet. Rabbet is a construction finance platform that parses documents and connects information for frictionless transactions. Will noticed there are so many people and processes that need to align in order to get construction loans processed so he built Rabbet to solve this problem. Rabbet is backed by QED Investors, Goldman Sachs, Tectonic Capital and Camber Creek. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with Gavin Myers from Prudence Holdings. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 240 from an interview with Mark Beeston, Founder and managing partners at Illuminate Financial. This nugget is on reading the market and taking action. Subscribe to Bank On It podcast on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. Market conditions often change in little ways, but sometimes there are massive shifts. Reading the market and building a business model that rides the wave of change is very hard to do. To do this, investors look for signals of change and use those signals as a baseline to benchmark. Humans are always looking for patterns, we do this starting as babies. But, when in the cusp of a massive market change signals and patterns can be confusing and misleading. Causing us to have incorrect or short-sighted predictions. As we get older and wiser we start to ask why more often, asking yourself why 5 times to a single question, can lead to the root of the truth. Take a look at a particular market where the current tech stack's obsolete, yet, still functioning. Start with "why is that?" When you get to your third "why" you might ask "why are they still using it?" This is where it starts to get interesting. The post-crisis financial market showed us that the technology supporting it was obsolete. But obsolete technology didn't drive the change we're noticing today. Massive industry de-leveraging, multi-jurisdictional regulations and a transition into a zero tolerance compliance environment did. The nuances in that understanding will influence massive bets. There is a difference between investing in new technology that will replace old, compared to new technology that could be the tech stack of the new market. What is a nugget of the week?: The host John Siracusa has recorded over 280 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Mark Beeston: He founded Illuminate after a 25+ year career in capital markets where he had been both the consumer of capital markets technologies as well as the entrepreneur, operator, and funder of capital markets businesses. Prior to founding Illuminate, Mark was the CEO for the Post Trade Risk and Information business at ICAP (now Nex) where he oversaw the creation of ICAP's own investment subsidiary. Prior to ICAP Mark launched T-Zero (now ICELink) during his time at Creditex before the company was acquired by ICE in 2008. He started his career with 13 years at Deutsche Bank in derivatives trading and management, including periods as COO for both the Global Rates and Global Credit businesses. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A'

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Dan Rosen, co-founder & CEO of d1g1t. d1g1t is a digital wealth management platform powered by analytics that offers advanced, transparent portfolio management services. Dan is a quant and adjunct professor of mathematical finance at the University of Toronto. d1g1t was born out of a successful exit from his past company R2 (pronounced R Squared). d1g1t is venture backed by Portag3, Illuminate Financial, Extreme Venture Partners, CI Financial and Purpose Financial. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with Will Mitchell from Rabbet. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Shannon Austin, Partner at Financial Venture Studio. Financial Venture Studio is a Venture Capital firm, but their model is quite different, they run a 6-month program for high potential early-stage firms. They invest with a mix of content, connections and camaraderie which they feel will help founders build successful startups. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with Dan Rosen from d1g1t. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 219 from an interview with Matt Burton, One of the partners at QED. This nugget is on how to actually get your foot into a VCs door. Subscribe to Bank On It podcast on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. Matt Burton has had successful exits to Google, Facebook and Kabbage. His last exit was with Orchard to Kabbage and post exit he joined QED as a partner. As a successful operator turned VC he has a unique perspective on the decision making process in which VCs use to invest. Most founders spin their wheels pitching investors incorrectly. Matt said the essence of a pitch deck is a poor way to get your foot in the door and there's actually a much better way. In this clip he shares some potent ways to do so. Coming from a partner at QED, a powerful nugget to soak in and act on. What is a nugget of the week?: The host John Siracusa has recorded over 280 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Matt Burton: Matt is a partner at QED and has spent his career creating technologies and businesses that have transformed industries. In digital advertising he helped build, scale and optimize the Internet's top advertising exchanges at Google, Admeld and LiveRail, which collectively handled trillions of transactions. As employee number seven at AdMeld (which was acquired by Google for $400M in 2011), Matt played a central role in all aspects of the company, from product development to sales to operations. After Google, Burton joined LiveRail (which was acquired by Facebook for $500M in 2014) where he continued to focus on programmatic exchanges. After transforming online advertising. In 2013 he founded Orchard Platform where he and his co-founders combined their expertise in auction dynamics and bidding behaviors, extensive knowledge in credit risk and underwriting analytics to reimagine the future of credit. Orchard was sold to Kabbage in April 2018. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A'

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Monica Brand Engel, co-founder and managing partner of Quona Capital. Quona Capital is a venture capital firm that invests in growth-stage financial technology companies in global emerging markets. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with Shannon Austin from Financial Venture Studio. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Jimmy Chen, founder and CEO of Propel. Propel builds software dedicated to helping low-income Americans improve their financial health. Its core product, Fresh EBT, is a smartphone app that allows EBT cardholders to manage their benefits, plan their grocery shopping, and save money on food. Fresh EBT is used by over two million families across the country, which helps people who receive SNAP benefits to improve their financial health. Their investors include Andreessen Horowitz, Nyca Partners, Kleiner Perkins, Serena Williams, and Kevin Durant. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with Monica Brand Engel from Quona Capital. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 223 from an interview with Brian Hirsch, Founder & Managing Partner of Tribeca Venture Partners. This nugget is on how Tribeca Venture Partners invest with their thesis and their hearts. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. This nugget is on how Tribeca Venture Partners has A guiding investment principle in the form of a clear, concise investment thesis. Yet, invest in founders they love. It was a great back and forth conversation that artfully mixed business metrics with a gut feeling and intuition. This is an audio representation on how most investment decisions are made. What is a nugget of the week?: The host John Siracusa has recorded over 280 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Brian Hirsch: Brian is a co-founder and Managing Partner of Tribeca Venture Partners. Prior to starting Tribeca Venture Partners in 2011, Brian was the founder and Managing Director of the venture arm of Greenhill & Co (NYSE: GHL), a Principal at Sterling Partners and a Vice President at ABN AMRO's U.S. venture fund. In total, Brian has spent more than 20 years in the venture business. He has invested across a broad number of sectors during his career including fintech, enterprise and SMB SaaS, marketplaces, healthcare, martech and real estate tech. Brian currently is responsible for the following TVP investments: ACV Auctions, AiCure, AlphaSense, CommonBond, Cuebiq, Domio, Honeybook, Lendio, Mighty, Ozobot, ShopKeep, Suzy, Thinkful, Truveris, Visibly and Zibby. Brian serves on the Board of Directors of the New York Venture Capital Association (NYVCA). About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with David Buxton, founder and CEO of Arachnys. Arachnys provides cloud-based solutions for assessing financial crime customer risk and CDD, KYC, and EDD compliance. The idea for Arachnys came about when in 2008 Russian customers of large companies stopped paying and David witnessed it. Those large companies assumed the non-payment was a credit control problem, but actually they were selling to shell companies located in Russia. The problem was that some of those shell companies were legitimate while others weren't. With that, it was extremely difficult to sort it out. Arachnys is backed by VCs such as QED. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with Jimmy Chen from Propel. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with PV Bóccasam, CEO of WealthEngine and General Partner at Novak Biddle Venture Partners. WealthEngine provides wealth intelligence and prospect research for nonprofit organizations and financial services companies. PV is a seasoned entrepreneur and investor. Novak Biddle is an investor in WealthEngine and PV took on the role of CEO to help take the company to the next level of potential. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with David Buxton from Arachnys. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 250 from an interview with Perry Rahbar, founder & CEO of dv01. This nugget is on how Perry went from a disastrous pitch to $28 million in funding. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. Most of us have experienced the fear that something bad is about to happen soon. Sometimes we're right and it does, but most of the time nothing happens, making all that worry, a total waste of time and energy. To most fears, the financial meltdown during 2008 actually happened. The day Bear Stearns closed its doors, Perry was there. He was getting his career started and then it happened. During the full interview he shared in detail how it all ended, in one day Bear Stearns went from a bustling business to a ghost town. Post the news, he stayed around to assess the exposure. Then, as it relates to the existence of Bear, it was all over. While he was assessing total exposure post-Bear he found something odd. Here are his words: -"So I stayed around and helped my boss at the time try to figure that number out (total exposure), keep in mind like Bear was pro, it was known to be really good with their risk, which is crazy when you think back to it. We had a really difficult time just figuring out what was the total exposure, every system was spitting out different numbers. We had to put everything in a spreadsheet and to me it was just mind boggling that, you know, you're talking about what was eventually over $50 billion in exposure." ----------------Perry Rahbar during his Bank On It podcast interview This was the beginning of what dv01 would become, his worst possible scenario became became the beginning of his biggest opportunity. We live in an exciting time in fintech due in part by the financial meltdown in 2008. That meltdown impacted so many, which became the spark of people in finance to build and fund fintech as we know it today. Perry found this massive problem which he needed funding to build. So he pitched the idea to a handful of top VCs and he blew it. In this clip you'll hear how he went from a disastrous pitch to $28 million in total funding. What is a nugget of the week?: The host John Siracusa has recorded over 280 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Perry Rahbar: Perry is founder and CEO of dv01, the reporting and analytics platform that provides institutional investors transparency into lending markets, starting with marketplace lending. He founded dv01 to solve the challenges he encountered during his decade-long career trading mortgage bonds at Bear Stearns (Managing Director, MBS trading) and J.P. Morgan (Executive Director, Co-Head of CMBS trading). To date, dv01 has offered investors insight into over $35 billion of securitizations and more than $105 billion of consumer, small business, real estate, auto, and student loans from the largest online lenders, including LendingClub, Prosper, and SoFi. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Anders Jones, Co-founder and CEO of Facet Wealth. Facet Wealth is a unique approach to wealth management, headquartered in Baltimore, they seek to revolutionize the next generation of financial life management. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with PV Bóccasam from WealthEngine. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Mazy Dar, Co-founder and CEO of OpenFin. OpenFin is quickly becoming a platform which is the operating system of Wall Street. This is the second time Mazy has been a guest on the show and a lot has changed since the last interview. They recently raised their C round to bring even more seamless integration for financial desktop operating systems to have a mobile-like experience. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's all new episode with Anders Jones from Facet Wealth. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 213 from an interview with John Buttrick, One of the partners at Union Square Ventures. This nugget is on Investment clarity through a clear thesis. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. This nugget is on how Union Square Ventures determines investments through a crystal clear investment thesis. Most founders and venture capitalists are familiar with USV, for multiple reasons such as Fred Wilson and the A VC blog, it's all in part to a combination of having a crystal clear investment thesis which has evolved as the world around us does. This evolving thesis lead to investments in companies such as Etsy, Twitter, KickStarter, FourSquare, Meetup, Soundcloud, Lending Club and many more. Many of these high profile investments showcased USV as one of the most recognizable names in Venture Capital. A strong, focused and followed thesis is a self imposed constraint, and constraints force creativity and focus. The partners creativity and focus built USV to what we know it as today. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About John Buttrick: John Buttrick is a partner at Union Square Ventures, joining the firm in 2010. He began his career as a corporate lawyer at Davis Polk & Wardwell in New York and Paris and was a partner in the firm's mergers and acquisitions group from 1994-2000. Between 2000 and 2010 John was involved in a number of private equity and venture projects. He has been a member of the Board of Environmental Advocates of New York since 2004 and currently serves as Board Chair. John majored in American Studies at Northwestern University and has a JD degree from Villanova University School of Law. John is a native New Yorker. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Sam Bobley, Co-founder and CEO of Ocrolus. Ocrolus analyzes financial documents, regardless of format and quality, with over 99% accuracy. Today, they work with brands such as Ondeck, BlueVine, Funding Circle, Enova, Sofi, Lending Club, Upgrade and many others. How Sam realized the model of Ocrolus was quite surprising. Have you ever gone to a website and confirmed that you're not a robot? Of course you have, but what you're also doing is helping Google digitize millions of books. By choosing pictures with fences in it or typing out the words in an image you're also helping train Google's AI simultaneously as you confirm you're not a robot. Sam shares the origin story of Ocrolus from his father's influence and how everything changed once QED invested in their A round. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's all new episode with Mazy Dar from OpenFin. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Igor Telyatnikov, Co-founder and CEO of AlphaPoint. AlphaPoint is a white-label software company powering crypto exchanges worldwide. One of their clients is the The Royal Mint, which is the world's leading export mint, making coins and medals for an average of 60 countries every year. Alphapoint has raised over $17 million to date from firms such as Galaxy Digital. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Sam Bobley from Ocrolus. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 183 from an interview with Charles Delingpole, co-founder and CEO of ComplyAdvantage. It's on how founders can make decisions fast and accomplishing a lot with a little resources. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. This nugget is on how founders can accomplish a lot, with a little resources. ComplyAdvantage is Charles's third company, on the surface, each company is very different from each other, but by connecting the dots Charles distilled core aspects to build ComplyAdvantage. Those past companies are The Student Room (social media site) and MarketFinance (peer to peer lending). When building a new startup there are the inevitable uncharted paths where past experiences fail to influence a positive step forward. We live in a world where the competition is so high that the speed and accuracy in decision making can flounder or fuel enterprise progress. Accurate and fast decision making is mostly influenced by past experiences, if a founder lacks particular experience then they need a framework that provides time. ComplyAdvantage provides AML, an area of speciality where there's plenty of time to figure it all out. The key is to have the right skillset, combined with the right framework towards accomplishing a goal, is a powerful formula for making faster and more accurate decisions. Those dots all connected for Charles to create ComplyAdvantage. If you believe in what you're doing, keep doing it, because you're preparing yourself for what you'll be doing in the future even though you may not know what that is yet. Steve Jobs once said in a commencement speech that you can only connect the dots looking back. This important shift in thinking validates all the hard work you're doing. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Charles Delingpole: Charles is Founder and CEO of ComplyAdvantage, a technology company focused on wiping out financial crime using Machine Learning. As CEO, Charles leads the product development and growth of the company. His passion for the issue came from his time as the MLRO of a previous startup he founded when he realized how inefficient processes around money laundering are. Over 99% of money laundering is successful, ComplyAdvantage is working to stop it completely. Founded in 2014 with offices in London, New York, Singapore, and Cluj, ComplyAdvantage work with over 350 firms across 45 countries. Charles set up his first company, The Student Room Group, now the world's largest student discussion forum when he was 16. After completing his MA in Politics at Trinity College Cambridge, and then an MSc in Management, Strategy, and Finance from the LSE, he became an associate at J.P. Morgan Cazenove. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Keith Smith, Co-founder and CEO of Payability. Payability provides cash flow and working capital for Amazon and ecommerce sellers. They've lent of $2 billion in funding thousands of ecommerce sellers. Astonishingly, in order to manage inventory financing and cash flow management 4 out of 5 of their customers go into Payability every single day. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Igor Telyatnikov from Alphapoint. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with David Magerman, Managing Partner of Differential Ventures. Differential Ventures invests in early stage high-tech startups. We've interviewed two founders within their portfolio, Sam Bobley from Ocrolus and Christina Qi from Elisify. Prior to Differential Ventures he spent the entirety of his career at Renaissance Technologies, widely recognized as the world's most successful quantitative hedge fund management company. He helped found the equities trading group at Renaissance, joining the group in its earliest days, playing a lead role in designing and building the trading, simulation, and estimation software. During this interview David and John talk about data, AI and the responsibility of VC backed founders in utilizing the data available to benefit their companies today and in the long run. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday''s episode with Keith Smith from Payability. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Ben Duranske, Founder & CEO of Beam. Beam is a regtech that provides transaction monitoring software for banks, credit unions and fintech startups and established. They're backed by VCs such as Canaan and Greycroft. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to listen to the next episode releasing on January 2nd with David Magerman from Differential Ventures. Have a wonderful New Year! About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this nugget: This nugget was pulled from episode 254 from an interview with Ron Suber, fintech investor, board member and mentor. It's on founders preparing themselves to fundraise. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. In this nugget we have Ron Suber, fintech investor, board member and mentor, this nugget is on how founders can prepare themselves in ways that investors actually care about. To a seasoned investor, writing a check is a process, not a sales pipeline. New founders often make the mistake of pitching the wrong investor and doing it incorrectly. In most cases, an investor who doesn't understand a model, will not invest, when an investor uncovers orange and red flags they will stop or significantly delay an investment commitment. So how do seasoned founders do it? Ron reveals the things he looks for which lines up perfectly with the best practices from the hundreds of fintech founders who've been interviewed on Bank On It. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Ron Suber: Ron is part entrepreneur, executive, sales, marketing, branding, mentor, student and coach. He likes to share observations and lessons from his experience on Wall Street, fin-tech and online lending in presentations globally. He has a history of creating and executing successful strategies, raising debt and equity for fin-tech ventures, collaborating and having fun on winning teams. Enjoys engaging with entrepreneurs to help with their marketing, product development, sales process, hiring, focus and execution of key metrics. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Sebastián Kanovich, Founder & CEO of dLocal. dLocal is a 360 payments technology platform designed to handle mass online payments in emerging markets across LATAM, APAC and EMEA. They work with companies such as Uber, Facebook and Godaddy. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Ben Duranske from Beam. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Janos Barberis, Darryl Hicks from Flexpay, Cactus Raazi from Elefant and Gerti Dervishi from Flybits. These interviews were recorded live onsite during the Canada Fintech Forum in Montreal. Janos shares his views on fintech and insurtech. Darryl, Cactus and Gerti have all created successful companies through difficult times and they all share their stories in this episode today. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Sebastián Kanovich from DLocal. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A'

About this Nugget: This nugget was pulled from episode 227 from my interview with Sankaet Pathak from Synapse. It's on leadership and making the hard decisions. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. In this nugget we have Sankaet Pathak from Synapse, this nugget is on leadership by making the unpopular and difficult strategic decisions. Every day We hear and see plenty of leadership posts on what great leaders do compared to bad ones. In reality the lines between good and bad leaders is not clear. It can get muddy for leaders making important strategic decisions which are unpopular at times and can be mentally and physically draining, yet, sometimes everything is riding on that decision. Sometimes the crazy decisions pay off, while in others they cause or speedup the demise of an organization. Welcome to being a leader, being a great one is not up to you or anyone else for that matter, it's about having a goal and accomplishing that goal. I know I'm oversimplifying it, since leadership isn't a single thing, but if you boil it all down and distill it, being a great leader is within having the ability to make results a reality. As they say, talk is cheap and actions speak louder than words. Sankaet has done this twice at Synapse and we share one here in this nugget. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Sankaet Pathak: Sankaet is CEO of Synapse. His first foray into the fintech startup world. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Michael Stephan, co-founder and COO at Raisin. This episode was recorded live onsite during the Canada Fintech Forum in Montreal. Raisin is a pan-European deposit marketplace located in Berlin, Germany. They've raised about $200 Million to date from investors such as Index Ventures and Ribbit Capital. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Janos Barberis, Darryl Hicks from Flexpay, Cactus Raazi from Elefant and Gerti Dervishi from Flybits. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this Nugget: This nugget was pulled from episode 147 from an interview with Nathan Richardson. It's on taking time off, helping people in need and coming back a better entrepreneur. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. In this nugget we have Nathan Richardson, at the time of recording the interview he was in the middle of building TradeIT, a company he's since had a successful exit from. He was burnt out, so he went to Libya to help rebuild the infrastructure, such as schools, fresh water and supported women who faced gender based violence. Helping people in such need gave him the strength to come back and build again. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Nathan Richardson: Nathan has had multiple successful exits and led humanitarian efforts in post conflict countries such as Libya. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Maria Gotsch, President & CEO of the Partnership Fund for New York City and Co-founder of the Fintech Innovation Lab. The FinTech Innovation Lab is a 12-week program that helps early-to growth-stage startup companies refine and test their value proposition with the support of the world's leading financial service firms. You can Apply to the program now, deadline is December 2nd. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Michael Stephan from Raisin. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Peter Misek, co-founder and partner at Framework Venture Partners. This episode was recorded live onsite during the Canada Fintech Forum in Montreal. Framework Venture Partners is a venture capital firm that helps founding teams and CEOs build world-class companies it combines a data-driven investment decision process with a high-touch collaborative engagement model designed to help entrepreneurs and CEOs in high-growth global market segments scale. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Maria Gotsch from Partnership Fund for New York City and Fintech Innovation Lab. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this Nugget: This nugget was pulled from episode 155 from my interview with Mazy Dar from OpenFin. This nugget is on listening to advice and taking action on that advice. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. In this episode: Mazy Dar: Mazy is CEO of OpenFin. Prior to OpenFin, he led credit derivative strategy at Intercontinental Exchange and served on ICE's executive committee. Before ICE, Mazy was Chief Strategy Officer of Creditex which was backed by JPMorgan, Deutsche Bank and TA Associates and acquired by ICE in 2008. Mazy started his career at UBS as a software programmer. He earned a degree in Computer Science and French Literature from Cornell University. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Howard Lindzon, founder and general partner, at Social Leverage. This episode was recorded live onsite during the Canada Fintech Forum in Montreal. Social Leverage is a Venture Capital firm which specializes in early-stage investments in the Software, Consumer, and Fintech industries. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Peter Misek from Framework Venture Partners. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Maor Amar, managing partner, from Impression Ventures. This episode was recorded live onsite during the Canada Fintech Forum in Montreal. Impression Ventures is a venture capital firm focused on investing in FinTech and related technology companies located in Canada. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Howard Lindzon from Social Leverage. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

About this Nugget: This nugget was pulled from episode 267 from my interview with Adam Jiwan from Spring Labs. It's on leadership, trust between founders and then building a startup that can really make a difference. Subscribe to Bank On It on iTunes, Google Play, Stitcher, Spotify and iHeartRadio and you'll get these nuggets delivered every Wednesday morning. What is a nugget of the week?: The host John Siracusa has recorded over 270 episodes as the host of the Bank On It & Before the A fintech podcasts where he interviews founders building the future of fintech and the VCS/Angels who fund them. With each interview there's this wow moment when the person interviewed has shared something really special, unique or a reminder on how founders or investors should think. So, here we are delivering those moments to you in the form of a bite sized nugget. About Adam Jiwan: He's fin-tech entrepreneur and investor with more than 15 years of experience founding, investing in and growing companies in the industry. Before founding Spring Labs with his partners John and Anna, Adam was a seed investor and founding board member of Avant. Adam is currently a Managing Partner of Ridge Road Capital Partners and Orient Point Capital, holding companies with interests in financial services, real estate services, AI, gaming and vertical software. Adam was also Co-Founder and Chairman of Future Finance, one of Europe's leading student finance companies, and is the Co-Chairman of Assembly Software, a leading litigation software company in the US serving over 3,000 law firms. Previously, Adam served as the CEO of Europe & Asia for TPG-Axon, and has held roles at Soros Fund Management, The Blackstone Group and Goldman Sachs. He is a graduate of Harvard College and a member of YPO. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Yves-Gabriel Leboeuf, CEO and cofounder of Flinks. This episode was recorded live onsite during the Canada Fintech Forum in Montreal. Flinks, is a financial data aggregator in the Canadian market. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Maor Amar from Impression Ventures. About the host: John, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at Carpenter Group, and 'Before the A' podcast recorded onsite in Flat Iron at Barclays/Techstars Rise NYC. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It', 'Before the A' Follow John on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Paul Desmarais III from Sagard Holdings, Portag3 and Diagram Ventures. This episode was recorded live onsite during the Canada Fintech Forum in Montreal. Paul's grandfather was ranked by Forbes as the fourth wealthiest person in Canada and 235th in the world in 2013 . The Desmarias family is estimated at $5.58 billion. Sagard Holdings, Portag3 and Diagram Ventures are vital to the Canadian and global fintech ecosystem. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Next Tuesday's episode with Yves-Gabriel Leboeuf from Flinks. About the host: John Siracusa, is the host of the 'Bank On It' podcast recorded onsite in Wall Street at OpenFin. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Stay in the fintech know by subscribing to 'Bank On It'. Follow him on LinkedIn, Twitter, Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Adam Jiwan, co-founder and CEO of Spring Labs. Spring Labs, is building a decentralized infrastructure for credit and identity data. Adam, is a seasoned entrepreneur and investor. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Paul Desmarais III from Sagard Holdings, Portag3 and Diagram Ventures. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Steven Smith, co-founder and CEO of Finicity. Finicity, provides a suite of APIs for financial management, payment and credit decisioning solution developers. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Adam Jiwan from Spring Labs. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Christina Qi, co-founder of Domeyard. Domeyard is a quantitative hedge fund based in Boston. Christina, built it in her dorm room at MIT with less than a thousand dollars saved and now Domeyard processes about a billion dollars in trades everyday. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Steven Smith from Finicity. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Michael Mandel, co-founder and CEO of Compstak. CompStak, employs a crowdsourced model to gather commercial real estate information for investors, brokers, asset managers, and appraisers. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Christina Qi from Domeyard. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Jon Schlossberg, founder and CEO of Even. Even.com is a financial service company that allows users to get paid on demand, budget instantly, and save automatically. One of Even's first customers was Walmart. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Michael Mandel from Compstak. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Eric Clarke, founder and CEO of Orion. Orion's mission is to enable fiduciary advisors to operationalize their vision for success. They do so by delivering best-in-class technology empowering advisors to innovate, disrupt, and win. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Next Tuesday's episode with Jon Schlossberg from Even. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Zack Smith, founder and CEO of Jobble. Jobble, helps institutions manage the people and costs of hiring gig service providers. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Eric Clarke from Orion. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry.

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Devon Kinkead, founder and CEO of Micronotes. Micronotes, is an AI-enabled cloud-based marketing automation company leveraging automated interviews to solve the digital engagement problem for financial institutions. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Zack Smith from Jobble. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Follow John on LinkedIn, Twitter or on Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Steve Fredette, co-founder and President of Toast. Toast, is an all-in-one point-of-sale and restaurant management platform for businesses in the foodservice and hospitality space.. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's episode with Devon Kinkead from Micronotes. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Follow John on LinkedIn, Twitter or on Medium

Every week the show host John Siracusa talks with impressive fintech leaders and entrepreneurs, through conversation uncovers the remarkable stories behind them, their creations and the most important topics in fintech. You can subscribe to this podcast and stay up to date on all the stories here on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats with Nate Storch, co-founder and CEO of Amenity Analytics. Amenity Analytics, has built a leading edge text analytics platform that allows specialized hedge funds to identify actionable signals from unstructured data. Tune in and Listen. Subscribe now on iTunes, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's episode with Steve Fredette from Toast. About the host: John is the host of the twice-weekly "Bank On It" podcast recorded onsite at offices of Carpenter Group, a creative services agency focused on the financial services industry. He's a highly sought after fintech, VC and financial services industry enthusiast and connector. He's in the center of the fintech ecosystem, keeping current with the ever-innovating industry. Follow John on LinkedIn, Twitter or on Medium