E325: Maddy Roche - Legacy without the script
What happens to your wealth, decisions, and legacy if you don’t have children? In this episode of Back2Basics, Leticia Latino speaks with Maddy Roche, entrepreneur and co-founder of Child Free Trust, the first U.S. company providing fiduciary services specifically for child-free individuals. With 25% of Americans choosing not to have children, Maddy explains why traditional financial and estate planning systems often fail them. They discuss the myths around being child-free, the surprising financial reality of having too much money at the end of life, and why entrepreneurs should focus on sustainability over endless growth. A powerful conversation about redefining family, building a life on your own terms, and using money as a tool for freedom.
Back2Basics: Reconnecting to the essence of YOU · Maddy Roche, Leticia Latino, Leticia van Splunteren, Leticia Latino van Splunteren
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Show Notes
Learn more about Maddy at:
https://www.linkedin.com/in/maddy-roche-25962032/
https://childfreetrust.com/
Show Notes
🧒 [02:23] Young Maddy: The worried child obsessed with money
💡 [03:18] From first employee at XYPN to coaching thousands of advisors
👥 [05:49] Dismantling myths: Why people actually don't have kids
🏠 [09:34] Chosen families, fur babies, and friend families
😮💨 [13:24] Burnout & the addiction to growth: Sustainability vs. Scalability
💰 [16:54] Living externally vs. internally
📉 [18:38] The child-free financial reality
💸 [21:00] What money can *actually* buy: Time, comfort, and freedom
👵 [26:53] 90-year-olds who never retired and the secret to longevity
⚖️ [28:52] Acknowledging privilege while still encouraging dreams
🏦 [32:19] Introducing Child Free Trust: Solving the end-of-life advocate crisis
🧘 [35:25] What makes Maddy tick: Vipassana, meditation, and the power of silence
🌱 [40:01] Final wisdom: Seasons of life and finding beauty in the suffering
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