Australian Finance Podcast

In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser and Everest Wealth co-founder Alex Luck to break down seven practical money tips to kick off the new financial year. Whether you’re new to managing your money or ready to level up, this episode covers: – Education, advice, and the value of financial planning – Creating clear goals and a realistic budget – Dealing with debt and cash flow – Investing with confidence and starting now Alex shares insights from years of working with clients at all stages of life and helps unpack what’s really important when it comes to building wealth sustainably. Subscribe on Apple, Spotify, YouTube, or wherever you listen to great podcasts. You can follow Rask on Instagram and TikTok for quick financial tips. Topics Covered – Why a financial fresh start in July matters – How to set achievable money goals – The role of education vs. advice – Dealing with analysis paralysis – Credit card, buy now pay later, and debt payoff strategy – How to talk money with your partner – Aligning your spending to your values – How to make your first investment today – What Everest Wealth does for clients across Australia – Why personal finance is a series of small wins Resources for this episode 📄 Learn more about Everest Wealth and book a free chat: 👉 https://everestwealthgroup.com.au/ 🧮 Free course: How to plan your financial goals – https://education.rask.com.au ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Finance Podcast, Gemma is joined by Tahli for your weekly Q&A and answering your questions. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: – Tax question: Can I pay $500 onto my home loan, then redraw it to invest and claim the interest as tax-deductible? – Help request: I’ve got $10k, am 53, on WorkCover, no assets — what should I do so my kids don’t spend it? – Super question: Should I split super to my wife on maternity leave or grow my own, especially if she has a higher balance? – Advice needed: How do I find a good accountant or financial adviser? Resources for this episode: – How to find an adviser – Debt recycling – Book in for Rask financial advice – PreSales for Gemma’s book The Money Reset – Ask a question (select the Finance podcast) Chapters (approximate) (00:00) Introduction (07:01) Debt Recycling with Home Loan and Micro-investing (14:49) How To Find a Good Accountant & Financial Adviser (19:02) Where Should I Invest my Money? (25:27) Maternity Leave Superannuation Strategies (27:25) Super Government Co-Contribution (28:47) Super Spouse Contribution (30:14) Super Contribution Splitting (36:11) Episode Recap ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit https://bit.ly/Pearler Get 50% off your first two months using PocketSmith https://bit.ly/R-PocketSmith View Betashares range of funds https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask shares 5 essential questions to ask your accountant this tax season. You’ll learn how to: – Maximise deductions and find missed opportunities – Learn what successful clients do to minimise tax – Plan ahead for your next big financial decisions – Track your net worth like a pro – Make your investing admin easier for next year If you love learning about listed investment businesses and alternative investing, subscribe to the Australian Investors Podcast on Apple, Spotify, or YouTube! Follow us on Instagram and TikTok for more practical finance tips. Topics Covered – Why tax time is your responsibility, not your accountant’s – The true cost of DIY tax returns – What good accountants do differently – 5 tax-time questions you must ask – Planning ahead for investing, buying property, and growing a family – Why structuring your investments matters – The hidden benefits of talking to your accountant more than once a year Resources for this episode – Ask a question – just select the Finance Podcast ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Owen Rask and Cameron Gleeson from Betashares dive into the world of currency hedging. If you invest in global markets — especially US stocks — you need to understand how foreign exchange (FX) movements can significantly impact your returns. Cameron breaks down: – What currency hedging means – How the AUD/USD exchange rate affects your portfolio – The difference between hedged and unhedged ETFs – Why hedging can reduce volatility and risk – How long-term investors should think about hedging This episode will help you make more informed decisions with your overseas investments. If you’ve ever owned ETFs like NDQ, IVV, or VGS — this episode is for you! Subscribe for weekly episodes via Apple, Spotify, or YouTube! Follow us on Instagram and TikTok for more investing tips. Topics Covered – What is currency hedging? – How the AUD/USD exchange rate affects returns – Hedged vs unhedged ETF examples (NDQ vs HNDQ) – When hedging helps (and when it doesn’t) – What investors can learn from history (2001–2007) – Why your time horizon matters – A simple strategy using 30–35% hedging – TOFA tax rules and why they matter – How Betashares ETFs handle hedging and tax efficiently – What to do if you’ve only ever invested unhedged Resources for this episode 📘 Before you hedge – Betashares guide to currency hedging: Read here 📚 Rask’s free investing courses – https://education.rask.com.au/ ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: - The collapse of First Guardian superannuation fund- plus how you can protect yourself. - What is a margin loan and how it differs from Gearing. - Stepped vs Level insurance premiums- how they work and what to consider. - Selling your investment property capital gains tax free- is it too good to be true?! - Plus Owen and Gemma talk about the start of something big… for the business, but also with their new little Raiz accounts. Resources for this episode - ASIC information on First Guardiam - https://www.asic.gov.au/about-asic/asic-investigations-and-enforcement/enforcement-activities/first-guardian-master-fund/ - Episode on Tracy Hall rebuilding after her super and investments was stolen by a con man she trusted- https://youtu.be/X_cEZZjBIcs?feature=shared - Book in for an insurance review- https://www.raskmedia.com.au/services/life-insurance/ - Book in for Rask financial advice- https://www.rask.com.au/advice/ - PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK - Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Owen Rask shares 5 essential ways to boost your superannuation fast. From choosing the right investment option to understanding fees and insurance, this solo episode helps you take charge of your retirement savings. Covered in this episode: – The most misunderstood part of super funds – Why your investment option is more important than your super provider – How fees can destroy your retirement balance – Smart ways to contribute more to super – The $500 government co-contribution rule – Why insurance might be eating into your super – Real-life examples comparing fees and returns – How to structure your portfolio as you get older If you want to maximise your retirement savings and get clarity on your super, this episode is for you. Subscribe to The Australian Finance Podcast on Apple, Spotify, YouTube or wherever you get your podcasts: 👉 Apple: https://podcasts.apple.com/au/podcast/australian-finance-podcast/id1454193127 👉 Spotify: https://open.spotify.com/show/0KEsqdQgVCL6BKomPoNVOz 👉 YouTube: https://www.youtube.com/channel/UCvOPFdkhCBIK2Y5QbDtOZXA Follow us on Instagram (https://www.instagram.com/rask.invest/) and TikTok (https://www.tiktok.com/@rask.invest) for more investing insights. Topics Covered – The #1 mistake people make with super – Super fund fees: admin + investment – Investment options inside super funds – Why high fees don’t always mean high returns – Hostplus vs AustralianSuper fee examples – Comparing returns: indexed vs balanced – The 4% Rule and how it applies to super – Concessional contributions: up to $30,000/year – Catch-up contributions for balances under $500k – Government co-contributions for incomes <$62,488 – Insurance inside super: life, TPD, income protection – Why you should review your insurance before switching funds – The hidden cost of paying insurance from your super – How to structure your super as you age – The most powerful step: review your fees & investments today ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Finance Podcast, Owen Rask chats with Queenie Tan – finance creator, new author, and founder of the budgeting app Billroo. They explore: – The money stories Queenie learned from her parents – Why she believes finance should be fun and balanced – How she built a $1 million net worth over 10 years – Launching a successful fintech startup – Her three-part budgeting framework: foundation, fun, and freedom – Tips for reflecting on your money mindset – How she uses “mini retirements” to enjoy life now – What she means by ETFs being like lolly bags 🍬 If you’ve ever struggled to find joy in budgeting or felt torn between saving and spending, Queenie’s advice is a must-listen. Subscribe for weekly episodes via Apple, Spotify, YouTube, or your favorite podcast app. Follow us on Instagram and TikTok for more money insights. Topics Covered – Queenie’s early money experiences and her parents’ financial values – When she first got excited about saving and investing – Building her first $100k (and then $1m net worth!) – How money mindsets are shaped by childhood – “Shadow self” concept and how it influences spending – Launching Billroo: Queenie’s budgeting tool – The 3Fs budgeting method: foundation, fun, freedom – Mini retirements and building a life you don’t need to escape from – Why Queenie says ETFs are like lolly bags 🍭 Resources for this episode 📘 Pre-order Queenie’s new book “The Fun Finance Formula”: https://www.investwithqueenie.com/the-fun-finance-formula/ 📲 Follow Queenie on Instagram: https://www.instagram.com/investwithqueenie/?hl=en 🌐 Learn more at Queenie’s website: https://www.investwithqueenie.com/ 💰 Try Queenie’s budgeting app: https://www.billroo.com/ 📈 Take our free course: financial independence in Australia – https://bit.ly/R-FIRE 📋 Learn about Rask money coaching – https://bit.ly/R-coach 📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. It does not take into account your objectives, financial situation or needs. Always consider if the information is appropriate to your personal circumstances and seek advice from a licensed financial planner. The Rask Group is not a qualified tax agent or financial adviser. Access our Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your hosts Owen Rask and James from Rask discuss key decisions 20-somethings face when starting their money journey. Chapters (approximate) (00:00) Introduction (03:29) Transitioning Careers: From Retail to Financial Planning (06:43) Listener Q&A (08:12) What to Look Out For When Investing (16:08) Should I Invest in Property or ETFs? (26:24) First Home Super Saver Scheme Explained (32:06) Financial Preparation for Starting a Family (35:13) James' Best Investment They cover: – Whether to buy a one-bed apartment or start investing in ETFs – How the First Home Super Saver Scheme (FHSSS) works – Planning financially for a career change – The impact of financial advice and creating buffers – Lessons from James' own financial transition journey If you like this Australian Finance Podcast episode on navigating your 20s, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – James’ journey: from retail to financial planner – How to plan financially for a career change – Emergency funds and budgeting during a transition – What is the First Home Super Saver Scheme? – Is 7% deemed return from FHSSS worth it? – Should I buy a 1-bed apartment or invest first? – Why some apartments don’t go up in value – How household income affects home buying options – The long-term benefits of ETF investing – Why “rent money is not dead money” – Financial planning for starting a family – Building buffers and mapping your income gap – James’ best investment (surprising!) Resources for this episode – Ask a question – just select the Finance Podcast ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Owen Rask shares three standout US companies he’d love to own — but doesn’t… yet. He breaks down: – Why Costco is a masterclass in customer loyalty and value – How Intuitive Surgical is leading the robotic surgery revolution – Why American Express continues to be a financial powerhouse Owen explores each company’s business model, growth, and competitive edge — and explains why he’s watching from the sidelines (for now). If you enjoy this type of stock analysis, be sure to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you listen. Follow us on Instagram and TikTok for daily finance insights. Topics Covered – Why most great companies aren’t the ones you see in headlines – Company breakdown: Costco (COST) – Costco’s secret sauce: value, efficiency, and hot dogs?! – Company breakdown: Intuitive Surgical (ISRG) – How robots are transforming modern surgery – Moats, margins, and machine sales: why ISRG dominates – Company breakdown: American Express (AXP) – How AmEx thrives despite high fees and competition – Warren Buffett’s $41B bet on AXP – Why valuation still matters (and what Owen’s waiting for) – Watchlist investing: when great companies are too expensive – ETFs vs individual stocks: what Owen prefers ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, your host Owen Rask chats with Alex Vynokur, founder and CEO of Betashares. Together, they explore: – How Alex started Betashares (mortgaging his home and starting a family) – Why he believes investing must become easier and more engaging – How Betashares Direct and tech are democratising access to wealth – Insights on leadership, culture, superannuation, and financial education If you like this Australian Finance Podcast episode on the evolution of ETFs and personal finance, you'll love our weekly episodes. Don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – The origin story of Betashares – Challenges and personal risks Alex faced starting out – How feedback and humility shape product development – Key product success stories (like NDQ, QUS) – Lessons learned from mistakes and product changes – The role of Betashares Direct in long-term investing – Open architecture & reducing friction for investors – Why superannuation must evolve & be owned – Trends in housing, investing & retirement wealth – Betashares’ cultural values and leadership style – Financial education as a pillar of growth Resources for this episode 📄 Learn more about Betashares Direct: https://www.betashares.com.au/direct ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📄 Explore Betashares’ ETFs: https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Triple treat! In this Australian Finance Podcast episode, your hosts Owen Rask, Drew Meredith, and James O’Reilly dig into the idea of using a self-managed super fund (SMSF) to buy property. They explore: – Buying property inside your super using an SMSF – Why the numbers often don't stack up – Alternative strategies that outperform – The appeal (and reality) of property in retirement portfolios If you liked this Australian Finance Podcast episode on SMSFs and property, be sure to subscribe for new episodes every Monday and Friday on⁠ Apple⁠,⁠ Spotify⁠, or⁠ YouTube⁠! Ask a question – just select the Investors (or Finance) Podcast – https://bit.ly/R-quest Northeast Wealth: https://www.northeastwealth.com.au/ Wattle Partners: https://www.wattlepartners.com.au/ Australian Retirement Podcast: https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/ Follow us on⁠ Instagram⁠ and⁠ TikTok⁠ for more investing insights. Topics Covered – How SMSFs really work when you want to buy property – The actual numbers vs the spruiker pitch – Why most investors are better off in high-growth or geared super – How advisers think about control, flexibility & property myths Chapters – Introduction – James' EOFY Experience – Drew's EOFY Experience – Investments Over or Under? – GOLD Stock – Percentage Change in Median Property Values – Meta Superintelligence Lab – Hamish Douglas on Index Funds Collapsing – Apple Researchers on Reasoning Models – Using Super to Invest in Residential Property – Will the Government Change Negative Gearing? – How Money Deposited in Super is Taxed – Well-Rounded Financial Advisers – Our Thoughts on BYD – Drew's Dad Joke Resources for This Episode – Ask a question – just select the Finance Podcast ~~ Rask Resources ~~ 🔗 Explore all Rask services –⁠ https://bit.ly/R-services⁠ 📋 Get Financial Planning –⁠ https://bit.ly/R-plan⁠ 📈 Start investing with Rask –⁠ https://bit.ly/R-invest⁠ 📜 Access Show Notes –⁠ https://bit.ly/R-notes⁠ ❓ Ask a question – just select the Finance Podcast –⁠ https://bit.ly/R-quest⁠ 📲 Follow us on social media: – Instagram:⁠ @rask.invest⁠ – TikTok:⁠ @rask.invest⁠ DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it. If you’re unsure, consult a licensed financial planner. The Rask Group is NOT a qualified tax accountant, financial adviser, or tax professional. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask is joined by Ryan Newman, Director of Research at The Motley Fool Australia, to discuss three ASX companies with exciting growth potential. They explore: – How Ryan finds great companies – What makes ResMed a global health leader – Why GenTrack is disrupting utilities and airports – How Pinnacle structures its boutique funds for success If you enjoyed this chat about ASX growth shares, be sure to subscribe on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts for weekly investing insights! – Subscribe on Apple – Subscribe on Spotify – Subscribe on YouTube – Follow us on Instagram – Follow us on TikTok Topics Covered – Why Ryan Newman loves stock investing – Mistakes and successes from Ryan’s investing journey – How to research companies like a pro – ResMed (ASX: RMD): Sleep apnea and health megatrends – GenTrack (ASX: GTK): Software for utilities and airports – Pinnacle Investment (ASX: PNI): Income from boutique fund ownership – What to look for in a long-term growth business – How optionality and business model strength play into returns – Why patience and understanding your thesis are key Resources for this episode Ask a question (select the Finance podcast) ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Lexi Smith from MoneyVine . They dive into Buy Now Pay Later and some recent changes, and how you can manage your money without needing to dive into debt. If you enjoyed this chat, don’t forget to subscribe for more episodes on Apple, Spotify, YouTube or wherever you get your podcasts. In this episode, Gemma and Lexi dive into: What is Buy Now Pay Later What's changing? How the changes could impact you? How to use it as a tool Gemma and Lexi’s hacks to curb impulse spending. Plus Lexi’s traffic light activity! Resources for this episode Gemmas blog- paid off bad debt https://www.gemmamitchell.com.au/blog/baddebt Gemmas blog- BNPL changes https://www.gemmamitchell.com.au/blog/buynowregretlater PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Finance Podcast, Gemma is joined by a very special guest, money coach, Lexi Smith – to answer your questions. Your questions answered today: – How do you manage monthly pay – Debt or savings – where should surplus money go – Starting a new business – how to manage tax – How to help kids manage their first pay check – And Gemma confesses something people may be surprised about – she has been paying off ‘bad debt’ Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Resources for this episode – What is a money coach episode – Gemma’s bad debt blog – Get your money sorted with Rask free courses – PreSales for Gemma’s book The Money Reset – Ask a question (select the Finance podcast) ~~ Show partner resources ~~ – Join Pearler using code “RASK” for $15 of Pearler Credit – Get 50% off your first two months using PocketSmith – View Betashares range of funds ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask breaks down how to invest in artificial intelligence (AI) using ETFs. With AI transforming everything from your workplace to your portfolio, this episode covers: – How AI could add $16 trillion to the global economy – Which ETFs give you exposure to AI megatrends – The difference between core and satellite ETF strategies – Risks to be aware of when investing in AI-focused funds If you like this Australian Finance Podcast episode on AI investing, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – Why AI is a massive opportunity for investors – Understanding NVIDIA and the rise of AI hardware – How ETFs provide diversified exposure to AI – NDQ ETF (Nasdaq 100 – includes Microsoft, Nvidia, Google) – FAANG ETF (Top 10 tech giants: Facebook, Apple, Amazon…) – ATEC ETF (Aussie tech companies using AI) – GXAI & AINF ETFs (Global AI infrastructure and software) – The role of cybersecurity via HACK ETF – Core vs. Satellite ETF strategy – What to look for in ETF fees and risks (MERs, currency risk, tax changes) – Why staying diversified is the key to long-term success – Using ETFs to blend AI exposure with stability Resources for this episode 📄 Learn more about AI and ETF investing: NDQ – BetaShares Nasdaq 100 ETF FAANG – Global X FAANG+ ETF ATEC – BetaShares Australian Technology ETF GXAI – Global X Artificial Intelligence ETF HACK – BetaShares Global Cybersecurity ETF ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask sits down with Melissa Browne – entrepreneur, author, educator, and the powerhouse behind the ‘Her Wealth Her Way’ movement. Mel shares her personal story of rebuilding after divorce, what she wishes more women knew about money, and how thousands have used her financial literacy programs to create lasting change. Melissa opens up about: – Giving away her divorce settlement – Rebuilding her finances from the ground up – Why your money personality matters – The importance of financial agency and understanding your risk profile – How she's helped thousands through her Financial Adulting Plan If you enjoyed this episode, subscribe to the podcast on Apple, Spotify, YouTube, or wherever you get your podcasts! You can also follow Rask on Instagram and TikTok for more investing insights. Topics Covered – Melissa’s financial origin story and early money mistakes – Why even finance professionals get it wrong sometimes – How Melissa started again after divorce – The two types of people who join her financial programs – Understanding your money story and type – How couples can navigate financial differences – Why age-based advice doesn’t work anymore – Practical steps after a major life setback – Financial agency: what it is and why it matters – The silent challenge of money and ageism for women – Preparing financially for health challenges – What “her wealth her way” really means Resources for this episode 📄 Learn more about Mel’s work & freebies ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest - https://www.instagram.com/rask.invest/ TikTok: @rask.invest - https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Q&A edition of the Australian Finance Podcast, hosts Owen Rask and Tahli Cavagnino tackle key listener questions that pop up during tax season and portfolio reviews. This episode covers: – How to ensure your ETF tax reporting is accurate – Why rebalancing might not be as crucial for young investors – What to document when doing your own tax – How to choose the right financial adviser or accountant They also share thoughts on gender equity in financial services and the exciting things happening inside the Rask office. If you like this Australian Finance Podcast episode, subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more finance insights. Topics Covered – Women in Finance – Documenting a Brokerage Account – When and Why to Rebalance a Portfolio? – Implications of Inheriting ETFs – How To Find a Good Accountant or Financial Advisor ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest - https://www.instagram.com/rask.invest/ TikTok: @rask.invest - https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. We cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask reveals a million-dollar mistake from early in his wealth-building journey. He explains: – The opportunity he missed in the property market – Why he stuck with shares and ignored other strategies – How combining property and shares could have accelerated his financial growth – A powerful lesson in using every tool at your disposal for long-term wealth If you liked this Australian Finance Podcast episode on investing lessons and personal mistakes, subscribe to the show on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more insights. Topics Covered – The $1 million property mistake – Shares vs property: a false choice? – What is debt recycling and equity release? – How to use property to supercharge investments – The role of financial planning in building wealth – Why dogma (shares only or property only) can be dangerous – Lessons from missing the train on property – Using loans strategically for tax efficiency – Warren Buffett's influence—and where it can go wrong – Rethinking financial tools: use the whole toolkit Resources for this episode 📄 Learn more about investing smarter: – Free Property Course ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Owen Rask is joined by Rob Thomson from the Australian Tax Office (ATO) to help you tackle tax time in 2025. Rob shares the ATO's focus areas, common tax myths, and practical steps for getting your return right the first time. Topics include: – The ATO’s "grand final" season: why tax time is so important – The top 3 areas people get wrong on their tax return – The 3 golden rules for claiming deductions – How to avoid ATO scrutiny (and a nasty reassessment) If you liked this episode on preparing for tax time, make sure to subscribe on⁠ Apple⁠,⁠ Spotify⁠,⁠ YouTube⁠, or wherever you listen to great podcasts. You can follow Rask on⁠ Instagram⁠ and⁠ TikTok⁠ for quick financial tips. Topics Covered – Why tax time matters to the ATO – The ATO’s three key focus areas for 2025: 1 – Work-related deductions 2 – Working from home expenses3 – Omitted income (side hustles, ride share, etc.) – What is the “tax gap” and why it matters – The three golden rules of tax deductions – Record keeping tips that can save your bacon – How to apportion work vs personal expenses – Tips for claiming donations – The ATO’s weirdest deduction attempts (Nintendo Switch?!) Episode resources – ATO website – ATO myDeductions App ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast Q&A episode, Owen Rask is joined by Rask Financial Adviser Tahli to tackle real listener questions. In this candid and relatable conversation, they cover: – Investing in Asian and Emerging Market ETFs – How to think about position sizing in a portfolio – What it’s really like to switch careers (from fitness to finance) – Why relatable and accessible financial advice matters – Tahli’s unique money splurge and what it says about values Whether you're building your ETF portfolio or wondering if a finance career is right for you, this episode has something for everyone. If you like this Australian Finance Podcast episode, don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – Meet Tahli: From Fitness Coach to Financial Adviser – What Inspired the Career Switch? – Early Money Influences & Finding Your Financial Identity – Listener Q: Are Asian ETFs Worth It? (IAA, VAE, EMKT, IEM) – How to Think About Risk & Position Sizing – Why Emerging Markets Can Be Risky But Diversifying – Investing for Different Goals with the Same ETFs – Random Splurges Under $50: Acai Packets & Everyday Joy – The Importance of Relatable Financial Content – Q&A Hosting Twist: Tahli Interviews Owen Resources for this episode – Vaneck’s EMKT ETF– iShares IEM ETF– Luxury Car Tax Rates and thresholds– EV Incentives– Tax structuring explained article – Investing in ETFs for kids tax overview ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this short episode of The Australian Finance Podcast, Owen Rask takes you through three ASX-listed companies with serious long-term growth potential. If you're keen to identify standout shares—or you’d rather play it safe with ETFs—this one’s for you. – Why growth matters more than dividends for some investors – What to look for in a high-quality growth stock – A simple ETF to consider if individual shares aren’t your thing If you enjoy this episode on growth investing, make sure to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more money & investing tips. Topics Covered – Why growth > dividends (for some investors) – 5 things Owen looks for in a growth stock – Share #1: Xero (ASX: XRO) – cloud accounting powerhouse – Share #2: XRF Scientific (ASX: XRF) – materials testing tech – Share #3: RPM Global (ASX: RUL) – mining software leader – The ETF back-up plan: MVW – a diversified Aussie growth basket – Core vs satellite: how ETFs & shares fit together – Why you should still think about valuation (but not obsess!) – The power of time in growth investing – Risks of owning individual companies 📄 Learn more about these companies: – Xero Ltd (XRO) – XRF Scientific (XRF) – RPM Global (RUL) 💡 Rask strategy: core ETFs + satellite shares ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest 📲 Follow us on social media: I nstagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast Q&A episode, Owen Rask and financial planner Alex Luck (from Everest Wealth Group) answer your burning money questions. Tune in to hear them break down: – Whether paying off your HECS debt early is a smart move – The difference between managed funds and ETFs – Stepped vs level insurance premiums explained – Renting out your home without triggering CGT – The proposed $3 million super tax (Division 296) and why it matters If you enjoy this style of episode, hit subscribe and send us your questions. Listen each week on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more finance tips and Q&As. Topics Covered – Should you make voluntary HECS repayments? – How HECS debt affects borrowing capacity – Managed funds vs ETFs: key differences – What is a stepped insurance premium vs a level premium? – Should you rent out your home short term? – How the 6-year CGT rule works – What is the $3 million super tax (Division 296)? – Why taxing unrealised gains is so controversial – Long-term implications for young Australians’ super – Tips for getting qualified tax and financial advice Resources for this episode 📄 FIRE: 10 things activity – Download PDF 🏢 Get financial advice from Everest Wealth Group ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

The FHSS First Home Super Saver Scheme is a great way to save for your first home. But it's complicated. Join Owen Rask, founder of Rask, and Gemma Mitchell, financial adviser of 15+ years and Superannuation specialist as they dive into your most important FHSS questions! - What is FHSS? - How does FHSS? - Is FHSS worth it? - Who can use the FHSS? - Super Saver v Savings Account - Is the FHSS risky? ⭐️⭐️ FHSS resources ⭐️⭐️ Pearler FHSS: https://pearler.com/fhss FHSS Calculator: https://www.csc.gov.au/calculators/fhsss-calculator/index.html#/welcome Super 101 course: https://education.rask.com.au/courses/super-beginner/ ⭐️⭐️ Rask resources ⭐️⭐️ Finance podcast: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ Free community: https://community.rask.com.au/ 📲 Follow us on social media: – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it. DON'T CHANGE SUPER FUNDS UNTIL YOU HAVE CONSIDERED YOUR INSURANCE NEEDS. If you’re unsure, consult a licensed financial planner. The Rask Group is not a qualified tax accountant. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your hosts Owen Rask and Navarre Trousselot (founder of Navexa) explain what Aussie investors need to know before tax time. They cover: – What counts as investment income – Understanding capital gains tax (CGT) – Smart strategies to optimise your return – Common tax-time mistakes and how to avoid them If you like this Australian Finance Podcast episode on tax and investing, you’ll love our other investor guides. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing tips. Topics Covered – What is investment income? – The basics of capital gains tax (CGT) – Shares, ETFs & crypto: how CGT applies – What’s prefilled and what’s not – DRPs & staking rewards: you still pay tax – The power of capital losses – CGT discount for long-term holds – How marginal tax rates work – Smart deductions: tools, software & home office – Why Navexa helps investors stay organised – EOFY deadlines & planning ahead Resources for this episode 📺 Watch Navarre Trousselot’s last episode on YouTube: https://youtu.be/bJj1w-VereA 🧾 Navexa portfolio tracker: https://www.navexa.com/au 📚 Rask’s tax course: https://education.rask.com.au/courses/tax-course/ ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by Lottie Dalziel – sustainability expert, founder of Banish, and author of 365+ Ways to Save the Planet, and your money at the same time. They bust common myths about living more sustainably, explore the biggest impact changes you can make at home (that are good for both the planet and your wallet), and share practical tips to get started today – no perfection required. Whether you’re eco-curious or already composting like a pro, this episode will leave you inspired to take action that actually sticks. If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode - Find Lottie- Banish | Eco-Friendly & Plastic Free Online Store | B Corp | Australia - Buy Lotties book- Amazon | Booktopia | Dymocks | Readings | QBD Books - Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering investing in Gold, super, paying a lot of tax and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: - Is it risky using the First home super saver scheme given super is invested? - Help- I pay over $100k a year in tax- what can I do? - Making changes to super from age 60- why isn’t everyone doing this strategy? - I want to add gold to my investment portfolio- where do I start? Resources for this episode - PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK - Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your host Owen Rask explores the big question: Is the Australian property market in a bubble in 2025? You’ll learn: - Why immigration is driving up demand - What’s really going on with housing supply - The impact of interest rates and borrowing power - Whether house price-to-income ratios signal danger If you like this Australian Finance Podcast episode on the 2025 property market, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered - How strong immigration is affecting housing - What 1% vacancy rates mean for renters - Interest rates and mortgage affordability - Why prices rose despite rate hikes - Is the system overleveraged? - Mortgage stress and default rates in 2025- Price-to-income ratio: what’s too high? - Household confidence and the wealth effect - Government housing targets vs reality - Can we build fast enough to meet demand? - Final thoughts: are we in a bubble or not? Resources for this episode 📄 Learn more about Australian housing & property: Free Property Investing Course (Rask Education) ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest - https://www.instagram.com/rask.invest/ TikTok: @rask.invest - https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by award-winning financial adviser Deline Jacovides, founder of Mazi Wealth. Together, they break down the ins and outs of discretionary (family) trusts—what they are, how they work, and when they’re worth considering.​ In this episode, we cover: What a discretionary trust is and how it works in Australia When a trust structure makes sense—and when it doesn’t Investing in shares vs property in a trust The tax benefits of trusts (and when they actually apply) Common misconceptions—like “trusts are only for the rich” The real costs and admin involved in setting up and maintaining a trust Whether you’re building wealth, planning for the future, or just curious about how trusts fit into the bigger financial picture, this episode offers practical insights to help you decide if a trust is right for you. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Delines last episode with Rask: Super & retirement in Australia: a financial adviser’s perspective - YouTube Connect with Deline- About us | Mazi Wealth Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about: Private vs public schooling – the real pros and cons Saving and investing for kids vs focusing on healthy household money habits How you can set your kids up for success without necessarily saving a fortune The money habits (good and bad) to watch for early on Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your hosts Owen Rask and Hugh Lam from Betashares take you inside the ATEC ETF – Australia’s homegrown tech fund. This episode covers: What the ATEC ETF is and what companies it holds Why investors are paying attention to Australian tech How sectors like AI and cloud computing are driving growth The role ATEC can play in a diversified portfolio If you like this Australian Finance Podcast episode on the ATEC ETF, you'll love our other ETF breakdowns. Don’t forget to subscribe for weekly shows on ⁠Apple⁠, ⁠Spotify⁠, ⁠YouTube⁠, or wherever you get your podcasts! Follow us on ⁠Instagram⁠ and ⁠TikTok⁠ for more investing insights. Topics Covered What is ATEC? The index behind the ETF Key holdings: Xero, Pro Medicus, NextDC Tech sector in the ASX 200 How ATEC fits in a portfolio Management fees & costs (0.48%) Annual distributions & rebalancing Understanding risk in tech ETFs Why diversify into Australian tech? Final thoughts & where to learn more Resources for this episode 📄 ⁠Learn more about ATEC: BetaShares ATEC ETF Overview⁠ ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit –⁠ https://bit.ly/Pearler⁠ 📊 Get 50% off your first two months using PocketSmith –⁠ https://bit.ly/R-PocketSmith⁠ 📈 View Betashares full range of funds –⁠ https://bit.ly/beta-25⁠ ~~ Rask resources ~~ 🔗 Explore all Rask services –⁠ https://bit.ly/R-services⁠ 📋 Learn about Rask Financial Planning –⁠ https://bit.ly/R-plan⁠ 📈 Start investing with Rask –⁠ https://bit.ly/R-invest⁠ 📜 Access Show Notes –⁠ https://bit.ly/R-notes⁠ ❓ Ask a question – just select the Finance Podcast –⁠ https://bit.ly/R-quest⁠ 📲 Follow us on social media: Instagram: @rask.invest –⁠ https://www.instagram.com/rask.invest/⁠ TikTok: @rask.invest –⁠ https://www.tiktok.com/@rask.invest⁠ DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) –⁠ https://www.rask.com.au/fsg⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your hosts Owen Rask and Phil from Skye Wealth sit down to talk all things life insurance. They explore: The essential types of life insurance every Aussie should understand How to review your existing policies, especially inside super What income protection really covers—and what it doesn’t The pros and cons of funding insurance through your super Why trauma and child cover matter more than you think If you like this Australian Finance Podcast episode on reviewing and rebuilding life insurance, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered Why life insurance still matters The five types of life insurance explained Income protection: what it covers (and what it doesn’t) Total and permanent disability (TPD) demystified Trauma insurance and child cover – yes, it’s a thing Insurance inside super: pros, cons and what to watch for How to review your existing cover (step-by-step) Common mistakes with insurance setup Should you use an adviser or go DIY? How Skye Wealth helps Aussies navigate cover Final tips to make insurance work for you How to ask your insurance questions Resources for this episode 📄 Learn more about Skye Wealth and life insurance: Skye Wealth – About Us ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds - https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services - https://bit.ly/R-services 📋 Learn about Rask Financial Planning - https://bit.ly/R-plan 📈 Start investing with Rask - https://bit.ly/R-invest 📜 Access Show Notes - https://bit.ly/R-notes ❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest - https://www.instagram.com/rask.invest/ TikTok: @rask.invest - https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering super, investing, property and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: What is the epitome of wealth? My super fund has been fined millions- should I be worried? House flipping dilemma-should I renovate or pay off my loan? What should I invest in for my 18 year old niece? Rask advice updates and big moves! PLUS what has Owen losing sleep.. Hint: it's a big financial commitment! Resources for this episode Tax on ETFs and Shares info- ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask shares four Australian dividend shares that you can add to your investing watchlist. Whether you're chasing income, franking credits or long-term growth, you'll learn: What dividends are and how they work The difference between yield and total return Why chasing high dividend yields can be risky 4 dividend shares (3 companies + 1 ETF) to research further If you like this Australian Finance Podcast episode on dividend shares, you'll love our investing courses and weekly episodes. Don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing tips. Topics Covered What is a dividend and how does it work? The power of franking credits and tax efficiency Common beginner mistakes with dividend investing The growth vs. income "seesaw" analogy MQG: Macquarie Group – stability & global reach CLW: Charter Hall Long WALE REIT – property & yield SOL: Washington H. Soul Pattinson – long-term growth VHY: Vanguard High Yield ETF – diversify your income How to pick sustainable dividend investments Resources for this episode 📄 Learn more about dividend investing and shares: 💡 Beginner Shares Course – Start Here 📈 Share Valuation Course (Intermediate) 💬 Join the Rask Investing Community – It’s Free 🔓 Get a Free Rask Account ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Amy Parfett from WedShed to talk about all things weddings — the trends, the must-haves, and how to save without sacrificing the celebration. With the average Aussie wedding now topping $35,000, Amy shares tips on how to set a realistic budget, what’s changing thanks to the rising cost of living, and how to keep your big day true to you. Plus, they chat about how parents can support their kids financially without overstepping or overspending. If you enjoyed this chat, don’t forget to subscribe for more episodes on Apple, Spotify, YouTube or wherever you get your podcasts. In this episode, Gemma and Amy dive into: Wedding trends and how they are changing How to set a realistic wedding budget First weddings vs second (or third) – do people approach them differently? Ways parents can financially support their kids Balancing outside pressure (and opinions) when planning How to stay true to your values and visions Gift giving – what’s expected, and some modern alternatives Resources for this episode Connect with WedShed: Find Your Perfect Wedding Venue | Wedshed Buy the Book: Get Wed by Amy Parfett | The complete guide to planning a wedding with minimum stress and maximum good vibes | 9781761069154 | Booktopia Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by the newest member of the Rask Advice team – financial adviser Tahli Cavagnino. They chat about Tahli’s path into financial advice and unpack a tricky client case from the week involving the family fallout that can happen when an inheritance is split between siblings. The main focus of the episode? What to prioritise in your finances through every decade of life. From building a solid foundation in your 20s, to maximising your wealth in your 40s, and preparing for retirement in your 60s – Gemma and Tahli break it down with clear, practical tips for every life stage. Whether you’re just getting started or fine-tuning your long-term plan, this episode is packed with guidance to help you stay on track. If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Pre order Gemmas book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Retirement podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn: Why budgeting isn’t about sacrifice The importance of value-aligned spending How to use the 50/30/20 budget as a beginner How to make budgeting easier with free tools and apps If you like this Australian Finance Podcast episode on budgeting, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered Why most people struggle with budgeting Rethinking budgeting: It’s not about sacrifice The 10 things activity: What brings you joy? Strategy 1: The 50/30/20 budget Strategy 2: Use our free budgeting spreadsheet Strategy 3: PocketSmith – the advanced budgeting app Final thoughts & tools that can help Resources for this episode 📄 Learn more about budgeting: 💰 Budgeting course with Rask 📊 Use our spreadsheet 📈 PocketSmith budgeting tool ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

If you like this Australian Finance Podcast episode you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Your village – who they are and how to find them Getting your “financial house in order” The three biggest money mistakes Sexy goals and why they are critical How to stop overthinking your goals What advice Jacqui would give to her 20-year-old self Resources for this episode Connect with Jacqui- Jacqui Clarke Buy the book Stop Worrying about Money by Jacqui Clarke | Start Planning Now to Secure Your Financial Future | 9781394176885 | Booktopia Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: Disposable vs Cloth Nappies: Cost, Convenience & Sustainability Investment Bonds: Are They Worth It? ETF Tax Time: How to Handle the Paperwork $500k to Invest: Lump Sum or Dollar Cost Averaging? Joint Super Accounts: Should Couples Combine? The 4% Rule: Does It Still Stack Up in 2025? PLUS Keep an eye out for the episodes coming out in the next few weeks around sustainability, and also investing in trust structures Resources for this episode Grant Hacket episode https://youtu.be/JLoIKV68-hw Lump sum vs Dollar Cost Averaging- Dollar-cost average or lump sum investing: which is best for ETFs? - Rask Info on Tax: ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media Ethical investing course- Ultimate Australian ethical investing course PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser Alex Luck from Everest Wealth to answer 10 of your most pressing money questions. Whether you're starting out, growing a family, or managing a business, this episode covers smart strategies for long-term financial success. They discuss: How Trump, tariffs & uncertainty impact your investments Choosing the right investment platform for your goals What is debt recycling & how to do it safely The biggest fear holding people back from investing Two smart ways to save for your children’s education One cash flow tip every family needs to hear Super strategies for 35-year-olds & why most people get them wrong Is a balanced fund right for you, or should you go higher growth? The First Home Super Saver Scheme: is it worth it? The biggest money mistake business owners make (and how to avoid it) If you found this episode helpful, follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts! Follow us on Instagram and TikTok for more investing insights. Resources for this episode 🎧 Listen to this episode on debt recycling 📚 Check out our investing and personal finance courses 📈 Learn more about Everest Wealth ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds ~~ Rask resources ~~ 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast 📲 Follow us on social media: Instagram TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Zara McGuffie from The Australian Business Podcast to tackle a question on many Australians’ minds: how do you bring in more income? One business model that seems to be on the rise (again) is multi-level marketing, also known as network marketing or direct marketing. They promise freedom, flexibility, and uncapped income from your phone. But is it really about building your business – or just building theirs? We dig into the world of MLMs and so-called ‘business opportunities’ that sell the dream of self-employment, but often leave people out of pocket and pressured. We unpack: • Why MLMs are so appealing (and who they target) • What makes them feel legitimate – even when they’re not • The real cost of chasing passive income promises • What to look for – and how to approach opportunities with eyes wide open • Other income streams that might actually suit you better • How to increase your income using your existing skills • How to tell the difference between a genuine side hustle and a self-employment catfish If you’ve ever been tempted to ‘be your own boss’ and start something new – this is a must-listen. Resources for this episode Pre order Gemma's book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Topics covered today: How international students can invest in Australia during their study and post-study visa period The “pink tax”: budgeting for the extra costs women face – is it discretionary or a separate category and how to save some money LICs vs ETFs: what to do if you accidentally bought a Listed Investment Company The best platforms for micro-investing for absolute beginners (especially if you’ve got a short attention span) Plus, we want to hear from you! What same item have you seen cost more purely when marketed to different people? Resources for this episode Budget Episode https://youtu.be/HnXXb50BtD8 PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this short and practical episode of The Australian Finance Podcast, Owen Rask shares the complete step-by-step checklist for buying your first property in 2025 and beyond. Whether you're still saving or ready to buy, this is your roadmap to getting into the market with confidence. This episode covers: Why your A-Team matters: mortgage brokers & accountants Understanding real estate agents & auction risks The role of buyer’s agents and how they help Should you invest your deposit? (Hint: no) Do you really need a 20% deposit? Using the First Home Super Saver Scheme (FHSS) Creating a powerful property brief Smart deposit saving habits that don’t involve risky investing If you're planning to buy your first home, make this your go-to guide before you commit. Follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts. Follow us on Instagram and TikTok for more property and finance insights. Resources for this episode 📘 Pearler’s FHSS Resource 🏡 Free Property Course (Rask Education) 🎙️ Australian Property Podcast (Pete, Amy & Chris) 💼 Mortgage Broking Services (Rask) ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds ~~ Rask resources ~~ 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast 📲 Follow us on social media: Instagram TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here Disclosure: Pearler is a long-term supporter of Rask's Australian Finance Podcast. We are not paid to mention them in this video, nor are we paid or benefit in any way from discussing them here. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Owen Rask is joined by Cameron Gleeson from BetaShares to discuss the rise of crypto investing via ETFs. With the launch of Australia’s first bitcoin and Ethereum ETFs from BetaShares, we break down: Why bitcoin is seen as “digital gold” How institutional adoption is driving crypto’s mainstream status The risks and benefits of crypto ETFs vs direct ownership What “getting off zero” actually means for long-term investors Why a small allocation to crypto could boost portfolio performance If you like this episode on crypto investing, make sure to subscribe to The Australian Finance Podcast on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered Welcome to the world of crypto ETFs Bitcoin’s legitimacy & the role of regulation Why governments are holding (or not holding) crypto Is bitcoin a store of value or speculation? Volatility vs gold and traditional investments What “getting off zero” really means How crypto can fit in a long-term portfolio ETF structure: behind the scenes of BetaShares’ crypto ETFs Why not just buy bitcoin directly? Final thoughts on crypto allocation and ETF access Resources for this episode 📄 Learn more about this episode’s ETFs: BetaShares Crypto Innovators ETF (CRYP) BetaShares Bitcoin ETF (QBTC) ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Owen and Gemma answer your questions and cover lots of areas: cashflow, investing, debt and how Owen’s nostalgia collection of Pokémon cards has been a pretty good investment. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Knock on from a previous episode: Mortgagee Sales. Yes, they still exist and how to find! Starting an Investing Journey in Your 30s – What Would Owen and Gemma Do If They Were Starting Over Today? Using Sale Proceeds – Offset vs Investing Managing Big Annual Expenses – Lump Sum or Spread Out? Setting Up Investment Accounts for Kids How Gemma and Owen invest for their kids Plus, we ask you for your tips for us on what the next big nostalgia investment might be? Resources for this episode Presales for Gemma’s book The Money Reset Guide to investing for kids Ask a question (select the Finance podcast) ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

In this bonus episode of the Australian Finance Podcast, Gemma’s flying solo and tackling budgets – in under 10 minutes. Yep, it’s short, sharp and designed to help you sort your cash flow over your morning coffee. She’ll walk you through 5 simple steps to get your money system working for you. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Budgeting Without the B-Word: A Smarter Way to Manage Money: https://youtu.be/wuAos1QBHdI Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, your host Gemma Mitchell chats with Wade – a former financial adviser whose life changed overnight. At just 41, Wade suffered a major heart attack that left him fighting for his life. He shares his powerful story of recovery, the unexpected lessons he learned, and why having the right insurance – and the right plans in place – matters more than you think. This conversation dives into the emotional, financial and practical realities of what happens when life throws you a curveball, and what you can do now to be prepared for the unexpected. If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Wade’s story of having a heart attack at work at just 41 The long road to recovery How being strategic with insurance from a young age meant he had cover The surprising hurdles of claiming on insurance The things he wished he had sorted beforehand (that too many of us leave on our to-do lists) The importance of telling your family about your wishes Resources for this episode Talk to our partners about life insurance: Life Insurance via Rask | Income Protection, Life, TPD & more Home | DonateLife Support Medical Research and Patient Care at The Prince Charles Hospital - The Common Good Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

Big news – Owen’s officially a dad! In this special episode of The Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell chat about Owen's transition to fatherhood and the 25 life lessons he wants to share with his son, covering everything from love and values to money and mindset. If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Full list - 25 things I'll tell my son: https://www.raskmedia.com.au/2025/04/11/25-things-ill-teach-my-son/ Owen recommended podcast with Eric Maddox- Invest Like the Best with Patrick O'Shaughnessy: Eric Maddox – The Ace of Spades - [Invest Like the Best, EP.15] Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this short episode of The Australian Finance Podcast, your host OwenRask, Chief Investment Officer for Rask Invest, explains why he invested $100,000 into Exchange-Traded Funds (ETFs) this week, despite lots of uncertainty in the stock market. Topics covered: 1. The ETFs Owen bought 2. Why he invested a lump sum 3. How he did his equity redraw 4. Why getting financial advice is important if you're worried 5. The benefit of diversification 6. Why timing the market isn't something Owen does If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Rask Invest Martian:https://www.rask.com.au/rask-invest/martian Owen's LIVE show: https://www.youtube.com/watch?v=SBxxCavI2Lo Financial planning: https://www.rask.com.au/advice Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

The ASX 200 (ASX: XJO) price is crashing down 6.5%. Commonwealth Bank of Australia (ASX:CBA) share price is down 7.7%. BHP Group Ltd (ASX: BHP) share price is down 8%. VIDEO VERSION: https://youtube.com/live/SBxxCavI2Lo ASX 200 investors, what should you do in a market crash?! If you're watching the ASX 200 sell-off in fear, rest assured - at 12 noon today (MEL/SYD time), Chief Investment Officer Owen Rask will break down his 5-part market crash investing checklist. ✨ Resources ✨ Rask Invest portfolio: https://www.rask.com.au/rask-invest Join our community: https://community.rask.com.au Get financial advice: https://www.rask.com.au/advice Special guest Claude Walker: https://arichlife.com.au/ All information in this podcast is strictly general in nature. It is not personal financial advice as it does not take into account your needs, goals or objectives. So don’t act on it before speaking with your financial planner. Owen Raszkiewicz can be verified on asic.gov.au. He is the ultimate holder of AFSL 563907 and you can read Rask's Financial Services Guide at www.rask.com.au/fsg Investing can be risky and result in permanent capital loss. #investing #asx200 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your host Gemma Mitchell chats with Victoria Vivente, founder of Bad Bitch Money and author of Know Your Worth. They dive into healing your relationship with money, looking after future you, and the incredible work financial counsellors do to support Australians in tough times. If you enjoy this episode, you'll love our other conversations designed to help you take control of your finances. Don't forget to subscribe for weekly episodes on Apple, Spotify, YouTube, or wherever you get your podcasts. Topics covered in this episode: The important work financial counsellors do—beyond just money Financial literacy and education: why it matters more than ever Practical ways to connect with future you and set yourself up for success Building healthy financial habits that actually stick Key lessons from Victoria’s time as a financial counsellor And the hard-hitting question: What do you wish 20-year-old you knew about money and life? Resources for this episode Connect with Victoria- Bad Bitch Money | Learn the basics of money Sign up Victoria’s Newsletter https://open.substack.com/pub/victoriavivente Explore counselling services- Welcome Page - National Debt Helpline Buy ‘Know your Worth’ by Victoria Vivente- Know Your Worth by Victoria Vivente - 9781923022430 - Dymocks or Know Your Worth: Heal your relationship with your money and your self : Victoria Vivente: Amazon.com.au: Books Kate and Victorias previous episode about Debt Counselling https://youtu.be/VJgRR6oyvD0?feature=shared ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices