Ask About Wealth

If you would like to get in touch with Sean and his team, you can request an introduction here:https://askaboutwealth.ie/professionals/mortgage-brokersIn this episode of the Ask About Wealth Podcast, we break down how the Irish mortgage market really works and what borrowers need to know in 2026.From first-time buyers to switchers and investors, this conversation covers the practical realities behind getting approved, choosing the right lender, and avoiding costly mistakes.In this episode, we discuss:- Why using a mortgage broker can give you access to the full market and better outcomes- The key differences between PAYE, self-employed, and expat mortgage applications- The hidden costs of a mortgage beyond the interest rate (insurance, fees, structure)- When and why you should review or switch your mortgage and how much you could saveWe also explore how lenders assess income, why limited companies can increase borrowing power, and what current market conditions could mean for interest rates. If you have a mortgage, are planning to buy, or simply want to understand how lending really works in Ireland, this episode will give you a clearer picture of your options. Hosted on Acast. See acast.com/privacy for more information.

Free Tools, Report & Broker Introduction Here - https://linktr.ee/ask.about.propertyMost Irish property buyers use mortgages but often miss steps that could save money and improve long-term wealth. This episode shares an eight-step checklist that will help you make the right decisions every step of the way. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancyThis week, Paul sits down with Shane O' Neill from Swissquote to unpack how custody fees quietly erode your wealth, what a transparent trading fee actually looks like, and how a Lombard loan lets you access cash from your portfolio without selling up or triggering a tax bill. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancyTrust funds separate ownership from control and can help protect young or special-needs beneficiaries, keep assets managed responsibly, and support inheritance-tax planning.The episode compares fixed trusts with discretionary trusts, explains will trusts, and highlights key insights, like capital gains tax on lifetime transfers, CGT uplift on death, and how transferring a home may avoid CGT and affect “Fair Deal” planning.00:00 Trust Funds Explained00:52 Why Use a Trust01:47 Fixed Trust Basics02:58 Special Needs Planning05:29 Fixed Trust Tax Perks06:21 Discretionary Trust08:09 Trustee Incentives Warning09:29 Discretion Benefits10:18 Will Trusts12:09 Cautions and Tax Traps13:11 Home Transfers and Fair Deal14:36 Final Takeaways Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyIn this episode of the Ask About Wealth Podcast, Paul speaks with Eoghan O’Hara, Country Head for Raisin Ireland. They discuss why Irish household deposits earn very low interest, and the opportunity presented by the EU-wide deposit guarantee protection. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyIn this episode, we break down why inheritance tax can result in the same wealth being taxed twice, and why doing nothing is often the most expensive option of all.We cover:- Why inheritance tax can wipe out over 33% of a family estate, even after a lifetime of income and capital taxes- The key reasons to consider gifting assets during your lifetime, including protecting today’s thresholds and future growth- How control can be retained using trusts and family partnerships, while still reducing tax- Other powerful planning tools, including familial allowances, exempt assets, and Fair Deal planning Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyGet a Free Mortgage Broker Consultation Here:https://www.askaboutproperty.ie/broker-consultationYou can get in contact with Ray here:https://raycooke.ie/This week, Paul is joined by Ray Cooke, CEO of Ray Cooke Auctioneers, to share what he is seeing on the ground in the Irish property market as we move through 2026.In this episode, we discuss:- Why are good properties selling quickly, and what buyers must have to be ready- The reality of supply and demand, and why stock exists but still feels scarce- Why landlords are leaving the market and what that means for rents and tenants- Residential vs commercial property, yield expectations, and how investors should think about risk Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyYou can get in touch with Graham here:https://hanlonandco.com/In this episode of the Ask About Wealth podcast, we are joined by Graham Hanlon, a seasoned solicitor with over 30 years of experience. The discussion covers essential topics in financial planning, including the intricacies of probate law, the validity and impact of prenuptial agreements, and the importance of business agreements.Gain valuable insight into managing wealth and the legal planning involved. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paulhttps://askaboutwealth.ie/consultancyIn this episode, we provide a checklist of actions business owners and individuals can take before December 31, 2025, to maximise tax benefits. Key topics include clearing out company profits, utilising tax credits and allowances, maximising contributions to retirement schemes, and understanding the implications of capital gains tax and EIIS investments. Learn practical tips for leveraging pension contributions, tax-efficient bonuses, subsistence allowances, and tax loss harvesting. This guide offers valuable insights to help you minimise tax liabilities and optimise financial planning for the future.00:00 Introduction: Maximising Your Tax Benefits00:26 Clearing Out Your Profit: Why and How05:23 Utilising Small Benefit Exemptions (SBE)08:13 The Power of Pensions13:51 Understanding Subsistence Allowances19:02 Capital Gains Tax: What You Need to Know23:50 Employment Investment Incentive Schemes (EIIS)26:42 Conclusion: Effective Tax Planning Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paulhttps://askaboutwealth.ie/consultancyGet Unbiased Property Guidance and a Free Mortgage Consultationhttps://linktr.ee/ask.about.propertyThis week, we're joined once again by Aidan McLoughlin, Group Managing Director of ITC, to discuss the upcoming changes to pensions in Ireland and to help you better navigate these Changes.We discuss the significant recent change announced on August 15, which restricts transfers out of pension schemes post-normal retirement age (NRA), leading to lost benefits for members unaware of the change. Aidan also sheds light on the importance of seeking independent financial guidance to maximise pension benefits. This episode is a must-watch for anyone looking to optimise their pension schemes and stay informed about market changes. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paulhttps://askaboutwealth.ie/consultancyGet Unbiased Property Guidance and a Free Mortgage Consultationhttps://linktr.ee/ask.about.propertyYou can contact Jacquelyn and learn more about The Journey here:https://thejourney.ie/In this episode, we are delighted to welcome Jacquelyn Dunne, solicitor at Dunne Solicitors and the creator of The Journey. Join us as we discuss the importance of having a will, explain who inherits what under intestacy laws, and the consequences of not having proper succession planning in place. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paulhttps://linktr.ee/askaboutwealthGet Unbiased Property Guidance and a Free Consultationhttps://linktr.ee/ask.about.propertyYou can learn more about Gavin here: https://gavinjgallagher.com/In this episode of the Ask About Wealth Podcast, we welcome back Gavin J Gallagher, a seasoned property investor, coach, and mentor, as well as the presenter of the Behind the Facade podcast. We discuss significant changes coming to the property market, including the impact of the nationwide Rent Pressure Zone system, challenges for landlords, and upcoming regulations affecting property investments. Hosted on Acast. See acast.com/privacy for more information.

Book Your 1:1 Consultation & Financial Planhttps://linktr.ee/askaboutwealthGet Unbiased Expert Property Guidancehttps://linktr.ee/ask.about.propertyYou can learn more about Michael and the F.I.R.E. movement herehttps://www.firepodcast.ie/In this episode of the Ask About Wealth Podcast, we welcome Michael Houghton, a prominent figure in the FIRE (Financial Independence Retire Early) movement.Michael shares his personal journey to becoming financially independent through strategic saving and investing. He talks about initial struggles, learning about financial independence, avoiding lifestyle inflation, and the role of property investments. Michael also discusses the importance of financial education, the pitfalls of bad advice, and how to balance work, life, and financial goals. Hosted on Acast. See acast.com/privacy for more information.

Book Your 1:1 Consultation & Financial Planhttps://linktr.ee/askaboutwealthGet Unbiased Expert Property Guidancehttps://www.askaboutproperty.ie/Understanding the Employment Investment Incentive Scheme (EIIS)In this episode of the Ask About Wealth podcast we discuss the Employment Investment Incentive Scheme (EIIS). We delve into what EIIS tax breaks entail, the varying rates of tax relief, and the intricacies of investing in EIIS funds.This episode provides essential insights for investors looking to make informed decisions about EIIS investments and understand the broader implications of such schemes. Hosted on Acast. See acast.com/privacy for more information.

Book Your 1:1 Consultation & Financial Planhttps://linktr.ee/askaboutwealthGet Unbiased Expert Property Guidancehttps://www.askaboutproperty.ie/In this episode of the Ask About Wealth Podcast, we dive into the 2026 budget with a focus on high earners and business owners. Key topics include income tax, changes to entrepreneurial relief, updates on research and development allowances, deemed disposal rates, and benefits of electric vehicles (EVs).We also discuss the impact of VAT rate changes on the hospitality sector. Learn how these aspects of the budget will affect your financial planning and wealth accumulation. Stay informed and discover legitimate ways to reduce your tax liabilities! Hosted on Acast. See acast.com/privacy for more information.

In this episode, we delve into the 3 worst historical budget decisions and the 3 best, we also look at current opportunities that came out of past budgets are still available. Discover how these decisions have shaped the economy and what lessons they provide for future budget considerations. 00:00 Introduction to the Irish Budget00:26 Historical Budget Highlights00:39 Top Three Budget Rules and Regulations03:02 Impact of Tax Incentives on Property Development05:55 Special Savings Investment Accounts08:05 The Worst Budget Decisions14:47 Current Tax Concessions and Future Planning16:11 Conclusion and Upcoming ContentSubscribe to stay updated on the latest budget news and insights.🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth📱 Book a 1-1 consult & financial plan🔑 Join the Masterclass✉️ Join the newsletterhttps://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Navigating Ireland's Most Unfair Tax: 9 Strategies to Minimise Inheritance and Gift TaxIn this episode of the Ask About Wealth podcast, we delve into the complexities of Ireland's inheritance and gift tax, detailing its history, current rates, and thresholds. We explain why this tax is considered unfair and higher than ever, largely due to thresholds that haven't kept pace with inflation. Moreover, we highlight nine legitimate methods to avoid or minimise this tax, including key reliefs such as Dwelling House Relief, Agricultural Relief, and Business Assets Relief. Additionally, we cover Section 72 insurance policies to manage tax liabilities efficiently. Tune in to learn how effective financial planning can significantly reduce your tax burden.🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth📱 Book a 1-1 consult & financial plan🔑 Join the Masterclass✉️ Join the newsletter🎙️ Listen to the podhttps://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode, we explore the essential steps for high earners in Ireland to transform their income into lasting wealth.This comprehensive guide is aimed at helping you achieve the best financial outcome for your unique circumstances, with practical insight and strategies tailored for high earners.🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth📱 Book a 1-1 consult & financial plan🔑 Join the Masterclass✉️ Join the newsletter🎙️ Listen to the podhttps://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Are you interested in securing a mortgage for an investment property with a premium broker? Ask About Wealth has partnered with several of Ireland's top brokers. If you'd like to be introduced to one, you can submit a request here: https://xep6a7it4qk.typeform.com/to/M04SxRktIn this episode, we explore how property investment has historically been a major wealth creator in Ireland and its potential to continue this trend in the future. Analysing recent data from the Central Bank of Ireland, we examine the substantial rise in property values and rental yields over the past decade. The video offers actionable guidance on understanding the true costs of property investment and the impact of different financing methods, cash, buy-to-let mortgages, and equity release on returns.Additionally, tax considerations and the benefits of investing through a pension fund are discussed to guide you in making informed property investment decisions.🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth📱 Book a 1-1 consult & financial plan🔑 Join the Masterclass✉️ Join the newsletter🎙️ Listen to the podhttps://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Are you about to overpay your taxes… again?Every year, Irish taxpayers leave €400 million in unclaimed reliefs behind them. And no, it’s not because they’re lazy. It’s because their accountants aren’t telling them about the biggest legal tax breaks available. Not because accountants are bad people, but because their job is to look backwards and file your taxes, not to look forwards and minimise them.In this week’s Ask About Wealth episode, we break down 3 powerful, legal strategies that could slash your tax bill in 2025.If you’re a business owner or high earner, these are worth thousands every year\Note: There are visual aids in this episode, so you might prefer to watch this one on YouTube - https://www.youtube.com/watch?v=kmf_Y3Cx6ns🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth📱 Book a 1-1 consult & financial plan🔑 Join the Masterclass✉️ Join the newsletter🎙️ Listen to the podhttps://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Most property investors in Ireland are leaving thousands of euros on the table.In this episode of Ask About Wealth, Paul sits down with Philip O’Connor, Managing Director of CA Partners, a specialist in capital allowances for property investors and businesses. Philip reveals how Irish taxpayers, individuals, landlords, and business owners are missing out on legitimate tax relief simply because they don’t know it exists or lack the right expertise to claim it. ✅ What capital allowances are and why they matter✅ Why most accountants don’t identify all the allowances you’re entitled to✅ How you can retroactively claim allowances for up to 4 years and get cash refunds from Revenue ✅ The kind of properties and expenses that qualify ✅ Two real client examples where missed claims turned into tens of thousands in savings00:00 Introduction to the Ask About Wealth Podcast00:29 Meet Philip O'Connor: Capital Allowances Specialist02:02 Understanding Capital Allowances02:26 Types of Capital Allowances04:15 Claiming Capital Allowances: Process and Benefits08:11 Missed Opportunities and Retroactive Claims13:32 Detailed Breakdown of Property Purchases22:41 Client Case Study: Rental Properties23:25 Analysing and Correcting Tax Claims24:22 Significant Tax Savings for Clients29:04 The Importance of Specialist Expertise36:31 The Role of Revenue in Tax Claims40:46 Encouraging Property Owners to Claim AllowancesIf you own an investment property, are developing or refurbishing a building, or have spent serious money on your business premises, you’re probably entitled to more tax relief than you think.This episode could put money back in your pocket.Join The Masterclass:https://askaboutwealth.ie/MasteringYourFinancesAsk About Wealth helps Ireland’s high earners preserve and grow wealth:https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Should You Repay Your Mortgage Early? The Pros & Cons Explained.In this episode, we delve into the question of whether you should repay your mortgage early. With recent statistics showing substantial mortgage debt in Ireland, we examine the pros and cons of early repayment versus investing the money. Utilising real-life examples and detailed calculations, we compare the financial and emotional impacts of both strategies. From guaranteed returns and peace of mind to opportunity costs and investment returns, this comprehensive guide will help you make an informed decision based on your financial priorities and risk appetite.Join The Masterclass:https://askaboutwealth.ie/MasteringYourFinancesAsk About Wealth helps Ireland’s high earners preserve and grow wealth:https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, Paul tackles one of the most misunderstood yet life-changing ideas in finance: the FIRE movement, Financial Independence, Retire Early. With just 3% of Irish people believing they can retire by 55, Paul explores why the majority are stuck in the rat race and how you can break free.Learn how to calculate your financial freedom number, avoid the traps set by biased financial advice, and understand the real impact of tax and fees on your wealth. This episode offers a clear, actionable roadmap to becoming financially free, even if you’re starting late.Key Takeaways:The 5 essential questions you must answer to calculate your “freedom number”How tax and fees silently erode your wealth, and how to stop itWhy investing through a pension can double your return vs. doing it personallyHow starting early (like Alex) can shave 10+ years off your working lifeWhy most financial advice is biased, and what impartial advice really looks likeYou can use the Financial Freedom calculator here:https://askaboutwealth.ie/tools/financial-freedom-calculatorJoin The Masterclass:https://askaboutwealth.ie/MasteringYourFinancesAsk About Wealth helps Ireland’s high earners preserve and grow wealth:https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, Paul sits down with Andrea McNamara, Director, Private Client Law at EY Ireland, to dissect the real-life pitfalls of inheritance planning in Ireland. From outdated wills to misunderstood tax implications.When and how wills can be legally challenged Common clauses that sound good but can cause major problems laterHow trusts and family partnerships can be powerful tools in legacy planningWhy high-net-worth families often need a more sophisticated structure than just a willIf you want to understand inheritance tax in Ireland, then this episode is essential listening.Join The Masterclass:https://askaboutwealth.ie/MasteringYourFinancesAsk About Wealth helps Ireland’s high earners preserve and grow wealth:https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Using a cautionary tale from the Celtic Tiger days and hard-earned experience, Paul exposes how biased information leads to poor decisions, and why impartial guidance is rarer (and more valuable) than most people realise.Key Takeaways:The costly Budapest property story every investor should hearHow to tell if your financial advice is truly independentWhy even factually correct information can still misleadThe one rule Ireland’s wealthy follow, and you should tooIf you want to make smarter, more informed financial decisions, without getting sold to then this episode is essential listening.Join The Masterclass:https://askaboutwealth.ie/MasteringYourFinancesAsk About Wealth helps Ireland’s high earners preserve and grow wealth:https://linktr.ee/askaboutwealthJoin the Masterclass: Hosted on Acast. See acast.com/privacy for more information.

In this episode, Paul sits down once again with Aidan McLoughlin, Group Managing Director of ITC, to discuss how pensions can be used far beyond traditional retirement saving, as powerful tools for long-term wealth accumulation, tax sheltering, property investment, and legacy planning.They also dig into Malta-based retirement structures, why more Irish clients are using them, and how they can legally reduce tax and increase flexibility.Some episode highlights:•The overlooked tax and asset protection benefits of private pension structures•How Irish pension rules compare to Malta’s, and why flexibility matters•Pension borrowing, non-recourse lending, and property investing within your fund•The mistake in pension death benefits most people don’t see coming•Why early pension planning is now more crucial than everThis is a must-listen for entrepreneurs, consultants, and professionals looking to preserve wealth, protect family assets, and retire on their own terms.Join The Masterclass:https://askaboutwealth.ie/MasteringYourFinancesAsk About Wealth helps Ireland’s high earners preserve and grow wealth:https://linktr.ee/askaboutwealthJoin the Masterclass: Hosted on Acast. See acast.com/privacy for more information.

In this episode, Paul talks with private equity expert Kevin MacSweeny about how entrepreneurs can release equity, unlock value, and scale their businesses. Without losing control.Key takeaways:Why equity release can help founders de-risk and still double or triple their businessThe difference between working in the business vs. on the business, and why it mattersWhy minority equity stakes don’t mean minority control (if structured properly)How private investors access deals with real ownership and alignment, not just productsWhat kind of businesses attract private equity: the numbers, the mindset, and the journeyAsk about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Sole Trader vs. Partnership vs. Limited Company: Which is Best for Your Business in Ireland?In this video, we delve into the three primary business structures in Ireland. Sole tradership, partnership, and limited companies. We explore the tax implications, risks, and wealth creation potential associated with each structure.Learn why limited companies often offer superior tax benefits and greater asset protection. If you're deciding on the best structure for your business, this video provides essential insights to help you make an informed choice.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Markets are down, headlines are panicking, but should you be?In this episode, Paul explains why most investors worry at exactly the wrong time and how to stay calm, rational, and profitable when markets drop.💡 You’ll learn:- Why "you haven’t lost money" unless you sell- How pensions = stock market exposure (whether you realise it or not)- The truth about lifestyle funds and automatic sell signals- Why capitalism is built to boom and bust- The McIlroy mindset every long-term investor needsIf you’re invested in the stock market directly or through a pension this is essential listening.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This Week on the Ask About Wealth PodcastNot all investments are created equal, and not all of them should do the same job.In this episode, Paul breaks down the real reason most people mess up their investment strategy, and how to avoid it with the core and satellite approach.💡 You’ll learn:Why your investment objectives matter more than your attitude to riskHow to separate financial freedom assets from surplus assetsThe mistake of drawing income from growth-focused investmentsWhy the financial industry’s idea of “risk” is actually just volatilityHow to match the right asset class to the right goal, using decades of history, not guessworkThis is essential listening if you’re building, protecting, or passing on serious wealth.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we sit down with international tax strategist Peter Ferrigno to unpack the misunderstood world of tax residency and citizenship by investment and how the right move at the right time could legally save you millions.In this episode:🔹 Why residency planning matters long before a liquidity event🔹 The truth about “Golden Visas” and how they really work🔹 How to legally reduce (or eliminate) tax on capital gains, pensions, or dividends🔹 The biggest misconceptions about becoming tax resident abroad🔹 How high-income earners can access EU or global residency from €250KThis episode is a must-listen for anyone considering selling a business, relocating, or building global wealth intelligently.You can get in contact with Peter directly here: https://www.instagram.com/peter.ferrigno/Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we’re joined by property investor and educator Gavin J. Gallagher, who went from a €60M fortune to -€16M debt, and rebuilt. This is a rare look inside the mindset, mistakes, and learnings of someone who has truly been through it all.In this episode:🔹The mindset traps that lead investors to over-leverage and under-think🔹The 4 key forces that impact every investor, and how to manage them🔹When (and how) to use leverage, structure, and private capital in property🔹Why most people get property due diligence completely wrongEssential listening for anyone serious about building wealth through property, and keeping it.You can learn more about Gavin's coaching business here: https://www.elitepropertyaccelerator.com/You can follow him on YouTube here: https://www.youtube.com/@behindthefacadeAsk about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we delve into the much-asked question: Should you borrow to create wealth?The straightforward answer depends on a thorough analysis of the costs involved, which are far more than just the interest rate.The video explores various costs including APR (Annual Percentage Rate), application fees, insurance, tax implications, and the time value of money. It emphasizes the importance of understanding all these factors to ensure that the return on investment outweighs the total cost of finance.Should You Borrow to Create Wealth?Understanding the True Costs of BorrowingBreaking Down Additional CostsThe Impact of Taxes and Time Value of MoneyMaking Informed DecisionsAsk about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This episode features Ken O'Malley shares his journey from a long career in aviation to entrepreneurship.In this episode, you'll hear about:• Ken's background at Shannon Aerospace • His motivation for leaving a well-paid job to seek more control over his time.• Early entrepreneurial steps with a crèche and a takeaway business, highlighting the importance of understanding profit and loss.• Influences like "Rich Dad Poor Dad", which shaped his understanding of financial and decision-making differences.• Insights from the aircraft leasing industry, which is fundamentally a financial business.• The value of seeking expert advice, referencing his positive consultation experience.Learn about entrepreneurial mindset, continuous improvement, the power of expertise, and the importance of financial understanding from Ken O'Malley's diverse business experience.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we're joined by Brian Keane. Personal trainer, business coach, digital entrepreneur, bestselling author, podcast host, extreme endurance athlete, and founder of Brian Keane FitnessFrom walking out of a teaching career to going broke twice to success in business, Brian shares th story behind his entrepreneurial journey. Brian talks openly about mindset blocks, building a business from scratch, monetising a personal brand, and why most people confuse time management with energy management.Episode Highlights:• The mindset traps that stop people from starting• How Brian built a business he’d never want to retire from• The financial mistake that cost him €50k• Going from trading time for money to scaling income online• Why most entrepreneurs ignore planning — and why it costs themA high-energy episode packed with practical insights for any entrepreneur, side hustler, or creator looking to build something sustainable.You can get in touch with Brian here:https://briankeanefitness.com/Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth Pauls discusses the importance of tax planning for business owners and provides legitimate methods to minimise tax liabilities. The strategies are divided into three categories: short-term, long-term, and complex tax savings. 00:00 Introduction to Tax Avoidance for Business Owners01:04 Short Term Tax Savings Strategies05:48 Long Term Tax Savings Strategies11:01 Complex Tax Breaks and Planning12:36 Conclusion and Final Thoughts on Tax PlanningAsk about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast, we sit down with entrepreneur John Larkin, founder of The Black Stuff.John shares the highs and lows of his entrepreneurial journey, from professional poker to scaling a handmade soap business into a global brand.This episode is a must-listen for anyone considering starting a business, making a career pivot, or looking to understand what it really takes to build something from scratch.Key Takeaways:🔹 From poker to product: John’s unconventional path to entrepreneurship🔹 How The Black Stuff was born during lockdown, and why action beats overthinking🔹 The role of branding, consumables, and repeat customers in eCommerce success🔹Why building a financial “war chest” matters before leaving a secure job🔹 The importance of tax and succession planning early in your business journeyTune in to hear real, practical insights from someone who built a business by hand, literally.You can get in touch with John through his website here:https://theblackstuff.comAsk about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we dive into the reality of Ireland’s high-tax environment and how you can legally minimise your tax burden.From income tax to capital gains, levies, and excise duties, we explore the hidden costs that eat away at your earnings. More importantly, we uncover the powerful tax reliefs and incentives that allow you to control where your money goes rather than letting it disappear into government waste. If you want to keep more of what you earn while still contributing to the economy in a meaningful way, this episode is a must-listen.Key Takeaways:Understanding Ireland’s Tax SystemThe High Cost of Government WasteInvestment-Based Tax ReliefsHow Business Owners Can Slash Tax Bills The Role of a Financial PlannerIf you believe you’re paying too much tax (hint: you probably are), tune in to this episode to learn how to legally and strategically take control of your finances.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast we deep dive into the mortgage market. With interest rates shifting, supply still a major issue, and new mortgage products on the market, this episode is packed with actionable insights. Whether you’re looking to buy your first home, release equity, or simply make smarter financial moves, this discussion will help you navigate the property landscape with confidence.Key Takeaways:🔹 The latest on interest rates, new lenders, and shifting banking policies.🔹 How Mortgage Approval Really Works🔹 How existing rental payments prove repayment capacity.🔹 Government Schemes for Buyers 🔹 Equity Release Explained If you’re in the market for a mortgage or planning a property investment, don’t miss this one.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast, we dive into how you can fund your business. Whether you're dreaming of launching your business or already on your entrepreneurial journey, understanding how to leverage grants, tax reliefs, and support programs can make all the difference.Key Takeaways:🔹 Why using other people’s money is the smartest way to fund your startup.🔹 Revenue-backed supports like SURE (Startup Relief for Entrepreneurs), EIIS, and accelerated capital allowances.🔹 How LEOs can provide up to €315,000 in feasibility, priming, and business expansion grants.🔹 Enterprise Ireland programs, including the New Frontiers Entrepreneurship Program, Competitive Start Fund, and (HPSU) supports.🔹 The value of innovation vouchers for business development and research.Learn how you can secure the funding you need to bring your business idea to life, without risking your personal savings.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast, we discuss Ireland’s biggest financial taboo, planning for death and inheritance tax. Learn how forward planning can minimise tax liabilities, avoid family conflicts, and ensure your wealth passes smoothly to the next generation.Key Takeaways:🔹 Why open discussions about inheritance planning are essential.🔹 Ireland’s inheritance tax thresholds🔹 Strategies to minimise tax, including using familial allowances and special exemptions.🔹 The role of insurance in covering inheritance tax liabilities.🔹 Importance of legal planning, appointing unbiased executors, and itemising assets.Ask about wealth helps Ireland’s high earners preserve and grow wealth.https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we break down the essentials of mortgages to help you maximize savings and build long-term wealth. Whether you’re a first-time buyer, experienced homeowner, or exploring equity release, we’ve got you covered. Unlocking Savings: How shopping around can save you thousands on interest.Smart Borrowing: Using competition to negotiate better mortgage rates.Equity Release: Leveraging home equity to create new streams of wealth.The Power of Switching: Why reviewing your mortgage regularly pays off.Choosing the Right Broker: Key questions to ensure unbiased, whole-market advice.Tune in and empower yourself to take control of your mortgage and your financial future.Ask about wealth helps Ireland’s high earners preserve and grow wealth.Learn More Here: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode, we sit down with Philly McMahon, eight-time All-Ireland winner, entrepreneur, journalist, and business owner, to uncover the mindset, discipline, and strategy that fuelled his transition from elite sport to business success.🔹 The Power of Structure in Business & LifePhilly shares how a default diary helped him balance sport, business, and family—and how you can use the same tool to take control of your time.🔹 High Performance in Sport vs. BusinessWhat makes an elite athlete successful? Problem-solving, adaptability, and discipline. Philly explains how these exact traits translate into building a winning business.🔹 Scaling a Business Without Massive Upfront InvestmentStarting with just an attic space and bodyweight exercises, Philly built a thriving fitness business. Learn how he reinvested cash flow instead of taking on debt.🔹 The Financial Pitfalls Entrepreneurs Must Avoid. Philly shares the hard lessons he learned and how he now values time and wealth-building over short-term gains.🔹 The Game Plan for Wealth & Financial IndependenceWhat do Ireland’s most successful business people do differently? We discuss tax strategy, financial planning, and the difference between making money and building wealth.For those looking to transition from employee to entrepreneur, or simply to build a business that works for you instead of consuming your life, this episode is packed with real-world insights from both sport and business.Ask about wealth helps Ireland’s high earners preserve and grow wealth.Learn More Here: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode, we break down the four biggest financial mistakes high-income earners make—and why most people never achieve financial freedom. If you're serious about building wealth, avoiding these pitfalls is non-negotiable.If you’re ready to take control of your financial future, avoid these mistakes, and start building serious wealth, this episode is a must-listen.Ask about wealth helps Ireland’s high earners preserve and grow wealth.Learn More Here: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode, we sit down with Karl Rogers, Chief Investment Officer at Elkstone, to discuss the private markets and why high-net-worth investors are shifting their portfolios beyond traditional public investments.🔹 What are private markets, and why do they matter?🔹 How family offices allocate wealth to private investments🔹 The advantages of real estate, venture capital, and private credit🔹 How private markets can offer greater control, diversification, and potential returnsIf you're a business owner, entrepreneur, or investor looking to move beyond off-the-shelf financial products, this episode is for you. Discover how the wealthiest investors build their portfolios and how you can too.Ask about wealth helps Ireland’s high earners preserve and grow wealth.Learn More Here: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

🎙️ Weekly Wealth Bites by Ask About Wealth is a short series within the Ask About Wealth Podcast with the aim to help you gain valuable insight into one wealth creation tactic or fundamental principle each week. With the goal to educate you on your journey to wealth creation.This week, we're diving into one of the most powerful tools for wealth accumulation, your pension. Whether you're an employee or a business owner, the tax advantages and investment opportunities these pensions offer can be transformative.Key Topics Covered:The Power of Tax-Free Transfers: Discover how company pensions allow businesses to transfer funds into retirement vehicles tax-freeRisk Mitigation for Business Owners: Learn why company-sponsored pensions protect wealth from creditorsOff-the-Shelf vs. Self-Administered Pensions: Learn the differenceInvestment Opportunities in Self-Administered Funds: Explore how self-administered pensions can invest broadlyThe Pride and Possession Rule: Understand the limitations imposed by revenueThis episode is for entrepreneurs, high-income earners, and anyone seeking to leverage tax and investment strategies to grow their retirement wealth.Ask about wealth helps Ireland’s high earners preserve and grow wealth.Learn More Here: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In Episode 16 of the Ask About Wealth podcast, we sit down with Andrew McAllister, the entrepreneurial mind behind Sea Sauna, to explore his journey from architecture to entrepreneurship.Andrew opens up about the financial risks, challenges, and rewards of building a thriving business from scratch while pursuing his passion for innovation.Key insights include:The Entrepreneurial Leap: Why Andrew left a stable career in architecture, invested his savings, and embraced uncertainty to build The Sea Sauna.Navigating Financial Risks: How Andrew created a business plan on a delayed flight, assessed occupancy thresholds, and financed Sea Sauna’s growth without traditional borrowing.Lessons in Sacrifice: The personal and financial trade-offs required to transition from comfort to entrepreneurship.A Vision for Sustainable Development: Andrew’s ambitions to apply his entrepreneurial skills to eco-friendly, design-led housing developments that redefine Ireland’s construction norms.Overcoming Challenges: How Andrew turned personal obstacles like dyslexia and ADHD into creative and entrepreneurial advantages.This episode is a must-listen for anyone interested in entrepreneurship, financial planning, or sustainable entrepreneurship. Andrew’s story offers a masterclass in taking calculated risks, embracing challenges, and using business as a tool to make meaningful change. Don’t miss it!You can get in Contact with Andrew here:Website: https://www.theseasauna.ieInstagram: https://www.instagram.com/the.sea.sauna/Ask about wealth helps Ireland’s high earners preserve and grow wealth.Learn More Here: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.