All the Hacks: Money, Points & Life

#28: NBA legend Manu Ginobili joins Chris to share how he made the journey from an Argentine kid who loved basketball to becoming an NBA All-Star. They discuss how Manu pushed his mind and body to beat the odds throughout his career, what led him to such a frugal lifestyle for a professional athlete, and what he's planning for his more than one million credit card points. Manu (@manuginobili) is an Argentine former professional basketball player and two time NBA all star. Over his 23 year career, he became one of only two players to win a EuroLeague title, an NBA championship, and an Olympic gold medal. He was a member of the San Antonio Spurs for his entire NBA career, making the playoffs with the team every single year and winning four NBA championships. He retired from in 2018 at age 40 as one of only 30 players to ever play in the NBA in their 40s. Full show notes available at: https://www.allthehacks.com/winning-manu-ginobili Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Manu Ginobili: Twitter | Instagram Waking up with Sam Harris: Website Manu's Book recommendations: Thinking, Fast and Slow | Sapiens | Why We Sleep | Waking Up | Guns Germs and Steel | Unshakeable All the Hacks #19 with Andy Rachleff Oura Ring for sleep ($50 Off) Best Restaurant in Oklahoma: Red PrimeSteak Full Show Notes (00:15) Who Is Manu Ginobili? (02:38) Changing the Aspirations of Argentinian Basketball Players (05:03) Manu’s Atypical NBA Career as an Outsider and Late Bloomer (07:09) The Benefit of Appreciating the Value of Coaching Early On (09:23) Why He Unusually Stayed With One Team His Entire Career (10:42) How He Unknowingly Kept an Unbeatable Style (12:38) How to Persevere When You Lose More Than You Win (16:20) What Helped Manu Become an Exceptional Outlier in the NBA (18:54) The Very Mundane Changes Manu Made to Improve His Life (20:30) How Mindfulness and Meditation Transformed Manu’s Mind and Career (24:57) Spending Time After Retirement (26:00) Why Your Brain Needs You to Exercise (27:47) Staying Disciplined With Exercise Even When You Don’t Feel Like It (30:08) Transitioning to Being a VC From Scratch (32:18) The Differences Between Running a Company and Running a Team (33:26) Why He Doesn’t Work Full-Time (34:25) Not Facing the Challenges He Thought He Was Going to Face After Retiring (37:01) Why Manu Never Brought Basketball Home (41:29) Why Manu Drives a Minivan and Doesn’t Buy Fancy Watches (44:42) What Manu DOES Splurge On (45:42) How Manu Got Into the World of Points and Miles (49:13) Manu Ginobili's Travel Bucket List (51:27) Manu’s Traveling Style (53:33) Must Dos in Argentina (55:14) Does Everyone on a Basketball Team Sit in Business Class When the Team Travels? (56:35) How Manu Realized He’s Doing Investing All Wrong (58:28) Figuring Out the Value of Sleep (59:49) Manu’s Book Recommendations Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#27: The Points Guy, Brian Kelly, joins Chris to share tons of points hacks. There are more opportunities today than ever before to earn points. In their conversation, they talk about travel in our post-pandemic world, the best credit cards you can get, how to get the most out of your points and Brian’s favorite travel tips and destinations. Brian Kelly (@briankelly) founded The Points Guy (TPG) in 2010. TPG is one of the largest authority sites in the world focused on maximizing points and miles. Before TPG Brian worked on Wall Street at Morgan Stanley. Full show notes available at: https://www.allthehacks.com/the-points-guy-brian-kelly Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Brian Kelly: Instagram The Points Guy: App | Website | Twitter Point.me: $1 for your first month with this link (and using the code HACKS) Bora Bora Hotels: Conrad | St. Regis Moorea Hotels: Hilton | Sofitel Changing Award Travel: TPG Guide Get points on paying rent: Bilt Rewards Southwest Companion Pass: How to quickly earn the Southwest Companion Pass | Card Signups Award Booking Services: PointsPros | Point.me (formerly Juicy Miles) Should you get Amex Centurion (black) card: TPG Article Lonely Planet: Website Meet locals when you travel: Couchsurfing | With Locals Full Show Notes (00:17) Who Is Brian Kelly? (01:30) Brian’s Trips During the Pandemic (03:30) Places That Haven’t Opened Up Yet (03:56) Is Travel in COVID-19 Actually Unsafe? (05:20) How Have Points Changed in the Pandemic? (07:55) How Rich Do You Have to Be to Earn Lots of Points? (09:42) A Way You Can Stay Organized If You Have Many Credit Cards (11:47) Should You Use a Points Booking Company or Book Flights Yourself With Points? (13:57) How You Can Keep Track of All Your Airline Points (15:00) Should You Use a Portal to Help You Spend Your Points? (16:19) Should You Transfer Your Credit Card Points to Hotels? (20:40) Chris’ Bad Relationship With American (Founders Card) (21:51) When You Should Cancel or Downgrade a Credit Card (23:12) One of the Best Credit Card Perks Out There (Get Free Flights for Your Travel Partner) (24:53) Awesome Lounges by Capital One Opening Soon (25:26) Should You Get an Amex Centurion (Black) Card and Other Premium Cards? (28:28) The Points Guy’s Addiction to Points and Miles (29:58) The Inconvenience of Checking Bags (32:46) Getting Destination Tips From SMART and Seasoned Travelers (35:04) A Mask Hack for Long Flights (and an Eating Hack) (35:48) What to Do in a City You’ve Never Visited Before (37:08) Advice for Growing a Community-Based Business (40:12) Should You Get Travel Insurance? (41:16) Top Destinations for People Who Are New to Points (44:30) Why You Should Read the Travel Guide for Your OWN City (46:21) How to Keep in Touch With The Points Guy Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#26: Best-selling author Tim Ferriss chats with Chris about how he built and grew his podcast (The Tim Ferriss Show) to 700+ Million Downloads. They give a deep inside look at how their podcasts got started and how everything comes together each week (equipment, production, interviews and more). They also discuss a number of topics relevant outside of podcasting, like interviewing skills, marketing, branding and storytelling. Tim Ferriss (@tferriss) has been listed as one of Fast Company’s “Most Innovative Business People.” He is an early-stage technology investor and the author of five #1 New York Times and Wall Street Journal bestsellers, including The 4-Hour Workweek and Tools of Titans. His podcast, The Tim Ferriss Show was the first business/interview podcast to exceed 100 million downloads and has now exceeded 700 million downloads. Full show notes available at: https://allthehacks.com/podcasting-tim-ferriss Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Tim Ferriss: Twitter | Instagram | Blog | Podcast | 5-Bullet Friday Newsletter Tim’s Resources on Podcasting: 2016 Blog Post | Interview with Rolf Potts Podcast Recording Platforms: Zencastr | SquadCast | Riverside.fm | QuickTime | Apple Other Podcasting Tools: Descript | Chartable Podcasting Equipment Logitech BRIO Ultra HD Webcam | Amazon Audio-Technica ATR2100x-USB Cardioid Dynamic Microphone | Amazon Audio-Technica ATR2500x-USB Cardioid Condenser Microphone | Amazon Apple AirPods with Charging Case | Amazon Zoom H6 6-Track Portable Recorder | Amazon XLR Cables | Amazon Shure SM58 Handheld Dynamic Vocal Microphone | Amazon Tim’s Books The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich The 4-Hour Body: An Uncommon Guide to Rapid Fat Loss, Incredible Sex, and Becoming Superhuman The 4-Hour Chef: The Simple Path to Cooking Like a Pro, Learning Anything, and Living the Good Life Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers Tribe of Mentors: Short Life Advice from the Best in the World Tim Ferriss Show Episodes: #1 with Kevin Rose #22 Ed Catmull, President of Pixar #418 Esther Perel #444 Hugh Jackman #60 Arnold Schwarzenegger #349 LeBron James #506 Balaji Srinivasan #283 Tim Urban #25, 26 & 27: Kevin Kelly #40 Andrew Zimmern #399 Adam Grant #281 Stewart Brand Other Books and Blog Posts: The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel Finding the One Decision That Removes 100 Decisions (or, Why I’m Reading No New Books in 2020) | Tim Ferriss 4 Tools to Use Now That Facebook Analytics is Gone | Ad Espresso The Tail End | Wait But Why The 22 Immutable Laws of Marketing by Al Ries and Jack Trout | Amazon 1,000 True Fans | The Technium This Satirical TikToker is Generating Millions of Dollars in EMV for World-Renowned Brands by Andrew Chen | Captiv8 80/20 Rule (Pareto Principle) | Investopedia Other Podcasts: This American Life The Joe Rogan Experience | Spotify ‎ID10T (Formerly Nerdist) with Chris Hardwick | Apple Podcasts WTF with Marc Maron Podcast WNYC Pushkin Podcasts The Stacking Benjamins Podcast Armchair Expert It’s Official: ‘Call Her Daddy’ is Exclusive | Quill Full Show Notes https://allthehacks.com/podcasting-tim-ferriss Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#25: Bestselling author Nir Eyal joins Chris to discuss how you can become indistractable. They discuss the hidden psychology that drives people to distraction, why procrastination is not a character flaw, why you should stop using to-do lists and how becoming indistractable will let you take back your time and start making traction on the things that matter to you in your life. Nir Eyal (@nireyal) has taught at the Stanford School of Business and their design school. He has co-founded and sold two tech companies and is the author of two best-selling books: Hooked: How To Build Habit-Forming Products and Indistractable: How to Control Your Attention and Choose Your Life. Full show notes available at: https://www.allthehacks.com/becoming-indistractable-nir-eyal Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Nir's Website: Nir and Far (includes Nir's free 80 page Indistractable workbook) Summary of Indistractable: The Most Important Skill of the Future is Being ‘Indistractable’ Nir's Books: Hooked: How To Build Habit-Forming Products Indistractable: How to Control Your Attention and Choose Your Life Select Articles & Resources from Nir: Distraction Guide Habits vs. Routines Timeboxing Schedule Maker Tool Schedules vs. To-do Lists 20 Common Values Full Show Notes (00:24) Who Is Nir Eyal? (01:48) What Is the Opposite of Distraction (And It’s Not Focus)? (03:06) How Your Mind Tricks You Into Thinking You’re Being Productive (04:51) How He Discovered That Distraction Doesn’t Have Anything to Do With Technology (09:57) Here’s the Real (Scientific) Reason Why You Get Distracted (13:13) 4 Steps to Become Indistractable (15:06) This Is How You Can Stop Being Impulsive (20:55) The Problem With To-Do Lists (25:04) The Difference Between Diversion and Distraction (28:27) How to Save Time and Energy on Checking Your Email (35:03) Building an Indistractable Workplace: Reactive Work vs. Reflective Work (36:58) Do What You Say You Will or Burn $100 Bill (Price Pact) (40:49) Can You Get Your Partner to Be Indistractable With You? (Effort Pact) (44:48) Is Multitasking a Distraction (And What Is Multichannel Multitasking)? (46:50) Wearing a Concentration Crown (Work From Home Hack) (48:44) When Should You Start Teaching Your Kids to Be Indistractable? (49:40) How to Connect With Nir Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#24: Entrepreneur Jaspreet Singh joins Chris to discuss what a minority mindset is and how you can have one yourself. They talk about how to get through the tough early days of any entrepreneurial project, some of Jaspreet’s mistakes and learnings, and his favorite financial tips and hacks. Jaspreet Singh (@m2jaspreetsingh) is a licensed attorney and serial entrepreneur, who in 2015 decided to help others avoid the financial mistakes he made and founded Minority Mindset - a financial media company and popular YouTube channel with over 1 million subscribers. Full show notes available at: https://www.allthehacks.com/minority-mindset-jaspreet-singh Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Minority Mindset: YouTube Channel | Minority Mindset News Channel | Website | Instagram Connect with Jaspreet: Instagram | LinkedIn Full Show Notes (00:16) Who Is Jaspreet Singh? (01:30) What Is a Minority Mindset? (01:56) How Jaspreet’s Life Experiences Led Him to Develop a Minority Mindset (06:41) When He Finally Figured Out He Can Actually Be an Entrepreneur (And Didn’t Have to Be a Doctor) (08:37) How to Think Differently EVEN When Your Loved Ones Don’t Support You (13:06) What Changes Do You Have to Make to Start Escaping the Rat Race? (15:56) How You Can Use Your Creativity to Start a Business Without Spending a Lot of Money (Or Risk) (19:19) How to Stay Consistent on YouTube Even If No One Is Watching Your Content (22:04) Instead of Working to Make Money, Work to Build Assets (25:01) Here’s Why You’ll Probably Need More Than One Job (30:19) Good Reasons to Save Money vs. Bad Reasons to Save Money (34:16) Follow The Rule of 5 Before Spending Your Money (37:22) What Jaspreet Loves to Splurge On (40:27) How to Connect With Jaspreet Singh Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#23: Behavioral Scientist Kristen Berman joins Chris to discuss what research shows about why people act so irrationally, how we can actually change our own behaviors, why she thinks habits are overrated, and some great hacks for increasing happiness. Kristen Berman (@bermster) co-founded Irrational Labs and Common Cents Lab at Duke University, and is a founding team member of Google’s behavioral science unit. Kristen also co-authored a series of workbooks called Hacking Human Nature for Good: A practical guide to changing human behavior and is the host of the new podcast: Science of Change. Full show notes available at: https://www.allthehacks.com/behavior-change-kristen-berman Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Kristen Berman: Website | LinkedIn | Twitter Kristen's New Podcast: The Science of Change Irrational Labs: Website | Newsletter | Online Bootcamps Rescue Time App: Website Habit Discontinuity theory How to use other people to achieve your goals Why Habits are overrated Get a dog (and why you shouldn't try to create habits) Give yourself a deadline - the deadline made me do it. 3 ways to stress less about money Collection of Rule of Thumb research Full Show Notes (00:14) Who Is Kristen Berman? (01:59) What Actually Influences Our Decision-Making? (03:20) Is Efficient Decision-Making as Simple as Changing Your Environment? (05:49) Why Saving Is NOT a Habit (09:10) Setting Up Decision Days (10:37) How You Can Stop Procrastinating With Your Decisions (13:25) Why Online Communities Focused on Money Motivate You (15:21) How You Should Act When You Have a Really Busy To-Do List (18:39) What Voting, Flu Shots, and Your To-Do List Have in Common (20:10) Why Teaching Someone Something Is Simply Not Enough (According to Scientific Research) (22:54) Setting Up Systems for Your Life That Suit Your Personality and Your ERRORS (28:03) How to Make Committing to Working Out Easier (30:32) Here’s Why (and How) You Should Disrupt Your Life More Often (35:44) One Thing Everyone Can Do to Optimize Their Life Experience (37:47) An Easy Hack to Feel Happier Almost Instantly (38:52) Why You Should Get Uncomfortably Specific About Your Goal Behaviors (42:00) How to Have Self Control in a World Full of Impulse Triggers (45:11) Is Being Aware of Your Biases Enough to Change Your Behavior? (46:38) Why Opting Out of Things Can Make You Happier (48:25) Designing for Peak Experiences When You Travel (49:56) How to Have More Interesting Conversations (52:46) What Is Kristen Berman Up to These Days? Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#22: Patrick McGinnis, bestselling author and creator of the word FOMO, joins Chris to discuss the history of FOMO, ways to overcome the toll it can have on your life, a framework to vastly improve your decision-making and their favorite hacks. Patrick McGinnis (@pjmcginnis) is credited for coining the words 'FOMO' and 'FOBO' in 2004. He's the author of two bestselling books: The 10% Entrepreneur and Fear of Missing Out: Practical Decision-Making in a World of Overwhelming Choice and his work has been featured in the New York Times, Politico, and more. He's also the host of the hit podcast FOMOsapiens. Full show notes available at: https://www.allthehacks.com/fomo-patrick-mcginnis Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Patrick McGinnis: Website | FOMOsapiens Podcast | Twitter | Instagram Patrick's Books: 10% Entrepreneur | Fear of Missing Out: Practical Decision-Making in a World of Overwhelming Choice Patrick's Course: How To Be A Part-Time Entrepreneur Course Ariana Huffington's Phone Bed: Amazon HabitShare App: Website Full Show Notes (00:19) Who Is Patrick McGinnis? (02:40) How He Coined the Word 'FOMO' (06:39) The Actual Definition of 'FOMO' From Its Creator (08:41) How to Remember That Social Media Is Not a Real Representation of Life (11:09) Are You Part of the 80% That Sleep With Their Phone Next to Them? Do This Instead (12:40) Things You Can Do to Lighten FOMO Anxiety (15:30) Was There FOMO Before Social Media? (17:40) Core Drivers of FOMO (18:28) What Is FOBO and Is It More Positive Than FOMO? (20:42) How Do You Balance FOBO With Healthy Optimization? (A Decision-Making Hack) (27:02) The Difference Between Maximizers and Satisficers (28:59) The Great Resignation: What You Should Do Before Quitting Your Job (34:46) Should You Have a Successful Side-Hustle Before Quitting Your Job? (38:20) A Funny Hack for Getting Better Treatment at Restaurants (39:14) Making Meditation a Habit That Actually Lasts (Competitive Meditation) (44:38) Productivity Hack: Getting a Proper Home Office Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#21: Author and money expert Stefanie O’Connell Rodriguez joins Chris to talk about hacks for visiting and living in cities, deals for holiday gifting and why most money problems aren’t really about money. Stefanie O’Connell Rodriguez (@stefanieoconnell) is a journalist and author of The Broke and Beautiful Life, the host of the Money Confidential podcast and the founder of Statement Cards. Her work and advice has been featured in The New York Times, The Wall Street Journal, CNBC and more. Full show notes available at: https://www.allthehacks.com/city-hacks-stefanie-oconnell-rodriguez Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Stefanie: Twitter | Website | Money Confidential Podcast Stephanie's Book: Broke and Beautiful Life Get free haircuts: Salon Apprentice Exciting Dates Book: Adventure Challenge Stephanie's Guide: 25 Money talks every couple should have Stefanie's Newsletter: Ambition Bulletin Full Show Notes (00:20) Who Is Stefanie O’Connell Rodriguez? (01:26) How Stefanie Went from Broadway to Being a Personal Finance Expert (04:12) The Worst Thing About Low-Paying Careers (04:49) The Only Consolation When You Are Not Making a Lot of Money (06:06) How to Do Amazing Activities in High Cost of Living Cities for Free (Or Cheap) (08:58) How to Find Side Hustles That Give You Exclusive Access to Things You’re Interested In (11:12) How Can You Go to the Theater for Free (Or Very Cheap)? (13:58) How to Get Floor Seats at SNL (15:22) How You Can Have Fun on the Weekends Using Your Credit Card Rewards (16:11) How You Can Get Discounted Dental Work AND Free Haircuts (18:10) Why Living in a High Cost of Living Area Really Pays (Despite Being Expensive) (19:36) Does Where You Live Still Matter in a Post-COVID World? (Geoarbitrage Your Income) (23:38) Hacks for Holiday Gifting! (24:57) Questions to Ask Yourself Before Buying Gifts (27:40) Chris’ Attempt at Trying to Opt Out of Holiday Gift Lists (30:29) When People Get Your Kids Gifts They Don’t Need (31:26) Stop Buying Birthday Gifts for Your Significant Other, Do This Instead (32:57) Money Issues Are Almost Never About the Money (Explained) (37:04) What Does It Mean to Be Financially Fair and Equal in a Relationship? (43:19) The Ambition Penalty Women Face in the Workplace (50:06) How Women Can Advocate for Themselves While Avoiding Backlash (52:44) How to Connect With Stefanie Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#20: All the Hacks host Chris Hutchins answers the top questions from listeners, including redeeming your points and miles for maximum value, managing your points as a couple, the best financial tools and services and his favorite apps for maximizing productivity. Chris Hutchins (@hutchins) is the host of All the Hacks and the Head of New Product Strategy at Wealthfront. He's amassed over 12 million points/miles in his lifetime, has started/sold two companies and is a registered investment advisor. Links to the best credit cards and signup bonuses: ATH Best Cards Page Full show notes available at: https://www.allthehacks.com/listener-questions Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned DIY Pro Pest Control: Pestie (10% Off) Top Credit Card & Signup Links: Top Cards for 2021 | Best Signup Bonuses Point.me: $1 for your first month with this link (and using the code HACKS) Award Search Sites: Expert Flyer | KVS Availability Tool Award Booking Services: List and Reviews Budgeting: Mint, YNAB, Copilot and Tiller Net Worth Tracking: Wealthfront Taxes: TurboTax or Andersen Tax Self-Directed Brokerage: Interactive Brokers or Vanguard Automated Brokerage: Wealthfront ($5k Managed Free) 529: Wealthfront Estate Planning: Trust and Will (15% Off) Crypto: BlockFi ($250 in free Crypto) HSA: Lively Efficiency Apps: Gmail Keyboard Shortcuts | Alfred | Rectangle (or Spectacle) Passwords/Security: 1Password (Free Trial) Mobile apps on your computer: Blue Stacks Full Show Notes (1:13) Getting Rid of Ants and Pests (3:00) Q: What Are the Top 2-3 Credit Cards for 2021? (6:32) Q: Are Signup Bonuses a Good Way to Earn Points? (8:06) Best Signup Bonuses Right Now (10:47) Q: How Do You Earn the Most Points for Wedding Expenses? (12:36) Q: How Do You Optimize Earning Points as a Couple? (16:22) Preventing Miles From Expiring (17:38) Q: Are Points Worth It If You Don’t Travel Much? (18:39) Q: Is There Any Downside to Buying Gift Cards to Earn Points? (21:36) Q: How Do You Redeem Points for Maximum Value? (30:33) Q: What’s the Best Way to Save for Your Kid’s College? (32:27) Insurance Plans for Pregnancy and Childbirth (33:26) Q: What Do You Think About Investing in Alternatives? (34:41) Q: Is There Any Way to Automate Your Investing? (36:12) Q: What Are the Best Financial/Investment Tools and Services? (40:45) The Best Software/Apps I Use to Be More Efficient Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#19: Legendary investor Andy Rachleff joins Chris to chat about how you should be investing your money to build your wealth. They discuss the investing mistakes so many make, when it makes sense to pick stocks and why you might not want to max out your 401k. Andy Rachleff (@arachleff) is the co-founder and CEO of Wealthfront. He also serves as a the chairman of the endowment investment committee for University of Pennsylvania and as a member of the faculty at Stanford Graduate School of Business. Previously, Andy co-founded Benchmark Capital, one of the most successful venture capital firms of all time. Full show notes available at: https://allthehacks.com/investing-andy-rachleff Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Get $5k Managed for free at Wealthfront Connect with Andy: Twitter | LinkedIn Wealthfront: Website | Blog | Guide to Financial Health Why Angel Investors Don’t Make Money: TechCrunch Article Why Rental Properties Are Not Good Investments: Wealthfront Article Burt Malkiel's Book: A Random Walk Down Wall Street Full Show Notes (00:32) Who Is Andy Rachleff? (Episode Overview) (01:58) Andy's First Investment (05:54) Andy's Path from Investment Banking to Venture Capital (08:39) How Great Companies Are Started (10:50) Why Did Andy Feel the Need to Start Wealthfront? (14:36) Can You Be Successful Picking Stocks? (19:48) Is an Angel Investment in a Startup a Good Investment? (21:42) How Can You Make Passive Investing More Exciting? (23:17) What About Investing in Alternatives Like Art? (24:09) Is Real Estate or a Rental Property a Good Investment? (27:19) Investing Hacks to Save Money on Taxes (33:39) How to Make Changes to Your Investment Portfolio (34:56) Does It Make Sense to Invest When Markets Are at All-Time Highs? (39:02) When Should You Speculate with Your Investments? (40:46) Don't Always Evaluate Your Investment Decisions by How Much You Made or Lost (41:38) How Should You Change Your Investing Strategy When You Have More Money? (42:40) Are Wealth Managers Worth Their Fee? (45:01) Why a Good Tax Advisor Is Better Than a Wealth Manager (46:10) Andy's Winning Tactics for Negotiating (48:35) Why You Should Always Be Pareto Optimal (50:06) The Value of Liquidity and Why You Might Not Want to Max Out Your 401(k) (55:24) How to Connect with Andy Rachleff Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#18: Foodist Darya Rose Ph.D. chats with Chris about food and the science behind healthy lifestyles. They discuss how you can lose weight without giving up everything you love, what foods to eat more of, how to cook so food tastes better and plenty of hacks for everything along the way. Darya Rose (@summertomato) has a Ph.D. in Neuroscience from UCSF and degree in Molecular and Cell Biology from UC Berkeley. She is the author of Foodist: Using Real Food and Real Science to Lose Weight Without Dieting, and creator of the award-winning blog Summer Tomato, one of TIME's 50 Best Websites. She's also the host of the podcast The Darya Rose Show. Full show notes available at: https://allthehacks.com/real-food-darya-rose Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Darya: Twitter | Instagram | Podcast | Summer Tomato Blog Darya’s Book: Foodist: Using Real Food and Real Science to Lose Weight Without Dieting How you can learn to cook without using recipes: Foodist Kitchen Free 5-day challenge to become a more mindful eater: Mindful Meal Challenge A recipe where cauliflower tastes just as delicious as french fries: Recipe Full Show Notes (00:50) Who Is Darya Rose Ph.D.? (Episode Overview) (01:42) Do Diets Actually Work Long Term? (03:03) How Did Darya Get Into the World of Food Science and Wellbeing? (04:47) What Do People Who Seem Effortlessly Healthy Their Whole Lives Do? (06:12) Why Do People Keep Thinking That Diets Will Work Despite the Science? (07:22) Why Do Diets Always Fail? (08:15) Who Is a Foodist and Why Are They Different From Dieters? (09:23) How to Start Setting Up an Awesome Relationship With Food (10:35) What Is REAL Food? (11:50) How Can You Start Liking Vegetables or Other Foods You May Not Like? (13:55) Are Vegetables at the Farmer’s Market More Expensive Than the Grocery Store? (15:42) Easy Tricks to Make Food Way More Delicious (18:06) Are Some Foods Bad? (19:49) What Should You Do Instead of Dieting? (21:47) How to Eat Out and Still Be Mindful of Your Health (24:22) How Can You Tame Your Sweet Tooth? (27:10) Two Great Habits You Can Adopt to Start Living a Healthier Lifestyle Today (31:34) Do You Need to Memorize Recipes to Learn How to Cook? (33:36) How You Can Train Yourself to Eat Smaller Portions (37:03) How Can You Make Your Food Habits Automatic? (39:19) How You Can Save Money by Making Food at Home (40:02) An Easy Nutritious Meal You Can Make Right Now That Even Kids Love (41:56) A Great Hack to Cook Meat! (42:38) How to Make Food That Kids Keep Wanting (45:26) Should You Do Intermittent Fasting? (47:22) Does the Time You Eat Your Food Matter? (48:20) How Can You Start Leading a Healthier Lifestyle? (What First Steps Should You Take?) (49:54) Are Fruits a Form of Dessert and Can You Gain Weight Eating Fruit? (51:29) How Can You Find Out Which Foods Are in Season Right Now? (53:19) How to Connect With Darya Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#17: Negotiation professor and expert Kwame Christian joins Chris to discuss how you can become a better negotiator at work and at home. They discuss common mistakes made while negotiating, a three step process you can use in every negotiation, and how talking less can be your key to success. Kwame Christian (@kwamechistian) is a practicing attorney, the director of the American Negotiation Institute, a professor of Negotiation at the Ohio State University, the host of the world’s most popular negotiation podcast (Negotiate Anything), and the best-selling author of Finding Confidence in Conflict: Negotiate Anything and Live Your Best Life Full show notes available at: https://allthehacks.com/mastering-negotiation-kwame-christian Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Kwame Christian: LinkedIn | Instagram American Negotiation Institute: Website | Negotiation Guides Books: The Code of Trust (by Robin Dreeke) | Finding Confidence in Conflict (by Kwame Christian) Podcasts: Negotiate Anything Podcast | Ask With Confidence Podcast | Negociación desde Cero Full Show Notes (00:15) Who Is Kwame Christian? (Episode Overview) (01:15) What Do Most People Get Wrong When It Comes to Negotiating? (01:40) Is Negotiating a Skill That Is Valuable for Everyone? (02:22) Are Some People Better Than Others at Negotiating? (03:45) How Can You Measure How Good of a Negotiator You Are? (05:06) What Does a Successful Negotiation Feel Like? (06:36) Is Negotiating Strategic or Tactical? (07:25) How Did Kwame Christian End Up Being the Negotiation Guy? (11:49) The Simple 3-Step Negotiation Process (The Compassionate Curiosity Framework) (19:05) How Can You Prepare for a Negotiation? (21:49) Why Are We Better Negotiators Outside of Our Homes? (24:19) How to Prepare for Any Negotiation in 3 Minutes (25:00) Why Open-Ended Questions Give You the Leverage You Need in a Negotiation (25:58) The Most Powerful Questions You Can Ask in a Negotiation (27:03) How Much Should You Speak in a Negotiation? (28:30) How to Win Every Single Difficult Conversation You Enter (30:33) Who Should Make the First Offer in a Negotiation? (The Anchoring Technique) (33:34) How You Might Accidentally Make People Insist on Their Point of View (Psychological Entrenchment) (36:26) When Should You Walk Away From a Negotiation? (38:47) Big Things People Forget to Negotiate (41:37) Common Mistakes in Almost Every Negotiation (42:55) How Should You Negotiate With Kids? (Parenting Towards Obsolescence) (45:40) What Is Validation? (49:28) Should You Try to Get Rejected? (52:41) How to Recover From Saying the Wrong Things in a Conversation With Someone You Love (55:13) Can You Negotiate With Yourself? Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#16: Entrepreneur and budgeting pro Jesse Mecham joins Chris to talk about why you need a budget regardless of how much you make. They also discuss about why budgeting gets a bad rap, how to make it easy, why you might be doing it wrong and some of Jesse's top family hacks. Jesse Mecham is the founder and CEO of You Need A Budget (YNAB), one of the best budgeting tools in the market today. He started the company in 2004 as a side hustle and it now supports over 100,000 customers. He's also the host of the YNAB Podcast and author of the bestselling book You Need A Budget. Full show notes available at: https://www.allthehacks.com/easy-budgeting-jesse-mecham Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Try out YNAB: Free Month Offer Connect with Jesse Mecham: YNAB Podcast | Website | Email Roth IRAs: Backdoor Roth IRAs and Mega Backdoor Roth IRA Full Show Notes (00:18) Who Is Jesse Mecham? (01:36) Why Is the Idea of Budgeting Associated with Negative Feelings? (02:56) The Stress of Figuring Out What You Can and Cannot Afford (05:00) Do You Have to Look at Past Spending Before You Create a Budget? (12:19) Why You Need a Budget Even If You Make a Good Income (15:08) Four Rules of Budgeting (17:26) Should You Use a Spreadsheet or an App to Create Your Budget? (22:10) How to Budget and Save When You Have a Big Family? (27:55) How Did Jesse Become the YNAB Guy? (You Need a Budget Origin Story) (31:51) The Biggest Hack of All (According to Jesse) (34:02) A Nerdy Investment Hack (Get Tax-Free Money!) (38:18) The 1% Retirement Investment Rule (41:10) Life Hacks That Make Jesse's Life More Convenient (42:56) How to Connect with Jesse Mecham Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#15: Andy Hill joins Chris to discuss all the marriage, kids and money hacks. They discuss combining finances, teaching your kids about money, and how to get on the same page with your spouse when it comes to money. Andy Hill (@andyhillmkm) is the founder of the award-winning podcast and blog Marriage, Kids, and Money. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Full show notes available at: https://www.allthehacks.com/marriage-kids-money-andy-hill Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Andy Hill: Twitter | LinkedIn Marriage, Kids, and Money: Website | Podcast | YouTube Book Recommendations: Family Board Meeting | Everybody Fights Full Show Notes (00:42) Who Is Andy Hill? (01:52) Two Common Misconceptions When It Comes to Relationships and Money (04:04) Finding an Approach to Money That Works for Both of You (Speaking Each Other’s Money Language) (07:54) Beginner Money Questions You Should Be Asking Early in the Relationship (09:49) Advanced Money Questions to Ask in a Serious Relationship (13:06) How to Make Time to Talk About Money in a Relationship? (Budget Party and More) (15:56) How Andy Hill Paid Off His Entire Mortgage in 5 Years AND Saved Money (20:07) Reasons You and Your Partner Might Fight About Money (23:34) How to Act When You and Your Significant Other Have Money Fights (24:49) Should You Combine Finances in Your Marriage (And Different Ways to Combine)? (29:40) Non-Financial Relationship Hacks (Love Languages) (33:52) How Did Andy Hill Pay Off All His Debt and Saved $1MM in Less Than 10 Years? (37:22) How Much Money Does Raising a Child Actually Cost? (39:08) How Do You Balance Saving for Yourself with Saving for Your Kids? (43:45) Practical Ways to Help Your Kids Understand Money (47:05) Why Just Giving Your Kids Money Is Not Enough (Helping Kids Avoid Mindless Spending) (49:10) Why It's Important to Learn How Your Kids Like to Be Loved (51:07) Understanding How Your Family Likes to Fight and Resolve Things (54:15) How Did Andy Hill Become the Marriage, Kids, and Money Guy? (57:04) How to Connect With Andy Hill Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#14: Real Estate Pro Andrew Kerr joins Chris to discuss house hacking. They talk about six different types of house hacks you can use to start saving money, tips for buying and selling properties, and how to start thinking about real estate as a way to build your wealth. Andrew Kerr (@fibyrei) is a seasoned real estate investor and founder of Financial Independence by Real Estate Investing (FIbyREI.com). He is also the host of The House Hacking Podcast. Full show notes available at: https://www.allthehacks.com/house-hacking-andrew-kerr Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Andrew Kerr: FI by REI Website | Podcast | Twitter | Instagram Six Types of House Hacks: House Hacking Ultimate Guide 9 biggest mistakes all real estate investors make: Free Guide Podcast episode on ADUs: The House Hacking Podcast Alternative loan types: VA Loan | HFA Loan Full Show Notes (00:15) Who Is Andrew Kerr? (01:40) What Is House Hacking? (02:22) Can House Hacking Be a Luxurious Experience? (03:36) Does House Hacking Mean You Have to Share a Living Space with Someone Else? (04:23) Six Different Types of House Hacking (Which One Is for You?) (06:33) Do You Have to Buy a House to Be Able to House Hack (And How to Convince Your Landlord to Let You Sublet Your Rented Property)? (09:06) What Loans You Should Consider When Buying a Property to Use for House Hacking (HFA Loans) (12:54) The Four Pillars of Building Wealth Through Real Estate (13:43) How Did Andrew Kerr Start House Hacking? (And How Chris Accidentally Started House Hacking) (19:22) Do You Need to Have a Kitchen to Rent Out Your Place? (And 3 Types of Tenants) (21:34) Four Key Costs That You Need to Consider Before House Hacking (27:09) How Much Should You Rent Your Property For? (28:10) What Does a Property Manager Do and Should You Get One for Your Property? (31:07) What Is the Accessory Dwelling Unit (ADU) House Hack? (34:31) How Much Does It Cost to Build an ADU? (35:52) Can You Add the Cost of Building an ADU to Your Mortgage? (36:50) How Are ADUs Taxed? (And How You Can Pay 0 Tax on Your Extra Income) (39:09) How You Can Make Money with Real Estate Even If the Value of Your Property Stays the Same (41:57) Hacks for Buying a House (What the Average Homeowner Does Not Look For) (46:04) Hacks for Selling a House (Small Things You Can Do That Will Pay Off a Lot) (49:28) Andrew Kerr’s Tenant Tales (A SWAT Raid) (53:00) Is the Current Market Good for House Hacking? Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#13: Afford Anything founder Paula Pant joins Chris to discuss how you can afford ANYTHING (but not everything). They also discuss how you can escape the 9-5, start making passive income, and take mini and/or semi-retirements throughout your life. Paula Pant (@affordanything) is the founder and creator of Afford Anything where she runs an award winning personal finance website, a monthly newsletter, a top rated podcast and a Real Estate Investing Course. She built her career from scratch starting as a journalist making only $21,000 a year. Full show notes available at: https://www.allthehacks.com/paula-pant-afford-anything Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Paula: Twitter | Instagram | YouTube Afford Anything: Website | Podcast | Real Estate Investing Course Her Book: Escape E-book Full Show Notes (00:15) Who Is Paula Pant? (01:15) What Does It Mean That You Can Afford Anything? (01:58) What You Get Wrong About Spending Your Money OR How You Trick Yourself Into Thinking You Are Being Smart With Money (05:05) Saving Money Might Not Be What You Should Focus On. Focus on Growing the Gap. (06:21) What Is Financial Freedom and Does It Mean You Have to Retire? (08:00) Can You Escape the 9 to 5 and Still Have a Job? (And 4 Factors Great Jobs Have) (10:14) If You Hate Your Job, Here’s a Two-Step Plan to Help You Build a Better Life (13:59) The Two Main Types of Side Hustles (Ones You Can Scale, and Ones You Can’t) (17:59) How Paula Transitioned Her Side Hustle Into a Full Business (20:29) If You’re Terrified of the Risk of Taking a Leap, This Advice Will Help (24:17) Why Passive Income Is NOT Free Money (26:48) Should You Invest in Rental Properties for Passive Income? (29:06) What You Must Do BEFORE Investing in Rental Properties? (30:12) Mistakes Beginner Real Estate Investors Make (31:38) How to Start Learning About Real Estate Investing for Beginners (34:25) Should You Invest in Alternatives to Buying Rental Properties (REIT Portfolios and Why Crowdsourced Real Estate Investing Is Not Good for You) (37:59) How Can You Better Value Your Time? (39:23) How to Get More Comfortable With Spending Money on Outsourcing Things You Can Potentially Do Yourself (43:46) Why Chris Bought a One-Way Ticket to Cairo? (47:58) How the Idea of Afford Anything Was Born (You Heard It Here First) (49:47) What Are Mini-Retirements and Semi-Retirements, and How Are They Different? (And Which Should You Do) (52:53) Taking Short Vacations vs. Taking Long Trips (56:05) Paula Pant’s Favorite Hack: Reframing Your Thoughts (You Are Probably Richer Than You Think) (59:48) How to Build a Daily Gratitude Habit and Stop It From Fading Away (1:04:20) How to Connect With Paula Pant Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#12: Career expert Kathryn Minshew joins Chris to discuss all things jobs: finding and landing one you'll love, making networking suck less, and how to build your personal brand online without needing to be a "social media influencer". Kathryn Minshew (@kmin) is the founder and CEO of The Muse and the co-author of the best selling book The New Rules of Work: The Modern Playbook for Navigating Your Career. Full show notes available at: https://www.allthehacks.com/career-hacks-kathryn-minshew Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Selected Links From The Episode Nominate All the Hacks for a Plutus Award: Vote Here Connect with Kathryn Minshew: LinkedIn | Twitter | Instagram | The Muse Kathryn’s book: The New Rules of Work: The Modern Playbook for Navigating Your Career Find people’s emails when you are on their profile: Lusha Get pocket to save articles to read later: Get Pocket Articles about interviewing from The Muse: Interview questions and answers | Interview Skills | Phone Interviews Full Show Notes Who is Kathryn Minshew? (00:15) The biggest misconception with job searches. (01:35) What should you do if you are unhappy with your job? (02:41) Should your career revolve around your passion? (05:06) How Kathryn found a career that is perfect for her. (08:18) How can you know if you would be a good fit for a particular career? (12:34) 3 key tips to level up your networking skills. (13:46) What is an informational interview and tips on how to do better at them. (16:42) How to find email addresses of people you want to get connected with. (19:29) How to leave networking conversations (and a power move hack). (25:27) Here’s why to ask for things in PERSON. (28:30) Building a personal brand (even without being a content creator). (30:30) Should you censor your social media when applying for a job? (industry specific advice) (35:42) 3 different ways to find job opportunities (and how to get introduced to people you are interested in). (39:40) If you feel you are asking for too many favors on your job search, do this. (44:45) What if you want to work somewhere that is NOT hiring. (46:50) Companies are as eager for the right person as you are for the right job. (real life example) (52:04) How to answer “what is your biggest weakness” and “why do you want to work here” in an interview. (53:59) Should you negotiate a job offer? (56:23) Things to negotiate beyond your compensation. (59:25) A hack to help you plan for future promotions. (1:02:19) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#11: Chief Side Hustler Nick Loper joins Chris to talk all about side hustles, including some easy ways to make extra cash, bigger opportunities to replace your job, making passive income and finding profitable business ideas. Nick Loper (@nloper) is founder of Side Hustle Nation, the host of the Side Hustle Show podcast. He has quite a few side hustles under his belt, including self publishing multiple books, flipping products on eBay and starting (and selling) his online businesses. Full show notes available at: https://www.allthehacks.com/side-hustles-nick-loper Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Nick Loper: LinkedIn | Twitter| YouTube Side Hustle Nation: Website | Podcast | Facebook Group Make money through market research: User Interviews | Respondent Grocery side hustles: Instacart Driving side hustles: Doordash | Uber Print on demand: Redbubble | Merch By Amazon Writing marketplaces: Medium | LinkedIn Mobile Notary Loan Signing Learn web design: CodeAcademy | Self Made Web Designer Freelancing websites: UpWork | Fiverr Become a remote bookkeeper How to become a Salesforce consultant Help people with tasks: Taskrabbit | Thumbtack Active Campaign Demo Video How to Start a Pooper Scooper Business Finding ideas: Rip, Pivot, and Jam Method | Side Hustle Nation Ideas Page Clipboard tools: Alfred | ClipX Turning a Service Business into Passive Income (motorcycle guy) Full Show Notes (00:18) Who Is Nick Loper? (01:02) How Did Nick Become the Side Hustle Guy? (02:16) What Is a Side Hustle? (03:46) Nick’s First Side Hustle (05:16) The First Few Years of Entrepreneurial Experimentation (06:10) Should You Start a Business Around Your Passion? (08:39) 5 Day $500 Challenge: 3 No Brainer Side Hustle Ideas (11:40) Metrics You Can Use to Compare Side Hustles (13:13) Side Hustles You Can Do in 15 Minute Blocks (15:23) If You Just Want to Do a One-Off Blog, Do This (16:08) Easily Sell T-Shirts and Stickers Online (19:15) 5 Skills You Can Learn Online to Increase Your Income (22:36) What Is the “Software with a Service” Side Hustle Model? (25:01) Marketplaces Where You Can Sell Your Services (27:22) If You Just Mastered a Skill or Found a Solution to a Problem, Do This (28:32) How Can You Monetize Your YouTube Channel? (29:10) Active vs. Passive Income Stream (An Example of How Someone Creatively Built Passive Income) (32:28) The Best Advice About Making Money Is This (33:21) How Nick Made $6000 Dollars in Just a Few Hours of Work (It Doesn’t Have to Go Viral to Make Money) (34:17) Should You Start With Easier Side Hustles or Should You Start With the Slow Route? (36:06) Advice to Everyone Starting a Podcast (Setting Quit Dates). (37:32) Before Committing to a Path, Look for This First (40:04) Finding Business Ideas: What Sucks Method (41:24) Finding Business Ideas: Rip, Pivot and Jam Method (43:10) Finding Business Ideas: Sniper Method (Niching Down) (45:40) Turning Your 9 to 5 Into a Side Hustle (47:18) How Does Nick Make a Living? (48:12) 3 Bonus Hacks (50:12) Think of Side Hustles as an Experiment. (Test, Test, Test) Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#10: Money Hacks author Lisa Rowan joins Chris to talk about lots of money hacks your might not know about, including grocery store hacks, deals on prescriptions, finding and claiming your missing money and getting things repaired for free! Lisa Rowan (@lisatella) is author of Money Hacks: 275+ Ways to Decrease to Decrease Spending, Increase Savings, and Make Your Money Work for You! She's also a consumer finance writer at Forbes and the co-host of the Pop Fashion podcast. Full show notes available at: https://www.allthehacks.com/money-hacks-lisa-rowan Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Lisa Rowan: Website | LinkedIn | Twitter | Podcast Protect yourself online: Try 1Password for Free Penny Hoarder: Website Get a virtual credit card: Privacy.com Coupons for Prescription drugs: GoodRx Find coupons automatically: Honey Websites where you can flip your things: Facebook Marketplace | Craigslist | NextDoor | Poshmark | StockX Save on your energy bill: OhmConnect Find out your credit (vantage) score: CreditKarma | Credit Sesame Side hustle ideas: Rent A Friend | Sell Your Junk Mail | Dscout Save money on books: Library Extension | Libby App Full Show Notes (00:01) A Winning Listener Hack (00:37) Introduction to Lisa Rowan (02:31) Lisa's Money Hack Obsession Origins (06:31) Prioritize Splurges with a Key Question (10:16) Escaping the Free Shipping Trap (13:33) Swapping Subscriptions for Something Better (15:26) Hacks to Avoid Free Trial Forgetfulness (17:41) Saving on Prescriptions and Medical Costs (22:26) Finding Discount Codes Beyond Honey (23:29) Repair Cafes vs. Costly Fixes (24:13) Thrifty Choices at the Pawn Shop (24:42) Grocery Shopping Hacks: The Clockwise Stroll (25:08) Flipping Unused Items for Profit (28:20) Saving Energy, Getting Paid (31:12) Credit Building via Rent Payments (33:00) Getting Your Real Credit Score for Free (35:03) Uncovering Missing Money (39:00) Readiness for Money-Making Opportunities (40:50) Unconventional Side Hustle Ideas (44:54) Ignoring the Stock Market Noise (45:55) Discerning Crucial Text Messages (48:54) The Less Glamorous Side of Money Management (49:23) An Unpublished Hack from Lisa (50:46) Should You Try Every Hack? Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#9: Bestselling author Ramit Sethi joins Chris to talk about what living a rich life really means and how to start living one. They also discuss money rules that make your finances easier, the invisible scripts society has created to control our financial lives and how couples can better their tackle money issues. Ramit Sethi (@ramit) is the author of I Will Teach You To Be Rich, a New Times Bestselling book with over a million copies sold. He also publishes a newsletter and runs programs about money, work and life at iwt.com. Full show notes available at: https://www.allthehacks.com/live-your-rich-life-ramit-sethi Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Ramit Sethi: Website | Twitter | Instagram Ramit Sethi’s Book: I Will Teach You To Be Rich Money Rules: Ramit's 10 Money Rules Travel meaningfully: Airbnb Experiences Full Show Notes (01:10) What does it mean to be rich? (02:40) Ramit's rich life (05:31) Two conflicting money messages: Ignore both and do this (08:04) Five essential personal finance questions (10:04) The true cost of homeownership: Why a house isn't always a great investment (16:38) Negotiate like an Indian: Just ask (17:44) Timing and place for negotiation (19:20) Unconventional items to negotiate (20:45) Spend less or make more: The priority (22:44) First step for financial order (28:19) A rich life: Not shopping by price (29:47) Overthinking $3 purchases (30:50) Couples' money missteps (33:57) Perception of being cheap (35:42) Neglected financial education demographics (37:57) When savings become excessive (39:39) Paying cash for trips and optimizing time (45:04) Your journey after making enough money (48:50) Ramit's travel hacks (53:04) The book buying rule (53:45) Ramit's 10 money rules for easier decisions (58:03) A financial challenge (58:53) Investing: Embrace the boredom Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#8: Crypto expert Zac Prince, joins Chris to talk about how to earn 9% interest on cash through crypto stablecoins. They also discuss Zac’s favorite investing hacks, his crypto portfolio advice, Bitcoin, Ethereum and other different crypto tokens Zac invests in. Zac Prince (@blockfizac) is the CEO of BlockFi, a crypto-first banking platform that lets you earn interest, borrow cash, and trade crypto. BlockFi is one of the fastest growing fintech companies ever and currently lets you earn up to 9% on your cash using crypto. [Note: Since this episode aired, BlockFi has halted withdrawals and I can no longer recommend using them, but I've decided to keep the episode up] Full show notes available at: https://www.allthehacks.com/blockfi-zac-prince Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Zac : Twitter | LinkedIn Get your bills negotiated: BillShark | Trim Grow your wealth: $5,000 Managed Free at Wealthfront Options Income Strategies: Article from SeekingAlpha Full Show Notes (01:42) How Zac ended up running BlockFi (03:35) How BlockFi pays high interest rates on cash (06:50) Risks of putting money in a BlockFi account (08:09) How BlockFI lends out about $70-80 for every $100 (09:31) BlockFi automation and risk reduction for bitcoin (11:08) BlockFi's uniqueness in interest-paying platforms (13:09) DeFi vs. BlockFi: Comparing payout potentials (14:30) BlockFi's scale and valuation journey (15:27) Should crypto be part of your investment? (18:45) Mainstream adoption timeline for cryptocurrency (21:42) Traditional banks and their crypto hesitations (23:06) Stock options: Leveraging for wealth growth (27:21) Credit score's role in saving money (28:17) Outsourcing bill negotiation for savings (29:32) The world’s first Bitcoin rewards credit card (34:14) Navigating cryptocurrency variety: Three categories (35:46) Exploring stablecoin applications (36:19) BlockFi CEO’s cryptocurrency portfolio (37:04) Ethereum: Betting on the blockchain future Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#7: Time management pro Laura Vanderkam joins Chris to talk about how to make the most out of your weeks. They discuss how to find time for yourself in your busy schedule, multitasking, feeling more productive in the morning, the best way to plan your week/weekend, and managing your time as a parent. Laura Vanderkam (@lvanderkam) is the author of several time management books including 168 Hours and What the Most Successful People Do Before Breakfast. Her work has appeared in the New York times, the Wall Street Journal and Fortune. She also hosts two podcasts Before Breakfast and Best of Both Worlds and blogs at lauravanderkam.com. Full show notes available at: https://www.allthehacks.com/managing-time-laura-vanderkam/ Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Laura: Twitter | Website | LinkedIn Laura's Resources: Time Makeover Guide and Time Tracking Sheet Laura’s Podcasts: Before Breakfast | Best of Both Worlds Laura's Books 168 Hours: You Have More Time Than You Think What the Most Successful People Do Before Breakfast The New Corner Office: How the Most Successful People Work from Home Off the Clock: Feel Less Busy While Getting More Done All the Money in the World: What the Happiest People Know About Wealth Juliet's School of Possibilities: A Little Story About the Power of Priorities I Know How She Does It: How Successful Women Make the Most of Their Time Homemade meals delivered: shef.com Full Show Notes (00:54) The misconception about time management (02:02) Shifting mindset: "I have some time, what would I like to do with it?" (04:37) Step 1: Tracking your time for a week (06:17) Using spreadsheets for time tracking over apps (07:26) The common time-wasting culprit (09:26) Starting with what you want MORE time for (11:13) Prioritizing the 3 most valuable things (12:06) Time-making activities often mistaken for time-taking (13:49) Scheduling breaks: Yes or No? (14:23) Prioritizing and optimizing errands (16:21) Productive use of spare minutes (17:42) Nurturing relationships with limited time (20:30) Quality time through scheduled alarms (22:07) The truth about multitasking (24:13) Partnered multitasking: Aligning goals (25:45) Approaching your to-do list: 3 choices (29:15) Healthy eating amidst busyness (32:22) Outsourcing cooking: A consideration (34:48) Friday planning for Sunday blues prevention (37:02) Weekend dreams: Planning and listing (41:12) Chores dilemma: Weekends or weekdays? (44:49) Kids and weekends: An insightful approach (46:24) Morning's value and productivity (48:08) Overcoming morning struggles (49:33) Morning habit introduction hacks (51:30) Curbing phone time in the morning (52:35) Mindfulness during the workday (54:08) Efficient email management (55:30) Balancing time with kids and self (57:25) Nurturing independence in children (59:41) A final time-saving trick Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#6: Renowned financial columnist, Morgan Housel talks with Chris about the psychology of money. They discuss the mindset of winning investors, new ways to think about risk, when to hold cash vs. invest, and how you can stop wanting more and focus on your own financial independence. Morgan Housel (@morganhousel) is a partner at Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is also the author of the bestselling book The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness. Full show notes available at: https://www.allthehacks.com/psychology-of-money-morgan-housel/ Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Morgan: Twitter | Website | LinkedIn Morgan’s book: The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness Benjamin Graham's Books: The Intelligent Investor | Security Analysis Eric Johnson's Book on Nazi Germany: What We Knew Full Show Notes (01:22) What Drove Morgan to Write the Book? (03:58) Contrasting Finance Education with Real-World Application (05:44) Unveiling the Highest Form of Wealth (07:18) Exploring Financial Independence as a Spectrum (10:28) Building Wealth: Balancing Saving and Earning (12:30) The Paradox: Why People Dislike Saving Money (13:36) Curbing Desires: A Strategy for Specific Individuals (17:20) Extremes of FIRE: Striking a Social Balance (19:34) Unraveling the Mysteries of Irrational Money Behavior (22:16) Active vs. Passive Investing: Can You Embrace Both? (26:52) Understanding Your True Risk Tolerance (32:34) Embracing Fallibility and Liberating Yourself from Perfection (36:25) Staying the Course: Making Multiple Calculated Bets (38:51) Framework for Learning from Financial Mistakes (39:30) Multidimensional History: Acknowledging Different Perspectives (41:26) Learning from History: The Best Approach (44:41) Reimagining Education: Shifting Curriculum Focus (46:54) Parental Role: Nurturing Financial Education in Kids (49:04) Delving into the Overlooked Aspects of Behavioral Finance (50:47) The Singular Financial Hack You Need Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#5: Chris and Scott cover how to get the best deals on flights around the world. They discuss when and how to find and book the cheapest flights, making the most of flight cancelations or delays and lots of travel hacks to maximize happiness on all your trips. Scott Keyes (@smkeyes) is the founder of Going, a service that helps over two million members find incredible deals on flights around the world. He is also the author of the bestselling book Take More Vacations: How to Search Better, Book Cheaper, and Travel the World. Full show notes available at: https://allthehacks.com/cheap-flights-scott-keyes/ Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Scott Keyes: Twitter | Instagram Scott's Book: Take More Vacations Sign up for Scott's Flight Deals: Going Best Search Engine for Flights: Google Flights Find Nonstop Flights from any Airport: Flight Connections Find Train, Bus and Ferry Routes: Rome2Rio | Seat61 Full Show Notes (00:46) Scott’s Background and How He Got the Best Flight Deal in His Life (03:50) The Power of More Vacations: Boosting Happiness and Success (5:45) Living in the Golden Age of Cheap Flights: Why It's Possible (7:09) Flexibility: The Key Areas for Scoring Cheap Flights (9:47) Flight Deal Insight: Small vs. Large Airports (13:39) Where to Look for Your Ideal Cheap Flights (19:04) The Cost of Budget Airlines: Is It Worth It? (22:05) Flight Delays and Cancellations: Navigating Challenges (27:28) When Do You Want to Book Your Flights (31:11) The Greek Island Strategy: Saving Big on International Trips (34:51) Two Search Tools: Finding Nonstop Flights and Ferries, Trains and Buses (37:48) Scott's Approach to Travel Insurance (39:03) Change and Cancellation Policies: What You Should Know (52:38) Leveraging Flight Schedule Changes for Advantage (42:44) Business Class: Worth the Splurge? (45:17) Optimal Timing for Activities to Maximize Happiness (47:14) 24-Hour Rule: Sealing the Deal on Cheap Flights (49:56) Group Travel Savings: Strategies for Multiple Passengers Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#4: Professional car buyer LeeAnn Shattuck joins Chris to talk about getting the best deal when buying and selling a vehicle. They discuss the buying new and used cars, making the decision to lease or buy, negotiating the best price and how to get the most when you're selling or trading in your existing car. LeeAnn Shattuck is the founder of The Car Chick, a car buying service that helps people get a great deal on a new or used car. She's also a self-professed “car nut”, a champion race car driver and host of The Straight Shift podcast. Full show notes available at: https://www.allthehacks.com/car-deals-leeann-shattuck/ Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with LeeAnn Shattuck: The Car Chick | The Straight Shift Find out the reliability of your vehicle: Consumer Reports Database of Owners Vehicle Complaints: CarComplaints Renting a Car to Test Drive It: Turo Most Popular Car Right Now: Kia Telluride Car Search Engines: AutoTrader | Cars.com New Car Buying Sites: TrueCar | Costco Auto Online Car Dealers: Carvana | Vroom | Shift Used Car Inspections: LemonSquad Finding Car Invoice Pricing: Edmunds Getting a Used Car Report: CarFax Full Show Notes (01:45) How LeeAnn First Fell in Love with Cars (03:37) The Biggest Misconception People Have When Buying a Car (04:30) Should You Buy a New Car or a Used One? (06:48) Which Vehicles Depreciate Slower? (08:07) Looking Up the Reliability of Cars (09:35) Are Cars Safer Nowadays? (12:16) How COVID-19 Made Used Cars More Expensive (14:35) How to Test Drive a Car Unavailable for Test Drive (16:13) Is It Easy to Change the Color of a Car? (17:39) What’s the Best Way to Shop for a New Car? (22:35) Why TrueCar and Costco’s Auto Buying Program Aren’t the Best Deal (24:02) Finding Used Cars While Avoiding Scams (26:57) Buying a Used Car from Websites like CarMax or Carvana (Should You Do It?) (29:15) Why You Always Need a Pre-Purchase Inspection (and How to Do It) (31:27) Certified Pre-Owned: Is It Worth It? (And the Best Certified Pre-Owned Program) (34:54) The Ultimate Car Buying Hack (38:00) Should You Negotiate the Price First or Decide to Lease or Buy First? (39:18) Two Essential Steps to Negotiating the Best Price for a Car (43:24) One More Good Thing to Ask for at the End of Your Deal (44:30) The Best Time to Buy a Car (46:06) What Happens When Your Salesperson Has to “Go to the Back” (49:56) What If You Can’t Get the Best Deal Because the Market Is Down? (52:10) Leasing a Car: What Leasing Companies Don’t Want You to Know (56:10) How to Make Money Getting Out of Your Lease (58:49) Is It Better to Lease or Buy If You Like Trading Cars? (1:00:20) What Should You Do If You Go Over Your Leasing Mileage? (1:01:10) Should You Shop for an Interest Rate (And Who Can Do That)? (1:03:00) What’s the Best Way to Get Rid of Your Old Car and Maximize Your Profit? (1:05:57) Always Do This Before Buying a Used Car (1:07:35) How LeeAnn Helps Hook Her Clients Up with the Best Deals Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#3: Points optimizer Alex Miller joins Chris to go deep on credit cards and points hacks. They discuss the best cards to get right now, how to get thousands of points without spending much money, and ways you should NOT be spending your points. Alex Miller is the Founder and CEO of Upgraded Points, a site that helps millions of people each month maximize their points and miles. An avid traveler himself, Alex regularly uses points for extravagant trips around the world, like flying in luxurious first-class cabins complete with onboard bars and showers that would have cost $50,000 if he were paying cash. Full show notes available at: https://www.allthehacks.com/credit-card-points-alex-miller/ Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Selected Links From The Episode Connect with Alex Miller: LinkedIn | Upgraded Points Budget tracker: Mint Leveraging international credit in the US: Nova Credit Cards Mentioned American Express® Gold Card The Platinum Card® from American Express Blue Cash Everyday® Card from American Express Capital One Venture Rewards Credit Card For other cards mentioned visit our Best Credit Cards Page Keep track of your points: Award Wallet Additional Links from Upgraded Points Beginners Guide to Points & Miles 11 Best Travel Credit Cards 19 Best Ways to Earn Amex Points 59 Best Ways to Redeem Amex Points Full Show Notes (01:42) Who is Alex Miller? (02:30) Alex’s First Taste of Business Class (06:10) Recognizing Suboptimal Credit Card Optimization (08:04) Choosing Points Cards Aligned with Spending Habits (10:02) Downsides of Budget Tracking with Mint (10:52) Credit Card Impact on Your Credit Score (13:42) Leveraging International Credit for US Cards (15:07) Cash Back vs. Points: Which is Better? (16:23) Combining Benefit of Cash Back and Points (17:40) Unpacking the Value of Different Points (18:36) Disadvantages of Using Points for Gift Cards (19:49) Pitfalls of Airline Credit Cards (22:00) Hotel Cards: Perks like Free Night Stays (22:36) Considering High Annual Fee Cards (24:50) Steps Before Canceling a High Fee Card (26:37) Chris and Alex’s Point Redemption Triumphs (34:00) Achievable Free Vacations with Points (36:27) Current Best Points Card Options (40:28) Complementary Cards: A Must-Have (41:15) Optimal Times for Cash Back Card Use (42:06) Eligibility for Business Credit Cards (43:43) Getting Amazon Points Beyond Groceries (45:52) Earning Points Without Spending Money (47:03) Maximizing Offers on Your Credit Card (48:59) Accelerating Points via Shopping Portals (51:18) Organizing Points Across Different Cards (52:04) Flexible Flying Desires with Points (54:14) Hottest Sign-Up Bonuses Right Now (56:30) Demystifying the 5/24 Rule (57:25) Insights on Capital One (58:12) Timing Behind Current Major Sign-Up Bonuses (59:21) Options if Card Application Isn’t Approved (1:00:09) Post-Bonus Card Retention Duration (1:02:10) Reasons for Downgrading a Card (1:04:00) Connecting with Alex Miller Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#2: Financial independence (FI) expert Brad Barrett joins Chris to discuss how you can achieve FI no matter how much you make, including how much money you need to hit FI, savings hacks you can use along the way, and the power of intentionality. Brad Barrett is the co-host of ChooseFI, the top podcast on financial independence with more than one million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary. He also runs Travel Miles 101 and Richmond Savers. Full show notes available at: https://www.allthehacks.com/financial-independence-brad-barrett/ Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Selected Links From The Episode Brad Barrett: LinkedIn ChooseFI: Podcast | Instagram | Local groups The shockingly simple math behind early retirement article: Mr. Money Mustache Automate your savings strategy: Wealthfront eBooks from your library: Overdrive Cheaper mobile phone plans: Republic Wireless | Mint Mobile Learn how to travel the world for pennies: Travel Miles 101 Hotels mentioned: Disney Swan Hotel | Fairmont Bermuda Hotel Book a personal trip through rewards with: Flight Fox Track price history and set price alerts on your favorite products: Camel Camel Camel Show Notes (00:20) Who is Brad Barrett the Financial Independence Expert? (01:25) The Ultimate Definition of Financial Independence - One Hack to Rule Them All (03:25) Mistakes Brad Has Made on His Journey (04:22) Exploring the True Meaning of Financial Independence (05:48) Can Anyone Achieve Financial Independence? It's a Simple Equation (09:19) Brad's Strategic Choices that Paved the Path to Financial Independence (10:45) Balancing Financial Independence without Sacrificing Everything (11:50) The Mindset Shift: What Do You Value More? (19:03) Demonstrating That Financial Independence Isn't About Deprivation (13:41) Dispelling the Myth: Do You Have to Save 90% of Your Income? (20:44) Managing Your Finances: Does It Require Excessive Time and Effort? (23:27) Step One: Calculate the Cost of Your Life for Financial Independence (26:02) Embracing Awareness: Even Brad's Continuous Journey to Improvement (28:07) Tracking Savings: From Pen and Paper to Utilizing Savings Apps (30:57) Advice for Those Choosing to Work Indefinitely (31:41) The 4% Rule: Calculating Your Financial Independence Savings (35:39) Beyond the 4% Rule: Chris's Perspective on its Limitations (37:29) Hacks Beyond Saving: Expanding Strategies for Financial Gains (40:29) Unlocking Free eBooks via the Public Library (42:25) Cutting Costs on Mobile Plans and Data Usage Control (43:51) Discovering Personalized Tiny Sacrifices for Significant Savings (44:09) Brad's $150 Vacation vs. $5,000: The Reward Points Advantage (50:20) Gamifying Purchases: Unveiling Product Price History for Smart Shopping (53:00) Key Takeaway: Intentionality and Optimization without Compromise (54:00) Connecting with Brad and Exploring ChooseFI Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#1: Travel pro Leigh Rowan joins Chris to discuss the travel hacks you need for your next trip, including getting the best prices on flights and hotels, having authentic local experiences and not getting ripped off changing money. Leigh Rowan (@leighrowan) is a serious travel hacker. He is the founder and CEO of Savanti Travel, a travel management company for executives and prior to that was the COO of The Points Guy. Full show notes at: https://allthehacks.com/travel-hacks-leigh-rowan Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Newsletter: Sign Up Leigh Rowan: Twitter | Savanti Travel Top Credit Cards and Signup Bonuses: Top Cards for 2021 | Best Signup Bonuses Best flight search tool: Google Flights Find travel advisers who might have flight/hotel deals: Virtuoso Find your airline’s seat map: SeatGuru Great deals on rental cars: Costco Airline Vacation Portals: American | Delta | United Find guides from your local library using this extension: Library Extension Free concierges from your Credit Cards: Amex | Visa | MasterCard Find a local to show you around at your destination: ShowAround Eat with a local: EatWith Do a photography session at your destination: Flytography Local guides to what's happening: TimeOut Switching to an eSIM: Verizon | AT&T | T-Mobile Offline mode to save data: Google Maps | Google Translate Phone Plans for International Travel: Google Fi Show Notes (01:40) Leigh's Travel Industry Background (03:10) Pre-Trip Planning Essentials (06:35) Optimal Choices: Cheapest or Warm Destination? (07:30) Paying: Miles vs. Cash (08:34) Airlines: Direct Booking vs. Expedia (10:11) Accessing Corporate Flight Rates (10:31) Choosing the Best International Airline (12:18) VIP Treatment & Rental Assurance (14:16) Navigating Costco Travel Deals (15:48) Flexibility with COVID Flight Policies (16:26) Google Flights Search Tips (17:05) Effective Hotel Search Techniques (18:58) Tripadvisor Plus: Worth the Cost? (20:48) Hotel Booking Impact on Experience (22:43) Hotel Perks & Upgrades Strategy (25:09) Importance of Hotel Communication (25:30) Trusting Hotel Concierge for Food (26:52) Securing Best Vacation Home Prices (28:49) Early Food Tours: Arrival Advantage (29:40) Additional Trip Planning Insights (32:00) Unconventional Guidebook-Free Experiences (33:31) Unveiling Destination Management Companies (34:14) Souvenir Idea: Travel Photography (34:47) Credit Card Concierge Insights (36:44) Credit Card Concierge Services Assessment (38:58) Finding Great Food & Avoiding Tourist Traps (42:33) Safest & Cheapest Travel Cash Methods (44:20) Handling Local Currency After Your Trip (45:40) Avoiding a Bank Travel Scam (47:37) Getting Local Cell Service or Data (48:55) Phone Preparation for Travel (50:53) Traveling without Main Phone/Laptop (51:48) Leigh's Upcoming Trips (52:34) Introduction to Savanti Travel Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris is a die-hard optimizer who does all the research to get the best experience in life without the expensive price tag. Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices