
AJ Bell Money & Markets
409 episodes — Page 8 of 9
Ep 59How pensions and investments have been hit by the coronavirus, Woodford refund time, everything you need to know about infrastructure investments and ISAs versus SIPPs
This week’s podcast looks at the impact of the major health incident on stocks and commodities. The team also explain why Woodford investors may not be too pleased with their first batch of income fund refunds. Dan and Laura to talk to Premier Miton fund manager James Smith about everything to do with infrastructure investments. Tom and Dan also chat about the difference between ISAs and SIPPs for people taking an income from their investments in retirement. Presented by Shares’ Editor Daniel Coatsworth, AJ Bell’s Personal Finance Analyst Laura Suter and AJ Bell’s Senior Analyst Tom Selby
Ep 58The property debate: who had it easier between baby boomers and millennials? Plus Marks & Spencer's huge problem and a top fund manager on the outlook for UK stocks.
This week’s podcast chats about getting on the housing ladder and the low number of self-employed people with pension savings. The team also consider the big challenges facing Marks & Spencer as a business and they talk to Laura Foll from Janus Henderson about why she thinks 2020 is looking good to own UK companies. Presented by AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth
Ep 57Investing in all things vegan, a big change to cash savings accounts and the UK funds that have soared since the general election
This week’s podcast explores how to invest in vegan-related companies. The team look at proposals to shake up easy access cash interest rates, and they explain why funds that invest in UK smaller companies have shone in the past month. There is also your usual update on the key movers and shakers on the stock market and the latest topical personal finance news. Presented by Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter. This week’s guest is Anna Bowes, co-founder of Savings Champion.
Ep 56Supermarkets’ Christmas battle, big tech trends, financial New Year’s resolutions and a decade of spending habits
This week we’re talking about the latest events on the stock market including how Morrisons and Sainsbury’s reported on Christmas trading and how Greggs is thriving. Discover fund managers’ favourite places in the tech space and find out how the podcast team got on with their New Year’s financial resolutions. There is also a chat about how our shopping baskets have changed over the past 10 years. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Steven Frazer, Shares’ News Editor
Ep 55The big money and markets events of the year, why Sports Direct has gone all posh and it’s festive quiz time.
The team reflect on the big news affecting savers and investors in 2019 including underperforming fund managers, the rise of ESG, divergent paths in tobacco and how billion-dollar unicorns didn’t all gallop ahead. Find out why the post-general election rally of UK stocks has gone into reverse and enjoy a lively debate about Sports Direct’s efforts to go upmarket. Finally don’t miss a fantastic quiz about Neil Woodford’s horse habits and the careers of FTSE 100 bosses among many other topics. Presented by Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter. This week’s guest is Russ Mould, Investment Director at AJ Bell.
Ep 54How the General Election result affects your money and investments
Listen to our special podcast on how stock markets reacted to the Conservative election victory and what the political party has planned for personal finances and pensions. AJ Bell Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Tom Selby, Senior Analyst at AJ Bell.
Ep 53The big personal finance changes coming to you in 2020, this year’s hot metal and is value investing back in fashion?
Discover the latest news on the UK and US stock markets, why palladium’s rally is driving theft of catalytic converters and find out how new rules could impact our wallets next year. The team also catch up with Investec fund manager Alastair Mundy to learn why he likes banking stocks and for his take on the value investing revival. Presented by Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter
Ep 52Investing in Coca-Cola, M&G’s fund problem, the changing world of property and giving money for Christmas
The team chat about the latest events on global stock markets, the challenges facing Coca-Cola and why M&G has suspended dealing in one of its funds. They also bring in a property expert to explain how commercial landlords are coping with struggling tenants and why there are still bright spots in the property market. Presented by AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth. This week’s guest is James Woodard, a director at property consultant Hartnell Taylor Cook.
Ep 51Using a Lifetime ISA to help buy a house, the great fund liquidity debate and clampdown on mini bonds
This week the team answer your first-time buyer questions and how to get more from Lifetime ISAs. They talk about whether you should be worried about liquidity in investment funds and why you may see fewer adverts for mini bonds. There is also an update on the UK and US stock markets and a look at the key movers and shakers. Presented by Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter. This week’s guest is Ryan Hughes from AJ Bell’s investment team.
Ep 50NHS pension breakthrough, best and worst performing retail shares, Fevertree’s ups and downs, VCT season and the National Lottery’s big birthday
The podcast explains why doctors are smiling about their pensions, how investors could have made or lost a lot of money on retailers, and why Fevertree’s shares have just experienced a very unusual movement. The team also explain why venture capital trusts are growing in popularity and they celebrate 25 years of the National Lottery. AJ Bell Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Tom Selby, Senior Analyst at AJ Bell.
Ep 49Investing in gold, betting on stocks, the Singles Day and Black Friday phenomena, and solving money problems with a financial life coach
Dan and Laura discuss how investors have piled into gold tracker funds, only for the metal price to then drop. They also examine a new high-risk way of seeking turbo-charged returns from certain stocks. The team chat about the phenomena of Singles Day, Black Friday and other major sales events. And don’t miss an interview with financial life coach Simonne Gnessen about the benefits of talking about money. Presented by Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter
Ep 48PPI windfalls, the challenges facing McDonald’s and secret savings
This week Laura and Dan talk about how to use any windfall from PPI compensation claims to boost your savings and investment or reduce your debt. They discuss the sacking of McDonald’s boss and how that might impact the fast food company’s growth plans. And they talk to financial adviser Anna Sofat about how a large number of people don’t tell their partner about their secret savings. Presented by AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth
Ep 47How the general election could impact your finances, improving financial education in schools and the US stock market hits new record high
Don’t miss this bumper podcast where Dan and Tom discuss the potential impact of a Conservative or Labour election victory on your money. Find out what’s driving the US market to a new high and discover the lengths one investor is going to shame a company. The big debate in this week’s podcast is children’s attitude to money and how schools need to improve financial education. We’re joined by 11-year-old Daisy who gives her thoughts on saving and spending, and Carl Clark from charity MyBnk explains how schools and parents can get more involved in teaching children essential money management skills. Presented by Shares’ Editor Daniel Coatsworth and AJ Bell’s Senior Analyst Tom Selby
Ep 46How to talk to your partner about money, and pay rises for pensioners
This week we talk to a counsellor about how to talk to your partner about your finances - without it turning into an argument and why pensioners are getting a pay rise next year. AJ Bell’s Personal Finance Analyst Laura Suter and AJ Bell’s Senior Analyst Tom Selby are joined by Peter Saddington, Counsellor at Relate.
Ep 45Woodford’s dramatic 24 hours, soaring UK stocks and how people spend their pension money
Don’t miss Laura and Dan on how fund manager Neil Woodford’s empire has crumbled. They explain what the latest twists mean for investors in his funds and when they might be able to get their money back. They also debate what the future could hold for him. Discover why we’ve just had a preview for how stocks could behave on a better-than-expected Brexit outcome. And find out how we’re all spending our money in retirement with the result of a fascinating study into pensions. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell Senior Technical Consultant Rachel Vahey
Ep 44The Greta Thunberg approach to investing, Barclays’ beef with the Post Office and first year joy for Fundsmith’s Smithson
This week the team debate why everyone is talking about ethical investing opportunities (and why this also falls under the labels of environmental, ESG and sustainability). Discover why Barclays has come under fire for its anti-Post Office plans and check out the secrets of the Fundsmith display cabinet in our visit to meet Smithson’s fund managers. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Chris Foster, an Investment Manager at fund group Liontrust.
Ep 43How Brexit could impact your investments, attitudes to risk, new twist on fund suspensions and Peloton’s stock market flop
This week the team look at how different Brexit scenarios could impact stocks and shares. Find out how financial advisers determine someone’s risk appetite and how that relates to spending and investing money. Discover new proposals which could see an increase in the number of funds being suspended; and find out why Peloton’s shares have pedalled backwards on the stock market. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined by Anna Sofat, founder of Addidi Wealth
Ep 42Thomas Cook collapse, lack of new investment trusts, savings accounts that pay zilch and a cheeky way to make money from Monzo
Welcome to season 2 of the podcast with a bumper episode on all things money and markets-related. The team chat about the demise of Thomas Cook and what it means for shareholders and customers. Find out why so few investment trusts have joined the stock market this year; and discover the savings accounts paying you next to nothing. We also have a great story about an entrepreneurial person cashing in on Monzo’s popularity. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Annabel Brodie-Smith, Communications Director at the Association of Investment Companies.
Ep 41Takeovers galore, the rush out of absolute return funds and a summer money and markets quiz
This week’s podcast discusses the latest wave of mergers and acquisitions and why it is happening. The team chat about the mass exodus from the once-popular absolute return funds; and there is a fun summer quiz about personal finance and stock market activity (plus a tough one about counting baked beans). AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Simon Molica, Fund Manager at AJ Bell
Ep 40What Boris means for your money, warning signs with property bonds, and why paper receipts could be history
This week’s podcast discusses how the UK’s new Prime Minister could affect your investments and personal finances. It asks whether the yields on property bonds are too good to be true. And the team debate the relevance of Wetherspoon scrapping receipts. Shares’ Editor Daniel Coatsworth and AJ Bell Personal Finance Analyst Laura Suter are joined by Russ Mould, Investment Director at AJ Bell
Ep 39How to invest money for your children, why you should pay attention to directors dealing in their shares and the latest fund manager departure.
This week’s podcast discusses ways to help your children financially, the market signals sent by director share buys and sells, and what happens if your fund manager leaves. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Lisa Webster, Senior Technical Consultant at AJ Bell
Ep 38Best buy lists, finding financial happiness, credit deserts and postal savings rates
This week’s podcast discusses the thorny issue of investment best buy lists, a new book helping you make peace with your wallet, UK debt issues, and why there is still hope for savers who prefer postal accounts. Shares Editor Daniel Coatsworth and AJ Bell Personal Finance Analyst Laura Suter are joined by Andy Bell, Chief Executive of AJ Bell
Ep 37The best and worst performing shares this year, planning a tidy death, investing for a house deposit and the most popular job searches.
The team chat about the FTSE 350 shares that have made the most money for investors, why power of attorney is very important, and whether it is important to take a view on the property market when saving up for a house. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Charlene Young, Senior Technical Consultant at AJ Bell.
Ep 36New investment fund format, loss-making billion pound companies, pension transfer probe and pricey London
This week’s podcast looks at the proposal for a new type of fund which could lock your money up for longer and why investors are happy to own highly valued companies that don’t make a profit. The team also discuss actions by the regulator on transferring out of defined benefit pensions, and the very high cost of renting in London rents AJ Bell Personal Finance Analyst Laura Suter and Shares Editor Daniel Coatsworth are joined by Tom Selby, Senior Analyst at AJ Bell.
Ep 35Gaming boom, fund managers cutting fees, how Fevertree hit the big time, and Saga’s radical cash savings change
This week’s podcast looks at money habits connected to playing video games and why M&G is slashing fees. The team chat about how investors made nearly 29 times their money in Fevertree shares, and why Saga has struck a deal with a best-buy savings account provider. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by Shares’ News Editor Steven Frazer
Ep 34Big changes to overdraft fees, robots saving retail, FTSE 100 stocks with falling earnings and football as an investment
The team talk about how consumers could get a better deal with overdrafts, how robots and AI are giving hope to the retail sector, and some surprising stats on the UK’s largest companies. The podcast also chats about how a lower-league football club is selling shares to help it hit the big time. AJ Bell Personal Finance Analyst Laura Suter and Shares Editor Daniel Coatsworth are joined by Ian Conway, Senior Reporter at Shares.
Ep 33Making sense of the Woodford fund suspension, how to teach your kids about money and a clampdown on peer-to-peer lending
This week’s podcast explains how Neil Woodford has become front page news and what could happen next for investors in his funds. The team also discuss a new financial education initiative and why the regulator is getting tougher on P2P lending in a bid to protect inexperienced investors. AJ Bell Personal Finance Analyst Laura Suter and Shares Editor Daniel Coatsworth are joined by AJ Bell fund expert Ryan Hughes.
Ep 32Bank scams, fund managers saying sorry and how to spend your cash in retirement
This week we avoid all talk of elections and instead talk about bank scams, how you’ll spend money when you’re retired and discuss star fund manager Terry Smith taking a step back. AJ Bell’s Personal Finance Analyst Laura Suter and Tom Selby, Senior Analyst are joined by Ryan Hughes, Head of Active Portfolios at AJ Bell.
Ep 31How to quiz an investment trust manager, hidden fund fees and everything you need to know about shorting stocks
This week’s podcast debates the big questions to ask someone running an investment trust and why funds often cost more than you think. It also explains the concept of shorting, how it works and its pros and cons. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined by Simon Molica, Fund Manager at AJ Bell.
Ep 30Unloved income stocks, how the trade war is impacting investors, and a new fund that pays you to own it
This week’s podcast looks at Vodafone’s dividend cut and how investors are going off many large cap stocks historically bought as sources of income. It also debates the latest twist in the US/China trade war saga and how it has impacted investors. And the team discuss how a new fund has turned the charging model on its head by paying investors to it. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by AJ Bell Investment Director Russ Mould
Ep 29Investing in Uber and Beyond Meat, buying overseas-listed shares, and how to plan your dividend calendar
This week’s podcast looks at the booming market for companies listing in the US, the key points to consider when investing in overseas-listed shares, how a new service lets you see when investment trusts pay dividends, and why a new reports thinks we shouldn’t work full time until we’re 40. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Annabel Brodie-Smith, communications director at the Association of Investment Companies.
Ep 28Saving money on holiday, understanding tracker funds, why Google is lagging Amazon, and the future of 1p coins
The podcast this week discusses the best ways to manage your money on holiday, the difference between an ETF and a tracker fund, how cracks are appearing in Google’s efforts to compete with Amazon, and why 1p and 2p coins will be sticking around for a bit longer. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Steven Frazer, Shares’ News Editor.
Ep 27Mortgage alarm bells, Monzo moves into investments, rising life expectancy and the competition watchdog gets tough
This week’s podcast looks at a new mortgage product which lets you withdraw cash, why Monzo is planning to offer investment products, the implications of living longer on your retirement plans, and why a growing number of companies are feeling the heat from the UK competition authority. Shares’ Editor Daniel Coatsworth and AJ Bell’s Senior Analyst Tom Selby are joined this week by Financial Times journalist Kate Beioley
Ep 26The hidden cost of Brexit, how fund managers hide information, pension charges and leisure sector winners and losers
This week’s podcast talks about the knock-on effects of a distracted Government on various money-related initiatives, and why it is hard to find out exactly what’s in an investment fund’s portfolio. We also talk about the real cost of taking money out of your pension and the latest trends in the leisure sector affecting pubs, restaurants, bowling companies and cinemas. Shares’ Editor Daniel Coatsworth and AJ Bell’s Senior Analyst Tom Selby are joined this week by Freelance Journalist Holly Black.
Ep 25Dwindling brand loyalty, NHS pensions crisis, demand for gold, and bizarre business pairings
This week we look at Saga’s loyalty problem and why pension issues are driving doctors to early retirement. We also discuss the resurgence in gold demand and dive into the world of conglomerates where large companies own businesses that don’t seem to fit well together. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by Sam Brodbeck, Deputy Personal Finance Editor at The Telegraph.
Ep 24Stock market performance in the first quarter of 2019, why fraud is being ignored and why Lyft’s stock market debut has reignited the dual-class share debate
This week’s podcast looks at the latest twist in Superdry’s boardroom drama and how stock markets and industry sectors have performed in the first three months of the year. We also discuss why fraud victims are being let down and explain why Lyft’s IPO has angered some people as new investors don’t have the same voting rights as the founders. AJ Bell’s Personal Finance Analyst, Laura Suter and Shares’ Editor, Daniel Coatsworth are joined this week by Steven Frazer, News Editor at Shares.
Ep 23Breaking up the tech giants, the rise of challenger banks, 40 year mortgages and how the new tax year will affect your finances
We explain why Amazon, Google and Facebook are in the firing line, discover whether challenger banks have been a success or not, learn why banks are extending mortgage lengths and find out about the main changes to taxes, pensions and more in the new tax year. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by Shares’ Senior Reporter Ian Conway.
Ep 22ISA special: nervous investors, understanding Innovative Finance ISAs, growing rates on children’s accounts and a special quiz
This week’s podcast is dedicated to using an ISA. We discuss why many people are holding off from investing at present. Learn about the pros and cons of using the Innovative Finance ISA and why high rates comes with a big warning sign. We also chat about Lifetime ISAs and how much risk you may want to take with children’s savings. Finally, don’t miss this week’s quiz on all things ISA-related. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Senior Analyst Tom Selby. We discuss Lifetime ISAs, so please remember that you may miss out on employer contributions if you opt out of a workplace pension to save into Lifetime ISA. It may also affect your future entitlement to mean-tested benefits.
Ep 21Woodford fund goes asset swapping, Norway dumps oil, using shares to benefit charity and looking inside the inflation basket
This week we explain why star fund manager Neil Woodford has been shifting things around, we explain why Norway’s oil investment decisions are part of a broader environment, social and governance trend, learn how to donate shares to charity and discover why we’re shunning envelopes in favour of popcorn (and how that relates to money). Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by AJ Bell head of active portfolios Ryan Hughes.
Ep 20How to become a millionaire, new excuses for poor corporate earnings and choices for taking tax-free pension cash
This week’s podcast explains how saving as little as £78 a month can make you a millionaire, the comedy excuses that companies give for poor results and whether you should take your tax-free pension cash now or wait until later. There is also a bonus quiz to test your knowledge on state pensions. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Senior Analyst Tom Selby.
Ep 19How investors behave, a neat way to organise your portfolio and forecasting future returns
This bumper edition of the podcast explains why your inbuilt traits could be damaging your wealth, a simple way to spring clean your portfolio, the outlook for investing in shares and new data that shows what age you reach certain milestones. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by AJ Bell Fund Manager Simon Molica.
Ep 18Robots managing your money, university tuition fees and mini bonds
This week’s podcast looks at the rise of automated investment services called robo advice. You can also enjoy a debate on tuition fees and student loans, and discover why there is a big catch with investing in mini bonds. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Chief Executive Andy Bell.
Ep 17Pension fund mismanagement, share buybacks, saving up for university fees and cash machine troubles
It’s a bumper podcast with the team talking about seven-year jail terms for executives who recklessly mismanage pension funds. The podcast also debates the pros and cons of share buybacks and it discusses various savings plans to help pay for university. You can also discover why cash machines are disappearing from parts of the UK. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Senior Analyst Tom Selby.
Ep 16Investment scams, stocks and funds that are less exposed to market movements, and the importance of manufacturing data.
This week we look at shocking figures on investment scams, investments that are uncorrelated to the market, why you should pay close attention to PMI data, a surprise outcome for a shopping centre sale, and an ice cream money making scheme. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Shares’ Senior Reporter Ian Conway.
Ep 15Behind the scenes of floating AJ Bell on the stock market, what we all spend money on and the safe-haven funds failing to deliver
This week features a guest appearance by AJ Bell’s chief executive Andy Bell on listing his company on the stock market. The podcast also talks about how families spend their money and why a certain type of investment fund has left investors fuming. Money & Markets is presented by AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth.
Ep 14Activist investors, mortgage prisoners, income risks with utility investments and spotting Amazon price anomalies
It’s a bumper podcast with insight into investors trying to shake up companies, the perils of coming off fixed-rate mortgage deals, troubles with energy companies and a neat way to pounce on Amazon bargains. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Shares’ News Editor Steven Frazer.
Ep 13Brexit impact on stocks and currencies, a dive into property funds and understanding why shares can fall on good news.
We discuss how markets are reacting to the latest twist in the Brexit saga, why the type of property fund matters when looking for real estate investments, and why shares don’t always behave as you expect them to do on news announcements. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Kevin Doran, Managing Director of AJ Bell Investments.
Ep 12How to start investing, financial advice charges, using cash back to boost savings, and personal finance goals for 2019.
We’re back with five points to consider when you first start investing, potential changes to how people pay for advice about transferring pensions, a guide to using cash back sites to earn extra money, and our presenters discuss their new year’s financial resolutions. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Senior Analyst Tom Selby.
Ep 11New retail sector woes, personal finance outlook, market trends to watch in 2019 and reasons to be optimistic
This week we discuss how high street problems have spread to the online shopping sector, the problems with discounting, forthcoming changes to tax and pension rules, the cost of commuting, corporate debt concerns and five reasons to be positive about 2019. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Investment Director Russ Mould.
Ep 10Markets in 2018, best and worst performing shares and funds, pension dashboards and the 1p savings challenge
Listen to the podcast to discover which stock markets around the world rewarded investors, the stocks and funds sitting at the top and bottom of the charts, why you could soon see all your pensions in a single place, and why you need a shoe box and a handful of pennies to kick-start a fun savings exercise. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Senior Analyst Tom Selby.