Accredited Income Property Investment Specialist (AIPIS)

Investment Counselor Adam talks with one of the network's lenders about what rates are available for investors, what's been driving the slowly rising rates, whether it's worth it to pay points on your loan, and more. Key Takeaways: [1:08] Rates are higher than they were 4 months ago, but where are they historically? [6:32] What will happen to rates if the 7% limit is removed? [8:21] Today's mortgage rates for a 200,000 property [11:04] What breakeven is considered good for paying points on your loan? [13:23] Does it make sense to put 15% down? Website: www.JasonHartman.com/Properties

Interest rates have increased since the start of the year, a lot of commodities that go into building a house have increased in price since the beginning of the year, so what's an investor to do? Jason Hartman and Adam touch on these topics and also finish up their question and answer session with the live stream audience. Website: www.JasonHartman.com/Properties www.JasonHartman.com/Ask

This housing market has a lot of investors scared that we are at dangerous levels. But the fundamentals are in place for not just the current situation but for a continuous boom. Jason Hartman and Adam look at the housing market today, whether it can be slowed down by rising rates, why the lumber prices are soaring, and answer listener questions. Website: www.JasonHartman.com/Properties www.JasonHartman.com/Ask

There are many different ways to invest your money. What's the difference between things like REITs and simply purchasing a single family rental? Both of them are, technically, investing in real estate, but only one of them gives you a multi-dimensional asset that you can control. Jason Hartman dives into the two investments to see the pros and cons of each. Website: www.JasonHartman.com/Properties

Jason Hartman talks with Jarrett Gross about 3D printed homes. How close to reality are they? Can you really get them for $10,000? Will it completely disrupt the housing market? Listen in as the two explore what's currently being printed, and what's in store. Key Takeaways: [3:12] The $10,000 printed home is a myth [9:18] What do 3D printed homes mean to the real estate industry? [13:16] Google search trends for 3D printing have held a sustained spike recently [16:25] One Colorado company is making 3D printed mud huts that are surprisingly strong and surprisingly cheap [23:08] Many builders tent their build to better the quality [28:59] 3D printing could be important to building in space [33:29] How far off are commercially viable homes? [36:49] There are 2 components to every real estate deal Websites: www.Automate.construction

Chad Hewitt appropriately and humorously likens his scaffolding business to a short-term rental property. This Rich Dad, Poor Dad inspired investor shares his real estate story with the Hartman Network. Key Takeaways: [1:15] Owns a scaffolding business is quite similar to owning a short term rental company. [2:10] Triple net leases simply mean that all expenses pass through to the tenant. [3:30] Originally inspired by Rich Dad, Poor Dad. [7:00] Triple net vs. individual residential real estate. [11:20] Anyone with a decent paying job can get past the 16k barrier to entry. [14:00] Income property is the most tax-favored asset in America because you can depreciate it. [20:30] With a 1031-exchange, you don't need to do the recapture when you sell a home. [25:00] Because of the Green New Deal, the cost to develop your average apartment complex is going to go up. Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

You don't need a booming housing industry to make money, just a good strategy. Ken poses the question, when the dust settles, which businesses will still be standing, and where will the concentration of people be? Jason Hartman predicts a strain on the housing supply in the not-so-distant future as he postulates that few will be incentivized to get rid of a home loan with such historically low-interest rates. Key Takeaways: [2:00] How much has life changed in the recent 10, 20 years? [3:30] The tech companies are likely to be broken up. [5:00] You can make money in any environment if you adjust your strategy. [10:00] Ken's tips on how to find deals and evaluate them. [16:40] Definite move from retail to housing. [22:00] There is obvious truth of an asset shortage - as in bidding against 45 other buyers. [31:10] City/State revenue comes from Taxpayers. There is a potential for cities to file bankruptcy. [37:45] The bubble 'should've popped' already, but 'they' can keep kicking the can down the road. [41:25] "I still think there is going to be a crash; it's just being propped up with money which is going to create inflation." -McElroy [43:20] Jason predicts a future strain on housing supply because of so many home purchases with historically the lowest interest rates ever. Websites: JasonHartman.com 1-800-HARTMAN kenmcelroy.com/jasonhartman

David Richter, Founder of Simple CFO Solutions and the world's biggest fan of the profit first methodology, talks with Jason Hartman. David takes the listener through his basic steps in his approach of profit first. This system has been discussed in many books but has yet to have been detailed in this step-by-step, modern approach. Key Takeaways: [2:00] What is profit first, and what is the big deal? [3:00] What is the envelope system? [7:00] Sales minus profits equal expenses. [10:00] Does Donald Trump use the profit first system? [14:15] How do you set a profit goal? Websites: JasonHartman.com 1-800-HARTMAN simplecfosolutions.com profitfirstrei.net

Jason Hartman talks with Jim Richards, author of The New Great Depression. Jim shares his discoveries about the lockdown, the stock market's influence, and asset bubbles vs. asset inflation. Jim Rickard's Book: The New Great Depression Key Takeaways: [3:20] You cannot understand The New Great Depression without looking into the pandemic. [4:00] "What I discovered was that the scientists don't agree with each other." [10:25] Have the lockdowns killed more people than they have saved? [16:00] The stock market no longer bears any relation to the real economy. [20:00] Did the lockdown cause a pent up demand? [24:00] Asset bubbles or asset inflation? [25:35] What causes inflation? [28:45] Your Keynesian multiplier works up to a debt to GDP ratio of about 90%. [33:20] Why buy gold and silver if you're not afraid of inflation? [36:25] Bitcoin, will it ever have a chance of being a global currency or taking over the dollar? [44:00] Millions of people are migrating out of major cities; where are they going? Websites: jamesrickardsproject.com/ jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Vince Ellison joins Jason Hartman to discuss his book, dubbed one of the most important books since 1619. Vince shares how the democratic party has made black Americans dependent on government and discouraged them from being dependent on God. Vince further defines The Iron Triangle and its role. Vince also discusses the infiltration of communism and Marxism in the black church. Books: The Iron Triangle: Inside the Liberal Democrat Plan to Use Race to Divide Christians and America in their Quest for Power and How We Can Defeat Them by Vince Ellison Key Takeaways: [5:30] If you want to control a segment of the population, you make them dependent. [8:10] Has welfare further perpetuated some problems? [12:25] What are the three sides of The Iron Triangle? [13:00] Vince speaks on communism and Marxism, infiltrating the black church. [16:15] "How can you pull yourself up by your bootstraps when you don't have boots?" Ellison reiterates M.L.K. Jr. Websites: irontrianglebook.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Investment Counselor Adam talks to one of the lenders in the Jason Hartman network about what's going on with interest rates these days. People are locking rates below 3.5% on properties $100,000 and up! With rates being at a historic low, what is the timeline on closing a deal? Website: www.JasonHartman.com/Properties

New Year, New Goals, Same proven asset class! Jason Hartman invites you to celebrate with him another fantastic year of prosperity for all real estate investors practicing some of Hartman's proven investment techniques. Following the celebration, we must look for the "what next" plan or goal. How do you build your goals? Do you write them down? Do you create realistically achievable goals? Contest: jasonhartman.com/contest Key Takeaways: [1:30] Let's celebrate our prosperous year of 2020 and look forward to another great one to follow. [5:00] The Hartman Stimulus Payment CONTEST [8:45] Be a self-sufficient person. [10:00] 80% of Americans do not have goals, and even fewer have written them down. [10:40 New Years' Resolutions are so cliche. [12:15] A goal should be just out of reach but not out of sight. [15:20] The Winner of the 5-Year Plan Video Contest [15:40] Winner, Michelle, laid out how she and her family intend to achieve their income property goals. [21:20] It's the kind of person we become just by trying. [22:00] SMART Goals [23:00] Smartsheet from monday.com [26:50] Balance out your portfolio. Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Bob Pinnegar, CAE, is the President and Chief Executive Officer of the National Apartment Association (NAA), the leading voice and premier resource for the rental housing industry. Jason Hartman interview Bob Pinnegar to discuss real eviction numbers and the possible expansion of Section-8. How have construction costs made it impossible to build new starter homes? How will the US residential and commercial picture change? Will it merge? Or will it move away from all norms? Key Takeaways: [2:25] Have there been evictions, have there been non-payment issues? [7:00] Will we see an expansion of Section-8, or a newer rental assistance program, or possibly UBI? [11:00] 70 Billion in unpaid rent is expected, but what is the standard for unpaid rent? [13:30] The construction costs make housing affordability impossible to build. [16:30] Our refusal to deal with housing problems has caused a change in urban communities. [19:00] Will major urban areas continue to have mass appeal? [20:00] Shopping malls have been redesigned into a lifestyle center? [21:20] Rental housing will still be largely in demand. Websites: naahq.org jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman discusses the 12 days of Christmas with one caveat: inflation adjustments! First, let us all rediscover the true meaning of Inflation. This year, Inflation for the 12 days of Christmas has some peculiar changes, thanks largely to social distancing. Will we get a second stimulus? If so, how much will it be? Does your investment produce income? If not - it's probably not an investment. Contest TWO Winners: $500 Make a video: Tell us about your real estate and investing goals, health, fitness, etc. jasonhartman.com/contest Key Takeaways: [1:20] Inflation, one of the economic maladies. [3:10] What's the average US home price, not the median home price? [5:30] What will happen with this second pandemic stimulus? [9:40] Inflation, Inflation, Inflation! [10:00] What's the difference between Real and Nominal, Price, and Value? [16:20] For 37 years, PNC has been indexing the 12 days of Christmas. [20:00] The Inflation starting with a partridge in a pear tree. [25:25] Five golden rings or six geese a-laying? [31:50] No inflation on nine ladies dancing; it's not even available. [33:00] Are we all going to end up being germaphobes? [38:00] Some Q&A from live viewers. [39:00] What's double arbitrage? [40:30] If it doesn't produce income, can it be called an investment? Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks with Dan Ferris, the editor of Extreme Value and host of the Stansberry Investor Hour Podcast. Dan and Jason speak on subjects ranging from the broad economy to some of the conspiracy theories that might be ignored a little too much. Understanding the government's role in the shifting economy and what the Fed is doing with each dollar can help one understand whether or not we are in a bubble. As well, how long can the stimulus work before it has no effect? Land, gold, and art OR stocks, bonds, and cash? "You need to learn to preserve wealth outside the financial system," Ferris said. Ferris and Hartman go in-depth discussing diversification and its importance versus playing it safe with multi-dimensional assets. Inflation, don't predict it, prepare for it. Key Takeaways: [2:00] Would our founding fathers have been called "conspiracy theorists with tin foil hats?" [5:00] The government wins every election. [6:00] Where is the economy going? [7:45] The Fed doesn't buy securities because they are saving up for retirement. [11:15] Why might the stimulus stop working so efficiently? [15:00] "This is the most insanely overvalued market in all of history." - Ferris [18:00] Nit-picking on Warren Buffet. Dan Ferris [21:00] Let's talk about Bitcoin, Gold, and Silver. [23:10] "Bitcoin is the hardest currency on Earth." - Ferris [30:00] Bitcoin, is 11 years long enough for people to start accepting it for commerce? [32:45] Inflation is coming! [34:00] Will there be a great reset? [35:00] Don't predict, prepare. [36:45] Land, gold, and art OR stocks, bonds, and cash? Websites: investorhour.com stansberryresearch.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman invites you all to put on your tinfoil hats in preparation for this interview with George Gammon exploring some topics often considered economic conspiracy theories. George, a regular visitor on our show, brings you some unsettling details outlining the great reset and the repo market. How are communism and capitalism connected? How far will artificial intelligence infiltrate into our every day lives? In part two of this discussion, George Gammon talks with Jason Hartman, further illustrating some of the truth behind global conspiracies. George states that more data produced by the free market capitalist economy is needed to understand and accurately control pricing. What are we trading for green energy? Key Takeaways: [2:15] Let's put on our tinfoil hats for a moment. [3:30] What is the repo market? [9:40] "A trillion a day keeps the economic consequences away." -Jason [11:40] This great reset has been talked about since 2016 or earlier. Conspiracy theory? [14:15] EVERYTHING shall feed into the central computers. [17:45] George goes deep into artificial intelligence. [21:00] Is communism the next stage of capitalism? [23:00] Big government is great for the inner circle. [24:15] Price signals help you allocate resources efficiently. [25:30] We need all of the data that is produced by the free-market capitalist economy. [26:10] George explains the benefits of a central bank digital currency. [28:50] The digital currency that wins the game is the one backed by the government. [31:00] The possibility of digital currency backed by the government puts an overwhelming amount of control into the government's hands. [34:30] People generally revolt against their inability to eat, not having freedom stripped away. [37:40] Is there a chance that we can sustain our current lifestyle if we move to green energy? [39:45] Is green energy a trade-off or a solution? [43:45] How can we compare today to how unemployment was measured during the great depression? [46:00] Own a little gold, maybe some bitcoin, definitely have a 30 year fixed mortgage. Websites: georgegammon.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jenna Weinerman, VP of Marketing from updater.com, joins Jason Hartman to share some facts and figures on Americans' move out of big cities. Updater is an app that helps to complete all of the peoples' moving-related tasks. This app has a lot of moving data collected from real estate businesses across the US. Key Takeaways: [2:00] What is Updater? She is the VP of Marketing - Updater helps to complete all of the peoples' moving-related tasks. [3:00] With Updater, they can survey one-third of the market. [5:00] Jenna explains the difference between moving and a relocation event in terms of the pandemic. [6:45] Is there support for the anecdotal evidence that people are moving mid-pandemic? [9:45] Bidding wars across the country with this unusually long real estate season. [11:00] Zoom fatigue. But the tech is there to work from home. [11:45] Three more national moving trends starting with: the distance that someone moved. [14:45] Why did mobility spike? Why are people moving in this period? [15:15] Are people leaving the city? [18:30] Warm southwest climates are receiving more new residents. [23:00] You can't always take data at face value. [24:00] Discussing net loss. [28:30] What cities are making headlines and why? The Covid-19 Effect on NYC [29:45] San Franciscans liked to stay in California, while NYC residents likely left the state. [33:25] Jenna continues to break down where people that fled ended up. [35:15] Where did San Franciscans go? … besides California, Texas! [40:00] Where are Boston and Vegas residents going? [43:00] A lot of people are moving to Denver, CO. Where are they coming from? [47:30] What should our country expect moving forward? [52:00] If there were ever a time to purchase a home, now is it! Websites: updater.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Rick Sharga, Executive Vice President of Marketing at RealtyTrac, talks with Jason Hartman about forbearances and foreclosures. Does one lead to the other, and how will this differ from the great recession? How has COVID-19 changed how millennials approach renting vs. buying? Rick Sharga also distinguishes between foreclosures and opportunities. Rick also gives an excellent insight into every sector of what he thinks is to be expected in the commercial real estate market. Key Takeaways: [1:00] Everyone is asking, "is Covid going to cause a housing crash?" [2:00] Covid has not slowed down the housing market even a little bit. [3:45] The pandemic accelerated millennials' trend to stop as urban renters and move to a place of homeownership. [10:30] The 2006 median price home was $650 more expensive than the median price home today, adjusted for interest rates and inflation. [12:00] Rick distinguishes between foreclosures and opportunities. [18:00] Will 3 million in forbearance programs end up in foreclosures? [21:00] What happens when all of these loans come out of forbearance? [26:45] Discussing California's new law that the institutional buyer cannot buy foreclosures. [28:45] We already see a higher number of commercial foreclosure properties popping up. [30:00] Rick breaks down his expectations for each sector of the commercial real estate environment. [33:30] One of the most significant shortages in housing is in the low price tiers. Here's why. Websites: RealtyTrac.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks with Barry Zigas, Senior Fellow at Consumer Federation of America. Barry shares a brief, descriptive history lesson on how Fannie Mae and Freddie Mac came to be. Barry and Jason discuss the low and middle-income housing crisis and what factors contribute to homeownership rates. Barry Zigas joins Jason Hartman to discuss student loans compared to home loans. Is this similar to a problem we've seen in the recent past? How does the shortage of affordable new homes drive inflation? Key Takeaways: [1:00] Fannie Mae and Freddie Mac were both created by acts of congress. [4:30] Is the Fannie Mae/Freddie Mac mission to increase homeownership? [6:20] Let's talk about global home ownership comparisons. [11:00] What factors contribute to homeownership rates? [12:15] There's still discrimination in the mortgage markets. [14:30] Redlining is a term defined as a percentage of non-white people living in a community. [16:45] How much of the community reinvestment act is to blame for the great recession? [21:00] Student loans compared to home loans, is this a perpetual problem? [24:00] There's a tremendous shortage of affordable new homes to buy, which is part of what's driving inflation. [27:20] San Francisco, what caused its high prices throughout history, and will that change from COVID-19? [34:00] COVID-19 has employment implications, which will translate to housing implications. Websites: zigasassociates.com consumerfed.org JasonHartman.com 1-800-HARTMAN

Jason Hartman is joined today by Robert Spencer, author of Rating America's Presidents, An America-First Look at Who Is Best, Who Is Overrated, and Who Was A Disaster. This book is a non-partisan analysis of the US President's performance in office. Jason and Robert discuss sociological changes in the US and harsh rhetoric from either party. Will the US re-elect Trump, if so, will he be the last Republican President? Key Takeaways: [1:40] This is not a republican or democratic book; this book is America First! [3:00] Are the left "for the people" or for big government? [8:00] "With the truth about history, we can reclaim the public discourse." -Spencer [14:20] If Trump wins reelection, where will the US be in 4 years? [16:25] Will Trump be the last Republican President? [20:00] Rating US Presidents, example: Woodrow Wilson. [23:00] One of the recipes for being a good US President is…? Websites: jihadwatch.org PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Clear some confusion about tax strategy, and gain some added tricks of the trade by listening to this interview. Jason Hartman talks with Amanda Han and Matthew MacFarland, authors of Advanced Tax Strategies for Savvy Investors. Tax laws can change every year, so it's crucial to take advantage of them as soon as you can. Learn what most investors forget to do for some of the best write-offs. Key Takeaways: [2:30] Excited to have advanced tax strategy with a focus on RE [3:00] Will we lose the 1031-Exchange with Biden in office? [8:10] Many RE investment property owners overpay on taxes because they do not view themselves as a business when it comes to their taxes. [13:40] How do I take more deprecation sooner than later, with a cost segregation study? [20:20] How do you prepare to take unlimited deductions, regardless of income - by qualifying as a real estate professional? Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman interviews Lynette Zang, Chief Market Analyst at ITM Trading, about everything monetary policy. Opening with one of Lynette's favorite charts shared from the FRED, Federal Reserve Education Department, Lynette, and Jason guide us through a discussion to clear up nominal confusion. Zang shares recent developments with FedNow and how this will affect the individual. Jason asks Lynette what she recommends we should do to protect ourselves? Lynette expresses her confidence in gold and why this is one of the three central pillars of dynastic wealth. As well, Jason and Lynette discuss inflation, the how and why of its existence, and how it's controlled. Key Takeaways: [2:30] Looking at one of Lynette's favorite charts from the FRED, Federal Reserve Education Department. [3:45] Fiat literal translation: government decree. [6:00] Nominal confusion; 'they' knew that people do not understand inflation and that they marry the legal money of the state because inflation causes nominal confusion. [9:00] What is a total financial reset? [11:10] The FedNow is about you, the individual, having an account directly linked to the Federal Reserve. [13:45] The basis of wealth is capital formation. You've got to save in order to invest. [19:00] What is Gavi, The Vaccine Alliance? [27:00] Whenever you hear the term nominal, you must understand that the truth is being hidden. [28:30] What should we be doing to protect ourselves? [29:10] Dynastic wealth is real estate, rare metals, and gold money. [31:40] Gold acts as wealth storage, holding its value over time. [33:55] Inflation is an invisible way for the government to tax you more. [35:40] Real estate inside of a reset faces two issues. [37:30] There is almost no such thing as a free and clear property? [43:30] How do negative interest rates work/exist? [51:40] What does it mean when the LIBOR goes away? Websites: ITMTrading.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Sean O'Toole joins Jason Hartman today to discuss the next foreclosure crisis? Will it happen, or where will it happen? Sean O'Toole shares his thoughts on the re-ruralization of America. They also discuss Property Radar and the data they've uncovered. Where does inflation go? Are we, the U.S.A., more susceptible to the boom or bust outcome because we are the reserve currency of the world? What is iBuyer, and is it any good? Key Takeaways: [4:30] We're not expecting a foreclosure crisis as we saw in the recession. [7:30] "I don't think we'll get back to that price drop. Price drops require a motivated seller." [10:10] Is this the re-ruralization of America? [13:30] Is this a black swan or a white swan event? (2016) [18:00] The inflation always goes to asset price inflation versus consumer inflation. [20:00] Does the U.S. being the reserve currency of the world make us more "boom and bust?" [21:00] Is modern monetary theory, MMT, a fantasy? [26:45] What is Property Radar researching? [31:00] What is iBuyer? Websites: PropertyRadar.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Todd Teta entertains the question, "how do we go from what we would've expected, to what might happen due to the impact of COVID-19?" Teta, a Chief Product and Technology Officer for ATTOM Data, talks with Jason Hartman about several ranging metrics with real estate and explains the importance of these numbers. Will this contribute to a rise in foreclosures? Key Takeaways: [2:45] What's the price of the home vs. what's the cost of the home? We're talking about the price-tag vs. the mortgage. [6:30] Where does ATTOM get their data? [8:20] What was the level of risk in March 2020 going into each market? [9:20] "406/3,007 counties comprise north of 990% of all US real estate transactions." [14:40] Foreclosures so far have been a non-issue, but we do expect this to tick up. [21:20] We are now looking back at the Great Recession, as not to repeat it. [24:20] Anecdotal evidence of people searching for suburban homes is popping up—searches like walking trails, parks, neighborhood restaurants, etc. [30:30] If foreclosures double, what will happen with home prices? [35:30] Is purchase activity well below average due to supply or demand? Websites: ATTOMdata.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Zoom Virtual Event: October 17th, 2020 Early Bird Admission: PandemicInvesting.com Get Instant access to Jason Hartman's newest report, you'll learn… The modified square root shaped recovery Understanding the rare economic malady of supply/demand shock Generational PTSD and what it means to you & society The six lifestyle mega-trends that will change the world forever And much much more! PandemicInvesting.com

Jason Hartman invites client, Adam Jackson, onto today's show to discuss how he turned 5 years of investing into 14 properties with infinite returns. Adam shares his story from listening to an audiobook, to our podcast to becoming an investor. This is all coming from a USMC vet and someone in the aerospace industry. As well, Jason and Adam discuss the global currency, the Baby-Boomer to Millennial wealth transfer. How will the Millennials treat this wealth transfer, one of the largest wealth transfers to date. Lastly, people are fleeing NYC, or upgrading their NYC apartments. Key Takeaways: [2:15] Adam shares what are his "infinite returns" on half of his portfolio. [5:00] Adam's story from reading Seven Years to Seven Figures, listening to Creating Wealth Real Estate Investing, and closing on his 14th property. All in 5 years! [10:00] Gain control of the real estate and then let it work for you. [13:00] What were the good/bad experiences in the first five years of investing? [18:00] Your worst deal was a double-digit ROI? [21:30] Some people in the income property game think they're losing when they're winning because they don't know how to do the math. [24:30] Income property investing vs. Wall St. [25:30] Where do you see the US going, from a perspective in tech and aerospace? [29:00] If not the US, who will take the place of the world's reserve currency? [32:45] The Boomer to Millennial wealth transfer. [34:00] People are fleeing NYC or upgrading their size for the same price. [36:10] Beyond property tracker, what other apps, tools, or resources do you use? Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Founder of Excelsior Capital, Brian Adams joins Jason Hartman today to discuss everything from millennials moving to the suburbs to the office market and how it's changing post-pandemic. Public transportation is likely to continue its trend downward as the car will regain popularity in need for social distancing and health. Key Takeaways: [2:30] Millennials, it's not all Brooklynn bars and avocado toast, now they are trending towards suburban areas. [7:00] Speaking on the logistical challenges of a vaccine for COVID-19 [9:15] What do you see for the office property market? [11:30] Suburban offices have a better chance of surviving the pandemic than high-density urban areas. [14:15] Companies moving more towards mothership and hub and spoke models. [15:15] Are any new deals going on in the office market? [16:00] How far through this pandemic do you think we are? [17:20] The fed and congress have been flooding the capital market system with liquidity. [21:45] Will the development of tech push non-techies into a need for UBI? [22:25] Discussing office reuse. [25:45] Inflation will more than likely hit back. [27:00] While the supply chain might be lacking, the price of construction seems to be substantially lower. Websites: ExcelsiorGP.com LinkedIn: Brian C. Adams JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks about the K-Shaped recovery. Are we moving to a smaller economy? Can Biden kill the 1031 exchange, and use those tax funds elsewhere? How will this impact every aspect of real estate surrounding investor deals? Jason interviews Chairman of Whalen Global Advisors LLC, R. Christopher Whalen. Whalen speaks on location changes of people and businesses due to Coronavirus. Not only are business locations changing, but companies have been forced to move away from the "old way" of doing business and finally adapting to innovations in technology and communication. Whalen also gives a glimpse into his recent book and discusses the fed's strategy to steer clear of deflationary times. Will we see consequences from the creation of money and bailouts? Books: Inflated, How Money & Debt Built the American Dream by R. Christopher Whalen Key Takeaways: [1:00] Jason talks about the recovery shapes: are we moving into a smaller economy? [5:00] Businesses going virtual. [9:20] Biden wants to kill the 1031 exchange. [15:00] Could Biden use the elimination of the 1031 exchange as a way of embarrassing Trump? R. Christopher Whalen [21:00] Not only are people leaving big cities, like NYC, because of COVID-19, but large companies are also looking to move so that they can relocate the people that work within them. [23:30] Coronavirus has forced businesses to move out of "the old way." [27:50] A brief history of banking, from Abraham Lincoln to present. [30:20] Before the creation of The Fed, J.P. Morgan was essentially the central bank. [32:00] Whalen breaks down how he differentiates between inflated as he puts it and inflation. [37:15] Will we see any consequences from the creation of money and bailouts? [38:00] Quantitative Easing: central banks buy government bonds or other financial assets to inject money into the economy to expand its activity. Websites: www.rcwhalen.com/ JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman speaks with Leslie Appleton-Young, vice-president and chief economist for the California Association of Realtors. Leslie brings several charts and graphs to the conversation to share some staggering movement in California's real estate. In January, 2020 was shaping up to be a knock out year, but due to the Coronavirus pandemic, we are now looking at best for a quick recovery. Leslie and Jason draw correlations between the 2008 recession and recovery to the recent, seemingly, self-imposed recession. As well, Leslie shares data to support buyer/seller trends as emotions shift from the COVID-19 impact. The question continues to go unanswered, how will malls, retail space, and hotels change post coronavirus? Key Takeaways: [7:30] Jason and Leslie discuss predictions based on the Q2 hit in 2020, ranging from a 25% - 42% decline. [9:00] The buy-side of real estate is doing well, likely because of record low interest rates, more space needed for home offices, and more space desired in quarantine times. [15:30] In January, the 2020 expectation was to be a great year based on some standard metrics. [16:20] We have not had a breakout market since the 2008 recession due to income and affordability restraints. [19:00] The virus and the government's response are two major contributing factors to set the tone for sellers and the recovery of the real estate market. [20:15] What is the general tone of California, are people staying or going? [24:45] We've seen a considerable adaptation of technology in the real estate industry. [30:00] Buyers feel a sense of urgency without expecting deals, while sellers are reluctant to lower their prices. [35:30] Jason and Leslie discuss the lack of supply and the building restrictions as one of the leading causes for a reduced amount of new homes being built. [38:00] How could malls, retail space, and hotels change into residential units for affordable housing, senior centers, or homeless shelters? [40:30] What shape will the recovery take on? V, square root, swoosh, or W? [43:00] The work-from-home order will likely be huge for housing. Websites: CAR.org JasonHartman.com/Fund JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn)

Dr. Bryan Taylor joins Jason Hartman as they rewind the clock 1,000 years to look at the history of interest rates and housing costs. The bubonic plague and the Spanish Flu have both had an impact on economics. How does this relate to Coronavirus? Living in urban areas has historically been out of necessity. Currently, technological advances have taken away the demand for living in highly populated areas. Taylor and Hartman discuss the change in housing costs as influenced by the bubonic plague 800 years ago, but how reliable is this information? Key Takeaways: [2:00] Are interest rates the lowest they've ever been in history? [3:20] Government debt explained based on the influences surrounding World War II [4:20] Did Paul Volcker make the right moves? [5:30] Are interest rates too low? What's the fallout? [8:30] Prices are being controlled mainly by a lack of demand. [12:00] Flashback 102 years to the Spanish Flu, what happened economically? [16:00] Are we to face a repeat of the roaring '20s? [20:00] Technology has solved the necessity of living in urban areas. [21:15] During the bubonic plague, 1/3 third of the population was wiped out, while the houses remained, causing the most significant housing price drop in history. [25:25] How reliable is 800-year-old data? Websites: GlobalFinancialData.com JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Dan Millman, author of The Life You Were Born To Live, is here to discuss the loneliness epidemic as well as his recent book. The question that surrounds this discussion is, "What do I want to look back on five years from now, when this is behind us?" Dan and Jason discuss the challenges of constraints but the creativity that comes from it. How will people cope with the loneliness epidemic? Key Takeaways: [0:00] Guest Dan Millman [2:45] How will people cope with the loneliness epidemic? Will coronavirus impact our interaction with technology in a positive way? [5:00] There's a huge difference between not being able to eat, and choosing not to eat. [8:00] Constraints breed creativity. [11:00] Athlete's understand the law of presence. [15:15] Are we spiritually weight lifting now? [17:45] Being at home, and less stimulated, is tuning up our RAS, reticular activating system. [19:45] "Right now humanity is going through a transformation and no one promised that it will always be pleasant." -Millman [24:00] What do I want to look back on five or ten years from now? How did I treat this period? Websites: peacefulwarrior.com

Nobody wants to live in high-density areas anymore. It's gone beyond the fear of coronavirus. Investment counselor, Doug, talks with Jason about Inflation, Inflation, Inflation. As well, Doug and Jason discuss the middle-class fiction. What is happening to our middle-class, and how can we learn to create wealth? Finally, rent is due, and residential tenants are paying, but are commercial real estate landlords having the same good fortune through pandemic times? Everyone is working from home, and most people are enjoying it. Key Takeaways: [2:30] Nobody wants to live in high-density areas anymore. It's more than just coronavirus urging persons to move to suburban areas. [5:00] We are watching the ultimate collapse of the "middle-class fiction." [9:30] The whole middle class is being hollowed out. [12:45] Rent stability seems to be almost on par with previous years. [16:00] Commercial tenants are having a much bigger problem paying rent when compared to residential tenants. [20:00] Inflation, Inflation, Inflation. [26:45] If you give the government unlimited authority to deal with the climate, it won't fix the climate. Instead, you'll have an authoritarian government with an equal or worse climate. [31:30] People can work remotely, and they like it! Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

The Mortgage Coach software was designed to help people analyze the mortgage as a part of the asset. Dave Savage and Jason Hartman walk through the four essentials that every family should know when getting into mortgage debt. This episode builds your strategy and understanding of mortgage as an investor or for your residence. Stay tuned for a quick walk-thru of refinance options and buy-downs. Key Takeaways: [2:25] Start with Why? - Simon Sinek [3:30] The four essentials that every family should know when getting into mortgage debt. [5:45] How can we become debt-free faster, or invest the difference? [9:10] Refinancing options. [13:30] Breaking apart buy-downs. [14:45] Points are just interest. You can pay interest in advance or monthly. When is it economically smart to pay points. [19:00] Go beyond the rate sheet that your loan officer gives you to calculate your wealth potential. Websites: MortgageCoach.com JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Real Estate Star, Bryan Casella joins Jason Hartman from sunny California to share tips on getting started in real estate. This interview is all about having a top producer mindset. Bryan shares his story from pro basketball to real estate broker and the tips he's learned about being on a high level of success. Bryan answers questions about what he studied to gain the knowledge and tactics he used to get ahead. Key Takeaways: [2:00] How did you go from a professional basketball player to a real estate broker? [6:00] "Getting started and door knocking was my claim to fame." - Casella [7:13] Were you prospecting in a sort of shotgun-style, or farming specific areas? [8:45] In regards to career-advancing, Casella studied the greats and got certified in hypnotism. Mind and communication versus sales and techniques. [12:00] Are you the agent concerned about the latest and greatest tech, shotgun, and sweat, or combining the two? [15:12] It's the Production versus Production Capacity balance. Websites: BryanCasella.com www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Dr. Richard D. Wolff, professor of economics and author of Understanding Marxism, joins Jason Hartman today, discussing the global economic meltdown. Wolff shares his interpretation of marxism and why he believes that is has been poorly applied. As well, Hartman and Wolff discuss capitalism in America, the perception and the reality. Wolff and Hartman discuss the disproportionate pay between CEO and workers. The CEO to worker compensation ratio has changed dramatically. Wolff states that a cooperative/directorship might work using the example of The Mondragon Corporation. Key Takeaways: [2:15] Was Karl Marx's ideas applied wrong? [8:45] "A liberal and a marxist are not the same things." [10:30] What is a Marxist? [12:45] Capitalism didn't make the break from fatalism and slavery that it thought it did. [16:45] Did any country have genuine pure marxism? [20:30] "There's a reason that a very small number of people are capitalists (entrepreneur) and a very large number of people are workers" - Wolff [20:45] How do we solve the issue of disproportionate pay between boss/worker, redistribution? [24:00] How would a company run with a representative republic, cooperative, or directorship? [25:10] Successful Co-op, The Mondragon Corporation. [31:45] What is the Yellow Vests Movement? Websites: Richard Wolff Youtube www.democracyatwork.info www.rdwolff.com 1-800-HARTMAN JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Adam Robinson is on the show today to dive deep into the collapse of a global market. It's not just about inflation and deflation; it's about understanding the collapse of the velocity of money. Now, the majority is trying to understand negative interest rates. Adam Robinson returns to the show to further his discussion with Jason about macroeconomics. A system based on radical consumption is a losing battle. How has this shaped us, and how has the coronavirus changed how we eat, dress, consume, and even view real estate? Key Takeaways: [1:00] Millennials, Gen Z, or people in the prime of their life can afford Manhattan and are looking to migrate away from high-density areas. [3:00] Are we looking at a collapse in the global economy? [9:15] What would the economy look like if everyone got a check for $100k? [13:10] Inflation and deflation aside, what we care about, is the velocity of money, which has collapsed. [15:45] With negative interest rates, we are paid to own gold. [22:10] A system based on radical consumption is a losing battle. [25:45] Let's break away for a Google/Psychology session. [31:00] Our home life has changed so much. How we eat, dress, and purchase, things have shifted because of the Stay-At-Home orders. Websites: IAmAdamRobinson.com JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Founder of BRRRRInvest.com, Adam Jason, real estate attorney and BRRRR investor, joins Jason Hartman from Medellin, Colombia to discuss some different methods of real estate investing, particularly the BRRRR method! We also dive into the online deal analysis and legal solution he has specifically-crafted for BRRRR investors! Adam points out some key differences in rehabbing a home when the expectation is set for flipping versus renting. As well, Adam shares some experience working with contractors, and what you need to do to avoid certain problems. Key Takeaways: [1:45] What does BRRRR mean? Buy, Rehab, Rent, Refinance, Repeat [3:30] What is the reason for the renewed interest in the hold concept? [5:00] The rehab market has different expectations for renting and flipping, explained by Adam. [6:30] How do you get deal flow? [10:20] What are some of the tricks of the trade for this method? [12:00] What typical problems do you see with contractors? [15:00] Working with contractors, incentives, penalties, and supply delays. [18:00] What motivated your move out of the U.S. and to Colombia? [22:30] Explain the landlord-tenant laws in Colombia. Websites: BRRRRInvest.com JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Dan Franks joins Jason today as part of a client case study. Dan is a former CPA, happy to have handed off the CPA duties to someone else as he manages his investment portfolio. As a fellow podcaster, he understands the value of information through podcasting and is here to share his story as a twelve-year listener of this show, and real estate investor. Key Takeaways: [2:30] Dan Franks, the first podcast ever listened to was Creating Wealth. Now, the Podcast Movement [8:00] How and where did you get started investing? [9:30] What got you interested in real estate, and the podcast? [12:00] What was step two for real estate investing? [17:00] When hiring an accountant, it's great to find out if they speak the lingo of someone involved in real estate investing. [20:00] How did this transform from investment to real estate business for you? [26:15] What are your goals with your real estate portfolio? Websites: Podcast Movement with Co-Founder Dan Franks JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Expert of home inspections, Kathleen Kuhn, joins Jason Hartman to share what to look for and what's most problematic in home inspections. Kathleen gives the 101 and the advanced tools needed to make sure that you get your home inspections done properly. Key Takeaways: [1:00] Always get a home inspection, learn from the best, Kathleen Kuhn. [1:30] What are some of the most common home inspection problems seen? [3:45] Roof flashing 101, and its importance. [6:15] In regards to home inspection, is there an ideal location, that is less problematic? [7:45] Do you prefer a certain construction style as far as the quality of build? [11:00] Understanding the prices of home inspections and add-on inspections. [14:00] How do you mitigate radon? [15:30] Requesting a re-inspection [18:30] How has the use of drones changed the home inspection process? Websites: JasonHartman.com/Webinar www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Banks are worried, lenders are tightening up, and the overall mortgage process has changed. Aaron Kopelson discusses with Jason Hartman, some of the biggest changes he has seen in the last few months. Key Takeaways: [1:30] One of the mortgage lenders' current biggest fears, and reason for tightening up, is an early payment default or a first payment default. [3:00] What is a jumbo loan, and what defines the limits per market? [5:00] There's no appetite from investors that want to buy mortgage-backed securities for these non-QM loans. [7:00] Real estate is a credit backed asset. When the financing starts to dry up, so do the prices. [10:00] Nobody was paid to put the breaks on and look at where we ended up (2008 recession)? [11:20] Fannie and Freddie are allowing for drive-by and desktop appraisals. [14:25] Is mortgage insurance allowed on investment properties? [18:10] V.O.E. Verification of Employment [19:45] What's an overlay? Websites: Kopelson Team awmloan.com JasonHartman.com JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Ellen Brown is today's guest here to discuss Universal Basic Income, UBI. As well, she shares some interesting details about what happens to the money when a debt is paid. How did China increase its money supply by such a large percentage in two decades? Key Takeaways: Guest: Ellen Brown, author of over a dozen books including, The Public Bank Solution, From Austerity to Prosperity [2:30] What is a postal account? [10:45] What is the end game of money spending? [12:10] Money is lent into existence. Banks create the principal but they don't create the interest, so debt always grows faster than the money supply. [15:00] The real economy is always short of money because there's a hole in the bucket that always drains into the financial economy. [16:00] What is the financialized economy? [20:20] Debt grows until it gets so high that people can't borrow anymore, so they pay down their debts instead of taking out new debts. That shrinks the money supply. That goes into deflation which goes into depression. [22:30] Money evaporates when it pays off the debt. [26:30] All of our money is credit. China increased its money supply by 1800% in twenty years, and they did not run into hyperinflation. Find out more. Websites: EllenBrown.com PublicBankingInstitute.org 1-800-HARTMAN www.JasonHartman.com JasonHartman.com/ask Jason Hartman University Membership Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Escape to the suburbs! Jason Hartman and Evan Moffic discuss the changes approaching in how we look at our homes. With the benefit of work and school being just a few feet away from our beds, we are all looking to improve our homes. And for those that are currently renting an apartment in the high-density, urban environments, a move in the direction of suburban-living is looking more and more promising. Homebuilders are saying that they are already seeing the effects of this growing trend. Fannie Mae and Freddie Mac are buying loans in forbearance and essentially they keep kicking the can down the road, delaying the inevitable. Key Takeaways: [1;30] "Inflation is a disease of money, thus inflation may have become the oldest form of government finance…" - Jens O. Parrson [7:00] Escape to the suburbs! All of the reasons why both present and past. [9:00] People are cocooning in their house. [13:30] Home improvement will climb as a home office and school space is needed, colleges will change their format, gyms will try new concepts. [21:00] Homebuilders have seen sales jump as renters flee small urban apartments. [24:30] Why Elon Musk is talking about moving Tesla out of California. [27:20] FannieMae and FreddieMac are acting in a dysfunctional manner to bail out the system. Websites: RabbiMoffic.com JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman and Rabbi Evan Moffic talk about the big migration out of high density areas. Starting in 2016 a trend of moving to low density areas started to grow and the pandemic has encouraged the departure from more densely populated areas. While these trends may rely heavily on the wants and needs of Generation Z, health issues and worker experiences might speed up the migration. Key Takeaways: [4:00] Pandemic proved how densely we are living, and also how successfully you can live working remotely [7:00] Starting in 2016, a trend of non-metropolitan counties were gaining population more-so than metropolitan counties [9:45] A lot of the migration trends could depend a lot on Generation Z [13:00] What led you to believe that this mass migration to lower density living would occur? [16:40] The average population density (APD) of the U.S.A. is only 87 people per square mile [17:28] The APD of metropolitan areas of the U.S.A. is 283 people per square mile, and the APD of New York City is 27,000 people per square mile [21:30] The rise of socialism [25:30] "Expansions make millionaires, recessions and depressions make billionaires" [26:20] "In a recession or a depression, the person who wins is the person who loses the least" Websites: 1-800-Hartman www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast www.RabbiMoffic.com

Today, Jason Hartman discusses the Phillips curve and its relevance to our current economic situation. While we are all challenged in ways to adapt to our shelter-in-place advising, several benefits are being popularized out of necessity. Telemedicine, or telehealth, is growing rapidly, and not just for humans. Veterinary practices are using telemedicine for your pet's health as well. Steve Hochberg returns to elaborate on the Elliott Wave. How do we know when we have too much debt, the U.S., or the individual? Key Takeaways: [1:00] Is Kim Jong-Un alive? [5:30] Telemedicine, we're finally there [8:00] The Phillips curve [14:00] Monetary policy comes from central banks, and fiscal policy comes from the government Guest: Steve Hochberg [22:00] Everything the Fed has said they're going to do has been backed by the Treasury. The treasury has pledged to cover any losses that the Fed is going to incur through their lending programs, and this can't go on forever [24:00] How do we know when we have too much debt? [28:30] "I think there's a huge bull market starting right now, and it's the bull-market in cash" -Hochberg Websites: www.elliottwave.com Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Jason Hartman shares sound advice on the top four reasons that a company fails. Steve Hochberg joins Jason to break down the methods of the Elliott Wave Principle. Listen to how the Elliott Wave Principle used collective investor psychology to predict 2020 stock market trends, without the influence of Coronavirus, as early as late 2019. Will we continue to see the stability of linear markets vs the volatility of cyclical markets, post-pandemic? Do recessions cause cautious businessmen or do cautious businessmen cause recessions? Key Takeaways: [2:30] From a discussion: the four primary reasons a company fails [4:00] Number one, FEAR - Faults, education, appearing, real [5:15] Number two, mindset [9:00] Number three, lack of connections [11:30] Number four, Lacking systems and process [15:20] What is going on in the financial world? [17:00] Unfolding the Elliott Wave Principle [18:20] "Late 2019, the U.S. economy had some very strong economic numbers, the social mood was very elevated, but there were some underlying problems going on" [19:20] The yield curve: the three month U.S. Treasury bill yield minus the ten year U.S. Treasury note, had inverted, which was a key indicator in the last months of 2019. [23:00] Cyclical vs linear markets, post-pandemic [28:00] Do recessions cause cautious businessmen or do cautious businessmen cause recessions? [30:00] An Elliot Wave is a hierarchical fractal, it has self-similar patterns at all degrees of the scale [30:45] Why do you prefer the DOW over the S&P? Websites: www.elliottwave.com Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

There's no place like home. Jason Hartman interviews Dottie Herman on her track to success, from realtor to CEO. Dottie shares her experiences in New York post 9/11, and how this affected the overall mood of New Yorkers and how they wanted to live. What kind of conclusions about shifting mindset from Covid-19 can we draw about the American home? Even banks are scared about giving housing loans with so many jobs in the air. With the current credit problems and mortgage issues, housing prices in the near future are a big question mark. Key Takeaways: [1:00] The escape plan around the world [2:45] Check out shows on UN Agenda 21 [8:40] The current mortgage and credit problems might influence housing prices to drop [12:20] "You don't just turn a key and everything starts all over" [12:45] Banks are double-checking if people have jobs, they are scared they are going to get burned [16:10] In harder times, like post 9/11, people want to be with their families, and in homes that are comfortable and accommodating of their family. [23:00] The millennial generation has different needs and wants in a home as compared to that of the baby boomers [27:00] "If you really want to make money, and you really want to acquire wealth, you need to own real estate" [30:30] When compared to stocks, real estate will always be here and easier to understand [31:00] As Dorothy said, "there's no place like home" [32:00] Don't be afraid to fail, and don't be afraid of the word no Websites: DottieHerman.com Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Beware of the 'invisible tax,' inflation. Jason Hartman discusses inflation, poverty, and work-from-home lifestyle and advantages. In these challenging times, what professionals are able to stay optimistic? How are the elites transferring wealth? In part II of today's show, Jason interviews Jessica Mah, founder of inDinero. Tune in for pro-tips on loan approval for PPP & EIDL. How can you optimize your time with loan delays, and get ahead of the game? And, don't forget to prep for the end-game of these loans, will they be forgiven? Follow the rules and we shall see. Key Takeaways: [3:15] There are two types of taxation that we are paying: 1) The tax that we see, income tax, sales tax, etc 2) The inflation tax, which destroys the purchasing power of our money [7:30] People are being driven into poverty in this quarantine, making it very difficult for some to adjust to the work-from-home lifestyle [13:30] "Tis the set of the sails, And not the gales, Which tell us the way to go." -Ella Wheeler Wilcox [16:00] How are the elites transferring wealth? [19:30] Jessica Mah, founder of inDinero, helping entrepreneurs run better businesses [20:50] PPP has run out? Only 6% of all applications have been approved by the SBA and funded. [21:15] The SBA is saying the best option is to use the bank you are already with, although Jessica has seen more success getting a loan through smaller regional banks [23:15] Have you seen success in getting loans with brokers? [25:30] Every bank is accepting PPP & EIDL applications even though they're both on hold due to running out of money [26:45] How can you be successful at getting your slice of the bailout pie? [18:30] Pro-Tips: Show your work; have an excel spreadsheet that shows how you came to your figures [30:30] How difficult is the one-page application? [31:00] The Magic Question, "What is all of the information you need from me in order for the bank to formally process my loan application and submit it to the SBA?" [34:00] This loan could be forgiven if properly played out [38:00] Encouraged to apply for PPP & EIDL, but PPP is the better of the two options for covering big payroll sheets Websites: Blog.indinero.com [email protected] www.PandemicInvesting.Com www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Our guest today returns to the show to discuss the looming recession due to the coronavirus. China is coming back online with products, but who will be on the receiving end? Jason shares predictions on the rise of suburbia and the ever-diminishing desire to live in high-density cities. Who will receive the U.S. bail-out? Key Takeaways: [2:30] You can't shut down the economy for even 90 days and expect to not have a major recession [3:50] China is coming back online to some extent now [7:48] Why would the U.S. bail out the cruise lines? [13:00] The Federal Reserve is now a bond buyer and might soon become a stock buyer as well [16:50] What's to be made of all of the sudden CEO resignations? [19:15] Expansions create millionaires but recessions create billionaires [27:30] The rise of suburbia Websites: www.JasonHartman.com

Stay Calm, Keep Good Counsel, Keep Your Eye On The Ball, Take Action. Rinse, and repeat. Jason Hartman is joined in today's episode with his co-host from the Solomon Success Show, Rabbi Evan Moffic. Evan brings up some challenging questions about a new potential tax break from the CARES Act. What does Trump bring to the table as our first RE President? Will there be a global currency or an ever-growing nationwide rental assistance program? Key Takeaways: [1:25] New tax break, CARES Act, using depreciation to offset capital gains? [5:20] Trump is the first RE President [8:30] Herd immunity thoughts in the U.S. [10:00] Public health is linked to the economy [12:30] Stay calm, keep good counsel, keep your eye on the ball, take action [23:00] Review from a listener, Andrew. Thank you! [25:15] Will we go to a nationwide rental assistance program, like section-8? [27:00] Will there be a push to a crypto-currency? Websites: TAX SALE Webinar Link www.JasonHartman.com/Properties www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

How have short-term rentals changed amid coronavirus? Jason interviews Evan on his recent short-term rental purchase and how bookings have changed. Once again, this proves the shift from high-density living environments to low-density dwellings. Stay tuned in to hear from a local market specialist with details on Jacksonville, Ocala, Palm Coast and Atlanta. What information can we learn about current mortgage rates and how they compared to rates post 9/11? Key Takeaways: [4:00] Closing on a potentially life-changing short term rental, with Evan [7:30] Airbnb property manager is using dynamic pricing [9:45] Lower density areas are perks for short-term rentals, especially if they are in driving distance from high density locations [14:45] Real estate, if you can stay when others fold you're really in good shape [18:00] Part II - with local market specialist [26:22] Current mortgage rates are better now than we've ever seen [27:40] Updates on Jacksonville, Ocala, Palm Coast, Atlanta Websites: TAX SALE Webinar Link www.JasonHartman.com/Properties www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN