The Grow Money Mindset Podcast

Are rate cuts on the cards again? And what does that mean for you, your mortgage, or your next property move? In this episode of The Australian Property & Finance Insider, Ayda Shabanz unpacks what’s really going on with interest rates, the RBA’s decisions, and what to expect in the economy and housing market through 2025.You’ll learn:How the Reserve Bank of Australia decides on rate changesWhat indicators to watch (like inflation, global markets, and jobs data)Why the housing market might not crash—and where prices are headingWhat you should know if you're planning to buy, sell, or investThis isn’t financial advice—it’s a roadmap to help you stay informed, feel in control, and take empowered next steps. 🎧 Tune in and share with someone who needs this!🧠 Connect with Ayda or book a 1:1 session: https://linktr.ee/aydashabanz?🔎 Explore more insights on property and money: https://www.youtube.com/@aydashabanz#FinancePodcast #InterestRates #AustralianEconomy #PropertyMarket2025 #AydaShabanz #MoneyMindset

As a business owner, your mood can make or break your success. Stress, frustration, and self-doubt can cloud judgment and impact decision-making. In this episode, we explore science-backed strategies to regulate your emotions, boost resilience, and keep your business thriving—without burning out.🚀 Key takeaways:✅ Why mood management is a game-changer for entrepreneurs✅ Simple tools to shift from stress to success✅ How to set boundaries and maintain a positive mindsetTune in and discover how to take control of your emotions and elevate your business.👉 Follow for more insights on business, mindset, and financial success!

In this candid and inspiring episode, Ayda sits down with former International Cricketer Ben Cutting, who opens up about life beyond the stadium. From smashing sixes for Australia to building wealth through smart property investing, Ben shares powerful lessons on discipline, resilience, and reinventing yourself.💬 Topics we cover:How professional sport prepared Ben for businessThe setbacks you don’t see behind successMaking $10,500/year as a rookie athlete to becoming a Property DeveloperThe smartest (and dumbest) thing he ever boughtTransitioning from athlete to property investorTips for buying and selling real estate in today’s marketWhether you're a sports fan, aspiring entrepreneur, or someone looking to grow your wealth through real estate, this conversation is packed with gold.👉 Don’t forget to subscribe, leave a review, and share this episode with someone who needs it!

Money isn’t just numbers—it’s deeply tied to our past, our trauma, and our mindset. In this episode, Ayda Shabanz gets vulnerable about her journey from financial struggles to success.She unpacks: ✔️ How personal patterns impact financial decisions ✔️ The hidden emotional struggles behind rebuilding wealth ✔️ How healing relationships affects money mindset ✔️ The power of redefining success💡 The Reality CheckSuccess isn’t just about making money. It’s about unlearning, healing, and redefining what wealth means for YOU.🔥 Ready to shift your mindset?Hit play, lean in, and let’s break free together.If you’ve ever felt stuck in your financial journey, this episode is for you. Tune in, get inspired, and start shifting your mindset today!💬 We want to hear from you! What was your biggest AHA moment from this episode? Share your thoughts, takeaways, or even your own experiences. Tag us on social media or leave a comment—your journey matters, too.#AydaShabanz #MillionDollarJourney #ResilienceToRiches #FromNothingToMillions #EmpowermentStory #MindsetOfSuccess #OvercomingAdversity #BuildingWealth #AydaUnfiltered #ChildhoodTraumaHealing #MoneyMindset #FinancialFreedom #BreakingPatterns #WealthCreation #SuccessJourney

This is Part 1 of an unfiltered, powerful interview with Ayda Shabanz. From fleeing Iran with nothing but courage and resilience to building a multi-million-dollar empire, Ayda shares the raw truth about her early struggles and how those experiences shaped her unstoppable mindset. 🌍💪In this episode, Ayda reveals:✅ The deep cultural connection that shaped her identity.✅ The impact of leaving everything behind with nothing—not even suitcases.✅ How scarcity and minimalism left lasting imprints on her mindset.✅ Navigating fear and stepping into the role of caretaker from a young age.But this is just the beginning. Stay tuned for Part 2, where Ayda dives into leaving home at 14, building her financial foundation, and transforming her life from debt to millions. 💸✨💬 We want to hear from you! What was your biggest AHA moment from this episode? Share your thoughts, takeaways, or even your own experiences. Tag us on social media or leave a comment—your journey matters, too.🔥 And this is just the beginning. Part 2 is coming next, where Ayda dives into leaving home at 14, building her financial foundation, and transforming her life from debt to millions. 💸✨Don’t miss out—Part 2 is where the real financial growth journey begins!#AydaShabanz #MillionDollarJourney #ResilienceToRiches #FromNothingToMillions #EmpowermentStory #MindsetOfSuccess #OvercomingAdversity #BuildingWealth #AydaUnfiltered #ChildhoodTraumaHealing

How many of you have a little bit of savings sitting there but aren’t sure what to do with it? Maybe you want to start investing but don’t know where to begin? You’re not alone! In this episode, I sit down with Brendan Malone, CEO of Raiz Invest, to talk about how micro-investing is making it easier than ever to grow your wealth—even if you’re starting small. With over 300,000 active investors and $1.5 billion under management, Raiz is changing the game when it comes to simple, automated investing for everyday Aussies. 🔹 Inside the Episode:✅ How Raiz makes investing easy, even if you’ve never invested before✅ The secret to growing wealth from small amounts✅ The future of digital money, AI, and investing✅ Smart money moves in volatile markets✅ The truth about the central bank system vs. decentralized finance✅ Biggest money myths debunked 💡 If you’ve been thinking about investing but didn’t know where to start, this episode is for you! 🎧 Listen now & start Raizing your wealth! 📲 Want to give Raiz a go? We both get $5 to start investing!Sign up using my Raiz referral code: 4YZKVM and receive $5 towards your first investment! 📩 Let’s connect!

Curious about the intricacies of buying property off the plan? Join Ayda Shabanz as she teams up with Hudson Financial Planning to provide a comprehensive guide to mastering this real estate investment strategy. In this episode, Ayda and the experts from Hudson Financial Planning break down the essential steps, from selecting the right project to negotiating the best deals. With Australia's population growth outpacing the supply of new properties, understanding the ins and outs of buying off the plan is more critical than ever. Learn the insider tips and strategies that can help you maximize your returns and avoid common pitfalls. Whether you're a Gen Y investor looking to make your first purchase or an experienced buyer seeking to fine-tune your approach, this episode is packed with practical advice and expert insights. Tune in to gain a deeper understanding of the off-the-plan process and discover how to make informed, confident investment decisions. Ayda and the Hudson Financial Planning team are here to help you turn your property aspirations into reality in a competitive market.

Ready to take control of your financial future? In this special episode, we're teaming up with our partners at Hudson Financial to dive deep into Self Managed Super Funds (SMSFs). In this episode, we're breaking down everything you need to know about SMSFs in a way that's real, relatable, and actionable. First off, let's talk about what a Self Managed Super Fund actually is. Spoiler alert: it's not just for the super-rich or financial gurus. It's a powerful tool that can give you the freedom to manage your own superannuation, but with that freedom comes some serious responsibility. We'll cover who can have an SMSF, how to set one up, and why it might be the perfect fit for your retirement planning. You'll learn about: The key benefits of SMSFs (and why they might be better than traditional super funds) The common pitfalls and challenges you should be aware of How to build a solid investment strategy within your SMSF And why more and more people are choosing this path to financial independence If you're curious about taking charge of your retirement savings, this episode is for you. Whether you're a seasoned investor or just starting out, we've got insights, tips, and expert advice to help you make informed decisions. So hit play, and let's get into it! Disclaimer: The information shared in this episode is intended for educational and informational purposes only. It is not financial advice, and we strongly recommend consulting with a licensed financial advisor or accountant before making any decisions related to Self Managed Super Funds or other financial matters.

If you're caught up in the whirlwind of interest rates, property prices, and wondering if you'll ever afford a place of your own, you need to hear this. I've been in the real estate and finance game for over 21 years. I know it's crazy out there, so let's break it down, no BS. In this episode, I'm pulling back the curtain on if interest rates are crazy high, what history tells us. Is it the right time to buy? Should you wait? I've got answers, plus some pro tips to help you get your money right and your personal finances on point. We're talking straight talk and general information and not personal advice. Tune in, take notes, and let's get real about real estate. This is the knowledge you need, delivered by someone who's been there, done that. Let's go!

In this episode, we dive into property investment, uncovering the keys to building a successful property portfolio. From defining the essentials of a property portfolio to debunking myths about property numbers, we reveal the truths behind portfolio growth. Learn why quality beats quantity and explore the two crucial elements every aspiring property investor must grasp. Join us for an insightful journey into property portfolio building.

On this episode of the Grow Money Mindset podcast, we're shaking things up! 💥 Ever wonder why the rich always seem to get richer, especially when it comes to real estate? Join me as we peel back the layers and uncover the insider secrets that fuel their success. From staying ahead of inflation to leveraging tax benefits and assets, we're diving deep into the strategies that'll have you saying, 'Why didn't I think of that?' Get ready to supercharge your wealth-building journey and discover how to make your money work as hard as you do! 💰✨"

In this episode, we tackle the age-old question: When is it the right time to sell your investments? Kayla from Brisbane sparked this conversation, seeking guidance on property and stock decisions. Join me as we explore a broad rule to help you decide—considering your goals, changing circumstances, potential value increase without selling, leveraging equity, and understanding market cycles. For stocks, we'll emphasize the crucial aspect of timing, weighing holding costs against selling costs. These insights are here as a compass, but remember, for personalised advice, consult with experts. Send in your questions via Instagram or email with the heading "Ask Ayda Anything," and we'll feature one every month. If you enjoyed this episode, hit subscribe, rate, and review. Share it with your network, and stay tuned for our next exciting topic! 🚀 #ProfitableParting #InvestmentInsights #AskAydaAnything

If you're a business owner or leader, this podcast is a must-listen! In this engaging interview with Cherie Canning, you'll embark on a transformative journey into the realm of leadership. Cherie Co-Founder of Luminate Leadership, shares invaluable insights that can revolutionize your leadership approach. Discover how to conquer common leadership challenges, select the perfect leadership style, and cultivate a culture of engagement and motivation within your organization. Enhance your communication skills, master change management, and leverage Key Performance Indicators (KPIs) with effective incentives to drive success. Cherie's expertise also extends to helping smaller businesses nurture leadership talent and identifying the qualities that distinguish successful leaders. She even unveils a captivating success story of transformation. Whether you're a seasoned executive or an aspiring leader, Cherie's recommendations for resources and her vision of leadership's evolving role in today's dynamic world will leave you inspired.

In this engaging podcast episode, we have a conversation about renovations, providing insights from both perspectives – me as a developer and our guest, Cindy Amelia, an avid DIY renovator from Reno Diary. Cindy has been passionately renovating homes alongside her partner as a side hustle since 2014. Together, we'll delve into our experiences, sharing valuable advice for beginners, discussing common mistakes to avoid, budgeting tips, and insights into decision-making, sustainability, and time management in renovations. We'll also explore innovative tools, effective communication strategies, ways to increase home value, and adding a personal touch to your projects. Join us for an enlightening discussion on DIY renovation with Cindy Amelia.

In this episode of the Grow Money Mindset Podcast, Ayda Shabanz explores property grants in Australia. Property grants serve to boost homeownership and economic growth by stimulating the real estate market and creating jobs. Ayda discusses eligibility criteria, regional variations, and federal grant programs like the First Home Guarantee Scheme, Family Home Guarantee, and First Home Super Saver Scheme, each offering unique advantages to potential homeowners. Listeners are encouraged to stay updated with official sources as grant details can change, making this episode a valuable resource for those looking to enter the Australian property market.

In this episode, Ayda Shabanz explores the concept of "Rentvesting." Discover how rentvesting allows you to live where you want while investing where you can afford, providing financial flexibility and the opportunity to build wealth. Ayda challenges traditional notions of homeownership and sheds light on the benefits of this innovative strategy in today's changing world. Tune in to learn how rentvesting can reshape your financial future.

Join us on The Grow Money Mindset Podcast as we delve into the Abundance Mindset's power in attracting wealth and opportunities. Learn to shift from scarcity to limitless thinking, challenge financial limiting beliefs, and reframe for positive outcomes. Explore practical steps to transform your financial perspective. Tune in for a prosperous mindset shift!

In this episode, we discuss: The mission and vision behind The Grow Money Mindset podcast Why developing a strong money mindset is crucial for achieving financial goals Join us as we embark on this enriching journey together. Whether you're a seasoned investor, a financial novice, or anyone seeking to transform their relationship with money, this podcast is designed to provide valuable wisdom and practical advice to help you flourish. Tune in and please subscribe and I cant wait to keep planting the right seeds. Ayda Shabanz.x