
The Clever Girls Know Podcast With Bola Sokunbi
420 episodes — Page 2 of 9

365: I Was Wasting SO Much Money On These Things!
Are you wasting money without even realizing it? 💸 SAME. On this podcast episode, I'm breaking down the sneaky ways I was quietly throwing money away—and exactly how I stopped the leaks and started saving hundreds of dollars every single month. Even as a financial expert, life gets busy—and overspending can sneak in. Let's talk about how to fix it! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

364: My 2025 Low Buy Challenge - How I'm Saving More & Spending Less!
Ready to stop spending on things that don't matter and start building real wealth? 💸 On this podcast episode, I'm sharing my 2025 Low-Buy Challenge—how I'm cutting back on impulse spending, saving more intentionally, and using that extra money to grow my investments and reach my financial goals. Whether you're new to low-buy or want to reset your money habits, this is your sign to take action! ✨ Low-buy isn't about deprivation—it's about spending with intention. By making mindful changes, you can break bad money habits, reduce financial stress, and actually enjoy how you're using your money! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

363: How to Talk to Your Parents About Money - Navigating Difficult Conversations With Etinosa Agbonlahor
On this podcast episode, Etinosa Agbonlahor shares key tips on how to talk to parents about money. Etinosa is the author of the book, "How to Talk to Your Parents About Money" a guide to having important financial conversations and she is passionate about helping people improve their financial well-being. She works with organizations to understand the psychology behind financial decisions and uses this knowledge to achieve better results for clients and businesses. Having lived and worked across the USA, Australia, Africa, and the UK, Etinosa combines academic research with real-world industry solutions. She also volunteers as a financial coach with LoveInc in Tampa, helping underserved communities build financial skills. Etinosa hosts the Her First House podcast. WHAT ETINOSA DISCUSSED: The inspiration behind writing How to Talk to Your Parents About Money. The challenges adult children face when discussing finances, particularly debt, with aging parents. Common fears and concerns parents have when opening up about their financial situation. The importance of sensitivity in these conversations, including key dos and don'ts for approaching the topic. How family history and cultural background influence money discussions. Strategies for keeping financial conversations supportive rather than judgmental. The role of "I" statements in easing tension and fostering collaboration. Practical ways to introduce financial solutions, such as budgeting tools or professional advisors, without making parents feel pressured. Advice for navigating situations where parents are resistant or unwilling to discuss their finances. AND MUCH MORE. HOW TO KEEP UP WITH ETINOSA: Pick up a copy of her book, How to Talk to Your Parents About Money: https://www.amazon.com/gp/aw/d/B0DQD3LY4F Via her website: www.etinosaa.com Instagram: https://www.instagram.com/realestatewitheti/ LinkedIn: https://www.linkedin.com/in/etinosasere/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!
On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt. Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content. Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access. Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor's degree in Mass Communications from Lincoln University in Pennsylvania and a master's in Professional Studies from Towson University. WHAT SHANICE DISCUSSED: Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt. Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom. Balancing financial goals with enjoying life, addressing the common fear of sacrificing one's lifestyle while paying off debt. The role of content creation and sharing her journey as a means of staying accountable. Financial advice for students and young professionals who are just starting their careers. The challenges she encountered on her debt-free journey and how she overcame them. The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content. How becoming debt-free has positively impacted her financial confidence and long-term goals. Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin. AND MUCH MORE HOW TO KEEP UP WITH SHANICE: On social media (IG/TikTok): @ShaniceSwank On YouTube: https://www.youtube.com/@ShaniceSwank/videos ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

361: Building The Line - How Raisa's Growing A Business And Increasing Her Net Worth
On this podcast episode, Raisa Martin founder of stationery company, The Line, joins us to share how she's building her business, and increasing her net worth! Raisa is a content creator and an entrepreneur. While balancing a full-time 9-5 in the e-commerce industry, she decided to start her own e-commerce brand, The Line, all around stationery and planner tools that elevate the full potential of women around the world. In 2022, she started her YouTube channel talking all about personal finances and her small business. In just 2 years, she has grown a community of like-minded individuals with a primary focus of personal finances and entrepreneurship. THE LINE DISCOUNT CODE: Raisa has generously offered the Clever Girl Finance audience 10% discount on all purchases made at The Line using the following link: https://thelineshop.ca/clever-girl10 WHAT RAISA DISCUSSED: The inspiration behind starting The Line and the transition into entrepreneurship while working a 9-5. Challenges faced in launching an e-commerce brand and strategies used to overcome them. Balancing a business, content creation, and a full-time job. Strategies for growing The Line and standing out in the competitive stationery and planner space. The motivation behind sharing her financial journey on YouTube. How financial transparency has helped build trust and connection with her audience. Her journey of increasing net worth and the key steps taken to build wealth. The role of entrepreneurship in her financial growth. Top financial tips for entrepreneurs just getting started. The biggest surprises from documenting her business and financial journey online. Staying motivated and consistent while growing a business and managing finances. AND SO MUCH MORE HOW TO KEEP UP WITH RAISA: On Social media: @rvisv Via her website: raisamartin.com Check out The Line: https://thelineshop.ca/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

360: Credit Boosting 101 - 6 Simple Steps to Build and Improve Your Credit Score
Boost Your Credit Score with These 6 Simple Steps! Your credit score impacts everything from getting loans to securing the best rates on a car or home. But improving it doesn't have to be confusing or overwhelming. On this podcast, I'll break down 6 actionable steps to build credit confidence and improve your score, no matter where you're starting from. Ready to take control of your credit? Let's dive in! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

359: Side Hustles & Career Moves - How to Boost Your Income in 2025
Want to make more money this year? Here are 5 actionable strategies to help you boost your income, gain financial security, and achieve your goals faster! Now is the perfect time to take charge of your finances and increase your earning potential. Whether it's through starting a side hustle, leveling up in your career, or building new skills, there are plenty of ways to create financial stability and freedom. In this video, I'm breaking down five powerful strategies to help you grow your income this year! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

358: Breaking Emotional Spending Cycles And Redefining Your Money Story With Shang Saavedra
Shang Saavedra @savemycents is the founder and CEO of Save My Cents, a personal finance education platform that helps Americans learn how to grow their financial wealth by addressing mental health. Shang finished saving for her retirement by the age of 31, and is America's leading expert on retirement. Her insights have been published by Business Insider, CNBC, Forbes, Fox Business, USA Today, Time / NextAdvisor, Nasdaq, The New York Post, Kiplinger, and she has been named by Time / NextAdvisor as one of The 25 Most Influential New Voices of Money. Her book, Wealth Is a Mindset, released January 2025 with Third State Books. WHAT SHANG DISCUSSED: The importance of addressing emotions in financial decision-making. How early experiences, such as childhood memories of scarcity or privilege, shape adult money habits. The spending cycles and common emotional triggers that lead to unhealthy financial behaviors. Practical strategies for replacing emotional spending with healthier habits. Why many people overlook the emotional aspect of money and focus solely on numbers and logic. Steps listeners can take to start rewriting their money story today. AND SO MUCH MORE HOW TO KEEP TO UP WITH SHANG: Website: https://savemycents.com/ Instagram: https://www.instagram.com/savemycents/ YouTube: https://www.youtube.com/@savemycents LinkedIn: https://www.linkedin.com/in/shangsaavedra/ Goodreads: https://www.goodreads.com/book/show/216282934-wealth-is-a-mindset Amazon: https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6/ Bookshop: https://bookshop.org/p/books/wealth-is-a-mindset/21633491 ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

357: How Brittany Built A Successful Hot Sauce Business Despite The Odds
On this episode of the Clever Girls Know Podcast, Brittany Futrell shares how she's built a successful hot sauce business despite the odds. Brittany is the owner of Angel Wing Sauce. She is the first black woman to own a hot sauce business in North Carolina. She created her gourmet hot sauce recipe in 2006 and started selling it in 2015. She is excited to share some details about her entrepreneurial journey! WHAT BRITTANY DISCUSSED: The inspiration behind starting Angel Wing Sauce and the story behind the name. Challenges faced as a new entrepreneur starting from scratch. Strategies for avoiding high commercial kitchen costs and how she achieved it. The significance of being the first Black woman to own a hot sauce business in North Carolina and how it shaped her journey. The process of developing her recipes and what sets Angel Wing Sauce apart in the market. Key steps taken to bring her business from concept to reality. How she funded her business in the early stages and advice for others starting with limited resources. Managing challenges like scaling production and building brand awareness as a small business owner. Advice for other women, particularly women of color, looking to break into the food industry. AND SO MUCH MORE HOW TO KEEP UP WITH BRITTANY: Via her website: https://angelwingsauce.com Instagram: https://instagram.com/angelwingsauce Twitter: https://twitter.com/angelwingsauce Facebook: https://facebook.com/angelwingsauce ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

356: From $30k Debt To A $250k+ Net Worth: Nicole's Journey To Wealth On A $56k Salary
On this episode of the Clever Girls Know Podcast, Nicole Stanley shares how she went from paying off her $30,000 debt to building a network of $250,000 on a $56,000 salary! Nicole is owner and head money coach at Arise Financial Coaching. Her mission? Shame-free, accessible financial education that empowers women. As a Latina entrepreneur and personal finance expert, Nicole paid off significant debt and grew her family's net worth through investing, sparking her passion for helping women build wealth and transform their communities. Arise Financial Coaching has helped hundreds of women and couples get out of debt, save, and become confident with their money. Nicole and her work have been featured on Good Morning America, Business Insider, Time, ABC News, and more. WHAT NICOLE DISCUSSED: Her financial situation before beginning her transformation. The turning point that motivated her to take control of her finances. Approaching significant debt repayment while living on an average salary. Her first steps into investing and overcoming fears or uncertainties about it. Strategies used to grow her net worth beyond debt repayment and into wealth-building. How her cultural background as a Latina entrepreneur influenced her approach to money and wealth-building. The role of budgeting and financial discipline in her journey and how she made it sustainable over time. Specific steps she recommends for women starting from a similar financial position to build wealth. AND SO MUCH MORE HOW TO KEEP UP WITH NICOLE: Book a Discovery Call: https://arisefinancialcoaching.as.me/application Instagram: https://www.instagram.com/arise.financial.coaching Website: https://www.arise.financial Threads: https://www.threads.net/@arise.financial.coaching TikTok: https://www.tiktok.com/@arisefinancialcoaching ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

355: 5 Financial Milestones Every Woman Should Aim For
Financial freedom doesn't have to feel overwhelming! 💡 In this episode, I'm sharing a simple 5-step roadmap to help you achieve security, independence, and the freedom to live life on your terms. Ready to take control of your financial journey? Let's dive in! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

354: 5 Things to Cut Out of Your Finances This Year for Instant Savings
Ready to feel lighter, less stressed, and more in control of your money? 💸 Let's dive into 5 things to let go of this year starting today! Learn how to declutter your finances, eliminate stress, and free up your cash flow by saying goodbye to what no longer serves you! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

353: Starting Out As A Social Media Influencer: Tips For Monetizing And What Lauren Wishes She Knew
On today's episode, Lauren Berty joins us to discuss key tips for monetizing as a social media influencer and what she wishes she knew. Lauren is a mother, Creative Director, Social Media Strategist, and Content Creator at That Twin Mama, and host of That Twin Mama Podcast! Lauren and her Grammy award-winning husband became twin parents in 2020 with the unexpected birth of their Covid twins who joined their teenage big brother. With an average monthly reach of millions across multiple social media platforms, the majority of Lauren's audience are moms who seek out her content for realistic portrayals of motherhood that make them feel seen and heard. Lauren inspires through humor and authenticity; working to dismantle the shame, guilt and unattainable idea of "perfection" that society enforces on mothers postpartum. WHAT LAUREN DISCUSSED: Her journey into social media influencing and how she got started. The most important first steps for aspiring influencers. Strategies for identifying a niche and target audience effectively. Ways to start monetizing social media, even with a smaller following. The importance of authenticity and building trust with followers. Approaching brands for partnerships and key considerations during these interactions. Common pitfalls in the influencer industry and how beginners can avoid them. Things she wishes she had known before starting her influencing career. Tips on managing the business side of influencing, including contracts, finances, and taxes. Staying motivated and consistent in a competitive industry. AND SO MUCH MORE HOW TO KEEP UP WITH LAUREN: Instagram: https://www.instagram.com/thattwinmama_ Tiktok: Lauren Berty (@thattwinmama_) Youtube https://www.youtube.com/@ThatTwinMama Website www.thattwinmama.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

352: Feel-Good Finance: Untangling Your Relationship with Money for Better Well-Being With Aja Evans
On today's episode, Aja Evans joins us to discuss how to untangle your relationship with money for better well-being. Aja is a Licensed Mental Health Counselor, speaker, and author specializing in Financial Therapy. With over a decade of experience, Aja is determined to help more people break the taboo of keeping money and emotions secret. In addition to her practice, she is also the president-elect on the board of the Financial Therapy Association, consults with FinTech companies, and is the author of Feel Good Finance. Aja has been featured in a variety of major news outlets including The New York Times, Business Insider, NerdWallet, Time, and Teen Vogue. She is on a mission to get more people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money. Outside of work, you can find Aja chasing after her two young children as they hunt down the next delicious place to eat. WHAT AJA DISCUSSED: Why it is often difficult for people to talk about money, even with those closest to them. How emotions influence financial behaviors. The impact of intergenerational and historical trauma on personal money narratives. Feelings of shame or embarrassment about financial situations and advice on overcoming them. Steps listeners can take to untangle their relationship with money and improve their financial mindset. Psychological reasons behind spending habits and common challenges like overspending or budgeting struggles. The role of mental health in financial well-being and how therapy can be a valuable tool. Actionable advice on where to focus first when feeling overwhelmed by a financial situation to regain control. AND SO MUCH MORE HOW TO KEEP UP WITH AJA: All social media: @AjaETherapy Website: ajaevanscounseling.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

351: My 2025 Wealth Plan: A Goal Setting Session! (The Replay)
Tune into this 2025 goal-setting session! ✨ We'll be covering: A review of 2024 Creating a wealth plan for 2025 Key tips for success in the new year + MORE This is going to be a working session so grab your pen and notebook! 📝 ❤ Tune into our YouTube channel: https://www.youtube.com/clevergirlfinance ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

350: 5 Key Principles Of Excellence To Help You Win At Life With Adeyinka Adegbenle
On today's podcast episode, Adeyinka Adegbenle, excellence strategist, coach, published author, and teacher, shares 5 key principles of excellence to help you win at life. Through her coaching programs and courses, she has helped many obtain outstanding, measurable results by teaching and equipping them with processes, principles, systems and habits of excellence. She hosts and facilitates leadership workshops and seminars where she teaches about excellence principles and systems that will help them excel in their roles. She is also the host of the Ways of Excellence Podcast on Youtube. Adeyinka is the author of the highly acclaimed book Joab, King David's Top General: Essential Lessons on Character Development, and her latest book, Master Excellence: 13 Principles to Help You Win at Life. She is a graduate of Long Island University, New York, where she received an MBA in international business relations. She also holds a bachelor's degree from the University of Nottingham, United Kingdom. Adeyinka is a Certified Project Manager (PMI-PMP), and she holds several additional advanced certifications. Today's podcast is brought to you by a new sponsor of Clever Girl Finance, say hello to 1440 (fourteen - forty) Topics. We know business and finance news can be overwhelming, but that doesn't always have to be the case. 1440 has set out to share knowledge from across the internet all in one place and broken down into easy, bite-sized, shareable content. You'll find the latest on Inflation, The Gig Economy, why college tuition has soared in the 20th century, and more. Go to discover.join1440.com for a knowledge adventure on business and finance, and more! WHAT ADEYINKA DISCUSSED: What inspired her to focus on excellence as a cornerstone for success in life, including the specific moments and experiences that shaped her perspective. Five essential principles she emphasizes, explaining why these are critical for achieving success in life and personal finance. Her holistic view of financial excellence, going beyond wealth accumulation and stability to include deeper, more meaningful aspects of financial well-being. Actionable advice and habits for those looking to integrate excellence into their daily routines, emphasizing achievable and sustainable changes AND SO MUCH MORE HOW TO KEEP UP WITH ADEYINKA: Tik Tok: https://tiktok.com/waysofexcellence Facebook: https://facebook.com/waysofexcellence Instagram: https://instagram.com/waysofexcellence ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

349: Avoiding Debt & Keeping Your Finances On Track This Holiday Season!
Learn 5 essential tips to help you navigate holiday expenses, avoid debt, and stay on track with your financial goals—all while enjoying the season. Whether you're looking to budget smarter, find creative ways to save, or make the most of your holiday spending, this live discussion is for you! Today's podcast is brought to you by a new sponsor of Clever Girl Finance, say hello to 1440 (fourteen - forty) Topics. We know business and finance news can be overwhelming, but that doesn't always have to be the case. 1440 has set out to share knowledge from across the internet all in one place and broken down into easy, bite-sized, shareable content. You'll find the latest on Inflation, The Gig Economy, why college tuition has soared in the 20th century, and more. Go to discover.join1440.com for a knowledge adventure on business and finance, and more! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

348: How Tanya Went From Achieving Her Financial Goals To A Sudden Disability
On this podcast episode, Tanya Taylor shares key tips on how to financially prepare for the unexpected based on her experience of going from achieving her financial goals to a sudden disability. With over two decades helping people improve their financial lives, Tanya (CPA,MBA) is on a mission to stop the cycle of poverty and build generational wealth. She is an award-winning author, speaker, and the founder and CEO of Grow Your Wealth, a financial education platform which empowers women to achieve confidence in managing their finances so that they can retire worry-free. Tanya infuses her knowledge from learning and teaching about wealth building, with her 24 years on Wall Street in the banking and insurance industries. She has been featured in publications such as Business Insider and Black Enterprise, sharing her story from an undocumented immigrant as an impoverished Jamaican traveling to the U.S. alone at 16 to capitalizing on the opportunity to build wealth and changing the trajectory of her and her family's lives. Tanya's core belief relies on the balance of wealth building and personal goals, in which she continues to jet-set the world with more than 60 countries visited. WHAT TANYA DISCUSSED: Her financial journey before the sudden disability and what goals she had achieved The biggest financial challenges she faced after her disability The financial safety nets she had in place that provided support during this time How she adjusted her financial goals and priorities after the sudden change The role insurance, emergency savings, or other financial products played in helping her navigate this situation How her perspective on financial planning has changed since experiencing this unexpected event AND SO MUCH MORE HOW TO KEEP UP WITH TANYA: Via her website: https://growyourwealth10x.com/ LinkedIn: https://www.linkedin.com/in/tanya-taylor-cpa-mba-2bb5387/ Instagram: https://www.instagram.com/growyourwealth10x/ Facebook: https://www.facebook.com/groups/GroURWealth Tiktok: https://www.tiktok.com/@tanyataylorcpa Tanya's TED talk: https://www.youtube.com/watch?v=aWQoe91QTKU ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

347: How to Create A Small Business Marketing Plan For Today's Social Media Scene With Lauren Tilden
On this podcast episode Lauren Tilden shares how to create a small business marketing plan for today's social media scene. Lauren is a marketing coach who believes that great marketing can change the world. She's on a mission to prove that marketing doesn't have to be boring, icky, or scary—even for the biggest procrastinators and perfectionists! After eight years in corporate marketing, Lauren launched her watercolor paper goods business, Good Sheila, in 2017 and hasn't looked back since. Now, she hosts the Making Good podcast and leads the small business marketing community Making Good Happen, where she helps creative entrepreneurs show up consistently with effective, true-to-them marketing. Her goal is to help creative entrepreneurs craft marketing strategies that feel authentic, boost their confidence, and make them impossible to ignore. WHAT LAUREN DISCUSSED: Why marketing excites her Why having a solid marketing plan is essential for small businesses in today's social media-driven world How small businesses can identify the right social media platforms for their brand Key elements that should be included in a small business marketing plan The importance of consistency when it comes to social media marketing, and how small businesses can stay consistent Strategies small businesses can use to stand out in an oversaturated social media space AND SO MUCH MORE HOW TO KEEP UP WITH LAUREN: Via her website: https://laurentilden.co Via her podcast: https://makinggoodpodcast.com On Instagram: https://instagram.com/laurentilden ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

346: From Corporate to Full-Time Entrepreneur: How Zainab Made The Leap
On this episode, Zainab Aliyu shares how she transition from corporate to full-time entrepreneur running her own luxury leather goods business. Zainab is the CEO & Creative Director of AABOUX, a stylish luxurious leather brand founded in 2017. AABOUX creates limited edition and quality statement pieces using their signature stitch-less technique; from exquisitely and ethically sourced leathers by third-generation skilled artisans in Lagos, Nigeria. Zainab sits on three boards as a Non Executive Director. She is also a Creative, a Finance Professional and a UK qualified Fellow of the Association of Chartered and Certified Accountants (ACCA) with over 16 years of experience in the extractive sector (mainly in the oil and gas sector, across five continents, and recently in mining). She qualified at Deloitte UK where she spent four years serving clients in the energy industry and in Risk and Assurance. Prior to to that, she worked at KPMG Nigeria in Business Advisory, Philipps, Kobbs & Co as an Accountant. Post Deloitte she worked at Baker Hughes UK engaging in Internal Audit, Risk and compliance projects and an Indigenous oil and gas company in Project Accounting as a Financial Controller. She is passionate about philanthropy and is involved in several causes aimed at education, healthcare, children, women, internally displaced persons and mental health matters. Zainab enjoys travelling, art, reading, fashion, photography and current affairs. WHAT ZAINAB DISCUSSED: Her journey from corporate life to full-time entrepreneurship and the pivotal moment that made her realize it was time to leave the corporate world. Some of the biggest challenges she faced in making the transition. How she prepared herself financially and mentally for this big leap. The key skills and experiences from her corporate job that have helped her in her entrepreneurial journey. The importance of building a support network when transitioning to entrepreneurship. AND SO MUCH MORE HOW TO KEEP UP WITH ZAINAB: Via her website: https://aaboux.com Instagram: https://instagram.com/aaboux ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

345: Key Financial Tips to Crush Your Medical Debt Without Going Bankrupt With Dr. Virgie Bright Ellington
On this episode, Dr. Virgie Bright Ellington, shares key financial tips to help you crush your medical debt without going bankrupt! Dr. Virgie is an internal medicine physician, former health insurance executive, and principal of Crush Medical Debt Financial Wellness, which helps 100 million American healthcare cost victims struggling with the nation's #1 cause of debt and bankruptcy – medical bills. After practicing for more than 20 years in primary care and psychiatric settings and as a medical billing expert, Dr. Virgie now helps patients avoid financial devastation from crushing medical bills through her "What Your Doctor Wants You to Know" series. She's the author of "What Your Doctor Wants You to Know to CRUSH MEDICAL DEBT" and host of the weekly "Crush Medical Debt - Medical Bills Uncovered" show on the VoiceAmerica radio network and more than 30 of your favorite podcast platforms. WHAT DR. VIRGIE DISCUSSED: How she become so passionate about helping people manage their medical debt The current landscape of medical debt in the United States Key components patients should look for when it comes to understanding medical debt, and how can they identify errors or overcharges Effective strategies for negotiating with healthcare providers and insurance companies Types of financial assistance programs are available for patients struggling with medical debt Common mistakes people make when dealing with medical debt AND SO MUCH MORE HOW TO KEEP UP WITH DR. VIRGIE: Instagram: https://www.instagram.com/crushmedicaldebt LinkedIn: https://www.linkedin.com/in/drvirgie X: https://x.com/therealdrvirgie TikTok: https://www.tiktok.com/@crushmedicaldebt YouTube: https://www.youtube.com/@CrushMedicalDebt Via her website: https://crushmedicaldebt.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

344: These Money Mistakes Are Derailing Your Finances
We can all likely make long lists of the bad money mistakes that we have made. That being said, we all make money mistakes. And the key here is that we dust ourselves off and we keep moving. Let's talk about the big money mistakes that you want to avoid and how to recover from them if you have found that you have already made these mistakes. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

Two New Books to Transform Your Finances – Get Ready! Nov 13th 2024!
Announcing the pre-sale of not one but TWO highly anticipated Clever Girl Finance books, both releasing on November 13th, 2024! Here's what to expect in these incredible new releases: My Wealth Plan Workbook: A personalized toolkit packed with financial worksheets, checklists, and actionable strategies to help you ditch debt, save money, and build real wealth. This workbook is your go-to guide for organizing your financial goals and taking immediate action. Clever Girl Finance, Expanded & Updated 2nd Edition: An updated version of the bestselling personal finance book for women, filled with even more insights on budgeting, debt management, investing, and wealth-building strategies. Tune in to hear all about these new books and how they can help you take control of your finances in 2025 and beyond! Pre-Order Now: You can pre-order My Wealth Plan Workbook and Clever Girl Finance, Expanded & Updated 2nd Edition from all major retailers, including: Amazon: My Wealth Plan Workbook: Your Personalized Plan to Ditch Debt, Save Money and Build Real Wealth Clever Girl Finance, Expanded & Updated: Ditch Debt, Save Money and Build Real Wealth - 2nd Edition Barnes & Noble Books-A-Million IndieBound Connect with Clever Girl Finance: Follow on Instagram: @clevergirlfinance Visit the Clever Girl Finance website: www.clevergirlfinance.com Subscribe on YouTube: youtube.com/clevergirlfinance

343: Do This To Start Achieving Your Goals!
It is so exciting to think about the possibilities of what can happen when we actually achieve our goals. Unfortunately, so many of us give up on our goals before we even get started. So tune in to learn key ways in which you can start achieving your goals starting today. And the tips I'm going to share just don't apply to your finances. They can also apply to other aspects of your life as well. So let's get into it! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

342: Finding Contentment Without Complacency In Our Finances With Jill Sirianni
On this episode of the podcast, Jill Sirianni joins us to discuss the topic of contentment vs. complacency when it comes to our finances. Jill is the co-host of Frugal Friends Podcast and co-author of 'Buy What You Love Without Going Broke', releasing January 2025. She and her husband paid off $60,000 of debt over 7 years while cash flowing her masters degree. As a licensed clinical social worker she's experienced in doing a lot with a little – from starting small businesses to full-time RVing – all of it was leveraged in her debt pay-off journey. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. WHAT JILL DISCUSSED: How she defines contentment in the context of personal finances and how can it differ from complacency How her perspective on contentment and financial management has evolved over time based on her own personal finance journey Key strategies to strive for financial growth without becoming complacent Her approach to mindful spending Advice for overcoming plateaus and reigniting financial growth AND SO MUCH MORE HOW TO KEEP UP WITH JILL: @frugalfriendspodcast www.buywhatyoulovebook.com www.frugalfriendspodcast.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

341: How To Create A Biweekly Budget
A biweekly budget is perfect for those who get paid every other week. It helps you structure your budget around your paychecks so you can better plan your finances. Learn out how to create a biweekly budget that works for you in this episode! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

340: Ideas To Save $1,000 Fast
Sometimes an extra $1000 can come in really handy. Whether to pay some bills, save money for an upcoming trip, or expand your emergency fund, who wouldn't want another $1,000? If this sounds like something you are interested in, I have some great ideas for how to save $1,000 fast! Keep listening! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

Ep 339339: Relocating To Ghana, Financial Changes & The Truth About The "Soft Life" With Kara Stevens
On this podcast episode, Kara Stevens, author, financial expert and founder of the Frugal Feminista discusses relocating to Ghana, financial changes and the truth about the "soft life"! Kara's relatable financial advice has been featured on Forbes, CNN, Business Insider, Huffington Post, Yahoo Finance, ESSENCE, Women's Day Magazine, The Washington Post, and other nationally recognized media outlets. She is also the author of Heal Your Relationship With Money, The Happy Finances Challenge, and Unmasking the Strong Black Woman. WHAT KARA DISCUSSED: 1. What inspired her to relocate to Ghana, and her initial thoughts and feelings about making such a significant move 2. The financial preparations she made before relocating 3. The biggest financial adjustments she had to make 4. How she handled the transition in terms of generating income in Ghana 5. The biggest cultural and lifestyle adjustments she had to make 6. How the concept of 'soft life' plays out in reality 7. Practical tips for anyone considering a move abroad, particularly from a financial perspective AND SO MUCH MORE HOW TO KEEP UP WITH KARA: You can keep in touch with Kara Stevens on Twitter (@frugalfeminista), Instagram (@frugalfeminista), and Facebook (@TheFrugalFeminista) Pick up her book, ""Heal Your Relationship With Money": https://www.healyourrelationshipwithmoney.com/* Read the excerpt: https://www.thefrugalfeminista.com/community/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

338: Mindset Shifts You Need To Make Today For Financial Abundance
On this podcast episode, let's discuss the key mindset shifts you need to make today for your financial abundance! When it comes to having a broke mindset, I've been there - especially when I was trying to save money and trying to start my business. I told myself things like I could never achieve my big financial goals. I told myself how making money was too hard for me to do and I've even told myself that you know what, maybe I was not meant to succeed but those were all lies and I had to change my mindset and do it quickly because it was keeping myself stuck, de-motivated and blind to opportunities that ended up passing me by! What mindset shifts can you make starting today? ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

337: Are You Frugal Or Are You Just Cheap?
Being frugal and being cheap have a lot in common — they are both about saving money. So, what's the difference between cheap and frugal in real terms? On this episode, learn the difference between being cheap vs being frugal and how to avoid falling into the trap of being cheap because being cheap can impact your friendships, finances, and more! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

336: How Reni Helped 100 People Save Over $862,210
On this podcast episode, Reni Odetoyinbo @xoreni shares how she helped 100 people save over $862,210 in 2023. Reni is a financial literacy educator and content creator. After purchasing her first home at the age of 23, she began to share her journey on social media to educate and inspire other Black and Brown folks. On her YouTube channel, 'xoreni' she shares resources around career development and financial literacy. Over the past four years, Reni has built a community of over 150,000 individuals across her platforms. WHAT RENI DISCUSSED: Her motivation start helping people save money The strategies she used to help people save such a significant amount of money The specific financial principles and philosophies she follows The biggest challenges people face saving money, and how to overcome them Her personal lessons and insights from this experience AND SO MUCH MORE HOW TO KEEP UP WITH RENI: https://www.instagram.com/xoreni https://www.youtube.com/xoreni https://www.tiktok.com/@xoxoreni https://renitheresource.com/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

335: How Anya Built A Sustainable And Eco - Friendly Luxury Handbag Brand In Turks & Caicos
Anya Willique Pratt has over 8 years in the field of fashion, sustainability and navigation of markets. As the Caribbean Sustainable Ambassador, Anya has placed her focus on stewardship. Through educational workshops, prison rehabilitation fashion programs and her brand the designer seeks to make social economic change. Showcasing a curated selection of bespoke leather goods, WILLIQUE aims to demonstrate that luxury and sustainability are not mutually exclusive but can coexist harmoniously. With a focus on durability, longevity, and environmentally-friendly practices, the brand offers an alternative to mass-produced items, emphasizing quality over quantity. WHAT ANYA DISCUSSED: How she got started in the luxury handbag industry, particularly focusing on sustainability and eco-friendliness. Some of the key challenges she faced in building a sustainable and eco-friendly luxury brand in the fashion industry. What sets her handbags apart in terms of sustainability practices and materials used. How she managed her personal finances while launching and growing her business. The financial strategies or approaches she found particularly helpful in funding her sustainable luxury brand. Key advice she would give to aspiring entrepreneurs looking to create their own brands AND MUCH MORE HOW TO KEEP UP WITH ANYA: On Instagram: https://instagram.com/willique On Facebook: https://facebook.com/willique ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

334 How To Start A Successful Family Business With Kaitlin Leung
On this podcast episode, Kaitlin Leung co-founder of the family business @thewoksoflife share her experience and tips on how to start a successful family business. Since its founding in 2013, The Woks of Life has become the #1 online resource for approachable, creative, authentic Chinese recipes in English. Through their popular recipe site and diverse social media community, Bill, Judy, Sarah and Kaitlin Leung share inspiring recipes and their family's culinary genealogy with millions of home cooks. With the debut of their highly-acclaimed, New York Times bestselling cookbook The Woks of Life: Recipes to Know and Love from a Chinese American Family in 2022, the family has served up even more of their sought-after recipes and culinary stories to hungry fans and new audiences. The Leungs have been featured in numerous press outlets, including Magnolia Network's Family Dinner with Andrew Zimmern, Food Network's Family Meal, as well as Bon Appetit, Good Morning America, NPR, The New York Times, and many more. WHAT KAITLIN DISCUSSED: 1. the story behind the founding of The Woks of Life and how their family business journey began in 2013 2. What inspired her family to focus specifically on providing approachable, creative, and authentic Chinese recipes in English 3. How they manage the dynamics of working together as a family in a business setting 4. How they leveraged their popular recipe site and social media community to grow their family business and connect with millions of home cooks 5. Key factors that contribute to the longevity and sustainability of a family-run business AND SO MUCH MORE HOW TO KEEP UP WITH KAITLIN AND HER FAMILY: Via their website: https://thewoksoflife.com/ On Instagram: https://instagram.com/thewoksoflife ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

333: Examples Of Financial Goals
Taking control of your finances and making a plan for your money is the best way to match your goals with your bank balance. Financial goals give you a reason to take charge of your money. Here are some simple but extremely effective examples of financial goals to help you get started with setting your own. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

332: How To Reward Yourself Without Blowing Your Budget
The truth is that you work hard for your money, so it's only fair that you get to reward yourself every now and then, right? Well yes - You definitely deserve to treat yourself and have fun. So check out these key tips for rewarding yourself while staying within your budget! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

331: How Julie Started And Grew Her Events Planning Business While Working Full - Time
On this episode of the podcast, Julie Pozo-Cepeda, an event planner and founder of @julzbox shares how she started and grew her events planning business while working full-time. Julie is a Dominican-American born and raised in upper Manhattan - Washington Heights. By day, she's the Director of Events for a prestigious higher education institution, orchestrating memorable experiences that bring people together. With over 25 years of experience in event planning, she's come to believe that the art of gathering is truly just that—an art. She holds a Masters degree in administration, grounding her work in strategic planning and organizational excellence. In her spare time, you might catch her striking a pose in the world of commercial modeling. WHAT JULIE DISCUSSED: 1. How she decided to start your events planning business while working full-time 2. How she balances a full-time job and a business 3. The initial steps she took to launch her events planning business 4. How she has gone about building her client base 5. How she managed her finances during the early stages of her business AND MUCH MORE HOW TO KEEP UP WITH JULIE: - On Instagram: - https://instagram.com/miminjulz - https://instagram.com/julzbox Via her website: https://www.julzbox.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

330: How Jenne Has Grown A Massive YouTube Channel On Southern Inspired Vegan Recipes
On today's episode of the podcast, Jenne Claiborne of Sweet Potato Soul shares how she has grown a massive YouTube channel based on her passion business on southern inspired vegan recipes. Jenné is a vegan chef, content creator, and author of the Sweet Potato Soul cookbook, who is known for creating colorful, unique, and easy-to-make southern inspired vegan recipes. She became vegan for ethical and animal welfare reasons, and was pleasantly surprised by the way in which it improved her health and happiness. Jenné has been featured on several shows and in various other media outlets, including The Today Show, the New York Times, Washington Post, and more. You can find her recipes on SweetPotatoSoul.com and in her cookbook, Sweet Potato Soul. WHAT JENNE DISCUSSED: *The motivation behind why and how she started her niche business focused on southern inspired vegan food. *How she "veganizes" popular southern dishes *How she built her YouTube channel and her revenue streams *Her approach to life and business AND SO MUCH MORE HOW TO KEEP UP WITH JENNE: - On Instagram: https://instagram.com/sweetpotatosoul - Via her website: https://sweetpotatosoul.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

329: How To Start Living Below Your Means
With the right money mindset, budgeting methods, and financial planning, you can quickly begin to live within your means. In this episode, learn how to create a financial plan to set yourself up for financial success and resist living above your means! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

328: How Steph Has Used Intentional Goal Setting To Achieve Her Financial Goals
Steph is a mother of two beautiful girls and lives in Naarm in Melbourne, Wurundjeri Country, Australia. On today's episode of the podcast, Steph shares how she's leveraged goal setting to achieve her financial goals. She has been following Clever Girl Finance for at three years and breakdowns how she's achieved her recent amazing financial accomplishments as well as her long term financial goals. WHAT STEPH DISCUSSED: *How she went about improving her financial literacy *The mindset shifts she made to get promoted at work and increase her income, pay for her car in cash and max out her emergency savings *How she's becoming a role model to her daughters as a single parent How leveraging the CGF goal setting approach has been a game-changer for her AND MUCH MORE HOW TO KEEP UP WITH STEPH: - Via LinkedIn: https://www.linkedin.com/in/stephanie-may-41838049 ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

327: How Ashlee Has Managed Her Personal AND Business Finances To Build Her Marketing Business
On this episode of the podcast, Ashlee Sang joins us to share how she manages her personal and business finances as she builds her marketing consulting business. Through Ashlee Sang Consulting and as host of the Purpose & Progress Podcast, Ashlee equips conscious and caring leaders to take confident, meaningful action in alignment with their values. She believes that when business feels and does good, revenue and impact will follow. WHAT ASHLEE DISCUSSED: * How she has navigated the financial aspect of launching her business while ensuring her personal finances remains stable * How she has created and maintained budgets for both her business and personal finances. * How she's navigated income fluctuations in business * Her favorite tools and resources to run her business AND MUCH MORE HOW TO KEEP UP WITH ASHLEE: Via her website: https://www.ashleesang.com/clever On LinkedIn: https://linkedin.com/ashleesang On Instagram: https://www.instagram.com/ashleesangconsulting ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

326: How Women Can Protect Themselves Financially In Romantic Relationships With Anna N'Jie - Konte
Today Anna N'Jie-Konte joins us to discuss how women can protect themselves financially in romantic relationships Anna is the President of Re-Envision Wealth and the host of the Financial Powerhouse podcast. Having spent her childhood watching the strong women around her live lives dictated by their bank balances, she's on a mission to rewrite the money stories of women of color. She is a proud Puerto Rican, Gambian-American who is committed to building a financial industry where access to excellent, values-aligned financial advice is the norm, not the exception. WHAT ANNA DISCUSSED: * Her personal story and why financial wellness for women in relationships is so important. * Early signs in relationships that indicated a healthy or unhealthy approach to financial matters. * How women should approach the topic of finances with their partners. * The importance of legal agreements such as prenuptial agreements for protecting financial interests and how this is also a personal decision. * Warning signs that women should be aware of regarding financial abuse. * Insights on how women should prepare financially for major life changes such as marriage, children, or divorce. HOW TO KEEP UP WITH ANNA: Via her website: https://www.annanjiekonte.com On LinkedIn: https://www.linkedin.com/in/annanjie/ On Twitter and Instagram: @anjiekonte ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

325: Navigating Family Dynamics And Preparing For Parental Retirement With Giovanna Gonzalez
On this episode, Giovanna Gonzalez shares key tips on how to navigating family dynamics and preparing for parental retirement. Giovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of the bestselling book Cultura and Cash. During The Great Resignation, she quit her 10 year corporate career to pursue her true passion: teaching financial literacy to young adults. She also teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine and Top 25 Creator by Fast Company. WHAT GIGI DISCUSSED: 1. Her personal journey as a First Gen Latina navigating the complexities of personal finances and family dynamics 2. The importance of balancing family expectations with personal financial wellness. 3. How she's supporting and helping her dad prepare for retirement. 4. How to shift your money mindset and view money as a tool for self-care and empowerment 5. Advice for listeners who are eager to start taking control of their finances and building a life they love, while also considering their family's well-being HOW TO KEEP UP WITH GIGI: Pick up Gigi's book at https://www.culturaandcash.com Her website: https://www.thefirstgenmentor.com/ Instagram: https://www.instagram.com/gigithefirstgenmentor/ LinkedIn: https://www.linkedin.com/in/giovannagonzalez/ TikTok: https://www.tiktok.com/@thefirstgenmentor ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

324: How Norly Is Parallel Planning Her Early Retirement With Her Mom
Norly was born in Brooklyn, NY and family is from Haiti. She taught middle school English for three years before becoming a securities attorney. She loves to work out, travel and talk about personal finance with family and friends! WHAT NORLY DISCUSSED: 1. The concept of parallel planning for retirement and how are she and your mom embarking on this journey together 2. When she decided she wanted to retire early (FIRE) and her 3. The key financial strategies she's employing for her early retirement plans AND MUCH MORE ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

323: Should You Quit Your Job?
Let's discuss the best reasons to leave a job and what to consider before you quit. You may want to quit your job for personal reasons, while other times, it might be related to the job itself. Here are 7 common signs whether or not you should quit your job and how best to go about it! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

322: How Shanae Leveraged Asking For Help At Work To Increase Her Income!
On today's episode of the podcast, Shanae Brown shares how asking for help at work got her a raise! Shanae is a NYC-based leadership coach, workshop facilitator, and passionate speaker who's had a stellar career in Human Resources. With nearly a decade of HR experience, Shanae has worked with top business leaders in the Financial Services, Music, and Tech industries. Leveraging her expertise in talent development, psychology, and passion for personal growth, she founded No Cream In This Coffee, a groundbreaking career development company dedicated to creating better work experiences and workplaces for Black women. WHAT SHANAE DISCUSSED: 1. How she overcame self-doubt and concerns about seeking guidance, especially amid organizational changes. 2. How her identity as a Black woman influenced her approach to seeking help and self-advocacy in the workplace. 3. Key strategies and advice for women facing corporate challenges. AND MUCH MORE HOW TO KEEP UP WITH SHANAE: - Via her website: https://www.nocreaminthiscoffee.com/ - On Instagram: https://www.instagram.com/nocreaminthiscoffee/ - On LinkedIn: https://www.linkedin.com/in/theshanaebrown/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

321: 7 Tips To Negotiate Your Credit Card Debt
Learn 7 key tips to help you negotiate credit card debt and navigate the negotiation process! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

320: Break The Cycle Of Shame Around Money
Do you ever look back on certain money decisions you've made in the past and think, "My gosh… how could I have been so careless?!" The shame and humiliation feel real — and the more you think about it, the more embarrassed you become. In times like these, you may be experiencing a cycle of shame around money. Learning how to break this cycle and heal your relationship with money can help you shed your disappointment and chart a path forward. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

319: Tips To Maximize Your Grocery Budget
Learn how to stop wasting money on food and maximize your grocery budget! Explore 19 effective ways to grocery shop on a budget! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

318: A $245k Inheritance, Getting In Deep In Debt And Finding Hope Amid Chaos
Molly Stillman is the host of the "Can I Laugh on Your Shoulder?" podcast,a sought-after speaker and author of the book, "If I Don't Laugh, I'll Cry: How Death, Debt, and Comedy Led to a Life of Faith, Farming, and Forgetting What I Came into This Room For" The lifestyle blog she started in 2007, Still Being Molly, is a community for women who love ethical style, clean beauty, parenting, funny stories, and serving in their communities. Her deep passion lies in inspiring women to know they were created on purpose, with a purpose, and for a purpose. Molly was on was on episode 47 sharing her debt pay off story and episode 114 talking about the emotions that come from being in debt and also featured in the first Clever Girl Finance book. She lives with her husband John, children Lilly and Amos, and various and sundry animals on a small farm in Durham, North Carolina. She loves Jesus a whole lot, drinks too much Diet Coke, and eats a lot of Chipotle burritos. WHAT MOLLY DISCUSSED: * The emotional journey and impact of her losing her mother at a young age. * How she managed an unexpected inheritance of $245,485 and the financial decisions that led to substantial debt. * How using humor as a coping mechanism during tough times influenced her career in comedy and personal growth. * The turning point that helped her move away from depression * Advice for someone facing tough times and feeling lost or hopeless. * How she realized the potential for growth and purpose in her own struggles and setbacks AND MUCH MORE HOW TO KEEP UP WITH MOLLY: - Via her website: http://www.stillbeingmolly.com - All social media: @stillbeingmolly ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

317: Simple Exercises To Improve Your Money Mindset
In this podcast, let's go over how to keep yourself on track and achieve your goals with abundance mindset exercises! What are money mindset exercises? Money mindset exercises are practices that you do to change how you think about money and wealth. Your perception of money impacts the way you earn, save, and spend it. All of which affect how you manage your finances and build wealth. Tune in to learn more! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance